CN109858916A - A kind of method of payment, device, equipment, system and storage medium - Google Patents
A kind of method of payment, device, equipment, system and storage medium Download PDFInfo
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- CN109858916A CN109858916A CN201910074136.XA CN201910074136A CN109858916A CN 109858916 A CN109858916 A CN 109858916A CN 201910074136 A CN201910074136 A CN 201910074136A CN 109858916 A CN109858916 A CN 109858916A
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Abstract
The embodiment of the invention discloses a kind of method of payment, device, equipment, system and storage mediums, this method comprises: obtaining information of vehicles；Solicited message is sent to server-side, solicited message includes information of vehicles, to determine whether the corresponding vehicle of information of vehicles opens payment services；Feedback information is received, feedback information includes indicating that vehicle opens the information of payment services；Two-way authentication communication is established according to feedback information and vehicle, completes payment.Thereby, it is possible to noninductive payment be realized, to reduce human cost and improve user experience while ensuring to complete payment and promoting safety of payment performance.
Description
Technical field
The present invention relates to computer field more particularly to a kind of method of payment, device, equipment, system and storage mediums.
Background technique
Currently, automobile method of payment is mainly paid by way of license plate number.Wherein, it before payment, needs
User registers license plate number in relevant server-side in advance, and binds the means of payment, and in payment, merchant end is by reading vehicle
Trade mark code sends the evidence for payment to the server-side and requests payment authorization as evidence for payment, and the server is to the license plate number
The corresponding server of the means of payment of code binding sends transaction request and sends a notification message after the completion of transaction to merchant end.But
It is that, when there is the problems such as deck, identification mistake, will lead to the reduction of safety of payment performance.
Accordingly, it is desirable to provide a kind of more reasonable method of payment promotes safety of payment while ensuring to complete payment
Performance.
Summary of the invention
The embodiment of the invention provides a kind of method of payment, device, equipment, system and storage mediums, can ensure
While at paying and promoting safety of payment performance, noninductive payment is realized, to reduce human cost and improve user experience.
One side according to an embodiment of the present invention provides a kind of method of payment, can specifically include: obtaining information of vehicles；
Solicited message is sent to server-side, solicited message includes information of vehicles, to determine whether the corresponding vehicle of information of vehicles is open-minded
Payment services；Feedback information is received, feedback information includes indicating that vehicle opens the information of payment services；According to feedback information and vehicle
Two-way authentication communication is established, payment is completed.
According to another aspect of an embodiment of the present invention, a kind of payment mechanism is provided, can specifically include: obtaining module, is used
In acquisition information of vehicles；Transceiver module, for sending solicited message to server-side, solicited message includes information of vehicles, so as to true
Determine whether the corresponding vehicle of information of vehicles opens payment services；Transceiver module is also used to, and receives feedback information, and feedback information includes
Indicate that vehicle opens the information of payment services；Processing module, it is complete for establishing two-way authentication communication according to feedback information and vehicle
At payment.
Another aspect according to an embodiment of the present invention, provides a kind of payment devices, comprising: camera, memory and processing
Device；The memory is for storing program；The processor is for reading the executable program code stored in memory to execute
The method of payment stated.
Also one side according to an embodiment of the present invention, provides a kind of computer readable storage medium, this is computer-readable
Instruction is stored in storage medium, when instruction is run on computers, so that computer executes the payer of above-mentioned various aspects
Method.
As a result, because each transaction be required to vehicle (such as: vehicle-mounted eSE), merchant end (such as: payment devices) and clothes
It is verified repeatedly between business end (such as: payment services end) three, can not be replicated, distort and deny, it is ensured that completing
Automobile payment transaction process and promote safety of payment performance.In addition, realize noninductive payment (participated in without artificial,
In the case where opening payment services, the interaction of vehicle and merchant end is realized), to reduce human cost and improve user experience.
Detailed description of the invention
The present invention may be better understood from the description with reference to the accompanying drawing to a specific embodiment of the invention wherein,
The same or similar appended drawing reference indicates the same or similar feature.
Fig. 1 shows a kind of payment practical application scene schematic diagram according to an exemplary embodiment of the present invention；
Fig. 2 shows another payment practical application scene schematic diagrames according to an exemplary embodiment of the present invention；
Fig. 3 shows the flow chart of method of payment of the one embodiment of the invention based on Fig. 1 scene；
Fig. 4 shows the flow chart of method of payment of the one embodiment of the invention based on Fig. 2 scene；
Fig. 5 shows the structural block diagram of the payment mechanism of one embodiment of the invention offer；
Fig. 6 shows the structural block diagram of the payment devices of one embodiment of the invention offer.
Specific embodiment
The feature and exemplary embodiment of various aspects of the invention is described more fully below, in order to make mesh of the invention
, technical solution and advantage be more clearly understood, with reference to the accompanying drawings and embodiments, the present invention is further retouched in detail
It states.It should be understood that specific embodiment described herein is only configured to explain the present invention, it is not configured as limiting the present invention.
To those skilled in the art, the present invention can be real in the case where not needing some details in these details
It applies.Below the description of embodiment is used for the purpose of better understanding the present invention to provide by showing example of the invention.
It should be noted that, in this document, relational terms such as first and second and the like are used merely to a reality
Body or operation are distinguished with another entity or operation, are deposited without necessarily requiring or implying between these entities or operation
In any actual relationship or order or sequence.Moreover, the terms "include", "comprise" or its any other variant are intended to
Non-exclusive inclusion, so that the process, method, article or equipment including a series of elements is not only wanted including those
Element, but also including other elements that are not explicitly listed, or further include for this process, method, article or equipment
Intrinsic element.In the absence of more restrictions, the element limited by sentence " including ... ", it is not excluded that including
There is also other identical elements in the process, method, article or equipment of element.
It mainly include that two kinds of modes of doing business complete payment in the mode that present example provides, the first is using non-contact
Formula on-line mode；Second is using contact on-line mode.Wherein, contactless on-line mode mainly may include: radio frequency
Identify that (radio frequency identification, RFID), (be specifically as follows Bluetooth identities proves (user to bluetooth
Identification, UID)) or the wireless carrier communication technology, being also possible to V2X, (V represents vehicle, and 2 represent to, and X is represented
Any one internet of things equipment, that is, everything, be a kind of vehicle net mechanics of communication, be similar to bluetooth) etc. vehicles Netcom interrogate skill
Art.Touch on-line mode includes: physical connection (such as: charging pile cable).
It before introducing specific scene, introduces first, payment system provided in an embodiment of the present invention, it specifically can be with
It include: vehicle, payment devices (payment devices are arranged on merchant end) and server.
Wherein, can integrate eSE on vehicle, (embedded security chip, specific integration module are totally set according to vehicle factor
Meter and it is different, be generally integrated in vehicle-mounted middle control (head unit)), can have one or more payment in eSE and apply
(applet), these applications can be the application of associated bank card, gas filling card application etc..Meanwhile in order to these payment transactions into
Row manages, and on the head unit of vehicle end, should be equipped with dedicated application program (APP).
Payment devices (at least one terminal device that can refer specifically to merchant end) are responsible for obtaining information of vehicles, initiate to hand over
Easily and establish and vehicle between communication, by between eSE interact realization identity recognize each other and the calculating of trading instruction.Tool
Body may include obtaining information of vehicles；Solicited message is sent to server-side, solicited message includes information of vehicles, to determine vehicle
Whether the corresponding vehicle of information opens payment services；Feedback information is received, feedback information includes indicating that vehicle has opened branch
Pay the information of service；Two-way authentication is established with vehicle according to feedback information to communicate, and completes payment transaction process.It needs to illustrate
It is in a kind of possible example, to need to be transformed on the basis of existing merchant end, increases camera for reading license plate
Number increases the support (such as: supporting bluetooth etc.) of corresponding Near Field Communication agreement.
Server-side (such as: positioned at the secure payment backstage in cloud, it is responsible for management user and information of vehicles, executes Business Stream
Journey, the processing business such as account and settle accounts calculation, the generally industrial applications such as merchant bank backstage or gas filling card), can mainly it refer to
Trusted service management (trusted service management, TSM) positioned at cloud is mainly responsible for answering in management eSE
With the update and key management of program.Automobile payment services management, is mainly responsible for whether the corresponding vehicle of verifying information of vehicles is opened
Logical payment services, and server corresponding with the means of payment in payment services carry out the transmission of data, convenient for completing to be based on
The secure payment of vehicle.
In the following, being based respectively on above two mode of doing business and payment infrastructure (i.e. payment system), the present invention is described in detail is real
The payment scene that example provides.
Fig. 1 shows a kind of payment practical application scene schematic diagram according to an exemplary embodiment of the present invention.
As shown in Figure 1, being using contactless on-line mode.Firstly, it is necessary to use the vehicle for servicing or buying commodity
Drive into specified services end offer lane (such as: gas station, shuttle dining room, pass a bridge, pass by one's way or automatic car-washing room provide vehicle
Road).Be mounted on appropriate location above lane camera capture information of vehicles (such as: license plate number, vehicle identification code
(vehicle identification number, VIN), vehicle color etc.), and be sent to server-side (such as: safety support
Pay service provider), whether the lookup of the reception server-side transmission vehicle has opened the information of payment services, if opened
Logical, merchant end will establish connection by bluetooth UID and vehicle, and carry out two-way authentication and payment instruction with the eSE in vehicle
Request.Specifically, if having opened automatic authorization function in registration service, eSE will be generated directly in response to the request of terminal
Payment instruction (such as: authorization requests message (authenticate request cryptogram, ARQC)), and it is sent to quotient
Family end., whereas if not opening in registration service is automatic authorization function, at this time vehicle (such as: can be head
Unit the application program on) by pop-up window and shows payment information, to allow vehicle user to confirm.It should be noted that
In a kind of example, it can be confirmed by the way of bio-identification or password (such as: PIN code).Then, eSE will be responded
Request generation payment instruction (such as: ARQC), and sent to merchant end.Merchant end, will be to after receiving the payment instruction of eSE
Server-side sends solicited message, so as to server-side and the corresponding server of the means of payment (such as: secure payment service provider with
The corresponding server of the means of payment in payment services) it is verified and is authorized.
Before transaction is initiated, related payment amount will be generated by merchant end, and be sent payment amount to payment devices and asked
Ask transaction.If merchant end and payment devices are not integrated, the employee (e.g., cashier) of trade company is needed to set manually in payment
Standby input.
Payment result is sent back merchant end by payment devices, and merchant end can show or print on an output device knot
Fruit；Meanwhile optionally, payment result also will return to vehicle end by bluetooth connection.
It should be noted that the step of above-mentioned registration service, can specifically include: vehicle receives on head unit
Operated in application program, opening according to prompt carry out business and (be commonly called as empty hair), TSM by according to the instruction of user to corresponding
Secure payment service provider apply for payment token (label), and downloaded in eSE by way of safety, and prompt to use
Token is activated in such a way that secure payment service provider specifies at family.Wherein, in service opening process, it is necessary to include
License plate number, and server-side (such as: the secure payment server in cloud) existing token and license plate must be bound, so as to subsequent branch
Link is paid to use.It uses eSE as a result, and pays the mode of token, the either corresponding operator of bank card or prepaid card
Operator, if having relevant financial card specification and establish label ISP (token service provider,
TSP), the above method may be implemented, make aforesaid way with more flexible.
Second is using contact on-line mode, as shown in Figure 2.
Fig. 2 shows another payment practical application scene schematic diagrames according to an exemplary embodiment of the present invention.
As shown in Fig. 2, firstly, it is necessary to using service or purchase commodity vehicle (such as: the charge port of vehicle end should increase
Adjunction touching payment needs related physical interface to be used) designated position is docked to, and the charging pile (example of payment devices offer is provided
Such as: charging pile charging head should also have the interface to match) charging cable.Charging pile detects whether the vehicle opens payment clothes
Business, if open-minded, can charge directly operation；If not open-minded, user is needed to select other means of payment
Start to charge operation again afterwards.
Under the premise of turn up service, after charging, automatic be passed to is integrated in charging pile by related payment amount
In payment devices, payment devices will carry out two-way authentication and the request of payment instruction by physical interface and eSE.If registering
Automatic authorization function is opened when service, the request for responding payment devices is generated payment instruction (ARQC) by eSE at this time, concurrently
Give payment devices., whereas if do not open automatic authorization function in registration service, the application on head unit at this time
Program is by pop-up window and shows payment information, so as to vehicle user confirmation.It, can be with it should be noted that in a kind of example
Confirmed by the way of bio-identification or password (PIN).Then, eSE will respond the request and generate payment instruction (example
Such as: ARQC), and to payment devices it sends.Payment devices end will send request after receiving the payment instruction of eSE to server-side
Information, so as to server-side and the corresponding server of the means of payment (such as: the branch in secure payment service provider and payment services
Pay the corresponding server of mode) it is verified and is authorized.
Payment result is sent back charging pile by payment devices, and charging pile can carry out the operation of next step accordingly.Meanwhile
In a kind of possible example, payment result also will return to vehicle by physical connection.
It should be noted that this method can be also used for gas station's payment, drive through menu is paid, charging pile is paid,
Automatic car-washing room payment, pass by one's way and the application scenarios of bridge expense payment in, the present invention is only by taking above two application scenarios as an example, packet
It includes but is not limited to above-mentioned application scenarios.In addition, in above-mentioned payment application scenarios, a kind of support EMV (fiscard international norm)
Authentication under system between traction equipment and transaction agent (vehicle), the authentication under EMV system are safer.
In the following, describing in detail respectively to the method for payment under each application scenarios.
Fig. 3 shows the flow chart of method of payment of the one embodiment of the invention based on Fig. 1 scene.
As shown in figure 3, this method may include: firstly, step 310: obtaining information of vehicles；Secondly, step 320: to clothes
Business end sends solicited message, and solicited message includes information of vehicles, to determine whether the corresponding vehicle of information of vehicles opens payment
Service；Then, step 330: receiving feedback information, feedback information is for indicating that vehicle has opened payment services；Then: step
340: two-way authentication communication being established according to feedback information and vehicle, completes payment.
In the following, above-mentioned steps are specifically described respectively:
It based on step 310, can specifically include: call camera shooting vehicle, vehicle letter is obtained according to the picture of vehicle
Breath, wherein information of vehicles includes at least one of following: license plate number, vehicle VIN, vehicle color.
Such as: need using service or purchase commodity vehicle drive into specified services end offer lane (such as: refuel
Stand, shuttle dining room, pass a bridge, passing by one's way or lane that automatic car-washing room provides), be mounted on the camera of appropriate location above lane
Capture information of vehicles (such as: license plate number, vehicle VIN, vehicle color etc.).
Based on step 320, merchant end sends solicited message to server-side, and server-side determines the vehicle according to the solicited message
Whether the corresponding vehicle of information opens payment services, sends feedback information to merchant end based on solicited message.
It is continued to execute based on step 330 when feedback information, which includes, indicates that vehicle has opened the information of payment services
340；Conversely, when feedback information, which includes, indicates that vehicle not yet opens the information of payment services, by presetting channel to vehicle pair
The user terminal answered sends prompt information, and prompt information is used to indicate user terminal and is paid or opened payment clothes using predetermined manner
Business.For example, merchant end can be paid by other channel advice and pay sides using other modes.
Based on step 340, can specifically include: when receiving feedback information, (i.e. feedback information includes having indicated vehicle
Open the information of payment services) when, two-way authentication, which is established, using contactless on-line mode and vehicle communicates.It is contactless online
Mode includes: radio frequency identification, bluetooth or the wireless carrier communication technology.
Wherein, merchant end will by bluetooth UID (under bluetooth mode, other modes will be corresponding by the method for response) with
Vehicle establishes connection, and carries out two-way authentication and the request of payment instruction with the eSE in vehicle.Further, if registering
Opened automatic authorization function when service, eSE by directly in response to the request of terminal generate payment instruction (such as: authorization requests
Message (authenticate request cryptogram, ARQC)), and it is sent to merchant end., whereas if being taken in registration
Not opening when business is automatic authorization function, and the application program on vehicle (such as: can be head unit) is by pop-out at this time
Mouth simultaneously shows payment information, to allow vehicle user to confirm.It should be noted that can be known using biology in a kind of example
Not or the mode of password (PIN) is confirmed.Then, eSE will respond the request generate payment instruction (such as: ARQC), and
It is sent to payment devices.Payment devices will send solicited message to server-side, to service after receiving the payment instruction of eSE
End and the corresponding server of the means of payment (such as: secure payment service provider is corresponding with the means of payment in payment services
Server) it is verified and is authorized.
Before transaction is initiated, related payment amount will be generated by merchant end, and be sent payment amount to payment devices and asked
Ask transaction.If merchant end and payment devices are not integrated, the employee (e.g., cashier) of trade company is needed to set manually in payment
Standby input.
Payment result is sent back merchant end by payment devices, and merchant end can show or print on an output device knot
Fruit；Meanwhile optionally, payment result also will return to vehicle end by bluetooth connection.
It should be noted that the step of above-mentioned registration service, can specifically include: vehicle receives on head unit
Operated in application program, opening according to prompt carry out business and (be commonly called as empty hair), TSM by according to the instruction of user to corresponding
Secure payment service provider apply for payment token (label), and downloaded in eSE by way of safety, and prompt to use
Token is activated in such a way that secure payment service provider specifies at family.Wherein, in service opening process, it is necessary to include
License plate number, and server-side (such as: the secure payment server in cloud) existing token and license plate must be bound, so as to subsequent branch
Link is paid to use.
In a kind of possible example, following step can specifically include in step 350: the cloud payment in server-side
It services the amount of money for sending merchant end to be deducted, to complete payment process.
In the above method, two-way authentication is established with vehicle using the Bluetooth function in contactless on-line mode, is solved
Occur in the prior art by vehicle-mounted Internet fluctuate and transactions velocity influence and cause order execution delay or failure ask
Topic.
Fig. 4 shows the flow chart of method of payment of the one embodiment of the invention based on Fig. 2 scene.
As shown in figure 4, this method may include: firstly, step 410: obtaining information of vehicles；Secondly, step 420: to clothes
Business end sends solicited message, and solicited message includes information of vehicles, to determine whether the corresponding vehicle of information of vehicles opens payment
Service；Then, step 430: receiving feedback information, feedback information is for indicating that vehicle has opened payment services；Then: step
440: two-way authentication communication being established according to feedback information and vehicle, completes payment transaction process.
In the following, above-mentioned steps are specifically described respectively:
Based on step 410, can specifically include: merchant end obtains information of vehicles by physical connection vehicle.Wherein, vehicle
Information includes at least one of following: license plate number, vehicle VIN, motor number.
Such as: need using service or purchase commodity vehicle (such as: the charge port of vehicle end should increase contact payment
Need related physical interface to be used) dock to designated position, and be inserted into merchant end provide charging pile (such as: charging pile charging
Head should also have the interface to match) charging cable.Charging pile detects whether the vehicle opens payment services, if opened
It is logical, then it can charge directly operation；If not open-minded, behaviour is started to charge after needing user to select other means of payment again
Make.
Based on step 420: merchant end sends solicited message to server-side, and server-side determines the vehicle according to the solicited message
Whether the corresponding vehicle of information opens payment services, sends feedback information to merchant end based on solicited message.
It is continued to execute based on step 430 when feedback information, which includes, indicates that vehicle has opened the information of payment services
440.Conversely, when feedback information, which includes, indicates that vehicle not yet opens the information of payment services, by presetting channel to vehicle pair
The user terminal answered sends prompt information, and prompt information is used to indicate user terminal and is paid or opened payment clothes using predetermined manner
Business.For example, merchant end can be paid by other channel advice and pay sides using other modes.
Based on step 440, can specifically include: when receiving including indicating that vehicle opens the information of payment services, benefit
Two-way authentication communication is established with contact on-line mode and vehicle.Wherein, touch on-line mode includes: physical connection.
Further, under the premise of turn up service, after charging, automatic be passed to is integrated in by related payment amount
In the payment devices of charging pile, payment devices will carry out two-way authentication and the request of payment instruction with eSE.If in registration service
When opened automatic authorization function, the request that eSE will respond payment devices at this time generates payment instruction (ARQC), and is sent to
Payment devices., whereas if do not open automatic authorization function in registration service, the application program on head unit at this time
By pop-up window and payment information is shown, so as to vehicle user confirmation.It should be noted that can be used in a kind of example
Bio-identification or the mode of password (PIN) are confirmed.Then, eSE will respond the request generate payment instruction (such as:
ARQC it), and to merchant end sends.Merchant end will send solicited message to server-side after receiving the payment instruction of eSE, so as to
Server-side and the corresponding server of the means of payment (such as: the means of payment pair in secure payment service provider and payment services
The server answered) it is verified and is authorized.
Payment result is sent back merchant end by payment devices, and merchant end can indicate that charging pile carries out the behaviour of next step accordingly
Make.Meanwhile in a kind of possible example, payment result also will return to vehicle by physical connection.
It should be noted that the payment devices of appearance are arranged on merchant end in Fig. 1-Fig. 4.In addition, being related to above-mentioned
In the step of to turn up service, it can be understood as establishing being associated with, establishing vehicle and the means of payment pair for vehicle and server-side
The association for the server-side answered, and establish the association of server-side server-side corresponding with the means of payment；Wherein, it is wrapped in payment services
Containing at least one means of payment.
To sum up, method provided in an embodiment of the present invention can ensure to complete payment and promote safety of payment performance
Meanwhile realizing noninductive payment, to reduce human cost and improve user experience.Specifically, automotive safety payment is realized, because every
One transaction be required to vehicle (such as: eSE), between payment devices (merchant end) and server-side three verified repeatedly,
It can not be replicated, distort and deny.Based on automotive safety pay while, realize noninductive payment (i.e. without artificial ginseng
With, in the case where opening payment services, the interaction of realization vehicle and merchant end), method provided by the present application is made to become vapour
Closest to financial card paying system in vehicle payment.
Fig. 5 shows the structural block diagram of the payment mechanism of one embodiment of the invention offer.
As shown in figure 5, the device 50 can specifically include: module 501 is obtained, for obtaining information of vehicles；
Transceiver module 502, for sending solicited message to server-side, solicited message includes information of vehicles, to determine vehicle
Whether the corresponding vehicle of information opens payment services；
Transceiver module 502 is also used to, and receives feedback information, and feedback information includes indicating that vehicle opens the letter of payment services
Breath；
Processing module 503 completes payment for establishing two-way authentication communication according to feedback information and vehicle.
Wherein, obtaining module 501 specifically can be used for, and shoot vehicle, obtain information of vehicles according to the picture of vehicle；Or
Person obtains information of vehicles by physical connection vehicle.Further, when obtaining information of vehicles using the picture of vehicle, vehicle
Information includes at least one of following: license plate number, vehicle VIN, vehicle color.Vehicle is obtained when passing through physical connection vehicle
When information, information of vehicles includes at least one of following: license plate number, vehicle VIN, motor number.
In addition, above-mentioned feedback information can be also used for indicating that vehicle does not open payment services.
Transceiver module 502 can be also used for, and sends prompt information to the corresponding user terminal of vehicle by default channel, prompts
Information is used to indicate user terminal and perhaps opens payment services for example, to merchant end or instruction using predetermined manner payment
Merchant end shows that user terminal does not open related service to employee (such as: cashier), needs to pay by other means.
Wherein, above-mentioned to open payment services, comprising: to establish being associated with, establishing vehicle and the means of payment for vehicle and server-side
The association of corresponding server-side, and establish the association of server-side server-side corresponding with the means of payment；Wherein, in payment services
Include at least one means of payment.
Processing module 503 specifically can be used for, when receiving including indicating that vehicle has opened the information of payment services,
Two-way authentication is established using contactless on-line mode or contact on-line mode and vehicle to communicate.Wherein, contactless
Machine mode includes: radio frequency identification, bluetooth or the wireless carrier communication technology；Touch on-line mode includes: physical connection.
Fig. 6 shows the structural block diagram of the payment devices of one embodiment of the invention offer.
As shown in fig. 6, the equipment may include processor 601, the memory 602 for being stored with computer program instructions and
Camera 603.
Specifically, above-mentioned processor 601 may include central processing unit (CPU) or specific integrated circuit
(application specific integrated circuit, ASIC), or may be configured to implement the application implementation
One or more integrated circuits of example.
Memory 602 may include the mass storage for data or instruction.For example it rather than limits, memory
602 may include hard disk drive (hard disk drive, HDD), floppy disk drive, flash memory, CD, magneto-optic disk, tape or logical
With the combination of universal serial bus (universal serial bus, USB) driver or two and its above.Suitable
In the case of, memory 602 may include the medium of removable or non-removable (or fixed).In a suitable case, memory 602
It can be inside or outside synthesized gateway equipment.In a particular embodiment, memory 602 is non-volatile solid state memory.?
In specific embodiment, memory 602 includes read-only memory (ROM).In a suitable case, which can be masked edit program
ROM, programming ROM (PROM), erasable PROM (EPROM), electric erasable PROM (EEPROM), electrically-alterable ROM
(EAROM) or flash memory or two or and its above combination.
Processor 601 is by reading and executing the computer program instructions stored in memory 602, to realize above-mentioned implementation
Any one method of payment in example.
Camera 603 obtains information of vehicles, further, shoots vehicle, obtains information of vehicles according to the picture of vehicle,
In, information of vehicles includes at least one of following: license plate number, vehicle VIN, vehicle color.
Transceiver 604 is mainly used for realizing each module, device, unit, user terminal in the embodiment of the present invention, or service
The communication between at least two in device.
In one example, which may also include bus 605.Wherein, as shown in fig. 6, processor 601, memory
602, camera 603 and transceiver 604 connect by bus 605 and complete mutual communication.
Bus 605 includes hardware, software or both, will be coupled to each other together in above-mentioned component.For example it rather than limits
System, bus may include accelerated graphics port (AGP) or other graphics bus, enhancing Industry Standard Architecture (EISA) bus, front end
Bus (FSB), super transmission (HT) interconnection, the interconnection of Industry Standard Architecture (ISA) bus, infinite bandwidth, low pin count (LPC) are total
Line, memory bus, micro- channel architecture (MCA) bus, peripheral component interconnection (PCI) bus, PCI-Express (PCI-X) are total
Line, Serial Advanced Technology Attachment (SATA) bus, Video Electronics Standards Association part (VLB) bus or other suitable buses or
The combination of two or more the above of person.In a suitable case, bus 605 may include one or more buses.Although
Specific bus has been described and illustrated in the embodiment of the present application, but the application considers any suitable bus or interconnection.
According to the embodiment of another further aspect, a kind of computer readable storage medium is also provided, is stored thereon with computer journey
Sequence enables computer execute and combines method described in Fig. 1 to Fig. 5 when computer program executes in a computer.
Above specific embodiment has carried out further in detail the purpose of the present invention, technical scheme and beneficial effects
Illustrate, it should be understood that the above is only a specific embodiment of the invention, the protection model that is not intended to limit the present invention
It encloses, all any modification, equivalent substitution, improvement and etc. on the basis of technical solution of the present invention, done, this should all be included in
Within the protection scope of invention.
In the above-described embodiments, can come wholly or partly by software, hardware, firmware or any combination thereof real
It is existing.When implemented in software, it can entirely or partly realize in the form of a computer program product.Computer program product
Including one or more computer instructions, when run on a computer, so that computer executes in above-mentioned each embodiment
The method of description.When loading on computers and executing computer program instructions, entirely or partly generate according to of the invention real
Apply the process or function of example.Computer can be general purpose computer, special purpose computer, computer network or other are programmable
Device.Computer instruction may be stored in a computer readable storage medium, or from a computer readable storage medium to
Another computer readable storage medium transmission, for example, computer instruction can be from web-site, computer, a server
Or data center is (such as infrared, wireless, micro- by wired (such as coaxial cable, optical fiber, Digital Subscriber Line (DSL)) or wireless
Wave etc.) mode transmitted to another web-site, computer, server or data center.Computer readable storage medium
It can be any usable medium or include the integrated server of one or more usable mediums, number that computer can access
According to data storage devices such as centers.Usable medium can be magnetic medium, (for example, floppy disk, hard disk, tape), optical medium (example
Such as, DVD) or semiconductor medium (such as solid state hard disk) etc..
The apparatus embodiments described above are merely exemplary, wherein unit can be as illustrated by the separation member
Or may not be and be physically separated, component shown as a unit may or may not be physical unit, i.e.,
It can be located in one place, or may be distributed over multiple network units.It can select according to the actual needs therein
Some or all of the modules achieves the purpose of the solution of this embodiment.Those of ordinary skill in the art are not paying creative labor
In the case where dynamic, it can understand and implement.
It should be clear that the invention is not limited to described in foregoing embodiments and specific configuration shown in figure
And processing.For convenience of description and succinctly, it is omitted here the detailed description to known method, and foregoing description is
The specific work process of system, module and unit, can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
Those skilled in the art can be understood that method process of the invention is not limited to described and illustrated
Specific steps, anyone skilled in the art after understanding spirit of the invention, the invention discloses skill
Be variously modified within the scope of art, modification and addition or equivalence replacement and the sequence between changing the step, these modifications or
Replacement should be covered by the protection scope of the present invention.
Claims (13)
1. a kind of method of payment characterized by comprising
Obtain information of vehicles；
Solicited message is sent to server-side, the solicited message includes the information of vehicles, to determine the information of vehicles pair
Whether the vehicle answered opens payment services；
Feedback information is received, the feedback information includes indicating that the vehicle opens the information of payment services；
Two-way authentication communication is established according to the feedback information and the vehicle, completes payment.
2. method according to claim 1, which is characterized in that the acquisition information of vehicles, comprising:
The vehicle is shot, the information of vehicles is obtained according to the picture of the vehicle；Alternatively,
The information of vehicles is obtained by vehicle described in physical connection.
3. method according to claim 2, which is characterized in that when the picture acquisition information of vehicles using the vehicle
When, the information of vehicles includes at least one of following: license plate number, vehicle model, vehicle color.
4. method according to claim 1 or claim 2, which is characterized in that obtain the vehicle when passing through vehicle described in physical connection
When information, the information of vehicles includes at least one of following: license plate number, vehicle identification code, motor number.
5. method according to claim 1, which is characterized in that the feedback information further includes indicating that the vehicle is not yet open-minded
The information of payment services.
6. method according to claim 5, which is characterized in that two-way recognize being established according to the feedback information and the vehicle
Before the step of card, further includes:
Prompt information is sent to the corresponding user terminal of the vehicle by default channel, the prompt information is used to indicate the use
Family end is paid or is opened payment services using predetermined manner.
7. method according to claim 1 or 5, which is characterized in that it is described open payment services be establish the vehicle with
The association of the server-side, the association for establishing vehicle server-side corresponding with the means of payment, and establish the server-side
The association of server-side corresponding with the means of payment；Wherein, at least one means of payment is included in the payment services.
8. two-way recognizing the method according to claim 1, wherein being established according to the feedback information and the vehicle
Card, comprising:
When receiving including indicating that the vehicle opens the information of payment services, in the way of contactless or contact side
Formula and the vehicle establish the communication connection of two-way authentication.
9. according to the method described in claim 8, it is characterized in that, the contactless on-line mode includes: radio frequency identification, indigo plant
Tooth or the V2X car networking mechanics of communication wireless carrier communication technology；The touch on-line mode includes: physical connection.
10. a kind of payment mechanism characterized by comprising
Module is obtained, for obtaining information of vehicles；
Transceiver module, for sending solicited message to server-side, the solicited message includes the information of vehicles, to determine
State whether the corresponding vehicle of information of vehicles opens payment services；
The transceiver module is also used to, and receives feedback information, and the feedback information includes indicating that the vehicle opens payment services
Information；
The processing module completes payment for establishing two-way authentication communication according to the feedback information and the vehicle.
11. a kind of payment devices characterized by comprising one or more processors, camera, memory and one or
Multiple computer programs, wherein one or more of computer programs are stored in the memory, one or more
A computer program includes instruction, when described instruction executes in a device, the equipment is enabled to execute following steps:
Obtain information of vehicles；
Solicited message is sent to server-side, the solicited message includes the information of vehicles, to determine the information of vehicles pair
Whether the vehicle answered opens payment services；
Feedback information is received, the feedback information includes indicating that the vehicle opens the information of payment services；
Two-way authentication communication is established according to the feedback information and the vehicle, completes payment.
12. a kind of payment system characterized by comprising
Payment devices, for obtaining information of vehicles；Solicited message is sent to server-side, the solicited message includes the vehicle letter
Breath；Feedback information is received, the feedback information includes indicating that the vehicle opens the information of payment services；According to the feedback letter
Breath establishes two-way authentication communication with the vehicle, completes payment；
The server-side, for determining whether the corresponding vehicle of the information of vehicles opens payment clothes according to the solicited message
Business；The feedback information is sent to the payment devices；
The vehicle, for establishing two-way authentication communication with the payment devices.
13. a kind of computer readable storage medium, which is characterized in that the computer readable storage medium includes instruction, works as institute
Instruction is stated when running on computers, so that the computer executes the method for payment as described in any one of claim 1-9.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910074136.XA CN109858916A (en) | 2019-01-25 | 2019-01-25 | A kind of method of payment, device, equipment, system and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910074136.XA CN109858916A (en) | 2019-01-25 | 2019-01-25 | A kind of method of payment, device, equipment, system and storage medium |
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| CN109858916A true CN109858916A (en) | 2019-06-07 |
Family
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910074136.XA Pending CN109858916A (en) | 2019-01-25 | 2019-01-25 | A kind of method of payment, device, equipment, system and storage medium |
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| CN110298649A (en) * | 2019-06-27 | 2019-10-01 | 陕西维纳传媒股份有限公司 | A kind of noninductive method of payment and its system for gas station |
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| CN111062718B (en) * | 2019-12-11 | 2021-06-01 | 北京牛卡福网络科技有限公司 | Method, apparatus, system, and medium for secure transactions |
| CN111461686A (en) * | 2020-03-06 | 2020-07-28 | 广汽蔚来新能源汽车科技有限公司 | Payment method and device applied to vehicle, computer equipment and storage medium |
| CN111695909A (en) * | 2020-06-11 | 2020-09-22 | 支付宝(杭州)信息技术有限公司 | Non-inductive payment method and device and electronic equipment |
| TWI829023B (en) * | 2020-11-23 | 2024-01-11 | 日商樂天集團股份有限公司 | Method, non-transistory computer-readable storage media and device for device tracking and contactless order delivery and pick up |
| CN115220989A (en) * | 2021-07-29 | 2022-10-21 | 广州汽车集团股份有限公司 | Payment software monitoring method, device and system |
| CN115220989B (en) * | 2021-07-29 | 2024-03-29 | 广州汽车集团股份有限公司 | Payment software monitoring method, device and system |
| CN114973761A (en) * | 2022-05-25 | 2022-08-30 | 重庆长安汽车股份有限公司 | System, method and storage medium for automatically parking vehicles in parking lot to pass through barrier gate |
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Application publication date: 20190607 |