CN111612507A - Financial resource allocation method and device and electronic equipment - Google Patents
Financial resource allocation method and device and electronic equipment Download PDFInfo
- Publication number
- CN111612507A CN111612507A CN202010281898.XA CN202010281898A CN111612507A CN 111612507 A CN111612507 A CN 111612507A CN 202010281898 A CN202010281898 A CN 202010281898A CN 111612507 A CN111612507 A CN 111612507A
- Authority
- CN
- China
- Prior art keywords
- user
- financial resource
- financial
- resource quota
- quota
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 60
- 238000013468 resource allocation Methods 0.000 title claims description 14
- 238000012545 processing Methods 0.000 claims description 10
- 238000004590 computer program Methods 0.000 claims description 3
- 238000010586 diagram Methods 0.000 description 12
- 230000008569 process Effects 0.000 description 5
- 238000004891 communication Methods 0.000 description 4
- 230000003287 optical effect Effects 0.000 description 4
- 230000006870 function Effects 0.000 description 3
- 238000006243 chemical reaction Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000007726 management method Methods 0.000 description 2
- 239000013307 optical fiber Substances 0.000 description 2
- 230000000644 propagated effect Effects 0.000 description 2
- 230000004913 activation Effects 0.000 description 1
- 238000003491 array Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000003203 everyday effect Effects 0.000 description 1
- 230000001815 facial effect Effects 0.000 description 1
- 239000000835 fiber Substances 0.000 description 1
- 230000004992 fission Effects 0.000 description 1
- 238000005111 flow chemistry technique Methods 0.000 description 1
- 230000010365 information processing Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000008450 motivation Effects 0.000 description 1
- 230000002093 peripheral effect Effects 0.000 description 1
- 230000003252 repetitive effect Effects 0.000 description 1
- 239000004065 semiconductor Substances 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0236—Incentive or reward received by requiring registration or ID from user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/955—Retrieval from the web using information identifiers, e.g. uniform resource locators [URL]
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Development Economics (AREA)
- Finance (AREA)
- Databases & Information Systems (AREA)
- Strategic Management (AREA)
- General Physics & Mathematics (AREA)
- Entrepreneurship & Innovation (AREA)
- General Business, Economics & Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Game Theory and Decision Science (AREA)
- Data Mining & Analysis (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The disclosure relates to a financial resource configuration method, device, electronic equipment and computer readable medium. The method comprises the following steps: receiving a registration request from a user; registering the user based on the registration request; after the registration is finished, generating a first financial resource quota and a second financial resource quota, wherein the first financial resource quota is used for being distributed to the registered user, and the second financial resource quota is used for being distributed to other users; and pushing a page for receiving the first financial resource quota and a page for forwarding the second financial resource quota to the user. The financial resource configuration method, the financial resource configuration device, the electronic equipment and the computer readable medium can efficiently and quickly allocate financial resources to the user, enhance the user viscosity, attract the registration of new users and improve the access rate of websites.
Description
Technical Field
The present disclosure relates to the field of computer information processing, and in particular, to a financial resource configuration method and apparatus, an electronic device, and a computer-readable medium.
Background
With the development of science and technology, new industries are increased, and product marketing methods are different among different industries. Financial services are a new company that has emerged with internet technology, and are mainly generated to meet the needs of enterprise users or individual users for financial products. The enterprise user or individual user may make a request for a financial service to a financial services institution, and the individual user may, for example, request a credit product for an amount and a repayment period from the financial services institution and then pay the financial services institution a fee. The financial service institution can prompt the user to make a financial service request by actively issuing a red packet of financial products to the user, and the user receiving the red packet can also reduce the service application cost per se through the product details in the coupon.
In the prior art, the red envelope of the financial service product is regularly and uniformly sent to the user, the user logs in the website when receiving the red envelope, and some customers cannot visit the website again after receiving the red envelope, so that the red envelope sending mode in the prior art has low motivation to the passenger flow in the aspect of the website and has limited popularization effect on the website.
Therefore, a new financial resource allocation method, apparatus, electronic device and computer readable medium are needed.
The above information disclosed in this background section is only for enhancement of understanding of the background of the disclosure and therefore it may contain information that does not constitute prior art that is already known to a person of ordinary skill in the art.
Disclosure of Invention
In view of this, the present disclosure provides a financial resource allocation method, apparatus, electronic device and computer readable medium, which can efficiently and quickly allocate financial resources to users, enhance user stickiness, attract new user registration, and improve access rate of websites.
Additional features and advantages of the disclosure will be set forth in the detailed description which follows, or in part will be obvious from the description, or may be learned by practice of the disclosure.
According to an aspect of the present disclosure, a financial resource allocation method is provided, the method including: receiving a registration request from a user; registering the user based on the registration request; after the registration is finished, generating a first financial resource quota and a second financial resource quota, wherein the first financial resource quota is used for being distributed to the registered user, and the second financial resource quota is used for being distributed to other users; and pushing a page for receiving the first financial resource quota and a page for forwarding the second financial resource quota to the user.
Optionally, the page for forwarding the second financial resource quota includes a sharing link, and the sharing link includes an invitation code, and the invitation code is associated with the user and the second financial quota.
Optionally, the method further comprises: receiving a page request based on the sharing link, wherein the page request is called a pickup request; judging whether the user sending the pickup request is a registered user or not; and when the user sending the pickup request is a registered user, allocating a part of quota in a second financial resource quota associated with the invitation code to the receiving user.
Optionally, the method further comprises: when the user sending the pickup request is an unregistered user, transmitting a registration page to the user for the user to register; and after the user sending the pickup request is registered, distributing partial quota in the second financial resource quota associated with the invitation code to the user.
Optionally, allocating a portion of the second financial resource quota associated with the invitation code to the user that issued the pick-up request, including: acquiring a quota configuration interval; randomly determining the distribution quantity in the quota configuration interval; and allocating a second financial resource quota, partially associated with the invitation code, to the user making the pick-up request based on the allocated amount.
Optionally, after determining whether the user sending the pickup request is a registered user, the method further includes: determining a forwarding user corresponding to the sharing link based on the invitation code; when the user sending the pickup request is a registered user, allocating a first specific identifier for the forwarding user; and when the user sending the pickup request is an unregistered user and the receiving user registers, distributing a second specific identifier for the forwarding user.
Optionally, the method further comprises: and in a preset time, if the sum of the first specific identifier and the second specific identifier corresponding to the forwarding user exceeds a first threshold value, allocating a specific financial parameter identifier to the forwarding user.
Optionally, the method further comprises: and in a preset time, if the number of the second specific identifications corresponding to the forwarding user exceeds a second threshold value, allocating specific financial parameter identifications to the forwarding user.
Optionally, allocating the first financial resource quota to the user includes: when the user has a specific financial parameter identifier, generating a third financial resource quota through the specific financial parameter and the first financial resource quota; allocating the third quota of financial resources to the user.
Optionally, generating the first financial resource quota and the second financial resource quota includes: acquiring configuration parameters; generating a first parameter and a second parameter based on the configuration parameter; generating the first financial resource quota according to the first parameter; and generating the second financial resource quota according to the second parameter.
According to an aspect of the present disclosure, a financial resource configuration apparatus is provided, the apparatus including: the request module is used for receiving a registration request from a user; a registration module, configured to perform registration of the user based on the registration request; the system comprises an allocation module and a processing module, wherein the allocation module is used for generating a first financial resource quota and a second financial resource quota after the registration is finished, the first financial resource quota is used for being allocated to the registered user, and the second financial resource quota is used for being allocated to other users; and the pushing module is used for pushing a page for receiving the first financial resource quota and a page for forwarding the second financial resource quota to the user.
Optionally, the page for forwarding the second financial resource quota includes a sharing link, and the sharing link includes an invitation code, and the invitation code is associated with the user and the second financial quota.
Optionally, the method further comprises: the receiving module is used for receiving a page request based on the sharing link, and the page request is called a receiving request; judging whether the user sending the pickup request is a registered user or not; and when the user sending the pickup request is a registered user, allocating a part of quota in a second financial resource quota associated with the invitation code to the receiving user.
Optionally, the method further comprises: a registration pickup module, configured to transmit a registration page to the user for registration when the user who sends the pickup request is an unregistered user; and after the user sending the pickup request is registered, distributing partial quota in the second financial resource quota associated with the invitation code to the user.
Optionally, the getting module is further configured to obtain a quota configuration interval; randomly determining the distribution quantity in the quota configuration interval; and allocating a second financial resource quota, partially associated with the invitation code, to the user making the pick-up request based on the allocated amount.
Optionally, the method further comprises: the identification module is used for determining a forwarding user corresponding to the sharing link based on the invitation code; when the user sending the pickup request is a registered user, allocating a first specific identifier for the forwarding user; and when the user sending the pickup request is an unregistered user and the receiving user registers, distributing a second specific identifier for the forwarding user.
Optionally, the method further comprises: and the reward parameter module is used for distributing a specific financial parameter identifier for the forwarding user if the sum of the first specific identifier and the second specific identifier corresponding to the forwarding user exceeds a first threshold value within preset time.
Optionally, the incentive parameter module is further configured to allocate a specific financial parameter identifier to the forwarding user within a preset time if the number of second specific identifiers corresponding to the forwarding user exceeds a second threshold.
Optionally, the allocation module comprises: a quota unit, configured to generate a third financial resource quota according to the specific financial parameter and the first financial resource quota when the user has a specific financial parameter identifier; allocating the third quota of financial resources to the user.
Optionally, the allocation module is further configured to obtain a configuration parameter; generating a first parameter and a second parameter based on the configuration parameter; generating the first financial resource quota according to the first parameter; and generating the second financial resource quota according to the second parameter.
According to an aspect of the present disclosure, an electronic device is provided, the electronic device including: one or more processors; storage means for storing one or more programs; when executed by one or more processors, cause the one or more processors to implement a method as above.
According to an aspect of the disclosure, a computer-readable medium is proposed, on which a computer program is stored, which program, when being executed by a processor, carries out the method as above.
According to the financial resource configuration method, device, electronic equipment and computer readable medium disclosed by the invention, the registration of the user is carried out based on the registration request of the user; after the registration is finished, generating a first financial resource quota and a second financial resource quota, wherein the first financial resource quota is used for being distributed to the registered user, and the second financial resource quota is used for being distributed to other users; and a mode of pushing the page for receiving the first financial resource quota and the page for forwarding the second financial resource quota to the user can efficiently and quickly distribute financial resources to the user, enhance the user viscosity, attract new user registration and improve the access rate of a website.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The above and other objects, features and advantages of the present disclosure will become more apparent by describing in detail exemplary embodiments thereof with reference to the attached drawings. The drawings described below are merely some embodiments of the present disclosure, and other drawings may be derived from those drawings by those of ordinary skill in the art without inventive effort.
FIG. 1 is a system block diagram illustrating a method and apparatus for financial resource configuration, according to an example embodiment.
FIG. 2 is a flow diagram illustrating a method of financial resource configuration, according to an example embodiment.
FIG. 3 is a flow chart illustrating a method of financial resource configuration according to another exemplary embodiment.
FIG. 4 is a flow chart illustrating a method of financial resource configuration according to another exemplary embodiment.
FIG. 5 is a block diagram illustrating a financial resource configuration apparatus, according to an example embodiment.
FIG. 6 is a block diagram illustrating a financial resource configuration apparatus, according to another example embodiment.
FIG. 7 is a block diagram illustrating an electronic device in accordance with an example embodiment.
FIG. 8 is a block diagram illustrating a computer-readable medium in accordance with an example embodiment.
Detailed Description
Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art. The same reference numerals denote the same or similar parts in the drawings, and thus, a repetitive description thereof will be omitted.
Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided to give a thorough understanding of embodiments of the disclosure. One skilled in the relevant art will recognize, however, that the subject matter of the present disclosure can be practiced without one or more of the specific details, or with other methods, components, devices, steps, and so forth. In other instances, well-known methods, devices, implementations, or operations have not been shown or described in detail to avoid obscuring aspects of the disclosure.
The block diagrams shown in the figures are functional entities only and do not necessarily correspond to physically separate entities. I.e. these functional entities may be implemented in the form of software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor means and/or microcontroller means.
The flow charts shown in the drawings are merely illustrative and do not necessarily include all of the contents and operations/steps, nor do they necessarily have to be performed in the order described. For example, some operations/steps may be decomposed, and some operations/steps may be combined or partially combined, so that the actual execution sequence may be changed according to the actual situation.
It will be understood that, although the terms first, second, third, etc. may be used herein to describe various components, these components should not be limited by these terms. These terms are used to distinguish one element from another. Thus, a first component discussed below may be termed a second component without departing from the teachings of the disclosed concept. As used herein, the term "and/or" includes any and all combinations of one or more of the associated listed items.
It is to be understood by those skilled in the art that the drawings are merely schematic representations of exemplary embodiments, and that the blocks or processes shown in the drawings are not necessarily required to practice the present disclosure and are, therefore, not intended to limit the scope of the present disclosure.
FIG. 1 is a system block diagram illustrating a method and apparatus for financial resource configuration, according to an example embodiment.
As shown in fig. 1, the system architecture 10 may include terminal devices 101, 102, 103, a network 104, and a server 105. The network 104 serves as a medium for providing communication links between the terminal devices 101, 102, 103 and the server 105. Network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.
The user may use the terminal devices 101, 102, 103 to interact with the server 105 via the network 104 to receive or send messages or the like. The terminal devices 101, 102, 103 may have various communication client applications installed thereon, such as a financial services application, a shopping application, a web browser application, an instant messaging tool, a mailbox client, social platform software, and the like.
The terminal devices 101, 102, 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop portable computers, desktop computers, and the like.
The server 105 may be a server that provides various services, such as a background management server that supports financial services websites browsed by the user using the terminal apparatuses 101, 102, and 103. The background management server may analyze the received user registration request, and feed back a processing result (e.g., red packet) to the administrator of the financial service website.
The server 105 may, for example, receive a registration request from a user; server 105 may perform registration of the user, e.g., based on the registration request; after the registration is completed, the server 105 may generate a first financial resource quota used for being allocated to the registered user and a second financial resource quota used for being allocated to another user, for example; the server 105 may, for example, push pages to the user for receiving the first financial resource quota and pages for forwarding the second financial resource quota.
The server 105 may also, for example, receive a page request based on the sharing link, referred to as a pickup request; judging whether the user sending the pickup request is a registered user or not; and when the user sending the pickup request is a registered user, allocating a part of quota in a second financial resource quota associated with the invitation code to the receiving user.
The server 105 may also transmit a registration page to the user for registration by the user, for example, when the user making the pick-up request is an unregistered user; and after the user sending the pickup request is registered, distributing partial quota in the second financial resource quota associated with the invitation code to the user.
The server 105 may be a single entity server, or may be composed of a plurality of servers, for example, it should be noted that the financial resource allocation method provided by the embodiment of the present disclosure may be executed by the server 105, and accordingly, the financial resource allocation apparatus may be disposed in the server 105. And the web page end provided for the user to browse the financial service platform is generally positioned in the terminal equipment 101, 102 and 103.
FIG. 2 is a flow diagram illustrating a method of financial resource configuration, according to an example embodiment. The financial resource allocation method 20 includes at least steps S202 to S208.
As shown in fig. 2, in S202, a registration request from a user is received. A registration request from a user may be received, for example, through a preset registration page on which basic information of the user may be acquired. The registration page may be an H5 page,
in S204, the user is registered based on the registration request. Furthermore, more other registration pages can be provided according to the registration page for the user to register, in the first registration page, the basic information of the user can be obtained, in the subsequent registration pages, the financial credit information and the facial identification information of the user can be obtained, and the user can be guided to perform authentication of other projects based on the registration request to complete the registration.
In S206, after the registration is completed, a first financial resource quota and a second financial resource quota are generated, where the first financial resource quota is used for allocating to the registered user, and the second financial resource quota is used for allocating to another user. The first financial quota available lake is allocated to the first bonus round of the user, the second financial quota available lake is used for allocating the sharing bonus round to the user, and the sharing bonus round can be used for being forwarded to other users by the user.
More specifically, the user can be allocated with 10 red parcels, the first red parcel sharer can receive the red parcels by himself, and the remaining 9 red parcels are shared by friends to receive the red parcels.
In one embodiment, may include: when the user has a specific financial parameter identifier, generating a third financial resource quota through the specific financial parameter and the first financial resource quota; allocating the third quota of financial resources to the user.
In one embodiment, may include: acquiring configuration parameters; generating a first parameter and a second parameter based on the configuration parameter; generating the first financial resource quota according to the first parameter; and generating the second financial resource quota according to the second parameter.
More specifically, for example, when the user shares 9 red parcels in 24 hours and all the red parcels are received by other users, the sharer can award 1 time or N times of red parcels based on the original red parcels. The multiple is configurable. And (4) the sum obtained by first removing the finished red packet is multiplied by a factor.
In S208, a page for drawing the first financial resource quota and a page for forwarding the second financial resource quota are pushed to the user. The page for forwarding the second financial resource quota includes a sharing link, the sharing link includes an invitation code, and the invitation code is associated with the user and the second financial quota.
According to the financial resource allocation method disclosed by the invention, the sharing willingness of the user can be further improved, and meanwhile, the user can tear down the red envelope every day, so that the sharing opportunity is increased. After the friend red envelope sharing is promoted, the user actively follows the subsequent links, and the condition of registration is promoted to be finished. The sharing landing page is optimized, the registration rate and the APP activation rate are improved, and the integral finished piece conversion rate is improved.
According to the financial resource allocation method disclosed by the invention, a registration request from a user is received; registering the user based on the registration request; after the registration is finished, generating a first financial resource quota and a second financial resource quota, wherein the first financial resource quota is used for being distributed to the registered user, and the second financial resource quota is used for being distributed to other users; and a mode of pushing the page for receiving the first financial resource quota and the page for forwarding the second financial resource quota to the user can efficiently and quickly distribute financial resources to the user, enhance the user viscosity, attract new user registration and improve the access rate of a website.
It should be clearly understood that this disclosure describes how to make and use particular examples, but the principles of this disclosure are not limited to any details of these examples. Rather, these principles can be applied to many other embodiments based on the teachings of the present disclosure.
FIG. 3 is a flow chart illustrating a method of financial resource configuration according to another exemplary embodiment. The flow shown in fig. 3 is a supplementary description of the flow shown in fig. 2.
As shown in fig. 3, in S302, a page request based on the sharing link is received, and the page request may be a pickup request. Other users can receive the sharing link through the third-party social network site, and after the users click the sharing link, the red envelope getting page of a certain financial website can be unfolded.
In S304, it is determined whether the user who has sent the pickup request is a registered user. On the pickup page, whether the user is a registered user is determined, for example, whether the user is a registered user may be determined by a user identification code input by the user, and whether the user is a registered user may be determined by a mobile phone number of the user or the like.
In S306, when the user who has sent the pickup request is an unregistered user, a registration page is transmitted to the user for the user to register.
In S308, a portion of the second financial resource quota associated with the invitation code is allocated to the user.
The method specifically comprises the following steps: acquiring a quota configuration interval; randomly determining the distribution quantity in the quota configuration interval; and allocating a second financial resource quota, partially associated with the invitation code, to the user making the pick-up request based on the allocated amount. For example, the first 9 individuals randomly emit 7-9 yuan of red packets within the configured interval. Total reward-earned red package for person 10.
FIG. 4 is a flow chart illustrating a method of financial resource configuration according to another exemplary embodiment. The flow shown in fig. 4 is a supplementary description of the flow shown in fig. 2.
As shown in fig. 4, in S402, a forwarding user corresponding to the sharing link is determined based on the invitation code. Each registered user is assigned with a unique invitation code, when the user sends a sharing link, the invitation code is shared with other users, and when other users click the sharing link, a server of the financial service website can determine a forwarding user corresponding to the sharing link through the registration code.
In S404, when the user sending the pickup request is a registered user, a first specific identifier is allocated to the forwarding user. And recording the pickup condition of the user red envelope, and recording the number of other registered users pulled by the user when the user red envelope is covered by other registered users.
In S406, when the user sending the pickup request is an unregistered user and the receiving user registers, a second specific identifier is allocated to the forwarding user. When the red packet of the user is covered by other registered users, the number of unregistered users pulled by the user is recorded.
In S408, within a preset time, it is determined whether the sum of the first specific identifier and the second specific identifier corresponding to the forwarding user exceeds a first threshold.
In S410, within a preset time, it is determined whether the number of the second specific identifiers corresponding to the forwarding user exceeds a second threshold.
In S412, a specific financial parameter identification is assigned to the forwarding user. And when the number of other users pulled by the user meets a certain number requirement, distributing the reward for the user.
According to the financial resource allocation method disclosed by the invention, the customer obtaining capacity is further improved through user fission, and the customer obtaining cost is reduced while the customer obtaining conversion is ensured.
Those skilled in the art will appreciate that all or part of the steps implementing the above embodiments are implemented as computer programs executed by a CPU. When executed by the CPU, performs the functions defined by the above-described methods provided by the present disclosure. The program may be stored in a computer readable storage medium, which may be a read-only memory, a magnetic or optical disk, or the like.
Furthermore, it should be noted that the above-mentioned figures are only schematic illustrations of the processes involved in the methods according to exemplary embodiments of the present disclosure, and are not intended to be limiting. It will be readily understood that the processes shown in the above figures are not intended to indicate or limit the chronological order of the processes. In addition, it is also readily understood that these processes may be performed synchronously or asynchronously, e.g., in multiple modules.
The following are embodiments of the disclosed apparatus that may be used to perform embodiments of the disclosed methods. For details not disclosed in the embodiments of the apparatus of the present disclosure, refer to the embodiments of the method of the present disclosure.
FIG. 5 is a block diagram illustrating a financial resource configuration apparatus, according to an example embodiment. As shown in fig. 5, the financial resource allocation apparatus 50 includes: a request module 502, a registration module 504, a distribution module 506, and a push module 508.
The request module 502 is used for receiving a registration request from a user;
the registration module 504 is configured to perform registration of the user based on the registration request;
the allocating module 506 is configured to generate a first financial resource quota and a second financial resource quota after the registration is completed, where the first financial resource quota is used for allocating to the registered user, and the second financial resource quota is used for allocating to another user;
wherein, the allocating module 506 comprises: a quota unit, configured to generate a third financial resource quota according to the specific financial parameter and the first financial resource quota when the user has a specific financial parameter identifier; allocating the third quota of financial resources to the user. The allocation module 506 is further configured to obtain configuration parameters; generating a first parameter and a second parameter based on the configuration parameter; generating the first financial resource quota according to the first parameter; and generating the second financial resource quota according to the second parameter.
The pushing module 508 is configured to push, to the user, a page for receiving the first financial resource quota and a page for forwarding the second financial resource quota. The page for forwarding the second financial resource quota includes a sharing link, the sharing link includes an invitation code, and the invitation code is associated with the user and the second financial quota.
FIG. 6 is a block diagram illustrating a financial resource configuration apparatus, according to another example embodiment. As shown in fig. 6, the financial resource allocation apparatus 60 includes: a pick-up module 602, an identification module 604, a reward parameter module 606, and a registration pick-up module 608.
The getting module 602 is configured to receive a page request based on the sharing link, where the page request is referred to as a getting request; judging whether the user sending the pickup request is a registered user or not; and when the user sending the pickup request is a registered user, allocating a part of quota in a second financial resource quota associated with the invitation code to the receiving user. The getting module 602 is further configured to obtain a quota configuration interval; randomly determining the distribution quantity in the quota configuration interval; and allocating a second financial resource quota, partially associated with the invitation code, to the user making the pick-up request based on the allocated amount.
The identification module 604 is configured to determine, based on the invitation code, a forwarding user corresponding to the sharing link; when the user sending the pickup request is a registered user, allocating a first specific identifier for the forwarding user; and when the user sending the pickup request is an unregistered user and the receiving user registers, distributing a second specific identifier for the forwarding user.
The incentive parameter module 606 is configured to, within a preset time, allocate a specific financial parameter identifier to the forwarding user if a sum of the first specific identifier and the second specific identifier corresponding to the forwarding user exceeds a first threshold. The reward parameter module 606 is further configured to, within a preset time, allocate a specific financial parameter identifier to the forwarding user if the number of the second specific identifiers corresponding to the forwarding user exceeds a second threshold.
The registration pickup module 608 is configured to transmit a registration page to the user for the user to register when the user who sends the pickup request is an unregistered user; and after the user sending the pickup request is registered, distributing partial quota in the second financial resource quota associated with the invitation code to the user.
According to the financial resource configuration device disclosed by the invention, the registration of the user is carried out based on the registration request of the user; after the registration is finished, generating a first financial resource quota and a second financial resource quota, wherein the first financial resource quota is used for being distributed to the registered user, and the second financial resource quota is used for being distributed to other users; and a mode of pushing the page for receiving the first financial resource quota and the page for forwarding the second financial resource quota to the user can efficiently and quickly distribute financial resources to the user, enhance the user viscosity, attract new user registration and improve the access rate of a website.
FIG. 7 is a block diagram illustrating an electronic device in accordance with an example embodiment.
An electronic device 700 according to this embodiment of the disclosure is described below with reference to fig. 7. The electronic device 700 shown in fig. 7 is only an example and should not bring any limitation to the functions and the scope of use of the embodiments of the present disclosure.
As shown in fig. 7, electronic device 700 is embodied in the form of a general purpose computing device. The components of the electronic device 700 may include, but are not limited to: at least one processing unit 710, at least one memory unit 720, a bus 730 that connects the various system components (including the memory unit 720 and the processing unit 710), a display unit 740, and the like.
Wherein the storage unit stores program codes executable by the processing unit 710 to cause the processing unit 710 to perform the steps according to various exemplary embodiments of the present disclosure described in the above-mentioned electronic prescription flow processing method section of the present specification. For example, the processing unit 710 may perform the steps as shown in fig. 2, 3, 4.
The memory unit 720 may include readable media in the form of volatile memory units, such as a random access memory unit (RAM)7201 and/or a cache memory unit 7202, and may further include a read only memory unit (ROM) 7203.
The memory unit 720 may also include a program/utility 7204 having a set (at least one) of program modules 7205, such program modules 7205 including, but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which, or some combination thereof, may comprise an implementation of a network environment.
The electronic device 700 may also communicate with one or more external devices 700' (e.g., keyboard, pointing device, bluetooth device, etc.), with one or more devices that enable a user to interact with the electronic device 700, and/or with any devices (e.g., router, modem, etc.) that enable the electronic device 700 to communicate with one or more other computing devices. Such communication may occur via an input/output (I/O) interface 750. Also, the electronic device 700 may communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network such as the internet) via the network adapter 760. The network adapter 760 may communicate with other modules of the electronic device 700 via the bus 730. It should be appreciated that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the electronic device 700, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, as shown in fig. 8, the technical solution according to the embodiment of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, or a network device, etc.) to execute the above method according to the embodiment of the present disclosure.
The software product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
The computer readable storage medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable storage medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a readable storage medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Program code for carrying out operations of the present disclosure may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
The computer readable medium carries one or more programs which, when executed by a device, cause the computer readable medium to perform the functions of: receiving a registration request from a user; registering the user based on the registration request; after the registration is finished, generating a first financial resource quota and a second financial resource quota, wherein the first financial resource quota is used for being distributed to the registered user, and the second financial resource quota is used for being distributed to other users; and pushing a page for receiving the first financial resource quota and a page for forwarding the second financial resource quota to the user.
Those skilled in the art will appreciate that the modules described above may be distributed in the apparatus according to the description of the embodiments, or may be modified accordingly in one or more apparatuses unique from the embodiments. The modules of the above embodiments may be combined into one module, or further split into multiple sub-modules.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiments of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, a mobile terminal, or a network device, etc.) to execute the method according to the embodiments of the present disclosure.
Exemplary embodiments of the present disclosure are specifically illustrated and described above. It is to be understood that the present disclosure is not limited to the precise arrangements, instrumentalities, or instrumentalities described herein; on the contrary, the disclosure is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the appended claims.
Claims (10)
1. A method for configuring financial resources, comprising:
receiving a registration request from a user;
registering the user based on the registration request;
after the registration is finished, generating a first financial resource quota and a second financial resource quota, wherein the first financial resource quota is used for being distributed to the registered user, and the second financial resource quota is used for being distributed to other users; and
and pushing a page for receiving the first financial resource quota and a page for forwarding the second financial resource quota to the user.
2. The method of claim 1,
the page for forwarding the second financial resource quota includes a sharing link, the sharing link includes an invitation code, and the invitation code is associated with the user and the second financial quota.
3. The method of any of claims 1-2, further comprising:
receiving a page request based on the sharing link, wherein the page request is a pickup request;
judging whether the user sending the pickup request is a registered user or not;
and when the user sending the pickup request is a registered user, allocating a part of quota in a second financial resource quota associated with the invitation code to the receiving user.
4. The method of any one of claims 1-3, further comprising:
when the user sending the pickup request is an unregistered user, transmitting a registration page to the user for the user to register;
and after the user sending the pickup request is registered, distributing partial quota in the second financial resource quota associated with the invitation code to the user.
5. The method of any of claims 1-4, wherein allocating a portion of the second financial resource quota associated with the invitation code to the user making the pick-up request comprises:
acquiring a quota configuration interval;
randomly determining the distribution quantity in the quota configuration interval; and
allocating a second financial resource quota, partially associated with the invitation code, to the user making the pick-up request based on the allocated amount.
6. The method of any of claims 1-5, wherein after determining whether the user making the pick-up request is a registered user, further comprising:
determining a forwarding user corresponding to the sharing link based on the invitation code;
when the user sending the pickup request is a registered user, allocating a first specific identifier for the forwarding user;
and when the user sending the pickup request is an unregistered user and the receiving user registers, distributing a second specific identifier for the forwarding user.
7. The method of any one of claims 1-6, further comprising:
and in a preset time, if the sum of the first specific identifier and the second specific identifier corresponding to the forwarding user exceeds a first threshold value, allocating a specific financial parameter identifier to the forwarding user.
8. A financial resource allocation apparatus, comprising:
the request module is used for receiving a registration request from a user;
a registration module, configured to perform registration of the user based on the registration request;
the system comprises an allocation module and a processing module, wherein the allocation module is used for generating a first financial resource quota and a second financial resource quota after the registration is finished, the first financial resource quota is used for being allocated to the registered user, and the second financial resource quota is used for being allocated to other users; and
and the pushing module is used for pushing a page for receiving the first financial resource quota and a page for forwarding the second financial resource quota to the user.
9. An electronic device, comprising:
one or more processors;
storage means for storing one or more programs;
when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-7.
10. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010281898.XA CN111612507A (en) | 2020-04-11 | 2020-04-11 | Financial resource allocation method and device and electronic equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010281898.XA CN111612507A (en) | 2020-04-11 | 2020-04-11 | Financial resource allocation method and device and electronic equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN111612507A true CN111612507A (en) | 2020-09-01 |
Family
ID=72201403
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010281898.XA Pending CN111612507A (en) | 2020-04-11 | 2020-04-11 | Financial resource allocation method and device and electronic equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN111612507A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112348517A (en) * | 2020-09-25 | 2021-02-09 | 北京淇瑀信息科技有限公司 | Financial account association method and device and electronic equipment |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109784975A (en) * | 2018-12-14 | 2019-05-21 | 中国平安人寿保险股份有限公司 | A kind of method, apparatus obtaining new user, electronic equipment and storage medium |
| CN110020888A (en) * | 2019-03-11 | 2019-07-16 | 阿里巴巴集团控股有限公司 | The sharing method and device of goal task |
| CN110766446A (en) * | 2019-09-26 | 2020-02-07 | 北京淇瑀信息科技有限公司 | Method and device for sharing invitation activity of financial product |
| CN110807649A (en) * | 2019-09-26 | 2020-02-18 | 北京淇瑀信息科技有限公司 | Invitation reward method and system for financial products |
| WO2020063511A1 (en) * | 2018-09-25 | 2020-04-02 | 上海掌门科技有限公司 | Resource allocation, distribution, and acceptance method |
-
2020
- 2020-04-11 CN CN202010281898.XA patent/CN111612507A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2020063511A1 (en) * | 2018-09-25 | 2020-04-02 | 上海掌门科技有限公司 | Resource allocation, distribution, and acceptance method |
| CN109784975A (en) * | 2018-12-14 | 2019-05-21 | 中国平安人寿保险股份有限公司 | A kind of method, apparatus obtaining new user, electronic equipment and storage medium |
| CN110020888A (en) * | 2019-03-11 | 2019-07-16 | 阿里巴巴集团控股有限公司 | The sharing method and device of goal task |
| CN110766446A (en) * | 2019-09-26 | 2020-02-07 | 北京淇瑀信息科技有限公司 | Method and device for sharing invitation activity of financial product |
| CN110807649A (en) * | 2019-09-26 | 2020-02-18 | 北京淇瑀信息科技有限公司 | Invitation reward method and system for financial products |
Non-Patent Citations (5)
| Title |
|---|
| "活动集合：春节期间最全的活动大汇总", pages 1, Retrieved from the Internet <URL:https://www.woshipm.com/operate/952695.html> * |
| PERKINS: ""餐饮类APP优惠劵发放策略设计"", pages 5, Retrieved from the Internet <URL:https://zhuanlan.zhihu.com/p/29124751> * |
| SANDRAZZ: ""优惠券发放策略设计"", pages 120 - 121, Retrieved from the Internet <URL:https://www.jianshu.com/p/8c58b6daefa8> * |
| 孙雅编著: "理财新方法 网络时代的300条省钱绝招", 31 March 2019, pages: 23 * |
| 张运峰等, 光明日报出版社 * |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112348517A (en) * | 2020-09-25 | 2021-02-09 | 北京淇瑀信息科技有限公司 | Financial account association method and device and electronic equipment |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN110324414B (en) | Resource bit flow distribution method and device and electronic equipment | |
| CN110348894B (en) | Method and device for displaying resource advertisement and electronic equipment | |
| CN112017060B (en) | Method and device for allocating resources for target user and electronic equipment | |
| CN111612502A (en) | Resource allocation method and device based on activity task and electronic equipment | |
| CN112347386B (en) | Resource configuration method and device adopting restriction rule and electronic equipment | |
| CN112348659B (en) | User identification policy distribution method and device and electronic equipment | |
| CN111612512A (en) | Resource allocation method and device and electronic equipment | |
| CN111611513A (en) | Page display method and device based on user identity information and electronic equipment | |
| CN112819528A (en) | Crowd pack online method and device and electronic equipment | |
| CN112348460A (en) | Resource limit adjusting method and device of cooperative task and electronic equipment | |
| CN111612506A (en) | Financial resource deduction method and device and electronic equipment | |
| CN110333866B (en) | Method and device for generating receiving page and electronic equipment | |
| CN112015979A (en) | Method and device for sending information to target crowd and electronic equipment | |
| CN111612508A (en) | Financial resource allocation request processing method and device and electronic equipment | |
| CN112347383A (en) | Sharing link generation method and device and electronic equipment | |
| CN111612507A (en) | Financial resource allocation method and device and electronic equipment | |
| CN111190670B (en) | Page display method and device and electronic equipment | |
| CN112347344A (en) | Management method and device for multi-period additional resource certificate and electronic equipment | |
| JP7315307B2 (en) | Information processing method, program, and information processing device | |
| CN111179026A (en) | Advertisement bidding method and system and electronic equipment | |
| CN111179057A (en) | Resource allocation method and device and electronic equipment | |
| CN112016790B (en) | User policy allocation method and device and electronic equipment | |
| CN110895777A (en) | Method and device for processing overtime service list | |
| CN113568738A (en) | Resource allocation method and device based on multi-label classification, electronic equipment and medium | |
| CN114445128A (en) | Card ticket management method and device, electronic equipment and computer readable medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| CB02 | Change of applicant information |
Country or region after: China Address after: Room 1109, No. 4, Lane 800, Tongpu Road, Putuo District, Shanghai, 200062 Applicant after: Shanghai Qiyue Information Technology Co.,Ltd. Address before: Room a2-8914, 58 Fumin Branch Road, Hengsha Township, Chongming District, Shanghai, 201500 Applicant before: Shanghai Qiyue Information Technology Co.,Ltd. Country or region before: China |
|
| CB02 | Change of applicant information |