CN112348517A - Financial account association method and device and electronic equipment - Google Patents
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Abstract
The disclosure relates to a financial account association method, a financial account association device, an electronic device and a computer readable medium. The method comprises the following steps: receiving an activity participation request from a user on a product page, wherein the activity participation request comprises a user identifier and a product identifier; acquiring a process state and a signing state of the user according to the user identification; pushing a financial account associated page for the user based on the flow state, the signing state and the product identification; and receiving input information of the user through the financial account association page so as to associate the financial account of the user with the user identification. The financial account association method, the financial account association device, the electronic equipment and the computer readable medium can quickly and effectively associate the financial accounts of the user, improve the processing speed of subsequent business and reduce the time cost of flow and manpower.
Description
Technical Field
The present disclosure relates to the field of computer information processing, and in particular, to a financial account association method, apparatus, electronic device, and computer-readable medium.
Background
With the development of science and technology, new industries are increased, and product marketing methods are different among different industries. Financial services are a new company that has emerged with internet technology, and are mainly generated to meet the needs of enterprise users or individual users for financial products. The enterprise user or the individual user can make a financial service request to the financial product service type institution, for example, the individual user can make a registration application to the financial product service type institution, after the registration, the financial institution can also make a secondary check such as a face check and the like on the user for the consideration of financial security, after the check is passed, the user can make a credit product with a certain amount of money and a certain repayment period to the financial institution, then pay a certain fee to the financial service institution, and the financial service institution approves the request of the user and releases the credit after the approval.
In the prior art, a financial institution can send financial resources to a financial network account of a user, and generally, the financial resources are actively associated by the user after the last user passes the approval, but because the financial account management processing also needs a certain time, many users cannot obtain the financial resources immediately after applying for approval because of forgetting to associate financial accounts, which brings great inconvenience to the user and affects user experience.
Therefore, a new financial account association method, apparatus, electronic device and computer readable medium are needed.
The above information disclosed in this background section is only for enhancement of understanding of the background of the disclosure and therefore it may contain information that does not constitute prior art that is already known to a person of ordinary skill in the art.
Disclosure of Invention
In view of this, the present disclosure provides a financial account association method, an apparatus, an electronic device, and a computer readable medium, which can quickly and effectively associate financial accounts of users, improve processing speed of subsequent services, and reduce time cost of processes and manpower.
Additional features and advantages of the disclosure will be set forth in the detailed description which follows, or in part will be obvious from the description, or may be learned by practice of the disclosure.
According to an aspect of the present disclosure, a financial account association method is provided, the method including: receiving an activity participation request from a user on a product page, wherein the activity participation request comprises a user identifier and a product identifier; acquiring a process state and a signing state of the user according to the user identification; pushing a financial account associated page for the user based on the flow state, the signing state and the product identification; and receiving input information of the user through the financial account association page so as to associate the financial account of the user with the user identification.
Optionally, the method further comprises: and processing the activity participation request of the user after the financial account of the user is successfully associated with the user identification.
Optionally, processing the activity participation request of the user includes: acquiring activity information of the product based on the product identification; determining a financial resource quota for the user based on the user identification and the activity information; allocating the financial resource quota into a financial account of the user.
Optionally, pushing a financial account associated page for the user based on the process status, the subscription status, and the product identifier includes: determining a plurality of active pages according to the product identification; determining a target activity page from the plurality of activity pages based on the process state and the subscription state; and pushing a financial account association page for the user through the target activity page.
Optionally, determining a target active page from the plurality of active pages based on the process status and the subscription status includes: and when the flow state of the user is the incomplete state and the signing state of the user is the no signing state, taking the financial resource extraction page as the target activity page.
Optionally, determining a target active page from the plurality of active pages based on the process status and the subscription status includes: and when the flow state of the user is a finished state and the signing state of the user is not signing, taking a financial resource amount page as the target activity page.
Optionally, pushing a financial account association page for the user through the target activity page includes: receiving activity parameters input by a user based on the target activity page; and when the activity parameter is input, pushing a financial account association page for the user.
Optionally, receiving, by the financial account association page, input information of the user to associate the financial account of the user with the user identifier includes: receiving input information of the user through a signing mark on the financial account associated page, wherein an initial value of the signing mark is an invalid value; and when the signing identification of the input information is a valid value, associating the financial account of the user with the user identification.
Optionally, receiving, by the financial account association page, input information of the user to associate the financial account of the user with the user identifier, further includes: and when the signing mark of the input information is an invalid value, pushing signing prompt information for the user.
Optionally, receiving, by the financial account association page, input information of the user to associate the financial account of the user with the user identifier, further includes: receiving a protocol view request from a user on the financial account management page; invoking a protocol document based on the protocol viewing request; and pushing the protocol document to the user for display.
According to an aspect of the present disclosure, a financial account association apparatus is provided, the apparatus including: the system comprises a request module, a display module and a display module, wherein the request module is used for receiving an activity participation request from a user on a product page, and the activity participation request comprises a user identifier and a product identifier; the state module is used for acquiring the flow state and the signing state of the user according to the user identification; a page module, configured to push a financial account associated page for the user based on the process state, the subscription state, and the product identifier; and the association module is used for receiving the input information of the user through the financial account association page so as to associate the financial account of the user with the user identification.
Optionally, the method further comprises: and the processing module is used for processing the activity participation request of the user after the financial account of the user is successfully associated with the user identification.
Optionally, the processing module includes: an information unit, configured to obtain activity information of the product based on the product identifier; a quota unit configured to determine a financial resource quota for the user based on the user identifier and the activity information; an allocating unit, configured to allocate the financial resource quota to the financial account of the user.
Optionally, the page module includes: the page unit is used for determining a plurality of active pages according to the product identification; a screening unit, configured to determine a target active page from the multiple active pages based on the flow state and the subscription state; and the pushing unit is used for pushing a financial account related page for the user through the target activity page.
Optionally, when the process state of the user is an incomplete state and the subscription state of the user is an un-signed state, taking a financial resource extraction page as the target activity page.
Optionally, the screening unit is further configured to take a financial resource amount page as the target activity page when the process state of the user is a finished state and the subscription state of the user is a non-subscription state.
Optionally, the pushing unit is further configured to receive an activity parameter input by a user based on the target activity page; and when the activity parameter is input, pushing a financial account association page for the user.
Optionally, the associating module includes: the identification unit is used for receiving the input information of the user through a signing identification on the financial account associated page, and the initial value of the signing identification is an invalid value; and the association unit is used for associating the financial account of the user with the user identifier when the signing identifier of the input information is an effective value.
Optionally, the associating module further includes: and the prompting unit is used for pushing the signing prompt information for the user when the signing identification of the input information is an invalid value.
Optionally, the associating module further includes: a protocol unit for receiving a protocol viewing request from a user on the financial account management page; invoking a protocol document based on the protocol viewing request; and pushing the protocol document to the user for display.
According to an aspect of the present disclosure, an electronic device is provided, the electronic device including: one or more processors; storage means for storing one or more programs; when executed by one or more processors, cause the one or more processors to implement a method as above.
According to an aspect of the disclosure, a computer-readable medium is proposed, on which a computer program is stored, which program, when being executed by a processor, carries out the method as above.
According to the financial account association method, the financial account association device, the electronic equipment and the computer readable medium, an activity participation request from a user is received on a product page, wherein the activity participation request comprises a user identifier and a product identifier; acquiring a process state and a signing state of the user according to the user identification; pushing a financial account associated page for the user based on the flow state, the signing state and the product identification; the financial account association page receives the input information of the user so as to associate the financial account of the user with the user identifier, so that the financial account of the user can be associated quickly and effectively, the processing speed of subsequent services is improved, and the time cost of processes and manpower is reduced.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The above and other objects, features and advantages of the present disclosure will become more apparent by describing in detail exemplary embodiments thereof with reference to the attached drawings. The drawings described below are merely some embodiments of the present disclosure, and other drawings may be derived from those drawings by those of ordinary skill in the art without inventive effort.
FIG. 1 is a system block diagram illustrating a method and apparatus for financial account association in accordance with an exemplary embodiment.
FIG. 2 is a flow chart illustrating a method of financial account association in accordance with an exemplary embodiment.
FIG. 3 is a flow chart illustrating a method of financial account association in accordance with another exemplary embodiment.
FIG. 4 is a block diagram illustrating a financial account association apparatus in accordance with an exemplary embodiment.
FIG. 5 is a block diagram illustrating an electronic device in accordance with an example embodiment.
FIG. 6 is a block diagram illustrating a computer-readable medium in accordance with an example embodiment.
Detailed Description
Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art. The same reference numerals denote the same or similar parts in the drawings, and thus, a repetitive description thereof will be omitted.
Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided to give a thorough understanding of embodiments of the disclosure. One skilled in the relevant art will recognize, however, that the subject matter of the present disclosure can be practiced without one or more of the specific details, or with other methods, components, devices, steps, and so forth. In other instances, well-known methods, devices, implementations, or operations have not been shown or described in detail to avoid obscuring aspects of the disclosure.
The block diagrams shown in the figures are functional entities only and do not necessarily correspond to physically separate entities. I.e. these functional entities may be implemented in the form of software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor means and/or microcontroller means.
The flow charts shown in the drawings are merely illustrative and do not necessarily include all of the contents and operations/steps, nor do they necessarily have to be performed in the order described. For example, some operations/steps may be decomposed, and some operations/steps may be combined or partially combined, so that the actual execution sequence may be changed according to the actual situation.
It will be understood that, although the terms first, second, third, etc. may be used herein to describe various components, these components should not be limited by these terms. These terms are used to distinguish one element from another. Thus, a first component discussed below may be termed a second component without departing from the teachings of the disclosed concept. As used herein, the term "and/or" includes any and all combinations of one or more of the associated listed items.
It is to be understood by those skilled in the art that the drawings are merely schematic representations of exemplary embodiments, and that the blocks or processes shown in the drawings are not necessarily required to practice the present disclosure and are, therefore, not intended to limit the scope of the present disclosure.
FIG. 1 is a system block diagram illustrating a method and apparatus for financial account association in accordance with an exemplary embodiment.
As shown in fig. 1, the system architecture 10 may include terminal devices 101, 102, 103, a network 104, and a server 105. The network 104 serves as a medium for providing communication links between the terminal devices 101, 102, 103 and the server 105. Network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.
The user may use the terminal devices 101, 102, 103 to interact with the server 105 via the network 104 to receive or send messages or the like. The terminal devices 101, 102, 103 may have various communication client applications installed thereon, such as a financial services application, a shopping application, a web browser application, an instant messaging tool, a mailbox client, social platform software, and the like.
The terminal devices 101, 102, 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop portable computers, desktop computers, and the like.
The server 105 may be a server that provides various services, such as a background management server that supports financial services websites browsed by the user using the terminal apparatuses 101, 102, and 103. The background management server may analyze the received user data, and associate the financial account of the user with the user identifier.
The server 105 may receive an activity participation request from a user, for example, on a product page, the activity participation request including a user identification and a product identification; the server 105 may obtain the flow status and the subscription status of the user, for example, according to the user identifier; server 105 may push a financial account associated page for the user, e.g., based on the process status, the subscription status, and the product identification; server 105 may receive input information for the user to associate the user's financial account with the user identification, for example, via the financial account association page.
The server 105 may also process the user's activity participation request, for example, after the user's financial account and the user identification association is successful.
The server 105 may be a server of one entity, and may also be composed of a plurality of servers, for example, it should be noted that the financial account association method provided by the embodiment of the present disclosure may be executed by the server 105, and accordingly, the financial account association apparatus may be disposed in the server 105. And the web page end provided for the user to browse the financial service platform is generally positioned in the terminal equipment 101, 102 and 103.
FIG. 2 is a flow chart illustrating a method of financial account association in accordance with an exemplary embodiment. The financial account association method 20 includes at least steps S202 to S208.
As shown in fig. 2, in S202, an activity participation request from a user is received on a product page, where the activity participation request includes a user identifier and a product identifier. The product page can be various, such as a page of a certain preferential activity, a user landing page and the like.
In S204, the process state and the subscription state of the user are obtained according to the user identifier. And determining the current flow state of the user from the background server according to the ID of the user, wherein the flow state can comprise finished parts, unfinished parts and the like. The subscription status may include signed and not signed. Wherein the account on the signed representative user's financial services platform has been associated with the financial account of the user and the account on the unsigned representative user's financial services platform has not been associated with the financial account of the user.
In S206, a financial account associated page is pushed for the user based on the process status, the subscription status, and the product identifier. The method comprises the following steps: determining a plurality of active pages according to the product identification; determining a target activity page from the plurality of activity pages based on the process state and the subscription state; and pushing a financial account association page for the user through the target activity page.
In one embodiment, pushing a financial account associated page for the user through the target activity page includes: receiving activity parameters input by a user based on the target activity page; and when the activity parameter is input, pushing a financial account association page for the user.
More specifically, for the unfinished user, the sign-up module is presented each time. For the finished user, any one state of 2 states of finished (service refusal) and finished (normal); one sign-up is completed in any of the 3 accounts inviting earning cash & change purse & debit partners. If the user has signed up a financial account association, then the signing module is not displayed in the process.
In S208, the input information of the user is received through the financial account association page to associate the financial account of the user with the user identifier. The method comprises the following steps: receiving input information of the user through a signing mark on the financial account associated page, wherein an initial value of the signing mark is an invalid value; and when the signing identification of the input information is a valid value, associating the financial account of the user with the user identification.
In one embodiment, further comprising: and when the signing mark of the input information is an invalid value, pushing signing prompt information for the user. And in the input information, when the user still does not select the associated account, sending the prompt information for the user again.
In one embodiment, further comprising: receiving a protocol view request from a user on the financial account management page; invoking a protocol document based on the protocol viewing request; and pushing the protocol document to the user for display.
According to the financial account association method, an activity participation request from a user is received on a product page, wherein the activity participation request comprises a user identifier and a product identifier; acquiring a process state and a signing state of the user according to the user identification; pushing a financial account associated page for the user based on the flow state, the signing state and the product identification; the financial account association page receives the input information of the user so as to associate the financial account of the user with the user identifier, so that the financial account of the user can be associated quickly and effectively, the processing speed of subsequent services is improved, and the time cost of processes and manpower is reduced.
It should be clearly understood that this disclosure describes how to make and use particular examples, but the principles of this disclosure are not limited to any details of these examples. Rather, these principles can be applied to many other embodiments based on the teachings of the present disclosure.
FIG. 3 is a flow chart illustrating a method of financial account association in accordance with another exemplary embodiment. The flow shown in fig. 3 is a detailed description of "processing the activity participation request of the user after the financial account of the user is successfully associated with the user identifier".
As shown in fig. 3, in S302, activity information of the product is obtained based on the product identifier. And after the financial account of the user is successfully associated, acquiring the current page of the user to determine the product where the user is located and the involved activities.
In S304, a financial resource quota of the user is determined based on the user identification and the activity information. The characteristics of the user can be obtained from the user identification, and the financial limit range of the activity can be obtained from the activity information. The user can be comprehensively evaluated according to the characteristics of the user to determine the credit degree of the user, and further, the specific financial resource quota can be determined for the user according to the credit degree of the user and the active financial limit range.
More specifically, the behavior information, the basic information, the social association relationship information, and the like of the user can be obtained from the user identifier in a machine learning manner, so that the user can be analyzed to determine the credit degree of the user.
In S306, the financial resource quota is allocated to the financial account of the user. After the financial resource quota is allocated, allocating the financial resource quota to the financial account of the user according to the steps of the internal processing flow of the financial resource.
Because the financial accounts are successfully associated at this time, the part of the content for processing the user request is not known to the user, so that the user can have good experience of account finding at a second speed, and the viscosity of the user is increased.
And when the flow state of the user is the incomplete state and the signing state of the user is the no-signing state, taking a financial resource extraction page as the target activity page. More specifically, in the "confirmation message" popup, a protocol signing module may be added, and default to "no" checking. The remaining logic is unchanged. If the user does not check the agreement, clicking a popup window to confirm reading and check agreement service cooperation agreement, then confirming the withdrawal, clicking a button of the service cooperation agreement by the user to enter a protocol page, returning the protocol page, and still existing the popup window when the user returns from the protocol page.
And when the flow state of the user is a finished state (refusing financial service) and the signing state of the user is not signing, taking a financial resource amount page as the target activity page. More specifically, if the user has signed a contract, the protocol signing module is not changed, and if the user has not signed a contract, the protocol signing module is newly added in a cash withdrawal popup window and is acquiescently selected as 'no'. The remaining logic is unchanged. If the user does not check the agreement, clicking to confirm that a popup window appears, and confirming to withdraw the cash after checking and agreeing to the service cooperation agreement. The user clicks the button of the service cooperation agreement, the agreement page can be pushed, the user can return to the previous page through the agreement page, and the popup still exists when the user clicks to return.
And when the flow state of the user is a finished state (normal) and the signing state of the user is not signing, taking a financial resource amount page as the target activity page.
More specifically, if the user has signed a contract, the protocol signing module is not changed, and if the user has not signed a contract, the protocol signing module is newly added in a cash withdrawal popup window and is acquiescently selected as 'no'. The remaining logic is unchanged. If the user does not check the agreement, clicking to confirm that a popup window appears, and confirming to withdraw the cash after checking and agreeing to the service cooperation agreement. The user clicks the button of the service cooperation agreement, the agreement page can be pushed, the user can return to the previous page through the agreement page, and the popup still exists when the user clicks to return.
Those skilled in the art will appreciate that all or part of the steps implementing the above embodiments are implemented as computer programs executed by a CPU. When executed by the CPU, performs the functions defined by the above-described methods provided by the present disclosure. The program may be stored in a computer readable storage medium, which may be a read-only memory, a magnetic or optical disk, or the like.
Furthermore, it should be noted that the above-mentioned figures are only schematic illustrations of the processes involved in the methods according to exemplary embodiments of the present disclosure, and are not intended to be limiting. It will be readily understood that the processes shown in the above figures are not intended to indicate or limit the chronological order of the processes. In addition, it is also readily understood that these processes may be performed synchronously or asynchronously, e.g., in multiple modules.
The following are embodiments of the disclosed apparatus that may be used to perform embodiments of the disclosed methods. For details not disclosed in the embodiments of the apparatus of the present disclosure, refer to the embodiments of the method of the present disclosure.
FIG. 4 is a block diagram illustrating a financial account association apparatus in accordance with an exemplary embodiment. As shown in fig. 4, the financial-account associating means 40 includes: a request module 402, a status module 404, a page module 406, an association module 408, and a processing module 410.
The request module 402 is configured to receive an activity participation request from a user on a product page, where the activity participation request includes a user identifier and a product identifier;
the state module 404 is configured to obtain a process state and a subscription state of the user according to the user identifier;
the page module 406 is configured to push a financial account associated page for the user based on the process status, the subscription status, and the product identifier; the page module 406 includes: the page unit is used for determining a plurality of active pages according to the product identification; a screening unit, configured to determine a target active page from the multiple active pages based on the flow state and the subscription state; the screening unit is further configured to take the financial resource extraction page as the target activity page when the process state of the user is the incomplete state and the subscription state of the user is the no-subscription state. And the screening unit is further configured to take a financial resource amount page as the target activity page when the process state of the user is a finished state and the subscription state of the user is an un-signed state. And the pushing unit is used for pushing a financial account related page for the user through the target activity page. The pushing unit is further used for receiving activity parameters input by a user based on the target activity page; and when the activity parameter is input, pushing a financial account association page for the user.
The association module 408 is configured to receive input information of the user through the financial account association page to associate the financial account of the user with the user identifier. The association module 408 comprises: the identification unit is used for receiving the input information of the user through a signing identification on the financial account associated page, and the initial value of the signing identification is an invalid value; and the association unit is used for associating the financial account of the user with the user identifier when the signing identifier of the input information is an effective value. And the prompting unit is used for pushing the signing prompt information for the user when the signing identification of the input information is an invalid value. A protocol unit for receiving a protocol viewing request from a user on the financial account management page; invoking a protocol document based on the protocol viewing request; and pushing the protocol document to the user for display.
The processing module 410 is configured to process the activity participation request of the user after the financial account of the user is successfully associated with the user identifier. The processing module 410 includes: an information unit, configured to obtain activity information of the product based on the product identifier; a quota unit configured to determine a financial resource quota for the user based on the user identifier and the activity information; an allocating unit, configured to allocate the financial resource quota to the financial account of the user.
According to the financial account association device disclosed by the invention, an activity participation request from a user is received on a product page, wherein the activity participation request comprises a user identifier and a product identifier; acquiring a process state and a signing state of the user according to the user identification; pushing a financial account associated page for the user based on the flow state, the signing state and the product identification; the financial account association page receives the input information of the user so as to associate the financial account of the user with the user identifier, so that the financial account of the user can be associated quickly and effectively, the processing speed of subsequent services is improved, and the time cost of processes and manpower is reduced.
FIG. 5 is a block diagram illustrating an electronic device in accordance with an example embodiment.
An electronic device 500 according to this embodiment of the disclosure is described below with reference to fig. 5. The electronic device 500 shown in fig. 5 is only an example and should not bring any limitation to the functions and the scope of use of the embodiments of the present disclosure.
As shown in fig. 5, the electronic device 500 is embodied in the form of a general purpose computing device. The components of the electronic device 500 may include, but are not limited to: at least one processing unit 510, at least one memory unit 520, a bus 530 that couples various system components including the memory unit 520 and the processing unit 510, a display unit 540, and the like.
Wherein the storage unit stores program code executable by the processing unit 510 to cause the processing unit 510 to perform the steps according to various exemplary embodiments of the present disclosure described in the above-mentioned electronic prescription flow processing method section of the present specification. For example, the processing unit 510 may perform the steps as shown in fig. 2, fig. 3.
The memory unit 520 may include a readable medium in the form of a volatile memory unit, such as a random access memory unit (RAM)5201 and/or a cache memory unit 5202, and may further include a read only memory unit (ROM) 5203.
The memory unit 520 may also include a program/utility 5204 having a set (at least one) of program modules 5205, such program modules 5205 including, but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which, or some combination thereof, may comprise an implementation of a network environment.
The electronic device 500 may also communicate with one or more external devices 500' (e.g., keyboard, pointing device, bluetooth device, etc.), with one or more devices that enable a user to interact with the electronic device 500, and/or with any devices (e.g., router, modem, etc.) that enable the electronic device 500 to communicate with one or more other computing devices. Such communication may occur via input/output (I/O) interfaces 550. Also, the electronic device 500 may communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network, such as the internet) via the network adapter 560. The network adapter 560 may communicate with other modules of the electronic device 500 via the bus 530. It should be appreciated that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the electronic device 500, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, as shown in fig. 6, the technical solution according to the embodiment of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, or a network device, etc.) to execute the above method according to the embodiment of the present disclosure.
The software product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
The computer readable storage medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable storage medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a readable storage medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Program code for carrying out operations of the present disclosure may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
The computer readable medium carries one or more programs which, when executed by a device, cause the computer readable medium to perform the functions of: receiving an activity participation request from a user on a product page, wherein the activity participation request comprises a user identifier and a product identifier; acquiring a process state and a signing state of the user according to the user identification; pushing a financial account associated page for the user based on the flow state, the signing state and the product identification; and receiving input information of the user through the financial account association page so as to associate the financial account of the user with the user identification.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiments of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, a mobile terminal, or a network device, etc.) to execute the method according to the embodiments of the present disclosure.
Exemplary embodiments of the present disclosure are specifically illustrated and described above. It is to be understood that the present disclosure is not limited to the precise arrangements, instrumentalities, or instrumentalities described herein; on the contrary, the disclosure is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the appended claims.
Claims (10)
1. A method for associating financial accounts, comprising:
receiving an activity participation request from a user on a product page, wherein the activity participation request comprises a user identifier and a product identifier;
acquiring a process state and a signing state of the user according to the user identification;
pushing a financial account associated page for the user based on the flow state, the signing state and the product identification;
and receiving input information of the user through the financial account association page so as to associate the financial account of the user with the user identification.
2. The method of claim 1, further comprising:
and processing the activity participation request of the user after the financial account of the user is successfully associated with the user identification.
3. The method of any of claims 1-2, wherein processing the user's activity engagement request comprises:
acquiring activity information of the product based on the product identification;
determining a financial resource quota for the user based on the user identification and the activity information;
allocating the financial resource quota into a financial account of the user.
4. The method of any of claims 1-3, wherein pushing a financial account association page for the user based on the process status, the subscription status, and the product identification comprises:
determining a plurality of active pages according to the product identification;
determining a target activity page from the plurality of activity pages based on the process state and the subscription state;
and pushing a financial account association page for the user through the target activity page.
5. The method of any of claims 1-4, wherein determining a target active page from the plurality of active pages based on the process state and the subscription state comprises:
and when the flow state of the user is the incomplete state and the signing state of the user is the no signing state, taking the financial resource extraction page as the target activity page.
6. The method of any of claims 1-5, wherein determining a target active page from the plurality of active pages based on the process state and the subscription state comprises:
and when the flow state of the user is a finished state and the signing state of the user is not signing, taking a financial resource amount page as the target activity page.
7. The method of any of claims 1-6, wherein pushing a financial account association page for the user through the target activity page comprises:
receiving activity parameters input by a user based on the target activity page;
and when the activity parameter is input, pushing a financial account association page for the user.
8. A financial account association apparatus, comprising:
the system comprises a request module, a display module and a display module, wherein the request module is used for receiving an activity participation request from a user on a product page, and the activity participation request comprises a user identifier and a product identifier;
the state module is used for acquiring the flow state and the signing state of the user according to the user identification;
a page module, configured to push a financial account associated page for the user based on the process state, the subscription state, and the product identifier;
and the association module is used for receiving the input information of the user through the financial account association page so as to associate the financial account of the user with the user identification.
9. An electronic device, comprising:
one or more processors;
storage means for storing one or more programs;
when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-7.
10. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-7.
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