CN111681071B - Sub-fee data generation system and method, storage medium and electronic device - Google Patents

Sub-fee data generation system and method, storage medium and electronic device Download PDF

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Publication number
CN111681071B
CN111681071B CN202010451865.5A CN202010451865A CN111681071B CN 111681071 B CN111681071 B CN 111681071B CN 202010451865 A CN202010451865 A CN 202010451865A CN 111681071 B CN111681071 B CN 111681071B
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rule
sub
expense
data
factor
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CN111681071A (en
Inventor
崔洁
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Taikang Insurance Group Co Ltd
Taikang Online Property Insurance Co Ltd
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Taikang Insurance Group Co Ltd
Taikang Online Property Insurance Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0611Request for offers or quotes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Abstract

The embodiment of the invention discloses a sub-expense data generation system and a sub-expense data generation method. The system comprises: the rule configuration module is used for receiving at least one submitted rule factor and corresponding sub-expense proportion, generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion, and the insurance quotation module is used for receiving the insurance application information and generating premium data according to the insurance application information; the rule configuration module is used for determining target sub-expense rule data matched with the application information according to the application information and at least one rule factor; the expense generating module is used for generating sub-expense data according to the target expense proportion and the premium data and providing the sub-expense data for the insurance quotation module, so that the rule is uniformly maintained and managed through the rule configuration module, the rule is not required to be divided into a plurality of systems or channels for configuration, the labor cost of rule maintenance is saved, the data redundancy is avoided, the data consistency is ensured, and the accuracy of the system is improved.

Description

Sub-fee data generation system and method, storage medium and electronic device
Technical Field
The present application relates to the field of data processing technologies, and in particular, to a sub-fee data generating system, a sub-fee data generating method, a storage medium, and an electronic apparatus.
Background
At present, 98% of services in the vehicle insurance policy are policy-issued through various channels, and the policy-issued modes are divided into: a car insurance core system, an APP (Application program), a WAP (Wireless Application Protocol) website, a PC (Personal Computer ), an instant messaging software end, an API (Application Programming Interface, application program interface) and other various modes.
The inventor researches find that when a channel is newly added each time, if the channel is only ordered from a car insurance core system, corresponding information and handling fee rules of the channel are required to be configured in the car insurance core system; if the channel is not only ordered from the vehicle insurance core system, after the vehicle insurance core system is required to be configured with the corresponding information and the commission rule of the channel, the channel is exported to IT (Internet Technology ) personnel of the Internet vehicle insurance core system in a form of an SQL (structured query language) database so as to synchronize corresponding data of the Internet vehicle insurance core database, and meanwhile, modes such as APP, WAP, PC, an instant messaging software end, API docking and the like are required to be matched with a server for restarting, so that the channel can be ordered normally.
If the traffic fee proportion is not increased, only the traffic fee proportion is changed, whether the traffic fee proportion is changed in the whole channel or the personalized channel is required to be judged, if the traffic fee proportion is changed in the whole channel, the traffic fee rules of all channels on the line are required to be increased or edited, at present, about 100 car insurance channels exist, if the traffic fee proportion is changed, at least 100 car insurance channels are required to be changed, and after the car insurance core system is changed, SQL is derived, and the internet car insurance core system is synchronously changed again; if the handling fee of the personalized channel is changed and the handling fee scale factor is increased, the factors are increased in the car insurance core database and the Internet car insurance core database, meanwhile, all rules corresponding to the corresponding channels are synchronously updated for the factors, the data of the car insurance core database and the Internet car insurance core database are synchronously performed in an SQL mode manually, the rules can be effective, the configuration of one channel requires at least 5 manpower/day each time, the change of the handling fee scale requires at least 5 manpower/day, the management and control of the handling fee of the car insurance are strict, the real-time effective is usually required if the change is required, the control and release time is controlled to be effective when the current real-time effective completely requires manual consumption, and the manpower cost is high.
Disclosure of Invention
In view of the above problems, a sub-expense data generation system, a method, a storage medium and an electronic device are provided to solve the problems that unified maintenance cannot be performed, time and effort are consumed for regular maintenance, and data are easy to be inconsistent.
According to an aspect of the present invention, there is provided a sub-charge data generation system including:
the system comprises an insurance quotation module, a rule configuration module and a cost generation module;
the insurance quotation module is used for receiving the application information and generating premium data according to the application information;
the rule configuration module is used for receiving at least one submitted rule factor and corresponding sub-expense proportion, generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion, acquiring the insurance information from the insurance quotation module, and determining target sub-expense rule data matched with the insurance information according to the insurance information and the at least one rule factor;
the expense generating module is used for acquiring the target sub-expense proportion in the target sub-expense rule data from the rule configuration module, acquiring the premium data from the insurance quotation module, generating sub-expense data according to the target expense proportion and the premium data, and providing the sub-expense data to the insurance quotation module.
Optionally, the rule configuration module is configured to receive submitted at least one rule factor and corresponding sub-cost proportion, including:
receiving a selection operation for the at least one rule factor in a first display area on a rule configuration page;
displaying the selected at least one rule factor in a second display area on the rule configuration page according to the at least one rule factor;
the sub-cost proportion submitted in a second display area on the rule configuration page is received.
Optionally, the rule factors include a rule type, the rule type has a preset priority, and the rule configuration module is configured to determine target sub-expense rule data matched with the application information according to the application information and the at least one rule factor, including:
matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low;
and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
Optionally, the rule factors include a rule type, the rule type includes a special channel type, and the rule configuration module is further configured to:
Receiving the submitted special channel type and rule identification;
searching first sub-expense rule data according to the special channel type and the rule identifier; wherein the first sub-expense rule data comprises a first channel identifier and a first sub-expense proportion;
receiving a submitted second channel identifier;
and adding the second channel identifier to the first sub-expense rule data.
Optionally, the rule configuration module is configured to receive at least one rule factor submitted and a corresponding sub-cost proportion, and further includes:
receiving rule validation time submitted in a second display area on the rule configuration page;
the rule configuration module is configured to generate sub-cost rule data according to the at least one rule factor and the corresponding sub-cost proportion, and includes:
and storing the at least one rule factor, the corresponding sub-expense proportion and the rule effective time as the sub-expense rule data.
Optionally, the rule factor includes a rule type, and the rule configuration module is further configured to:
receiving a rule type selected in a second display area on a rule configuration page and a filled rule name prior to the receiving a selection operation for the at least one rule factor in the first display area on the rule configuration page; wherein the rule types comprise general types, regional types and special channel types.
Optionally, the rule configuration module is further configured to:
if the selected rule type is a region type, increasing region display items in the second display area;
if the selected rule type is a special channel type, adding channel code display items in the second display area.
According to another aspect of the present invention, there is provided a sub-charge data generation method including:
the rule configuration module receives the submitted at least one rule factor and the corresponding sub-expense proportion, and generates sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion.
The insurance quotation module receives the application information and generates premium data according to the application information.
The rule configuration module obtains the application information from the insurance quotation module, and determines target sub-expense rule data matched with the application information according to the application information and the at least one rule factor.
The fee generation module obtains a target sub-fee proportion in the target sub-fee rule data from the rule configuration module, obtains the premium data from the insurance quotation module, generates sub-fee data according to the target fee proportion and the premium data, and provides the sub-fee data to the insurance quotation module.
Optionally, the receiving the submitted at least one rule factor and the corresponding sub-cost ratio includes:
receiving a selection operation for the at least one rule factor in a first display area on a rule configuration page;
displaying the selected at least one rule factor in a second display area on the rule configuration page according to the at least one rule factor;
the sub-cost proportion submitted in a second display area on the rule configuration page is received.
Optionally, the rule factors include rule types, the rule types have preset priorities, and determining target sub-expense rule data matched with the application information according to the application information and the at least one rule factor includes:
matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low;
and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
Optionally, the rule factor includes a rule type, the rule type includes a special channel type, and the method further includes:
The rule configuration module receives the submitted special channel type and rule identification;
the rule configuration module searches first sub-expense rule data according to the special channel type and the rule identifier; wherein the first sub-expense rule data comprises a first channel identifier and a first sub-expense proportion;
the rule configuration module receives the submitted second channel identification;
the rule configuration module adds the second channel identifier to the first sub-expense rule data.
Optionally, the receiving the submitted at least one rule factor and the corresponding sub-cost ratio further comprises:
receiving rule validation time submitted in a second display area on the rule configuration page;
the generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion comprises the following steps:
and storing the at least one rule factor, the corresponding sub-expense proportion and the rule effective time as the sub-expense rule data.
Optionally, the rule factors include rule types, and before the receiving the selecting operation for the at least one rule factor in the first display area on the rule configuration page, the method further includes:
Receiving a rule type selected in a second display area on the rule configuration page and a filled rule name; wherein the rule types comprise general types, regional types and special channel types.
Optionally, the receiving the submitted at least one rule factor and the corresponding sub-cost ratio further comprises:
if the selected rule type is a region type, increasing region display items in the second display area;
if the selected rule type is a special channel type, adding channel code display items in the second display area.
According to another aspect of the present invention, there is provided a storage medium comprising a stored program, wherein the program, when run, controls a device on which the storage medium resides to perform one or more methods as described above.
According to another aspect of the present invention, there is provided an electronic apparatus including: a memory, a processor and executable instructions stored in the memory and executable in the processor, wherein the processor implements one or more methods as described above when executing the executable instructions.
According to the embodiment of the invention, the rule configuration module is used for receiving at least one rule factor and corresponding sub-expense proportion submitted, and generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion; the insurance quotation module is used for receiving the application information and generating premium data according to the application information; the rule configuration module is used for acquiring the application information from the insurance quotation module, and determining target sub-expense rule data matched with the application information according to the application information and the at least one rule factor; the fee generation module is used for acquiring the target sub-fee proportion in the target sub-fee rule data from the rule configuration module, acquiring the premium data from the insurance quotation module, generating sub-fee data according to the target fee proportion and the premium data, and providing the sub-fee data to the insurance quotation module, so that the rule is uniformly maintained and managed through the rule configuration module, the rule is not required to be configured by being subdivided into a plurality of systems or channels, the labor cost of rule maintenance is saved, the data redundancy is avoided, the consistency of the data is ensured, and the accuracy of the system is improved.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the invention. Also, like reference numerals are used to designate like parts throughout the figures. In the drawings:
FIG. 1 is a schematic diagram of a sub-fee data generation system according to a first embodiment of the present invention;
FIG. 2 is a schematic diagram of a commission configuration page;
FIG. 3 is a schematic diagram of another commission configuration page;
FIG. 4 is a first schematic diagram of a commission rule configuration;
FIG. 5 is a second schematic diagram of a commission rule configuration;
FIG. 6 is a schematic diagram of a rule management scheme;
FIG. 7 is a schematic diagram of an insurance quote flow;
fig. 8 is a flowchart of a sub-fee data generation method according to the second embodiment of the present invention.
Detailed Description
Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
Example 1
Referring to fig. 1, a schematic diagram of a sub-fee data generating system according to a first embodiment of the present invention is shown, where the system may specifically include: an insurance quotation module 101, a rule configuration module 102, a fee generation module 103.
The insurance quotation module 101 is configured to receive the application information and generate premium data according to the application information;
the rule configuration module 102 is configured to receive at least one submitted rule factor and a corresponding sub-cost proportion, generate sub-cost rule data according to the at least one rule factor and the corresponding sub-cost proportion, acquire the application information from the insurance quotation module 101, and determine target sub-cost rule data matched with the application information according to the application information and the at least one rule factor;
the fee generation module 103 is configured to obtain a target sub-fee proportion in the target sub-fee rule data from the rule configuration module 102, obtain the premium data from the insurance quotation module 101, generate sub-fee data according to the target fee proportion and the premium data, and provide the sub-fee data to the insurance quotation module 101.
It may be appreciated that the insurance quotation module, the rule configuration module, and the fee generation module may be implemented by an electronic device having a certain computing capability, or may be implemented by a computing platform on the electronic device, which is not limited herein.
In embodiments of the present invention, the rule factors include, but are not limited to, rule types, rule names, rule identifications, application types, regions, channel identifications, risk types, vehicle types, usage properties, new and old vehicles, etc., or any other applicable factors, to which embodiments of the present invention are not limited. The sub-charges include a commission charge, a surcharge, a service charge, etc., or any other suitable sub-charge, to which embodiments of the invention are not limited. The sub-fee proportion is used to calculate the proportion of the sub-fee, which may be the proportion of the sub-fee to the overall premium, or any other applicable proportion, which is not limited in the embodiment of the present invention.
The service manager may submit at least one rule factor, e.g., submit rule type, insurance name, risk, region, vehicle class, use property, new and old vehicles, etc., before submitting the corresponding sub-charge ratio.
In some alternative embodiments, the rule configuration module is configured to receive the submitted at least one rule factor and corresponding sub-cost proportion, comprising: receiving a selection operation for the at least one rule factor in a first display area on a rule configuration page; displaying the selected at least one rule factor in a second display area on the rule configuration page according to the at least one rule factor; the sub-cost proportion submitted in a second display area on the rule configuration page is received.
For example, as shown in a schematic diagram of a commission configuration page in fig. 2, in a selection area (i.e., a first display area) of the page, a service manager may sort out various rule factors, select an insurance name, a risk, a region, a vehicle class, a usage property, an old and new vehicle, etc., and for the rule factors that have been selected, display the rule factors in a lower form area (i.e., a second display area), and fill out commission proportions in corresponding positions in the form area.
In some alternative embodiments, the rule configuration module is configured to receive the submitted at least one rule factor and the corresponding sub-cost proportion, and further comprises: receiving rule validation time submitted in a second display area on the rule configuration page; the rule configuration module is configured to generate sub-cost rule data according to the at least one rule factor and the corresponding sub-cost proportion, and includes: and storing the at least one rule factor, the corresponding sub-expense proportion and the rule effective time as the sub-expense rule data.
For example, as shown in another schematic diagram of a commission configuration page in fig. 3, a rule is added to a "regional rule", the "application type" is configured to be single-intersection, the "region" is Jiangxi, the "dangerous seed" is intersection, the "commission proportion" is 0, the "effective time" is 2019/08/09/00:00:00, and the point submission is completed. The method does not need to configure the single-strength single-hand renewal proportion of Jiangxi regions of all channels and does not need to manually consume time to release to the zero point.
In some alternative embodiments, the rule factors include rule types including a special channel type, the rule configuration module further configured to: receiving the submitted special channel type and rule identification; searching first sub-expense rule data according to the special channel type and the rule identifier; wherein the first sub-expense rule data comprises a first channel identifier and a first sub-expense proportion; receiving a submitted second channel identifier; and adding the second channel identifier to the first sub-expense rule data.
The rule type includes a special channel type, which refers to a special sales channel of an insurance. And according to the special channel type and the rule identification, the searched sub-expense rule data is recorded as first sub-expense rule data, and the first sub-expense rule data comprises the first channel identification and the first sub-expense proportion. For example, a special channel A is newly added, and the business risk and handling fee proportion of the special vehicle corresponding to the channel is 23%. The special channel A corresponds to the generated channel code (0000394 XXX) (namely, the second channel identifier), and the corresponding commission proportion can be configured in the configuration platform (namely, the rule configuration module); and the configuration is carried out after the information such as the main protocol, the sub-protocol and the like is not required to be generated. The input rule package type is a special channel rule (i.e. a special channel type), the rule name is a special vehicle business risk proportion (i.e. a rule identifier), and a rule (i.e. first sub-expense rule data) with a channel code (0938059 XXX) (i.e. a first sub-expense rule data) shown in a first schematic diagram of the commission rule configuration of fig. 4 is queried, so that a channel code (0000394 XXX) of a special channel A needs to be newly added in the current special vehicle business risk proportion rule, such as a second schematic diagram of the commission rule configuration of fig. 5.
When the car insurance quotes, CPI (i.e. insurance quote module) is called, the insurance quote module calls the commission rule, the risk is 0803 through the channel code (0000394 XXX) in the corresponding insurance information, the type of the car is a special car, the corresponding commission rule is found, the commission rate is 23 and is returned, the corresponding commission amount (i.e. sub-charge data) is uniformly calculated by the car insurance core system (i.e. charge generation module), the commission rate and the commission amount are transmitted to other business systems in the corresponding insurance process for use, the data is uniquely calculated and exported, and the data accuracy is ensured.
After submitting the at least one rule factor and the sub-cost proportion, sub-cost rule data is generated according to the at least one rule factor and the corresponding sub-cost proportion. The sub-cost rule data is a data set of at least one rule factor and corresponding sub-cost proportion that may be stored in a database for use in queries. The newly added rule configuration module can enable a service manager to configure different commission rules according to different service scenes, if the rule is the existing rule, the rule does not need to be added again, and the processing is not required to be carried out again in each system or each channel.
In some optional embodiments, the rule factors include a rule type, the rule type having a preset priority, and the rule configuration module is configured to determine target sub-cost rule data matching the application information according to the application information and the at least one rule factor, including: matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low; and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
Rule types include general rules, regional rules, special channel rules, etc., or any other applicable type, to which embodiments of the present invention are not limited. Different rule types have different preset priorities. In all the sub-expense rule data, matching the application information with rule factors in the sub-expense rule data according to the order from high to low of preset priority of rule types in the sub-expense rule data, and using the first matched sub-expense rule data as target sub-expense rule data. For example, as shown in the schematic diagram of the rule management scheme in fig. 6, the channel commission rule is separated from the channel, and the commonality rule is extracted to form a general rule package (applicable to any channel); extracting the region sharing rules to form a region rule package (applicable to special regions); extracting channel individuation rules to form an individuation special channel rule package (applicable to individuation channels); the commission rule packages are divided into three different levels: call priority (customizable) for three different rule packages is set: for example: special channel rules take precedence over regional rules and general rules. When each business system invokes the commission rule, firstly checking the rule package with the highest priority, if not, checking the rule package with the priority, if not, invoking the rule package with the next time until the uniquely matched commission rule is found, and obtaining the rule with the commission proportion (namely the target sub-fee rule data).
Optionally, the rule factors include rule types, and the rule configuration module is further configured to: receiving a rule type selected in a second display area on a rule configuration page and a filled rule name prior to the receiving a selection operation for the at least one rule factor in the first display area on the rule configuration page; wherein the rule types comprise general types, regional types and special channel types.
When the rule configuration is carried out, the rule types are selected in the second display area, the rule types can be divided into general types, regional types and special channel types, the content required to be selected and filled by different rule types is different, and after the rule types are selected, the operation is carried out in the first display area and the second display area.
Optionally, the rule configuration module is further configured to: if the selected rule type is a region type, increasing region display items in the second display area; if the selected rule type is a special channel type, adding channel code display items in the second display area.
If the selected rule type is a region type, a region display item is added in the second display area, then a region can be selected in the first display area, and the selected region is displayed in the region display item. If the selected rule type is a special region type, adding a channel code display item in the second display region for filling in the channel code at the position. If the selected rule type is the general type, the area display item and the channel code display item are not displayed in the second display area, so that when the rules of different rule types are configured, relevant contents are filled in incorrect display items, the configured rules cannot be normally used, and the probability of errors is reduced.
The insurance quotation module is used for receiving the application information and generating premium data according to the application information. The insurance information includes the name of the applicant, the property being covered, the amount covered, the type of insurance covered, etc., and may specifically include any applicable information related to the insurance, which is not limited in this embodiment of the present invention. Premium data may be generated based on the application information, the premium data not including sub-premium data, and the sub-premium data may be generated by a fee generation module. For this purpose, the insurance quotation module first transmits the application information to the rule configuration module, and the rule configuration module determines target sub-cost rule data matched with the application information. The insurance quotation module also needs to pass premium data to the fee generation module.
The fee generation module obtains the target sub-fee proportion in the target sub-fee rule data from the rule configuration module and obtains the premium data from the insurance quotation module. And then generating sub-charge data according to the target charge proportion and the premium data, and providing the sub-charge data to the insurance quotation module.
For example, as shown in the schematic diagram of the insurance quotation flow shown in fig. 7, the application information is input into the CPI platform (i.e. the insurance quotation module) to perform premium calculation, the CPI platform performs premium calculation to obtain premium data, and transmits the application information to the configuration platform (i.e. the rule configuration module), the configuration platform is called to obtain a subscription rule, the configuration platform transmits the subscription proportion in the subscription rule to the insurance core system (i.e. the fee generation module), the insurance core system obtains premium data obtained by premium calculation from the CPI platform, the insurance core system calculates the subscription amount according to the premium data and the subscription proportion, and provides the subscription amount to the CPI platform, the CPI platform sends the premium data and the subscription amount together as a policy premium, and then enters other flows, for example, the policy performs payment flow and the like. Therefore, the insurance quotation is uniformly calculated by the fee generation module through calling the sub-fee proportion by the rule configuration module and transmitting the sub-fee proportion and the sub-fee data to the internet insurance core system, so that the time for calling the sub-fee rule data, the time for calculating the sub-fee proportion, the time for calculating the sub-fee data, the sub-fee data and the like can be uniform, and the data are not inconsistent due to different systems or different channels.
According to the embodiment of the invention, at least one rule factor and corresponding sub-expense proportion submitted are received through a rule configuration module, and sub-expense rule data are generated according to the at least one rule factor and the corresponding sub-expense proportion; the insurance quotation module receives the application information and generates premium data according to the application information; the rule configuration module obtains the application information from the insurance quotation module, and determines target sub-expense rule data matched with the application information according to the application information and the at least one rule factor; the fee generation module acquires the target sub-fee proportion in the target sub-fee rule data from the rule configuration module, acquires the premium data from the insurance quotation module, generates sub-fee data according to the target fee proportion and the premium data, and provides the sub-fee data to the insurance quotation module, so that the rule is uniformly maintained and managed through the rule configuration module, the rule is not required to be configured in a plurality of systems or channels, the labor cost of rule maintenance is saved, the data redundancy is avoided, the consistency of the data is ensured, and the accuracy of the system is improved.
Example two
Referring to fig. 2, a flowchart of a method for generating sub-expense data in the second embodiment of the present invention may specifically include:
in step 201, the rule configuration module receives at least one rule factor and a corresponding sub-cost proportion submitted, and generates sub-cost rule data according to the at least one rule factor and the corresponding sub-cost proportion.
In step 202, the insurance quotation module receives the application information and generates premium data according to the application information.
In step 203, the rule configuration module obtains the application information from the insurance quotation module, and determines target sub-cost rule data matched with the application information according to the application information and the at least one rule factor.
Step 204, a fee generation module obtains a target sub-fee proportion in the target sub-fee rule data from the rule configuration module, obtains the premium data from the insurance quotation module, generates sub-fee data according to the target fee proportion and the premium data, and provides the sub-fee data to the insurance quotation module.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio comprises: receiving a selection operation for the at least one rule factor in a first display area on a rule configuration page; displaying the selected at least one rule factor in a second display area on the rule configuration page according to the at least one rule factor; the sub-cost proportion submitted in a second display area on the rule configuration page is received.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio further comprises: receiving rule validation time submitted in a second display area on the rule configuration page; the generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion comprises the following steps: and storing the at least one rule factor, the corresponding sub-expense proportion and the rule effective time as the sub-expense rule data.
In some alternative embodiments, the rule factors include a rule type, the rule type including a particular channel type, the method further comprising: receiving the submitted special channel type and rule identification; searching first sub-expense rule data according to the special channel type and the rule identifier; wherein the first sub-expense rule data comprises a first channel identifier and a first sub-expense proportion; receiving a submitted second channel identifier; and adding the second channel identifier to the first sub-expense rule data.
In some alternative embodiments, the rule factors include rule types having a preset priority, and determining target sub-charge rule data matching the application information according to the application information and the at least one rule factor includes: matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low; and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
In an embodiment of the present invention, optionally, the rule factor includes a rule type, and before the receiving the selecting operation for the at least one rule factor in the first display area on the rule configuration page, the method further includes: receiving a rule type selected in a second display area on the rule configuration page and a filled rule name; wherein the rule types comprise general types, regional types and special channel types.
In an embodiment of the present invention, optionally, the receiving the submitted at least one rule factor and the corresponding sub-cost proportion further includes: if the selected rule type is a region type, increasing region display items in the second display area; if the selected rule type is a special channel type, adding channel code display items in the second display area.
According to the embodiment of the invention, at least one rule factor and corresponding sub-expense proportion submitted are received through a rule configuration module, and sub-expense rule data are generated according to the at least one rule factor and the corresponding sub-expense proportion; the insurance quotation module receives the application information and generates premium data according to the application information; the rule configuration module obtains the application information from the insurance quotation module, and determines target sub-expense rule data matched with the application information according to the application information and the at least one rule factor; the fee generation module acquires the target sub-fee proportion in the target sub-fee rule data from the rule configuration module, acquires the premium data from the insurance quotation module, generates sub-fee data according to the target fee proportion and the premium data, and provides the sub-fee data to the insurance quotation module, so that the rule is uniformly maintained and managed through the rule configuration module, the rule is not required to be configured in a plurality of systems or channels, the labor cost of rule maintenance is saved, the data redundancy is avoided, the consistency of the data is ensured, and the accuracy of the system is improved.
For the device embodiments, since they are substantially similar to the method embodiments, the description is relatively simple, and reference is made to the description of the method embodiments for relevant points.
In an embodiment of the disclosure, the sub-expense data generating device includes a processor and a memory, where the above modules and sub-modules are stored as program units, and the processor executes the above program units stored in the memory to implement corresponding functions.
The processor includes a kernel, and the kernel fetches the corresponding program unit from the memory. The kernel can set one or more than one of the sub-expense data generation on the target page through detection, the sub-expense data generation comprises copy operation or paste operation, an operation strategy matched with the target page is determined, and the sub-expense data generation is executed according to the operation strategy, wherein the operation strategy is used for indicating the position range to which the data can be pasted, so that flexible control over the position range to which the page content is copied and pasted is realized, the problem that only two extreme states are completely not allowed and completely allowed is avoided, the flexibility of control over the copy and paste is improved, and the convenience in operation is brought to a user.
The memory may include volatile memory, random Access Memory (RAM), and/or nonvolatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM), among other forms in computer readable media, the memory including at least one memory chip.
The embodiment of the invention provides a storage medium on which a program is stored, which when executed by a processor, implements the sub-charge data generation method.
The embodiment of the invention provides a processor which is used for running a program, wherein the sub-expense data generation method is executed when the program runs.
The embodiment of the invention provides an electronic device, which comprises a processor, a memory and a program stored on the memory and capable of running on the processor, wherein the processor realizes the following steps when executing the program:
the rule configuration module receives the submitted at least one rule factor and the corresponding sub-expense proportion, and generates sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion.
The insurance quotation module receives the application information and generates premium data according to the application information.
The rule configuration module obtains the application information from the insurance quotation module, and determines target sub-expense rule data matched with the application information according to the application information and the at least one rule factor.
The fee generation module obtains a target sub-fee proportion in the target sub-fee rule data from the rule configuration module, obtains the premium data from the insurance quotation module, generates sub-fee data according to the target fee proportion and the premium data, and provides the sub-fee data to the insurance quotation module.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio comprises:
receiving a selection operation for the at least one rule factor in a first display area on a rule configuration page;
displaying the selected at least one rule factor in a second display area on the rule configuration page according to the at least one rule factor;
the sub-cost proportion submitted in a second display area on the rule configuration page is received.
In some alternative embodiments, the rule factors include rule types having a preset priority, and determining target sub-charge rule data matching the application information according to the application information and the at least one rule factor includes:
Matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low;
and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
In some alternative embodiments, the rule factors include a rule type, the rule type including a particular channel type, the method further comprising:
receiving the submitted special channel type and rule identification;
searching first sub-expense rule data according to the special channel type and the rule identifier; wherein the first sub-expense rule data comprises a first channel identifier and a first sub-expense proportion;
receiving a submitted second channel identifier;
and adding the second channel identifier to the first sub-expense rule data.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio further comprises:
receiving rule validation time submitted in a second display area on the rule configuration page;
the generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion comprises the following steps:
And storing the at least one rule factor, the corresponding sub-expense proportion and the rule effective time as the sub-expense rule data.
In some alternative embodiments, the rule factors include rule types, and prior to the receiving the selection operation for the at least one rule factor in the first display area on the rule configuration page, the method further comprises:
receiving a rule type selected in a second display area on the rule configuration page and a filled rule name; wherein the rule types comprise general types, regional types and special channel types.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio further comprises:
if the selected rule type is a region type, increasing region display items in the second display area;
if the selected rule type is a special channel type, adding channel code display items in the second display area.
The application also provides a computer program product adapted to perform, when executed on a data processing device, a program initialized with the method steps of:
the rule configuration module receives the submitted at least one rule factor and the corresponding sub-expense proportion, and generates sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion.
The insurance quotation module receives the application information and generates premium data according to the application information.
The rule configuration module obtains the application information from the insurance quotation module, and determines target sub-expense rule data matched with the application information according to the application information and the at least one rule factor.
The fee generation module obtains a target sub-fee proportion in the target sub-fee rule data from the rule configuration module, obtains the premium data from the insurance quotation module, generates sub-fee data according to the target fee proportion and the premium data, and provides the sub-fee data to the insurance quotation module.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio comprises:
receiving a selection operation for the at least one rule factor in a first display area on a rule configuration page;
displaying the selected at least one rule factor in a second display area on the rule configuration page according to the at least one rule factor;
the sub-cost proportion submitted in a second display area on the rule configuration page is received.
In some alternative embodiments, the rule factors include rule types having a preset priority, and determining target sub-charge rule data matching the application information according to the application information and the at least one rule factor includes:
matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low;
and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
In some alternative embodiments, the rule factors include a rule type, the rule type including a particular channel type, the method further comprising:
receiving the submitted special channel type and rule identification;
searching first sub-expense rule data according to the special channel type and the rule identifier; wherein the first sub-expense rule data comprises a first channel identifier and a first sub-expense proportion;
receiving a submitted second channel identifier;
and adding the second channel identifier to the first sub-expense rule data.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio further comprises:
receiving rule validation time submitted in a second display area on the rule configuration page;
the generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion comprises the following steps:
and storing the at least one rule factor, the corresponding sub-expense proportion and the rule effective time as the sub-expense rule data.
In some alternative embodiments, the rule factors include rule types, and prior to the receiving the selection operation for the at least one rule factor in the first display area on the rule configuration page, the method further comprises:
receiving a rule type selected in a second display area on the rule configuration page and a filled rule name; wherein the rule types comprise general types, regional types and special channel types.
In some alternative embodiments, the receiving the submitted at least one rule factor and corresponding sub-cost ratio further comprises:
if the selected rule type is a region type, increasing region display items in the second display area;
If the selected rule type is a special channel type, adding channel code display items in the second display area.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In one typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include volatile memory in a computer-readable medium, random Access Memory (RAM) and/or nonvolatile memory, etc., such as Read Only Memory (ROM) or flash RAM. Memory is an example of a computer-readable medium.
Computer readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium, which can be used to store information that can be accessed by a computing device. Computer-readable media, as defined herein, does not include transitory computer-readable media (transmission media), such as modulated data signals and carrier waves.
It will be clear to those skilled in the art that, for convenience and brevity of description, specific working procedures of the above-described systems, apparatuses and units may refer to corresponding procedures in the foregoing method embodiments, and are not repeated herein.
In the embodiments provided in the present application, it should be understood that the disclosed apparatus and method may be implemented in other manners. For example, the apparatus embodiments described above are merely illustrative, e.g., the division of the units is merely a logical function division, and there may be additional divisions when actually implemented, e.g., multiple units or components may be combined or integrated into another system, or some features may be omitted or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be an indirect coupling or communication connection via some interfaces, devices or units, which may be in electrical, mechanical or other form.
The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
In addition, each functional unit in the embodiments of the present application may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit.
The foregoing is merely illustrative of the present invention, and the present invention is not limited thereto, and any person skilled in the art will readily recognize that variations or substitutions are within the scope of the present invention. Therefore, the protection scope of the invention is subject to the protection scope of the claims.

Claims (9)

1. A seed fee data generation system, comprising:
the system comprises an insurance quotation module, a rule configuration module and a cost generation module;
the insurance quotation module is used for receiving the application information and generating premium data according to the application information;
the rule configuration module is used for receiving at least one submitted rule factor and corresponding sub-expense proportion, generating sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion, acquiring the insurance information from the insurance quotation module, and determining target sub-expense rule data matched with the insurance information according to the insurance information and the at least one rule factor;
the expense generating module is used for acquiring a target sub-expense proportion in the target sub-expense rule data from the rule configuration module, acquiring the premium data from the insurance quotation module, generating sub-expense data according to the target sub-expense proportion and the premium data, and providing the sub-expense data to the insurance quotation module;
The rule factors comprise rule types, the rule types have preset priorities, the rule configuration module is used for determining target sub-expense rule data matched with the application information according to the application information and the at least one rule factor, and the rule configuration module comprises the following steps:
matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low;
and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
2. The system of claim 1, wherein the rule configuration module is configured to receive the submitted at least one rule factor and the corresponding sub-cost ratio, comprising:
receiving a selection operation for the at least one rule factor in a first display area on a rule configuration page;
displaying the selected at least one rule factor in a second display area on the rule configuration page according to the at least one rule factor;
the sub-cost proportion submitted in a second display area on the rule configuration page is received.
3. The system of claim 1, wherein the rule factors include a rule type, the rule type including a special channel type, the rule configuration module further configured to:
receiving the submitted special channel type and rule identification;
searching first sub-expense rule data according to the special channel type and the rule identifier; wherein the first sub-expense rule data comprises a first channel identifier and a first sub-expense proportion;
receiving a submitted second channel identifier;
and adding the second channel identifier to the first sub-expense rule data.
4. The system of claim 2, wherein the rule configuration module is configured to receive the submitted at least one rule factor and the corresponding sub-cost ratio, further comprising:
receiving rule validation time submitted in a second display area on the rule configuration page;
the rule configuration module is configured to generate sub-cost rule data according to the at least one rule factor and the corresponding sub-cost proportion, and includes:
and storing the at least one rule factor, the corresponding sub-expense proportion and the rule effective time as the sub-expense rule data.
5. The system of claim 2, wherein the rule factors include a rule type, the rule configuration module further configured to:
receiving a rule type selected in a second display area on a rule configuration page and a filled rule name prior to the receiving a selection operation for the at least one rule factor in the first display area on the rule configuration page; wherein the rule types comprise general types, regional types and special channel types.
6. The system of claim 5, wherein the rule configuration module is further configured to:
if the selected rule type is a region type, increasing region display items in the second display area;
if the selected rule type is a special channel type, adding channel code display items in the second display area.
7. A seed fee data generation method, comprising:
the rule configuration module receives at least one rule factor and a corresponding sub-expense proportion submitted, and generates sub-expense rule data according to the at least one rule factor and the corresponding sub-expense proportion;
the insurance quotation module receives the application information and generates premium data according to the application information;
The rule configuration module obtains the application information from the insurance quotation module, and determines target sub-expense rule data matched with the application information according to the application information and the at least one rule factor;
the fee generation module acquires a target sub-fee proportion in the target sub-fee rule data from the rule configuration module, acquires the premium data from the insurance quotation module, generates sub-fee data according to the target sub-fee proportion and the premium data, and provides the sub-fee data to the insurance quotation module;
the rule factors comprise rule types, the rule types have preset priorities, the rule configuration module is used for determining target sub-expense rule data matched with the application information according to the application information and the at least one rule factor, and the rule configuration module comprises the following steps:
matching the application information with rule factors in the sub-expense rule data according to the order of the preset priority of the rule types in the sub-expense rule data from high to low;
and determining sub-expense rule data which is matched with the application information first as the target sub-expense rule data.
8. A storage medium comprising a stored program, wherein the program, when run, controls a device in which the storage medium is located to perform the method of claim 7.
9. An electronic device, comprising: a memory, a processor, and executable instructions stored in the memory and executable in the processor, wherein the processor implements the method of claim 7 when executing the executable instructions.
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