CN107657523A - A kind of multichannel formality cost calculating method - Google Patents
A kind of multichannel formality cost calculating method Download PDFInfo
- Publication number
- CN107657523A CN107657523A CN201710943371.7A CN201710943371A CN107657523A CN 107657523 A CN107657523 A CN 107657523A CN 201710943371 A CN201710943371 A CN 201710943371A CN 107657523 A CN107657523 A CN 107657523A
- Authority
- CN
- China
- Prior art keywords
- payment
- service charge
- formality
- multichannel
- calculating method
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention discloses a kind of multichannel formality cost calculating method, during the entire process of payment charges calculating, only need to safeguard the means of payment and service charge bearing way for paying Back ground Information and each mechanism personalized customization in advance, can be with once and for all, the intelligent algorithm that system for recycling provides, draw the reality of this payment of commission amount and the mechanism to the account amount of money immediately.Accomplish quick, accurate, intelligentized financial calculations；Avoid calculating the complicated processes of payment charges and objective destabilizing factor using the informix such as all kinds of financial softwares and Excel forms, intelligence, efficient service charge algorithm is provided for various different institutions, different types of payment.
Description
Technical field
The present invention relates to service charge computing technique field, specially a kind of multichannel formality cost calculating method.
Background technology
Current calculating is paid or the financial software of transfer charge mostly can not be according to different paying parties and different pairs
Money mode, while calculate corresponding service charge and arrive the account amount of money with actual, financial staff is generally required according to multiple instruments and table
Lattice informix is calculated, lacking individuality customization, poor ageing, the recycling rate of waterused deficiency of information be present.
The content of the invention
It is an object of the invention to provide a kind of multichannel formality cost calculating method, to solve to propose in above-mentioned background technology
The problem of.
To achieve the above object, the present invention provides following technical scheme：A kind of multichannel formality cost calculating method, including with
Lower step：
A, the basic means of payment is safeguarded；
B, cooperative institution's means of payment selects；
C, payment information typing；
D, the intelligence computation amount of money.
Preferably, the basic means of payment is safeguarded and includes the means of payment and channel in the step A, service charge calculation and
Rate, and service charge cap value that may be present.
Preferably, cooperative institution sets out oil product operation system in coming from the step B；And each facility maintenance is a set of
Payment information；Comprising the means of payment and channel, the allocation way of service charge, beneficiary and paying party each undertake the ratio of service charge
Example, and service charge that may be present undertake single/odd-numbered day limit, single Day Times Limited and share starting volume.
Preferably, the payment information of typing includes payment organization names and payment method in the step C.
Preferably, the amount of money includes service charge total value caused by transaction and each needs the service charge undertaken in the step D,
And reality arrives the account amount of money.
Compared with prior art, the beneficial effects of the invention are as follows：A kind of multichannel service charge calculating side provided by the invention
Method, during the entire process of payment charges calculating, it is only necessary to safeguard pay Back ground Information and the personalization of each mechanism in advance
The means of payment and service charge bearing way of customization, can be to put things right once and for all, the intelligent algorithm of system for recycling offer, immediately
Draw the reality of this payment of commission amount and the mechanism to the account amount of money.Accomplish quick, accurate, intelligentized financial calculations；
Avoid calculating the complicated processes of payment charges and objective shakiness using the informix such as all kinds of financial softwares and Excel forms
Determine factor, intelligence, efficient service charge algorithm is provided for various different institutions, different types of payment.
Brief description of the drawings
Fig. 1 is flow chart of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
Referring to Fig. 1, the present invention provides a kind of technical scheme：A kind of multichannel formality cost calculating method, including following step
Suddenly：
A, the basic means of payment is safeguarded；
B, cooperative institution's means of payment selects；
C, payment information typing；
D, the intelligence computation amount of money.
The basic means of payment, which is safeguarded, in the present invention, in step A includes the means of payment and channel, service charge calculation and takes
Rate, and service charge cap value that may be present.
In the present invention, cooperative institution sets out oil product operation system in coming from step B；And a set of pair of each facility maintenance
Money information；Comprising the means of payment and channel, the allocation way of service charge, beneficiary and paying party each undertake the ratio of service charge
Example, and service charge that may be present undertake single/odd-numbered day limit, single Day Times Limited and share starting volume.
In the present invention, the payment information of typing includes payment organization names and payment method in step C.
In the present invention, the amount of money includes service charge total value caused by transaction and each needs the service charge undertaken in step D, with
And reality arrives the account amount of money.
Case study on implementation：
In system a kind of existing entitled China Merchants Bank to revolve round the sun account the basic means of payment, its service charge be 1%, 50 yuan
Bind；There is company A to be taken charge of by this kind of channel to me and be transferred to 10000 yuan；The service charge that company A is safeguarded in my system undertakes ratio
For：Client 40%, and I takes charge of 60%；Then business personnel only needs in systems, after the full name and the means of payment of company A are chosen,
10000 yuan of transfer amounts are inputted again, you can it is 50 yuan to draw service charge total value, and I takes charge of and undertake 30 yuan, and company A undertakes 20 yuan, i.e.,
The actual account amount of money that arrives is 9980 yuan.Whole process only needs business personnel to provide a small amount of necessary information, can reuse and is
The formality charge information safeguarded in system, fast and accurately draw it is actual arrive the account amount of money, greatly save repetition cross-check information when
Between, reduce the possibility of error.
A kind of multichannel formality cost calculating method provided by the invention, during the entire process of payment charges calculating, only
Need to safeguard the means of payment and service charge bearing way for paying Back ground Information and each mechanism personalized customization in advance,
To put things right once and for all, intelligent algorithm that system for recycling provides, the reality of this payment of commission amount and the mechanism is drawn immediately
Border is to the account amount of money.Accomplish quick, accurate, intelligentized financial calculations；Avoid believing using all kinds of financial softwares and Excel forms etc.
Cease COMPREHENSIVE CALCULATING payment charges complicated processes and objective destabilizing factor, be various different institutions, different types of pair
Money provides intelligence, efficient service charge algorithm.
Although an embodiment of the present invention has been shown and described, for the ordinary skill in the art, can be with
A variety of changes, modification can be carried out to these embodiments, replace without departing from the principles and spirit of the present invention by understanding
And modification, the scope of the present invention is defined by the appended.
Claims (5)
- A kind of 1. multichannel formality cost calculating method, it is characterised in that：Comprise the following steps：A, the basic means of payment is safeguarded；B, cooperative institution's means of payment selects；C, payment information typing；D, the intelligence computation amount of money.
- A kind of 2. multichannel formality cost calculating method according to claim 1, it is characterised in that：It is basic in the step A The means of payment, which is safeguarded, includes the means of payment and channel, service charge calculation and rate, and service charge cap value that may be present.
- A kind of 3. multichannel formality cost calculating method according to claim 1, it is characterised in that：Cooperate in the step B Mechanism sets out oil product operation system in coming from；And a set of payment information of each facility maintenance；Include the means of payment and channel, hand The allocation way to continue to pay dues, beneficiary and paying party each undertake the ratio of service charge, and the list that service charge that may be present undertakes Secondary/odd-numbered day limit, single Day Times Limited and share starting volume.
- A kind of 4. multichannel formality cost calculating method according to claim 1, it is characterised in that：Typing in the step C Payment information include payment organization names and payment method.
- A kind of 5. multichannel formality cost calculating method according to claim 1, it is characterised in that：The amount of money in the step D The service charge undertaken is needed including service charge total value caused by transaction and each, and reality arrives the account amount of money.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710943371.7A CN107657523A (en) | 2017-10-11 | 2017-10-11 | A kind of multichannel formality cost calculating method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710943371.7A CN107657523A (en) | 2017-10-11 | 2017-10-11 | A kind of multichannel formality cost calculating method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107657523A true CN107657523A (en) | 2018-02-02 |
Family
ID=61117829
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710943371.7A Pending CN107657523A (en) | 2017-10-11 | 2017-10-11 | A kind of multichannel formality cost calculating method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107657523A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109214910A (en) * | 2018-08-08 | 2019-01-15 | 福建省农村信用社联合社 | A kind of service charge set meal implementation method of bank core savings account |
| CN109359965A (en) * | 2018-09-30 | 2019-02-19 | 中国银行股份有限公司 | A kind of transfer charge method of payment and system |
| CN109472585A (en) * | 2018-11-02 | 2019-03-15 | 深圳壹账通智能科技有限公司 | Pay invoice generation method, device, equipment and medium based on data analysis |
| CN112613869A (en) * | 2020-12-02 | 2021-04-06 | 广东通莞科技股份有限公司 | Merchant commission fee sharing method, device, system and storage medium |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101916481A (en) * | 2010-09-01 | 2010-12-15 | 中国建设银行股份有限公司 | Bank charging method and system |
| CN103337116A (en) * | 2013-07-03 | 2013-10-02 | 交通银行股份有限公司 | Telephone acquiring system and method for realizing real-time account function |
| CN105405007A (en) * | 2015-11-19 | 2016-03-16 | 成都连银信息技术有限公司 | Unified account processing system supporting multiple types of payment channels |
-
2017
- 2017-10-11 CN CN201710943371.7A patent/CN107657523A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101916481A (en) * | 2010-09-01 | 2010-12-15 | 中国建设银行股份有限公司 | Bank charging method and system |
| CN103337116A (en) * | 2013-07-03 | 2013-10-02 | 交通银行股份有限公司 | Telephone acquiring system and method for realizing real-time account function |
| CN105405007A (en) * | 2015-11-19 | 2016-03-16 | 成都连银信息技术有限公司 | Unified account processing system supporting multiple types of payment channels |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109214910A (en) * | 2018-08-08 | 2019-01-15 | 福建省农村信用社联合社 | A kind of service charge set meal implementation method of bank core savings account |
| CN109359965A (en) * | 2018-09-30 | 2019-02-19 | 中国银行股份有限公司 | A kind of transfer charge method of payment and system |
| CN109472585A (en) * | 2018-11-02 | 2019-03-15 | 深圳壹账通智能科技有限公司 | Pay invoice generation method, device, equipment and medium based on data analysis |
| CN112613869A (en) * | 2020-12-02 | 2021-04-06 | 广东通莞科技股份有限公司 | Merchant commission fee sharing method, device, system and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107657523A (en) | A kind of multichannel formality cost calculating method | |
| RU2337401C2 (en) | Method for bank transaction performance with account connection via common accounts | |
| CN110189114A (en) | It is a kind of to divide account method based on the intelligence for unifying payment platform | |
| CN107111829A (en) | Online transaction integration merges accumulation, confirms system and method | |
| CN106296392A (en) | Prop up pay road system of selection and device | |
| CN107563747A (en) | For being combined the method and device of payment | |
| CN104021454A (en) | Capital account data monitoring method and system for group enterprise | |
| CN109559159A (en) | A kind of integral method of payment and its system | |
| CN104299132A (en) | Uniform payment gateway | |
| CN102360478A (en) | Mobile terminal-based payment method and system | |
| CN101540032A (en) | Payment system and method of third-party payment platform based on HVPS system | |
| CN103310333A (en) | Method for realizing fund distribution to third-party payment platform by off-line card swiping of terminal | |
| CN106779904A (en) | A kind of method for demand for services issue docking between service provider | |
| Kelegama et al. | Financial inclusion, regulation, and education in Sri Lanka | |
| CN106934610A (en) | Solve the method and system of the virtual account gathering difference of foreign trade electric business platform bank | |
| CN105741094A (en) | Payment system for immediately transferring to account and electronic business system | |
| CN113191884A (en) | Intelligent account distribution system and method based on aggregated payment platform and intelligent account distribution system | |
| Mangwengwende | Tariffs and subsidies in Zimbabwe's reforming electricity industry: steering a utility through turbulent times | |
| CN107292602A (en) | A kind of transfer account method and system for avoiding interest reversal | |
| CN107944850A (en) | Fixed account dump method and device | |
| CN107730382A (en) | Fund pool pays optimization method, system and computer-readable recording medium, equipment | |
| EP3825940A1 (en) | Electronic money mediation system and electronic money mediation method | |
| CN106203997A (en) | A kind of electronic purse recharging method and system | |
| EP3244361A1 (en) | A cross-currency payment method and system | |
| Cho | Cost metafrontier approach for measuring the Malmquist productivity index: An example of bank groups formed after the financial reform in Taiwan |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20180202 |