CN109711835A - A kind of over-the-counter program release based on block chain and transaction system and method - Google Patents
A kind of over-the-counter program release based on block chain and transaction system and method Download PDFInfo
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- CN109711835A CN109711835A CN201811636037.8A CN201811636037A CN109711835A CN 109711835 A CN109711835 A CN 109711835A CN 201811636037 A CN201811636037 A CN 201811636037A CN 109711835 A CN109711835 A CN 109711835A
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Abstract
The present invention discloses a kind of over-the-counter program release based on block chain and transaction system and method, comprising: account module is used for account, wallet, stamped signature management, the product and fund state that record user holds, and manages user's confirmation, the stamped signature used of signing a contract；Contract module records on block chain for contract production, confirmation, the management of over-the-counter program release, and by contract production, confirmation and signature process；Product trading module has issued product for showing, has responded the transaction request of user, controls automatic execute according to condition and trades and transaction flow is recorded on block chain.The system makes full use of the characteristic of block chain, and the contract in over-the-counter program release and transaction that can be improved is formulated, signed, the efficiency of management, improves product trading efficiency and safety.
Description
Technical field
The present invention relates to the application fields of block chain, and in particular to a kind of over-the-counter program release based on block chain and transaction
System and method.
Background technique
Papery contract is largely used in over-the-counter program release, process of exchange, while spending human and material resources, is easy to appear label
About mistakes and omissions are filled in, achieve easy to be lost and inquire the problems such as inconvenient with asynchronous, signing information is entrusted, in addition, over-the-counter product trading
It is traded mostly by sales counter, process of exchange generally requires the operation such as label below line, so that over-the-counter product trading management difficulty
Greatly, trading efficiency is low.
Summary of the invention
The purpose of the present invention is in view of the deficiencies of the prior art, propose a kind of over-the-counter program release based on block chain and hand over
Easy system and method, the system are capable of providing convenient over-the-counter product trading management function, improve the efficiency of over-the-counter product trading.
The purpose of the present invention is what is be achieved through the following technical solutions:
Beneficial effects of the present invention are as follows: a kind of over-the-counter program release and transaction system based on block chain, including
Account module: it is used for account, wallet, stamped signature management, the product and fund state that record user holds, and manages use
Family confirmation, the stamped signature used of signing a contract；
Contract module: the contract for over-the-counter program release makes, confirmation, manages, and contract is made, is confirmed and signature
Process is recorded on block chain；
Product trading module: having issued product for showing, responded the transaction request of user, is held automatically according to condition control
Row trades and transaction flow is recorded on block chain.
Further, the account module includes:
Account management unit: for collecting and recording subscriber identity information, and being user-association block chain account, distribution is public
Private key；
Wallet unit: the product for managing user's fund Yu holding；
Risk class assessment unit: the risk class evaluating result for collecting, recording with show user, and assessment is tied
Fruit stores to block chain；
Stamped signature administrative unit: for collecting, recording and showing contract stamped signature and the electronic signature of user.
Further, the contract module includes:
Template Manager unit: showing including template construct and template, and template is collected for collecting Template Information；The template
It shows for showing the template collected；
Contract system order member: confirm including contract production with contract, contract system acts on what collection contract production side uploaded
Contract information, and contract to be confirmed is generated according to the contract template that contract upload side, institute selects；Contract confirmation is for conjunction
Contract information to be confirmed and contract acknowledgement notification are sent with confirmation side, and collects the confirmation opinion of contract confirmation side, opinion is to refute
It returns, then contract to be confirmed labeled as contract to be modified and is sent to contract production side, after collecting production side's change to the contract information,
Confirmation is sent again, and opinion is to pass through, then by contract to be confirmed labeled as the contract that come into force, and contract information is sent to product
Display unit；
Contract management unit: it is shown including contract signature with contract, contract signature is for collecting contract signatory initiation
Wish is signed, the electronic signature of contract signatory is added on contract；The contract displaying is shown according to subscriber identity information
All association contract informations.
Further, the product trading module includes:
Product introduction unit: for showing the corresponding product of contract that come into force；
Transaction registration unit: for collecting and recording user to the transaction wish and type of transaction of product, and according to transaction
Wish initiates condition control verification；
Condition control unit: examining, ownership verifying, fund verification including risk adaptation, contract signature, and risk adaptation is used
In acquisition consumer's risk grade evaluating result and product risks grade, and by consumer's risk grade evaluating result and product risks etc.
Grade carries out matching verification, and contract signature inspection request is initiated in verification after passing through, then termination condition control verifies for verification failure, concurrently
Condition is sent to control failure notification；The contract signature examines the contract signature initiated in response to risk adaptation to examine request, collects
Whether user's signed contract record and the product information for initiating transaction wish, verification initiate the product sealed contract of transaction wish
Contract record, by then initiating ownership verifying or fund verification according to type of transaction, verification failure is then initiated to user for verification
Contract signature request；The ownership auth response signs the ownership checking request that verification is initiated in contract, will initiate to trade
The product information of wish and user hold product and carry out ownership verification, and verification passes through notice and institute by then sending condition control
It has the right registration request, verification failure then termination condition control verification, and send condition control failure notification；Fund verification in response to
The product information for initiating transaction wish and user's assets information are carried out school by the ownership checking request that contract signature verification is initiated
It tests, verification passes through notice and ownership registration request by then sending condition control, and then termination condition controls verification for verification failure,
And send condition control failure notification；
Ownership registration unit: the ownership registration request sent in response to condition control unit is anticipated according to the transaction
It is willing to register corresponding product and type of transaction, changes corresponding product ownership, and be recorded in block chain.
Further, the contract production in the contract system order member is saved from damage by block chain with confirmation record,
Saving data content from damage includes the contract information to be confirmed sent to contract confirmation side and contract acknowledgement notification, contract confirmation side
Confirmation opinion, come into force contract information.
Further, the contract in the contract management unit records totally is saved from damage by block chain, saves data from damage
The signature wish initiated including signatory, the electronic contract to sign electronically comprising signatory.
Further, the checking procedure of the condition control unit is saved from damage with result by block chain, saves data from damage
Including risk adaptation result and foundation, contract signature inspection result and foundation, ownership verification result and foundation, fund verification knot
Fruit and foundation.
Further, the type of transaction in the transaction registration unit includes subscribing, applying to purchase, buying in, selling, redeeming.
It is a kind of based on the over-the-counter program release of block chain and the distributing method of transaction system, include the following steps:
(1) contract template that contract template upload side uploads is collected；
(2) the based on contract selected contract template in production side and the Template Information of importing, generate contract to be confirmed, and to
Selected contract confirmation side, contract production side sends contract confirmation message and contract to be confirmed；
(3) the confirmation opinion of contract confirmation side is collected；
(4) confirmation opinion is not pass through, then sends contract confirmation not by message to contract production side, collect contract production
The modification information of side, and contract confirmation message and contract to be confirmed are sent to contract confirmation side again；Confirmation opinion is to pass through, then
By contract labeled as the contract that come into force, and product information is sent to product introduction unit.
It is a kind of based on the over-the-counter program release of block chain and the method for commerce of transaction system, include the following steps:
(1) the transaction registration of user is collected, and initiates condition control request to condition control unit；
(2) risk is adapted to, and consumer's risk grade evaluating result and product risks grade is carried out matching verification, verification passes through
Contract signature is initiated afterwards and examines request, and verification does not pass through then Fail Transaction；
(3) contract signature is examined, and whether the product that transaction wish is initiated in verification has record of signing a contract, by then carrying out
Type of transaction judgement, does not pass through then Fail Transaction；
(4) type of transaction is judged to sell, redeeming, carries out ownership verifying, and verification is passed through by then sending condition control
Notice and ownership registration request, do not pass through then Fail Transaction；
(5) type of transaction is judged to apply to purchase, subscribing, buy in, carries out fund verification, and verification is logical by then sending condition control
Notice and ownership registration request are crossed, then Fail Transaction is not passed through；
(6) control of ownership registration unit response condition changes product ownership by notice and ownership registration request.
The beneficial effects of the present invention are:
1. over-the-counter program release of the invention and transaction system provide for program release affiliated party from template construct, contract
It is fabricated into the complete functional module of contract confirmation, papery contract is replaced with electronic contract, and by being connected to the network over-the-counter product hair
Over-the-counter program release efficiency improves in row affiliated party, reduces contract management difficulty.
2. over-the-counter program release of the invention and transaction system provide online contract signature for client and hand over online product
Easy function improves over-the-counter product trading efficiency.
3. the system architecture is on bottom block chain, data can not be distorted, by will be on account information, assets information
Chain improves assets information authenticity and reliability.
Detailed description of the invention
Fig. 1 is the basic framework figure of over-the-counter program release and transaction system based on block chain；
Fig. 2 is the flow chart of over-the-counter program release；
Fig. 3 is the flow chart of over-the-counter product trading.
Specific embodiment
Below according to attached drawing and preferred embodiment the present invention is described in detail, the objects and effects of the present invention will become brighter
It is white, it should be understood that the specific embodiments described herein are merely illustrative of the present invention, is not intended to limit the present invention.
As shown in Figure 1, a kind of over-the-counter program release and transaction system based on block chain, including
Account module: it is used for account, wallet, stamped signature management, the product and fund state that record user holds, and manages use
Family confirmation, the stamped signature used of signing a contract；
Contract module: the contract for over-the-counter program release makes, confirmation, manages, and contract is made, is confirmed and signature
Process is recorded on block chain；
Product trading module: having issued product for showing, responded the transaction request of user, is held automatically according to condition control
Row trades and transaction flow is recorded on block chain.
Further, the account module includes:
Account management unit: for collecting and recording subscriber identity information, and being user-association block chain account, distribution is public
Private key；
Wallet unit: the product for managing user's fund Yu holding；
Risk class assessment unit: the risk class evaluating result for collecting, recording with show user, and assessment is tied
Fruit stores to block chain；
Stamped signature administrative unit: for collecting, recording and showing contract stamped signature and the electronic signature of user.
Further, the contract module includes:
Template Manager unit: showing including template construct and template, and template is collected for collecting Template Information；The template
It shows for showing the template collected；
Contract system order member: confirm including contract production with contract, contract system acts on what collection contract production side uploaded
Contract information, and contract to be confirmed is generated according to the contract template that contract upload side, institute selects；Contract confirmation is for conjunction
Contract information to be confirmed and contract acknowledgement notification are sent with confirmation side, and collects the confirmation opinion of contract confirmation side, opinion is to refute
It returns, then contract to be confirmed labeled as contract to be modified and is sent to contract production side, after collecting production side's change to the contract information,
Confirmation is sent again, and opinion is to pass through, then by contract to be confirmed labeled as the contract that come into force, and contract information is sent to product
Display unit；
Contract management unit: it is shown including contract signature with contract, contract signature is for collecting contract signatory initiation
Wish is signed, the electronic signature of contract signatory is added on contract；The contract displaying is shown according to subscriber identity information
All association contract informations.
Further, the product trading module includes:
Product introduction unit: for showing the corresponding product of contract that come into force；
Transaction registration unit: for collecting and recording user to the transaction wish and type of transaction of product, and according to transaction
Wish initiates condition control verification；
Condition control unit: examining, ownership verifying, fund verification including risk adaptation, contract signature, and risk adaptation is used
In acquisition consumer's risk grade evaluating result and product risks grade, and by consumer's risk grade evaluating result and product risks etc.
Grade carries out matching verification, and contract signature inspection request is initiated in verification after passing through, then termination condition control verifies for verification failure, concurrently
Condition is sent to control failure notification；The contract signature examines the contract signature initiated in response to risk adaptation to examine request, collects
Whether user's signed contract record and the product information for initiating transaction wish, verification initiate the product sealed contract of transaction wish
Contract record, by then initiating ownership verifying or fund verification according to type of transaction, verification failure is then initiated to user for verification
Contract signature request；The ownership auth response signs the ownership checking request that verification is initiated in contract, will initiate to trade
The product information of wish and user hold product and carry out ownership verification, and verification passes through notice and institute by then sending condition control
It has the right registration request, verification failure then termination condition control verification, and send condition control failure notification；Fund verification in response to
The product information for initiating transaction wish and user's assets information are carried out school by the ownership checking request that contract signature verification is initiated
It tests, verification passes through notice and ownership registration request by then sending condition control, and then termination condition controls verification for verification failure,
And send condition control failure notification；
Ownership registration unit: the ownership registration request sent in response to condition control unit is anticipated according to the transaction
It is willing to register corresponding product and type of transaction, changes corresponding product ownership, and be recorded in block chain.
Further, the contract production in the contract system order member is saved from damage by block chain with confirmation record,
Saving data content from damage includes the contract information to be confirmed sent to contract confirmation side and contract acknowledgement notification, contract confirmation side
Confirmation opinion, come into force contract information.
Further, the contract in the contract management unit records totally is saved from damage by block chain, saves data from damage
The signature wish initiated including signatory, the electronic contract to sign electronically comprising signatory.
Further, the checking procedure of the condition control unit is saved from damage with result by block chain, saves data from damage
Including risk adaptation result and foundation, contract signature inspection result and foundation, ownership verification result and foundation, fund verification knot
Fruit and foundation.
Further, the type of transaction in the transaction registration unit includes subscribing, applying to purchase, buying in, selling, redeeming.
As shown in Fig. 2, it is a kind of based on the over-the-counter program release of block chain and the distributing method of transaction system, including walk as follows
It is rapid:
(1) contract template that contract template upload side uploads is collected；
(2) the based on contract selected contract template in production side and the Template Information of importing, generate contract to be confirmed, and to
Selected contract confirmation side, contract production side sends contract confirmation message and contract to be confirmed；
(3) the confirmation opinion of contract confirmation side is collected；
(4) confirmation opinion is not pass through, then sends contract confirmation not by message to contract production side, collect contract production
The modification information of side, and contract confirmation message and contract to be confirmed are sent to contract confirmation side again；Confirmation opinion is to pass through, then
By contract labeled as the contract that come into force, and product information is sent to product introduction unit.
As shown in figure 3, it is a kind of based on the over-the-counter program release of block chain and the method for commerce of transaction system, including walk as follows
It is rapid:
(1) the transaction registration of user is collected, and initiates condition control request to condition control unit；
(2) risk is adapted to, and consumer's risk grade evaluating result and product risks grade is carried out matching verification, verification passes through
Contract signature is initiated afterwards and examines request, and verification does not pass through then Fail Transaction；
(3) contract signature is examined, and whether the product that transaction wish is initiated in verification has record of signing a contract, by then carrying out
Type of transaction judgement, does not pass through then Fail Transaction；
(4) type of transaction is judged to sell, redeeming, carries out ownership verifying, and verification is passed through by then sending condition control
Notice and ownership registration request, do not pass through then Fail Transaction；
(5) type of transaction is judged to apply to purchase, subscribing, buy in, carries out fund verification, and verification is logical by then sending condition control
Notice and ownership registration request are crossed, then Fail Transaction is not passed through；
(6) control of ownership registration unit response condition changes product ownership by notice and ownership registration request.
It will appreciated by the skilled person that being not used to limit the foregoing is merely the preferred embodiment of invention
System invention, although invention is described in detail referring to previous examples, for those skilled in the art, still
It can modify to the technical solution of aforementioned each case history or equivalent replacement of some of the technical features.It is all
Within the spirit and principle of invention, modification, equivalent replacement for being made etc. be should be included within the protection scope of invention.
Claims (10)
1. a kind of over-the-counter program release and transaction system based on block chain, which is characterized in that including
Account module: it is used for account, wallet, stamped signature management, the product and fund state that record user holds, and it to be true to manage user
Recognize, the stamped signature used of signing a contract.
Contract module: the contract for over-the-counter program release makes, confirms, manages, and by contract production, confirmation and signs process
It is recorded on block chain.
Product trading module: having issued product for showing, responded the transaction request of user, executes friendship automatically according to condition control
Easily and transaction flow is recorded on block chain.
2. as described in claim 1 based on the over-the-counter program release and transaction system of block chain, which is characterized in that the account
Module includes:
Account management unit: for collecting and recording subscriber identity information, and it is user-association block chain account, distributes public and private
Key.
Wallet unit: the product for managing user's fund Yu holding.
Risk class assessment unit: for collecting, recording and show the risk class evaluating result of user, and evaluating result is deposited
It stores up to block chain.
Stamped signature administrative unit: for collecting, recording and showing contract stamped signature and the electronic signature of user.
3. as described in claim 1 based on the over-the-counter program release and transaction system of block chain, which is characterized in that the contract
Module includes:
Template Manager unit: showing including template construct and template, and template is collected for collecting Template Information；The template is shown
For showing the template collected；
Contract system order member: confirm including contract production with contract, contract system acts on the contract that collection contract production side uploads
Information, and contract to be confirmed is generated according to the contract template that contract upload side, institute selects；The contract confirmation is for true to contract
The side of recognizing sends contract information to be confirmed and contract acknowledgement notification, and collects the confirmation opinion of contract confirmation side, and opinion is to reject, then
Contract to be confirmed labeled as contract to be modified and is sent to contract production side, after collecting production side's change to the contract information, again
Confirmation is sent, opinion is to pass through, then by contract to be confirmed labeled as the contract that come into force, and contract information is sent to product introduction
Unit.
Contract management unit: it is shown including contract signature with contract, contract signature is for collecting the signature of contract signatory initiation
The electronic signature of contract signatory is added on contract by wish；The contract is shown to be shown all according to subscriber identity information
It is associated with contract information.
4. as described in claim 1 based on the over-the-counter program release and transaction system of block chain, which is characterized in that the product
Transaction modules include:
Product introduction unit: for showing the corresponding product of contract that come into force.
Transaction registration unit: for collecting and recording user to the transaction wish and type of transaction of product, and according to transaction wish
The control verification of initiation condition.
Condition control unit: examining, ownership verifying, fund verification including risk adaptation, contract signature, and risk is adapted for adopting
Collect consumer's risk grade evaluating result and product risks grade, and consumer's risk grade evaluating result and product risks etc. is grading
Row matching verification, verification initiates contract signature and examines request, verification failure then termination condition control verification after passing through, and sends item
Part controls failure notification；The contract signature examines the contract signature initiated in response to risk adaptation to examine request, collects user
Signed contract record and the product information for initiating transaction wish, whether the product that transaction wish is initiated in verification, which has, is signed a contract
Record, by then initiating ownership verifying or fund verification according to type of transaction, verification failure then initiates contract to user for verification
Signature request；The ownership auth response signs the ownership checking request that verification is initiated in contract, will initiate wish of trading
Product information and user hold product carry out ownership verification, verification by then send condition control by notice and ownership
Registration request, verification failure then termination condition control verification, and send condition control failure notification；Fund verification is in response to contract
The ownership checking request that signature verification is initiated verifies the product information for initiating transaction wish with user's assets information,
Verification passes through notice and ownership registration request by then sending condition control, and then termination condition controls verification for verification failure, and
Transmission condition controls failure notification.
Ownership registration unit: the ownership registration request sent in response to condition control unit is stepped on according to the transaction wish
Remember corresponding product and type of transaction, changes corresponding product ownership, and be recorded in block chain.
5. as claimed in claim 3 based on the over-the-counter program release and transaction system of block chain, which is characterized in that the contract
The contract production formulated in unit is saved from damage by block chain with confirmation record, and saving data content from damage includes described to contract
The contract information to be confirmed and contract acknowledgement notification that confirmation side is sent, the confirmation opinion of contract confirmation side, come into force contract information.
6. as claimed in claim 3 based on the over-the-counter program release and transaction system of block chain, which is characterized in that the contract
Contract in administrative unit records totally to be saved from damage by block chain, save from damage data include signatory initiate signature wish,
Electronic contract comprising signatory's electronic signature.
7. as claimed in claim 4 based on the over-the-counter program release and transaction system of block chain, which is characterized in that the condition
The checking procedure of control unit is saved from damage with result by block chain, is saved data from damage and is included risk adaptation result and foundation, closes
With signature inspection result and foundation, ownership verification result and foundation, fund verification result and foundation.
8. as claimed in claim 4 based on the over-the-counter program release and transaction system of block chain, which is characterized in that the transaction
Type of transaction in registration unit includes subscribing, applying to purchase, buying in, selling, redeeming.
9. a kind of based on as described in claim 1 a kind of based on the over-the-counter program release of block chain and the publisher of transaction system
Method, which comprises the steps of:
(1) contract template that contract template upload side uploads is collected；
(2) the based on contract selected contract template in production side and the Template Information of importing, generate contract to be confirmed, and to contract
Selected contract confirmation side, production side sends contract confirmation message and contract to be confirmed；
(3) the confirmation opinion of contract confirmation side is collected；
(4) confirmation opinion is not pass through, then sends contract confirmation not by message to contract production side, collect contract production side
Modification information, and contract confirmation message and contract to be confirmed are sent to contract confirmation side again；Confirmation opinion is to pass through, then will close
Isolabeling is the contract that come into force, and product information is sent to product introduction unit.
10. a kind of based on as described in claim 1 a kind of based on the over-the-counter program release of block chain and the transaction of transaction system
Method, which comprises the steps of:
(1) the transaction registration of user is collected, and initiates condition control request to condition control unit；
(2) risk is adapted to, and consumer's risk grade evaluating result and product risks grade is carried out matching verification, verification is sent out after passing through
Request is examined in the contract signature of rising, and verification does not pass through then Fail Transaction；
(3) contract signature is examined, and whether the product that transaction wish is initiated in verification has record of signing a contract, by then trading
Type judgement, does not pass through then Fail Transaction；
(4) type of transaction is judged to sell, redeeming, carries out ownership verifying, and verification passes through notice by then sending condition control
With ownership registration request, do not pass through then Fail Transaction；
(5) type of transaction is judged to apply to purchase, subscribing, buy in, carries out fund verification, and verification is controlled by then sending condition by logical
Know with ownership registration request, not pass through then Fail Transaction；
(6) control of ownership registration unit response condition changes product ownership by notice and ownership registration request.
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Application publication date: 20190503 |