CN104299132A - Uniform payment gateway - Google Patents
Uniform payment gateway Download PDFInfo
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- CN104299132A CN104299132A CN201410451668.8A CN201410451668A CN104299132A CN 104299132 A CN104299132 A CN 104299132A CN 201410451668 A CN201410451668 A CN 201410451668A CN 104299132 A CN104299132 A CN 104299132A
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- module
- payment
- payment gateway
- unified
- business platform
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
Abstract
The invention relates to the field of online payment, in particular to a uniform payment gateway. The uniform payment gateway comprises a user access terminal module, a service platform module and a payment gateway module, wherein the user access terminal module is in bi-directional connection with the service platform module through the Internet, and the user access terminal module and the service platform module are respectively in bi-directional connection with the payment gateway module through the Internet. By means of the uniform payment gateway, free platform transactions of a company can be uniformly managed in a centralized mode, and the problems that when a payment channel needs to be additionally arranged, all platforms need to be provided with the payment channel, and the platforms independently have access to various payment channels are solved.
Description
Technical field
The present invention relates to on-line payment field, particularly relate to a kind of unified payment gateway.
Background technology
When on-line payment refers to that the seller and the buyer are concluded the business by the e-commerce website on the Internet, a kind of business that bank provides online capital settlement to serve for it.It is that company and individual provide a safety, quick and easy E-business applications environment and online capital settlement instrument.
Along with the own platform of company gets more and more, the own platform of each company has again the character of online ecommerce, do separately Alipay by each own platform, wealth pay logical, Sheng Futong, the fast on-line payment business such as money, consumption-orientation stored value card, so not only can cause the waste of manpower financial capacity, and the transaction that each platform produces cannot be carried out unifying centralized management, need all platforms all to increase when increasing channel of disbursement, each platform independently accesses various channel of disbursement.
Summary of the invention
The technical problem to be solved in the present invention is: cannot carry out unifying centralized management to solve each free platform transaction of company in prior art, all platforms are needed all to increase when increasing channel of disbursement, each platform independently accesses the problem of various channel of disbursement, the invention provides a kind of unified payment gateway, this is unified each free platform transaction that payment network not only achieves company and can carry out unifying centralized management, and avoid when increasing channel of disbursement and need all increase by all platforms, each platform independently accesses the problem of various channel of disbursement.
The technical solution adopted for the present invention to solve the technical problems is:
Unified payment gateway, comprise subscriber access termination module, business platform module, payment gateway module, wherein subscriber access termination module and business platform module are by internet bidirectional interconnect, and subscriber access termination module, business platform module pass through internet bidirectional interconnect with payment gateway module respectively.
Further, described payment network module and peripheral payment interface module or telecommunications payment interface module bidirectional interconnect.
Further, described peripheral payment interface module is Unionpay's payment interface.
Particularly, described telecommunications payment interface module is telecommunications card payment interface.
Unify a method of work for payment gateway, comprise the steps:
1) user's access service console module, the commodity needing purchase business platform module to provide or service;
2) business platform module calls unified payment gateway module, the on-line payment platform that user selects payment gateway module to provide;
3) user pays successfully, and the payment successful result of user can be given notice to business platform module by payment gateway module;
4) business platform module is receiving payment successfully notice, carries out follow-up business module.
As preferably, described on-line payment platform is Alipay, wealth pays logical, Sheng Futong, fast money or consumption-orientation stored value card.
The invention has the beneficial effects as follows: unified payment gateway provided by the invention, the each free platform transaction not only achieving company can be carried out unifying centralized management, and avoid when increasing channel of disbursement and need all increase by all platforms, each platform independently accesses the problem of various channel of disbursement; The novel unified payment gateway provided of this use has open data exchange interface, supports and Third party system or Integrated Simulation; The extensibility of the novel unified payment gateway provided of this use comprises system module level extensibility own and system-level extensibility, namely, except the expansion of the aspect such as function, performance possessing each functional module itself, the possibility of system (comprising hardware) to larger, more powerful total solution future development is also possessed; Similarly, the novel unified payment gateway provided of this use has good manageability, applicability, swift and convenient to operate.
Accompanying drawing explanation
Below in conjunction with drawings and Examples, the present invention is further described.
Fig. 1 is the schematic diagram of unified payment gateway of the present invention.
Embodiment
In conjunction with the accompanying drawings, the present invention is further detailed explanation.These accompanying drawings are the schematic diagram of simplification, only basic structure of the present invention are described in a schematic way, and therefore it only shows the formation relevant with the present invention.
Embodiment 1:
As shown in Figure 1, a kind of unified payment gateway, comprise subscriber access termination module, business platform module, payment gateway module, wherein subscriber access termination module and business platform module are by internet bidirectional interconnect, and subscriber access termination module, business platform module pass through internet bidirectional interconnect with payment gateway module respectively.
First by user's access service console module, when user is at the commodity that business platform module needs purchase business platform to provide or service, unified payment gateway module is called by business platform module, payment gateway module will provide various on-line payment platform (Alipay, wealth is paid logical, Sheng Futong, fast money, consumption-orientation stored value card) select for user, user pays successfully, the payment successful result of user can be given notice to business platform module by payment gateway module in time, business platform module is after receiving the successful notice of payment, follow-up business module can be carried out.
With above-mentioned according to desirable embodiment of the present invention for enlightenment, by above-mentioned description, relevant staff in the scope not departing from this invention technological thought, can carry out various change and amendment completely.The technical scope of this invention is not limited to the content on instructions, must determine its technical scope according to right.
Claims (6)
1. a unified payment gateway, it is characterized in that, comprise subscriber access termination module, business platform module, payment gateway module, wherein subscriber access termination module and business platform module are by internet bidirectional interconnect, and subscriber access termination module, business platform module pass through internet bidirectional interconnect with payment gateway module respectively.
2. payment gateway as claimed in claim 1 unified, is characterized in that, described payment network module and peripheral payment interface module or telecommunications payment interface module bidirectional interconnect.
3. unified payment gateway as claimed in claim 1 or 2, it is characterized in that, described peripheral payment interface module is Unionpay's payment interface.
4. unified payment gateway as claimed in claim 1 or 2, it is characterized in that, described telecommunications payment interface module is telecommunications card payment interface.
5. the method for work of the unified payment gateway as described in any one of claim 1-4, is characterized in that comprising the steps:
1) user's access service console module, the commodity needing purchase business platform module to provide or service;
2) business platform module calls unified payment gateway module, the on-line payment platform that user selects payment gateway module to provide;
3) user pays successfully, and the payment successful result of user can be given notice to business platform module by payment gateway module;
4) business platform module is receiving payment successfully notice, carries out follow-up business module.
6. the method for work of unified payment gateway as claimed in claim 5, is characterized in that: described on-line payment platform is Alipay, wealth pays logical, Sheng Futong, fast money or consumption-orientation stored value card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410451668.8A CN104299132A (en) | 2014-09-05 | 2014-09-05 | Uniform payment gateway |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410451668.8A CN104299132A (en) | 2014-09-05 | 2014-09-05 | Uniform payment gateway |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104299132A true CN104299132A (en) | 2015-01-21 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201410451668.8A Pending CN104299132A (en) | 2014-09-05 | 2014-09-05 | Uniform payment gateway |
Country Status (1)
| Country | Link |
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| CN (1) | CN104299132A (en) |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105678528A (en) * | 2016-01-18 | 2016-06-15 | 连连银通电子支付有限公司 | Cross-platform payment system |
| CN106101190A (en) * | 2016-05-31 | 2016-11-09 | 乐视控股（北京）有限公司 | Exchange method between server and system |
| CN106301881A (en) * | 2015-06-29 | 2017-01-04 | 阿里巴巴集团控股有限公司 | A kind of method and device for business processing |
| CN107274164A (en) * | 2017-05-24 | 2017-10-20 | 西安欧亿信息技术有限公司 | A kind of fusion fund transfer system of third party's mobile payment by all kinds of means and its method |
| CN108734447A (en) * | 2018-05-29 | 2018-11-02 | 广东通莞科技股份有限公司 | A kind of mobile-payment system of micro services framework |
| CN110111092A (en) * | 2019-04-02 | 2019-08-09 | 上海瀚之友信息技术服务有限公司 | A kind of compatible system of payment channel |
| CN111062708A (en) * | 2019-11-01 | 2020-04-24 | 环球雅途集团有限公司 | Payment gateway capable of configuring payment mode according to needs and implementation method |
Citations (3)
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| CN101295383A (en) * | 2008-06-25 | 2008-10-29 | 熊刚 | Application method of payment gateway settlement scheme in electronic commerce website |
| CN102646238A (en) * | 2011-02-16 | 2012-08-22 | 苏州同程旅游网络科技有限公司 | Internet-based payment channel integrating method |
| CN103971230A (en) * | 2014-05-28 | 2014-08-06 | 拓维信息系统股份有限公司 | Unified e-commerce payment system |
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2014
- 2014-09-05 CN CN201410451668.8A patent/CN104299132A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN101295383A (en) * | 2008-06-25 | 2008-10-29 | 熊刚 | Application method of payment gateway settlement scheme in electronic commerce website |
| CN102646238A (en) * | 2011-02-16 | 2012-08-22 | 苏州同程旅游网络科技有限公司 | Internet-based payment channel integrating method |
| CN103971230A (en) * | 2014-05-28 | 2014-08-06 | 拓维信息系统股份有限公司 | Unified e-commerce payment system |
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| 李树森: "统一支付平台对关联支付系统的整合实践", 《万方学位论文库》 * |
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Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106301881A (en) * | 2015-06-29 | 2017-01-04 | 阿里巴巴集团控股有限公司 | A kind of method and device for business processing |
| CN106301881B (en) * | 2015-06-29 | 2020-01-03 | 阿里巴巴集团控股有限公司 | Service processing method and device |
| CN105678528A (en) * | 2016-01-18 | 2016-06-15 | 连连银通电子支付有限公司 | Cross-platform payment system |
| CN106101190A (en) * | 2016-05-31 | 2016-11-09 | 乐视控股（北京）有限公司 | Exchange method between server and system |
| CN107274164A (en) * | 2017-05-24 | 2017-10-20 | 西安欧亿信息技术有限公司 | A kind of fusion fund transfer system of third party's mobile payment by all kinds of means and its method |
| CN108734447A (en) * | 2018-05-29 | 2018-11-02 | 广东通莞科技股份有限公司 | A kind of mobile-payment system of micro services framework |
| CN110111092A (en) * | 2019-04-02 | 2019-08-09 | 上海瀚之友信息技术服务有限公司 | A kind of compatible system of payment channel |
| CN110111092B (en) * | 2019-04-02 | 2023-03-24 | 上海瀚之友信息技术服务有限公司 | Compatible system of payment channel |
| CN111062708A (en) * | 2019-11-01 | 2020-04-24 | 环球雅途集团有限公司 | Payment gateway capable of configuring payment mode according to needs and implementation method |
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| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20150121 |
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| WD01 | Invention patent application deemed withdrawn after publication |