CN106952086A - In-vehicle payment system and method - Google Patents
In-vehicle payment system and method Download PDFInfo
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- CN106952086A CN106952086A CN201710074055.0A CN201710074055A CN106952086A CN 106952086 A CN106952086 A CN 106952086A CN 201710074055 A CN201710074055 A CN 201710074055A CN 106952086 A CN106952086 A CN 106952086A
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- 238000000034 method Methods 0.000 title claims abstract description 17
- 238000013475 authorization Methods 0.000 claims abstract description 6
- 230000005540 biological transmission Effects 0.000 claims description 25
- 238000012795 verification Methods 0.000 claims description 22
- 238000004891 communication Methods 0.000 claims description 13
- 238000000151 deposition Methods 0.000 claims description 8
- 238000003860 storage Methods 0.000 claims description 6
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 claims 1
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- 238000004590 computer program Methods 0.000 description 7
- 238000012986 modification Methods 0.000 description 5
- 230000004048 modification Effects 0.000 description 5
- 238000012545 processing Methods 0.000 description 5
- 230000006870 function Effects 0.000 description 4
- 230000008901 benefit Effects 0.000 description 2
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
Abstract
The embodiment of the invention provides a system and a method for payment in a vehicle. The system comprises a mobile device, a shop system, a cloud platform and a payment system; the mobile device receives user carrying data containing vehicle identification information and user identification information and transmits the user carrying data to the cloud platform; the shop system identifies the consumer vehicle and generates order data, and when the shop confirms that the user pays in the vehicle, the shop system transmits the vehicle identification information and the order data to the cloud platform to request for paying the order; the method comprises the steps that the cloud platform confirms that user carrying data corresponding to vehicle identification information exists, order data required to be paid by a shop are notified to a user in a vehicle for payment confirmation, the cloud platform receives the user payment data and then carries out authentication and authorization on a payment system, and a payment result is replied to the shop system and a mobile device; the shop system receives the payment notice and provides the service to the user. The inconvenience that a user needs to get off the vehicle, queue and change when consuming can be avoided, and the risk of embezzlement can be reduced.
Description
Technical field
The present invention relates to communication technical field, more particularly to a kind of System and method for of in-car payment.
Background technology
In the prior art, with a Taiwan Patent Vehicle positioning system and the framework of electronic charging, the patent No.：
It is highway electric charging method exemplified by TW200705318, senses roadside device through automobile-used terminating machine, and obtain vehicle
Behind position, calculate toll and directly deducted the fee by automobile-used terminal chip card, but the prior Stored Value of automobile-used terminal chip card palpus, and
As the non-car owner of car user expense can be caused to dispute on.
The method that the parking for needing to charge is managed with a Taiwan Patent, the patent No.：It is that user must be with exemplified by TW 454160
Mobile phone dials into rear end parking service device, and inputs down time and vehicle number information, rear end parking service device computational costs
Bind account deduction in advance by user afterwards, but user must voluntarily input consumption information, and parking service device in rear end can just be calculated
Expense, it is quite inconvenient.
Road toll road information park pricing air navigation aid and system, patent are done with another Chinese patent automobile telephone
Number：It is to be received with the into/out mobile telephone network base station scope of automobile telephone signal as road exemplified by CN101536043
Take the foundation calculated, account is bound in advance through automobile telephone, carry out road cost and withhold, but it is same as the non-car owner of car user
Vehicle is in which mobile telephone network base station scope when expense can be caused to dispute on, and being only capable of defining consumption, it is difficult to be generalized to one
As business application.
The patent to sum up enumerated, its system all must specify payment account number in advance by user, and as the non-car owner of car user
Expense can be caused to dispute on, it is extremely inconvenient；Furthermore, above-mentioned patent is all to pay vehicles expense itself, it is impossible to extend to one
As business application.
The content of the invention
The purpose of the embodiment of the present invention is to provide a kind of System and method for of in-car payment, for solving to need in the prior art
Want user to specify payment account number in advance, and the problem of expense is disputed on can be caused as the non-car owner of car user.
The purpose of the present invention is achieved through the following technical solutions：
A kind of system of in-car payment, including mobile device, store system, high in the clouds platform and payment system；
Wherein, mobile device, including：
Communication unit, for connecting network；
Module by bus, multiplies load data and transmits the user for receiving user and multiply load data to high in the clouds platform；Wherein,
The user, which multiplies load data, includes customer identification information and vehicle identification information；
Payment module, is paid for receiving order data and transmission payment data to high in the clouds platform；Wherein, described pair
Amount of money is according to including payment verification data and payment numbering；
Display module, for showing the order data and payment result；
Wherein, the store system, including：
Order module, for producing the order data, and transmits the order data and the vehicle identification information extremely
The high in the clouds platform, and receive the payment result of the high in the clouds platform；Wherein, the order data includes O/No. and disappeared
Take the amount of money；
Shop database, for storing the order data and the payment result；
Wherein, the high in the clouds platform, including：
People's car management module, the user for receiving and managing mobile device multiplies load data；
Transaction modules, for receiving the order data and the vehicle identification information of the store system and receiving
After the payment data of the mobile device, confirm to pay user identity, transmit the payment data to payment system and carry out
Trading Authorization simultaneously receives its payment result；
Cloud database, multiplies load data, the order data and the payment result for depositing the user；
The payment system, for receiving after the order data and the payment data, verifies that the payment data has
Effect property, returns the payment result of the order data.
It is preferred that in the system, the mobile device also includes electric label unit, the store system also includes label
Read module, wherein：
The electric label unit, is passed back separately for storing the vehicle identification information, and after a wireless signal is received
One includes the wireless signal of the vehicle identification information；
The label read module, for sending a wireless signal and receiving another nothing containing the vehicle identification information
Line signal.
It is preferred that the mobile device, also includes：
Security component unit, the payment for depositing user is numbered.
It is preferred that the store system, also includes：
Image unit, license plate image is obtained for shooting；
Train number recognition module, for receiving the license plate image and the vehicle identification being identified from the license plate image
Information.
It is preferred that the network of connection is communication network.
It is preferred that the payment verification data, for confirming to pay user identity, be pre-set in by user it is described
High in the clouds platform calculates what is obtained by the customer identification information；When confirming to pay user identity, the friendship of the high in the clouds platform
The corresponding payment verification data of customer identification information that easy module multiplies load data specifically for comparing the user of storage are filled with mobile
The payment verification data of transmission are put, to confirm that this payment is authorized by the user that rides.
It is preferred that the transaction modules of the high in the clouds platform are received after the payment numbering of payment data, transmission is described to pay
When amount of money is according to payment system, the corresponding payment account of payment numbering is taken out specifically for inquiring about the cloud database,
Transmission includes the payment data of the payment account to the payment system.
It is preferred that the numbering that pays is to be manually entered by user, deposit in the payment module in advance, or from
Read in the nextport hardware component NextPort of the mobile device, wherein the nextport hardware component NextPort is security component unit.
It is preferred that the vehicle identification information, is the number-plate number, electric label numbering or the identification for recognizing vehicle
Value.
It is preferred that the customer identification information, is identification card number, telephone number or the identification for identifying user identity
Value.
It is preferred that people's car management module, the individual for being previously set according to user multiplies load combination and determined whether
It is legal to multiply load data.
A kind of method of in-car payment, including：
Using mobile device, transmission user multiplies load data to high in the clouds platform；
The vehicle identification information for the vehicle that identification consumption user is taken；
The vehicle identification information Request Payment taken according to order data and consumption user；
Confirm that the user being consistent with vehicle identification information multiplies load data；
By mobile device and high in the clouds platform, receive order data and paid the bill；
High in the clouds platform carries out payment authorization to payment system, and store system obtains payment result with mobile device.
It is preferred that the user multiplies load data, including vehicle identification information and customer identification information.
In a kind of System and method for for in-car payment that the embodiment of the present invention is provided, when being compared to each other with prior art,
More for following advantages：
Because possessing the relevance of user and vehicle in the scheme of the embodiment of the present invention, when shop Request Payment, it can notify
To in-car user, therefore user can be not necessary to getting off payment of be just easily accomplished, and the queuing that must be got off when can exempt customer consumption is with looking for
Zero inconvenience.It is different from conventional vehicle to withhold using single payment account, the requestee of this programme and the relation of automobile are in car
Interior dynamic is set up.Thus it may achieve：Different payment account numbers can be used according to different people.It can confirm that requestee concludes the transaction in the car
Non-repudiation.Shop can not obtain user-pay accounts information, and reduce and usurp risk.
Brief description of the drawings
Fig. 1 is one of configuration diagram of system of in-car payment provided in an embodiment of the present invention；
Fig. 2 is the two of the configuration diagram of the system of in-car payment provided in an embodiment of the present invention；
Fig. 3 is the three of the configuration diagram of the system of in-car payment provided in an embodiment of the present invention；
Fig. 4 is the four of the configuration diagram of the system of in-car payment provided in an embodiment of the present invention；
The flow chart for the method that Fig. 5 pays the bill for in-car provided in an embodiment of the present invention.
Description of reference numerals：
100 mobile devices
110 by bus module
120 payment modules
130 display modules
140 communication units
150 security component units
160 electric label units
200 store systems
210 order modules
220 shop databases
230 Train number recognition modules
240 image units
250 label read modules
300 high in the clouds platforms
310 people's car management modules
320 transaction modules
330 cloud databases
400 payment systems
S510~S560 payment processes
Embodiment
In order to make the purpose , technical scheme and advantage of the present invention be clearer, below in conjunction with the accompanying drawings and embodiment, it is right
The present invention is further elaborated.It should be appreciated that specific embodiment described herein is only to explain the present invention, but simultaneously
It is not used in the restriction present invention.
The embodiment of the present invention provides a kind of system of in-car payment, including mobile device, store system, high in the clouds platform and branch
The system of paying；
Wherein, mobile device, including：
Communication unit, for connecting network；
Module by bus, for receiving, user multiplies load data and transmission user multiplies load data to high in the clouds platform；Wherein, user
Multiplying load data includes customer identification information and vehicle identification information；
Payment module, is paid for receiving order data and transmission payment data to high in the clouds platform；Wherein, payment number
According to including payment verification data and payment numbering；
Display module, for showing order data and payment result；
Wherein, store system, including：
Order module, for producing order data, and transmits order data and vehicle identification information to high in the clouds platform, and
Receive the payment result of high in the clouds platform；Wherein, order data includes O/No. and spending amount；
Shop database, for storing order data and payment result；
Wherein, high in the clouds platform, including：
People's car management module, multiplies load data for receiving and managing the user of mobile device；
Transaction modules, for receiving the order data and vehicle identification information of store system and receiving paying for mobile device
Amount of money confirms to pay user identity, transmission payment data to payment system, which is traded, authorizes and receive its payment result after；
Cloud database, multiplies load data, order data and payment result for depositing user；
Payment system, for receiving after order data and payment data, verifies payment data validity, returns order data
Payment result.
Because possessing the relevance of user and vehicle in the scheme of the embodiment of the present invention, when shop Request Payment, it can notify
To in-car user, therefore user can be not necessary to getting off payment of be just easily accomplished, and the queuing that must be got off when can exempt customer consumption is with looking for
Zero inconvenience.It is different from conventional vehicle to withhold using single payment account, the requestee of this programme and the relation of automobile are in car
Interior dynamic is set up.Thus it may achieve：Different payment account numbers can be used according to different people.It can confirm that requestee concludes the transaction in the car
Non-repudiation.Shop can not obtain user-pay accounts information, and reduce and usurp risk.
It is preferred that in the system, mobile device also includes electric label unit, store system also includes label and reads mould
Block, wherein：
Electric label unit, for storing vehicle identification information, and passes back after a wireless signal is received and another to include car
The wireless signal of identification information；
Label read module, for sending a wireless signal and receiving another wireless signal containing vehicle identification information.
It is preferred that mobile device, also includes：
Security component unit, the payment for depositing user is numbered.
It is preferred that store system, also includes：
Image unit, license plate image is obtained for shooting；
Train number recognition module, for receiving license plate image and vehicle identification information being identified from license plate image.
It is preferred that the network of connection is communication network.
It is preferred that payment verification data, are to be pre-set in high in the clouds by user to put down for confirming to pay user identity
Platform calculates what is obtained by customer identification information；When confirming to pay user identity, the transaction modules of high in the clouds platform specifically for
The payment that the corresponding payment verification data of customer identification information that the user of comparison storage multiplies load data are transmitted with mobile device is tested
Data are demonstrate,proved, to confirm that this payment is authorized by the user that rides.
It is preferred that the transaction modules of high in the clouds platform are received after the payment numbering of payment data, transmission payment data to payment
During system, the corresponding payment account of payment numbering is taken out specifically for inquiry cloud database, transmission includes the branch and paid a bill
The payment data at family is to payment system.
It is preferred that it is to be manually entered by user, deposit in payment module in advance to pay numbering, or from mobile device
Nextport hardware component NextPort in read, wherein the nextport hardware component NextPort be security component unit.
It is preferred that vehicle identification information, is the number-plate number, electric label numbering or the discre value for recognizing vehicle.
It is preferred that customer identification information, is identification card number, telephone number or the discre value for identifying user identity.
It is preferred that people's car management module, the individual for being previously set according to user multiply load combination determine whether it is legal
Multiply load data.
Hereinafter, a kind of system of in-car payment provided in an embodiment of the present invention is further illustrated with reference to accompanying drawing：
Refer to shown in Fig. 1, the embodiment of the present invention provides a kind of system of in-car payment, and it mainly includes mobile device
100, can be intelligent mobile phone, automotive system, Che Shangji (On-Board Unit), online intelligent mobile phone and automobile system
System etc., it includes communication unit 140, for connecting network, its network for communication network or it is any can on-line network framework；Multiply
Car module 110, for receiving, user multiplies load data and transmission user multiplies load data to high in the clouds platform；Wherein, the user multiplies
Carrying data includes customer identification information and vehicle identification information；Payment module 120, for receiving order data and transmission payment number
Paid according to high in the clouds platform 300；Wherein, the payment data includes payment verification data and pays numbering；Display module
130, can be display screen, for showing order data and payment result；Store system 200, including order module 210, are used
In generation order data, and shop database 220 is stored in, order data includes O/No. and spending amount, and transmission is ordered
Forms data and vehicle identification information receive the payment result of high in the clouds platform 300 to high in the clouds platform 300；High in the clouds platform 300,
Including people's car management module 310, multiply load data for receiving and managing the user of mobile device 100；Transaction modules 320, are used for
After the order data and vehicle identification information that receive store system 200 and the payment data for receiving mobile device 100, branch is confirmed
User identity is paid, transmission payment data to payment system 400, which is traded, authorizes and receive its payment result；Cloud database
330, multiply load data, order data and its payment result for depositing user；Payment system 400, for receive order data and
After payment data, payment data validity is verified, the payment result of order is returned.
Wherein, as shown in figure 3, mobile device 100, can also include electric label unit 160, storage vehicle identification letter
Breath, and pass another wireless signal for including vehicle identification information back after a wireless signal is received；Or it is as shown in figure 4, mobile
Device 100, can include security component unit 150, and the payment for depositing user is numbered.
Wherein, as shown in Fig. 2 store system 200, can also include image unit 240, car plate figure is obtained for shooting
Picture；And Train number recognition module 230, for receiving license plate image and vehicle identification information being identified from license plate image；Or, such as
Shown in Fig. 3, store system 200 can also include label read module 250, contain vehicle for sending wireless signal and receiving
The wireless signal of identification information.
Based on same inventive concept, the embodiment of the present invention also provides a kind of method of in-car payment, as shown in figure 5, bag
Include：
S510 multiplies load data to high in the clouds platform using mobile device transmission user；
The vehicle identification information for the vehicle that S520 identifications consumption user is taken；
The vehicle identification information Request Payment that S530 takes according to order data and consumption user；
S540 confirms that the user being consistent with vehicle identification information multiplies load data；
S550 is received order and paid the bill by mobile device and high in the clouds platform；
S560 high in the clouds platform carries out payment authorization to payment system, and store system obtains result with mobile device.
From above-mentioned flow, based on the system shown in Fig. 1, embodiments thereof is as follows：
User receives user and multiplies load data by mobile device module of riding, and returns the user to multiply load data flat to high in the clouds
Platform people's car management module, the user multiplies load data and comprises at least customer identification information, vehicle identification information, high in the clouds platform people Che Guan
Manage module reception user and multiply load data, and record user and multiply load data in cloud database, this step primarily to obtaining car
Associate by bus with people, represent which user has gone up which chassis at present, during for follow-up shop requirement payment from vehicles, order numbers
According to can transmit to in-car, so that user confirms to pay the bill, vehicle identification information is vehicle unique identification value, can be a code information,
For example：The number-plate number or vehicle electric label code name etc., customer identification information are used to identifying user identity, can be code name letter
Breath, for example：ID card No., Mobile Directory Number etc., by bus module receive user multiply carry data mode can be manual by user
Input, intelligent mobile phone and the online automatic acquirement Mobile Directory Number of automotive system with vehicle identification information, also or tool intelligently
Vehicle electric label can be read in type mobile phone tool NFC (Near Field Communication, wireless near field communication) function, enters
One step, user can multiply load combination in high in the clouds platform people's car management module setting individual in advance, only allow individual to multiply and carry multiplying for combination
Follow-up payment program can just be carried out by recording record, for example：Customer identification information 0910123123 can only take vehicle identification information
ABC-123, XYZ-456, if the user that high in the clouds platform people's car management module is received multiplies load, data do not meet user and are previously set
It is legal multiply load combination, then high in the clouds platform does not allow foundation to multiply to record record；User drives to shop to be consumed, and store system is known
Other consumption user takes the vehicle identification information of vehicle；Store system order management module is produced according to customer consumption project and ordered
Single, warp-wise consumption user confirms that, using in-car payment, the vehicle identification information and order that consumption user is taken into vehicle are transmitted
Paid the bill to high in the clouds Platform Requirements；The transaction modules of high in the clouds platform receive vehicle identification information and order data, and by people's car
Management module confirms that high in the clouds platform database has the user for meeting the vehicle identification information to multiply load data, high in the clouds platform transmission order
Data are to mobile device, it is desirable to which user confirms payment, and mobile device also can be actively to the inquiry of high in the clouds platform with the presence or absence of the car that is consistent
The user of identification information multiplies load data, and receives the order data of pending payment, and the payment module of mobile device receives pending payment
Order data be presented in display screen, and transmission user payment data to high in the clouds platform, confirm to pay the order, the payment
Packet data containing payment verification and pay numbering, wherein, payment verification data system to confirm pay user identity, can by with
Family is pre-set in high in the clouds platform, is calculated by customer identification information and obtained, and pays and numbers its counterpart expenditure account, pays numbering and takes
Must originate can be manually entered by user, have previously been stored in payment module；High in the clouds platform is received after the payment data of mobile device, warp
Multiply the payment verification number that the corresponding payment verification data of customer identification information of load data are transmitted with mobile device by comparing user
According to confirm that this time payment system is authorized by the user that rides, and inquire about to pay the payment account corresponding to numbering, transmission is included should
The payment data of payment account to payment system is traded mandate, and transmits payment result to store system and mobile device.
When store system also includes image unit and Car license recognition module, embodiments thereof is as follows：
User receives user and multiplies load data (comprising customer identification information and the number-plate number) by mobile device module of riding,
And transmit the user and multiply load data to high in the clouds platform people's car management module, high in the clouds platform people's car management module receives user and multiplies load number
According to, and record user multiply load data in cloud database；User drives to shop to be consumed, and store system passes through image unit
Shoot and carry out the vehicle license plate image that shop consumption user is taken, and the number-plate number is automatically identified by the license plate image；Store system
Order management module produces order according to user bought item, and warp-wise user is confirmed using in-car payment, by the number-plate number and orders
Patrilineal line of descent with only one son in each generation is delivered to high in the clouds Platform Requirements and paid the bill；High in the clouds platform transaction modules receive the number-plate number and order data, and by people's car
Management module confirms that high in the clouds platform database has the user for meeting the number-plate number to multiply load data, high in the clouds platform transmission order data
To mobile device, it is desirable to which user confirms payment, mobile device actively can also whether there is and the number-plate number to the inquiry of high in the clouds platform
The user being consistent multiplies load data, and receives pending payment order data, and the payment module of mobile device receives the order numbers of pending payment
According to display screen, and the payment data for transmitting user is presented in high in the clouds platform, confirm to pay the order, the payment data is included
Numbering is paid, its counterpart expenditure account is numbered in the payment, paying numbering acquirement source can be manually entered by user, had previously been stored in
Payment module；High in the clouds platform is received after the payment data of mobile device, and the customer identification information for carrying data is multiplied via comparison user
The payment verification data that corresponding payment verification data are transmitted with mobile device, to confirm that this payment is awarded by the user that rides
Power, and the payment account corresponding to payment numbering is inquired about, payment data of the transmission comprising the payment account to payment system is carried out
Trading Authorization, and payment result is transmitted to store system and mobile device.
When mobile device, which also includes electric label unit, store system, also includes label read module, embodiments thereof
It is as follows：
User is received user and multiplies load data and (believed comprising customer identification information and vehicle identification by mobile device module of riding
Breath), and transmit the user and multiply load data to high in the clouds platform people's car management module, high in the clouds platform people's car management module receives user and multiplied
Data are carried, and record user and multiply load data in cloud database；User is driven to shop to be consumed, and store system label is read
Module send a wireless signal read come shop consumption user take the vehicle electric label of vehicle, and receive the vehicle electric roll up
Wireless signal of the mark passback containing vehicle identification information；Store system order management module is produced according to user's bought item and ordered
Single, warp-wise user confirms, using in-car payment, vehicle identification information and order data to be sent into high in the clouds Platform Requirements and paid
Money；High in the clouds platform transaction modules receive vehicle identification information and order data, and confirm high in the clouds platform number by people's car management module
There is the user for meeting the vehicle identification information to multiply load data according to storehouse, high in the clouds platform transmits order data to mobile device, it is desirable to use
Family confirms payment, and mobile device also can be inquired about actively to high in the clouds platform multiplies load with the presence or absence of the user being consistent with vehicle identification information
Data, and pending payment order data is received, the order data of the payment module reception pending payment of mobile device is presented in display screen
Curtain, and the payment data for transmitting user is to high in the clouds platform, confirms to pay the order, the payment data includes paying numbering, the branch
Pay and number its counterpart expenditure account, paying numbering acquirement source can be manually entered by user, have previously been stored in payment module；High in the clouds
Platform is received after the payment data of mobile device, and the corresponding payment verification of customer identification information for carrying data is multiplied via comparison user
The payment verification data that data are transmitted with mobile device, to confirm that this payment is authorized by the user that rides, and inquire about payment
The corresponding payment account of numbering, payment data to payment system of the transmission comprising the payment account is traded mandate, and passes
Payment result is sent to store system and mobile device.
When mobile device also includes security component unit, embodiments thereof is as follows：
User is received user and multiplies load data and (believed comprising customer identification information and vehicle identification by mobile device module of riding
Breath), and transmit the user and multiply load data to high in the clouds platform people's car management module, high in the clouds platform people's car management module receives user and multiplied
Data are carried, and record user and multiply load data in cloud database；User drives to shop to be consumed, and store worker's identification comes shop
The vehicle license plate number that consumption user is taken；Store system order management module produces order, warp-wise according to user's bought item
User confirms, using in-car payment, the number-plate number and order to be sent into high in the clouds Platform Requirements and paid the bill；High in the clouds platform transaction
Module receives the number-plate number and order data, and confirms that high in the clouds platform database has by people's car management module and meet the number-plate number
User multiply load data, high in the clouds platform transmits order data to mobile device, it is desirable to which user confirms payment, and mobile device can also be led
The platform inquiry of trend high in the clouds multiplies load data with the presence or absence of the user being consistent with the number-plate number, and receives pending payment order data, moves
The order data that dynamic device payment module receives pending payment is presented in display screen, and when user confirms to pay the bill, payment module is read
The payment numbering that security component unit is stored is taken, the payment data of user is transmitted to high in the clouds platform, confirms to pay the order；High in the clouds
Platform is received after the payment data of mobile device, and the corresponding payment verification of customer identification information for carrying data is multiplied via comparison user
The payment verification data that data are transmitted with mobile device, to confirm that this payment is authorized by the user that rides, and inquire about payment
The corresponding payment account of numbering, payment data to the payment system that transmission includes the payment account is traded mandate, and passes
Payment result is sent to store system and mobile device.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method, system or computer program
Product.Therefore, the present invention can be using the reality in terms of complete hardware embodiment, complete software embodiment or combination software and hardware
Apply the form of example.Moreover, the present invention can be used in one or more computers for wherein including computer usable program code
The computer program production that usable storage medium is implemented on (including but is not limited to magnetic disk storage, CD-ROM, optical memory etc.)
The form of product.
The present invention is the flow with reference to method according to embodiments of the present invention, equipment (system) and computer program product
Figure and/or block diagram are described.It should be understood that every one stream in flow chart and/or block diagram can be realized by computer program instructions
Journey and/or the flow in square frame and flow chart and/or block diagram and/or the combination of square frame.These computer programs can be provided
The processor of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that produced by the instruction of computer or the computing device of other programmable data processing devices for real
The device for the function of being specified in present one flow of flow chart or one square frame of multiple flows and/or block diagram or multiple square frames.
These computer program instructions, which may be alternatively stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the instruction being stored in the computer-readable memory, which is produced, to be included referring to
Make the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one square frame of block diagram or
The function of being specified in multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that in meter
Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented processing, thus in computer or
The instruction performed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in individual square frame or multiple square frames.
, but those skilled in the art once know basic creation although preferred embodiments of the present invention have been described
Property concept, then can make other change and modification to these embodiments.So, appended claims are intended to be construed to include excellent
Select embodiment and fall into having altered and changing for the scope of the invention.
Obviously, those skilled in the art can carry out the essence of various changes and modification without departing from the present invention to the present invention
God and scope.So, if these modifications and modification of the present invention belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprising including these changes and modification.
Claims (13)
1. a kind of system of in-car payment, it is characterised in that including mobile device, store system, high in the clouds platform and payment system；
Wherein, mobile device, including：
Communication unit, for connecting network；
Module by bus, multiplies load data and transmits the user for receiving user and multiply load data to high in the clouds platform；Wherein, it is described
User, which multiplies load data, includes customer identification information and vehicle identification information；
Payment module, is paid for receiving order data and transmission payment data to high in the clouds platform；Wherein, the payment number
According to including payment verification data and payment numbering；
Display module, for showing the order data and payment result；
Wherein, the store system, including：
Order module, for producing the order data, and transmits the order data and the vehicle identification information to described
High in the clouds platform, and receive the payment result of the high in the clouds platform；Wherein, the order data includes O/No. and consumption gold
Volume；
Shop database, for storing the order data and the payment result；
Wherein, the high in the clouds platform, including：
People's car management module, the user for receiving and managing mobile device multiplies load data；
Transaction modules, for receiving the order data and the vehicle identification information of the store system and receiving described
After the payment data of mobile device, confirm to pay user identity, transmit the payment data to payment system and be traded
Authorize and receive its payment result；
Cloud database, multiplies load data, the order data and the payment result for depositing the user；
The payment system, for receiving after the order data and the payment data, verifies the payment data validity,
Return the payment result of the order data.
2. the system of in-car payment according to claim 1, it is characterised in that in the system, the mobile device is also wrapped
Electric label unit is included, the store system also includes label read module, wherein：
The electric label unit, another bag is passed back for storing the vehicle identification information, and after a wireless signal is received
Wireless signal containing the vehicle identification information；
The label read module, for sending a wireless signal and receiving another wireless communication containing the vehicle identification information
Number.
3. the system of in-car payment according to claim 1, it is characterised in that the mobile device, also includes：
Security component unit, the payment for depositing user is numbered.
4. the system of in-car payment according to claim 1, it is characterised in that the store system, also includes：
Image unit, license plate image is obtained for shooting；
Train number recognition module, for receiving the license plate image and the vehicle identification letter being identified from the license plate image
Breath.
5. the system of in-car payment according to claim 1, it is characterised in that the network of connection is communication network.
6. the system of in-car payment according to claim 1, it is characterised in that the payment verification data, for confirming
User identity is paid, is to be pre-set in the high in the clouds platform by user or calculate by the customer identification information to obtain
's；When confirming to pay user identity, the transaction modules of the high in the clouds platform multiply load data specifically for comparing the user of storage
The payment verification data that the corresponding payment verification data of customer identification information and mobile device are transmitted, with confirm this payment be by
User is authorized by bus.
7. the system of in-car payment according to claim 1, it is characterised in that the transaction modules of the high in the clouds platform are received
After the payment numbering of payment data, when transmitting the payment data to payment system, specifically for inquiring about the high in the clouds number
The corresponding payment account of payment numbering is taken out according to storehouse, the payment data that transmission includes the payment account pays system to described
System.
8. the system of in-car payment according to claim 1, it is characterised in that the payment numbering is manual by user
Input, deposit in the payment module in advance, or read out of the mobile device nextport hardware component NextPort, wherein the hardware
Component is security component unit.
9. the system of in-car payment according to claim 1, it is characterised in that the vehicle identification information, is license plate number
Code, electric label numbering or the discre value for recognizing vehicle.
10. the system of in-car payment according to claim 1, it is characterised in that the customer identification information, is identity card
Number, telephone number or the discre value for identifying user identity.
11. the system of in-car payment according to claim 1, it is characterised in that people's car management module, for basis
The individual that user is previously set multiplies load combination and determines whether legal to multiply load data.
12. a kind of method of in-car payment, it is characterised in that including：
Using mobile device, transmission user multiplies load data to high in the clouds platform；
The vehicle identification information for the vehicle that identification consumption user is taken；
The vehicle identification information Request Payment taken according to order data and consumption user；
Confirm that the user being consistent with vehicle identification information multiplies load data；
By mobile device and high in the clouds platform, receive order data and paid the bill；
High in the clouds platform carries out payment authorization to payment system, and store system obtains payment result with mobile device.
13. the method for in-car payment according to claim 12, it is characterised in that the user multiplies load data, including car
Identification information and customer identification information.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW105128576 | 2016-09-05 | ||
| TW105128576A TWI642008B (en) | 2016-09-05 | 2016-09-05 | System and method for in-vehicle payment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106952086A true CN106952086A (en) | 2017-07-14 |
Family
ID=59465850
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710074055.0A Pending CN106952086A (en) | 2016-09-05 | 2017-02-10 | In-vehicle payment system and method |
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| Country | Link |
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| CN (1) | CN106952086A (en) |
| TW (1) | TWI642008B (en) |
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| CN109615717B (en) * | 2018-10-26 | 2020-08-04 | 阿里巴巴集团控股有限公司 | Road charging method, system, device and electronic equipment |
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Also Published As
| Publication number | Publication date |
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| TW201812663A (en) | 2018-04-01 |
| TWI642008B (en) | 2018-11-21 |
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