CN109472693A - A kind of ATM cash concocting method and device - Google Patents
A kind of ATM cash concocting method and device Download PDFInfo
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- CN109472693A CN109472693A CN201811375536.6A CN201811375536A CN109472693A CN 109472693 A CN109472693 A CN 109472693A CN 201811375536 A CN201811375536 A CN 201811375536A CN 109472693 A CN109472693 A CN 109472693A
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- paper money
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
Abstract
The present invention provides a kind of ATM cash concocting method and devices, this method comprises: receiving the equipment paper money case remaining sum that ATM is reported；In the case where equipment paper money case remaining sum is less than default balance threshold, the historical trading data of ATM is obtained, and recommendation of the ATM in this plus paper money period is calculated according to historical trading data and adds the paper money amount of money；The ATM is generated in originally plus in the paper money period plus paper money plan based on recommendation plus the paper money amount of money, and is pushed.Paper money can be matched to ATM with scientific guidance bank outlets based on the present invention, cash-free desirable situation is reduced, improve customer experience degree.
Description
Technical field
The present invention relates to information technology fields, more specifically to a kind of ATM cash concocting method and device.
Background technique
ATM (Automatic Teller Machine, ATM) the layout whole nation, the more distributions of bank outlets' multimachine tool
It is more.
At this stage, since demand for security process is complicated, clear is added paper money to be contracted out to third company by most of bank outlets,
But paper money scheme is matched due to shortage science, it is easy to cash-free desirable situation occur, customer experience is very poor.
Summary of the invention
In view of this, to solve the above problems, the present invention provides a kind of ATM cash concocting method and device.Technical solution
It is as follows:
A kind of ATM cash concocting method, comprising:
Receive the equipment paper money case remaining sum that ATM is reported；
In the case where the equipment paper money case remaining sum is less than default balance threshold, the historical trading data of the ATM is obtained,
And recommendation of the ATM in this plus paper money period is calculated according to the historical trading data and adds the paper money amount of money；
The ATM is generated based on the recommendation plus the paper money amount of money and adds in the paper money period plus paper money plan at described, and is pushed.
Preferably, described recommendation of the ATM within this plus paper money period is calculated according to the historical trading data to add paper money golden
Volume, comprising:
It obtains the ATM and adds net transaction volume in the paper money period in history；
Recommendation of the ATM in this plus paper money period, which is calculated, according to the net transaction volume adds the paper money amount of money.
Preferably, the method also includes:
Count the company that ATM equipment paper money case remaining sum in described plus paper money period is less than the default balance threshold
Continuous number and the equipment paper money case remaining sum are not less than the duration of the default balance threshold；
The case where the read-around ratio is greater than preset times threshold value or the duration is greater than preset duration threshold value
Under, determine non-clear state when the ATM is in long.
Preferably, the method also includes:
It receives the ATM and the paper money amount of money is added based on the reality in described plus paper money period that described plus paper money plan is fed back；
Recommend to add the paper money amount of money determining plus paper money allowed band based on described；
In the case where the reality adds the paper money amount of money not in described plus paper money allowed band, determine that the ATM is in abnormal
Add paper money state.
Preferably, the method also includes:
In the case where the equipment paper money case remaining sum is not less than default balance threshold, reported if receiving the ATM
Clear add paper money data, determine the ATM be in frequently plus paper money state.
A kind of ATM cash deployment device, comprising:
Receiving module, the equipment paper money case remaining sum reported for receiving ATM；
Computing module, for obtaining the ATM's in the case where the equipment paper money case remaining sum is less than default balance threshold
Historical trading data, and recommendation of the ATM in this plus paper money period is calculated according to the historical trading data and adds the paper money amount of money；
Generation module adds in the paper money period plus paper money at described for generating the ATM based on the recommendation plus the paper money amount of money
Plan, and push.
Preferably, add paper money golden for calculating recommendation of the ATM in this plus paper money period according to the historical trading data
The computing module of volume, is specifically used for:
It obtains the ATM and adds net transaction volume in the paper money period in history；The ATM is calculated at this according to the net transaction volume
The recommendation in the paper money period is added to add the paper money amount of money.
Preferably, described device further include:
First determining module is less than institute for counting ATM equipment paper money case remaining sum in described plus paper money period
The read-around ratio and the equipment paper money case remaining sum of stating default balance threshold are not less than the duration of the default balance threshold；
In the case where the read-around ratio is greater than preset times threshold value or the duration is greater than preset duration threshold value, institute is determined
State non-clear state when ATM is in long.
Preferably, the second determining module is added based on what described plus paper money plan was fed back at described for receiving the ATM
Reality in the paper money period adds the paper money amount of money；Recommend to add the paper money amount of money determining plus paper money allowed band based on described；Add paper money golden in the reality
In the case that volume is not in described plus paper money allowed band, determine that the ATM is in abnormal plus paper money state.
The above present invention provides a kind of ATM cash concocting method and device, can monitor the equipment paper money case remaining sum of ATM,
It determines that ATM exists when equipment paper money case remaining sum is less than default balance threshold and adds paper money demand, and then based on the historical trading data of ATM
The recommendation calculated in this plus paper money period adds the paper money amount of money, to generate for ATM in this plus paper money period plus paper money plan and push.This
Can scientific guidance bank outlets to ATM match paper money, reduce cash-free desirable situation, improve customer experience degree.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The embodiment of invention for those of ordinary skill in the art without creative efforts, can also basis
The attached drawing of offer obtains other attached drawings.
Fig. 1 is the method flow diagram of ATM cash concocting method provided in an embodiment of the present invention；
Fig. 2 is the another method flow chart of ATM cash concocting method provided in an embodiment of the present invention；
Fig. 3 is the another method flow diagram of ATM cash concocting method provided in an embodiment of the present invention；
Fig. 4 is the another method flow chart of ATM cash concocting method provided in an embodiment of the present invention；
Fig. 5 is the structural schematic diagram of ATM cash deployment device provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
The embodiment of the present invention provides a kind of ATM cash concocting method, and the method flow diagram of this method is as shown in Figure 1, include
Following steps:
S10 receives the equipment paper money case remaining sum that ATM is reported.
During executing step S10, the period that ATM reports equipment paper money case remaining sum can be preset, it can also be pre-
First setting ATM reports equipment paper money case remaining sum while each transaction reports equipment state, and the present embodiment does not limit this.
S20 obtains the historical trading data of ATM, and root in the case where equipment paper money case remaining sum is less than default balance threshold
Recommendation of the ATM in this plus paper money period, which is calculated, according to historical trading data adds the paper money amount of money.
During executing step S20, intelligence can be determined with paper money rule, Jin Erjie based on the business experience of each place
The historical trading data for closing ATM calculates recommendation of the ATM in this plus paper money period and adds the paper money amount of money.
During specific implementation, step S20 " calculates recommendation of the ATM in this plus paper money period according to historical trading data
Add the paper money amount of money " can be using following steps, the method flow diagram of ATM cash concocting method is as shown in Figure 2 at this time:
S201 obtains ATM in history and adds the net transaction volume in the paper money period.
During executing step S201, available ATM history under specified dimension adds the net transaction in the paper money period
Volume, wherein the specified dimension can be same period last year, same period last month and interim any one or more of last account, certainly
Other unlisted dimensions can also be used, the present embodiment does not limit this.
S202 calculates recommendation of the ATM in this plus paper money period according to net transaction volume and adds the paper money amount of money.
During executing step S202, calculation can be determined based on the business experience of each place, for example, can be with
The weight of each dimension is preset, and then the weight of each dimension and the net transaction volume sum of products are determined as ATM and originally adding paper money week
Recommendation in phase adds the paper money amount of money.
It is, of course, also possible to particular term dimension, such as special holidays is arranged, special event for another example, special section for another example
Domain etc., and then push plus the paper money amount of money are modified according to specified modification rule corresponding to particular term dimension.
It should be noted that specified modification rule corresponding to particular term dimension is related to the business experience of each place, than
Correction factor such as can be set, the present embodiment does not limit this.
S30 generates ATM based on recommendation plus the paper money amount of money and is adding paper money plan originally plus in the paper money period, and pushes.
During executing step S30, the recommendation for adding paper money to include at least ATM in the works adds the paper money amount of money, can also include
Other parameters, for example recommend to add the paper money time, recommend to add paper money number etc..And specifically, recommend plus the paper money time can preset, push away
It recommends plus paper money number can determine that the present embodiment does not limit this according to pre-set with the corresponding relationship for adding the paper money amount of money is recommended
It is fixed.
In addition, paper money plan can will be added to push on bank outlets' relative clients end after generation plus paper money plan, as
Subsequent plus paper money subplan.
In some other embodiment, non-clear when to identify ATM long, ATM cash concocting method out shown in Fig. 1, also
Include the following steps, method flow diagram is as shown in Figure 3 at this time:
S40, statistics ATM the equipment paper money case remaining sum in this plus paper money period are less than the read-around ratio and machine of default balance threshold
Has the duration that paper money case remaining sum is not less than default balance threshold.
S50, in the case where read-around ratio is greater than preset times threshold value or duration is greater than preset duration threshold value, really
Determine non-clear state when ATM is in long.
In addition, in some other embodiment, extremely plus paper money for identification ATM, it is shown in Fig. 1 go out ATM cash concocting method,
Further include following steps, method flow diagram is as shown in Figure 4 at this time:
S60 receives ATM based on the reality in this plus paper money period for adding paper money plan to be fed back and adds the paper money amount of money.
S70, based on recommendation plus the paper money amount of money determines plus paper money allowed band.
During executing step S70, floating percentage can be preset, for 10%, adds paper money allowed band
For add the paper money amount of money up and down 10%.
S80 determines that ATM is in abnormal plus paper money state in reality plus the paper money amount of money not in the case where adding in paper money allowed band.
It is determined it should be noted that the setting of paper money allowed band can also be added to be also based on other parameters, for example this adds
Real trade volume in the paper money period, the present embodiment do not limit this.
In addition, in some other embodiment, frequently add paper money for identification ATM, it is shown in Fig. 1 go out ATM cash concocting method,
Further include following steps:
S90, in the case where equipment paper money case remaining sum is not less than default balance threshold, if receive ATM reported it is clear
Machine adds paper money data, determines that ATM is in and frequently adds paper money state.
During executing step S90, if equipment paper money case remaining sum is not less than default balance threshold, illustrate ATM not
In the presence of paper money demand is added, at this time if ATM reports a clear to add paper money data, then it represents that ATM carries out primary frequent plus paper money.
Further, if it is determined that ATM non-clear state/exception plus paper money state/frequent plus paper money state when being in long, then into one
Step generates warning information to prompt monitoring personnel, to assist bank outlets rationally to match paper money.
ATM cash concocting method provided in an embodiment of the present invention can monitor the equipment paper money case remaining sum of ATM, in equipment paper money
Case remaining sum determines that ATM exists plus paper money demand when being less than default balance threshold, so the historical trading data based on ATM calculate this plus
Recommendation in the paper money period adds the paper money amount of money, to generate for ATM in this plus paper money period plus paper money plan and push.This
Paper money is matched to ATM by scientific guidance bank outlets, reduces cash-free desirable situation, improves customer experience degree.
The ATM cash concocting method provided based on the above embodiment, then corresponding provide executes above-mentioned ATM to the embodiment of the present invention
The structural schematic diagram of the device of cash concocting method, the device is as shown in Figure 5, comprising:
Receiving module 10, the equipment paper money case remaining sum reported for receiving ATM；
Computing module 20, in the case where equipment paper money case remaining sum is less than default balance threshold, the history for obtaining ATM to be handed over
Easy data, and recommendation of the ATM in this plus paper money period is calculated according to historical trading data and adds the paper money amount of money；
Generation module 30 is adding paper money plan originally plus in the paper money period for generating ATM based on recommendation plus the paper money amount of money, and is pushing away
It send.
Optionally, for calculating the calculating of recommendation plus the paper money amount of money of the ATM in this plus paper money period according to historical trading data
Module 20, is specifically used for:
It obtains ATM and adds the net transaction volume in the paper money period in history；ATM is calculated in this plus paper money period according to net transaction volume
Recommend to add the paper money amount of money.
Optionally, device further include:
First determining module 40 is less than default balance threshold for counting ATM equipment paper money case remaining sum in this plus paper money period
Read-around ratio and equipment paper money case remaining sum be not less than the duration of default balance threshold；It is greater than preset times in read-around ratio
In the case that threshold value or duration are greater than preset duration threshold value, non-clear state when ATM is in long is determined.
Optionally, device further include:
Second determining module 50 is added for receiving ATM based on the reality in this plus paper money period for adding paper money plan to be fed back
The paper money amount of money；Based on recommendation plus the paper money amount of money determines plus paper money allowed band；Actually the paper money amount of money is being added not add the feelings in paper money allowed band
Under condition, determine that ATM is in abnormal plus paper money state.
Optionally, device further include:
Third determining module 60 is used in the case where equipment paper money case remaining sum is not less than default balance threshold, if received
Add paper money data to the clear that ATM is reported, determines that ATM is in and frequently add paper money state.
ATM cash deployment device provided in an embodiment of the present invention can monitor the equipment paper money case remaining sum of ATM, in equipment paper money
Case remaining sum determines that ATM exists plus paper money demand when being less than default balance threshold, so the historical trading data based on ATM calculate this plus
Recommendation in the paper money period adds the paper money amount of money, to generate for ATM in this plus paper money period plus paper money plan and push.This
Paper money is matched to ATM by scientific guidance bank outlets, reduces cash-free desirable situation, improves customer experience degree.
A kind of ATM cash concocting method provided by the present invention and device are described in detail above, answered herein
With a specific example illustrates the principle and implementation of the invention, the explanation of above example is only intended to help to manage
Solve method and its core concept of the invention；At the same time, for those skilled in the art, according to the thought of the present invention,
There will be changes in specific embodiment and application range, in conclusion the content of the present specification should not be construed as to this hair
Bright limitation.
It should be noted that all the embodiments in this specification are described in a progressive manner, each embodiment weight
Point explanation is the difference from other embodiments, and the same or similar parts between the embodiments can be referred to each other.
For the device disclosed in the embodiment, since it is corresponded to the methods disclosed in the examples, so being described relatively simple, phase
Place is closed referring to method part illustration.
It should also be noted that, herein, relational terms such as first and second and the like are used merely to one
Entity or operation are distinguished with another entity or operation, without necessarily requiring or implying between these entities or operation
There are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant are intended to contain
Lid non-exclusive inclusion, so that the element that the process, method, article or equipment including a series of elements is intrinsic,
It further include either the element intrinsic for these process, method, article or equipments.In the absence of more restrictions,
The element limited by sentence "including a ...", it is not excluded that in the process, method, article or equipment including the element
In there is also other identical elements.
The foregoing description of the disclosed embodiments enables those skilled in the art to implement or use the present invention.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, of the invention
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.
Claims (10)
1. a kind of ATM cash concocting method characterized by comprising
Receive the equipment paper money case remaining sum that ATM is reported；
In the case where the equipment paper money case remaining sum is less than default balance threshold, the historical trading data of the ATM, and root are obtained
Recommendation of the ATM in this plus paper money period, which is calculated, according to the historical trading data adds the paper money amount of money；
The ATM is generated based on the recommendation plus the paper money amount of money and adds in the paper money period plus paper money plan at described, and is pushed.
2. the method according to claim 1, wherein described calculate the ATM according to the historical trading data
Recommendation in this plus paper money period adds the paper money amount of money, comprising:
It obtains the ATM and adds net transaction volume in the paper money period in history；
Recommendation of the ATM in this plus paper money period, which is calculated, according to the net transaction volume adds the paper money amount of money.
3. the method according to claim 1, wherein the method also includes:
It counts continuous time that ATM equipment paper money case remaining sum in described plus paper money period is less than the default balance threshold
The several and described equipment paper money case remaining sum is not less than the duration of the default balance threshold；
In the case where the read-around ratio is greater than preset times threshold value or the duration is greater than preset duration threshold value, really
The fixed ATM non-clear state when being in long.
4. the method according to claim 1, wherein the method also includes:
It receives the ATM and the paper money amount of money is added based on the reality in described plus paper money period that described plus paper money plan is fed back；
Recommend to add the paper money amount of money determining plus paper money allowed band based on described；
In the case where the reality adds the paper money amount of money not in described plus paper money allowed band, determine that the ATM is in abnormal plus paper money
State.
5. the method according to claim 1, wherein the method also includes:
In the case where the equipment paper money case remaining sum is not less than default balance threshold, if receive the ATM reported it is clear
Machine adds paper money data, determines that the ATM is in and frequently adds paper money state.
6. a kind of ATM cash deployment device characterized by comprising
Receiving module, the equipment paper money case remaining sum reported for receiving ATM；
Computing module, for obtaining the history of the ATM in the case where the equipment paper money case remaining sum is less than default balance threshold
Transaction data, and recommendation of the ATM in this plus paper money period is calculated according to the historical trading data and adds the paper money amount of money；
Generation module adds in the paper money period plus paper money plan at described for generating the ATM based on the recommendation plus the paper money amount of money,
And it pushes.
7. device according to claim 6, which is characterized in that for calculating the ATM according to the historical trading data
The computing module of recommendation plus the paper money amount of money in this plus paper money period, is specifically used for:
It obtains the ATM and adds net transaction volume in the paper money period in history；The ATM, which is calculated, according to the net transaction volume is originally adding paper money
Recommendation in period adds the paper money amount of money.
8. device according to claim 6, which is characterized in that described device further include:
First determining module, for count ATM equipment paper money case remaining sum within described plus paper money period be less than it is described pre-
If the read-around ratio of balance threshold and the equipment paper money case remaining sum are not less than the duration of the default balance threshold；Institute
State in the case that read-around ratio is greater than preset duration threshold value greater than preset times threshold value or the duration, determine described in
ATM non-clear state when being in long.
9. device according to claim 6, which is characterized in that described device further include:
Second determining module is added in the paper money period based on what described plus paper money plan was fed back at described for receiving the ATM
The practical plus paper money amount of money；Recommend to add the paper money amount of money determining plus paper money allowed band based on described；Add the paper money amount of money not described in the reality
In the case where adding in paper money allowed band, determine that the ATM is in abnormal plus paper money state.
10. device according to claim 6, which is characterized in that described device further include:
Third determining module is used in the case where the equipment paper money case remaining sum is not less than default balance threshold, if received
The clear that the ATM is reported adds paper money data, determines that the ATM is in and frequently adds paper money state.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201811375536.6A CN109472693A (en) | 2018-11-19 | 2018-11-19 | A kind of ATM cash concocting method and device |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811375536.6A CN109472693A (en) | 2018-11-19 | 2018-11-19 | A kind of ATM cash concocting method and device |
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| CN201811375536.6A Pending CN109472693A (en) | 2018-11-19 | 2018-11-19 | A kind of ATM cash concocting method and device |
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| CN110264613A (en) * | 2019-07-09 | 2019-09-20 | 广州御银科技股份有限公司 | A kind of CRS clear adds paper money system and method |
| CN110517418A (en) * | 2019-09-19 | 2019-11-29 | 中国银行股份有限公司 | ATM machine remaining sum display methods and device |
| CN111583504A (en) * | 2020-05-06 | 2020-08-25 | 中国银行股份有限公司 | Intelligent money adding method and device |
| CN111695725A (en) * | 2020-06-02 | 2020-09-22 | 中国工商银行股份有限公司 | ATM (automatic teller machine) money adding method and device based on heuristic search |
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