CN108734447A - A kind of mobile-payment system of micro services framework - Google Patents
A kind of mobile-payment system of micro services framework Download PDFInfo
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- CN108734447A CN108734447A CN201810533015.2A CN201810533015A CN108734447A CN 108734447 A CN108734447 A CN 108734447A CN 201810533015 A CN201810533015 A CN 201810533015A CN 108734447 A CN108734447 A CN 108734447A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
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Abstract
The present invention relates to payment platform technical fields, refer in particular to a kind of mobile-payment system of micro services framework, compared with traditional payment platform, the payment services layer of the present invention includes core transaction system, marketing system, fare payment system and barcode scanning card-punching system, the means of payment several greatly absolutely can be met, this mobile platform includes that gateway layer authenticates the payment request for paying front end by authorization center module, customer data base is asked to obtain corresponding service URI, according to the load balancing in fuse service module, payment request is forwarded to payment services layer, payment request is forwarded in corresponding system by payment services layer according to default rule in selector, the program of mobile payment greatly reduces, so that payment process is simple.
Description
Technical field
The present invention relates to payment platform technical fields, refer in particular to a kind of mobile-payment system of micro services framework.
Background technology
As science and technology is more and more flourishing, payment industry is just grown rapidly, bank, Unionpay, Third-party payment and cell phone manufacturer
Multi-party mechanism participates, and the different means of payment occurs from channel to application etc., a variety of convenient payments are being provided for consumer
While, it also results in trade company's cashier and is swiped the card or the case where barcode scanning equipment piles with by various, and different payment platforms are laid
Program is cumbersome, and payment program is complicated.
Invention content
The present invention provides a kind of mobile-payment system of micro services framework, the mobile payment for problem of the prior art
The a variety of means of payment of Platform integration, greatly reduce the payment program of payment platform.
In order to solve the above-mentioned technical problem, the present invention adopts the following technical scheme that：
A kind of mobile-payment system of micro services framework provided by the invention, including payment front end, gateway layer, authorization center
Module, fuse service module, payment services layer, configuration center and customer data base, the payment front end by network layer with
The gateway layer connection, the gateway layer are connect with the customer data base, and the authorization center module connects with the gateway layer
It connects, the gateway layer is connect with the fuse service module, the fuse service module and the payment services layer
Connection, the configuration center are connect with the payment services layer, and the payment services layer includes core transaction system, marketing system
System, fare payment system, barcode scanning card-punching system and selector, the core transaction system, the marketing system, the fare payment system,
The barcode scanning card-punching system is connect with the selector, and the selector is connect with the fuse service module.
Preferably, the core transaction system includes transaction background service module, management backstage module and client's reconciliation
Service module, the marketing system include Marketing Manager Module, member's card management module and coupon management module, described
Fare payment system includes public platform payment module, and the barcode scanning card-punching system includes barcode scanning payment module and cCredit card payment module.
Preferably, the core transaction system, marketing system, fare payment system and barcode scanning card-punching system are both provided with clothes
Business device cluster, each server cluster are connected with each other.
Preferably, the mobile payment platform is additionally provided with management end, the management end is connect with the gateway layer.
Preferably, the mobile payment platform is additionally provided with exploitation port, the exploitation port is used to connect with computer
It connects, the management end is authorized and controlled for split originator mouth.
Preferably, the configuration center is provided with multiple configuration information cluster centers.
Preferably, the gateway layer is provided with fire wall, the fire wall intercepts abnormal access for being responsible for.
Preferably, the mobile payment platform further includes Backup Data storage module, data-mining module and cloud platform
Resource management module, the Backup Data storage module, the data-mining module and the cloud platform resource management module are equal
It is connect with the customer data base.
Preferably, the cloud platform resource management module includes monitoring resource module, policy management module, medium management
Module and integrator module, the monitoring resource module, the policy management module, medium management module and the integrator mould
Block is connect with the customer data base.
Beneficial effects of the present invention：
A kind of mobile-payment system of micro services framework provided by the invention, compared with traditional payment platform, the present invention
Payment services layer include core transaction system, marketing system, fare payment system and barcode scanning card-punching system, branch several greatly absolutely can be met
The mode of paying, this mobile platform includes that gateway layer authenticates the payment request for paying front end by authorization center module, asks user
Database obtains corresponding service URI and payment request is forwarded to branch according to the load balancing in fuse service module
Service layer is paid, payment request is forwarded in corresponding system by payment services layer according to default rule in selector, greatly
Reduce the program of mobile payment so that payment process is simple.
Description of the drawings
Fig. 1 is the block schematic illustration of the present invention.
Fig. 2 is the payment services layer schematic diagram of the present invention.
Reference numeral is respectively：
Pay front end -- 1, network layer -- 2, gateway layer -- 3, management end -- 4, authorization center module -- 5, fuse service
Module -- 6, customer data base -- 7, payment services layer -- 8, configuration center -- 9, Backup Data storage module -- 10, data mining
Module -- 11, cloud platform resource management module -- 12, selector -- 13, service acquisition group -- 14, core transaction system -- 15, battalion
Pin system -- 16, fare payment system -- 17, barcode scanning card-punching system -- 18, background service module of merchandising -- 19, management backstage module --
20, client's reconciliation service module -- 21, Marketing Manager Module -- 22, member's card management module -- 23, coupon management module --
24, public platform payment module -- 25, barcode scanning payment module -- 26, cCredit card payment module -- 27.
Specific implementation mode
For the ease of the understanding of those skilled in the art, the present invention is made further with reference to embodiment and attached drawing
Bright, the content that embodiment refers to not is limitation of the invention.The present invention is described in detail below in conjunction with attached drawing.
As shown in Figure 1, 2, the mobile-payment system of a kind of micro services framework provided by the invention, including payment front end 1, net
Close layer 3, authorization center module 5, fuse service module 6, payment services layer 8, configuration center 9 and customer data base 7, the branch
It pays front end 1 to connect with the gateway layer 3 by network layer 2, the gateway layer 3 is connect with the customer data base 7, the mandate
Center module 5 is connect with the gateway layer 3, and the gateway layer 3 is connect with the fuse service module 6, the fusing
Device service module 6 is connect with the payment services layer 8, and the configuration center 9 is connect with the payment services layer 8, the payment
Service layer 8 includes core transaction system 15, marketing system 16, fare payment system 17, barcode scanning card-punching system 18 and selector 13, described
Core transaction system 15, the marketing system 16, the fare payment system 17, the barcode scanning card-punching system 18 with the selector
13 connections, the selector 13 is connect with the fuse service module 6, compared with traditional payment platform, branch of the invention
It includes core transaction system 15, marketing system 16, fare payment system 17 and barcode scanning card-punching system 18 to pay service layer 8, can be met big absolutely
Several means of payment, mobile payment platform include that gateway layer 3 reflects the payment request for paying front end 1 by authorization center module 5
Power, request customer data base 7 obtain corresponding service URI, according to the load balancing in fuse service module 6, will prop up
It pays request and is forwarded to payment services layer 8, payment request is forwarded to pair by payment services layer 8 according to default rule in selector 13
In the system answered, the program of mobile payment greatly reduces so that payment process is simple.
Load balancing in fuse service module 6 decides whether to call Unionpay's channel payment services example；When not
Unionpay's channel payment services example is called when meeting access control policy, returns to normal response contents, otherwise control access is asked
It asks, returns to preset data information, such as " service is temporarily unavailable, please later ", when paying completion, payment services layer 8 returns
Corresponding data are to fuse service module 6, the result that the return payment services of fuse service module 6 layer 8 responds to gateway layer
3, the result of 3 returning response of gateway layer is to user.
In the present embodiment, the core transaction system 15 includes transaction background service module 19,20 and of management backstage module
Client's reconciliation service module 21, the marketing system 16 include Marketing Manager Module 22, member's card management module 23 and excellent
Favour certificate management module 24, the fare payment system 17 include public platform payment module 25, and the barcode scanning card-punching system includes barcode scanning branch
Module 26 and cCredit card payment module 27 are paid, and core transaction system 15, marketing system 16, fare payment system 17 and barcode scanning swipe the card and be
Module in system 18 can be increased and be deleted.
In the present embodiment, the core transaction system 15, marketing system 16, fare payment system 17 and barcode scanning card-punching system 18
It is both provided with server cluster, each server cluster is connected with each other, the core transaction system 15 of server cluster raising system,
Marketing system 16, the stability of fare payment system 17 and barcode scanning card-punching system 18, processing capacity and service ability, can be quickly complete
At payment request.
In the present embodiment, the mobile payment platform is additionally provided with management end 4, and the management end 4 connects with the gateway layer 3
It connects, management end 4 can be managed by the data inside 3 pairs of customer data base 7 of gateway layer.
In the present embodiment, the mobile payment platform is additionally provided with exploitation port, and the exploitation port is used for and computer
Connection, the management end 4 are authorized and are controlled for split originator mouth, and exploitation port can carry out exploitation volume to this mobile platform
Journey.
In the present embodiment, the configuration center 9 is provided with multiple configuration information cluster centers, 9 available query of configuration center
The relevant configuration information that payment services layer 8 is used, it is multiple to match confidence such as the relevant configuration information that Unionpay's channel payment services are used
Breath cluster center can inquire multiple relevant configuration informations simultaneously.
In the present embodiment, the gateway layer 3 is provided with fire wall, and the fire wall intercepts abnormal access for being responsible for, has
The safety that ensure that this mobile payment platform of effect.
In the present embodiment, the mobile payment platform further includes Backup Data storage module 10,11 and of data-mining module
Cloud platform resource management module 12, the Backup Data storage module 10, the data-mining module 11 and cloud platform money
Source control module 12 is connect with the customer data base 7, and Backup Data storage module 10 can be used for the standby of customer data base 7
Part, data-mining module 11 can be quickly by the information of the signal extraction key of 7 internal reservoir of customer data base, for management end
4 are further analyzed, and cloud platform resource management module 12 is connect by network with this mobile payment platform, are convenient for long-range pipe
Reason.
The cloud platform resource management module 12 include monitoring resource module, policy management module, medium management module and
Integrator module, the monitoring resource module, the policy management module, medium management module and the integrator module with
The customer data base 7 connect, by the monitoring resource module, the policy management module, medium management module can to
Data in user data library 7 are managed, and Amazon, Google etc. external cloud resource is integrated in the operation of integrator module, side
Just cloud platform resource management module 12 is extended, the operational capability of mobile payment platform can be improved and shortens the time of payment.
The above is only present pre-ferred embodiments, is not intended to limit the present invention in any form, although
The present invention is disclosed as above with preferred embodiment, and however, it is not intended to limit the invention, any person skilled in the art,
It does not depart within the scope of technical solution of the present invention, when the technology contents using the disclosure above make a little change or are modified to equivalent change
The equivalent embodiment of change, as long as being without departing from technical solution of the present invention content, technology refers to above example according to the present invention
Made by any simple modification, equivalent change and modification, belong in the range of technical solution of the present invention.
Claims (9)
1. a kind of mobile-payment system of micro services framework, it is characterised in that：Including payment front end, gateway layer, authorization center mould
Block, fuse service module, payment services layer, configuration center and customer data base, the payment front end pass through network layer and institute
The connection of gateway layer is stated, the authorization center module is connect with the gateway layer, and the gateway layer is connect with the customer data base,
The gateway layer is connect with the fuse service module, and the fuse service module connects with the payment services layer
Connect, the configuration center is connect with the payment services layer, the payment services layer include core transaction system, marketing system,
Fare payment system, barcode scanning card-punching system and selector, it is the core transaction system, the marketing system, the fare payment system, described
Barcode scanning card-punching system is connect with the selector, and the selector is connect with the fuse service module.
2. a kind of mobile-payment system of micro services framework according to claim 1, it is characterised in that：The core transaction
System includes that transaction background service module, management backstage module and client's reconciliation service module, the marketing system include
Marketing Manager Module, member's card management module and coupon management module, the fare payment system include public platform payment module, institute
It includes barcode scanning payment module and cCredit card payment module to state barcode scanning card-punching system.
3. a kind of mobile-payment system of micro services framework according to claim 1, it is characterised in that：The core transaction
System, marketing system, fare payment system and barcode scanning card-punching system are both provided with server cluster, and each server cluster mutually interconnects
It connects.
4. a kind of mobile-payment system of micro services framework according to claim 1, it is characterised in that：The mobile payment
Platform is additionally provided with management end, and the management end is connect with the gateway layer.
5. a kind of mobile-payment system of micro services framework according to claim 4, it is characterised in that：The mobile payment
Platform is additionally provided with exploitation port, the exploitation port for being connect with computer, the management end be used for split originator mouth into
Row authorizes and control.
6. a kind of mobile-payment system of micro services framework according to claim 1, it is characterised in that：The configuration center
It is provided with multiple configuration information cluster centers.
7. a kind of mobile-payment system of micro services framework according to claim 1, it is characterised in that：The gateway layer is set
It is equipped with fire wall, the fire wall intercepts abnormal access for being responsible for.
8. a kind of mobile-payment system of micro services framework according to claim 1, it is characterised in that：The mobile payment
Platform further includes Backup Data storage module, data-mining module and cloud platform resource management module, the Backup Data storage
Module, the data-mining module and the cloud platform resource management module are connect with the customer data base.
9. a kind of mobile-payment system of micro services framework according to claim 8, it is characterised in that：The cloud platform money
Source control module includes monitoring resource module, policy management module, medium management module and integrator module, the monitoring resource
Module, the policy management module, medium management module and the integrator module are connect with the customer data base.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810533015.2A CN108734447A (en) | 2018-05-29 | 2018-05-29 | A kind of mobile-payment system of micro services framework |
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| CN201810533015.2A CN108734447A (en) | 2018-05-29 | 2018-05-29 | A kind of mobile-payment system of micro services framework |
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| CN111695074A (en) * | 2020-05-28 | 2020-09-22 | 浙江云蚁信息科技有限公司 | Universal Antsot platform and operation method thereof |
| CN113592471A (en) * | 2021-07-29 | 2021-11-02 | 中国人民银行清算总中心 | Payment transaction application system and method |
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Application publication date: 20181102 |