CN110517418B - ATM balance display method and device - Google Patents
ATM balance display method and device Download PDFInfo
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- CN110517418B CN110517418B CN201910888994.8A CN201910888994A CN110517418B CN 110517418 B CN110517418 B CN 110517418B CN 201910888994 A CN201910888994 A CN 201910888994A CN 110517418 B CN110517418 B CN 110517418B
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/20—Controlling or monitoring the operation of devices; Data handling
- G07D11/22—Means for sensing or detection
- G07D11/23—Means for sensing or detection for sensing the quantity of valuable papers in containers
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/20—Controlling or monitoring the operation of devices; Data handling
- G07D11/32—Record keeping
- G07D11/34—Monitoring the contents of devices, e.g. the number of stored valuable papers
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
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Abstract
The invention relates to the technical field of computers, in particular to a method and a device for displaying balance of an ATM (automatic teller machine), wherein the method comprises the following steps: when receiving a withdrawal instruction, determining the withdrawal amount; judging whether the withdrawal amount is larger than the first remaining money amount; when the first remaining currency amount is larger than the second remaining currency amount, displaying the first remaining currency amount on a display interface; when the amount of the money is not larger than the first remaining money amount, executing a money withdrawing operation and determining a second remaining money amount; obtaining the withdrawal limit of the current day, and judging whether the second remaining currency amount is larger than the withdrawal limit of the current day; and when the second remaining currency amount is not larger than the first remaining currency amount, displaying the second remaining currency amount on the display interface. By applying the method provided by the invention, when the withdrawal amount is larger than the first remaining currency amount, the first remaining currency amount is displayed on the display interface, or after the ATM withdraws money, if the second remaining currency amount is not larger than the withdrawal limit amount of the current day, the second remaining currency amount is displayed on the display interface, so that a user can directly know the remaining currency amount, and the use experience of the user is improved.
Description
Technical Field
The invention relates to the technical field of computers, in particular to a balance display method and device.
Background
With the rapid development of economy, people often need cash to shop, trade, pay fees and the like in daily life, the ATM is used as a 24-hour self-service machine to provide services for users at any time, and when the users urgently need cash, the users can utilize a bank card to withdraw money on the ATM, so that the life of the people is greatly facilitated.
However, the amount of cash stored in each ATM is limited, and when a user needs to withdraw cash through any ATM, the user cannot intuitively know whether the amount of cash remaining in the ATM satisfies the amount of cash required to be withdrawn by the user. When the residual amount in the ATM does not meet the amount required by the user, the user needs to insert a card, input a password and input the amount to be withdrawn in the ATM in advance, and the ATM can prompt the user of the information that the balance of the ATM is insufficient, so that the user experience is very poor, and the time of the user is wasted.
Disclosure of Invention
In view of this, the present invention provides a method for displaying a balance of an ATM, by which a remaining amount of money in the ATM can be displayed on a display interface, thereby ensuring that a user can visually see whether the ATM satisfies a withdrawal amount required to withdraw money when withdrawing money.
The invention also provides a balance display device of the ATM, which is used for ensuring the realization and the application of the method in practice.
An ATM balance display method comprises the following steps:
when a withdrawal instruction is received, determining a withdrawal amount corresponding to the withdrawal instruction;
determining a first remaining monetary amount in a target ATM machine and determining whether the withdrawal amount is greater than the first remaining monetary amount in the target ATM machine;
when the withdrawal amount is larger than a first remaining currency amount in the target ATM, displaying the first remaining currency amount on a display interface corresponding to the target ATM, so that a user can select whether to execute a withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount;
when the withdrawal amount is not larger than a first remaining currency amount in the target ATM, triggering the target ATM to execute a withdrawal operation corresponding to the withdrawal amount, and determining a second remaining currency amount in the target ATM after the target ATM executes the withdrawal operation, wherein the second remaining currency amount is a difference between the first remaining currency amount and the withdrawal amount;
acquiring a preset current withdrawal limit and judging whether the second remaining currency amount is larger than the current withdrawal limit;
wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount;
and when the second remaining currency amount is not larger than the withdrawal limit of the current day, displaying the second remaining currency amount on a display interface corresponding to the target ATM.
Optionally, the determining a withdrawal amount corresponding to the withdrawal instruction includes:
acquiring user information contained in the withdrawal instruction;
verifying whether the verification parameters input by the user are legal or not based on the user information;
and when the input verification parameter is legal, obtaining withdrawal information contained in the withdrawal instruction, and determining a withdrawal amount corresponding to the withdrawal instruction based on the withdrawal information.
The method above, optionally, wherein determining the first remaining monetary amount in the target ATM machine comprises:
calling preset radio frequency equipment, sending radio frequency signals to all pieces of money stored in advance in the target ATM, and receiving radio frequency information corresponding to the radio frequency signals fed back by radio frequency chips preset in all pieces of money;
determining a first remaining monetary amount currently remaining within the target ATM based on the radio frequency information.
Optionally, the determining a time level corresponding to the withdrawal time, and setting a daily withdrawal limit corresponding to the target ATM based on the time level and the average withdrawal amount includes:
judging whether the date corresponding to the withdrawal time in the calendar schedule is a working day or not according to the withdrawal time;
when the date corresponding to the drawing time in the calendar schedule is a working day, determining that the time grade corresponding to the drawing time is a first time grade, determining a first money setting rule corresponding to the first time grade according to the first time grade, and setting a current drawing limit corresponding to the target ATM based on the first money setting rule and the average drawing amount;
when the date corresponding to the withdrawal time in the calendar schedule is not a working day, judging whether the date corresponding to the withdrawal time in the calendar schedule is a weekend double holiday or not;
when the date corresponding to the withdrawal time in the calendar schedule is weekend double holidays, determining that the time grade corresponding to the withdrawal time is a second time grade, determining a second money setting rule corresponding to the second time grade according to the second time grade, and setting a daily withdrawal limit corresponding to the target ATM based on the second money setting rule and the average withdrawal amount;
when the date corresponding to the withdrawal time in the calendar time table is not weekend double holidays, the date corresponding to the withdrawal time in the calendar time table is determined to be a legal holiday, the time grade corresponding to the withdrawal time is determined to be a third time grade, a third money setting rule corresponding to the third time grade is determined according to the third time grade, and the current withdrawal limit corresponding to the target ATM is set based on the third money setting rule and the average withdrawal amount.
The above method, optionally, further includes:
and when the second remaining currency amount is not larger than the withdrawal limit on the same day, sending prompt information corresponding to the second remaining currency amount to a target bank outlet corresponding to the target ATM to prompt the target bank outlet to add money to the target ATM according to the second remaining currency amount.
An ATM amount display device comprising:
the device comprises a determining unit, a judging unit and a judging unit, wherein the determining unit is used for determining the withdrawal amount corresponding to a withdrawal instruction when the withdrawal instruction is received;
a first judging unit for determining a first remaining money amount in a target ATM machine and judging whether the withdrawal amount is larger than the first remaining money amount in the target ATM machine;
the first display unit is used for displaying the first remaining currency amount on a display interface corresponding to the target ATM when the withdrawal amount is larger than the first remaining currency amount in the target ATM, so that a user can select whether to execute withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount;
the triggering unit is used for triggering the target ATM to execute a money withdrawing operation corresponding to the money withdrawing amount when the money withdrawing amount is not larger than a first remaining money amount in the target ATM, and determining a second remaining money amount in the target ATM after the target ATM executes the money withdrawing operation, wherein the second remaining money amount is the difference between the first remaining money amount and the money withdrawing amount;
the second judgment unit is used for acquiring a preset current withdrawal limit and judging whether the second remaining currency amount is larger than the current withdrawal limit; wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount;
and the second display unit is used for displaying the second remaining currency amount on a display interface corresponding to the target ATM when the second remaining currency amount is not larger than the withdrawal limit of the current day.
The above apparatus, optionally, the determining unit includes:
the acquisition subunit is used for acquiring user information contained in the withdrawal instruction;
the verification subunit is used for verifying whether the verification parameters input by the user are legal or not based on the user information;
and the first determining subunit is used for acquiring withdrawal information contained in the withdrawal instruction when the input verification parameter is legal, and determining a withdrawal amount corresponding to the withdrawal instruction based on the withdrawal information.
Optionally, the apparatus described above, wherein the first determining unit includes:
the sending subunit is used for calling preset radio frequency equipment, sending radio frequency signals to all pieces of money stored in the target ATM in advance, and receiving radio frequency information corresponding to the radio frequency signals fed back by radio frequency chips preset in all pieces of money;
a second determining subunit, configured to determine, based on the radio frequency information, a first remaining monetary amount currently remaining within the target ATM.
The above apparatus, optionally, the second determining unit includes:
the first judgment subunit is used for judging whether the date corresponding to the withdrawal time in the calendar schedule is a working day or not according to the withdrawal time;
the first setting subunit is used for determining that the time grade corresponding to the withdrawal time is a first time grade when the date corresponding to the withdrawal time in the calendar timetable is a working day, determining a first money setting rule corresponding to the first time grade according to the first time grade, and setting a current withdrawal limit corresponding to the target ATM on the basis of the first money setting rule and the average withdrawal amount;
a second judging subunit, configured to judge whether a date in the calendar schedule corresponding to the withdrawal time is a weekend double holiday, when the date in the calendar schedule corresponding to the withdrawal time is not a working day;
the second setting subunit is used for determining that the time grade corresponding to the withdrawal time is a second time grade when the date corresponding to the withdrawal time in the calendar timetable is weekend double holidays, determining a second amount setting rule corresponding to the second time grade according to the second time grade, and setting a withdrawal limit amount corresponding to the target ATM on the same day based on the second amount setting rule and the average withdrawal amount;
and the third setting subunit is used for determining that the date corresponding to the withdrawal time in the calendar timetable is legal holiday and the time grade corresponding to the withdrawal time is a third time grade when the date corresponding to the withdrawal time in the calendar timetable is not weekend double holiday, determining a third money setting rule corresponding to the third time grade according to the third time grade, and setting a daily withdrawal limit corresponding to the target ATM based on the third money setting rule and the average withdrawal money.
The above apparatus, optionally, further comprises:
and the prompting unit is used for sending prompting information corresponding to the second remaining currency amount to a target bank outlet corresponding to the target ATM when the second remaining currency amount is not larger than the withdrawal limit on the current day so as to prompt the target bank outlet to add money to the target ATM according to the second remaining currency amount.
A storage medium comprises stored instructions, wherein when the instructions are executed, the storage medium is controlled to be located in equipment to execute the ATM balance display method.
An electronic device comprising a memory and one or more instructions, wherein the one or more instructions are stored in the memory and configured to be executed by one or more processors to perform the ATM balance display method.
Compared with the prior art, the invention has the following advantages:
the invention provides a balance display method for an ATM (automatic teller machine), which comprises the following steps: when a withdrawal instruction is received, determining a withdrawal amount corresponding to the withdrawal instruction; determining a first remaining monetary amount in a target ATM machine and determining whether the withdrawal amount is greater than the first remaining monetary amount in the target ATM machine; when the withdrawal amount is larger than a first remaining currency amount in the target ATM, displaying the first remaining currency amount on a display interface corresponding to the target ATM, so that a user can select whether to execute a withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount; when the withdrawal amount is not larger than a first remaining currency amount in the target ATM, triggering the target ATM to execute a withdrawal operation corresponding to the withdrawal amount, and determining a second remaining currency amount in the target ATM after the target ATM executes the withdrawal operation, wherein the second remaining currency amount is a difference between the first remaining currency amount and the withdrawal amount; acquiring a preset current withdrawal limit and judging whether the second remaining currency amount is larger than the current withdrawal limit; wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount; and when the second remaining currency amount is not larger than the withdrawal limit of the current day, displaying the second remaining currency amount on a display interface corresponding to the target ATM. By applying the method provided by the invention, when the withdrawal amount is larger than the first remaining currency amount, the first remaining currency amount is displayed on the display interface, or after the target ATM withdraws money, if the second remaining currency amount is not larger than the preset withdrawal limit amount on the same day, the second remaining currency amount is also displayed on the display interface, so that a user can directly know the remaining currency amount in the ATM, and the use experience of the user is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a flow chart of a method for displaying balance of an ATM according to an embodiment of the present invention;
fig. 2 is a flowchart of another method of displaying balance of an ATM according to an embodiment of the present invention;
fig. 3 is a device structure diagram of an ATM balance display device according to an embodiment of the present invention;
fig. 4 is a structural diagram of another device of an ATM balance display device according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In this application, relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions, and the terms "comprises", "comprising", or any other variation thereof are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The invention is operational with numerous general purpose or special purpose computing device environments or configurations. For example: personal computers, server computers, hand-held or portable devices, tablet-type devices, multi-processor apparatus, distributed computing environments that include any of the above devices or equipment, and the like.
The embodiment of the present invention provides a method, which can be applied to a plurality of system platforms, an execution subject of the method can be a computer terminal or a processor of various mobile devices, and a flow chart of the method is shown in fig. 1, and specifically includes:
s101: when a withdrawal instruction is received, determining a withdrawal amount corresponding to the withdrawal instruction;
in the embodiment of the invention, when a withdrawal instruction sent by a target ATM is received, the withdrawal amount required to be withdrawn is determined according to the withdrawal instruction.
S102: determining a first remaining monetary amount in a target ATM machine and determining whether the withdrawal amount is greater than the first remaining monetary amount in the target ATM machine;
in the embodiment of the invention, after the withdrawal amount required by the user is determined, the first remaining currency amount in the target ATM is determined, and whether the withdrawal amount is larger than the first remaining currency amount in the target ATM or not is judged, namely whether the first remaining currency amount meets the withdrawal amount required by the user or not is judged.
S103: when the withdrawal amount is larger than a first remaining currency amount in the target ATM, displaying the first remaining currency amount on a display interface corresponding to the target ATM, so that a user can select whether to execute a withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount;
in an embodiment of the present invention, when the withdrawal amount is greater than the first remaining currency amount in the target ATM, the processor may display the first remaining currency amount on a display interface corresponding to the target ATM, where the display interface may be a display screen of the target ATM. The user may determine the amount of the first remaining monetary amount in the target ATM machine at the prompt via the display screen. The user can reselect the withdrawal amount according to the amount of the first remaining currency amount to perform the withdrawal operation.
S104: when the withdrawal amount is not larger than a first remaining currency amount in the target ATM, triggering the target ATM to execute a withdrawal operation corresponding to the withdrawal amount, and determining a second remaining currency amount in the target ATM after the target ATM executes the withdrawal operation, wherein the second remaining currency amount is a difference between the first remaining currency amount and the withdrawal amount;
in an embodiment of the invention, the processor will trigger the target ATM machine to perform a dispensing operation for the user when the withdrawal amount is not greater than the first remaining monetary amount in the target ATM machine. And determining the second remaining currency amount in the target ATM after the target ATM performs the money withdrawing operation according to the withdrawal amount of the user and the first remaining currency amount.
S105: acquiring a preset current withdrawal limit and judging whether the second remaining currency amount is larger than the current withdrawal limit; wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount;
in the embodiment of the invention, after the target ATM dispenses money, the second remaining currency amount in the target ATM and the current day withdrawal limit are judged to determine whether the second remaining currency amount is larger than the current day withdrawal limit. Wherein, withdrawal limit on the same day is preset, and the process that it set up is: the method comprises the steps of firstly obtaining historical withdrawal amount of a target ATM in a last period of time, and determining average withdrawal amount in the period of time according to the historical withdrawal amount. And finally, setting a withdrawal limit of the current day corresponding to the target ATM according to the current day time level and the average withdrawal amount.
It should be noted that the time levels include a first time level, a second time level, and a third time level. Different day withdrawal limits can be set according to different time levels. The higher the time scale, the higher the current withdrawal limit.
S106: and when the second remaining currency amount is not larger than the withdrawal limit of the current day, displaying the second remaining currency amount on a display interface corresponding to the target ATM.
In the embodiment of the invention, when the second remaining currency amount is less than or equal to the current withdrawal limit, the second remaining currency amount is displayed on the display interface of the ATM machine, and when a subsequent user withdraws money at the target ATM machine, whether the amount in the target ATM machine meets the own withdrawal expectation or not can be determined according to the second remaining currency amount, and the withdrawal operation is performed according to the second remaining currency amount.
In the method provided by the embodiment of the invention, when a processor receives a withdrawal instruction sent by a user through a target ATM, the withdrawal amount is determined according to the withdrawal instruction. At the same time, it is determined whether the withdrawal amount is greater than the first remaining monetary amount in the destination ATM. If so, the first remaining monetary amount is displayed on the display interface of the destination ATM. And if not, triggering the target ATM to execute the payment operation for the user. At the same time, after the withdrawal of the destination ATM, a second remaining monetary amount in the destination ATM is calculated. And acquiring a preset daily withdrawal limit, wherein the daily withdrawal limit is updated every day according to the change of the average withdrawal amount and the change of the time grade. And setting the withdrawal limit of the target ATM on the current day corresponding to the current day according to the difference of the time grades and the difference of the average withdrawal amount in the preset time period. And judging whether the second remaining currency amount is larger than the current withdrawal limit or not according to the current withdrawal limit. If not, the second remaining monetary amount is displayed on the destination ATM.
Optionally, if the second remaining monetary amount is greater than the withdrawal limit of the current day, the second remaining monetary amount is not displayed on the display interface of the destination ATM machine.
Further, when the withdrawal amount required by the user is larger than the first remaining currency amount in the target ATM, the user can determine whether to perform the withdrawal operation according to the first remaining currency amount displayed by the target ATM. For example, if the user needs to withdraw 5000 dollars, but only 4000 dollars remain in the target ATM machine, the processor displays the balance of 4000 dollars on the display interface of the target ATM machine, and the user can reselect to withdraw 4000 dollars or money less than 4000 dollars. If the user selects the operation of withdrawing money again and the amount of money to be withdrawn is less than the amount of money of the first remaining currency, the execution processes of the steps S104 to S106 are executed, which is not repeated herein.
By applying the method provided by the embodiment of the invention, when the withdrawal amount is not more than the first remaining currency amount, the first remaining currency amount can be displayed on the display interface to prompt the user, and after the user withdraws money, if the second remaining currency amount is less than the withdrawal limit of the current day, the second remaining currency amount can also be displayed on the display interface, so that the user can intuitively know the remaining currency amount in the target ATM, and the use experience of the user is improved.
In the method provided in the embodiment of the present invention, based on step S101, when the processor receives a withdrawal instruction, a withdrawal amount corresponding to the withdrawal instruction needs to be determined, and the process includes:
acquiring user information contained in the withdrawal instruction;
verifying whether the verification parameters input by the user are legal or not based on the user information;
and when the input verification parameter is legal, obtaining withdrawal information contained in the withdrawal instruction, and determining a withdrawal amount corresponding to the withdrawal instruction based on the withdrawal information.
In the ATM balance display method provided by the embodiment of the present invention, after receiving a withdrawal instruction, user information included in the withdrawal instruction is acquired according to the withdrawal instruction, where the user information may include: the bank card number of the user, the verification password of the user, the personal data of the user and the like. And verifying whether the verification parameter which is originally input by the user is legal or not by using the user information, wherein the verification parameter can be a bank card password or short message verification information and the like. When the verification parameters input by the user are verified to be legal, the withdrawal information contained in the withdrawal instruction is obtained, and the withdrawal amount required for withdrawal of the user is determined from the withdrawal information.
Optionally, when the verification parameter input by the user is verified to be illegal, a message of verification failure may be prompted to the user through the display interface, so that the user may input a new verification parameter again according to the message of verification failure, and perform legal verification again according to the new verification parameter.
In the method provided by the embodiment of the invention, the verification parameters input by the user are legally verified, so that the safety in the withdrawal process is ensured.
In the method provided in the embodiment of the present invention, based on the step S102, the determining the first remaining monetary amount in the target ATM includes:
calling preset radio frequency equipment, sending radio frequency signals to all pieces of money stored in advance in the target ATM, and receiving radio frequency information corresponding to the radio frequency signals fed back by radio frequency chips preset in all pieces of money;
and obtaining the current remaining first remaining currency amount in the target ATM based on the radio frequency information.
In the method for displaying the balance of the ATM provided by the embodiment of the invention, after the withdrawal amount required to be withdrawn is determined, the remaining money amount in the target ATM needs to be determined. The target ATM is preset with radio frequency equipment, which may be FRID reader-writer and transmits radio frequency signal. As each piece of currency is provided with the radio frequency chip, the radio frequency device sends radio frequency signals to the currency to obtain the radio frequency information fed back by the radio frequency chip on each piece of currency. Based on the radio frequency information, the current remaining amount of money in the target ATM machine, i.e., the current remaining first remaining money amount, is known.
Alternatively, the first remaining monetary amount may be determined based on a difference between a total monetary amount in the destination ATM machine and a withdrawal amount after each withdrawal.
Further, based on the above step S104, the process of determining the second remaining monetary amount in the target ATM machine after the target ATM machine performs the dispensing operation may be implemented by the radio frequency device. A calculation discrepancy may occur in calculating the amount of remaining currency at the target ATM after a withdrawal operation is performed by the target ATM, and therefore the radio frequency device may be used to transmit radio frequency signals to currency in the target ATM to determine a second amount of remaining currency remaining after the withdrawal operation by the target ATM.
By applying the method provided by the embodiment of the invention, the first remaining currency amount in the target ATM is determined through the radio frequency equipment, whether the currency amount in the target ATM meets the withdrawal amount required by the user or not can be more accurately determined, the corresponding operation is executed, and the use experience of the user is improved.
In the method provided by the embodiment of the present invention, based on step S105, whether the second remaining monetary amount is greater than the current day withdrawal limit is determined by obtaining a preset current day withdrawal limit, where the current day withdrawal limit is mainly determined by the average withdrawal amount and the time level. As shown in fig. 2, the determining a time level corresponding to the withdrawal time, and setting a daily withdrawal limit corresponding to the target ATM based on the time level and the average withdrawal amount specifically include:
s201: determining a withdrawal time corresponding to the withdrawal instruction;
in the embodiment of the present invention, the withdrawal time of the day is predetermined, that is, the withdrawal instruction includes the corresponding withdrawal time when withdrawing money.
S202: judging whether the date corresponding to the withdrawal time in the calendar schedule is a working day or not according to the withdrawal time;
in the embodiment of the invention, because the number of people who withdraw money at the target ATM every day is different and the amount of money to be withdrawn is different, the time level corresponding to the withdrawal time of the day is determined according to the withdrawal time of the day. And judging whether the date corresponding to the withdrawal time in the calendar schedule is a working day or not through a preset calendar schedule.
When the date corresponding to the withdrawal time is the working day, the number of persons to be withdrawn is small, and the amount of money to be withdrawn is relatively small compared to other dates.
S203: when the date corresponding to the withdrawal time in the calendar schedule is a working day, determining that the time grade corresponding to the withdrawal time is a first time grade;
in the embodiment of the invention, when the date corresponding to the withdrawal time is the working day, the number of withdrawals on the day can be judged, and the withdrawal amount is less, so that the time grade of the day can be determined to be the first time grade.
S204: determining a first money setting rule corresponding to the first time level according to the first time level, and setting a current withdrawal limit corresponding to the target ATM based on the first money setting rule and the average withdrawal amount;
in the embodiment of the invention, after the time grade of the current day is determined to be the first time grade, the first money setting rule corresponding to the first time grade is determined. For example, if the first amount setting rule is 2 times the average withdrawal amount, the current withdrawal limit corresponding to the destination ATM is set according to the first amount setting rule and the average withdrawal amount. For example, if the average withdrawal amount is 2000 yuan, the withdrawal amount is 4000 yuan on the same day.
S205: when the date corresponding to the withdrawal time in the calendar schedule is not a working day, judging whether the date corresponding to the withdrawal time in the calendar schedule is a weekend double holiday or not;
in the embodiment of the invention, if the time level of the day is not the first time level, namely the withdrawal time of the day is not the working day, whether the date corresponding to the withdrawal time in the calendar schedule is weekend double holiday or not is judged.
The number of people who withdraw on weekend double holidays is large relative to the working day, and the withdrawal amount is also relatively high relative to the working day.
S206: when the date corresponding to the withdrawal time in the calendar schedule is weekend double holidays, determining that the time grade corresponding to the withdrawal time is a second time grade;
in the embodiment of the invention, when the date corresponding to the withdrawal time is weekend double holidays, the number of withdrawals on the day can be judged, and the withdrawal amount is relatively more than that on the working day, so that the time grade on the day can be determined to be the second time grade.
S207: determining a second money setting rule corresponding to the second time level according to the second time level, and setting a current withdrawal limit corresponding to the target ATM based on the second money setting rule and the average withdrawal amount;
in the embodiment of the invention, if the time grade corresponding to the withdrawal time of the day is the second time grade. A second money setting rule corresponding to the second time level is determined. For example, if the first amount setting rule is 2 times the average withdrawal amount, the second amount setting rule may be 2.5 times or even higher than 2.5 times the average withdrawal amount. And setting the current withdrawal limit corresponding to the target ATM according to the second money setting rule and the average withdrawal money. For example: the average withdrawal amount is 2000 yuan, and when the second amount setting rule is 2.5 times of the average withdrawal amount, the withdrawal limit on the same day is 5000 yuan.
S208: when the date corresponding to the withdrawal time in the calendar time table is not a weekend double holiday, determining that the date corresponding to the withdrawal time in the calendar time table is a legal holiday and the time grade corresponding to the withdrawal time is a third time grade;
in the embodiment of the invention, when the date corresponding to the withdrawal time in the daily time schedule is neither weekend double holidays nor working days, the current day is determined as a legal holiday, and the time level corresponding to the withdrawal time is determined as a third time level.
S209: and determining a third money setting rule corresponding to the third time level according to the third time level, and setting a current withdrawal limit corresponding to the target ATM based on the third money setting rule and the average withdrawal amount.
In an embodiment of the present invention, the first time scale and the second time scale are similar to those described above. And setting the withdrawal limit on the current day according to a third money setting rule corresponding to the third time level. In the third amount setting rule, the multiple of the average withdrawal amount is higher than that of the second amount setting rule.
In the ATM balance display method provided by the embodiment of the invention, whether the withdrawal time for withdrawing money on the same day is a working day, a weekend double holiday or a legal holiday is determined by judging the date corresponding to the withdrawal time in the calendar schedule. And if the current day is the working day, determining that the current day is the first time level, and setting a withdrawal limit of the current day according to a first money setting rule and an average withdrawal money corresponding to the first time level. And if the current day is a weekend double holiday, determining the current day as a second time grade, and setting the current day withdrawal limit according to a first money setting rule and the average withdrawal money corresponding to the second time grade. And if the current day is a legal holiday, determining that the current day is a third time level, and setting a current day withdrawal limit according to a first money setting rule and an average withdrawal money corresponding to the third time level.
It should be noted that the setting of the withdrawal limit on the day cannot exceed the preset maximum amount of single withdrawal of a single user. For example, in the target ATM the user can only withdraw 20000 at a time, and the withdrawal limit on the same day is only less than or equal to the highest limit. And if the average withdrawal amount is calculated according to the first amount setting rule, the second amount setting rule or the third amount setting rule, and the obtained amount exceeds the highest amount, taking the highest amount as the withdrawal limit of the day.
It should be noted that the first amount setting rule corresponding to the first time level, the second amount setting rule corresponding to the second time level, and the third amount setting rule may be set by an internal scheduling staff, and may be changed and set according to the actual conditions of the month or the year.
By applying the method provided by the embodiment of the invention, the withdrawal limit on the current day is reasonably set according to the difference of the current day and the average withdrawal amount in the latest period of time. For example on some large holidays: in spring festival, early morning or mid autumn, etc., there may be a large number of users drawing money on the ATM machine, and the amount of money drawn is high. Therefore, different withdrawal limits can be set every day through the time level, the user can more reasonably and intuitively know the use condition of the balance in the ATM, and the use experience of the user is improved.
In the method provided by the embodiment of the present invention, the specific method further includes:
and when the second remaining currency amount is not larger than the withdrawal limit on the same day, sending prompt information corresponding to the second remaining currency amount to a target bank outlet corresponding to the target ATM to prompt the target bank outlet to add money to the target ATM according to the second remaining currency amount.
In the method for displaying the balance of the ATM, provided by the embodiment of the present invention, when the second remaining amount of money in the target ATM is not greater than the withdrawal limit of the current day, the processor is connected to an information receiving terminal of the target bank branch, and sends a prompt message to the information receiving terminal according to the current remaining amount of money of the target ATM to prompt the information receiving terminal to add money to the target ATM. So as to meet the requirement that the subsequent user withdraws money through the target ATM.
By applying the method provided by the embodiment of the invention, when the second remaining currency amount in the target ATM is not more than the withdrawal limit on the same day, the prompt message is fed back in time, so that bank workers arrange to add money, the subsequent user can conveniently withdraw money, and the use experience of the user is provided.
Based on the method provided by the above embodiment, optionally, the embodiment of the present invention may also be applied to an access integrated terminal. For example, an automatic teller machine terminal is provided for 24 hours at each of the large banking outlets, and the user can perform a deposit operation through the automatic teller machine terminal. After receiving the deposit operation of the user on the all-in-one depositing and withdrawing terminal, the remaining amount of money in the all-in-one depositing and withdrawing terminal may be determined again according to the deposit amount of the user, and the specific implementation process of the above embodiment is performed, which will not be described again here.
The specific implementation procedures and derivatives thereof of the above embodiments are within the scope of the present invention.
Corresponding to the method described in fig. 1, an embodiment of the present invention further provides an ATM balance display apparatus, which is used for implementing the method in fig. 1 specifically, the ATM balance display apparatus provided in the embodiment of the present invention may be applied to a computer terminal or various mobile devices, and a schematic structural diagram of the ATM balance display apparatus is shown in fig. 3, and specifically includes:
a determining unit 301, configured to determine, when a withdrawal instruction is received, a withdrawal amount corresponding to the withdrawal instruction;
a first determining unit 302 for determining a first remaining money amount in a destination ATM machine and determining whether the withdrawal amount is greater than the first remaining money amount in the destination ATM machine;
a first display unit 303, configured to display a first remaining currency amount on a display interface corresponding to the target ATM machine when the withdrawal amount is greater than the first remaining currency amount in the target ATM machine, so that a user selects whether to perform a withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount;
a triggering unit 304, configured to trigger the target ATM to perform a dispensing operation corresponding to the withdrawal amount when the withdrawal amount is not greater than a first remaining currency amount in the target ATM, and determine a second remaining currency amount in the target ATM after the target ATM performs the dispensing operation, where the second remaining currency amount is a difference between the first remaining currency amount and the withdrawal amount;
a second determination unit 305, configured to obtain a preset today's withdrawal limit, and determine whether the second remaining currency amount is greater than the today's withdrawal limit; wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount;
and a second display unit 306, configured to display the second remaining currency amount on a display interface corresponding to the target ATM machine when the second remaining currency amount is not greater than the withdrawal limit of the current day.
In the apparatus provided in the embodiment of the present invention, as shown in fig. 4, the determining unit 301 includes:
an acquisition subunit 3011, configured to acquire user information included in the withdrawal instruction;
an authentication subunit 3012, configured to authenticate whether an authentication parameter input by the user is legitimate based on the user information;
a first determining subunit 3013, configured to, when the input authentication parameter is legal, obtain withdrawal information included in the withdrawal instruction, and determine, based on the withdrawal information, a withdrawal amount corresponding to the withdrawal instruction.
In the apparatus according to the embodiment of the present invention, as shown in fig. 4, the first determining unit 302 includes:
a sending subunit 3021, configured to invoke a preset radio frequency device, send radio frequency signals to all pieces of money stored in the target ATM in advance, and receive radio frequency information corresponding to the radio frequency signals fed back by radio frequency chips preset in all pieces of money;
a second determining subunit 3022, configured to determine a first remaining monetary amount currently remaining within the target ATM based on the radio frequency information.
In the apparatus according to the embodiment of the present invention, as shown in fig. 4, the second determining unit 305 includes:
the first judging subunit 3051, configured to, according to the withdrawal time, judge whether a date in the calendar schedule corresponding to the withdrawal time is a working day;
a first setting subunit 3052, configured to, when a date corresponding to the drawing time in the calendar schedule is a working day, determine that a time level corresponding to the drawing time is a first time level, determine a first amount setting rule corresponding to the first time level according to the first time level, and set a current-day drawing limit amount corresponding to the target ATM based on the first amount setting rule and the average drawing amount;
a second determination subunit 3053, configured to, when the date corresponding to the withdrawal time in the calendar schedule is not a working day, determine whether the date corresponding to the withdrawal time in the calendar schedule is a weekend double holiday;
a second setting subunit 3054, configured to, when a date corresponding to the withdrawal time in the calendar schedule is a weekend double holiday, determine that a time level corresponding to the withdrawal time is a second time level, determine a second amount setting rule corresponding to the second time level according to the second time level, and set a current day withdrawal limit corresponding to the target ATM based on the second amount setting rule and the average withdrawal amount;
a third setting subunit 3055, configured to, when the date corresponding to the withdrawal time in the calendar schedule is not a weekend double holiday, determine that the date corresponding to the withdrawal time in the calendar schedule is a legal holiday, and the time level corresponding to the withdrawal time is a third time level, determine a third amount setting rule corresponding to the third time level according to the third time level, and set a daily withdrawal limit amount corresponding to the target ATM based on the third amount setting rule and the average withdrawal amount.
In the apparatus provided in the embodiment of the present invention, as shown in fig. 4, the apparatus specifically further includes:
and a prompting unit 307, configured to send a prompting message corresponding to the second remaining currency amount to a target banking outlet corresponding to the target ATM when the second remaining currency amount is not greater than the withdrawal limit on the same day, so as to prompt the target banking outlet to add money to the target ATM according to the second remaining currency amount.
The specific working processes of the determining unit 301, the first judging unit 302, the first display unit 303, the triggering unit 304, the second judging unit 305 and the second display unit 306 in the ATM balance display device disclosed in the above embodiment of the present invention may refer to the corresponding contents in the ATM balance display method disclosed in the above embodiment of the present invention, and are not described herein again.
The embodiment of the invention also provides a storage medium, which comprises a stored instruction, wherein when the instruction runs, the device where the storage medium is located is controlled to execute the ATM balance display method.
An electronic device is provided in an embodiment of the present invention, and the structural diagram of the electronic device is shown in fig. 5, which specifically includes a memory 501 and one or more instructions 502, where the one or more instructions 502 are stored in the memory 501, and are configured to be executed by one or more processors 503 to perform the following operations according to the one or more instructions 502:
when a withdrawal instruction is received, determining a withdrawal amount corresponding to the withdrawal instruction;
determining a first remaining monetary amount in a target ATM machine and determining whether the withdrawal amount is greater than the first remaining monetary amount in the target ATM machine;
when the withdrawal amount is larger than a first remaining currency amount in the target ATM, displaying the first remaining currency amount on a display interface corresponding to the target ATM, so that a user can select whether to execute a withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount;
when the withdrawal amount is not larger than a first remaining currency amount in the target ATM, triggering the target ATM to execute a withdrawal operation corresponding to the withdrawal amount, and determining a second remaining currency amount in the target ATM after the target ATM executes the withdrawal operation, wherein the second remaining currency amount is a difference between the first remaining currency amount and the withdrawal amount;
acquiring a preset current withdrawal limit and judging whether the second remaining currency amount is larger than the current withdrawal limit;
wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount;
and when the second remaining currency amount is not larger than the withdrawal limit of the current day, displaying the second remaining currency amount on a display interface corresponding to the target ATM.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, the system or system embodiments are substantially similar to the method embodiments and therefore are described in a relatively simple manner, and reference may be made to some of the descriptions of the method embodiments for related points. The above-described system and system embodiments are only illustrative, wherein the units described as separate parts may or may not be physically separate, and the parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Those of skill would further appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate this interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. An ATM balance display method, characterized by comprising:
when a withdrawal instruction is received, determining a withdrawal amount corresponding to the withdrawal instruction;
determining a first remaining monetary amount in a target ATM machine and determining whether the withdrawal amount is greater than the first remaining monetary amount in the target ATM machine;
when the withdrawal amount is larger than a first remaining currency amount in the target ATM, displaying the first remaining currency amount on a display interface corresponding to the target ATM, so that a user can select whether to execute a withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount;
when the withdrawal amount is not larger than a first remaining currency amount in the target ATM, triggering the target ATM to execute a withdrawal operation corresponding to the withdrawal amount, and determining a second remaining currency amount in the target ATM after the target ATM executes the withdrawal operation, wherein the second remaining currency amount is a difference between the first remaining currency amount and the withdrawal amount;
acquiring a preset current withdrawal limit and judging whether the second remaining currency amount is larger than the current withdrawal limit;
wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount; setting different withdrawal limits on the same day according to different time grades;
and when the second remaining currency amount is not larger than the withdrawal limit of the current day, displaying the second remaining currency amount on a display interface corresponding to the target ATM.
2. The method of claim 1, wherein the determining a withdrawal amount corresponding to the withdrawal instruction comprises:
acquiring user information contained in the withdrawal instruction;
verifying whether the verification parameters input by the user are legal or not based on the user information;
and when the input verification parameter is legal, obtaining withdrawal information contained in the withdrawal instruction, and determining a withdrawal amount corresponding to the withdrawal instruction based on the withdrawal information.
3. The method according to claim 1, wherein said determining the first remaining monetary amount in the target ATM machine comprises:
calling preset radio frequency equipment, sending radio frequency signals to all pieces of money stored in advance in the target ATM, and receiving radio frequency information corresponding to the radio frequency signals fed back by radio frequency chips preset in all pieces of money;
determining a first remaining monetary amount currently remaining within the target ATM based on the radio frequency information.
4. The method of claim 1, wherein determining a time level corresponding to the withdrawal time and setting a current day withdrawal limit corresponding to the destination ATM machine based on the time level and the average withdrawal amount comprises:
judging whether the date corresponding to the withdrawal time in the calendar schedule is a working day or not according to the withdrawal time;
when the date corresponding to the drawing time in the calendar schedule is a working day, determining that the time grade corresponding to the drawing time is a first time grade, determining a first money setting rule corresponding to the first time grade according to the first time grade, and setting a current drawing limit corresponding to the target ATM based on the first money setting rule and the average drawing amount;
when the date corresponding to the withdrawal time in the calendar schedule is not a working day, judging whether the date corresponding to the withdrawal time in the calendar schedule is a weekend double holiday or not;
when the date corresponding to the withdrawal time in the calendar schedule is weekend double holidays, determining that the time grade corresponding to the withdrawal time is a second time grade, determining a second money setting rule corresponding to the second time grade according to the second time grade, and setting a daily withdrawal limit corresponding to the target ATM based on the second money setting rule and the average withdrawal amount;
when the date corresponding to the withdrawal time in the calendar time table is not weekend double holidays, the date corresponding to the withdrawal time in the calendar time table is determined to be a legal holiday, the time grade corresponding to the withdrawal time is determined to be a third time grade, a third money setting rule corresponding to the third time grade is determined according to the third time grade, and the current withdrawal limit corresponding to the target ATM is set based on the third money setting rule and the average withdrawal amount.
5. The method of claim 1, further comprising:
and when the second remaining currency amount is not larger than the withdrawal limit on the same day, sending prompt information corresponding to the second remaining currency amount to a target bank outlet corresponding to the target ATM to prompt the target bank outlet to add money to the target ATM according to the second remaining currency amount.
6. An ATM machine money amount display device, comprising:
the device comprises a determining unit, a judging unit and a judging unit, wherein the determining unit is used for determining the withdrawal amount corresponding to a withdrawal instruction when the withdrawal instruction is received;
a first judging unit for determining a first remaining money amount in a target ATM machine and judging whether the withdrawal amount is larger than the first remaining money amount in the target ATM machine;
the first display unit is used for displaying the first remaining currency amount on a display interface corresponding to the target ATM when the withdrawal amount is larger than the first remaining currency amount in the target ATM, so that a user can select whether to execute withdrawal operation corresponding to the first remaining currency amount according to the first remaining currency amount;
the triggering unit is used for triggering the target ATM to execute a money withdrawing operation corresponding to the money withdrawing amount when the money withdrawing amount is not larger than a first remaining money amount in the target ATM, and determining a second remaining money amount in the target ATM after the target ATM executes the money withdrawing operation, wherein the second remaining money amount is the difference between the first remaining money amount and the money withdrawing amount;
the second judgment unit is used for acquiring a preset current withdrawal limit and judging whether the second remaining currency amount is larger than the current withdrawal limit; wherein, the setting process of the withdrawal limit on the same day is as follows: obtaining historical withdrawal information corresponding to the target ATM, and calculating an average withdrawal amount corresponding to the target ATM in a preset time period based on the historical withdrawal information; acquiring withdrawal time corresponding to the withdrawal instruction, calling a preset calendar schedule, determining a time grade corresponding to the withdrawal time, and setting a withdrawal limit on the same day corresponding to the target ATM based on the time grade and the average withdrawal amount; setting different withdrawal limits on the same day according to different time grades;
and the second display unit is used for displaying the second remaining currency amount on a display interface corresponding to the target ATM when the second remaining currency amount is not larger than the withdrawal limit of the current day.
7. The apparatus of claim 6, wherein the determining unit comprises:
the acquisition subunit is used for acquiring user information contained in the withdrawal instruction;
the verification subunit is used for verifying whether the verification parameters input by the user are legal or not based on the user information;
and the first determining subunit is used for acquiring withdrawal information contained in the withdrawal instruction when the input verification parameter is legal, and determining a withdrawal amount corresponding to the withdrawal instruction based on the withdrawal information.
8. The apparatus according to claim 6, wherein the first determining unit comprises:
the sending subunit is used for calling preset radio frequency equipment, sending radio frequency signals to all pieces of money stored in the target ATM in advance, and receiving radio frequency information corresponding to the radio frequency signals fed back by radio frequency chips preset in all pieces of money;
a second determining subunit, configured to determine, based on the radio frequency information, a first remaining monetary amount currently remaining within the target ATM.
9. The apparatus of claim 6, wherein the second determining unit comprises:
the first judgment subunit is used for judging whether the date corresponding to the withdrawal time in the calendar schedule is a working day or not according to the withdrawal time;
the first setting subunit is used for determining that the time grade corresponding to the withdrawal time is a first time grade when the date corresponding to the withdrawal time in the calendar timetable is a working day, determining a first money setting rule corresponding to the first time grade according to the first time grade, and setting a current withdrawal limit corresponding to the target ATM on the basis of the first money setting rule and the average withdrawal amount;
a second judging subunit, configured to judge whether a date in the calendar schedule corresponding to the withdrawal time is a weekend double holiday, when the date in the calendar schedule corresponding to the withdrawal time is not a working day;
the second setting subunit is used for determining that the time grade corresponding to the withdrawal time is a second time grade when the date corresponding to the withdrawal time in the calendar timetable is weekend double holidays, determining a second amount setting rule corresponding to the second time grade according to the second time grade, and setting a withdrawal limit amount corresponding to the target ATM on the same day based on the second amount setting rule and the average withdrawal amount;
and the third setting subunit is used for determining that the date corresponding to the withdrawal time in the calendar timetable is legal holiday and the time grade corresponding to the withdrawal time is a third time grade when the date corresponding to the withdrawal time in the calendar timetable is not weekend double holiday, determining a third money setting rule corresponding to the third time grade according to the third time grade, and setting a daily withdrawal limit corresponding to the target ATM based on the third money setting rule and the average withdrawal money.
10. The apparatus of claim 6, further comprising:
and the prompting unit is used for sending prompting information corresponding to the second remaining currency amount to a target bank outlet corresponding to the target ATM when the second remaining currency amount is not larger than the withdrawal limit on the current day so as to prompt the target bank outlet to add money to the target ATM according to the second remaining currency amount.
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| CN111986406B (en) * | 2020-09-03 | 2022-02-15 | 中国银行股份有限公司 | Data processing method and device based on withdrawal transaction |
| CN111968316A (en) * | 2020-09-14 | 2020-11-20 | 中国银行股份有限公司 | Withdrawal request processing method and device and self-service terminal |
| CN113593147B (en) * | 2021-08-03 | 2023-01-24 | 中国银行股份有限公司 | ATM balance display method, device, server, medium and product |
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