CN106203997A - A kind of electronic purse recharging method and system - Google Patents
A kind of electronic purse recharging method and system Download PDFInfo
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- CN106203997A CN106203997A CN201610465255.4A CN201610465255A CN106203997A CN 106203997 A CN106203997 A CN 106203997A CN 201610465255 A CN201610465255 A CN 201610465255A CN 106203997 A CN106203997 A CN 106203997A
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- money
- stored value
- value card
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
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- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
The invention discloses recharge method and the system of a kind of stored value card, the method includes: judge that whether the remaining sum value in described stored value card is less than balance threshold；If being less than, then supplement amount with money according to default, described stored value card is supplemented with money；If being more than, then continue to detect the remaining sum value in described stored value card.Briefly, when the remaining sum value in stored value card is less than balance threshold, stored value card can be carried out automatic value-charging, thus avoid user to supplement with money to appointed place, improve and supplement efficiency with money, and then make the use of user more convenient.
Description
Technical field
The application relates to electronic technology field, particularly relates to a kind of electronic purse recharging method and system.
Background technology
Along with the development of urban informationization technology in recent years, city bus IC-card have also been obtained unprecedented development, from
Based on public transport payment, progressively extend to other field of urban service, thus rise to city one-card or Citizen Card Item
Highly；According to incompletely statistics, current hair fastener city is more than 160, and distribution number of cards has exceeded 400,000,000.
Smart card, in the extensive application of public transport payment technical field, brings extremely many convenience to civic trip, takes pubic transport
Time directly use smart card to carry out waving card just can to complete the payment of ticket and remove the tired lock for preparing change, public transport company is also simultaneously
Self-service ticketing can be realized, greatly reduce the input of man power and material.
But the public transport promoted at present pays smart card, is designed with a stored value card, necessary before paying
Being stored in abundant fund in card, i.e. must carry out supplementing with money operation, it is special that usual city Tong Ka company can set up some to supplement with money
Equipment or cabinet veil point carry out being supplied to user and supplement card with money.
Along with the increase of hair fastener quantity, the serious restriction citizen that supplement with money of mass transit card use card, and it is few to supplement site with money, supplements with money past
Stand in a long queue toward needs, supplement inefficiency with money.
Summary of the invention
Embodiments provide a kind of electronic purse recharging method and system, in order to solve electronic money in prior art
Inefficient problem supplemented with money by bag.
Its concrete technical scheme is as follows:
A kind of electronic purse recharging method, described method includes:
Judge that whether the remaining sum value in described stored value card is less than or equal to balance threshold；
If less than or equal to balance threshold, then supplement amount with money according to default, described stored value card is supplemented with money；
If more than balance threshold, then continue to detect the remaining sum value in described stored value card.
Optionally, supplement amount with money according to presetting, described stored value card is supplemented with money, including:
Obtain and supplement frequency with money to what described stored value card was supplemented with money, wherein, described in supplement frequency with money and characterize monthly or often
Day supplement number of times with money；
Frequency is supplemented with money whether in preset range described in judgement；
If supplementing frequency with money in described preset range, then supplements amount with money according to presetting, described stored value card is supplemented with money；
If supplementing frequency with money not in described preset range, then refuse described stored value card is supplemented with money.
Optionally, if supplementing frequency with money in described preset range, then supplements amount with money according to presetting, described stored value card is entered
Row is supplemented with money, including:
If supplement with money frequency in described preset range time, obtain current time；
Judge that described current time is whether in preset time range；
The most then supplement amount with money according to default, described stored value card is supplemented with money；
If it is not, then refuse described stored value card is supplemented with money.
Optionally, supplementing amount with money according to default, after supplementing described stored value card with money, described method also includes:
Record is currently supplemented with money the time what described stored value card was supplemented with money, and described stored value card is supplemented with money
Supplement number of times with money；
According to described currently supplement with money the time and described in supplement number of times with money, more new record is supplemented the time with money and always supplements number of times with money.
Optionally, according to described currently supplement with money the time and described always supplement with money number of times, more new record supplement with money the time and
After always supplementing number of times with money, described method also includes:
By remaining sum value corresponding for described stored value card, supplement the time with money and always supplement number of times transmission with money to designated terminal equipment.
A kind of stored value card charging system, including:
Determination module, for judging whether the remaining sum value in described stored value card is less than or equal to balance threshold；
Processing module, if for less than or equal to balance threshold, then supplementing amount with money according to default, carrying out described stored value card
Supplement with money；If more than balance threshold, then continue to detect the remaining sum value in described stored value card.
Optionally, described processing module, supplement frequency specifically for obtaining with money to what described stored value card was supplemented with money, it is judged that
Whether described frequency of supplementing with money is in preset range；If supplementing frequency with money in described preset range, then supplements amount with money according to presetting, right
Described stored value card is supplemented with money；If supplementing frequency with money not in described preset range, then refuse described stored value card is filled
Value, wherein, described in supplement with money frequency characterize monthly or every day supplement number of times with money.
Optionally, described processing module, if specifically for supplement with money frequency in described preset range time, when obtaining current
Between；Judge that described current time is whether in preset time range；The most then supplement amount with money, to described electronic money according to default
Bag is supplemented with money；If it is not, then refuse described stored value card is supplemented with money.
Optionally, also include:
Logging modle, currently supplements with money the time what described stored value card was supplemented with money for record, and to described electronics
What wallet carried out supplementing with money supplements number of times with money；According to described currently supplement with money the time and described in supplement number of times with money, the time supplemented with money by more new record
And always supplement number of times with money.
Optionally, also include:
Communication module, is used for remaining sum value corresponding for described stored value card, supplements the time with money and always supplement number of times transmission with money extremely
Designated terminal equipment.
In technical solution of the present invention, whether system can be with the remaining sum value in real-time judgment stored value card less than remaining sum threshold
Value；If being less than, then supplement amount with money according to default, stored value card is supplemented with money；If being more than, then continue in detection stored value card
Remaining sum value.Briefly, when the remaining sum value in stored value card is less than balance threshold, stored value card can be filled automatically
Value, thus avoids user to supplement with money to appointed place, improves and supplements efficiency with money, and then makes the use of user more convenient.
Accompanying drawing explanation
Fig. 1 is the flow chart of a kind of electronic purse recharging method in the embodiment of the present invention；
Fig. 2 is the structural representation of a kind of stored value card charging system in the embodiment of the present invention.
Detailed description of the invention
Embodiments providing the recharge method of a kind of stored value card, the method includes: judge described stored value card
In remaining sum value whether less than balance threshold；If being less than, then supplement amount with money according to default, described stored value card is supplemented with money；
If being more than, then continue to detect the remaining sum value in described stored value card.Briefly, when the remaining sum value in stored value card is less than remaining sum
During threshold value, stored value card can be carried out automatic value-charging, thus avoid user to supplement with money to appointed place, improve and supplement effect with money
Rate, and then make the use of user more convenient.
Below by accompanying drawing and specific embodiment, technical solution of the present invention is described in detail, it will be appreciated that this
Concrete technical characteristic in bright embodiment and embodiment is the explanation to technical solution of the present invention rather than restriction, not
In the case of conflict, the concrete technical characteristic in the embodiment of the present invention and embodiment can be mutually combined.
Being illustrated in figure 1 the flow chart of a kind of electronic purse recharging method in the embodiment of the present invention, the method includes:
S101, it is judged that whether the remaining sum value in stored value card is less than balance threshold；
If remaining sum value is less than balance threshold, then perform S102；If being greater than balance threshold, then perform S103.
S102, supplements amount with money according to presetting, supplements stored value card with money；
S103, continues the remaining sum value in inspection stored value card.
Specifically, before performing step S101, it is necessary first to balance threshold in stored value card is configured, here
Can be that system default is arranged, or user is configured voluntarily.Here balance threshold is for judging whether to need to carry out electronics
The threshold value that wallet is supplemented with money.
Such as, when the remaining sum in stored value card uses 1 yuan, need to carry out automatic value-charging, then 1 yuan is exactly that this is remaining
Volume threshold value.Certainly, balance threshold can be adjusted according to the demand of user.
After setting balance threshold, during user uses, by the remaining sum in real-time detection stored value card
Whether value is less than or equal to balance threshold.If remaining sum value is already less than balance threshold in stored value card, then explanation needs electronics
Wallet is supplemented with money, will supplement amount with money according to presetting in system, and supplement stored value card with money.
Certainly, if the remaining sum value in stored value card is more than balance threshold, then the amount of money in explanation stored value card is enough, and
Need not stored value card is supplemented with money.The remaining sum value that system will continue in detection stored value card.
Needing exist for explanation, stored value card is supplemented with money amount can be set according to the demand of user, such as
User arranges in systems and supplements amount with money is 50 yuan, then the amount every time supplemented with money is just 50 yuan.Certainly user can also make
During with, amount is adjusted.
Further, in embodiments of the present invention, in order to ensure the safety that stored value card is supplemented with money, detecting that needs are right
When stored value card is supplemented with money, what stored value card was supplemented with money by needs acquisition supplements frequency with money, supplements frequency here with money and characterizes monthly
Or every day supplement number of times with money.Such as, the number of times of supplementing with money monthly allowed is 5 times, then frequency monthly is 5；Every day allows
To supplement with money be now 1, then the frequency of every day is 1.
So, before supplementing with money, it being required for the frequency to supplementing with money and judge, decision condition here can be based on
Frequency monthly judges, it is also possible to frequency based on every day judges.
If current frequency of supplementing stored value card with money is in preset range, then illustrate that the current behavior of supplementing with money is to meet bar
Part, so supplement amount with money supplement stored value card with money according to presetting；If supplementing frequency with money to have been over preset range, then
Illustrate that the current behavior of supplementing with money is unsatisfactory for condition, then refuse this time to supplement with money behavior.
Such as, current automatic value-charging is that the third time of this month is supplemented with money, and the upper limit of this month is 5 times, then illustrate this time to fill
Value behavior meets condition, then allow to supplement stored value card with money；If current automatic value-charging is supplementing with money, then for the 6th time of this month
Illustrate this time to supplement with money behavior is unsatisfactory for condition, then refuse this time to supplement with money behavior.Can control to supplement number of times with money by supplementing frequency with money,
Thus ensure the safety that stored value card is supplemented with money.
Further, in embodiments of the present invention, supplement with money frequency in preset range time, get current time, it is determined that
Whether current time is in preset time range, if current time is in preset range, then supplements amount with money, to electricity according to default
Sub-wallet is supplemented with money；If current time is not in preset time range, then refusal is supplemented with money.Such as, current time is 6
Months No. 10, and set allow the time of supplementing with money as No. 25-30 monthly, now this time is not in preset time range, then refuse
This time supplement behavior with money absolutely.Certainly, also having a kind of situation is that the time of supplementing with money of every day is 10:00-18:00, and current time is 23:
00, now current time is not in preset time range, then refuse this time to supplement with money behavior.So can promote electronics further
The safety that wallet is supplemented with money.
Further, in embodiments of the present invention, after stored value card is supplemented with money, system by record to stored value card
Currently supplement with money the time, and stored value card is supplemented with money supplement number of times with money, according to current time and supplement number of times with money, update
Record is supplemented the time with money and always supplements number of times with money.Such as, the time now supplemented with money is 12:00 on June 26, then system is by record
Lower this time, record this month is supplemented with money number of times by simultaneity factor increases by 1, and then the renewal time of supplementing with money is on June 26 12 by system:
00, always supplementing number of times with money increases by 1 time, is updated to 3 times.So system can record and add up the time of supplementing with money timely and supplement with money
Number of times, thus ensure stored value card is supplemented with money the itemized record of operation, promote the safety that stored value card is supplemented with money.
Need exist for explanation, can be that a decision condition realizes to above-mentioned parameter decision process, it is also possible to
Being that multiple decision condition is implemented in combination in, the most do not do concrete restriction, user can answer according to actual
The adjustment of decision condition is carried out by scene.
Further, in embodiments of the present invention, when system to supplement with money operation carry out detailed record after, system is by electronics
Remaining sum value that wallet is corresponding, supplement the time with money and always supplement number of times with money and send to designated terminal equipment, such designated terminal equipment pair
The user answered can view timely and supplement record with money, thus further promotes the safety supplementing operation with money.
From the point of view of to sum up, the electronic purse recharging method that the embodiment of the present invention is provided at least has the following technical effect that
1, existing patent supplements realization with money needs to rely on real-time network and supplements background system with money alternately, and this patent realizes then
It is that card stored value card can be automatically obtained under without network condition
2, outside stored value card write is required situation: during automatic value-charging, existing patent need external equipment or
System carries out realizing write to electronic purse balance amount, and this patent realizes the complete self-inspection of stored value card and is automatically performed and pre-sets
Flat Amount value added and without relying on any external equipment or system
3, supplement payment funding situation with money: during supplementing with money, existing patent need by system in real time to bank account or
3rd backstage account carries out payment of withholing, i.e. " first in real time pay, then supplement with money "；And this patent carries out propping up without connecting backstage in real time
Paying but directly increase user's amount being stored in card set in advance, automatic value-charging background system is by monitoring remaining sum afterwards
Fund, i.e. " the most value added, payment afterwards " is supplemented to bank's application accordingly with money from user credit account deduction again after change.
4, when user uses the mass transit card with this function or other payment card, it is not necessary to carry out supplementing with money operation, and permissible
Directly carry out transaction of swiping the card, have great convenience for the user
5, the card with this function cannot supplement the support of site with money, can greatly reduce needed for construction supplements site or equipment with money
The man power and material put into, can bring great economic benefit and social benefit.
Further, in the corresponding embodiment of the present invention, a kind of electronic purse recharging method, additionally provides in the embodiment of the present invention
A kind of stored value card charging system, is illustrated in figure 2 the structural representation of a kind of stored value card charging system in the embodiment of the present invention
Figure, this system includes:
Determination module 201, for judging whether the remaining sum value in described stored value card is less than or equal to balance threshold；
Processing module 202, if for less than or equal to balance threshold, then supplementing amount with money, to described stored value card according to default
Supplement with money；If more than balance threshold, then continue to detect the remaining sum value in described stored value card.
Further, in embodiments of the present invention, described processing module 202, specifically for obtaining to enter described stored value card
Row supplement with money supplement frequency with money, it is judged that described in supplement frequency with money whether in preset range；If supplementing frequency with money in described preset range,
Then supplement amount with money according to default, described stored value card is supplemented with money；If supplementing frequency with money not in described preset range, then refuse
Described stored value card is supplemented with money, wherein, described in supplement with money frequency characterize monthly or every day supplement number of times with money.
Further, in embodiments of the present invention, described processing module 202, if presetting described specifically for supplementing frequency with money
In the range of time, obtain current time；Judge that described current time is whether in preset time range；The most then fill according to default
Value amount, supplements with money described stored value card；If it is not, then refuse described stored value card is supplemented with money.
Further, in embodiments of the present invention, described system also includes:
Logging modle, currently supplements with money the time what described stored value card was supplemented with money for record, and to described electronics
What wallet carried out supplementing with money supplements number of times with money；According to described currently supplement with money the time and described in supplement number of times with money, the time supplemented with money by more new record
And always supplement number of times with money.
Further, in embodiments of the present invention, described system also includes:
Communication module, is used for remaining sum value corresponding for described stored value card, supplements the time with money and always supplement number of times transmission with money extremely
Designated terminal equipment.
Although having been described for the preferred embodiment of the application, but one of ordinary skilled in the art once knowing substantially
Creative concept, then can make other change and amendment to these embodiments.So, claims are intended to be construed to bag
Include preferred embodiment and fall into all changes and the amendment of the application scope.
Obviously, those skilled in the art can carry out various change and the modification essence without deviating from the application to the application
God and scope.So, if these amendments of the application and modification belong to the scope of the application claim and equivalent technologies thereof
Within, then the application is also intended to comprise these change and modification.
Claims (10)
1. an electronic purse recharging method, it is characterised in that described method includes:
Judge that whether the remaining sum value in described stored value card is less than or equal to balance threshold；
If less than or equal to balance threshold, then supplement amount with money according to default, described stored value card is supplemented with money；
If more than balance threshold, then continue to detect the remaining sum value in described stored value card.
2. the method for claim 1, it is characterised in that supplement amount with money according to presetting, described stored value card is filled
Value, including:
Obtain and supplement frequency with money to what described stored value card was supplemented with money, wherein, described in supplement frequency with money and characterize monthly or every day
Supplement number of times with money；
Frequency is supplemented with money whether in preset range described in judgement；
If supplementing frequency with money in described preset range, then supplements amount with money according to presetting, described stored value card is supplemented with money；
If supplementing frequency with money not in described preset range, then refuse described stored value card is supplemented with money.
3. method as claimed in claim 2, it is characterised in that if supplementing frequency with money in described preset range, then according to presetting
Supplement amount with money, described stored value card is supplemented with money, including:
If supplement with money frequency in described preset range time, obtain current time；
Judge that described current time is whether in preset time range；
The most then supplement amount with money according to default, described stored value card is supplemented with money；
If it is not, then refuse described stored value card is supplemented with money.
4. the method for claim 1, it is characterised in that supplementing amount with money according to default, described stored value card is carried out
After supplementing with money, described method also includes:
Record is currently supplemented with money the time what described stored value card was supplemented with money, and to supplementing with money that described stored value card is supplemented with money
Number of times；
According to described currently supplement with money the time and described in supplement number of times with money, more new record is supplemented the time with money and always supplements number of times with money.
5. method as claimed in claim 4, it is characterised in that currently supplementing the time with money according to described and described always supplementing with money time
Number, after more new record is supplemented the time with money and always supplemented number of times with money, described method also includes:
By remaining sum value corresponding for described stored value card, supplement the time with money and always supplement number of times transmission with money to designated terminal equipment.
6. a stored value card charging system, it is characterised in that including:
Determination module, for judging whether the remaining sum value in described stored value card is less than or equal to balance threshold；
Processing module, if for less than or equal to balance threshold, then supplementing amount with money according to default, filling described stored value card
Value；If more than balance threshold, then continue to detect the remaining sum value in described stored value card.
7. system as claimed in claim 6, it is characterised in that described processing module, specifically for obtaining described electronic money
What bag carried out supplementing with money supplements frequency with money, it is judged that described in supplement frequency with money whether in preset range；If supplementing frequency with money at described default model
In enclosing, then supplement amount with money according to default, described stored value card is supplemented with money；If supplementing frequency with money not in described preset range,
Then refuse described stored value card is supplemented with money, wherein, described in supplement with money frequency characterize monthly or every day supplement number of times with money.
8. system as claimed in claim 7, it is characterised in that described processing module, if specifically for supplementing frequency with money described
Time in preset range, obtain current time；Judge that described current time is whether in preset time range；The most then according to pre-
If supplementing amount with money, described stored value card is supplemented with money；If it is not, then refuse described stored value card is supplemented with money.
9. system as claimed in claim 6, it is characterised in that also include:
Logging modle, currently supplements with money the time what described stored value card was supplemented with money for record, and to described stored value card
Carry out supplementing with money supplements number of times with money；According to described currently supplement with money the time and described in supplement number of times with money, more new record supplement with money the time and
Always supplement number of times with money.
10. system as claimed in claim 9, it is characterised in that also include:
Communication module, is used for remaining sum value corresponding for described stored value card, supplements the time with money and always supplement number of times transmission with money to specifying
Terminal unit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610465255.4A CN106203997A (en) | 2016-06-21 | 2016-06-21 | A kind of electronic purse recharging method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610465255.4A CN106203997A (en) | 2016-06-21 | 2016-06-21 | A kind of electronic purse recharging method and system |
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| Publication Number | Publication Date |
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| CN106203997A true CN106203997A (en) | 2016-12-07 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610465255.4A Pending CN106203997A (en) | 2016-06-21 | 2016-06-21 | A kind of electronic purse recharging method and system |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107358435A (en) * | 2017-06-22 | 2017-11-17 | 北京小米移动软件有限公司 | Public transport method of payment and device |
| WO2018041090A1 (en) * | 2016-08-31 | 2018-03-08 | 北京握奇数据股份有限公司 | Method and system for automatically recharging ic card |
| CN109583864A (en) * | 2017-09-28 | 2019-04-05 | 平安普惠企业管理有限公司 | Excess reserve recharge method, device, equipment and computer readable storage medium |
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| CN101843083A (en) * | 2007-09-27 | 2010-09-22 | 维里逊专利及许可公司 | Prepaid budget calling accounts with overruns billed to a credit card |
| CN101996442A (en) * | 2009-08-25 | 2011-03-30 | 中国移动通信集团公司 | Method, device and system for recharging electronic purse |
| CN103858139A (en) * | 2011-08-03 | 2014-06-11 | 电子湾有限公司 | Account access at point of sale |
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| CN101843083A (en) * | 2007-09-27 | 2010-09-22 | 维里逊专利及许可公司 | Prepaid budget calling accounts with overruns billed to a credit card |
| CN101369358A (en) * | 2008-09-25 | 2009-02-18 | 中兴通讯股份有限公司 | Mobile phone with electronic purse and method for automatically charging mobile phone electronic purse |
| CN101996442A (en) * | 2009-08-25 | 2011-03-30 | 中国移动通信集团公司 | Method, device and system for recharging electronic purse |
| CN103858139A (en) * | 2011-08-03 | 2014-06-11 | 电子湾有限公司 | Account access at point of sale |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2018041090A1 (en) * | 2016-08-31 | 2018-03-08 | 北京握奇数据股份有限公司 | Method and system for automatically recharging ic card |
| CN107358435A (en) * | 2017-06-22 | 2017-11-17 | 北京小米移动软件有限公司 | Public transport method of payment and device |
| CN109583864A (en) * | 2017-09-28 | 2019-04-05 | 平安普惠企业管理有限公司 | Excess reserve recharge method, device, equipment and computer readable storage medium |
| CN109583864B (en) * | 2017-09-28 | 2022-04-15 | 平安普惠企业管理有限公司 | Method, device and equipment for charging reserve payment money and computer readable storage medium |
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Application publication date: 20161207 |
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