CN109816540A - It accepts insurance declaration form method for building up, device, terminal and computer readable storage medium - Google Patents
It accepts insurance declaration form method for building up, device, terminal and computer readable storage medium Download PDFInfo
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Abstract
It accepts insurance declaration form method for building up, device, terminal and computer readable storage medium the invention proposes one kind, is related to development technique field, this method comprises: selecting information according to level, determine insured level belonging to insured people；Target insurance kind type set is set by the corresponding insurance kind type set of insured level；According to insurance kind contenttype selection information, the insurance kind type of insured people is selected in target insurance kind type set；Target responsibility information aggregate is set by the corresponding information responsible set of the insurance kind type of insured people；Information is selected according to information responsible, selects the information responsible of insured people in target responsibility information aggregate；Information is selected according to Claims Resolution scene, the selection target Claims Resolution scene in several corresponding Claims Resolution scenes of information responsible；According to target Claims Resolution scene, the declaration form of accepting insurance of insured people is generated.The technical solution accelerates underwriting procedures, can more quickly safeguard the interests of insured people in time, improve insured user experience.
Description
[technical field]
It accepts insurance declaration form method for building up, device, terminal and computer the present invention relates to development technique field more particularly to one kind
Readable storage medium storing program for executing.
[background technique]
When accepting insurance to the user that insures, due to a plurality of types of insurance kinds, and the rule of accepting insurance etc. of each insurance kind
Not identical, therefore often by manually carrying out the assessment contents such as underwriting amount, Lai Shengcheng accepts insurance declaration form, this manually generated declaration form of accepting insurance
Mode it is time-consuming and laborious, reduce efficiency of accepting insurance, user experience of accepting insurance is lower.
Therefore, the convenience for how promoting declaration form formulation of accepting insurance, becomes a technical problem to be solved urgently.
[summary of the invention]
It accepts insurance declaration form method for building up, device, terminal and computer readable storage medium the embodiment of the invention provides one kind,
It aims to solve the problem that and manually formulates the time-consuming and laborious technical problem of declaration form of accepting insurance in the related technology, can be realized the automatic life for declaration form of accepting insurance
At, promoted accept insurance declaration form formulation convenience.
In a first aspect, accepting insurance declaration form method for building up the embodiment of the invention provides one kind, comprising: obtain level selection letter
Breath；Information is selected according to the level, determines insured level belonging to insured people；By the corresponding insurance kind type of the insured level
Set is set as target insurance kind type set；Obtain insurance kind contenttype selection information；According to the insurance kind contenttype selection information, in institute
State the insurance kind type that the insured people is selected in target insurance kind type set；By the corresponding responsibility of insurance kind type of the insured people
Information aggregate is set as target responsibility information aggregate；It obtains information responsible and selects information；Information is selected according to the information responsible,
The information responsible of the insured people is selected in the target responsibility information aggregate；It obtains Claims Resolution scene and selects information；According to described
Scene of settling a claim selects information, the selection target Claims Resolution scene in several corresponding Claims Resolution scenes of the information responsible；According to institute
Target Claims Resolution scene is stated, the declaration form of accepting insurance of the insured people is generated.
In the above embodiment of the present invention, optionally, the step of acquisition level selection information, comprising: described in acquisition
The insured area of insured people, the insured mankind's other and insured beginning and ending time；It is described that information is selected according to the level, determine insured people
The step of affiliated insured level, comprising: the corresponding target first in the insured area is selected in the multiple first insured levels
Insured level；In the multiple second insured levels under the insured level of the target first, the insured mankind is selected Dui Ying not
The insured level of target second；In the insured level of multiple thirds under the insured level of the target second, selection has described
The insured level of target third of insured beginning and ending time.
It is optionally, described according to the insurance kind contenttype selection information in the above embodiment of the present invention, in the target danger
The step of insurance kind type of the insured people is selected in seed type set, comprising: corresponding in the insured level of target third
In the target insurance kind type set, the corresponding insurance kind type of the insurance kind contenttype selection information is selected, wherein the danger
Seed type is corresponding with premium per capita and per capita protection amount.
It is optionally, described according to target Claims Resolution scene in the above embodiment of the present invention, generate the insured people's
Accept insurance declaration form the step of, comprising: settled a claim the corresponding Claims Resolution qualitative rule of scene according to the target, determine corresponding payout ratio
Example；According to the corresponding premium per capita of the insurance kind type and the insured amount per capita and compensation ratio, determine described in
Responsibility corresponding to the premium of insurer is insured amount.
It is optionally, described according to target Claims Resolution scene in the above embodiment of the present invention, generate the insured people's
Accept insurance declaration form the step of, comprising: by the insured level of the insurer, the insurance kind type, the information responsible and institute
It states target Claims Resolution scene and inputs declaration form generation model of accepting insurance, obtain the declaration form of accepting insurance of the insured people.
In the above embodiment of the present invention, optionally, before the step of acquisition level selects information, further includes:
The insured level of the corresponding history of history insurer, history insurance kind type, historic responsibility information and history target Claims Resolution scene are made
For input, the history of the history insurer is accepted insurance into declaration form as output, training obtains the declaration form of accepting insurance and generates model.
Second aspect, the embodiment of the invention provides one kind declaration forms of accepting insurance to establish device, comprising: first acquisition unit is used
Information is selected in obtaining level；Insured level determination unit determines belonging to insured people for selecting information according to the level
Insured level；First setting unit, for setting target insurance kind type for the corresponding insurance kind type set of the insured level
Set；Second acquisition unit, for obtaining insurance kind contenttype selection information；Insurance kind type selection unit, for according to the insurance kind
Contenttype selection information selects the insurance kind type of the insured people in the target insurance kind type set；Second setting unit is used
In setting target responsibility information aggregate for the corresponding information responsible set of the insurance kind type of the insured people；Third obtains single
Member, for obtaining information responsible selection information；Information responsible selecting unit, for selecting information according to the information responsible,
The target responsibility information aggregate selects the information responsible of the insured people；4th acquiring unit, for obtaining Claims Resolution scene choosing
Select information；Claims Resolution scene selecting unit, it is corresponding several in the information responsible for selecting information according to the Claims Resolution scene
Selection target Claims Resolution scene in a Claims Resolution scene；It accepts insurance declaration form generation unit, for settling a claim scene according to the target, generates institute
State the declaration form of accepting insurance of insured people.
In the above embodiment of the present invention, optionally, the first acquisition unit is used for: obtaining the insured of the insured people
Regional, the insured mankind's other and insured beginning and ending time；The insured level determination unit is used for: being selected in the multiple first insured levels
Select the insured level of the corresponding target first in insured area, the multiple second insured layers under the insured level of the target first
In grade, the insured mankind not insured level of corresponding target second is selected, and under the insured level of the target second
In multiple insured levels of third, the insured level of target third with the insured beginning and ending time is selected.
In the above embodiment of the present invention, optionally, the insurance kind type selection unit is used for: being joined in the target third
It protects in the corresponding target insurance kind type set of level, selects the corresponding insurance kind class of the insurance kind contenttype selection information
Type, wherein the insurance kind type is corresponding with premium per capita and per capita protection amount.
In the above embodiment of the present invention, optionally, the declaration form generation unit of accepting insurance is used for: being settled a claim according to the target
The corresponding Claims Resolution qualitative rule of scene, determines corresponding compensation ratio；According to the corresponding premium per capita of the insurance kind type
With the protection amount per capita and the compensation ratio, the protection amount of responsibility corresponding to the premium of the insurer is determined.
In the above embodiment of the present invention, optionally, the declaration form generation unit of accepting insurance is used for: by the institute of the insurer
It states insured level, the insurance kind type, the information responsible and target Claims Resolution scene and inputs declaration form generation model of accepting insurance, obtain
To declaration form of accepting insurance described in the insured people.
In the above embodiment of the present invention, optionally, further includes: model foundation unit, it is single for being obtained described first
Before member obtains the level selection information, the insured level of the corresponding history of history insurer, history insurance kind type, history are blamed
Appoint information and history target Claims Resolution scene as input, the history of the history insurer is accepted insurance into declaration form as output, training
It obtains the declaration form of accepting insurance and generates model.
The third aspect, the embodiment of the invention provides a kind of terminals, comprising: at least one processor；And with it is described extremely
The memory of few processor communication connection；Wherein, the memory, which is stored with, to be executed by least one described processor
Instruction, described instruction is arranged to be used for executing method described in any one of above-mentioned first aspect.
Fourth aspect, the embodiment of the invention provides a kind of computer readable storage mediums, and it is executable to be stored with computer
Instruction, the computer executable instructions are for executing method flow described in any one of above-mentioned first aspect.
By above technical scheme, accept insurance the time-consuming and laborious technical problem of declaration form for artificial formulation in the related technology,
It can be realized automatically generating for declaration form of accepting insurance, promote the convenience for declaration form formulation of accepting insurance.
Specifically, it may be provided with multiple insured levels, between different insured levels, insured area, the insured mankind
Not and the insured beginning and ending time by difference, for example, to Mr. Yu save, can according to administrative area divide it is each area for one insuredly
Area, under any insured area, it is other to be arranged a variety of insured mankind, the insured mankind not can age-based section divide, can also according to occupation,
Income level etc. divides, and under every seed ginseng guarantor classification, identical insured people of insured beginning and ending time is divided to same insured level,
So far, the division of multiple insured levels is completed.
The insured area indicated in information, the insured other and insured start-stop of the mankind can be being selected according to the level of acquisition as a result,
Time directly determines insured level belonging to insured people, then, by the collection of the insurance kind type of each insured people under the insured level
It closes and is determined as the target insurance kind type set that current insured person selects insurance kind type.So, by determining current insured people
Insured level, only the insurance kind type possessed under insured level where current insured people is screened, reduces danger
The range of choice of seed type saves insurance kind type and selects the consumed time, improves the whole efficiency for declaration form generation of accepting insurance.
Each insurance kind type is given a definition, and there are many different degrees of responsibilities, and different degrees of responsibility has also respectively corresponded not
Same Claims Resolution scene therefore can be further under insured level belonging to insured people, under the insurance kind type for determining insured people individual
Information responsible and the corresponding target of the information responsible settle a claim scene, further to determine and pay for according to target scene of settling a claim
The ratio of paying and corresponding responsibility are insured amount.
Insured level, insurance kind type, the information responsible under insurance kind type and target the Claims Resolution scene of insured people, compensation as a result,
The ratio of paying and corresponding responsibility protection amount constitute declaration form of entirely accepting insurance.
It needs to know, level selection information, insurance kind contenttype selection information, information responsible selection letter is obtained in the technical program
Breath and Claims Resolution scene selection information read holding in insure declaration form and/or the insurance database of insurer by system
Guarantor personal information obtains.To, no matter the insurance kind type of insured people, information responsible and Claims Resolution scene why, can be direct
Automatically generate declaration form of accepting insurance for the insured people, without be manually different insurance kinds, responsibility and Claims Resolution scene calculate separately, can be significantly
Reduce and formulate the difficulty of declaration form of accepting insurance, can conveniently and efficiently customized scheme of reasonably accepting insurance, both improve insurance company
Working efficiency also accelerates underwriting procedures, can more quickly safeguard the interests of insured people in time, the user experience is improved.
[Detailed description of the invention]
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be to needed in the embodiment attached
Figure is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for this field
For those of ordinary skill, without creative efforts, it can also be obtained according to these attached drawings other attached drawings.
Fig. 1 shows the flow chart of the declaration form method for building up of accepting insurance of one embodiment of the present of invention；
Fig. 2 shows the flow charts of the declaration form method for building up of accepting insurance of another embodiment of the invention；
The declaration form of accepting insurance that Fig. 3 shows one embodiment of the present of invention establishes the block diagram of device；
Fig. 4 shows the block diagram of terminal according to an embodiment of the invention.
[specific embodiment]
For a better understanding of the technical solution of the present invention, being retouched in detail to the embodiment of the present invention with reference to the accompanying drawing
It states.
It will be appreciated that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.Base
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts it is all its
Its embodiment, shall fall within the protection scope of the present invention.
The term used in embodiments of the present invention is only to be not intended to be limiting merely for for the purpose of describing particular embodiments
The present invention.In the embodiment of the present invention and the "an" of singular used in the attached claims, " described " and "the"
It is also intended to including most forms, unless the context clearly indicates other meaning.
Fig. 1 shows the flow chart of the declaration form method for building up of accepting insurance of one embodiment of the present of invention.
As shown in Figure 1, the process of the declaration form method for building up of accepting insurance of one embodiment of the present of invention includes:
Step 102, it obtains level and selects information.
Step 104, information is selected according to the level, determines insured level belonging to insured people.
In a kind of implementation of the invention, step 102 includes: the insured area for obtaining the insured people, insured people
Classification and insured beginning and ending time；Step 104 includes: that the corresponding target in the insured area is selected in the multiple first insured levels
First insured level；In the multiple second insured levels under the insured level of the target first, select the insured mankind other
The insured level of corresponding target second；In the insured level of multiple thirds under the insured level of the target second, selection has
The insured level of target third of the insured beginning and ending time.
Specifically, it may be provided with multiple insured levels, between different insured levels, insured area, the insured mankind
Not and the insured beginning and ending time by difference, for example, to Mr. Yu save, can according to administrative area divide it is each area for one insuredly
Area, under any insured area, it is other to be arranged a variety of insured mankind, the insured mankind not can age-based section divide, can also according to occupation,
Income level etc. divides, and under every seed ginseng guarantor classification, identical insured people of insured beginning and ending time is divided to same insured level,
So far, the division of multiple insured levels is completed.As a result, can according to the level of acquisition select information in indicate it is insured area,
The insured mankind are not and the insured beginning and ending time directly determines insured level belonging to insured people.
Step 106, target insurance kind type set is set by the corresponding insurance kind type set of the insured level.
Specifically, the set of the insurance kind type of each insured people under the insured level is determined as current insured person to select
The target insurance kind type set of insurance kind type.It so, only will be current insured by determining the insured level of current insured people
The insurance kind type possessed under insured level where people screens, and reduces the range of choice of insurance kind type, saves
Insurance kind type selects the consumed time, improves the whole efficiency for declaration form generation of accepting insurance.
Step 108, insurance kind contenttype selection information is obtained.
Step 110, it according to the insurance kind contenttype selection information, is selected in the target insurance kind type set described insured
The insurance kind type of people.According to the insurance kind contenttype selection information can determine insured people insurance kind type why.
In a kind of implementation of the invention, step 110 includes: corresponding described in the insured level of target third
In target insurance kind type set, the corresponding insurance kind type of the insurance kind contenttype selection information is selected, wherein the insurance kind class
Type is corresponding with premium per capita and per capita protection amount.
Due in above-mentioned steps 104, it has been determined that insured level belonging to insured people is the insured level of target third, because
This, when selecting insurance kind type, can only by insurance kind set of types cooperation possessed by the insured level of target third be wait select to gather,
To reduce the quantity of insurance kind type to be selected, convenient for quickly selection insurance kind type.And different insurance kind types be corresponding with it is respective
Premium and per capita protection amount per capita, it is by the premium per capita of an insurance kind type and insured amount in conjunction with the ratio of compensation per capita, it can calculate and hold
It is insured amount to protect the responsibility that should be compensated in declaration form.
Step 112, target responsibility information collection is set by the corresponding information responsible set of the insurance kind type of the insured people
It closes.
Step 114, it obtains information responsible and selects information.
Step 116, information is selected according to the information responsible, selects the insured people in the target responsibility information aggregate
Information responsible.
Step 118, it obtains Claims Resolution scene and selects information.
Step 120, information is selected according to the Claims Resolution scene, in several corresponding Claims Resolution scenes of the information responsible
Selection target Claims Resolution scene.
Step 122, according to target Claims Resolution scene, the declaration form of accepting insurance of the insured people is generated.Each Claims Resolution scene
With corresponding compensation Claims Resolution qualitative rule, Claims Resolution qualitative rule defines which kind of ratio insurer under what circumstances should bear
Responsibility, therefore, can settle a claim the corresponding Claims Resolution qualitative rule of scene according to target, determine which kind of ratio current insurer should bear
The responsibility of example, the whole ratio of accepting insurance of setting is 1, then 1 subtracts after the saponin hydrolysis that current insurer should bear to get to corresponding to
Compensation ratio.
Further, according to the corresponding premium per capita of the insurance kind type and the protection amount per capita and the compensation
The ratio of paying determines the protection amount of responsibility corresponding to the premium of the insurer.It is specifically, insured amount according to premium per capita and per capita,
It can estimate responsibility premium provided by current insurer can get how many protection amount in return, then, in the protection amount that it is got in return, because
Insurer should bear a certain proportion of responsibility, therefore can be compensated only according to compensation ratio, then generates in declaration form of finally accepting insurance
Responsibility protection amount is the product of protection amount and the ratio of compensation that responsibility premium provided by insurer is got in return.
Generally speaking, each insurance kind type is given a definition, and there are many different degrees of responsibilities, and different degrees of responsibility is also divided
It is not corresponding with different Claims Resolution scenes, therefore, can determine insured people individual's further under insured level belonging to insured people
The corresponding target Claims Resolution scene of information responsible and the information responsible under insurance kind type, further to be settled a claim according to the target
Scene determines that compensation ratio and corresponding responsibility are insured amount.
Insured level, insurance kind type, the information responsible under insurance kind type and target the Claims Resolution scene of insured people, compensation as a result,
The ratio of paying and corresponding responsibility protection amount constitute declaration form of entirely accepting insurance.
It needs to know, level selection information, insurance kind contenttype selection information, information responsible selection letter is obtained in the technical program
Breath and Claims Resolution scene selection information read holding in insure declaration form and/or the insurance database of insurer by system
Guarantor personal information obtains.To, no matter the insurance kind type of insured people, information responsible and Claims Resolution scene why, can be direct
Automatically generate declaration form of accepting insurance for the insured people, without be manually different insurance kinds, responsibility and Claims Resolution scene calculate separately, can be significantly
Reduce and formulate the difficulty of declaration form of accepting insurance, can conveniently and efficiently customized scheme of reasonably accepting insurance, both improve insurance company
Working efficiency also accelerates underwriting procedures, can more quickly safeguard the interests of insured people in time, the user experience is improved.
Fig. 2 shows the flow charts of the declaration form method for building up of accepting insurance of another embodiment of the invention.
As shown in Fig. 2, the process of the declaration form method for building up of accepting insurance of another embodiment of the invention, comprising:
Step 202, it by the insured level of the corresponding history of history insurer, history insurance kind type, historic responsibility information and goes through
History target settles a claim scene as input, the history of the history insurer is accepted insurance declaration form as output, training obtains the guarantor that accepts insurance
It is single to generate model.
Step 204, the insured level of insurer, insurance kind type, information responsible and target Claims Resolution scene are inputted into the guarantor that accepts insurance
It is single to generate model, obtain the declaration form of accepting insurance of the insured people.
In the technical scheme, the declaration form of accepting insurance obtained using a large amount of historical datas and historical data comes as sample
The declaration form of accepting insurance of training one generates model, then the declaration form of accepting insurance generates the various data and final of accepting insurance that model shows insurer
Declaration form of accepting insurance in data dependence.Therefore, by the insured level of current insurer, insurance kind type, information responsible and
Target Claims Resolution scene etc. data of accepting insurance input this declaration form of accepting insurance and generate model, can be obtained to these data of accepting insurance have it is corresponding according to
The declaration form of accepting insurance for the relationship of relying.
By above technical scheme, no matter insurance kind type, information responsible and the Claims Resolution scene of insured people why, can be direct
It inputs declaration form of accepting insurance and generates model, declaration form of accepting insurance is automatically generated for insured people, without being manually different insurance kinds, responsibility and Claims Resolution
Scene calculates separately, and can substantially reduce and formulate the difficulty of declaration form of accepting insurance, can conveniently and efficiently customized scheme of reasonably accepting insurance,
Both the working efficiency of insurance company had been improved, underwriting procedures are also accelerated, can more quickly safeguard the interests of insured people in time,
The user experience is improved.
The declaration form of accepting insurance that Fig. 3 shows one embodiment of the present of invention establishes the block diagram of device.
As shown in figure 3, it includes: first acquisition unit that the declaration form of accepting insurance of one embodiment of the present of invention, which establishes device 300,
302, for obtaining level selection information；Insured level determination unit 304 determines ginseng for selecting information according to the level
Insured level belonging to guarantor；First setting unit 306, for setting the corresponding insurance kind type set of the insured level to
Target insurance kind type set；Second acquisition unit 308, for obtaining insurance kind contenttype selection information；Insurance kind type selection unit
310, for selecting the insurance kind of the insured people in the target insurance kind type set according to the insurance kind contenttype selection information
Type；Second setting unit 312, for setting target duty for the corresponding information responsible set of the insurance kind type of the insured people
Appoint information aggregate；Third acquiring unit 314, for obtaining information responsible selection information；Information responsible selecting unit 316, is used for
Information is selected according to the information responsible, selects the information responsible of the insured people in the target responsibility information aggregate；4th
Acquiring unit 318 selects information for obtaining Claims Resolution scene；Claims Resolution scene selecting unit 320, for according to the Claims Resolution scene
Information is selected, the selection target Claims Resolution scene in several corresponding Claims Resolution scenes of the information responsible；Declaration form of accepting insurance generates single
Member 322, for generating the declaration form of accepting insurance of the insured people according to target Claims Resolution scene.
The declaration form of accepting insurance establish device 300 using Fig. 1 and Fig. 2 shows any one of embodiment described in scheme, therefore,
With above-mentioned all technical effects, details are not described herein.Declaration form of accepting insurance, which establishes device 300, also has following technical characteristic:
In the above embodiment of the present invention, optionally, the first acquisition unit 302 is used for: obtaining the insured people's
Insured area, the insured mankind's other and insured beginning and ending time；The insured level determination unit 304 is used for: insured multiple first
The insured level of the corresponding target first in insured area is selected in level, multiple under the insured level of the target first
In two insured levels, the insured mankind not insured level of corresponding target second is selected, and insured in the target second
In the insured level of multiple thirds under level, the insured level of target third with the insured beginning and ending time is selected.
In the above embodiment of the present invention, optionally, the insurance kind type selection unit 310 is used for: in the target
In the corresponding target insurance kind type set of three insured levels, the corresponding insurance kind of the insurance kind contenttype selection information is selected
Type, wherein the insurance kind type is corresponding with premium per capita and per capita protection amount.
In the above embodiment of the present invention, optionally, the declaration form generation unit 322 of accepting insurance is used for: according to the target
The corresponding Claims Resolution qualitative rule of scene of settling a claim, determines corresponding compensation ratio；According to the insurance kind type it is corresponding it is described per capita
Premium and the protection amount per capita and the compensation ratio, determine the protection amount of responsibility corresponding to the premium of the insurer.
In the above embodiment of the present invention, optionally, the declaration form generation unit 322 of accepting insurance is used for: by the insurer
The insured level, the insurance kind type, the information responsible and the target Claims Resolution scene input accept insurance declaration form generate mould
Type obtains the declaration form of accepting insurance of the insured people.
In the above embodiment of the present invention, optionally, further includes: model foundation unit, it is single for being obtained described first
Before member 302 obtains the level selection information, by the insured level of the corresponding history of history insurer, history insurance kind type, go through
History information responsible and history target Claims Resolution scene as input, using the history of the history insurer accept insurance declaration form as export,
Training obtains the declaration form of accepting insurance and generates model.
Fig. 4 shows the block diagram of terminal according to an embodiment of the invention.
As shown in figure 4, the terminal 400 of one embodiment of the present of invention, including at least one processor 402；And with institute
State the processor 404 of the communication connection of at least one processor 402；Wherein, the memory be stored with can by it is described at least one
The instruction that processor 404 executes, described instruction are arranged to be used for executing described in any one of above-mentioned Fig. 1 and Fig. 2 embodiment
Scheme.Therefore, which has with any one of Fig. 1 and Fig. 2 embodiment identical technical effect, and details are not described herein.
The terminal of the embodiment of the present invention exists in a variety of forms, including but not limited to:
(1) mobile communication equipment: the characteristics of this kind of equipment is that have mobile communication function, and to provide speech, data
Communication is main target.This Terminal Type includes: smart phone (such as iPhone), multimedia handset, functional mobile phone and low
Hold mobile phone etc..
(2) super mobile personal computer equipment: this kind of equipment belongs to the scope of personal computer, there is calculating and processing function
Can, generally also have mobile Internet access characteristic.This Terminal Type includes: PDA, MID and UMPC equipment etc., such as iPad.
(3) portable entertainment device: this kind of equipment can show and play multimedia content.Such equipment include: audio,
Video player (such as iPod), handheld device, e-book and intelligent toy and portable car-mounted navigation equipment.
(4) server: providing the equipment of the service of calculating, and the composition of server includes that processor, hard disk, memory, system are total
Line etc., server is similar with general computer architecture, but due to needing to provide highly reliable service, in processing energy
Power, stability, reliability, safety, scalability, manageability etc. are more demanding.
(5) other electronic devices with data interaction function.
In addition, computer executable instructions are stored with the embodiment of the invention provides a kind of computer readable storage medium,
The computer executable instructions are for executing method flow described in any one of above-mentioned Fig. 1 and Fig. 2 embodiment.
The technical scheme of the present invention has been explained in detail above with reference to the attached drawings, according to the technical solution of the present invention, no matter insured
Why is insurance kind type, information responsible and the Claims Resolution scene of people, can directly input declaration form of accepting insurance and generate model, be that insured people is automatic
Generation is accepted insurance declaration form, without be manually different insurance kinds, responsibility and Claims Resolution scene calculate separately, formulation can be substantially reduced and accepted insurance guarantor
Single difficulty, can conveniently and efficiently customized scheme of reasonably accepting insurance, both improved the working efficiency of insurance company, also accelerated
Underwriting procedures can more quickly safeguard the interests of insured people in time, and the user experience is improved.
It should be appreciated that term "and/or" used herein is only a kind of incidence relation for describing affiliated partner, indicate
There may be three kinds of relationships, for example, A and/or B, can indicate: individualism A, exist simultaneously A and B, individualism B these three
Situation.In addition, character "/" herein, typicallys represent the relationship that forward-backward correlation object is a kind of "or".
It will be appreciated that though acquiring unit may be described in embodiments of the present invention using term first, second etc., but
These acquiring units should not necessarily be limited by these terms.These terms, which are only used to will acquire unit, to be distinguished from each other out.For example, not departing from
In the case where range of embodiment of the invention, first acquisition unit can also be referred to as second acquisition unit, and similarly, second obtains
Unit can also be referred to as first acquisition unit.
Depending on context, word as used in this " if " can be construed to " ... when " or " when ...
When " or " in response to determination " or " in response to detection ".Similarly, depend on context, phrase " if it is determined that " or " if detection
(condition or event of statement) " can be construed to " when determining " or " in response to determination " or " when the detection (condition of statement
Or event) when " or " in response to detection (condition or event of statement) ".
In several embodiments provided by the present invention, it should be understood that disclosed systems, devices and methods, it can be with
It realizes by another way.For example, the apparatus embodiments described above are merely exemplary, for example, the unit
It divides, only a kind of logical function partition, there may be another division manner in actual implementation, for example, multiple units or group
Part can be combined or can be integrated into another system, or some features can be ignored or not executed.Another point, it is shown
Or the mutual coupling, direct-coupling or communication connection discussed can be through some interfaces, device or unit it is indirect
Coupling or communication connection can be electrical property, mechanical or other forms.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of hardware adds SFU software functional unit.
The above-mentioned integrated unit being realized in the form of SFU software functional unit can store and computer-readable deposit at one
In storage media.Above-mentioned SFU software functional unit is stored in a storage medium, including some instructions are used so that a computer
It is each that device (can be personal computer, server or network equipment etc.) or processor (Processor) execute the present invention
The part steps of embodiment the method.And storage medium above-mentioned includes: USB flash disk, mobile hard disk, read-only memory (Read-
Only Memory, ROM), random access memory (Random Access Memory, RAM), magnetic or disk etc. it is various
It can store the medium of program code.
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all in essence of the invention
Within mind and principle, any modification, equivalent substitution, improvement and etc. done be should be included within the scope of the present invention.
Claims (10)
- The declaration form method for building up 1. one kind is accepted insurance characterized by comprisingIt obtains level and selects information；Information is selected according to the level, determines insured level belonging to insured people；Target insurance kind type set is set by the corresponding insurance kind type set of the insured level；Obtain insurance kind contenttype selection information；According to the insurance kind contenttype selection information, the insurance kind class of the insured people is selected in the target insurance kind type set Type；Target responsibility information aggregate is set by the corresponding information responsible set of the insurance kind type of the insured people；It obtains information responsible and selects information；Information is selected according to the information responsible, selects the information responsible of the insured people in the target responsibility information aggregate；It obtains Claims Resolution scene and selects information；Information is selected according to the Claims Resolution scene, the selection target Claims Resolution in several corresponding Claims Resolution scenes of the information responsible Scene；According to target Claims Resolution scene, the declaration form of accepting insurance of the insured people is generated.
- 2. declaration form method for building up according to claim 1 of accepting insurance, which is characterized in that the step for obtaining level selection information Suddenly, comprising:Obtain insured regional, the insured mankind's other and insured beginning and ending time of the insured people；It is described that information, the step of determining insured level belonging to insured people are selected according to the level, comprising:The insured level of the corresponding target first in insured area is selected in the multiple first insured levels；In the multiple second insured levels under the insured level of the target first, the not corresponding target of the insured mankind is selected Second insured level；In the insured level of multiple thirds under the insured level of the target second, the mesh with the insured beginning and ending time is selected Mark the insured level of third.
- 3. declaration form method for building up according to claim 2 of accepting insurance, which is characterized in that described to be selected according to the insurance kind type Information, the step of selecting the insurance kind type of the insured people in the target insurance kind type set, comprising:In the corresponding target insurance kind type set of the insured level of target third, the insurance kind type selection letter is selected Cease the corresponding insurance kind type, wherein the insurance kind type is corresponding with premium per capita and per capita protection amount.
- 4. declaration form method for building up according to claim 3 of accepting insurance, which is characterized in that described according to target Claims Resolution field Scape, generate the insured people accept insurance declaration form the step of, comprising:According to the corresponding Claims Resolution qualitative rule of target Claims Resolution scene, corresponding compensation ratio is determined；According to the corresponding premium per capita of the insurance kind type and the protection amount per capita and the compensation ratio, institute is determined State the protection amount of responsibility corresponding to the premium of insurer.
- 5. declaration form method for building up according to claim 1 of accepting insurance, which is characterized in that described according to target Claims Resolution field Scape, generate the insured people accept insurance declaration form the step of, comprising:The insured level of the insurer, the insurance kind type, the information responsible and the target Claims Resolution scene is defeated The declaration form that enters to accept insurance generates model, obtains the declaration form of accepting insurance of the insured people.
- 6. declaration form method for building up according to claim 5 of accepting insurance, which is characterized in that in the acquisition level selection information Before step, further includes:By the insured level of the corresponding history of history insurer, history insurance kind type, historic responsibility information and history target Claims Resolution field The history of the history insurer is accepted insurance declaration form as output, training obtains the declaration form of accepting insurance and generates mould as input by scape Type.
- 7. one kind is accepted insurance, declaration form establishes device characterized by comprisingFirst acquisition unit, for obtaining level selection information；Insured level determination unit determines insured level belonging to insured people for selecting information according to the level；First setting unit, for setting target insurance kind type set for the corresponding insurance kind type set of the insured level；Second acquisition unit, for obtaining insurance kind contenttype selection information；Insurance kind type selection unit, for being selected in the target insurance kind type set according to the insurance kind contenttype selection information Select the insurance kind type of the insured people；Second setting unit, for setting target responsibility letter for the corresponding information responsible set of the insurance kind type of the insured people Breath set；Third acquiring unit, for obtaining information responsible selection information；Information responsible selecting unit is selected for selecting information according to the information responsible in the target responsibility information aggregate The information responsible of the insured people；4th acquiring unit selects information for obtaining Claims Resolution scene；Settle a claim scene selecting unit, for according to the Claims Resolution scene selection information, the information responsible it is corresponding several Selection target Claims Resolution scene in scene of settling a claim；It accepts insurance declaration form generation unit, for settling a claim scene according to the target, generates the declaration form of accepting insurance of the insured people.
- 8. declaration form according to claim 7 of accepting insurance establishes device, which is characterized in that the first acquisition unit is used for:Obtain insured regional, the insured mankind's other and insured beginning and ending time of the insured people；The insured level determination unit is used for:The insured level of the corresponding target first in insured area is selected in the multiple first insured levels, in the target first In the multiple second insured levels under insured level, the insured mankind not insured level of corresponding target second is selected, and In the insured level of multiple thirds under the insured level of the target second, the target the with the insured beginning and ending time is selected Three insured levels.
- 9. a kind of terminal characterized by comprising at least one processor；And connect at least one described processor communication The memory connect；Wherein, the memory is stored with the instruction that can be executed by least one described processor, and described instruction is arranged to use Method described in any one of execution the claims 1 to 6.
- 10. a kind of computer readable storage medium, which is characterized in that be stored with computer executable instructions, the computer can It executes instruction for executing such as method flow described in any one of claims 1 to 6.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201910038366.0A CN109816540A (en) | 2019-01-16 | 2019-01-16 | It accepts insurance declaration form method for building up, device, terminal and computer readable storage medium |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910038366.0A CN109816540A (en) | 2019-01-16 | 2019-01-16 | It accepts insurance declaration form method for building up, device, terminal and computer readable storage medium |
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| CN109816540A true CN109816540A (en) | 2019-05-28 |
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| CN201910038366.0A Pending CN109816540A (en) | 2019-01-16 | 2019-01-16 | It accepts insurance declaration form method for building up, device, terminal and computer readable storage medium |
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| CN111652744A (en) * | 2020-05-28 | 2020-09-11 | 泰康保险集团股份有限公司 | Health risk product configuration method, device, medium and equipment |
| CN113610650A (en) * | 2021-08-17 | 2021-11-05 | 泰康保险集团股份有限公司 | Method and device for generating application scheme |
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| CN107909494A (en) * | 2017-12-08 | 2018-04-13 | 中国平安财产保险股份有限公司 | Collocation method, device, computer equipment and the storage medium of insurance data information |
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| CN111652744A (en) * | 2020-05-28 | 2020-09-11 | 泰康保险集团股份有限公司 | Health risk product configuration method, device, medium and equipment |
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| CN113610650A (en) * | 2021-08-17 | 2021-11-05 | 泰康保险集团股份有限公司 | Method and device for generating application scheme |
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Effective date of registration: 20220601 Address after: 518000 China Aviation Center 2901, No. 1018, Huafu Road, Huahang community, Huaqiang North Street, Futian District, Shenzhen, Guangdong Province Applicant after: Shenzhen Ping An medical and Health Technology Service Co.,Ltd. Address before: Room 12G, Area H, 666 Beijing East Road, Huangpu District, Shanghai 200001 Applicant before: PING AN MEDICAL AND HEALTHCARE MANAGEMENT Co.,Ltd. |
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Application publication date: 20190528 |