CN109359965A - A kind of transfer charge method of payment and system - Google Patents
A kind of transfer charge method of payment and system Download PDFInfo
- Publication number
- CN109359965A CN109359965A CN201811160477.0A CN201811160477A CN109359965A CN 109359965 A CN109359965 A CN 109359965A CN 201811160477 A CN201811160477 A CN 201811160477A CN 109359965 A CN109359965 A CN 109359965A
- Authority
- CN
- China
- Prior art keywords
- account
- transfer
- gathering row
- remittance
- remittance house
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This application discloses a kind of transfer charge method of payment and systems, and wherein method includes: by receiving transfer request, and the transfer request includes remittance house account information, gathering row account information and transfer amounts；According to the remittance house account information and the gathering row account information, determine that transfer charge payer is the request gathering row bill payment transfer charge after gathering row account；The remittance house bill payment service charge is requested after determining that transfer charge payer is remittance house account according to remittance house account information and gathering row account information.Using transfer charge method of payment provided by the embodiments of the present application and system, selectable service charge payment services are provided for client.
Description
Technical field
This application involves payment technology field more particularly to a kind of transfer charge methods of payment and system.
Background technique
This part intends to provides background or context for the embodiment of the present application stated in claims.Description herein
Recognize it is the prior art not because not being included in this section.
In inter-bank is transferred accounts, what is generallyd use now is the different grades of policy according to the inter-bank money order transaction amount of money
Collect service charge, and service charge is deducted from the account of transferor.Transferor needs to consider to remit money when remittance
The problem of service charge, may bring puzzlement to the transaction of transferor and beneficiary.
In existing system, the single transfer charge method of payment of only above-mentioned one kind.
Summary of the invention
The embodiment of the present application provides a kind of transfer charge method of payment and system, provides flexile formality for client
Take payment services.
The embodiment of the present application provides a kind of transfer charge method of payment, which comprises
Receive transfer request, wherein the transfer request includes remittance house account information, gathering row account information and transfers accounts
The amount of money；
According to the remittance house account information and the gathering row account information, determine that transfer charge payer is gathering
After row account, the gathering row bill payment transfer charge is requested；According to remittance house account information and gathering row account information,
After determining transfer charge payer and being remittance house account, the remittance house bill payment service charge is requested.
The embodiment of the present application also provides a kind of transfer charge payment system, the system comprises: parameter management module turns
Account module and notice sending module；
The parameter management module opens the object account of payment procedure expense business for storing gathering row account；
The module of transferring accounts, for receiving transfer request, wherein the transfer request includes remittance house account information, receives
Money row account information and transfer amounts；Formality of transferring accounts is determined according to the remittance house account information and the gathering row account information
Expense payer is after collecting money row account, to trigger the notice sending module；According to remittance house account information and gathering row account letter
Breath triggers the notice sending module after determining that transfer charge payer is remittance house account；
The notice sending module, the triggering for module of transferring accounts according to send payment hand to the gathering row account
Continue to pay dues message, and the payment procedure expense message is for requesting the gathering row bill payment service charge；Or it is transferred accounts according to described
The triggering of module sends payment procedure expense message to the gathering row account, and the payment procedure expense message is for requesting the receipts
Money row bill payment service charge.
In the embodiment of the present application, by receiving transfer request, the transfer request includes remittance house account information, gathering row
Account information and transfer amounts；According to the remittance house account information and the gathering row account information, transfer charge is determined
Payer is the request gathering row bill payment transfer charge after gathering row account；According to remittance house account information and receipts
Money row account information requests the remittance house bill payment service charge after determining that transfer charge payer is remittance house account.
Using transfer charge method of payment provided by the embodiments of the present application and system, selectable service charge payment clothes are provided for client
Business.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of application for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.In the accompanying drawings:
Fig. 1 is the flow diagram of the transfer charge method of payment provided in the embodiment of the present application；
Fig. 2 is the structural schematic diagram of the transfer charge payment system provided in the embodiment of the present application.
Specific embodiment
In client's account transaction, for the upstream and downstream client, supplier, dealer etc. of some clients, it is often necessary to
Carry out the inter-bank money transfer transactions of wholesale.If bank provides remittance service charge to the service paid for such client, client is right
When upstream and downstream client carries out money transfer transactions communication, superiority can be provided in its business colleague for client.
Client can select destiny account having inter-bank to import remittance in multiple support channels such as sales counter, self-aided terminal, Mobile bankings
When money, remittance service charge is deducted from this account, i.e. selection transfer charge to the service of paying.And bank can be according to client level
Not, corresponding preferential to the expense execution of the transfer charge to the service of paying, better service experience is brought to client, is bank
It keeps high contribution degree client and more approach is provided, while more clients can be attracted to experience this service.By this mechanism,
More clients and more financing depositions and economic profit can be brought to bank.
When transferring accounts this application provides a kind of inter-bank, service charge can choose the method and system of payment.By to satisfaction
Account under the customer name of condition provide transfer charge to pair service, allow client when opening an account or when routine work is handled into
Row voluntarily selects.Once client selects this service, then when the account for the service selected to this client carries out inward remittance, remittance abroad side
The problem of without the concern for remittance service charge, direct remittance abroad needs to remit the amount of money of other side.And for needing to change account
Family or the client for cancelling this business service can carry out business change in sales counter, self-aided terminal, Mobile banking etc..Therefore body
Show the diversity of bank service, promotes customer experience, and then bring the higher client of more viscositys to bank.And the application has
There are convenience and practicability.
In the description of this specification, reference term " one embodiment ", " specific embodiment ", " some implementations
Example ", " such as ", etc. description mean that specific features, structure or feature described in conjunction with this embodiment or example are contained in this
In at least one embodiment or example of application.In the present specification, schematic expression of the above terms are not necessarily referring to
Identical embodiment or example.Moreover, specific features, structure or the feature of description can be implemented in any one or more
It can be combined in any suitable manner in example or example.The step of involved in each embodiment, sequentially is used to schematically illustrate the reality of the application
It applies, sequence of steps therein is not construed as limiting, and can be appropriately adjusted as needed.
For the purposes, technical schemes and advantages of the embodiment of the present application are more clearly understood, with reference to the accompanying drawing to this Shen
Please embodiment be described in further details.Here, illustrative embodiments of the present application and the description thereof are used to explain the present application, but simultaneously
Not as the restriction to the application.
Fig. 1 shows a kind of flow diagram of transfer charge method of payment provided by the present application, as shown in Figure 1, institute
The method of stating includes:
Step 101: receiving transfer request, wherein the transfer request includes remittance house account information, gathering row account letter
Breath and transfer amounts.
Step 102: according to the remittance house account information and the gathering row account information, determining that transfer charge is paid
Side is the request gathering row bill payment transfer charge after gathering row account；According to remittance house account information and gathering row
Account information requests the remittance house bill payment service charge after determining that transfer charge payer is remittance house account.
Optionally, in a step 102, comprising:
Described in being searched from parameter management database according to the remittance house account information and the gathering row account information
Whether gathering row account, which is directed to the remittance house account, is opened payment procedure expense business, if open-minded, it is determined that transfer charge branch
Paying side is the gathering row account；If not open-minded, it is determined that transfer charge payer is the remittance house account.
Optionally, in a step 102, further includes: processing transfer request；
The processing transfer request includes: to keep accounts to the remittance house account, so that the remittance house account is reduced
The transfer amounts；It keeps accounts to the gathering row account, so that the gathering row account increases the transfer amounts.
Optionally, in a step 102, it is described state processing transfer request after, request the gathering row bill payment to be transferred accounts hand
It continues to pay dues, i.e., sends payment procedure expense message to the gathering row account, so that the gathering row account reduces the service charge gold
Volume.
Optionally, it in the money transfer records of remittance house and the People's Bank, records and remits money according to normal inter-bank money transfer transactions
Amount and service charge amount are recorded, and carry out transferring and deducting for transfer amounts.
Optionally, in a step 102, after the determining transfer charge payer is remittance house account, the remittance is requested
Money row bill payment transfer charge sends payment procedure expense message to the remittance house account, so that the remittance house account
Reduce the commission amount in family.
Optionally, in a step 102, after the request remittance house bill payment transfer charge, further includes:
Processing transfer request: keeping accounts to the remittance house account, so that the remittance house account reduces transfer amounts and described
Commission amount；It keeps accounts to the gathering row account, so that the gathering row account increases transfer amounts.
For clearer explanation method provided by the embodiments of the present application, for example, client A has 10000 yuan to client B
Money transfer transactions when, client A initiates transfer request from bank account, and the remittance house account in transfer request including client A is believed
The gathering row information and transfer amounts of breath, the gathering row account information of the remittance row information of client A, client B, client B；Normally
Service charge be 200 yuan.
Judge whether the gathering row account of client B is directed to the remittance house account of client A and opens payment hand according to above- mentioned information
Continue to pay dues business, if so, transfer charge payer is the gathering row account of client B, then the remittance house account of client A is reduced
10000 yuan of amounts do not deduct 200 yuan of amounts of service charge.In the bank account of client A and the inter-bank remittance bill of the People's Bank
In, in the banking system book keeping operation of remittance abroad bank and the People's Bank or bill, account is recorded for 10000 yuan still according to the remittance of normal inter-bank
The amount of money and commission amount.The amount of money is included in remittance and imports after the gathering row of client B merges according to remittance to account and commission amount
It collects money row account, should remit money in this example to the account amount of money is 10000 yuan, i.e., 9800 yuan add 200 yuan of service charges.It remits money to account
Afterwards, gathering row deducts this inter-bank again from this account and remits money 200 yuan of service charge.Then the gathering row account of End-Customer B keeps accounts
9800 yuan, the gathering row bill payment transfer charge of client B.
According to judging whether the gathering row account of client B is directed to the remittance house account of client A and opens payment procedure expense business,
If it is not, then payment procedure expense message is sent to the remittance house account of client A, for requesting the remittance house bill payment of client A
Service charge.Therefore the remittance house account of client A reduces transfer amounts and the commission amount, i.e., 10000 yuan add 200 yuan of hands
It continues to pay dues, the gathering row account of End-Customer B keeps accounts 10000 yuan.The remittance house bill payment transfer charge of client A.
It should be noted that needing to consider accounting for Paying Bank and remittance enterprise of remittance abroad side, remittance enterprise of remittance side
The record case of subject account keeps the specification and uniformly of each side's subject account.
In conclusion the embodiment of the present application by receive transfer request, the transfer request include remittance house account information,
Gathering row account information and transfer amounts；According to the remittance house account information and the gathering row account information, determination is transferred accounts
Service charge payer is the request gathering row bill payment transfer charge after gathering row account；Believed according to remittance house account
Breath and gathering row account information request the remittance house bill payment after determining that transfer charge payer is remittance house account
Service charge.Using transfer charge method of payment provided by the embodiments of the present application and system, selectable formality is provided for client
Take payment services.
Fig. 2 shows a kind of structural schematic diagrams of transfer charge payment system provided by the embodiments of the present application, such as Fig. 2 institute
Show, the system comprises: parameter management module 201, module of transferring accounts 202 and notice sending module 203.
Parameter management module 201 opens the object account of payment procedure expense business for storing gathering row account；
Module of transferring accounts 202, for receiving transfer request, wherein the transfer request includes remittance house account information, gathering
Row account information and transfer amounts；Transfer charge is determined according to the remittance house account information and the gathering row account information
When payer is gathering row account, the notice sending module is triggered；According to remittance house account information and gathering row account information,
When determining that transfer charge payer is remittance house account, the notice sending module is triggered；.
Notify sending module 203, the triggering for module of transferring accounts according to sends payment hand to the gathering row account
Continue to pay dues message, and the payment procedure expense message is for requesting the gathering row bill payment service charge；Or it is transferred accounts according to described
The triggering of module sends payment procedure expense message to the gathering row account, and the payment procedure expense message is for requesting the receipts
Money row bill payment service charge.
Optionally, the module 202 of transferring accounts is specifically used for:
The receipts are searched from parameter management module according to the remittance house account information and the gathering row account information
Whether money row account is directed to the remittance house account and opens payment procedure expense business, if open-minded, it is determined that transfer charge payment
Side is the gathering row account；If not open-minded, it is determined that transfer charge payer is the remittance house account.
Optionally, if transfer charge payer is the gathering row account, the module 202 of transferring accounts is also used to: processing
Transfer request；That is: it keeps accounts to the remittance house account, so that the remittance house account reduces the transfer amounts；To institute
It states gathering row account to keep accounts, so that the gathering row account increases the transfer amounts.
Optionally, after the processing transfer request, the notice sending module 203 is used to send to the gathering row account
Payment procedure expense message, so that the gathering row account reduces the commission amount.
Optionally, if the determining transfer charge payer is remittance house account, the notice sending module 203 is used
In sending payment procedure expense message to the remittance house account, so that the remittance house account reduces the commission amount.
Optionally, the module of transferring accounts is also used to: processing transfer request；That is: it keeps accounts to the remittance house account, with
The remittance house account is set to reduce transfer amounts and the commission amount；It keeps accounts to the gathering row account, so that institute
It states gathering row account and increases transfer amounts.
It should be understood by those skilled in the art that, embodiments herein can provide as method, system or computer program
Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the application
Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the application, which can be used in one or more,
The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces
The form of product.
The application is referring to method, the process of equipment (system) and computer program product according to the embodiment of the present application
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
Particular embodiments described above has carried out further in detail the purpose of the application, technical scheme and beneficial effects
It describes in detail bright, it should be understood that the foregoing is merely the specific embodiment of the application, is not used to limit the guarantor of the application
Range is protected, within the spirit and principles of this application, any modification, equivalent substitution, improvement and etc. done should be included in this
Within the protection scope of application.
Claims (14)
1. a kind of transfer charge method of payment characterized by comprising
Receive transfer request, wherein the transfer request includes remittance house account information, gathering row account information and gold of transferring accounts
Volume；
According to the remittance house account information and the gathering row account information, determine that transfer charge payer is gathering row account
Behind family, the gathering row bill payment transfer charge is requested；According to remittance house account information and gathering row account information, determine
After transfer charge payer is remittance house account, the remittance house bill payment service charge is requested.
2. the method as described in claim 1 characterized by comprising
The gathering is searched from parameter management database according to the remittance house account information and the gathering row account information
Whether row account is directed to the remittance house account and opens payment procedure expense business, if open-minded, it is determined that transfer charge payer
It is the gathering row account；If not open-minded, it is determined that transfer charge payer is the remittance house account.
3. the method as described in claim 1, which is characterized in that the determining transfer charge payer is gathering row account
Afterwards, further includes: processing transfer request；
The processing transfer request includes:
It keeps accounts to the remittance house account, so that the remittance house account reduces the transfer amounts；It goes to the gathering
Account is kept accounts, so that the gathering row account increases the transfer amounts.
4. method as claimed in claim 3, which is characterized in that after the processing transfer request, request the gathering row account
Transfer of payment service charge, comprising:
Payment procedure expense message is sent to the gathering row account, so that the gathering row account reduces the commission amount.
5. the method as described in claim 1, which is characterized in that the determining transfer charge payer is remittance house account
Afterwards, the remittance house bill payment transfer charge is requested, comprising:
Payment procedure expense message is sent to the remittance house account, so that the remittance house account reduces the commission amount.
6. method as claimed in claim 5, which is characterized in that in the request remittance house bill payment transfer charge
Later, further includes: processing transfer request；
The processing transfer request includes:
It keeps accounts to the remittance house account, so that the remittance house account reduces transfer amounts and the commission amount；
It keeps accounts to the gathering row account, so that the gathering row account increases transfer amounts.
7. a kind of transfer charge payment system characterized by comprising parameter management module, module of transferring accounts and notice hair
Send module；
The parameter management module opens the object account of payment procedure expense business for storing gathering row account；
The module of transferring accounts, for receiving transfer request, wherein the transfer request includes remittance house account information, gathering row
Account information and transfer amounts；Transfer charge branch is determined according to the remittance house account information and the gathering row account information
Paying side is when collecting money row account, to trigger the notice sending module；According to remittance house account information and gathering row account information, really
When to determine transfer charge payer be remittance house account, the notice sending module is triggered；
The notice sending module, the triggering for module of transferring accounts according to send payment procedure expense to the gathering row account
Message, the payment procedure expense message is for requesting the gathering row bill payment service charge；Or according to the module of transferring accounts
Triggering send payment procedure expense message to the gathering row account, the payment procedure expense message is used to request gathering row
Bill payment service charge.
8. system as claimed in claim 7, which is characterized in that the module of transferring accounts is specifically used for:
The gathering row is searched from parameter management module according to the remittance house account information and the gathering row account information
Whether account is directed to the remittance house account and opens payment procedure expense business, if open-minded, it is determined that transfer charge payer is
The gathering row account；If not open-minded, it is determined that transfer charge payer is the remittance house account.
9. system as claimed in claim 7, which is characterized in that the determining transfer charge payer is gathering row account
Afterwards, the module of transferring accounts is also used to: processing transfer request；
The processing transfer request includes:
It keeps accounts to the remittance house account, so that the remittance house account reduces the transfer amounts；
It keeps accounts to the gathering row account, so that the gathering row account increases the transfer amounts.
10. system as claimed in claim 9, which is characterized in that after the processing transfer request, the module of transferring accounts is used for:
Payment procedure expense message is sent to the gathering row account, so that the gathering row account reduces the commission amount.
11. system as claimed in claim 7, which is characterized in that the determining transfer charge payer is remittance house account
Afterwards, the module of transferring accounts is used for:
Payment procedure expense message is sent to the remittance house account, so that the remittance house account reduces the commission amount.
12. system as claimed in claim 11, which is characterized in that the module of transferring accounts is also used to: processing transfer request；
The processing transfer request includes:
It keeps accounts to the remittance house account, so that the remittance house account reduces transfer amounts and the commission amount；
It keeps accounts to the gathering row account, so that the gathering row account increases transfer amounts.
13. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, which is characterized in that the processor realizes any side of claim 1 to 6 when executing the computer program
Method.
14. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has perform claim
It is required that the computer program of 1 to 6 any the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811160477.0A CN109359965A (en) | 2018-09-30 | 2018-09-30 | A kind of transfer charge method of payment and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811160477.0A CN109359965A (en) | 2018-09-30 | 2018-09-30 | A kind of transfer charge method of payment and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109359965A true CN109359965A (en) | 2019-02-19 |
Family
ID=65348709
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811160477.0A Pending CN109359965A (en) | 2018-09-30 | 2018-09-30 | A kind of transfer charge method of payment and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109359965A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2021098502A1 (en) * | 2019-11-22 | 2021-05-27 | 中国民航信息网络股份有限公司 | Virtual payment method and system |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101950451A (en) * | 2010-08-19 | 2011-01-19 | 中国民生银行股份有限公司 | Method and system for processing collection and payment among bank accounts |
| CN101957959A (en) * | 2010-09-28 | 2011-01-26 | 中国民生银行股份有限公司 | Mobile terminal payment processing method, mobile terminal receipt processing method and systems |
| CN104008479A (en) * | 2013-02-24 | 2014-08-27 | 黄金富 | Payment system for payment receiving and payment through mobile phones and corresponding method |
| CN107657523A (en) * | 2017-10-11 | 2018-02-02 | 中启行物联科技（北京）有限公司 | A kind of multichannel formality cost calculating method |
-
2018
- 2018-09-30 CN CN201811160477.0A patent/CN109359965A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101950451A (en) * | 2010-08-19 | 2011-01-19 | 中国民生银行股份有限公司 | Method and system for processing collection and payment among bank accounts |
| CN101957959A (en) * | 2010-09-28 | 2011-01-26 | 中国民生银行股份有限公司 | Mobile terminal payment processing method, mobile terminal receipt processing method and systems |
| CN104008479A (en) * | 2013-02-24 | 2014-08-27 | 黄金富 | Payment system for payment receiving and payment through mobile phones and corresponding method |
| CN107657523A (en) * | 2017-10-11 | 2018-02-02 | 中启行物联科技（北京）有限公司 | A kind of multichannel formality cost calculating method |
Non-Patent Citations (1)
| Title |
|---|
| 王军: ""网上银行系统的设计"", 《中国优秀硕士学位论文全文数据库 信息科技辑》 * |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2021098502A1 (en) * | 2019-11-22 | 2021-05-27 | 中国民航信息网络股份有限公司 | Virtual payment method and system |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US7702559B2 (en) | Methods and apparatus for funding transactions | |
| RU2620715C2 (en) | System of cash transactions | |
| US8346638B2 (en) | Systems and methods for processing transaction data to perform a merchant chargeback | |
| US20070156578A1 (en) | Method and system for reducing a number of financial transactions | |
| US8676701B2 (en) | Credit card usage management system, credit card usage management method, program, and information storage medium | |
| US20130036047A1 (en) | Method, system and process for centralized management and control of a budget and electronic mass distribution of funds | |
| US20030014362A1 (en) | System for managing inter-company settlement and the method therefor | |
| US20140164192A1 (en) | Franchise royalty and advertising fee collection | |
| US20180336627A9 (en) | Methods and systems for managing consumer savings with credit card transactions | |
| EP3695359A1 (en) | Intelligent payment routing and payment generation | |
| JP4591612B1 (en) | Settlement processing method and apparatus | |
| WO2011119540A1 (en) | Transaction information routing | |
| US20030041024A1 (en) | System for managing inter-company settlement and the method therefor | |
| CN109359965A (en) | A kind of transfer charge method of payment and system | |
| KR101986759B1 (en) | Periodic cash proxy method and server performing the same | |
| KR20140127518A (en) | Withholding agency method and system performing the same | |
| US20210049570A1 (en) | Method and system to dynamically route funding to virtual payment cards to resell subscription merchandise | |
| KR20100107366A (en) | System and method for managing medical expenses settlement by installments using phone bill and recording medium | |
| CN111415263A (en) | Data matching method and device | |
| US20170286963A1 (en) | Methods for placing a precondition over collateral | |
| CN110858361B (en) | Virtual credit card management system, method and device and electronic equipment | |
| US20150120537A1 (en) | Method for Facilitating Loans | |
| JP2008129715A (en) | Refund server, system and method | |
| KR20160105273A (en) | Method of providing financial favor and server performing the same | |
| JP5986168B2 (en) | Automatic overdraft system and method using electronically recorded receivables |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20190219 |