CN107909494A - Collocation method, device, computer equipment and the storage medium of insurance data information - Google Patents

Collocation method, device, computer equipment and the storage medium of insurance data information Download PDF

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CN107909494A
CN107909494A CN201711293958.4A CN201711293958A CN107909494A CN 107909494 A CN107909494 A CN 107909494A CN 201711293958 A CN201711293958 A CN 201711293958A CN 107909494 A CN107909494 A CN 107909494A
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insurance
component
information
control
subclass
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CN107909494B (en
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陈真
杨丹丹
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Ping An Property and Casualty Insurance Company of China Ltd
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Ping An Property and Casualty Insurance Company of China Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0487—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser
    • G06F3/0488—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management

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Abstract

This application involves a kind of collocation method, device, computer equipment and the storage medium of insurance data information, method includes：The information configuration request that receiving terminal is sent；Information configuration request carries information type；According to the multiple insurance subclass components of information configuration acquisition request and associated insurance responsibility component, utilize multiple insurance subclass components and the insurance responsibility component generation information configuration page, the information configuration page is sent to terminal, terminal obtains the corresponding selected operation of one or more insurance subclass component on the information configuration page；The chosen insurance subclass component that receiving terminal is sent；According to information type, using chosen insurance subclass component and corresponding insurance responsibility component, the insurance data information of corresponding types is generated.Insurance data information configuration efficiency can be improved using this method.

Description

Collocation method, device, computer equipment and the storage medium of insurance data information
Technical field
This application involves field of computer technology, more particularly to a kind of collocation method, device, the meter of insurance data information Calculate machine equipment and storage medium.
Background technology
With the continuous improvement of living standards of the people, the guarantee of people and investment awareness are also constantly strengthening, so as to promote The development of insurance industry.Insurance company needs constantly to design miscellaneous insurance products for different event.Different insurances Product is by different insurance data information structures, so that by configuring the different insurance productions of different insurance data information realizations Product increase newly.Traditional approach insurance company configures insurance data information by artificial mode.And insurance data information With target type, target residing for the various factors such as geographic area it is related, by manually carrying out pipe to numerous and diverse influence factor Manage to realize the configuration of insurance data information so that insurance data information configuration is less efficient.
The content of the invention
Based on this, it is necessary to for above-mentioned technical problem, there is provided a kind of insurance data information configuration efficiency of can improving Collocation method, device, computer equipment and the storage medium of insurance data information.
A kind of collocation method of insurance data information, including：
The information configuration request that receiving terminal is sent；Described information configuring request carries information type；
Multiple insurance subclass components and associated insurance responsibility component are obtained according to described information configuring request, using described Multiple insurance subclass component and insurance responsibility component generation information configuration pages, the described information configuration page is sent to terminal, Terminal obtains the corresponding selected operation of one or more insurance subclass component on the information configuration page；
Receive the chosen insurance subclass component that the terminal is sent；
It is raw using the chosen insurance subclass component and corresponding insurance responsibility component according to described information type Into the insurance data information of corresponding types, the insurance data information is sent to terminal, the terminal is shown the insurance The corresponding page of data message.
In one of the embodiments, the terminal includes configurating terminal；It is more being obtained according to described information configuring request Before the step of a insurance subclass component and associated insurance responsibility component, further include：Receive the more of the configurating terminal transmission A insurance subclass component and multiple insurance responsibility components；
Each insurance subclass component and one or more insurance responsibility components are associated；
Classify to multiple insurance subclass components after association, obtain multiple insurance parent components；
Each insurance parent component is associated with corresponding one or more insurance subclass components.
In one of the embodiments, insurance data information has corresponding version number；The method further includes：
Corresponding version number is added respectively to multiple insurance subclass components and insurance responsibility component；
When the component for receiving configurating terminal transmission changes request, to phase insurable subclass component or insurance responsibility component Version number upgraded；
When the version number for insuring subclass component or insurance responsibility component is upgraded, to the version of corresponding insurance data information This number is upgraded.
In one of the embodiments, the method further includes：
Receive the corresponding multiple premium influence factors of each insurance parent component that configurating terminal is sent；Each premium influences Correlate has corresponding calculation formula；
Premium formula is generated using multiple calculation formula, by the premium formula and corresponding insurance subclass component or insurance Responsibility component is associated；
By the corresponding premium formula superposition of multiple insurance responsibility components, it is public to obtain the corresponding premium of phase insurable subclass component Formula, the corresponding premium formula of multiple chosen insurance subclass components is superimposed, and obtains the corresponding guarantor of corresponding insurance data information Take formula；
The corresponding premium formula of insurance data information is associated with corresponding insurance data information.
In one of the embodiments, the insurance data information has the corresponding page of insuring；The method further includes： What receiving terminal was sent buries a request；It is described to bury a request and carry multiple controls in the insure page and the page of insuring Attribute information；
Whether it is that tangible control is identified respectively to multiple controls, to multiple tangible according to the attribute information Control sets and buries a little；
It will be sent by the information of burying for burying control a little to the terminal, make terminal one on the page of insuring is got During the corresponding touch operation of a or multiple tangible controls, the corresponding touch event of touch operation is intercepted, obtains and is touched The attribute information for the control touched, according to the attribute information and it is described bury the control that the identification of information touched and whether belong to buried The control of point, when the control touched, which belongs to, is buried control a little, the touch event intercepted is reported；
The touch event that the terminal reports is received, the corresponding operation of the page of insuring according to obtaining the touch event Behavioral data, analyzes the operation behavior data, analysis result is fed back to terminal.
In one of the embodiments, the attribute information includes control title, base attribute and access attribute；According to institute Attribute information is stated, whether is the step of tangible control is identified respectively to multiple controls, including：
Identify whether control is tangible control according to the base attribute；
When control is not tangible control, whether identification control title is set element in goal set and described Whether access attribute has default property value；
Set element in the entitled goal set of control, and when access attribute has default property value, by control Labeled as tangible control.
In one of the embodiments, an information of burying includes multiple view paths for being buried control a little and index road Footpath；Identify whether the control touched belongs to the step of being buried control a little according to the attribute information and an information of burying, Including：
Obtain the view paths and index path of the control touched；
Obtain multiple view paths and index path for being buried control a little；
The view paths of the control touched are matched with by the view paths for burying control a little, by the quilt The index path of the control of touch is matched with by the index path for burying control a little；
When the view paths and index path difference successful match, the control that is touched, which belongs to, is buried control a little.
A kind of configuration device of insurance data information, including：
Configuring request module, the information configuration request sent for receiving terminal；Described information configuring request carries letter Cease type；
Component chosen module, for obtaining multiple insurance subclass components and associated insurance according to described information configuring request Responsibility component, generates the information configuration page using the multiple insurance subclass component and insurance responsibility component, described information is matched somebody with somebody Put the page to send to terminal, terminal obtains the corresponding selected operation of one or more insurance subclass component on the information configuration page； Receive the chosen insurance subclass component that the terminal is sent；
Information collocation module, for according to described information type, utilizing the chosen insurance subclass component and correspondence Insurance responsibility component, generate the insurance data information of corresponding types, insurance data information sent to terminal, make the terminal Show the corresponding page of the insurance data information.
A kind of computer equipment, including memory, processor and storage can be run on a memory and on a processor The step of computer program, the processor realizes any of the above-described method when performing the computer program.
A kind of computer-readable recording medium, is stored thereon with computer program, and the computer program is held by processor The step of any of the above-described method is realized during row.
Collocation method, device, computer equipment and the storage medium of above-mentioned insurance data information, the letter sent according to terminal Configuring request is ceased, pre-stored multiple insurance subclass components and associated insurance responsibility component can be obtained；Utilize multiple insurances Subclass component and insurance responsibility component, can generate the information configuration page of insurance data information；The information configuration page is sent To terminal, related personnel can be made to be selected by terminal in the information configuration page to one or more insurance subclass component； According to the selected operation of one or more insurance subclass components on the information configuration page, chosen insurance subclass group can be obtained Part；The information type carried according to information configuration request, can utilize chosen insurance subclass component and corresponding insurance duty Appoint the insurance data information of component generation corresponding types.Since the inscape of insurance data information is defined as insurance in advance Class component and insurance responsibility component, only existing component need to be carried out simple foot assembling i.e. when needing newly-increased insurance data information Can, the insurance data information configuration time can be saved；Insurance subclass component is associated with insurance responsibility component so that be used for The insurance data information magnanimity component of generation is that tool is structured, easy to the management to multiple components, so as to improve insurance The allocative efficiency of data message；, can be with addition, request to generate polytype insurance data information according to the information configuration of terminal Meet diversified demand for insurance.
Brief description of the drawings
Fig. 1 is the application scenario diagram of the collocation method of insurance data information in one embodiment；
Fig. 2 is the flow chart of the collocation method of insurance data information in one embodiment；
Fig. 3 is the block diagram of the configuration device of insurance data information in one embodiment；
Fig. 4 is the block diagram of one embodiment Computer equipment.
Embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the object, technical solution and advantage of the application are more clearly understood The application is further elaborated.It should be appreciated that specific embodiment described herein is only to explain the application, not For limiting the application.
The application provides the collocation method of insurance data information, can be applied in application environment as shown in Figure 1.Its In, configurating terminal 102 is connected by network with server 104.Service terminal 106 is connected by network with server 104 respectively. Configurating terminal 102 and service terminal 106 can be respectively in smart mobile phone, tablet computer, desktop computer, vehicle-mounted computer extremely Few one kind, but be not limited thereto.Server 104 can be independent physical server or multiple physical servers The server cluster of composition.
Insurance company has prestored in server 104 multiple insurance subclass components and every by configurating terminal 102 Multiple insurance responsibility components of a insurance subclass component liaison.Server 104 classifies multiple insurance subclass components, obtains Multiple insurance parent components.When needing to configure insurance data information, configurating terminal 102 or service terminal 106 can be to services Device 104 sends information configuration request.Information configuration request carries information type, as standard data message, self-defining data are believed Breath etc..Server 104 utilizes guarantor according to the multiple insurance subclass components of information configuration acquisition request and associated insurance responsibility component Dangerous subclass component and the associated insurance responsibility component generation information configuration page, configurating terminal is back to by the information configuration page 102 or service terminal 106.Designer can be sub to one or more insurance in the information configuration page by configurating terminal 102 Class component is selected.The insurance subclass component and the life of associated insurance responsibility component that server 104 is selected using designer Into standard data message.Business personnel can insure subclass in the information configuration page by service terminal 106 to one or more Component is selected, and selected insurance subclass component is reconfigured with associated multiple insurance responsibility components.Server 104 The insurance subclass component and the corresponding insurance responsibility component generation self-defining data letter reconfigured selected using business personnel Breath.Due to being defined in advance to the inscape insurance subclass component and insurance responsibility component of insurance data information, work as needs Simple foot assembling need to be only carried out during newly-increased insurance data information to existing component, can save insurance data information it is newly-increased when Between；And insurance subclass component is associated with insurance responsibility component so that the magnanimity group for the insurance data information of generation Part is that tool is structured, easy to the management to multiple components, so as to improve the allocative efficiency of insurance data information.
In one embodiment, as shown in Figure 2, there is provided a kind of collocation method of insurance data information, in this way should For being illustrated exemplified by server, following steps are specifically included：
Step 202, the information configuration request that receiving terminal is sent；Information configuration request carries information type.
Insurance data information refers to the corresponding a variety of data messages of insurance products, such as insurance responsibility, insurance premium rate.Change sentence Talk about, insurance data information refers to the insurance products file being made of a variety of data messages.Terminal includes configurating terminal and business Terminal.Configurating terminal refers to the corresponding terminal of insurance data information design personnel；Service terminal refers to insurance company business personnel Corresponding terminal.The information type of insurance data information include standard data message, self-defining data information or number of combinations it is believed that Breath etc..Wherein, standard data message refers to the insurance data information with fixed insurance coverage that designer creates.It is self-defined Data message refers to the insurance data information created temporarily according to the insurance will of insurer by business personnel.Data splitting information Refer to the insurance data information that multiple standard data messages are combined by business personnel according to the insurance will of insurer.
When designer needs to configure standard data message, information configuration can be sent to server by configurating terminal Request.When business personnel needs to configure self-defining data information or data splitting information, it can directly pass through service terminal Directly information configuration request is sent to server.
Step 204, according to the multiple insurance subclass components of information configuration acquisition request and associated insurance responsibility component, utilize Multiple insurance subclass component and insurance responsibility component generation information configuration pages, the information configuration page is sent to terminal, terminal Obtain the corresponding selected operation of one or more insurance subclass component on the information configuration page.
Step 206, the chosen insurance subclass component that receiving terminal is sent.
Server has prestored multiple insurance subclass components and multiple insurance responsibility components.Insurance subclass component refers to protect The corresponding kind of insurance title of dangerous data message, such as household property insurance, major disease insurance, automobile insurance etc..Insurance Responsibility component refers to the liability to pay compensation that insurance company bears when insurance risk occurs.Insurance responsibility component includes primary responsibility group Part, contributing responsibility component and discharge of obligation component.Multiple insurance subclass components and insurance responsibility component can be that configurating terminal is pre- First configure in server.Each insurance subclass component is associated with one or more insurance responsibility components.
The multiple insurance subclass components and associated insurance responsibility group that server is pre-stored according to information configuration acquisition request Part, and using multiple insurance subclass components and insurance responsibility component the generation information configuration page got, by information configuration page Face is back to configurating terminal or service terminal.The information configuration page includes insurance subclass list and corresponding insurance responsibility list. The inscape of insurance data information includes insurance responsibility, premium delivery method, insurance period and insurance proceeds or insurance money Mode of satisfaction etc..Server has also been pre-stored a variety of premium delivery method, insurance period and insurance proceeds or insurance money payment The other element component such as mode.The information configuration page further includes the corresponding option of above-mentioned other element component.
Designer can insure by the way that configurating terminal is one or more in the information configuration page is to insurance subclass list Subclass component is selected, and other element component can also be selected respectively, can also to above-mentioned other element component into Row is newly-increased.The one or more insurance subclass components and selected other element component that configurating terminal selectes designer are sent out Send to server.
Business personnel can select one or more insurance subclass component in the information configuration page by service terminal It is fixed, selected insurance subclass component can also be reconfigured with associated multiple insurance responsibility components, can also be to it His key element component carries out selected or newly-increased respectively.The insurance subclass component that service terminal selectes business personnel, with selected guarantor The corresponding insurance responsibility component reconfigured of dangerous subclass component and selected other element component are sent to server.
Step 208, it is raw using chosen insurance subclass component and corresponding insurance responsibility component according to information type Into the insurance data information of corresponding types, insurance data information is sent to terminal, terminal is shown that insurance data information corresponds to The page.
The inscape of insurance data information further includes insurance premium rate.Insurance premium rate refers to insurance company by unit insurance money Volume collects the standard of insurance premium to insurer.Server is according to chosen insurance subclass component and corresponding insurance responsibility component Rate-making, and utilize chosen insurance subclass component and corresponding insurance responsibility component, chosen other element The insurance data information of component and insurance premium rate generation respective type.Server adds corresponding mandate to insurance data information The attribute informations such as customer type, application industry and Sales Channel.Customer type is authorized to be distinguished according to scale of consumer, for example, When client is enterprise, customer type is authorized to include minuscule-type-enterprise and large enterprise etc..Can have with a insurance data information There are multiple corresponding application industries.Sales Channel includes the sale of cabinet face, online retailing and telemarketing etc..Server is according to above-mentioned Attribute information, corresponding terminal is distributed to by insurance data information, terminal is shown the corresponding page of insurance data information, is such as believed Cease details page or the page of insuring etc..
In one embodiment, insurance premium is determined according to chosen insurance subclass component and corresponding insurance responsibility component The step of rate, includes：Actuarial model is obtained, chosen insurance subclass component and associated insurance responsibility component are inputted into actuarial Model, is calculated insurance premium rate.
Server has been pre-stored actuarial model.Actuarial model can utilize the corresponding insurance of multiple traditional insurance products What the insurance coverage and insurance premium rate of data message were trained.Server is based on chosen insurance subclass component and corresponding Insurance responsibility component determines insurance coverage, and insurance coverage is inputted actuarial model, and actuarial cost and insurance profit, root is calculated According to actuarial cost and insurance profit rate-making.The corresponding insurance premium rate of insurance data information is determined using actuarial model, The efficiency and accuracy rate of insurance premium rate calculating can be improved, so as to improve the allocative efficiency of insurance data information.
In the present embodiment, the information configuration sent according to terminal is asked, and can obtain pre-stored multiple insurance subclass groups Part and associated insurance responsibility component；Using multiple insurance subclass components and insurance responsibility component, insurance data letter can be generated The information configuration page of breath；The information configuration page is sent to terminal, can make related personnel by terminal in information configuration page Selected in face of one or more insurance subclass component；According to one or more insurance subclass components on the information configuration page Selected operation, can obtain chosen insurance subclass component；The information type carried according to information configuration request, can utilize The insurance data information of chosen insurance subclass component and corresponding insurance responsibility component generation corresponding types.Due in advance will The inscape of insurance data information is defined as insurance subclass component and insurance responsibility component, when needing newly-increased insurance data information When simple foot assembling need to be only carried out to existing component, the insurance data information configuration time can be saved；Subclass group will be insured Part is associated with insurance responsibility component so that the magnanimity component for the insurance data information of generation is that tool is structured, just In the management to multiple components, so as to improve the allocative efficiency of insurance data information；In addition, the information configuration according to terminal Polytype insurance data information is requested to generate, can meet diversified demand for insurance.
In one embodiment, according to the multiple insurance subclass components of information configuration acquisition request and associated insurance responsibility Before the step of component, further include：Receive multiple insurance subclass components and the multiple insurance responsibility components that configurating terminal is sent；Will Each insurance subclass component is associated with one or more insurance responsibility components；To multiple insurance subclass components after association into Row classification, obtains multiple insurance parent components；Parent component and corresponding one or more insurance subclass components will each be insured It is associated.
Insurance company designer has pre-defined a variety of insurance subclass components and insurance responsibility component, and stored to Server.In another embodiment, server extracted in traditional corresponding insurance data information of insurance products obtain it is more Kind insurance subclass component and insurance responsibility component.Server distinguishes the insurance responsibility component of magnanimity according to default correlation rule Association to one or more insures subclass component, and each insurance subclass component can be carried out with one or more insurance responsibility components Association.Server extracts keyword in subclass component is insured, and obtains default multiple sort key words, the key that will be extracted Word is matched with default sort key word, is classified according to matching result to substantial amounts of insurance subclass component, obtained more A insurance parent component.Default sort key word can be a variety of target types, such as house, motor vehicles etc..Insure parent Component refers to the corresponding kind of insurance title of insurance data information, such as property insurance, personal insurance etc..Insurance parent component includes Insure subclass component, for example, in the example above, property insurance includes household property insurance and automobile insurance etc., the person Insurance includes major disease insurance, aviation accident/injury insurance etc..Server will insure parent component and corresponding insurance subclass Component is associated.
In the present embodiment, the insurance responsibility component of magnanimity is associated with insurance subclass component respectively, is protected to substantial amounts of Dangerous subclass component is further classified, and the insurance parent component that classification obtains is associated with corresponding insurance subclass component, So that multiple components obtain the storage of structuring, easy to the management to multiple components, also allow for utilizing these structured group The management of the insurance data information of part generation, can save the extraction time of component during insurance data information configuration, so that Improve the allocative efficiency of insurance data information.
In one embodiment, insurance data information has corresponding version number；This method further includes：To multiple insurance Class component and insurance responsibility component add corresponding version number respectively；When the component for receiving configurating terminal transmission changes request When, the version number of phase insurable subclass component or insurance responsibility component is upgraded；When insurance subclass component or insurance responsibility When the version number of component is upgraded, the version number of corresponding insurance data information is upgraded.
After multiple insurance subclass components of configurating terminal transmission and multiple insurance responsibility components is received, server is to every A insurance subclass component and each insurance responsibility component add corresponding version number respectively, and to each insurance parent group of generation Part, and utilize multiple insurance subclass components and the also addition pair respectively of the insurance data information of associated insurance responsibility component generation The version number answered.Version number refers to the identification number of version, such as V1.0 or V1.1.
Designer can be updated insurance subclass component or insurance responsibility component by configurating terminal.When receiving When configurating terminal changes request to the component of transmission, component change request carries component mark and corresponding more newer field, clothes Business device obtains default multiple critical fielies, and more newer field is matched with multiple critical fielies.When successful match, represent More newer field, which belongs to, may influence premium or the follow-up field for correcting Claims Resolution related business process, server by utilizing more newer field Phase insurable subclass component or insurance responsibility component are updated, and it is sub to the insurance updated according to default progressive law The version number of class component or insurance responsibility component is upgraded, as V1.0 upgrades to V1.1.It is readily appreciated that, when insurance responsibility component Version number upgrading when, the corresponding version number of insurance subclass component of the insurance responsibility component liaison should also be as upgrading；Work as insurance During version number's upgrading of subclass component, the corresponding version number of insurance parent component of the insurance subclass component liaison should also be as rising Level；When insurance responsibility component or insuring version number's upgrading of subclass component, the insurance subclass component or insurance responsibility group are utilized The corresponding version number of insurance data information of part generation should also be as upgrading.
Corresponding version number is added for insurance data information so that the insurance number that insurance company can buy according to client Correct and settle a claim it is believed that breath carries out declaration form.Specifically, when receiving when correcting request or Claims Resolution request of client terminal transmission, criticize Change request or Claims Resolution request carries declaration form mark respectively, server obtains corresponding declaration form data according to declaration form mark.Declaration form The version number of the insurance data information of data record client purchase.Server is according to the acquisition pair of the version number of insurance data information The product information answered, carries out correcting processing or Claims Resolution is handled according to the product information got.
With turn of the market, often need to be updated adjustment for the insurance responsibility that the insurance data information reached the standard grade includes. In traditional approach, during being adjusted in renewal, correcting and settling a claim for the declaration form that ensures to have accepted insurance to former insurance data information Deng the compatibility of operation, generally require system developer and the background process logic of insurance data information design system is repaiied Change so that insurance data information design system becomes to become increasingly complex, not easy care.And in the present embodiment, for insurance data Information introduces version number., only need to be according to declaration form when the declaration form that lowest version insurance data information is accepted insurance is corrected or settled a claim The insurance data information version number of record obtains corresponding product information and processes, can be real without system developer's intervention Now accepted insurance to former insurance data information declaration form the operation such as correct and settle a claim compatibility.
In one embodiment, this method further includes：It is corresponding to receive each insurance parent component that configurating terminal is sent Multiple premium influence factors；Each premium influence factor is associated with corresponding calculation formula；Generated and protected using multiple calculation formula Take formula, premium formula is associated with corresponding insurance subclass component or insurance responsibility component；By multiple insurance responsibility groups The premium formula superposition of part, obtains the premium formula to insurable subclass component, by multiple chosen insurance subclass components Premium formula is superimposed, and obtains the premium formula of corresponding insurance data information；The premium formula of insurance data information is protected with corresponding Dangerous data message is associated.
In order to improve the allocative efficiency that insurance data information corresponds to premium formula, configurating terminal will each influence premium calculating The corresponding calculation formula of factor be encapsulated as the premium influence factor of Chinese, and by premium influence factor and corresponding calculation formula It is associated.For example, insurance subclass component " household property insurance " corresponding premium influence factor include rent day standard rate, Rental, type of house and guaranty rate etc..Configurating terminal, which will each insure the corresponding multiple premiums of parent component, to be influenced Factor and associated calculation formula are sent to server.When the formula configuration for the premium formula for receiving configurating terminal transmission please When asking, server obtains multiple calculation formula according to formula configuring request, and premium is generated using the multiple calculation formula got Formula.
In one embodiment, the step of generating premium formula using multiple calculation formula, including：Receive configurating terminal hair The formula description sent；The premium influence factor being selected in being described according to formula obtains corresponding calculation formula, is retouched using formula Operator in stating is spliced multiple calculation formula, generates premium formula.
When receiving the formula configuring request of premium formula of configurating terminal transmission, formula configuring request carries parent Component identifies, and server obtains corresponding multiple premium influence factors according to parent component mark, and multiple using getting The formula configuration page of premium influence factor generation premium formula.The formula configuration page can be in the form of a list to multiple premiums Influence factor is shown.Formula configuration page face includes equation editing frame.Server sends the formula configuration page to configuration eventually End, allows designer to one or more premium influence factors select and in formula in list by configurating terminal Edit box inputs operator.Configurating terminal is according to the selected operation of one or more premium influence factors and operator in list Input operation, the operator of input and chosen premium influence factor are added to equation editing frame, and set receiving During the instruction that the configuration of meter personnel input finishes, the content generation formula description in equation editing frame is utilized.Configurating terminal should Formula description is sent to server.Formula description is passage, for describing the implication of the formula.Server is retouched according to formula The premium influence factor being selected in stating obtains corresponding calculation formula, and the operator inputted in being described using formula will be got Multiple calculation formula spliced, generate premium formula.
Designer only need to simply carry out the choosing of premium influence factor according to the function that formula to be realized in configurating terminal Fixed and operator input, you can generate the formula description of the formula, server can automatic Mosaic pair according to formula description The calculation formula generation premium formula answered, can both reduce the configuration threshold of premium formula, can also improve matching somebody with somebody for premium formula Put efficiency.
Formula configuring request also carries component mark.Server is identified premium formula and corresponding insurance according to component Subclass component or insurance responsibility component are associated.The premium formula of multiple insurance responsibility components is superimposed by server, can be obtained To the premium formula to insurable subclass component；The premium formula of multiple chosen insurance subclass components is superimposed, can be obtained To the premium formula of corresponding insurance data information.Server is by the premium formula of insurance data information and corresponding insurance data information It is associated.It is readily appreciated that, insurance subclass component can also individually set corresponding premium formula, rather than will be associated multiple What the premium formula of insurance responsibility component was superimposed.
In the present embodiment, according to the factor for influencing premium calculating, the corresponding calculation formula of each factor is encapsulated as in advance Straightaway Chinese premium influence factor；When needing to insurance responsibility component or the corresponding premium of insurance subclass component Configuration During formula, premium influence factor need to only be carried out it is selected i.e. using the corresponding premium formula of corresponding calculation formula generation, both The configuration threshold of premium formula can be reduced, the allocative efficiency of premium formula can also be improved.
In one embodiment, terminal includes configurating terminal；Information type includes standard data message；According to info class Type, using chosen insurance subclass component and corresponding insurance responsibility component, generates the insurance data information of corresponding types Step, including：Using chosen insurance subclass component and associated insurance responsibility component, security unit information is generated；To protecting Dangerous unit information adds corresponding rule of insuring；Using multiple security unit information for being equipped with rule of insuring, normal data is generated Information.
The information configuration page includes the first information configuration page., can when designer needs to configure standard data message Asked with sending information configuration to server by configurating terminal.Information configuration request carries parent component mark, service Device is identified according to parent component obtains the corresponding multiple insurance subclass components of phase insurable parent component, multiple using what is got Insure subclass component and the associated insurance responsibility component generation first information configuration page, the first information configuration page is back to Configurating terminal.Designer can by configurating terminal first information configuration page in face of one or more insurance subclass components into Row is selected.Configurating terminal configures the corresponding selected operation of one or more insurance subclass component on the page according to the first information, will Chosen insurance subclass component is sent to server.The insurance subclass component and associated insurance duty that server by utilizing is selected Appoint component, generate security unit information.Designer can carry out repeatedly different selected operation in configurating terminal, and then can be with Generate the security unit information of different size.Server can utilize the generation of one or more of which security unit information to have not With the insurance data information of insurance coverage.
Server has been pre-stored the corresponding a variety of rules of insuring of each insurance parent component, as minimum is insured quantity, insurance Time limit and occupation type etc..In one embodiment, the first information configuration page further includes a variety of corresponding options of rule of insuring, Configurating terminal faces regular selected operation of insuring according to designer in first information configuration page, obtains chosen rule of insuring Then, chosen rule of insuring is sent to server, server will insure regular to be closed with corresponding security unit information Connection.In another embodiment, server parses the security unit information of generation, the insurance coverage obtained according to parsing Corresponding rule of insuring is obtained, is associated insuring of getting is regular with corresponding security unit information.Server by utilizing Multiple security unit information generation standard data messages for being equipped with rule of insuring.
In the present embodiment, advance with insurance data information structure key element and define multiple components, and component is associated And classification, to the structured classification storage of multiple components, when needing newly-increased insurance data information, need to only be inputted in configurating terminal Demand for insurance is that the rapid increasing new of standard data message can be achieved.
In one embodiment, terminal includes service terminal；Information type includes self-defining data information；According to info class Type, using chosen insurance subclass component and corresponding insurance responsibility component, generates the insurance data information of corresponding types Step includes：Receive service terminal according on the information configuration page by chosen insurance subclass component and associated multiple insurances The insurance responsibility component reconfigured with chosen insurance subclass component that the operation that responsibility component reconfigures is sent；Utilize Chosen insurance subclass component and the corresponding insurance responsibility component reconfigured, generate self-defining data information.
Standard data message configuration insurance responsibility be fixed, when corresponding insurance products are sold it includes some Money insurer simultaneously need not, but because can not unrestricted choice, insurer can only all insure, and insurance business is promoted slow and not enough spirit It is living.In traditional approach, insurance company in order to accelerate the popularization of insurance business, can only by manually increasing insurance data information newly, with The demand for insurance of insurer's personalization, but by manually carrying out the configuration of personalized insurance data information so that insurance data is believed It is relatively low to cease allocative efficiency.In order to solve the problems, such as that above-mentioned personalized insurance data information configuration efficiency is low, the present embodiment business is whole End directly can be freely combined insurance subclass component and insurance responsibility component.
The information configuration page includes the second information configuration page.When business personnel needs to be set according to the insurance will of insurer When counting self-defining data information, information configuration directly can be sent to server by service terminal and asked.The information configuration please Ask and carry the description of parent component.Parent component describes product classification, the target for including the desired insurance data information of insurer Type, entry-into-force time and out-of-service time etc..Server is corresponding more according to parent component description acquisition phase insurable parent component A insurance subclass component and associated insurance responsibility component, are blamed using the multiple insurance subclass components and associated insurance that get Appoint component to generate the second information configuration page, the second information configuration page is back to service terminal.Designer can pass through Service terminal selectes one or more insurance subclass component in the second information configuration page, can also be by selected insurance Subclass component is reconfigured with associated multiple insurance responsibility components, and insurance model is redefined with the wish according to insurer Enclose.Service terminal insures the corresponding selected operation of subclass component according to one or more on the second information configuration page, and will The operation that chosen insurance subclass component is reconfigured with associated multiple insurance responsibility components, by chosen insurance subclass The insurance responsibility component that component and corresponding class component reconfigure is sent to server.The insurance that server by utilizing is selected Subclass component and the corresponding insurance responsibility component reconfigured, generate self-defining data information.
In the present embodiment, service terminal according to the personalized insurance demand of insurer can directly to insurance subclass component and Insurance responsibility component is freely combined, and generation is suitable for the personalized insurance data information of insurer, and directly structured Selected again on multiple assemblies, the allocative efficiency of self-defining data information can be improved.
In one embodiment, terminal further includes service terminal；The information configuration request that service terminal is sent carries visitor Family identifies and the message identification of multiple standard data messages；Information type further includes data splitting information；According to information type, profit With chosen insurance subclass component and corresponding insurance responsibility component, the step of generating the insurance data information of corresponding types, Including：Corresponding customer type is obtained according to customer ID, corresponding multiple standard data messages are obtained according to multiple message identifications Application industry；Risk verification is carried out according to the combination of customer type and application industry to multiple standard data messages；Work as verification By when, utilize multiple standard data messages generation data splitting information.
In order to promote the popularization of insurance business, insurance company often releases the data splitting information across insurance parent, for example, , may related bundle sale household property insurance product or unexpected health insurance product when selling motor vehicles insurance products. Wherein, the corresponding insurance parent of automobile insurance is property insurance, and unexpected health insurance is corresponding to insure parent for person guarantor Danger, belongs to different insurance parents.For the insurance data information of bundle sale, insurer can be with unrestricted choice.
, can be with when multiple standard data messages that business personnel needs to be selected according to insurer design data splitting information Information configuration is sent by service terminal to server to ask.Information configuration request carries customer ID and multiple criterion numerals It is believed that the message identification of breath.Server obtains corresponding customer type according to customer ID, according to the acquisition pair of multiple message identifications Answer the application industry of multiple standard data messages.Customer type includes minuscule-type-enterprise and large enterprise etc..Application industry includes doctor Treat industry and internet industry etc..Server is carried out according to the combination of customer type and application industry to multiple standard data messages Risk is verified.Specifically, server obtains the mandate customer type of multiple standard data messages according to message identification；To customer class Whether type belongs to the mandate customer type of each standard data message and whether the application industry of multiple standard data messages wraps Verified containing identical application industry.When multiple standard data messages have identical application industry, and customer type belongs to During the mandate customer type of each standard data message, represent that risk is verified.
When multiple standard data messages do not have identical application industry, i.e., when inter-trade, server obtains default multiple Industry combines, and multiple industries are combined the combination progress with combining the application industry of multiple standard data messages in request respectively Match somebody with somebody.Work as successful match, and when customer type belongs to the mandate customer type of each standard data message, represent that risk verification is logical Cross.When it fails to match, combined task is generated according to multiple standard data messages that information configuration request carries, by combined task Send to configurating terminal, judge whether multiple standard data messages can combine by configurating terminal by core guarantor.When risk is tested Card passes through, or receives when agreeing to the confirmation result combined of configurating terminal return, multiple criterion numerals that server by utilizing obtains It is believed that breath generation data splitting information and the corresponding page of insuring, the page that will insure are sent to service terminal.The page of insuring Include whether the option of " merging list ".When insurer's purchase combinations thereof data message, and by service terminal to " merging When the option of list " makes choice, service terminal sends the corresponding selection result of the option of " merging list " to server.Service Device generates corresponding declaration form according to selection result.Traditional is difficult to close when the multiple standard data messages for insuring parent are going out list And going out a declaration form, insurance data information design system needs to generate corresponding declaration form respectively so that the later stage corrects and settle a claim needs Multiple declaration forms are handled, reduce efficiency of correcting and settle a claim.And in the present solution, no matter generating multiple normal datas of data splitting information Whether information can merge list, correct and settle a claim easy to the later stage across insurance parent.
In the present embodiment, it will be directly combined according to customer demand across multiple standard data messages of insurance parent, and Combination to multiple standard data messages carries out risk verification, when being verified, automatically forms new data splitting information, carries The allocative efficiency of high data splitting information.
In one embodiment, insurance data information has the corresponding page of insuring；This method further includes：Receiving terminal is sent out That send buries a request；Bury the attribute information that a request carries multiple controls in the insure page and the page of insuring；According to attribute Whether multiple controls are that tangible control is identified respectively by information, and multiple tangible controls are set and are buried a little；It will be buried a little The information of burying of control send to terminal, make terminal one or more tangible controls on the page of insuring is got corresponding During touch operation, the corresponding touch event of touch operation is intercepted, the attribute information of the control touched is obtained, according to category Property information and bury the control that the identification of information is touched and whether belong to and buried control a little, buried a little when the control touched belongs to Control when, the touch event intercepted is reported；The touch event that receiving terminal reports, obtains according to touch event and throws The corresponding operation behavior data of the page are protected, operation behavior data are analyzed, analysis result is fed back into terminal.
Configurating terminal is with being separately operable the insurance data information for buying above-described embodiment offer on service terminal Application program or the network platform.Plug-in unit SDK (Software Development have been pre-installed in application program or the network platform Kit, Software Development Kit).SDK is advance based on UI (User Interface, user interface) the cross-platform frame increased income Develop the script of generation.The cross-platform frames of UI can be React Native frames or Weex frames etc..SDK includes data acquisition Script, touch event intercept script, control matching script and touch event and report script etc., for data acquisition, touch event Intercept, control matching and touch event report.
When insurer ask buy some insurance data information when, business personnel can according to the insurance will of insurer, Using the application program on service terminal or the network platform request of insuring is sent to server.In another embodiment, client Also the application program or the network platform for insuring have been run in terminal.Insurer can be straight by oneself corresponding client terminal Connect to server and send request of insuring, this is not limited.The application program or the network platform include multiple pages of insuring.Insure The page can be that configurating terminal is obtained according to per money insurance data information design.The page of insuring includes multiple views.Each regard Figure has corresponding view identification and view name.View includes control and control controller.Control controller be used for configure and Control is managed, is sightless to user.User can carry out touch operation to controls such as visible button, text boxes.Touch Operation includes click, long-press, short-press or slip etc..
In order to be better understood by the situation of insuring of every money insurance data information, configurating terminal is to multiple controls in the page of insuring Part bury a little.Specifically, configurating terminal parses the current page of insuring using SDK, gather multiple in the page of insuring The attribute information of view.Attribute information includes view name and view index.It is readily appreciated that, view name can be control title Or controller title, view index can be control index or controller index.View index can be SDK according to the page of insuring In hierarchical relationship between multiple views give the numberings of multiple view allocations in advance.SDK can be regarded view index as correspondence The subscript of the view name of figure is recorded, such as UIButton0,UIButton1And UIButton2.Attribute information, which further includes, insures The hierarchical information of multiple views in the page.Each view has corresponding hierarchical information, and hierarchical information includes the view and other Inheritance between one or more views.For example, control UIView is inherited in control controller ViewController, then Control controller ViewController is the last layer level view of control UIView.Configurating terminal obtains the page for the page of insuring Sectional drawing, a request is buried using the generation of the attribute information of page screenshot and multiple views, will be buried a request and is sent to server.
Server is (hereinafter referred to as " tangible to the control that touch operation can be carried out in page screenshot according to attribute information Control ") it is identified, and according to the hierarchical information of multiple views, multiple tangible controls point are built using multiple view names Not corresponding view paths, the corresponding index path of multiple tangible controls is built using multiple view indexes.Server Tangible control is positioned according to the view paths of tangible control and level path, the position where tangible control A frame is buried in addition.Burying a frame can be with rectangle frame etc..Server will with the addition of the page screenshot that buries a frame and be back to configuration Terminal.Designer can be buried a little by configurating terminal to being set with the tangible control for burying a frame.Configurating terminal obtains Sent by the burying a little as a result, a result will be buried for tangible control (hereinafter referred to as " by a control is buried ") buried a little to server.Clothes Business device utilizes buried a control and view paths and index path generation to bury an information, will bury an information and is distributed to business end End, with to being acquired on any service terminal to the operation behavior data for the page of insuring.
Service terminal is inserted into the touch event write in advance in the corresponding method function of a control is buried using SDK and intercepted Function, to carry out touch event binding to multiple control that buried in the page of insuring.When business personnel passes through on service terminal When application program or the network platform are insured, service terminal obtains one or more tangible controls pair on the corresponding page of insuring The touch operation answered, intercepts the corresponding touch event of function pair touch operation by touch event and is intercepted.Service terminal profit The attribute information of the control (hereinafter referred to as " by touch control ") touched is obtained with SDK, is touched according to attribute information generation The view paths and index path of control.Service terminal is by by the view paths of touch control and the view paths for being buried a control Matched, will be matched by the index path of touch control with being buried the index path of a control, when view paths and rope During footpath difference successful match of leading the way, represent to be touched control to belong to and buried a control.A control is buried when being belonged to by touch control When, the touch event intercepted is reported into server.
Server can obtain the operation behavior data insured on the page according to touch event, to the operation behavior got Data are analyzed.Operation behavior data include the access stream that business personnel corresponds to different insurance data information the page of insuring Journey, visit capacity, jump out rate and return visit amount, and business personnel requires to draw in search used in the page of insuring according to insurer Hold up, keyword with associate keyword etc..Server is by analyzing browsing process, it can be determined that the structure for the page of insuring is set Whether meter is reasonable；By to visit capacity, jump out rate and return visit amount is analyzed, it can be determined that the sale of different insurance data information Temperature；Analyzed by the search engine to using, keyword with keyword is associated, the preference of insuring of insurer can be obtained Deng.Server will analyze obtained page structure design rationality of insuring, different insurance data information marketing temperatures, and difference is insured People's information such as preference of insuring feed back to configurating terminal, and insurance data letter is preferably carried out by configurating terminal with design personnel Breath design.
In the present embodiment, buried a little in the corresponding page setup of insuring of insurance data information in advance, using burying a little to page of insuring Operation behavior data on face are acquired, can be to the design of insurance data information by analyzing operation behavior data Instructed, configurating terminal is more quickly generated more popular insurance data information.
In one embodiment, attribute information includes control title, base attribute and access attribute；According to attribute information, Whether it is the step of tangible control is identified respectively to multiple controls, including：According to base attribute identify control whether be Tangible control；When control is not tangible control, identification control title whether be set element in goal set and Whether access attribute has default property value；Set element in the entitled goal set of control, and access attribute has During default property value, control is labeled as tangible control.
Configurating terminal, which is sent to the attribute information of the control of server, includes base attribute.Base attribute includes transparent category Property, hide attribute and interaction attributes etc..Interaction attributes include a kind of userInteractionEnabled (Property Name) attribute. For primary APP, server can recognize that whether the control belongs to tangible control according to the base attribute of control.When using journey When sequence is Web APP or mixes APP, attribute information further includes access attribute.Access attribute includes A kind of isAccessibilityElement (Property Name) attribute.
The default set of server storage.Default set by the control name of multiple tangible controls be referred to as set element into Row record, such as UIControl, UITableViewCell, UICollectionViewCell, UIView (a kind of control title) And the control title of corresponding subclass control.Whether the control title of server identification control belongs to the collection in default set Close element.When control title is not belonging to the set element in default set, represent that the control cannot carry out touch operation.When When control title belongs to the set element in default set, server obtains the transparent attribute of the control, hides attribute and interaction Whether the respective property value of attribute, three property values of identification respectively reach respective preset attribute value.When the attribute of transparent attribute Be worth for corresponding preset attribute value when, it is opaque to represent the control.When the property value for hiding attribute is corresponding default category During property value, represent that the control is visible.When the property value of interaction attributes is corresponding preset attribute value, represent that the control can The touch operation of user can be responded with user mutual, the i.e. control.Transparent attribute, hiding attribute and interaction when control belong to When property is respectively provided with corresponding preset attribute value, which is labeled as tangible control by server.
There are the cross-platform page in Web APP or mixing APP, such as H5 (HTML5, the hypertext markup language) page.By In the cross-platform page formed by JS (JavaScript, literal translation formula script) engine translation so that controlled in the cross-platform page The control title of part is not belonging to the set element in default set.When control is identified as carrying out according to base attribute During the control of touch operation, it not can determine that the control cannot carry out touch operation still, the control title of server identification control is The no set element belonged in goal set.Goal set can be that application developers are configured in server in advance.Mesh The control name for the multiple controls that can carry out touch operation is also referred to as set element and is recorded by mark set.In goal set Control title include the control title of RCTView (a kind of control title) and its subclass control.When control title is not belonging to mesh When marking the set element in set, represent that the control cannot carry out touch operation.When control title belongs in goal set During set element, server obtains the property value of access attribute, judges whether the property value is default property value.Work as control name Set element referred to as in goal set, and when access attribute has default property value, server is by control labeled as can touch Touch control.
In the present embodiment, when application program is primary APP, it can be insured according to base attribute to application program in the page Tangible control be identified；, can be according to access attribute to correspondence when application program is Web APP or mixes APP The tangible control insured with program in the page is identified so that the tangible control recognition methods for it is polytype should Can be general with program, the accuracy of identification of tangible control can be improved.
In one of the embodiments, burying an information includes multiple view paths and index path for being buried control a little； According to attribute information and bury whether the control that the identification of information touched belongs to the step of being buried control a little, including：Obtain quilt The view paths and index path of the control of touch；Obtain multiple view paths and index path for being buried control a little；Will be by The view paths of the control of touch are matched with by the view paths for burying control a little, by the index path of the control touched Matched with by the index path for burying control a little；When view paths and index path difference successful match, touched Control, which belongs to, is buried control a little.
Receive configurating terminal transmission bury an information after, server is according to the hierarchical informations of multiple views, using more A view name structure is multiple to be buried the corresponding view paths of a control, is buried a little using multiple view indexes structure is multiple The corresponding index path of control.Specifically, server is recalled step by step upwards according to the hierarchical information for being buried a control, that is, know A control is not buried and whether there is last layer level view, when there are during last layer level view, extracting regarding for the last layer level view The map title claims and view index.Server is continued up according to the hierarchical information for being buried a control recalls step by step, that is, identifies and buried a little Whether the last layer level view of control still suffers from corresponding last layer level view, if in the presence of, extract corresponding view name and View index, until highest level view.It should be noted that though control controller is sightless to user, control and Control controller can reflect the hierarchical structure of multiple view entirety in the page of insuring together, therefore control controller is also structure Necessary to view paths and index path.
According to the hierarchical information for being buried a control, server by utilizing first is default to identify the multiple view names that will be extracted Splice step by step, i.e., highest level view to the view name for being buried multiple views of a control is spliced successively, obtain catalogue word Symbol string, using the directory characters string as being buried the corresponding view paths of a control.SDK will be extracted using the second default mark Multiple view indexes splice step by step, i.e., spell highest level view to the view index for being buried multiple views of a control successively Connect, obtain index character string, using the index character string as the corresponding index path of a control is buried, so as to obtain being buried a control The corresponding level path of part.First default mark and the second default mark can be "/" respectively, " _ ", " # ", "@" or " * " etc..
Each view name of composition view paths corresponds to the view of different levels respectively, therefore view paths can be to difference The view of level distinguishes.For example, view paths/UIwindow/ViewController/UIView/ in the example above UIButton, expression UIwindow are highest level view, and ViewController is next hierarchical view of UIwindow, UIView is next hierarchical view of ViewController, and UIButton is next hierarchical view of UIView.
Multiple views can be inherited in same view, i.e., the corresponding last layer level view of multiple views can be same View, such as control UIButton0, control UIButton1With control UIButton2It can inherit in same control UIView.Index Path can reflect the display hierarchical relationship in corresponding last layer level view to a view, you can with to same level Different views distinguish.For example, it is assumed that the control UIButton in the example above1Corresponding index path is 0_1_2_1, then Expression UIwindow is highest level view, and view controller ViewController is the of last layer level view UIwindow 2 sub- views, control UIView are the 3rd sub- view of last layer level view ViewController, and control UIButton is The 2nd sub- view of last layer level view UIView.
View paths can distinguish the view of different levels, and index path can be to the different views of same level Distinguish, so that the combination of view paths and index path can complete the uniqueness positioning of tangible control jointly.Can be with Understand, view paths can also be combined displaying with index path by level path.For example, using view index as respective view The subscript of view name, lower target view is carried using the first default mark or the second default mark by multiple in the manner described above Title is spliced step by step, obtains following level path：/UIwindow0/ViewController1/UIView2/ UIButton1。
Server will be sent to service terminal by the index path for the view paths for burying a control.When receiving the page of insuring During the corresponding touch operation of a upper control, service terminal can also be generated by the view paths of touch control in the manner described above With level path.Whether service terminal is contrasted by the view paths of touch control and index path respectively with being buried a little using SDK The view paths of control are consistent with index path.When by the view paths of touch control and the view paths one for being buried a control Cause, and by the index path of touch control it is consistent with the index path for being buried a control when, represent to be touched control to belong to and buried Point control, in other words, the control currently touched, which has been set, to be buried a little, and service terminal reports to the touch event intercepted Server.
In the present embodiment, view paths can distinguish the corresponding control of different levels view, and index path can be with Difference control corresponding to same level view distinguishes, and the combination of view paths and index path can be accurately fixed to control Position, so as to improve control matching precision, and then can accurately report the touch event of control.
In one embodiment, as shown in Figure 3, there is provided a kind of configuration device of insurance data information, including：Configuration please Modulus block 302, component chosen module 304 and information collocation module 306, wherein：
Configuring request module 302, the information configuration request sent for receiving terminal；Information configuration request carries information Type.
Component chosen module 304, for according to the multiple insurance subclass components of information configuration acquisition request and associated insurance Responsibility component, generates the information configuration page using multiple insurance subclass components and insurance responsibility component, the information configuration page is sent out Send to terminal, terminal obtains the corresponding selected operation of one or more insurance subclass component on the information configuration page；Receiving terminal The chosen insurance subclass component sent.
Information collocation module 306, for according to information type, utilizing chosen insurance subclass component and corresponding insurance Responsibility component, generates the insurance data information of corresponding types, insurance data information is sent to terminal, makes terminal display insurance number It is believed that cease the corresponding page.
In one embodiment, terminal includes configurating terminal；The device further includes component definition module 308, for receiving The multiple insurance subclass components and multiple insurance responsibility components that configurating terminal is sent；Subclass component and one or more will each be insured A insurance responsibility component is associated；Classify to multiple insurance subclass components after association, obtain multiple insurance parent groups Part；Each insurance parent component is associated with corresponding one or more insurance subclass components.
In one embodiment, insurance data information has corresponding version number；The device further includes version definition module 310, for adding corresponding version number respectively to multiple insurance subclass components and insurance responsibility component；When receiving configurating terminal During the component change request of transmission, the version number of phase insurable subclass component or insurance responsibility component is upgraded；Work as insurance When the version number of subclass component or insurance responsibility component is upgraded, the version number of corresponding insurance data information is upgraded.
In one embodiment, which further includes formula configuration module 312, for receiving each of configurating terminal transmission Insure the corresponding multiple premium influence factors of parent component；Each premium influence factor is associated with corresponding calculation formula；Utilize Multiple calculation formula generate premium formula, and premium formula is closed with corresponding insurance subclass component or insurance responsibility component Connection；By the corresponding premium formula superposition of multiple insurance responsibility components, the corresponding premium formula of phase insurable subclass component is obtained, will The corresponding premium formula superposition of multiple chosen insurance subclass components, it is public to obtain the corresponding premium of corresponding insurance data information Formula；The corresponding premium formula of insurance data information is associated with corresponding insurance data information.
In one embodiment, terminal includes configurating terminal；Information type includes standard data message.Information collocation module 306 include standard information configuration module 3062.Standard data message generation module 3062 is used to utilize chosen insurance subclass Component and associated insurance responsibility component, generate security unit information；Corresponding rule of insuring is added to security unit information；Profit With multiple security unit information for being equipped with rule of insuring, standard data message is generated.
In one embodiment, terminal includes service terminal；Information type includes self-defining data information.Information configuration mould Block 306 includes self-defined information configuration module 3064.Self-defined information configuration module 3064 is used to receive service terminal according to letter Chosen insurance subclass component and the operation that associated multiple insurance responsibility components reconfigure are sent on the breath configuration page The insurance responsibility component reconfigured with chosen insurance subclass component；Utilize chosen insurance subclass component and correspondence The insurance responsibility component reconfigured, generate self-defining data information.
In one embodiment, terminal further includes service terminal；The information configuration request that service terminal is sent carries visitor Family identifies and the message identification of multiple standard data messages；Information type further includes data splitting information.Information collocation module 306 Including combined information configuration module 3066.Combined information configuration module 3066 is used to obtain corresponding customer class according to customer ID Type, the application industry of corresponding multiple standard data messages is obtained according to multiple message identifications；According to customer type and application industry Combination to multiple standard data messages carries out risk verification；When being verified, multiple standard data message generation groups are utilized Close data message.
In one embodiment, described information configuration page face includes multiple insurance subclass component and insurance responsibility component difference Corresponding tangible control；The device further includes analysis module 314 of insuring, and a request is buried for what receiving terminal was sent；Bury a little Request carries the attribute information of multiple controls in the insure page and the page of insuring；According to attribute information, it is to multiple controls It is no to be identified respectively for tangible control, multiple tangible controls are set and are buried a little；An information is buried by buried control a little Send to terminal, make terminal in the corresponding touch operation of the tangible control of one or more on getting the page of insuring, to touching Touch the corresponding touch event of operation to be intercepted, obtain the attribute information of the control touched, according to attribute information and bury a letter Whether the control that is touched of breath identification, which belongs to, is buried control a little, when the control touched, which belongs to, is buried control a little, will be blocked The touch event being truncated to is reported；The touch event that receiving terminal reports, it is corresponding to obtain the page of insuring according to touch event Operation behavior data, analyze operation behavior data, and analysis result is fed back to terminal.
In one embodiment, analysis module of insuring 314 includes control identification module 3142.Attribute information includes control name Title, base attribute and access attribute.Control identification module 3142, for identifying whether control is tangible control according to base attribute Part；When control is not tangible control, whether identification control title is set element and access attribute in goal set Whether there is default property value；Set element in the entitled goal set of control, and access attribute has default category During property value, control is labeled as tangible control.
In one of the embodiments, an information of burying includes multiple view paths for being buried a control and index road Footpath.Analysis module of insuring 314 includes control matching module 3144.Control matching module 3144, for obtaining the control touched View paths and index path；Obtain multiple view paths and index path for being buried control a little；The control that will be touched View paths matched with by the view paths for burying control a little, the index path for the control that touched and will be buried a little The index path of control is matched；When view paths and index path difference successful match, the control that is touched belong to by Bury control a little.
The configuration device of above-mentioned insurance data information can be implemented as a kind of form of computer program, computer program It can be run in computer equipment as shown in Figure 4.
In one embodiment, there is provided a kind of computer equipment, the computer equipment can be server or Mobile terminal.When the computer equipment is server, its cut-away view can be as shown in Figure 4.The computer equipment includes Processor, storage device and the network interface connected by system bus.Wherein, the processor of the computer equipment is used to provide Calculating and control ability.The storage device of the computer equipment includes non-volatile memory medium, built-in storage.This is non-volatile Storage medium is stored with operating system and computer program.The built-in storage be non-volatile memory medium in operating system and The operation of computer program provides environment.The network interface of the computer equipment is used to by network connection lead to exterior terminal Letter.To realize a kind of collocation method of insurance data information when the computer program is executed by processor.Those skilled in the art It is appreciated that the structure shown in Fig. 4, only with the block diagram of the relevant part-structure of application scheme, is not formed to this The restriction for the computer equipment that application scheme is applied thereon, specific computer equipment can include more more than shown in figure Or less component, either combine some components or arranged with different components.
Processor can perform following steps when performing computer program：The information configuration request that receiving terminal is sent；Letter Breath configuring request carries information type；According to the multiple insurance subclass components of information configuration acquisition request and associated insurance responsibility Component, using it is multiple insurance subclass components and insurance responsibility component generate the information configuration page, by the information configuration page send to Terminal, terminal obtain the corresponding selected operation of one or more insurance subclass component on the information configuration page；Receiving terminal is sent Chosen insurance subclass component；According to information type, chosen insurance subclass component and corresponding insurance responsibility are utilized Component, generates the insurance data information of corresponding types, insurance data information is sent to terminal, terminal is shown insurance data letter Cease the corresponding page.
In one embodiment, terminal includes configurating terminal；Processor also performs following steps when performing computer program： Receive multiple insurance subclass components and the multiple insurance responsibility components that configurating terminal is sent；Subclass component and one will each be insured Or multiple insurance responsibility components are associated；Classify to multiple insurance subclass components after association, obtain multiple insurance fathers Class component；Each insurance parent component is associated with corresponding one or more insurance subclass components.
In one embodiment, insurance data information has corresponding version number；Processor is gone back when performing computer program Perform following steps：Corresponding version number is added respectively to multiple insurance subclass components and insurance responsibility component；Match somebody with somebody when receiving When putting the component change request of terminal transmission, the version number of phase insurable subclass component or insurance responsibility component is upgraded； When the version number for insuring subclass component or insurance responsibility component is upgraded, the version number of corresponding insurance data information is carried out Upgrading.
In one embodiment, following steps are also performed when processor performs computer program：Configurating terminal is received to send The corresponding multiple premium influence factors of each insurance parent component；It is public that each premium influence factor is associated with corresponding calculating Formula；Premium formula is generated using multiple calculation formula, by premium formula and corresponding insurance subclass component or insurance responsibility component It is associated；By the corresponding premium formula superposition of multiple insurance responsibility components, the corresponding premium of phase insurable subclass component is obtained Formula, the corresponding premium formula of multiple chosen insurance subclass components is superimposed, it is corresponding to obtain corresponding insurance data information Premium formula；The corresponding premium formula of insurance data information is associated with corresponding insurance data information.
In one of the embodiments, insurance data information has the corresponding page of insuring；Processor performs computer journey Following steps are also performed during sequence：What receiving terminal was sent buries a request；Bury a request and carry the insure page and the page of insuring In multiple controls attribute information；Whether it is that tangible control is identified respectively to multiple controls, to more according to attribute information A tangible control, which is set, to be buried a little；It will be sent by the information of burying for burying control a little to terminal, terminal is being got page of insuring On face during the corresponding touch operation of one or more tangible control, the corresponding touch event of touch operation is intercepted, is obtained The attribute information of the control touched is taken, according to attribute information and the control that the identification of information touched is buried and whether belongs to and buried a little Control, when the control touched, which belongs to, is buried control a little, the touch event intercepted is reported；In receiving terminal The touch event of report, obtains the corresponding operation behavior data of the page of insuring according to touch event, operation behavior data is divided Analysis, terminal is fed back to by analysis result.
In one of the embodiments, attribute information includes control title, base attribute and access attribute；Processor performs Following steps are also performed during computer program：Identify whether control is tangible control according to base attribute；When control be not can When touching control, whether identification control title is whether set element in goal set and access attribute have default category Property value；Set element in the entitled goal set of control, and when access attribute has default property value, control is marked For tangible control.
In one of the embodiments, burying an information includes multiple view paths and index path for being buried control a little； Processor also performs following steps when performing computer program：Obtain the view paths and index path of the control touched；Obtain Take multiple view paths and index path for being buried control a little；By the view paths of the control touched with being buried control a little View paths matched, the index path of the control touched is matched with by the index path for burying control a little； When view paths and index path difference successful match, the control that is touched, which belongs to, is buried control a little.
In one embodiment, there is provided a kind of computer-readable recording medium, is stored thereon with computer program, the journey Computer program following steps are realized when sequence is executed by processor：The information configuration request that receiving terminal is sent；Information configuration please Ask and carry information type；According to the multiple insurance subclass components of information configuration acquisition request and associated insurance responsibility component, profit With multiple insurance subclass components and the insurance responsibility component generation information configuration page, the information configuration page is sent to terminal, it is whole End obtains the corresponding selected operation of one or more insurance subclass component on the information configuration page；Receiving terminal is sent chosen Insurance subclass component；According to information type, chosen insurance subclass component and corresponding insurance responsibility component, generation are utilized The insurance data information of corresponding types, insurance data information is sent to terminal, terminal is shown that insurance data information is corresponding The page.
In one embodiment, terminal includes configurating terminal；Following step is also performed when computer program is executed by processor Suddenly：Receive multiple insurance subclass components and the multiple insurance responsibility components that configurating terminal is sent；To each insure subclass component with One or more insurance responsibility components are associated；Classify to multiple insurance subclass components after association, obtain multiple guarantors Dangerous parent component；Each insurance parent component is associated with corresponding one or more insurance subclass components.
In one embodiment, insurance data information has corresponding version number；When computer program is executed by processor Also perform following steps：Corresponding version number is added respectively to multiple insurance subclass components and insurance responsibility component；When receiving During the component change request that configurating terminal is sent, the version number of phase insurable subclass component or insurance responsibility component is risen Level；When the version number for insuring subclass component or insurance responsibility component is upgraded, to the version number of corresponding insurance data information Upgraded.
In one embodiment, following steps are also performed when computer program is executed by processor：Receive configurating terminal hair The corresponding multiple premium influence factors of each insurance parent component sent；It is public that each premium influence factor is associated with corresponding calculating Formula；Premium formula is generated using multiple calculation formula, by premium formula and corresponding insurance subclass component or insurance responsibility component It is associated；By the corresponding premium formula superposition of multiple insurance responsibility components, the corresponding premium of phase insurable subclass component is obtained Formula, the corresponding premium formula of multiple chosen insurance subclass components is superimposed, it is corresponding to obtain corresponding insurance data information Premium formula；The corresponding premium formula of insurance data information is associated with corresponding insurance data information.
In one of the embodiments, insurance data information has the corresponding page of insuring；Computer program is by processor Following steps are also performed during execution：What receiving terminal was sent buries a request；Bury a request and carry the insure page and page of insuring The attribute information of multiple controls in face；Whether it is that tangible control is identified respectively to multiple controls according to attribute information, it is right Multiple tangible controls, which are set, to be buried a little；It will be sent by the information of burying for burying control a little to terminal, terminal is insured getting On the page during the corresponding touch operation of one or more tangible control, the corresponding touch event of touch operation is intercepted, The attribute information of control touched is obtained, according to attribute information and the control that an information identification touched is buried and whether belongs to and buried The control of point, when the control touched, which belongs to, is buried control a little, the touch event intercepted is reported；Receiving terminal The touch event reported, obtains the corresponding operation behavior data of the page of insuring according to touch event, operation behavior data is carried out Analysis, terminal is fed back to by analysis result.
In one of the embodiments, attribute information includes control title, base attribute and access attribute；Computer program Following steps are also performed when being executed by processor：Identify whether control is tangible control according to base attribute；When control is not During tangible control, whether identification control title is set element in goal set and access attribute whether have it is default Property value；Set element in the entitled goal set of control, and when access attribute has default property value, by control mark It is denoted as tangible control.
In one of the embodiments, burying an information includes multiple view paths and index path for being buried control a little； Following steps are also performed when computer program is executed by processor：Obtain the view paths and index path of the control touched； Obtain multiple view paths and index path for being buried control a little；By the view paths of the control touched with being buried control a little The view paths of part are matched, by the index path of the control touched and the index path for being buried control a little progress Match somebody with somebody；When view paths and index path difference successful match, the control that is touched, which belongs to, is buried control a little.
One of ordinary skill in the art will appreciate that realize all or part of flow in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, aforementioned computer program can be stored in non-volatile take and store Jie In matter, the computer program is upon execution, it may include such as the flow of the embodiment of above-mentioned each method.Wherein, foregoing storage medium Can be magnetic disc, CD, read-only memory (Read-Only Memory, ROM) etc..
Each technical characteristic of above example can be combined arbitrarily, to make description succinct, not to above-described embodiment In each technical characteristic it is all possible combination be all described, as long as however, lance is not present in the combination of these technical characteristics Shield, is all considered to be the scope of this specification record.
Above example only expresses the several embodiments of the application, its description is more specific and detailed, but can not Therefore it is construed as limiting the scope of the patent.It should be pointed out that for those of ordinary skill in the art, On the premise of not departing from the application design, various modifications and improvements can be made, these belong to the protection domain of the application. Therefore, the protection domain of the application patent should be determined by the appended claims.

Claims (10)

1. a kind of collocation method of insurance data information, including：
The information configuration request that receiving terminal is sent；Described information configuring request carries information type；
Multiple insurance subclass components are obtained according to described information configuring request and associated insurance responsibility component, utilization are the multiple Insure subclass component and the insurance responsibility component generation information configuration page, the described information configuration page is sent to terminal, it is described Terminal obtains the corresponding selected operation of one or more insurance subclass component on the information configuration page；
Receive the chosen insurance subclass component that the terminal is sent；
According to described information type, the chosen insurance subclass component and corresponding insurance responsibility component, generation pair are utilized The insurance data information of type is answered, the insurance data information is sent to terminal, the terminal is shown the insurance data The corresponding page of information.
2. according to the method described in claim 1, it is characterized in that, the terminal includes configurating terminal；According to described information Before configuring request obtains the step of multiple insurance subclass components and associated insurance responsibility component, further include：Match somebody with somebody described in reception Put multiple insurance subclass components of terminal transmission and multiple insurance responsibility components；
Each insurance subclass component and one or more insurance responsibility components are associated；
Classify to multiple insurance subclass components after association, obtain multiple insurance parent components；
Each insurance parent component is associated with corresponding one or more insurance subclass components.
3. according to the method described in claim 2, it is characterized in that, the insurance data information has corresponding version number；Institute The method of stating further includes：
Corresponding version number is added respectively to multiple insurance subclass components and insurance responsibility component；
When the component for receiving configurating terminal transmission changes request, to the version of phase insurable subclass component or insurance responsibility component This number is upgraded；
When the version number for insuring subclass component or insurance responsibility component is upgraded, to the version number of corresponding insurance data information Upgraded.
4. according to the method described in claim 2, it is characterized in that, the method further includes：
Receive the corresponding multiple premium influence factors of each insurance parent component that configurating terminal is sent；Each premium influence factor It is associated with corresponding calculation formula；
Premium formula is generated using multiple calculation formula, by the premium formula and corresponding insurance subclass component or insurance responsibility Component is associated；
The corresponding premium formula superposition of multiple insurance responsibility components is obtained to the corresponding premium formula of insurable subclass component, By the corresponding premium formula superposition of multiple chosen insurance subclass components, it is public to obtain the corresponding premium of corresponding insurance data information Formula；
The corresponding premium formula of insurance data information is associated with corresponding insurance data information.
5. according to the method described in Claims 1 to 4 any one, it is characterised in that the insurance data information, which has, to be corresponded to The page of insuring；The method further includes：
What receiving terminal was sent buries a request；It is described to bury a request and carry multiple controls in the insure page and the page of insuring The attribute information of part；
Whether it is that tangible control is identified respectively to multiple controls, to multiple tangible controls according to the attribute information Setting is buried a little；
To be sent by the information of burying for burying control a little to the terminal, make terminal on the page of insuring is got one or During the corresponding touch operation of multiple tangible controls, the corresponding touch event of touch operation is intercepted, obtains what is touched The attribute information of control, according to the attribute information and it is described bury the control that the identification of information touched and whether belong to buried a little Control, when the control touched, which belongs to, is buried control a little, the touch event intercepted is reported；
The touch event that the terminal reports is received, the corresponding operation behavior of the page of insuring according to obtaining the touch event Data, analyze the operation behavior data, analysis result are fed back to terminal.
6. according to the method described in claim 5, it is characterized in that, the attribute information include control title, base attribute and Access attribute；Whether described be the step of tangible control is identified respectively to multiple controls according to the attribute information, bag Include：
Identify whether control is tangible control according to the base attribute；
When control is not tangible control, whether identification control title is set element and the access in goal set Whether attribute has default property value；
Set element in the entitled goal set of control, and when access attribute has default property value, control is marked For tangible control.
7. according to the method described in claim 5, it is characterized in that, an information of burying includes multiple being buried regarding for control a little Figure path and index path；According to the attribute information and it is described bury the control that the identification of information touched and whether belong to buried a little Control the step of, including：
Obtain the view paths and index path of the control touched；
Obtain multiple view paths and index path for being buried control a little；
The view paths of the control touched are matched with by the view paths for burying control a little, are touched described The index path of control matched with by the index path for burying control a little；
When the view paths and index path difference successful match, the control that is touched, which belongs to, is buried control a little.
8. a kind of configuration device of insurance data information, including：
Configuring request module, the information configuration request sent for receiving terminal；Described information configuring request carries info class Type；
Component chosen module, for obtaining multiple insurance subclass components and associated insurance responsibility according to described information configuring request Component, generates the information configuration page, by described information configuration page using the multiple insurance subclass component and insurance responsibility component Face is sent to terminal, and terminal obtains the corresponding selected operation of one or more insurance subclass component on the information configuration page；Receive The chosen insurance subclass component that the terminal is sent；
Information collocation module, for according to described information type, utilizing the chosen insurance subclass component and corresponding guarantor Dangerous responsibility component, generates the insurance data information of corresponding types, insurance data information is sent to terminal.
9. a kind of computer equipment, including memory, processor and storage are on a memory and the meter that can run on a processor The step of calculation machine program, the processor realizes claim 1-7 any one the methods when performing the computer program.
10. a kind of computer-readable recording medium, is stored thereon with computer program, when which is executed by processor The step of realizing claim 1-7 any one the methods.
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