TWM565364U - Automated foreign currency deposit system - Google Patents

Abstract

An automated foreign currency deposit system includes a financial card, a server device, and a financial monitoring device. The financial card stores a pair of identification code information of the financial card, the server device includes an identification device, and the identification device detects the financial card to obtain the identification code information of the corresponding financial card, and the financial monitoring device stores one a database for recording a plurality of identification code information and a plurality of transaction limit limits corresponding to the plurality of identification code information, the financial monitoring device connecting the identification device to receive an identification from the identification device Code information, and the identification code information is compared with the database to obtain a corresponding transaction amount information, and the transaction amount information is transmitted to the server device to control the transaction amount, and the server device completes the foreign currency banknote After the banknotes are identified, the foreign currency banknotes are deposited into an account and the foreign currency deposits are automatically completed.

Description

Automated foreign currency deposit system

The present invention relates to a deposit machine, and more particularly to an automated foreign currency deposit system.

Taiwan is a foreign exchange-controlled country. Foreign exchange transactions need to be checked and controlled. Therefore, the current foreign currency cash deposits must be prepared by the public during the business hours, and the relevant identity documents for inspection can be handled in person at the designated bank of the foreign exchange. Or other factors that will lead to the increase of people in the bank to handle foreign exchange related matters, the bank's handling of foreign currency cash deposits not only has limited inconvenience, the foreign exchange personnel at the counter manually identify the people, and the people spend time lining up. Waiting is the main shortcoming of the current low efficiency of foreign currency cash deposits.

Therefore, the purpose of the novel is to provide a foreign currency automatic deposit machine, so that the public does not have to go to the designated bank to register in the cabinet and reduce the manpower demand of the bank in the foreign exchange business.

Therefore, the new automatic foreign currency deposit system comprises a financial card, a server device, and a financial monitoring device, wherein the financial card stores a pair of identification code information of the financial card, the server device includes an identification device and a device a banknote device, the identification device detects the financial card to obtain the identification code information of the corresponding financial card, the banknote setting device is used for accommodating a foreign currency banknote to be deposited, and the financial monitoring device stores a database. The database records a plurality of identification code information and a plurality of transaction limit upper limits respectively corresponding to the plurality of identification code information, and the financial monitoring terminal device connects the identification device to receive an identification code information transmitted from the identification device And comparing the identification code information with the database to obtain a corresponding transaction amount information, and transmitting the transaction amount information to the server device, wherein the server device determines a transaction quota from the transaction amount information. Upper limit.

The identification device identifies the authenticity of the foreign currency banknote in the banknote depositing device to obtain a deposit amount after the exchange, and determines whether the deposit amount after the exchange of the exchange exceeds the upper limit of the transaction limit, and deposits the money after the exchange When the amount does not exceed the upper limit of the transaction amount, the server device deposits the foreign currency banknote into a deposit account, and automatically completes the foreign currency deposit.

The utility model has the advantages that the financial card, the server device and the financial monitoring device cooperate to enable the public to hold the financial card and operate the server device in an automated manner to complete the current foreign currency. The deposits will be handled in the same way to solve the inconvenience that the people have to wait in line at the designated bank to wait for the counter, and improve the processing efficiency of the bank's foreign currency deposit business.

Before the present invention is described in detail, it should be noted that in the following description, similar elements are denoted by the same reference numerals.

Referring to FIG. 1 and FIG. 2, the first embodiment of the novel foreign currency deposit system 2 is applicable to a joint operation with a bank 3 and a government financial supervision system 4, wherein the government financial supervision The system 4 can be a national financial supervision system in which a host system managed by the Financial Supervisory Commission and a host system managed by the central bank communicate with each other. The automated foreign currency deposit system 2 includes a server device 21, a financial terminal monitoring device 22, and a financial card 23 held by a cardholder (depositor, user or public).

The server device 21 can be an Automated Teller Machine (ATM) installed at a location (for example, a convenience store) that can communicate with the financial monitoring device 22, and the server device 21 includes a An identification device 211 for identifying the financial card 23, and a banknote depositing device 212 for the cardholder to place a foreign currency banknote, wherein the banknote depositing device 212 can also accommodate a plurality of foreign currency banknotes. The identification device 211 has a processing unit 215 responsible for the deposit flow control, a user interface 216 for the card holder to operate, and a foreign currency bank identification unit 217 responsible for recognizing the foreign currency banknote. The banknote loading device 212 can be a ATM depositing and dispensing device (shown in FIG. 1) for depositing and withdrawing. The user interface 216 can be an ATM display and operation interface, and includes a touch screen and a card receiving device. , a card sensor, and a keyboard.

The financial terminal monitoring device 22 includes a bank 221 for processing various financial transactions of the bank, a money laundering prevention inspection host 222 electrically connected to the bank host 221 and communicating with the government financial supervision system 4, and a A foreign exchange host 223 electrically connected to the host 221 of the bank and communicating with the government financial supervision system 4, and a gold resource system 224 electrically connected to the host 221 of the bank and communicating with the other host 3. The financial terminal monitoring device 22 is controlled by the Bank, and the other terminal host 13 is controlled by the bank. In this embodiment, the Bank refers to China Trust Bank, and other banks refer to other banks other than China Trust Bank.

The financial card 23 can be a magnetic stripe financial card, a general chip financial card, or a multi-function chip financial card with wireless transmission capability such as radio frequency identification (RFID) and near field communication (NFC). The server device 21 can obtain an identifier information of the cardholder through the financial card 23. The identifier information includes an identity information and a preset password corresponding to the identity information.

Referring to FIG. 2 and FIG. 3, the new automatic foreign currency deposit system 2 executes a foreign currency deposit method. The foreign currency deposit method includes steps S1 to S6. After the transaction starts, the process first proceeds to step S1.

Referring to FIG. 3 and FIG. 4, in step S1, the server device 21 (for example, ATM) accesses the card holder's financial card and completes the cardholder's identity and password comparison. Step S1 is further explained as follows. Step S1 includes three sub-steps (shown in FIG. 4), which are sub-step S1-1, sub-step S1-2, and sub-step S1-3. In sub-step S1-1, the user interface 216 accesses the financial card 23 from the cardholder and retrieves a cardholder's identity information, and a pair of preset passwords that should be identity information, and then proceeds to Sub-step S1-2, the processing unit 215 receives the identity information sent from the user interface 216 and stores the identity information, and then proceeds to sub-step S1-3, where the processing unit 215 controls the user interface 216 to display a a password input screen, the user interface 216 receives an input password from the cardholder and transmits the input password to the processing unit 215, and the processing unit 215 compares the input password with the preset password, if the password If they are consistent, the process proceeds from step S1 to step S2.

Referring to FIG. 3 and FIG. 5, in step S2, after the cardholder inputs the correct password, the server device 21 (for example, ATM) selects a deposit account for the current transaction according to the cardholder's operation. Step S2 is further described as follows. Step S2 includes two sub-steps (shown in FIG. 5), which are sub-step S2-1 and sub-step S2-2, respectively. In sub-step S2-1, the processing unit 215 is based on the identity information. Controlling the user interface 216 to display a bank currency account, a foreign currency account, and a bank account, wherein the identity information may also have multiple bank accounts, multiple foreign currency accounts, and more He is a Taiwanese currency account. Then proceeding to sub-step S2-2, the user interface 216 receives an account selection information input from the cardholder, and transmits the account selection information to the processing unit 215, and the processing unit 215 selects information according to the account. Determining the deposit into the account, in this embodiment, the processing unit 215 determines, according to the account selection information, that the account to be deposited in the foreign currency bill is the other bank account, and then leaves the transaction account selection step S2, and proceeds to step S3. .

Referring to FIG. 3 and FIG. 6, in step S3, the server device 21 (for example, ATM), the bank host 221, the money laundering host 222, the foreign exchange host 223, the money host 224, and the other line The host 3 and the government-side financial supervision system 4 are connected to each other and operate together to determine the upper limit of the transaction amount for depositing a foreign currency into the bank account. Step S3 is further described as follows. Step S3 includes a plurality of sub-steps (shown in FIG. 6), which are sub-step S3-1 to sub-step S3-6, sub-step S3-10, and sub-step S3-11. In sub-step S3-1, the server device 21 transmits the identity information back to the host 221 of the bank, and then proceeds to sub-step S3-2, through which the host 221 checks the host 222 from the government-side financial The supervision system 4 obtains a list of money laundering control regulations, and stores the money laundering control list in the database, wherein the money laundering control list records a plurality of identity information, and the bank host 221 compares the database The money laundering control list is compared with the identity information, and then proceeds to sub-step S3-3, where the host 221 determines whether the cardholder is a money laundering control list based on the identity comparison result. If the object is controlled, then go to step 6. Otherwise, proceed to sub-step S3-4, the host 221 of the bank obtains a foreign exchange transaction permission, a foreign exchange transaction record, and a daily exchange limit for the foreign exchange host 223. L1, after proceeding to sub-step S3-5, the host 221 of the bank connects to the other host 3 through the gold resource host 224 and obtains a deposit limit L2 of the current account of the other bank, and then proceeds to sub-step S3-6. The Bank host 221 back The L1 and the L2 are sent to the server device 21, and the server device 21 compares the L1 and the L2 and takes the smaller of the two to be the upper limit of the transaction quota, and then jumps to the sub-step S3-10, the processing unit 215 controls The user interface 216 displays the upper limit of the transaction amount and a corresponding transaction amount confirmation icon, and then proceeds to sub-step S3-11, the user interface 216 receives a credit confirmation signal input from the cardholder, and then leaves Step S3 proceeds to step S4.

Referring to FIG. 3 and FIG. 7, in step S4, the server device 21 (for example, ATM) provides a transaction currency selection for the cardholder to select, and then the cardholder puts the foreign currency banknote into the server device. 21, the server device 21 identifies the foreign currency banknote and obtains a foreign currency amount before the exchange. Step S4 is further explained as follows. Step S4 includes a plurality of sub-steps (shown in FIG. 7), which are sub-step S4-1 to sub-step S4-10, respectively. In sub-step S4-1, the processing unit 215 controls the use. The interface 216 displays an icon of the foreign currency currency that can be deposited, and then proceeds to sub-step S4-2, the user interface 216 receives a currency selection signal input from the cardholder, and then the cardholder will The foreign currency banknote is placed in the banknote setting device 212. The processing unit 215 stores the currency selection signal and controls the user interface 216 to display a deposit confirmation icon, and then proceeds to sub-step S4-3, the user interface 216. Receiving a deposit confirmation signal input from the cardholder, and then proceeding to sub-step S4-4, the processing unit 215 controls the foreign currency banknote identification unit 217 to perform currency identification and the number of banknotes of the foreign currency banknote And then proceeds to sub-step S4-5, the foreign currency banknote identification unit 217 returns a currency identification result, a banknote authenticity result, and a banknote counting result to the processing unit 215, and then the processing unit 215 is The counting result calculates the foreign currency amount before the exchange. Then, proceeding to sub-step S4-6, the processing unit 215 determines, according to the currency identification result and the authenticity identification result of the banknote, whether there is any unrecognizable banknote to be returned, and if so, proceeds to sub-step S4-7, The processing unit 215 controls the banknote loading device 212 to return the unrecognizable banknote. Otherwise, the process proceeds to sub-step S4-8, and the processing unit 215 controls the user interface 216 to display the foreign currency amount and the correct amount icon before the exchange. And an amount error icon, and then proceeds to sub-step S4-9, the user interface 216 receives a correct amount of money or an amount of error signal input from the cardholder and transmits the error signal to the processing unit 215, and then proceeds to the sub- In step S4-10, the processing unit 215 determines whether the foreign currency bill is officially stored in the signal according to the user interface 216 as a correct amount signal or an amount error signal. If not, skip to step 4-1. The cardholder is manually re-counted to confirm the number of the foreign currency bills, and if so, the process proceeds from step S4 to step S5.

Referring to FIG. 3 and FIG. 8, in step S5, the server device 21 (for example, ATM), the government financial supervision system 4, the bank host 221, and the foreign exchange host 223 are connected to each other and operate together to obtain a After the exchange rate information and the deposit amount are exchanged, the server device 21 deposits the foreign currency bill. Step S5 is further described as follows. Step S5 includes a plurality of sub-steps (shown in FIG. 8), which are sub-steps S5-1 to S5-5, respectively. In sub-step S5-1, the server device 21 transmits the currency selection signal to the host 221, and the host 221 obtains the corresponding currency from the government financial supervision system 4 through the foreign exchange host 223. Selecting the exchange rate information of the signal, and transmitting the exchange rate information to the server device 21, and then proceeding to sub-step S5-2, the processing unit 215 calculates, according to the exchange rate information and the foreign currency amount before the exchange, corresponding to the deposit After the exchange of the account currency, the deposit amount is calculated, and the exchange rate limit is calculated according to the exchange rate information, the currency selection signal, and the upper limit of the transaction amount, and then proceeds to sub-step S5-3, the process The unit 215 determines, according to the upper limit of the transaction amount after the exchange, whether the deposit amount after the exchange is greater than the upper limit of the transaction amount after the exchange, and if yes, skips to step 6, otherwise, proceeds to sub-step S5-4, the processing unit 215 Controlling the user interface 216 to display the exchange rate information, the deposit amount after the exchange, and a transaction confirmation icon, and then proceeding to sub-step S5-5, the user interface 216 receives a transaction from the cardholder input. confirm After the number, the server device 21 into the foreign currency banknotes.

Referring to FIG. 3, in step S6, the processing unit 215 controls the user interface 216 to exit the financial card and display and print out a transaction detail of the current transaction, the transaction details having the deposited account information, and the exchange The amount of the former foreign currency, the exchange rate information, the deposit amount after the exchange, and finally the end of the transaction, complete the transaction process. In other words, in step S6, the cardholder can know the related message of the transaction (shown in FIG. 3) from the display screen of the server device 21 (for example, ATM) or a printed form.

Referring to FIG. 3 and FIG. 9, a second embodiment of the automatic foreign currency deposit system 2 of the present invention is different from the first embodiment in that the account selected in step 2 of the second embodiment is The bank account of the bank, therefore, in step S3 of the embodiment, the server device 21 (for example, ATM), the bank host 221, the money laundering host 222, the foreign exchange host 223, and the money host 224 The other bank host 3 and the government-side financial supervision system 4 are connected and operated together to determine the upper limit of the transaction amount of the foreign currency deposited in the bank currency account of the embodiment. Step S3 of this embodiment is further described as follows. Step S3 includes a plurality of sub-steps (shown in FIG. 9), which are sub-step S3-1 to sub-step S3-4, sub-step S3-7, and sub-step S3-10, respectively. And sub-step S3-11. In sub-step S3-1, the server device 21 transmits the identity information back to the host 221 of the bank, and then proceeds to sub-step S3-2, through which the host 221 checks the host 222 from the government-side financial The supervision system 4 obtains a list of money laundering control regulations, and stores the money laundering control list in the database, wherein the money laundering control list records a plurality of identity information, and the bank host 221 compares the database The money laundering control list is compared with the identity information, and then proceeds to sub-step S3-3, where the host 221 determines whether the cardholder is a money laundering control list based on the identity comparison result. If the object is controlled, then go to step 6. Otherwise, proceed to sub-step S3-4, the host 221 of the bank obtains a foreign exchange transaction permission, a foreign exchange transaction record, and a daily exchange limit for the foreign exchange host 223. L1, then proceeds to sub-step S3-7, the host 221 of the bank determines a deposit limit of the current account L3, and returns the L1 and the L3 to the server device 21, the server device compares the L1 and the After L3, take the two smaller The upper limit of the transaction amount, and then jumps to sub-step S3-10, the processing unit 215 controls the user interface 216 to display the upper limit of the transaction amount and a corresponding transaction amount confirmation icon, and then proceeds to sub-step S3-11, The user interface 216 receives a credit confirmation signal input from the cardholder, and then proceeds from step S3 to step S4.

Referring to FIG. 3 and FIG. 10, a third embodiment of the automatic foreign currency deposit system 2 of the present invention is different from the first embodiment in that the account selected in step 2 of the third embodiment is The foreign currency account of the bank, in the step S3 of the embodiment, the server device 21 (for example, ATM), the bank host 221, the money laundering host 222, the foreign exchange host 223, and the money host 224 The other bank host 3 and the government-side financial supervision system 4 are connected to each other and operate together, and determine the upper limit of the transaction amount of the foreign currency deposited in the foreign currency account of the bank in this embodiment. Step S3 of this embodiment is further described as follows. Step S3 includes a plurality of sub-steps (shown in FIG. 10), which are sub-step S3-1 to sub-step S3-3, sub-step S3-8, and sub-step S3-9, respectively. Sub-step S3-10, and sub-step S3-11. In sub-step S3-1, the server device 21 transmits the identity information back to the host 221 of the bank, and then proceeds to sub-step S3-2, through which the host 221 checks the host 222 from the government-side financial The supervision system 4 obtains a list of money laundering control regulations, and stores the money laundering control list in the database, wherein the money laundering control list records a plurality of identity information, and the bank host 221 compares the database The money laundering control list is compared with the identity information, and then proceeds to sub-step S3-3, where the host 221 determines whether the cardholder is a money laundering control list based on the identity comparison result. If the object is controlled, then go to step 6. Otherwise, proceed to sub-step S3-8, the host 221 of the bank obtains a foreign exchange transaction permission and a foreign exchange transaction record through the foreign exchange host 223, and then proceeds to sub-step S3-9. The bank host 221 determines a bank account deposit limit L3, the L3 is given to the server device 21 as the transaction limit, and then jumps to sub-step S3-10, the processing unit 215 controls the user interface 216 to display The Yi and an upper limit of the amount corresponding to the amount of the transaction confirmation icon, then proceeds to sub-step S3-11, the user interface 216 the cardholder credit confirmation signal inputted from a received, after leaving the step S3 to step S4.

Further, in the present embodiment, another difference from the first embodiment and the second embodiment is that, in the sub-step S5-2, if the currency of the foreign currency bill is the same as the currency deposited in the account Otherwise, the upper limit of the transaction amount is equal to the upper limit of the transaction amount after the exchange, and the foreign currency amount before the exchange is equal to the amount deposited after the exchange.

It should be noted that the first embodiment, the second embodiment, and the server device 11 mentioned in the third embodiment of the new automatic foreign currency deposit system may also be multiple.

In summary, the new type of automated foreign currency deposit system, the cardholder operates the server device 21, the server device 21 communicates with the financial monitoring device 22, the other host 3, and the government finance Under the joint operation of the supervision system 4 network connection, the server device 21 quickly completes the cardholder's identity verification and obtains the foreign exchange transaction permission and related foreign exchange transaction information, and automatically deposits the cardholder. The foreign currency banknotes are deposited in the deposit account of the financial card, the inconvenience of limiting the time limit of the foreign currency cash deposits, the time-consuming and labor-intensive problem of manual operation, and the efficiency of processing the foreign currency cash deposits effectively.

However, the above is only the embodiment of the present invention. When the scope of the novel implementation cannot be limited thereto, all simple equivalent changes and modifications according to the scope of the patent application and the contents of the patent specification are still This new patent covers the scope.

2‧‧‧Automatic Foreign Currency Deposit System
21‧‧‧ server equipment
211‧‧‧ identification device
212‧‧‧Banknote installation
215‧‧‧Processing unit
216‧‧‧User interface
217‧‧‧ Foreign currency banknote identification unit
22‧‧‧Financial monitoring device
221‧‧‧The Bank Host
222‧‧‧ Money Laundering Prevention Host
223‧‧‧Forex host
224‧‧‧Gold fund host
3‧‧‧Hexing host
4‧‧‧Government-side financial supervision system
S1~S6‧‧‧ Flowchart steps
Sub-process steps of step S1 to S1-1~S1-3‧‧
Sub-process steps of S2-1~S2-2‧‧‧Step S2
Sub-process steps of S3-1~S3-11‧‧‧Step S3
Sub-process steps of S4-1~S4-10‧‧‧Step S4
Sub-process steps of S5-1~S5-5‧‧‧Step S5
L1‧‧‧ exchange limit for the current day
L2‧‧‧The limit of deposit on the account of his account
L3‧‧‧The current day deposit limit of the Bank account

Other features and functions of the present invention will be apparent from the following description of the drawings, wherein: Figure 1 is a perspective view of a server device of a new type of automated foreign currency deposit system; Figure 2 is a new type of automated foreign currency Figure 3 is a flow chart illustrating a first embodiment of performing a foreign currency deposit method; Figure 4 is a sub-flow diagram illustrating how the embodiment performs the sub-steps of step S1; Figure 5 is a sub-flowchart showing how the embodiment performs the sub-steps in step S2; Figure 6 is a sub-flow diagram illustrating how the embodiment performs the sub-steps in step S3; Figure 7 is a sub-flow diagram, Explain how the embodiment performs the sub-steps in step S4; FIG. 8 is a sub-flow diagram illustrating how the embodiment performs the sub-steps in step S5; FIG. 9 is a sub-flow diagram illustrating the new type of automated foreign currency deposits. The second embodiment is how to perform the sub-steps in step S3 when depositing a bank account; and FIG. 10 is a sub-flow diagram illustrating the third embodiment of the novel automatic foreign currency deposit. How to perform the sub-steps in step S3 when depositing a foreign currency account.

Claims (10)

An automated foreign currency deposit system comprising: a financial card for storing identification information of a pair of financial cards; a server device comprising an identification device and a banknote device, the identification device detecting the financial card to obtain the pair The financial card identification code information is used to hold a foreign currency banknote to be deposited; and a financial monitoring device stores a database, and the database records a plurality of identification code information and a plurality of respectively Corresponding to the transaction amount information of the plurality of identification code information, and the financial monitoring device connects the identification device to receive an identification code information sent from the identification device, and compares the identification code information with the database Obtaining a corresponding transaction amount information, and transmitting the transaction amount information to the server device, the server device determines an upper limit of the transaction amount from the transaction amount information; the identifying device is in the banknote setting device The foreign currency banknotes identify the authenticity, in order to obtain the amount deposited after the exchange of foreign exchange, and determine whether the deposited amount after the exchange of exchange exceeds the upper limit of the transaction amount. The automated foreign currency deposit system of claim 1, wherein the identification device has a user interface for accessing the financial card to retrieve the identification code information, the identification code information including an identity information and a pair of applications a preset password of the identity information, and receiving an input password; and a processing unit electrically connecting the user interface to receive the identification code information and the input password, and comparing whether the input password meets the preset password, When the input password conforms to the preset password, the processing unit controls the user interface to display a bank currency account, a foreign currency account, and a bank account, and the user interface receives an account selection information, and the user interface The account selection information is transmitted to the processing unit, and the processing unit determines a corresponding deposit account based on the account selection information. The automated foreign currency deposit system as described in claim 2 is adapted to be connected to a government financial supervision system, wherein the government financial supervision system stores a list of money laundering control records for recording multiple identity information, wherein the financial monitoring terminal The device further includes a host of the bank storing the database, and a money laundering control host electrically connected between the host of the bank and the government financial supervision system; the money laundering host receives the money laundering from the government financial supervision system Controlling the control list and transmitting the money laundering control list to the database of the host of the Bank; the server device transmits the identity information to the host of the bank, and the host receives the identity information and controls the money laundering The control list is compared to obtain a result of the identity comparison for determining whether the identity information is on the money laundering control list. The automated foreign currency deposit system as described in claim 3 is adapted to be connected to a host of a host, wherein the financial monitoring device further includes a foreign exchange host electrically connected to the host and the government financial supervision system, and a host that electrically connects the host of the bank with the host of the other bank; when the host determines that the identity information is a non-money laundering control object based on the identity comparison result, the host of the bank transmits the identity through the foreign exchange host Information to the government-side financial supervision system to determine whether it meets the conditions of a foreign exchange transaction. When the identity information meets the conditions of the foreign exchange transaction, the host of the Bank obtains a pair of identity information from the government-side financial supervision system through the foreign exchange host. Forex trading permission, and returning the foreign exchange transaction permission to the server device, when the server device receives the deposit account as a bank account, the bank host obtains from the government financial supervision system through the foreign exchange host A limit on the exchange rate of the transaction amount information on the day of the transaction and the connection with the other host through the gold asset system For the current day's deposit limit of the other account belonging to the transaction amount information, the Bank's host returns the current daily exchange limit and the other bank's current account deposit limit to the server device and compares the two to the transaction. The upper limit. The automated foreign currency deposit system of claim 3, wherein the financial monitoring device further comprises a foreign exchange host electrically connected to the bank host and the government financial supervision system; when the host compares the results according to the identity Determining that the identity information is not a money laundering control object, the host of the Bank transmits the identity information to the government financial supervision system through the foreign exchange host to determine whether the foreign exchange transaction condition is met, and when the identity information meets the foreign exchange transaction condition, The host of the Bank obtains a pair of forex trading licenses from the government-side financial supervision system through the foreign exchange host, and returns the foreign exchange transaction license to the server device, and the server device receives the deposit account as one. In the case of the Bank's Taiwanese currency account, the Bank's host obtains a limit on the current exchange rate of the transaction amount information through the foreign exchange host, and the Bank's host returns the current limit of the exchange rate and a share of the transaction amount information. The current account deposit limit is given to the server device, and the server device compares the daily limit of the exchange rate and The bank's current day deposit limit and the smaller of the two is the upper limit of the transaction amount. The automated foreign currency deposit system of claim 3, wherein the financial monitoring device further comprises a foreign exchange host electrically connected to the bank host and the government financial supervision system; when the host compares the results according to the identity Determining that the identity information is not a money laundering control object, the host of the Bank transmits the identity information to the government financial supervision system through the foreign exchange host to determine whether the foreign exchange transaction condition is met, and when the identity information meets the foreign exchange transaction condition, The host of the Bank obtains a pair of forex trading licenses from the government-side financial supervision system through the foreign exchange host, and returns the foreign exchange transaction license to the server device, and the server device receives the deposit account as one. In the foreign currency account of the Bank, the Bank's host returns a deposit limit of the Bank's account on the current account amount of the transaction amount information to the server device as the upper limit of the transaction amount. The automated foreign currency deposit system of claim 3, wherein the identification device further has a foreign currency bank identification unit for identifying the foreign currency banknote; the user interface receives a currency selection signal and transmits the currency selection The signal is sent to the processing unit, and the processing unit controls the foreign currency banknote identification unit to start the banknote identification and the number of banknotes of the foreign currency banknote in the banknote setting device according to the currency selection signal, and returns a banknote The voucher identification result and the result of the counting of the voucher are given to the processing unit, and the processing unit obtains a pair of foreign currency amounts before the foreign exchange exchange according to the banknote identification result and the banknote counting result. The automated foreign currency deposit system of claim 7, wherein the server device transmits the currency selection signal back to the host of the bank, and the bank host obtains a pair of coins from the government financial supervision system through the foreign exchange host. Do not select the exchange rate information of the signal, and transmit the exchange rate information to the server device, and the processing unit calculates a credit exchange corresponding to the currency of the deposit account according to the exchange rate information and the foreign currency amount before the exchange. Depositing the amount, when the processing unit determines that the deposited amount after the exchange is not greater than the upper limit of the transaction amount, then controlling the banknote depositing device to deposit the foreign currency banknote. The automated foreign currency deposit system of claim 8, wherein the processing unit controls the user interface to exit the financial card. The automated foreign currency deposit system of claim 8, wherein the processing unit controls the user interface to output a depositing account information, a foreign exchange currency amount corresponding to the foreign currency currency, and the exchange rate information. The transaction details of the deposited amount after the exchange.