CN108985729A - A kind of method and device of account charging - Google Patents
A kind of method and device of account charging Download PDFInfo
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- CN108985729A CN108985729A CN201810699780.1A CN201810699780A CN108985729A CN 108985729 A CN108985729 A CN 108985729A CN 201810699780 A CN201810699780 A CN 201810699780A CN 108985729 A CN108985729 A CN 108985729A
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- Prior art keywords
- bank
- user
- payment platform
- transferring accounts
- account
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Abstract
The present embodiments relate to fields of communication technology more particularly to a kind of method and device of account charging to increase successful recharging rate to reduce the complexity of operation.The embodiment of the present invention includes: the notification message of transferring accounts of payment platform acquisition bank；The notification message of transferring accounts is that the platform Bank Account Number of the payment platform is received after user's Bank Account Number is transferred accounts by the bank and generated；Payment platform notification message of transferring accounts according to determines the corresponding user account of user's Bank Account Number；The payment platform is supplemented with money to the user account, and recharge amount is equal to the corresponding transfer amounts of notification message of transferring accounts.
Description
Technical field
The present invention relates to field of communication technology more particularly to a kind of method and devices of account charging.
Background technique
Third-party payment using more and more extensive, charging function as the basic function of Third-party payment used more
Come more.In existing scheme, Third-party payment is generally divided into the following steps using supplement with money into user account: 1, logging in the
The application software of tripartite's platform opens charging function；2, recharge amount is inputted；3, third-party payment system jumps to corresponding bank
Internetbank；4, it is verified to bank net input user password, is verified rear bank and withholds；5, bank notifies third party
Payment company payment result is supplemented with money if success to user.Above-mentioned payment way needs Third-party payment application to jump bank
There is the risk for jumping failure in Internetbank.
Summary of the invention
The application provides a kind of method and device of account charging, to reduce the complexity of operation, increases and supplements with money
Success rate.
A kind of method of account charging provided in an embodiment of the present invention, comprising:
The notification message of transferring accounts of payment platform acquisition bank；The notification message of transferring accounts is the platform silver of the payment platform
Row account is received by the bank to be generated after user's Bank Account Number is transferred accounts；
Payment platform notification message of transferring accounts according to determines the corresponding user account of user's Bank Account Number；
The payment platform is supplemented with money to the user account, and recharge amount is transferred accounts equal to described in, and notification message is corresponding to transfer accounts
The amount of money.
Optionally, the payment platform obtains the notification message of transferring accounts of bank, comprising:
The payment platform sends inquiry request after receiving the message of transferring accounts of bank, to the bank；The inquiry
Request is the corresponding bank transfer detail of message of transferring accounts described in request inquiry；
The payment platform receives the bank transfer detail that the bank sends, and the bank transfer detail includes user's silver
Row account and transfer amounts.
Optionally, payment platform notification message of transferring accounts according to determines the corresponding user of user's Bank Account Number
Account, comprising:
Payment platform notification message of transferring accounts according to obtains the corresponding user identifier of user's Bank Account Number；
The payment platform determines the user account according to the user identifier.
Optionally, before the notification message of transferring accounts of payment platform acquisition bank, further includes:
The payment platform receives the user registration information that terminal is sent, and the user registration information includes user bank account
Number and user account contrast relationship.
Optionally, before the payment platform is supplemented with money to the user account, further includes:
The payment platform determines that the platform Bank Account Number receives first after the transferring accounts of user's Bank Account Number
The amount of money；
The payment platform determines after the corresponding platform account of the payment platform is supplemented with money to the user account, described
Second amount of money of platform account；
The payment platform determines that first amount of money and second amount of money meet setting relationship.
A kind of device of account charging, comprising:
Transmit-Receive Unit, for obtaining the notification message of transferring accounts of bank；The notification message of transferring accounts is the payment platform
Platform Bank Account Number is received by the bank to be generated after user's Bank Account Number is transferred accounts；
Processing unit determines the corresponding user account of user's Bank Account Number for notification message of transferring accounts according to；
Supplement unit with money, for supplementing with money to the user account, recharge amount is equal to described transfer accounts corresponding turn of notification message
The account amount of money.
Optionally, the Transmit-Receive Unit, is specifically used for:
After receiving the message of transferring accounts of bank, inquiry request is sent to the bank；The inquiry request is that request is looked into
The corresponding bank transfer detail of message of transferring accounts described in inquiry；
The bank transfer detail that the bank sends is received, the bank transfer detail includes user's Bank Account Number and transfers accounts
The amount of money.
Optionally, the processing unit, is specifically used for:
The corresponding user identifier of user's Bank Account Number is obtained according to the notification message of transferring accounts；
The user account is determined according to the user identifier.
Optionally, further include registering unit, be used for:
The user registration information that terminal is sent is received, the user registration information includes user's Bank Account Number and user account
Contrast relationship.
Optionally, the processing unit, is also used to:
Determine that the platform Bank Account Number receives first amount of money after the transferring accounts of user's Bank Account Number；
It determines after the corresponding platform account of the payment platform is supplemented with money to the user account, the of the platform account
Two amount of money；
Determine that first amount of money and second amount of money meet setting relationship.
A kind of electronic equipment, comprising:
At least one processor；And
The memory being connect at least one described processor communication；Wherein,
The memory is stored with the instruction that can be executed by least one described processor, and described instruction is by described at least one
A processor executes, so that at least one described processor is able to carry out the above method.
A kind of non-transient computer readable storage medium, the non-transient computer readable storage medium storage computer refer to
It enables, the computer instruction is for making the computer execute the above method.
In the embodiment of the present invention, when user needs to account charging, without logging in the application software of payment platform, but it is straight
Switch through account into the bank account of payment platform.Payment platform obtains the notification message of transferring accounts of bank, which is
The platform Bank Account Number of payment platform is received by bank to be generated after user's Bank Account Number is transferred accounts.Payment platform determination has user
After transferring accounts to its platform Bank Account Number, the corresponding user account of user's Bank Account Number is determined according to notification message of transferring accounts.Payment is flat
Platform is supplemented with money to user account, and recharge amount, which is equal to, transfers accounts the corresponding transfer amounts of notification message, i.e. user is to platform Bank Account Number
It transfers accounts how much amount of money, how much amount of money supplemented with money to user account for payment platform.User of the embodiment of the present invention need to only transfer accounts to payment
The platform Bank Account Number of platform, which can be completed, supplements with money, has subtracted the step that Internetbank is also jumped after entering payment platform application software
Suddenly, the complexity for reducing operation increases successful recharging rate.
Detailed description of the invention
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment
Attached drawing is briefly introduced, it should be apparent that, drawings in the following description are only some embodiments of the invention, for this
For the those of ordinary skill in field, without any creative labor, it can also be obtained according to these attached drawings
His attached drawing.
Fig. 1 is a kind of flow diagram of the method for account charging provided in an embodiment of the present invention；
Fig. 2 is the flow diagram of the method for the account charging that the embodiment of the present invention one provides；
Fig. 3 is the flow diagram of the method for account charging provided by Embodiment 2 of the present invention；
Fig. 4 is a kind of structural schematic diagram of the device of account charging provided in an embodiment of the present invention；
Fig. 5 is the structural schematic diagram of electronic equipment provided in an embodiment of the present invention.
Specific embodiment
To make the objectives, technical solutions, and advantages of the present invention clearer, below in conjunction with attached drawing to the present invention make into
It is described in detail to one step, it is clear that the described embodiments are only some of the embodiments of the present invention, rather than whole implementation
Example.Based on the embodiments of the present invention, obtained by those of ordinary skill in the art without making creative efforts
All other embodiment, shall fall within the protection scope of the present invention.
When supplementing with money at present to account, user enters in the application software of Third-party payment company offer, third party's branch
Charging request information is sent to bank by the Internetbank channel that the payment platform of Fu company uses bank to provide, payment platform, and bank returns
Internetbank address is gone back to, user completes authorization in bank net and withholds.This payment way needs to jump Internetbank, and successful recharging rate is low.
Another payment way can be supplemented with money fast, but user needs to contract with Third-party payment company and ties up card, third party
Payment company can save the bank card of user, ID card information, and there are the danger of information leakage.
In order to solve above-mentioned problems of the prior art, the embodiment of the invention provides a kind of sides of account charging
Method.As shown in Figure 1, account charging method provided in an embodiment of the present invention, comprising the following steps:
Step 101, payment platform obtain the notification message of transferring accounts of bank；The notification message of transferring accounts is the payment platform
Platform Bank Account Number received by the bank and to be generated after user's Bank Account Number is transferred accounts.
Step 102, the payment platform notification message of transferring accounts according to determine the corresponding use of user's Bank Account Number
Family account.
Step 103, the payment platform are supplemented with money to the user account, and recharge amount is equal to the notification message pair of transferring accounts
The transfer amounts answered.
In the embodiment of the present invention, when user needs to account charging, without logging in the application software of payment platform, but it is straight
Switch through account into the bank account of payment platform.Payment platform obtains the notification message of transferring accounts of bank, which is
The platform Bank Account Number of payment platform is received by bank to be generated after user's Bank Account Number is transferred accounts.Payment platform determination has user
After transferring accounts to its platform Bank Account Number, the corresponding user account of user's Bank Account Number is determined according to notification message of transferring accounts.Payment is flat
Platform is supplemented with money to user account, and recharge amount, which is equal to, transfers accounts the corresponding transfer amounts of notification message, i.e. user is to platform Bank Account Number
It transfers accounts how much amount of money, how much amount of money supplemented with money to user account for payment platform.User of the embodiment of the present invention need to only transfer accounts to payment
The platform Bank Account Number of platform, which can be completed, supplements with money, has subtracted the step that Internetbank is also jumped after entering payment platform application software
Suddenly, the complexity for reducing operation increases successful recharging rate.
Above-mentioned steps 101, payment platform obtain bank notification message of transferring accounts, wherein notification message of transferring accounts be user to
Payment platform after the platform Bank Account Number of bank is transferred accounts, bank generate.Bank determines that user is corresponding to payment platform
Platform Bank Account Number transferred accounts after, transfer accounts notification message to payment platform transmission.It is logical that notification message of transferring accounts can be bank
It crosses the forms such as mail or short message and is sent to payment platform, may include user in notification message of transferring accounts transfers accounts correspondence to payment platform
Detail of transferring accounts, can not also include detail of transferring accounts.
If in notification message of transferring accounts not including detail of transferring accounts, payment platform also needs to send inquiry request to bank.It is then described
The notification message of transferring accounts of payment platform acquisition bank, comprising:
The payment platform sends inquiry request after receiving the message of transferring accounts of bank, to the bank；The inquiry
Request is the corresponding bank transfer detail of message of transferring accounts described in request inquiry；
The payment platform receives the bank transfer detail that the bank sends, and the bank transfer detail includes user's silver
Row account and transfer amounts.
Specifically, due to not including detail of transferring accounts in notification message of transferring accounts, payment platform is receiving transferring accounts for bank
After message, inquiry request is sent to bank, request is transferred accounts the corresponding detail of transferring accounts of message.Detail of transferring accounts includes at least user
Bank Account Number and transfer amounts.Payment platform determines the corresponding user that transfers accounts that platform Bank Account Number receives according to detail of transferring accounts
And the corresponding amount of money, in this way, payment platform can determine the amount of money for needing to supplement with money into user account according to detail of transferring accounts.
Further, above-mentioned steps 102, payment platform notification message of transferring accounts according to determine user bank account
Number corresponding user account, comprising:
Payment platform notification message of transferring accounts according to obtains the corresponding user identifier of user's Bank Account Number；
The payment platform determines the user account according to the user identifier.
Specifically, payment platform determines that corresponding user identifier, user identifier can be user according to user's Bank Account Number
Name, identification card number etc., be also possible to be by payment platform user distribution user identifier.Then payment platform according to
Family, which identifies, determines the corresponding user account of user on payment platform.The corresponding user account of one user identifier.One user
A user identifier can be corresponded to, when user is user distribution to be identified as payment platform, a user can also be corresponded to
Multiple user identifiers, then a user corresponds to multiple user accounts.In addition, a user can correspond to a user bank account
Number, or a user corresponds to multiple user's Bank Account Numbers, and multiple user's Bank Account Number can be same bank
Multiple accounts, or the Bank Account Number of different bank, the present invention implement without limitation.
In the embodiment of the present invention, the payment platform is obtained before the notification message of transferring accounts of bank, further includes:
The payment platform receives the user registration information that terminal is sent, and the user registration information includes user bank account
Number and user account contrast relationship.
For the Bank Account Number of clear user and the contrast relationship of user account, user needs propping up before transferring accounts for the first time
It pays in platform and is registered, the register information of user is sent to payment platform.It include the use of user in user registration information
The contrast relationship of family Bank Account Number and user account.The contrast relationship of user is stored in payment platform.In this way when subsequent turn of user
When account, debt can be directly transferred in corresponding user account by payment platform.It can be a user in the embodiment of the present invention
Bank Account Number corresponds to a user account, is also possible to the corresponding user account of multiple user's Bank Account Numbers.If multiple use
Family Bank Account Number corresponds to a user account, then when platform Bank Account Number receives any of multiple user's Bank Account Number
After transferring accounts, payment platform is supplemented with money to the user account.
For the ease of supplementing with money in user account into payment platform, the payment platform supplements it with money to the user account
Before, further includes:
The payment platform determines that the platform Bank Account Number receives first after the transferring accounts of user's Bank Account Number
The amount of money；
The payment platform determines after the corresponding platform account of the payment platform is supplemented with money to the user account, described
Second amount of money of platform account；
The payment platform determines that first amount of money and second amount of money meet setting relationship.
Specifically, the platform Bank Account Number of payment platform receives transferring accounts for user's Bank Account Number, later, payment platform
Platform account is supplemented with money to user account.Therefore, first amount of money in platform Bank Account Number and the second gold medal in platform account
Volume should meet setting relationship.That is, the increased amount of money need to be equal to the amount of money of reduction in platform account in platform Bank Account Number.
For a clearer understanding of the present invention, above-mentioned process is described in detail with specific embodiment below, is implemented
Example one is that user carries out account charging for the first time, and specific steps are as shown in Figure 2, comprising:
Step 201, terminal send user registration information, user to payment platform to the application software by payment platform
Register information includes user's Bank Account Number and user account.
Step 202, payment platform store user registration information.
Step 203, terminal are transferred accounts by Internetbank to the platform Bank Account Number of payment platform.
Step 204, bank send notification message of transferring accounts to payment platform.
Step 205, payment platform send inquiry request to bank, and it is bright that the corresponding bank transfer of message of transferring accounts is inquired in request
Carefully.
Bank transfer detail is sent to payment platform by step 206, bank, and bank transfer detail includes user's Bank Account Number
And transfer amounts.
Step 207, payment platform determine corresponding user account according to user's Bank Account Number.
Step 208, payment platform are supplemented with money to user account, and recharge amount is equal to transfer amounts.
Embodiment two is to carry out account charging after user registers on payment platform, and specific steps are as shown in figure 3, packet
It includes:
Step 301, terminal are transferred accounts by Internetbank to the platform Bank Account Number of payment platform.
Step 302, bank send notification message of transferring accounts to payment platform.
Step 303, payment platform send inquiry request to bank, and it is bright that the corresponding bank transfer of message of transferring accounts is inquired in request
Carefully.
Bank transfer detail is sent to payment platform by step 304, bank, and bank transfer detail includes user's Bank Account Number
And transfer amounts.
Step 305, payment platform determine corresponding user account according to user's Bank Account Number.
Step 306, payment platform are supplemented with money to user account, and recharge amount is equal to transfer amounts.
The embodiment of the invention also provides a kind of devices of account charging, as shown in Figure 4, comprising:
Transmit-Receive Unit 401, for obtaining the notification message of transferring accounts of bank；The notification message of transferring accounts is the payment platform
Platform Bank Account Number received by the bank and to be generated after user's Bank Account Number is transferred accounts；
Processing unit 402 determines the corresponding user's account of user's Bank Account Number for notification message of transferring accounts according to
Family；
Supplement unit 403 with money, for supplementing with money to the user account, it is corresponding that recharge amount is equal to the notification message of transferring accounts
Transfer amounts.
Preferably, the Transmit-Receive Unit 401, is specifically used for:
After receiving the message of transferring accounts of bank, inquiry request is sent to the bank；The inquiry request is that request is looked into
The corresponding bank transfer detail of message of transferring accounts described in inquiry；
The bank transfer detail that the bank sends is received, the bank transfer detail includes user's Bank Account Number and transfers accounts
The amount of money.
Preferably, the processing unit 402, is specifically used for:
The corresponding user identifier of user's Bank Account Number is obtained according to the notification message of transferring accounts；
The user account is determined according to the user identifier.
Preferably, further including registering unit 404, it is used for:
The user registration information that terminal is sent is received, the user registration information includes user's Bank Account Number and user account
Contrast relationship.
Preferably, the processing unit 402, is also used to:
Determine that the platform Bank Account Number receives first amount of money after the transferring accounts of user's Bank Account Number；
It determines after the corresponding platform account of the payment platform is supplemented with money to the user account, the of the platform account
Two amount of money；
Determine that first amount of money and second amount of money meet setting relationship.
Based on identical principle, the present invention also provides a kind of electronic equipment, as shown in Figure 5, comprising:
Including processor 501, memory 502, transceiver 503, bus interface 504, wherein processor 501, memory 502
It is connect between transceiver 503 by bus interface 504；
The processor 501 executes following method for reading the program in the memory 502:
Obtain the notification message of transferring accounts of bank；The notification message of transferring accounts is that the platform Bank Account Number of the payment platform is logical
It crosses the bank and receives and generate after user's Bank Account Number is transferred accounts；
The corresponding user account of user's Bank Account Number is determined according to the notification message of transferring accounts；
It is supplemented with money to the user account, recharge amount is equal to the corresponding transfer amounts of notification message of transferring accounts.
Further, the processor 501 is specifically used for:
After receiving the message of transferring accounts of bank, inquiry request is sent to the bank；The inquiry request is that request is looked into
The corresponding bank transfer detail of message of transferring accounts described in inquiry；
The bank transfer detail that the bank sends is received, the bank transfer detail includes user's Bank Account Number and transfers accounts
The amount of money.
Further, the processor 501 is specifically used for:
The corresponding user identifier of user's Bank Account Number is obtained according to the notification message of transferring accounts；
The user account is determined according to the user identifier.
Further, the processor 501 is specifically used for:
The user registration information that terminal is sent is received, the user registration information includes user's Bank Account Number and user account
Contrast relationship.
Further, the processor 501 is specifically used for:
Determine that the platform Bank Account Number receives first amount of money after the transferring accounts of user's Bank Account Number；
It determines after the corresponding platform account of the payment platform is supplemented with money to the user account, the of the platform account
Two amount of money；
Determine that first amount of money and second amount of money meet setting relationship.
The embodiment of the present application provides a kind of computer program product, and the computer program product is non-temporary including being stored in
Calculation procedure on state computer readable storage medium, the computer program include program instruction, when described program instructs quilt
When computer executes, the method that makes the computer execute an any of the above-described text mark.
The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
Although preferred embodiments of the present invention have been described, it is created once a person skilled in the art knows basic
Property concept, then additional changes and modifications may be made to these embodiments.So it includes excellent that the following claims are intended to be interpreted as
It selects embodiment and falls into all change and modification of the scope of the invention.
Obviously, various changes and modifications can be made to the invention without departing from essence of the invention by those skilled in the art
Mind and range.In this way, if these modifications and changes of the present invention belongs to the range of the claims in the present invention and its equivalent technologies
Within, then the invention is also intended to include including these modification and variations.
Claims (12)
1. a kind of method of account charging characterized by comprising
The notification message of transferring accounts of payment platform acquisition bank；The notification message of transferring accounts is the platform bank account of the payment platform
It number is received by the bank and to be generated after user's Bank Account Number is transferred accounts；
Payment platform notification message of transferring accounts according to determines the corresponding user account of user's Bank Account Number；
The payment platform is supplemented with money to the user account, and recharge amount is equal to the corresponding gold of transferring accounts of notification message of transferring accounts
Volume.
2. the method as described in claim 1, which is characterized in that the payment platform obtains the notification message of transferring accounts of bank, packet
It includes:
The payment platform sends inquiry request after receiving the message of transferring accounts of bank, to the bank；The inquiry request
For the corresponding bank transfer detail of message of transferring accounts described in request inquiry；
The payment platform receives the bank transfer detail that the bank sends, and the bank transfer detail includes user bank account
Number and transfer amounts.
3. the method as described in claim 1, which is characterized in that payment platform notification message of transferring accounts according to determines institute
State the corresponding user account of user's Bank Account Number, comprising:
Payment platform notification message of transferring accounts according to obtains the corresponding user identifier of user's Bank Account Number；
The payment platform determines the user account according to the user identifier.
4. the method as described in claim 1, which is characterized in that the payment platform obtain bank transfer accounts notification message it
Before, further includes:
The payment platform receives the user registration information that terminal is sent, the user registration information include user's Bank Account Number and
The contrast relationship of user account.
5. such as the described in any item methods of Claims 1-4, which is characterized in that the payment platform is filled to the user account
Before value, further includes:
The payment platform determines that the platform Bank Account Number receives first amount of money after the transferring accounts of user's Bank Account Number；
The payment platform determines the platform after the corresponding platform account of the payment platform is supplemented with money to the user account
Second amount of money of account；
The payment platform determines that first amount of money and second amount of money meet setting relationship.
6. a kind of device of account charging characterized by comprising
Transmit-Receive Unit, for obtaining the notification message of transferring accounts of bank；The notification message of transferring accounts is the platform of the payment platform
Bank Account Number is received by the bank to be generated after user's Bank Account Number is transferred accounts；
Processing unit determines the corresponding user account of user's Bank Account Number for notification message of transferring accounts according to；
Supplement unit with money, for supplementing with money to the user account, recharge amount is equal to the corresponding gold of transferring accounts of notification message of transferring accounts
Volume.
7. device as claimed in claim 6, which is characterized in that the Transmit-Receive Unit is specifically used for:
After receiving the message of transferring accounts of bank, inquiry request is sent to the bank；The inquiry request inquires institute for request
State the corresponding bank transfer detail of message of transferring accounts；
The bank transfer detail that the bank sends is received, the bank transfer detail includes user's Bank Account Number and gold of transferring accounts
Volume.
8. device as claimed in claim 6, which is characterized in that the processing unit is specifically used for:
The corresponding user identifier of user's Bank Account Number is obtained according to the notification message of transferring accounts；
The user account is determined according to the user identifier.
9. device as claimed in claim 6, which is characterized in that further include registering unit, be used for:
The user registration information that terminal is sent is received, the user registration information includes pair of user's Bank Account Number and user account
According to relationship.
10. such as the described in any item devices of claim 6 to 9, which is characterized in that the processing unit is also used to:
Determine that the platform Bank Account Number receives first amount of money after the transferring accounts of user's Bank Account Number；
Determine the second gold medal of the platform account after the corresponding platform account of the payment platform is supplemented with money to the user account
Volume；
Determine that first amount of money and second amount of money meet setting relationship.
11. a kind of electronic equipment characterized by comprising
At least one processor；And
The memory being connect at least one described processor communication；Wherein,
The memory is stored with the instruction that can be executed by least one described processor, and described instruction is by described at least one
It manages device to execute, so that at least one described processor is able to carry out any method of claim 1-5.
12. a kind of non-transient computer readable storage medium, which is characterized in that the non-transient computer readable storage medium is deposited
Computer instruction is stored up, the computer instruction is for making the computer perform claim require 1~5 any the method.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810699780.1A CN108985729A (en) | 2018-06-29 | 2018-06-29 | A kind of method and device of account charging |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810699780.1A CN108985729A (en) | 2018-06-29 | 2018-06-29 | A kind of method and device of account charging |
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| CN108985729A true CN108985729A (en) | 2018-12-11 |
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| CN201810699780.1A Pending CN108985729A (en) | 2018-06-29 | 2018-06-29 | A kind of method and device of account charging |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111192036A (en) * | 2019-08-01 | 2020-05-22 | 腾讯科技（深圳）有限公司 | Account resource updating method and device, computer equipment and storage medium |
| CN111738708A (en) * | 2020-06-19 | 2020-10-02 | 中国建设银行股份有限公司 | Data processing method, device, server and storage medium |
| WO2021164327A1 (en) * | 2020-02-18 | 2021-08-26 | 腾讯科技（深圳）有限公司 | Data processing method and apparatus, and electronic device and computer-readable storage medium |
| CN111738708B (en) * | 2020-06-19 | 2024-04-26 | 中国建设银行股份有限公司 | Data processing method, device, server and storage medium |
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| CN111738708B (en) * | 2020-06-19 | 2024-04-26 | 中国建设银行股份有限公司 | Data processing method, device, server and storage medium |
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