CN105788105A - Dispensed cash verification method and device for self-service terminal - Google Patents
Dispensed cash verification method and device for self-service terminal Download PDFInfo
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- CN105788105A CN105788105A CN201610177695.XA CN201610177695A CN105788105A CN 105788105 A CN105788105 A CN 105788105A CN 201610177695 A CN201610177695 A CN 201610177695A CN 105788105 A CN105788105 A CN 105788105A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/206—Software aspects at ATMs
Abstract
An embodiment of the invention discloses a dispensed cash verification method and device for a self-service terminal. A remaining money withdrawal limit of a current drawing account is calculated with the method of a preset withdrawal balance; a cash withdrawal limit of current withdrawal service is acquired according to the remaining money withdrawal limit; after a core of the self-service terminal executes a cash picking instruction and successfully picks cash from a cash box, the cash dispensing limit of the core is counted through a temporary storage device and/or a receiving part of the core; if the cash dispensing limit is not larger than the cash withdrawal limit, a dispenser door is opened, a cash dispensing technique of self-service equipment is effectively verified, accordingly, the amount of dispensed cash of the self-service equipment is verified, the range of the amount of the dispensed cash is effectively controlled, and the cash dispensing accuracy of the self-service equipment can be improved, or the cash dispensing loss is reduced.
Description
Technical field
The present embodiments relate to the technical field of self-aided terminal, particularly relate to method and the device of a kind of self-aided terminal checking note output.
Background technology
At present, the reliability engineering of self-aided terminal note output is one of study hotspot technology of Self-Service security fields.The cause of " Xu Ting's case " event that industry is famous is to control to cause with necessary checking owing to the note output technology shortage of this self-aided terminal is effective so that Xu Ting can take out with a bank card only having 167 yuan of remaining sums and exceed 160,000 huge sum of money.In order to effectively stop this type of event, or reducing the loss that such event causes, how improving self-aided terminal note output accuracy is have problem to be solved.
Summary of the invention
The purpose of the embodiment of the present invention is in that to propose method and the device of a kind of self-aided terminal checking note output, aim to solve the problem that how when self-aided terminal movement note output, note output number based on this card number is limited, such that it is able to avoid makeing mistakes the problem of the wrong note output caused due to program.
First aspect, the method for a kind of self-aided terminal checking note output, described method includes:
The computational methods of remaining sum of withdrawing the money according to default residue, calculate user and currently withdraw the money the residue withdrawal limit of account；
The note output limit of business of currently withdrawing the money is obtained according to described residue withdrawal limit；
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer and/or movement pick-up portion；
If the note output amount of described movement is not more than described note output limit, then open paper money door.
Preferably, the described note output amount being added up described movement by buffer and movement pick-up portion, including:
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer；
If the note output amount of described movement is not more than described note output limit, then send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port；
When described banknote is delivered to movement pick-up portion and not yet opens described movement foreign currencies door by described self-aided terminal, add up the note output amount of described movement.
Preferably, described basis is preset residue and is withdrawn the money the computational methods of remaining sum, calculates user and currently withdraws the money the residue withdrawal limit of account, including:
Obtain described user account of currently withdrawing the money to withdraw the money amount in each residue withdrawing the money area；Or,
Obtain described user currently to withdraw the money the maximum withdrawal limit that account currently withdraws the money；Or,
Contrast described residue to withdraw the money amount value and described maximum withdrawal limit value, withdrawal limit value big for value is withdrawn the money amount as currently the withdraw the money residue of account of described user.
Preferably, the described user of described acquisition account of currently withdrawing the money is withdrawn the money amount in each residue withdrawing the money area, including:
Obtain described user currently withdraw the money account in preset time period withdraw the money area amount of withdrawing the money；
Obtain described user currently to withdraw the money withdrawal limit corresponding to account area of withdrawing the money in described preset time period；
By each withdraw the money area amount of withdrawing the money deduct correspondence withdraw the money area withdrawal limit, obtain each withdraw the money area residue withdrawal limit.
Preferably, the described user of described acquisition currently withdraws the money the maximum withdrawal limit that account is currently withdrawn the money, including:
Obtain described user currently to withdraw the money the account all amounts of withdrawing the money in described preset time period；
Obtain described user currently to withdraw the money the account maximum withdrawal limit in described Preset Time；
Described maximum withdrawal limit is deducted described all withdrawal limit, obtains described user and currently withdraw the money the maximum withdrawal limit that account currently withdraws the money.
Preferably, described method also includes:
If the note output amount of described movement more than described note output limit, then stops to send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port.
Second aspect, the device of a kind of self-aided terminal checking note output, described device includes:
Computing module, for withdrawing the money the computational methods of remaining sum according to presetting residue, calculates user and currently withdraws the money the residue withdrawal limit of account；
Acquisition module, for obtaining the note output limit of business of currently withdrawing the money according to described residue withdrawal limit；
Statistical module, for performing to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, adds up the note output amount of described movement by buffer and/or movement pick-up portion；
Open module, if the note output amount for described movement is not more than described note output limit, then open paper money door.
Preferably, described statistical module, it is used for:
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer；
If the note output amount of described movement is not more than described note output limit, then send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port；
When described banknote is delivered to movement pick-up portion and not yet opens described movement foreign currencies door by described self-aided terminal, add up the note output amount of described movement.
Preferably, described computing module, including:
First acquiring unit, withdraws the money amount in each residue withdrawing the money area for obtaining described user account of currently withdrawing the money；Or,
Second acquisition unit, currently withdraws the money the maximum withdrawal limit that account currently withdraws the money for obtaining described user；Or,
Contrast unit, is used for contrasting described residue and withdraws the money amount value and described maximum withdrawal limit value, withdrawal limit value big for value is withdrawn the money amount as currently the withdraw the money residue of account of described user.
Preferably, described first acquiring unit, it is used for:
Obtain described user currently withdraw the money account in preset time period withdraw the money area amount of withdrawing the money；
Obtain described user currently to withdraw the money withdrawal limit corresponding to account area of withdrawing the money in described preset time period；
By each withdraw the money area amount of withdrawing the money deduct correspondence withdraw the money area withdrawal limit, obtain each withdraw the money area residue withdrawal limit.
Preferably, described second acquisition unit, it is used for:
Obtain described user currently to withdraw the money the account all amounts of withdrawing the money in described preset time period；
Obtain described user currently to withdraw the money the account maximum withdrawal limit in described Preset Time；
Described maximum withdrawal limit is deducted described all withdrawal limit, obtains described user and currently withdraw the money the maximum withdrawal limit that account currently withdraws the money.
Preferably, described device also includes:
Stop module, if for the note output amount of described movement more than described note output limit, then stop to send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port.
A kind of self-aided terminal checking method of note output that the embodiment of the present invention provides and device, the computational methods of remaining sum of withdrawing the money according to default residue, calculate user and currently withdraw the money the residue withdrawal limit of account；The note output limit of business of currently withdrawing the money is obtained according to described residue withdrawal limit；Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer and/or movement pick-up portion；If the note output amount of described movement is not more than described note output limit, then open paper money, realize Possum note output technical scope is effectively verified, Possum note output number is verified, or the scope going out cash amount is effectively controlled, such that it is able to improve Possum note output accuracy, or reduce note output loss.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet of the method first embodiment of embodiment of the present invention self-aided terminal checking note output；
Fig. 2 is the schematic flow sheet of method second embodiment of embodiment of the present invention self-aided terminal checking note output；
Fig. 3 is the schematic flow sheet of method the 3rd embodiment of embodiment of the present invention self-aided terminal checking note output；
Fig. 4 is the schematic flow sheet of method the 4th embodiment of embodiment of the present invention self-aided terminal checking note output；
Fig. 5 is the high-level schematic functional block diagram of the device of embodiment of the present invention self-aided terminal checking note output.
Detailed description of the invention
Below in conjunction with drawings and Examples, the embodiment of the present invention is described in further detail.It is understood that specific embodiment described herein is used only for explaining the embodiment of the present invention, but not the restriction to the embodiment of the present invention.It also should be noted that, for the ease of describing, accompanying drawing illustrate only the part relevant to the embodiment of the present invention but not entire infrastructure.
Embodiment one
It it is the schematic flow sheet of the method first embodiment of embodiment of the present invention self-aided terminal checking note output with reference to Fig. 1, Fig. 1.
In embodiment one, the method for described self-aided terminal checking note output includes:
Step 101, the computational methods of remaining sum of withdrawing the money according to default residue, calculate user and currently withdraw the money the residue withdrawal limit of account；
Concrete, described bank account respectively remain withdrawal limit, refer to that arrange on bank backstage according to the account or that Possum is arranged all kinds of withdrawal limit, deduct the account in certain period or the difference of all kinds of numbers of withdrawing the money withdrawn the money in somewhere.Concrete mode is as follows:
Preferably, described basis is preset residue and is withdrawn the money the computational methods of remaining sum, calculates user and currently withdraws the money the residue withdrawal limit of account, including:
Obtain described user account of currently withdrawing the money to withdraw the money amount in each residue withdrawing the money area；Or,
Obtain described user currently to withdraw the money the maximum withdrawal limit that account currently withdraws the money；Or,
Contrast described residue to withdraw the money amount value and described maximum withdrawal limit value, withdrawal limit value big for value is withdrawn the money amount as currently the withdraw the money residue of account of described user.
Preferably, the described user of described acquisition account of currently withdrawing the money is withdrawn the money amount in each residue withdrawing the money area, including:
Obtain described user currently withdraw the money account in preset time period withdraw the money area amount of withdrawing the money；
Obtain described user currently to withdraw the money withdrawal limit corresponding to account area of withdrawing the money in described preset time period；
By each withdraw the money area amount of withdrawing the money deduct correspondence withdraw the money area withdrawal limit, obtain each withdraw the money area residue withdrawal limit.
Concrete, as: it is 50,000 yuan that certain card arranges monthly withdrawal limit when opening an account, and this moon, this card was extracted 4.5 ten thousand yuan, then the residue withdrawal limit of Monthly Sum Limit is 5000 yuan；The People's Bank's stated day withdrawal limit 20,000 yuan again, the same day withdrawn the money 1.6 ten thousand yuan by this card, then the residue withdrawal limit of Day Sum Limited is 4000 yuan；If this Possum limits this card day, withdrawal limit is 5000 yuan, and this is stuck in Possum and has withdrawn the money 2000 yuan, then this residue withdrawal limit being stuck in this Possum is 3000 yuan；The withdrawal limit weekly being set in Shenzhen area during such as this Ka Kaika is 10,000 yuan, being set in non-Shenzhen area is 5000 yuan, this week has withdrawn the money in Shenzhen area 7500 yuan, area outside Shenzhen withdraws the money 3000 yuan, when the Possum that user carries out withdrawing the money is subordinate to Shenzhen area, then such residue withdrawal limit of user is 10000-7500=2500 unit, and when the Possum that user carries out withdrawing the money is subordinate to non-Shenzhen area, then such residue withdrawal limit of user is 5000-3000=2000 unit.
Preferably, the described user of described acquisition currently withdraws the money the maximum withdrawal limit that account is currently withdrawn the money, including:
Obtain described user currently to withdraw the money the account all amounts of withdrawing the money in described preset time period；
Obtain described user currently to withdraw the money the account maximum withdrawal limit in described Preset Time；
Described maximum withdrawal limit is deducted described all withdrawal limit, obtains described user and currently withdraw the money the maximum withdrawal limit that account currently withdraws the money.
Concrete, one day withdrawn the money 6000 yuan by certain card, and this card credit card issuer regulation odd-numbered day withdrawal limit is 10,000 yuan, and this card credit card issuer odd-numbered day withdrawal limit is 10,000 yuan, the number of withdrawing the money of this card credit card issuer odd-numbered day limit is 6000 yuan, and can calculate the residue of this card credit card issuer odd-numbered day limit number of withdrawing the money is 4000 yuan.
Contrast described residue to withdraw the money amount value and described maximum withdrawal limit value, withdrawal limit value big for value is as follows as the described user residue of the account concrete mode of amount of withdrawing the money of currently withdrawing the money:
Concrete, one day withdrawn the money 6000 yuan by certain card, and this card credit card issuer regulation odd-numbered day withdrawal limit is 10,000 yuan, and this card credit card issuer odd-numbered day withdrawal limit is 10,000 yuan, the number of withdrawing the money of this card credit card issuer odd-numbered day limit is 6000 yuan, and can calculate the residue of this card credit card issuer odd-numbered day limit number of withdrawing the money is 4000 yuan；
This is stuck in regulation Shenzhen area odd-numbered day at weekend withdrawal limit when opening an account is 8000 yuan, non-Shenzhen area odd-numbered day at weekend withdrawal limit is 5000 yuan, this card weekend on the same day, the number of withdrawing the money in Shenzhen area was 5000 yuan, non-Shenzhen is 1000 yuan, can calculate this card weekend on same day number of withdrawing the money of the residue in Shenzhen area is 3000 yuan, and non-Shenzhen is 4000 yuan.
If the user while withdraw the money on the self-aided terminal of Shenzhen area, this self-aided terminal is to bank card odd-numbered day withdrawal limit 5000 yuan.
Then user withdraws the money on the self-aided terminal of Shenzhen area, can remain withdrawal limit according to the three of this above-mentioned card, and the note output limit calculating this business of withdrawing the money is: min{4000,3000,5000}=3000 units.
Further, each withdrawal limit of described bank account, including:
Withdrawal limit that 1) bank's background server specifies for bank account (as: the People's Bank's regulation bank card odd-numbered day withdrawal limit 20,000 yuan, and for example agricultural bank's business service background discipline one's own profession card odd-numbered day withdrawal limit 5,000 yuan, it is stipulated that he manages it card odd-numbered day limit 3,000 yuan)；
2) withdrawal limit (as certain bank ATM C specifies every business limit 3,000 yuan of withdrawing the money, and for example certain self-aided terminal regulation bank card is in this terminal odd-numbered day withdrawal limit 5,000 yuan) that Possum ATMC specifies；
3) the various withdrawal limit that user sets when opening an account, this card withdrawal limit of some particular localities is set as user opens an account, or the withdrawal limit of some special times or time period, it it is 5,000 yuan as user is set in the odd-numbered day withdrawal limit of Guangzhou City, it it is 2,000 yuan in other areas, or the odd-numbered day withdrawal limit in Sunday Saturday and festivals or holidays is 10,000 yuan, the odd-numbered day withdrawal limit of all the other periods is 2,000 yuan；
4) combination of above-mentioned various limit, as certain subscriber card is withdrawn the money on the self-aided terminal that single withdrawal limit is 3,000 yuan, in addition it is also necessary to verify whether this subscriber card specifies in the People's Bank this day withdrawal limit less than 20,000 yuan.
Step 102, obtains the note output limit of business of currently withdrawing the money according to described residue withdrawal limit；
Step 103, is performed to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, is added up the note output amount of described movement by buffer and/or movement pick-up portion；
Preferably, the described note output amount being added up described movement by buffer and movement pick-up portion, including:
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer；
If the note output amount of described movement is not more than described note output limit, then send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port；
When described banknote is delivered to movement pick-up portion and not yet opens described movement foreign currencies door by described self-aided terminal, add up the note output amount of described movement.
Step 104, if the note output amount of described movement is not more than described note output limit, then opens paper money door.
Concrete, it is described after Possum movement successfully digs paper money, deliver to movement pick-up portion to banknote not yet to open movement wicket and allow user take this period before banknote, add up this movement note output volume, its statistics opportunity can be after movement successfully takes the banknote needing quantity, user can be taken this period before banknote not yet to open movement wicket, time movement is in a steady statue.According to prior art, movement has performed to dig paper money instruction, the banknote of requirement is taken to buffer from paper money case, movement will be in a steady statue, then movement performs to send paper money quality, banknote on buffer is delivered to movement pick-up portion, and movement will be in a steady statue, movement opens wicket so that user can take banknote.
Preferably, described method also includes:
If the note output amount of described movement more than described note output limit, then stops to send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port.
The method of a kind of self-aided terminal checking note output that the embodiment of the present invention provides, the computational methods of remaining sum of withdrawing the money according to default residue, calculate user and currently withdraw the money the residue withdrawal limit of account；The note output limit of business of currently withdrawing the money is obtained according to described residue withdrawal limit；Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer and/or movement pick-up portion；If the note output amount of described movement is not more than described note output limit, then open paper money, realize Possum note output technical scope is effectively verified, Possum note output number is verified, or the scope going out cash amount is effectively controlled, such that it is able to improve Possum note output accuracy, or reduce note output loss.
Embodiment two
It it is the schematic flow sheet of method second embodiment of embodiment of the present invention self-aided terminal checking note output with reference to Fig. 2, Fig. 2.
In embodiment two, the method for described self-aided terminal checking note output includes:
Step 201, user's plug-in card, input password, select to withdraw the money business, inputs withdraw funds；
Step 202, according to this card information, obtains this withdrawal limit information being positioned in bank's background server；
Step 203, according to this card information and local Possum information, obtains this withdrawal limit information being stuck in this Possum；
Step 204, according to each withdrawal limit information achieved above, calculates this withdrawal limit；
Step 205, it is judged that the withdraw funds of user's input, if meet this withdrawal limit；
Step 206, movement note output, dig paper money success, the banknote successfully dug out is laminated on buffer；
Step 207, it is judged that whether go out cash amount more than this withdrawal limit on buffer, is stop note output and return this business of withdrawing the money, suspend withdrawing the money service, waits that maintenance processes, and otherwise continuation note output is until completing this business of withdrawing the money.
Embodiment three
It it is the schematic flow sheet of method the 3rd embodiment of embodiment of the present invention self-aided terminal checking note output with reference to Fig. 3, Fig. 3.
In embodiment three, the method for described self-aided terminal checking note output includes:
Step 301, user's plug-in card, input password, select to withdraw the money business, inputs withdraw funds；
Step 302, obtains this and is stuck in this Possum success withdraw funds；
Step 303, if the withdraw funds of user's input, adds that this is stuck in this Possum success withdraw funds sum, more than bank backstage or self-aided terminal withdrawal limit set in advance, then stops this business of withdrawing the money；Otherwise continue step 304；
Step 304, movement note output, dig paper money success, the banknote successfully dug out is laminated on buffer；
Step 305, it is judged that go out cash amount on buffer, adds that this is stuck in this Possum success withdraw funds sum, if more than withdrawal limit set in advance, be, stops note output and rolls back this business of withdrawing the money, suspends withdrawing the money service, wait maintenance process.Otherwise continue note output, until completing this business of withdrawing the money, and update this be stuck in this Possum success withdraw funds.
Embodiment four
It it is the schematic flow sheet of method the 4th embodiment of embodiment of the present invention self-aided terminal checking note output with reference to Fig. 4, Fig. 4.
In embodiment four, the method for described self-aided terminal checking note output includes:
Step 401, user's plug-in card, input password, select to withdraw the money business, inputs withdraw funds；
Step 402, obtains this and is stuck in this Possum success withdraw funds；
Step 403, if the withdraw funds of user's input, adds that this is stuck in this Possum success withdraw funds sum, more than bank backstage or self-aided terminal withdrawal limit set in advance, then stops this business of withdrawing the money；Otherwise continue step 404；
Step 404, movement note output, dig paper money success, banknote on buffer is delivered to movement pick-up portion, movement wicket wouldn't be opened；
Step 405, it is judged that go out cash amount on buffer, adds that this is stuck in this Possum success withdraw funds sum, if more than withdrawal limit set in advance, be, stops note output and rolls back this business of withdrawing the money, suspends withdrawing the money service, wait maintenance process.Otherwise open movement wicket, wait that user takes, until completing this business of withdrawing the money, and update this and be stuck in this Possum success withdraw funds.
Embodiment five
It it is the high-level schematic functional block diagram of the device of embodiment of the present invention self-aided terminal checking note output with reference to Fig. 5, Fig. 5.
In embodiment five, the device of described self-aided terminal checking note output includes:
Computing module 501, for withdrawing the money the computational methods of remaining sum according to presetting residue, calculates user and currently withdraws the money the residue withdrawal limit of account；
Concrete, described bank account respectively remain withdrawal limit, refer to that arrange on bank backstage according to the account or that Possum is arranged all kinds of withdrawal limit, deduct the account in certain period or the difference of all kinds of numbers of withdrawing the money withdrawn the money in somewhere.Concrete mode is as follows:
Preferably, described computing module 501, including:
First acquiring unit, withdraws the money amount in each residue withdrawing the money area for obtaining described user account of currently withdrawing the money；Or,
Second acquisition unit, currently withdraws the money the maximum withdrawal limit that account currently withdraws the money for obtaining described user；Or,
Contrast unit, is used for contrasting described residue and withdraws the money amount value and described maximum withdrawal limit value, withdrawal limit value big for value is withdrawn the money amount as currently the withdraw the money residue of account of described user.
Preferably, described first acquiring unit, it is used for:
Obtain described user currently withdraw the money account in preset time period withdraw the money area amount of withdrawing the money；
Obtain described user currently to withdraw the money withdrawal limit corresponding to account area of withdrawing the money in described preset time period；
By each withdraw the money area amount of withdrawing the money deduct correspondence withdraw the money area withdrawal limit, obtain each withdraw the money area residue withdrawal limit.
Concrete, as: it is 50,000 yuan that certain card arranges monthly withdrawal limit when opening an account, and this moon, this card was extracted 4.5 ten thousand yuan, then the residue withdrawal limit of Monthly Sum Limit is 5000 yuan；The People's Bank's stated day withdrawal limit 20,000 yuan again, the same day withdrawn the money 1.6 ten thousand yuan by this card, then the residue withdrawal limit of Day Sum Limited is 4000 yuan；If this Possum limits this card day, withdrawal limit is 5000 yuan, and this is stuck in Possum and has withdrawn the money 2000 yuan, then this residue withdrawal limit being stuck in this Possum is 3000 yuan；The withdrawal limit weekly being set in Shenzhen area during such as this Ka Kaika is 10,000 yuan, being set in non-Shenzhen area is 5000 yuan, this week has withdrawn the money in Shenzhen area 7500 yuan, area outside Shenzhen withdraws the money 3000 yuan, when the Possum that user carries out withdrawing the money is subordinate to Shenzhen area, then such residue withdrawal limit of user is 10000-7500=2500 unit, and when the Possum that user carries out withdrawing the money is subordinate to non-Shenzhen area, then such residue withdrawal limit of user is 5000-3000=2000 unit.
Preferably, described second acquisition unit, it is used for:
Obtain described user currently to withdraw the money the account all amounts of withdrawing the money in described preset time period；
Obtain described user currently to withdraw the money the account maximum withdrawal limit in described Preset Time；
Described maximum withdrawal limit is deducted described all withdrawal limit, obtains described user and currently withdraw the money the maximum withdrawal limit that account currently withdraws the money.
Concrete, one day withdrawn the money 6000 yuan by certain card, and this card credit card issuer regulation odd-numbered day withdrawal limit is 10,000 yuan, and this card credit card issuer odd-numbered day withdrawal limit is 10,000 yuan, the number of withdrawing the money of this card credit card issuer odd-numbered day limit is 6000 yuan, and can calculate the residue of this card credit card issuer odd-numbered day limit number of withdrawing the money is 4000 yuan.
Preferably, described contrast unit specifically for:
One day withdrawn the money 6000 yuan by certain card, this card credit card issuer regulation odd-numbered day withdrawal limit is 10,000 yuan, this card credit card issuer odd-numbered day withdrawal limit is 10,000 yuan, and the number of withdrawing the money of this card credit card issuer odd-numbered day limit is 6000 yuan, and can calculate the residue of this card credit card issuer odd-numbered day limit number of withdrawing the money is 4000 yuan；
This is stuck in regulation Shenzhen area odd-numbered day at weekend withdrawal limit when opening an account is 8000 yuan, non-Shenzhen area odd-numbered day at weekend withdrawal limit is 5000 yuan, this card weekend on the same day, the number of withdrawing the money in Shenzhen area was 5000 yuan, non-Shenzhen is 1000 yuan, can calculate this card weekend on same day number of withdrawing the money of the residue in Shenzhen area is 3000 yuan, and non-Shenzhen is 4000 yuan.
If the user while withdraw the money on the self-aided terminal of Shenzhen area, this self-aided terminal is to bank card odd-numbered day withdrawal limit 5000 yuan.
Then user withdraws the money on the self-aided terminal of Shenzhen area, can remain withdrawal limit according to the three of this above-mentioned card, and the note output limit calculating this business of withdrawing the money is: min{4000,3000,5000}=3000 units.
Wherein, each withdrawal limit of described bank account, including:
Withdrawal limit that 1) bank's background server specifies for bank account (as: the People's Bank's regulation bank card odd-numbered day withdrawal limit 20,000 yuan, and for example agricultural bank's business service background discipline one's own profession card odd-numbered day withdrawal limit 5,000 yuan, it is stipulated that he manages it card odd-numbered day limit 3,000 yuan)；
2) withdrawal limit (as certain bank ATM C specifies every business limit 3,000 yuan of withdrawing the money, and for example certain self-aided terminal regulation bank card is in this terminal odd-numbered day withdrawal limit 5,000 yuan) that Possum ATMC specifies；
3) the various withdrawal limit that user sets when opening an account, this card withdrawal limit of some particular localities is set as user opens an account, or the withdrawal limit of some special times or time period, it it is 5,000 yuan as user is set in the odd-numbered day withdrawal limit of Guangzhou City, it it is 2,000 yuan in other areas, or the odd-numbered day withdrawal limit in Sunday Saturday and festivals or holidays is 10,000 yuan, the odd-numbered day withdrawal limit of all the other periods is 2,000 yuan；
4) combination of above-mentioned various limit, as certain subscriber card is withdrawn the money on the self-aided terminal that single withdrawal limit is 3,000 yuan, in addition it is also necessary to verify whether this subscriber card specifies in the People's Bank this day withdrawal limit less than 20,000 yuan.
Acquisition module 502, for obtaining the note output limit of business of currently withdrawing the money according to described residue withdrawal limit；
Statistical module 503, for performing to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, adds up the note output amount of described movement by buffer and/or movement pick-up portion；
Preferably, described statistical module 503, it is used for:
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer；
If the note output amount of described movement is not more than described note output limit, then send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port；
When described banknote is delivered to movement pick-up portion and not yet opens described movement foreign currencies door by described self-aided terminal, add up the note output amount of described movement.
Open module 504, if the note output amount for described movement is not more than described note output limit, then open paper money door.
Concrete, it is described after Possum movement successfully digs paper money, deliver to movement pick-up portion to banknote not yet to open movement wicket and allow user take this period before banknote, add up this movement note output volume, its statistics opportunity can be after movement successfully takes the banknote needing quantity, user can be taken this period before banknote not yet to open movement wicket, time movement is in a steady statue.According to prior art, movement has performed to dig paper money instruction, the banknote of requirement is taken to buffer from paper money case, movement will be in a steady statue, then movement performs to send paper money quality, banknote on buffer is delivered to movement pick-up portion, and movement will be in a steady statue, movement opens wicket so that user can take banknote.
Preferably, described device also includes:
Stop module, if for the note output amount of described movement more than described note output limit, then stop to send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port.
The device of a kind of self-aided terminal checking note output that the embodiment of the present invention provides, the computational methods of remaining sum of withdrawing the money according to default residue, calculate user and currently withdraw the money the residue withdrawal limit of account；The note output limit of business of currently withdrawing the money is obtained according to described residue withdrawal limit；Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer and/or movement pick-up portion；If the note output amount of described movement is not more than described note output limit, then open paper money, realize Possum note output technical scope is effectively verified, Possum note output number is verified, or the scope going out cash amount is effectively controlled, such that it is able to improve Possum note output accuracy, or reduce note output loss.
The know-why of the embodiment of the present invention is described above in association with specific embodiment.These describe and are intended merely to the principle explaining the embodiment of the present invention, and can not be construed to the restriction to embodiment of the present invention protection domain by any way.Based on explanation herein, those skilled in the art need not pay performing creative labour can associate other detailed description of the invention of the embodiment of the present invention, and these modes fall within the protection domain of the embodiment of the present invention.
Claims (12)
1. the method for a self-aided terminal checking note output, it is characterised in that described method includes:
The computational methods of remaining sum of withdrawing the money according to default residue, calculate user and currently withdraw the money the residue withdrawal limit of account；
The note output limit of business of currently withdrawing the money is obtained according to described residue withdrawal limit；
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer and/or movement pick-up portion；
If the note output amount of described movement is not more than described note output limit, then open paper money door.
2. method according to claim 1, it is characterised in that the described note output amount being added up described movement by buffer and movement pick-up portion, including:
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer；
If the note output amount of described movement is not more than described note output limit, then send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port；
When described banknote is delivered to movement pick-up portion and not yet opens described movement foreign currencies door by described self-aided terminal, add up the note output amount of described movement.
3. method according to claim 1, it is characterised in that described basis is preset residue and withdrawn the money the computational methods of remaining sum, calculates user and currently withdraws the money the residue withdrawal limit of account, including:
Obtain described user account of currently withdrawing the money to withdraw the money amount in each residue withdrawing the money area；Or,
Obtain described user currently to withdraw the money the maximum withdrawal limit that account currently withdraws the money；Or,
Contrast described residue to withdraw the money amount value and described maximum withdrawal limit value, withdrawal limit value big for value is withdrawn the money amount as currently the withdraw the money residue of account of described user.
4. method according to claim 3, it is characterised in that the described user of described acquisition account of currently withdrawing the money is withdrawn the money amount in each residue withdrawing the money area, including:
Obtain described user currently withdraw the money account in preset time period withdraw the money area amount of withdrawing the money；
Obtain described user currently to withdraw the money withdrawal limit corresponding to account area of withdrawing the money in described preset time period；
By each withdraw the money area amount of withdrawing the money deduct correspondence withdraw the money area withdrawal limit, obtain each withdraw the money area residue withdrawal limit.
5. method according to claim 3, it is characterised in that the described user of described acquisition currently withdraws the money the maximum withdrawal limit that account is currently withdrawn the money, including:
Obtain described user currently to withdraw the money the account all amounts of withdrawing the money in described preset time period；
Obtain described user currently to withdraw the money the account maximum withdrawal limit in described Preset Time；
Described maximum withdrawal limit is deducted described all withdrawal limit, obtains described user and currently withdraw the money the maximum withdrawal limit that account currently withdraws the money.
6. the method according to claim 1 to 5 any one, it is characterised in that described method also includes:
If the note output amount of described movement more than described note output limit, then stops to send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port.
7. the device of a self-aided terminal checking note output, it is characterised in that described device includes:
Computing module, for withdrawing the money the computational methods of remaining sum according to presetting residue, calculates user and currently withdraws the money the residue withdrawal limit of account；
Acquisition module, for obtaining the note output limit of business of currently withdrawing the money according to described residue withdrawal limit；
Statistical module, for performing to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, adds up the note output amount of described movement by buffer and/or movement pick-up portion；
Open module, if the note output amount for described movement is not more than described note output limit, then open paper money door.
8. device according to claim 7, it is characterised in that described statistical module, is used for:
Perform to dig after paper money instruction successfully digs paper money from cash box at the movement of described self-aided terminal, added up the note output amount of described movement by buffer；
If the note output amount of described movement is not more than described note output limit, then send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port；
When described banknote is delivered to movement pick-up portion and not yet opens described movement foreign currencies door by described self-aided terminal, add up the note output amount of described movement.
9. device according to claim 7, it is characterised in that described computing module, including:
First acquiring unit, withdraws the money amount in each residue withdrawing the money area for obtaining described user account of currently withdrawing the money；Or,
Second acquisition unit, currently withdraws the money the maximum withdrawal limit that account currently withdraws the money for obtaining described user；Or,
Contrast unit, is used for contrasting described residue and withdraws the money amount value and described maximum withdrawal limit value, withdrawal limit value big for value is withdrawn the money amount as currently the withdraw the money residue of account of described user.
10. device according to claim 9, it is characterised in that described first acquiring unit, is used for:
Obtain described user currently withdraw the money account in preset time period withdraw the money area amount of withdrawing the money；
Obtain described user currently to withdraw the money withdrawal limit corresponding to account area of withdrawing the money in described preset time period；
By each withdraw the money area amount of withdrawing the money deduct correspondence withdraw the money area withdrawal limit, obtain each withdraw the money area residue withdrawal limit.
11. device according to claim 9, it is characterised in that described second acquisition unit, it is used for:
Obtain described user currently to withdraw the money the account all amounts of withdrawing the money in described preset time period；
Obtain described user currently to withdraw the money the account maximum withdrawal limit in described Preset Time；
Described maximum withdrawal limit is deducted described all withdrawal limit, obtains described user and currently withdraw the money the maximum withdrawal limit that account currently withdraws the money.
12. according to the device described in claim 7 to 11 any one, it is characterised in that described device also includes:
Stop module, if for the note output amount of described movement more than described note output limit, then stop to send paper money instruction to what described movement sent that the banknote corresponding with described note output amount deliver to cash dispensing port.
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| CN105788105B (en) | 2019-04-12 |
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