CN106959984A - Resource interaction method, system and resource acquisition device - Google Patents
Resource interaction method, system and resource acquisition device Download PDFInfo
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- CN106959984A CN106959984A CN201610128613.2A CN201610128613A CN106959984A CN 106959984 A CN106959984 A CN 106959984A CN 201610128613 A CN201610128613 A CN 201610128613A CN 106959984 A CN106959984 A CN 106959984A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/953—Querying, e.g. by the use of web search engines
- G06F16/9537—Spatial or temporal dependent retrieval, e.g. spatiotemporal queries
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
Abstract
The present invention provides a kind of resource interaction method, and it is performed by an at least resource interactive server, including is had the following steps：A resource set group is sent to a resource acquisition terminal, the resource set group includes resource, big envelope and geographical configured information, the geographical configured information at least includes first geographical position and one second geographical position different from first geographical position；Obtain the geography information of resource acquisition terminal, judge whether the geography information of resource acquisition terminal obtains and the geographical configured information of the resource set group of Pending The Entry Into Force matches with it, and when judged result is to be, the resource acquisition terminal is obtained the resource in the resource set group.The present invention also provides a kind of resource interactive system and mutual resource acquisition device, improves the matching precision and resource utilization of resource interaction.
Description
Technical field
The present invention relates to internet data communication sphere, handed in particular to a kind of resource
Mutual method, a kind of resource interactive system and a kind of resource acquisition device.
Background technology
With the rapid growth of Internet technology, finance, instant messaging based on internet etc.
Product has also obtained rapid popularization.People are increasingly utilized internet and carry out various resources
Transfer operation, such as delivery operation of doing shopping, fund numerical value transfer operation, electronics coupons point
Enjoy operation, e-book and share operation etc., involved fund number in the operation of these resource transfers
Value, coupons, e-book etc. are all resources.
At present, many businessmans release resource gift event to reach information popularization and attract user
Shop is experienced under to line, but this resource presentation method has resource and terminal coupling
The shortcoming that precision is relatively low, resource utilization is relatively low.
The content of the invention
In view of this, present invention is primarily intended to provide a kind of resource interaction method, Yi Zhongzi
Source interactive system and a kind of resource acquisition device, to improve the matching precision of resource interaction, and
Improve resource utilization.
In order to solve the above technical problems, one aspect of the present invention is a kind of resource
Exchange method, it is performed by an at least resource interactive server, and this method comprises the following steps：
A resource set group is sent to a resource acquisition terminal, each resource set group includes money
Source, big envelope and geographical configured information, the geographical configured information at least include first geography
Position and one second geographical position different from first geographical position；
The geography information of resource acquisition terminal is obtained, the geography information of resource acquisition terminal is judged
Whether obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force matches, and worked as
Judged result is when being, the resource acquisition terminal is obtained the resource in the resource set group.
Further, the resource interaction method also includes step：Receive a resource and terminal is provided
One resource set group setup parameter of setting, according to resource set group setup parameter generation extremely
A few resource set group.
Second technical scheme that the present invention is used is a kind of resource interactive system, the system bag
Include：
Sending module, for resource set group to be sent into corresponding user terminal, each resource
Set group includes resource, big envelope and geographical configured information, and geographical configured information at least includes
First geographical position and one be different from first geographical position one second geographical position；
Come into force control module, the geography information for obtaining user terminal, judges that the geography is believed
Whether breath is obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force matches, and
When judged result is to be, user terminal is set to obtain the resource in resource set group.
The 3rd technical scheme that the present invention is used is a kind of mutual resource acquisition device, the dress
Put and run on a user terminal, include：
One acquisition module, for obtaining a resource set group, resource set group includes resource, envelope
Set and geographical configured information, geographical configured information at least include first geographical position and one
Different from one second geographical position in first geographical position；
One mutual resource comes into force module, the geography information for obtaining user terminal, and when should
Geography information is with obtaining and not obtaining the resource set group that the resource in the resource set group comes into force
When geographical configured information matches, the resource in the resource set group is obtained.
Therefore, resource interaction method of the invention, system and mutual resource acquisition device, can
With according to businessman, personal setting, generation is with geographical configured information (including two differences
Geographical position or GPS routes) resource set group, user's (resource acquisition terminal) only has and presses
Geographical configured information completes corresponding action, can just obtain the resource that resource set group includes
(silver letter card, thing letter card, coupons, fund, e-book, coupon etc.), therefore improve
The matching precision of resource interaction, and improve resource utilization.
To enable the above objects, features and advantages of the present invention to become apparent, hereafter
Especially exemplified by preferred embodiment, and coordinate appended accompanying drawing, be described in detail below.
Brief description of the drawings
Technical scheme in order to illustrate more clearly the embodiments of the present invention, below will be to embodiment
Needed for the accompanying drawing to be used be briefly described, it will be appreciated that the following drawings illustrate only
Certain embodiments of the present invention, therefore the restriction to scope is not construed as, for ability
, on the premise of not paying creative work, can also basis for the those of ordinary skill of domain
These accompanying drawings obtain other related accompanying drawings.
Fig. 1 is a kind of flow signal of resource interaction method in first embodiment of the invention
Figure；
Fig. 2 is the applied environment schematic diagram of Fig. 1 resource interaction method；
Fig. 3 is a kind of flow signal of resource interaction method in second embodiment of the invention
Figure；
Fig. 4 is the data interaction schematic diagram of the resource payment method shown in Fig. 3；
Fig. 5 is the first logic diagram of the resource payment method shown in Fig. 3；
Fig. 6 is the data interaction schematic diagram of the electronics red packet granting of prior art；
Fig. 7 is the logic diagram of the electronics red packet granting of prior art；
Fig. 8 is the second logic diagram of the resource payment method shown in Fig. 3；
Fig. 9 be embodiment of the present invention in a kind of resource interactive system structural representation
Figure；
Figure 10 be embodiment of the present invention in a kind of mutual resource acquisition device structure
Schematic diagram；
Figure 11 is the schematic diagram of resource set group in each embodiment of the invention.
Main element symbol description：
10 resource interactive servers
20 resources provide terminal
30 resource acquisition terminals
300 resource interactive systems
310 sending modules
320 come into force control module
330 generation modules
400 mutual resource acquisition device
410 acquisition modules
420 mutual resources come into force module
430 display modules
500 resource set groups
510 big envelopes
520 geographical configured informations
522 GPS routes
530 resources
Embodiment
Below in conjunction with accompanying drawing in the embodiment of the present invention, to the technical side in the embodiment of the present invention
Case is clearly and completely described, it is clear that described embodiment is only the present invention one
Section Example, rather than whole embodiments.Generally here described and illustrated in accompanying drawing
The component of the embodiment of the present invention can arrange and design with a variety of configurations.Therefore,
The detailed description of the embodiments of the invention to providing in the accompanying drawings, which is not intended to limit, below wants
The scope of the present invention of protection is sought, but is merely representative of the selected embodiment of the present invention.It is based on
Embodiments of the invention, those skilled in the art are not on the premise of creative work is made
The every other embodiment obtained, belongs to the scope of protection of the invention.
Fig. 1 is a kind of flow signal of resource interaction method in first embodiment of the invention
Figure.Fig. 2 is the applied environment schematic diagram of Fig. 1 resource interaction method.The resource interaction side
Method is performed by an at least server.For the ease of understanding and being looked like with title of the invention tangent
Close, server is named as resource interactive server 10 in the present embodiment.Resource is provided
Terminal 20 and resource acquisition terminal 30 are through the network connection resource interactive server 10.
In the present embodiment, resource interactive server 10 can be regarded as performing corresponding function
An at least server or software/system of server operation.Resource provides terminal 20 and can managed
The calculating treatmenting equipment used for personal, businessman is solved, the calculating treatmenting equipment can be on table
Type computer, notebook computer, mobile phone, panel computer etc.；Resource provides terminal 20 and can also managed
Solve the software of institute's operation support corresponding function on the calculating treatmenting equipment used for personal, businessman.
Resource provides the user account that terminal 20 also can be regarded as logging on calculating treatmenting equipment.
Resource acquisition terminal 30 can be regarded as the calculating treatmenting equipment that personal, businessman uses, should
Calculating treatmenting equipment can be desktop computer, notebook computer, mobile phone, panel computer etc.；
Resource provides terminal and also can be regarded as running branch on the calculating treatmenting equipment that personal, businessman uses
Hold the software of corresponding function.Resource acquisition terminal 30 is also appreciated that using on calculating treatmenting equipment
The account (virtual " people " in computer network) of login, the geography of resource acquisition terminal 30
Information understandable calculating treatmenting equipment used in " people " virtual in computer network
Geography information.
Resource interaction method shown in the embodiment includes having the following steps：
Receive the resource set group setup parameter that a resource provides terminal profile, generation at least one
Resource set group, the resource set group setup parameter at least includes one first geographical position, according to
An at least resource set group, each resource set group bag described in resource set group setup parameter generation
Resource, big envelope and geographical configured information (step S110) are included；
A resource set group is sent to a resource acquisition terminal, the geographical of the resource set group indicates letter
Breath at least includes first geographical position and one second ground different from first geographical position
Manage position (step S120)；
The geography information of resource acquisition terminal is obtained, the geography information of resource acquisition terminal is judged
Whether obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force matches, and worked as
Judged result obtains the (step of the resource in the resource set group when being, to make the resource acquisition terminal
Rapid S130).
In present embodiment, resource set group is for resource is sealed with a kind of digital big envelope numeral
The data group for filling/being associated together, common form is electronics red packet, mail, short message or excellent
Favour information, resource can be silver letter card, thing letter card, coupons, fund, e-book etc.；
Big envelope is the displayable numeric appearance of resource set group, and it is self-defined by resource offer terminal, one
As provide terminal for resource advertising pictures, video, audio etc..In order to make it easy to understand, right
The Object representation that Ying Yu is physically present, such as mail, that whole mail is that can be mapped to resource
Set group, envelope is that can be mapped to big envelope and the letter content in mail can correspond to resource.Close
Yu Yinxin is demonstrate,proved and thing letter card is defined as follows：
Silver letter card：Refer to that bank freezes required number fund according to the application of opener and opened,
And promise to undertake the electronic certificate that payment and settlement is handled according to agreement solution pair condition.In bank's version electronics
In red packet scene, opener is the enterprise for applying for providing electronics red packet to bank.When getting
After electronics red packet, user inputs the bank account information of oneself in receiving for silver letter card at witness,
Card is received to bank's application, fund is transferred to receipts card account by bank i.e. within the time of agreement.
The operation flow of silver letter card is as follows：
A. opener is by internet or otherwise to Opening Bank's application for credit；
B. accepted after Opening Bank's checking identity, accounts information are errorless, examination ＆ verification confirmation meets out
Card condition, freezes to protect and silver letter card is opened after the fund of paying；
C. receive witness and receive card by internet or otherwise to recipient bank application；
D. receipts card is accepted after recipient bank checking identity, accounts information are errorless (or to demonstrate,prove according to receiving
People sets and receives card automatically by recipient bank)；
E. receive witness to fulfil under silver letter card item after basis transaction obligation, submission is honoured an agreement information (one
As be used for electric business field, receipts witness be businessman, fulfil delivery obligation after, submission Shipping Information,
In electronics red packet field, due to being that opener is gratuitously transferred to receipts witness, therefore just it is not required to
Fulfil transaction obligation)；
F. receiving witness or the third party specified will apply for that solution is paid information and sent to Opening Bank's application
Solve pair (in electronics red packet field, receive witness and fill in receive and apply for solution pair after card automatically)；
G. Opening Bank's solution pays silver letter card and by funds transfer to recipient bank, and recipient bank will
Fund is transferred to receipts card account.
Thing letter card：It is a kind of subject matter information record voucher, is record and propagates commodity (clothes
Business) a kind of standardization of information, generalization network electronic document.Electricity is integrated with thing letter card
The indispensable various functions of sub- commercial affairs, it is if triggering purchase is clicked by preset program and friendship
Easily rule starts the flows such as supplier's delivery, logistics distribution, bank's bank settlement.Thing letter card can
Realize the distribution of the whole network domain, circulation and merchandise.Thing letter card is at least included with title and the amount of money
Goods attribute and the receipts settlement information with least one account.Thing letter card is supplied by product
Business provides, and collecting account is product vendor's account.Resource inside electronics red packet is thing
Then can be that have favourable price or price that businessman provides are zero (i.e. free during letter card
Give) commodity thing letter card, user can by thing believe card purchase function with relatively low
Price completes the purchase of the commodity.
It is the calculating of user (businessman or individual) that resource, which provides terminal with resource acquisition terminal,
Processing equipment, the function of the execution of corresponding account in the present embodiment are different, in order to very
Good differentiation and name.
In the present embodiment, step S120 sends a resource set group to resource acquisition end
End, which is specifically included, one of to have the following steps：
A. resource set group is sent corresponding by resource interactive server according to according to a preset rules
Resource acquisition terminal, the preset rules can be random, geographical position or interest etc.；
B. resource interactive server receives the resource set group of another resource acquisition terminal transmission and incited somebody to action
It is transmitted to the resource acquisition terminal；
C. when the current location and the second geographical position of a resource set group of a resource acquisition terminal
When matching, the resource set group is sent to the resource acquisition terminal；For example, a resource
Second geographical position of group is B location, will when resource acquisition terminal A is located at B location
The resource set group is sent to the resource acquisition terminal；
D. the resource set group setup parameter includes resource set group granting rule, resource interaction clothes
Business device provides rule by the corresponding resource acquisition terminal of resource set group transmission according to the resource set group.
Such as resource provides terminal when setting resource set group setup parameter, directly sets resource acquisition
Object for it is specific some or with some population characteristics (for example sex, the age, interest,
In area or some region) resource acquisition object, resource interactive server is according to the setting
Resource set group is sent into corresponding resource acquisition terminal.
In the present embodiment, wherein the producing method in the second geographical position of a resource set group
It is specially one of following：
A. the resource set group setup parameter of resource offer terminal reception setting includes the second ground
Manage position；For example, resource provides terminal just sets it when setting the parameter of resource set group
Second geographical position；
B. resource interactive server is generated at random；
C. resource interactive server produces second ground according to first position by a preset rules
Manage position；Second geography is generated in pre-determined distance, region for example in first position at random
Position；
Current location when a resource set group is d. obtained according to resource acquisition terminal is generated, and this
Two geographical position can be current location, can also be pre-determined distance, the region of current location
An interior random site.
It is appreciated that judging whether the geography information of resource acquisition terminal obtains and not with it
The geographical configured information of the resource set group come into force matches, and can be that geography information refers to geography
Show that information is consistent or close, or include geographical configured information in geography information.Example
Such as geographical configured information includes position A and position B, as long as including in that geography information
Position A (or its close positions) and position B (or its close positions) is to be considered phase
Match somebody with somebody.
In the present embodiment, further, judge resource acquisition terminal geography information whether
Obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force matches specially：Really
Determine the geography information in a preset time period of resource acquisition terminal whether to obtain with it and not
The geographical configured information matching of the resource set group come into force.The preset time period can be that resource is carried
Included in the resource set group setup parameter received for terminal or one fix when
Between section.It is appreciated that the preset time period can be from resource set group generate when, resource obtains
Take terminal obtain resource set group when or from resource acquisition terminal reach the first geographical position or
The time of first position in second geographical position starts timing.
In the present embodiment, further, the geographical configured information of resource set group also includes
End points is the GPS routes in the first geographical position and the second geographical position, resource acquisition terminal
Geography information is course of action, judges whether the geography information of resource acquisition terminal is obtained with it
Obtain and whether the geographical configured information of the resource set group of Pending The Entry Into Force matches specially：Judge money
Whether the course of action that source obtains terminal includes the course of action overlapped with the GPS routes
Information.
Assuming that it is P2 that the first geographical position, which is P1, the second geographical position, GPS routes are R1.
It is appreciated that the course of action of resource acquisition terminal includes the row overlapped with the GPS routes
Dynamic route information, can be P1 to P2 course of action, can also be from P2 to P1
Course of action.The coincidence can also be interpreted as being completely superposed, approximately overlap.
The GPS routes of the resource set group can be that resource offer terminal is directly set, can also
It is that resource interactive server is generated according to the first geographical position and the second geographical position.
It is only the first geographical position and the second geographical position in the geographical configured information of resource set group
When, judge that the geography information of resource acquisition terminal includes the first geographical position and the second geography
Position, that is, think the geography information of resource acquisition terminal obtained with it and Pending The Entry Into Force resource
The geographical configured information of set group matches.
Further, in the S120 of present embodiment, resource acquisition terminal obtains a resource
Group, the now resource set group Pending The Entry Into Force, resource acquisition terminal (user) can't be somebody's turn to do
Resource in resource set group.In step s 130, resource acquisition terminal is made to obtain the resource
Resource in group can be to record the resource set group to make a living effect state or by the resource set group
Resource be sent to corresponding resource acquisition terminal etc..Resource acquisition terminal can be beaten automatically
The resource set group is opened, or prompting resource acquisition terminal can open the resource set group.Obtained
The resource obtained is stored in resource acquisition terminal " my resource " or resource acquisition terminal institute is right
In the account answered, the resource acquisition SS later can use obtained resource.Either,
The resource that user can be checked inside resource set group, and resource is got by input handset number
Resource in set group；Get after resource, user can be logged in by the phone number of input and be provided
The explorer that source interactive server (bank) is provided, can check the resource obtained
Set group, and withdrawn deposit (the silver letter card inside such as resource set group) or used in resource set group
Coupons (or thing letter card) etc..
In the present embodiment, resource interactive server obtains the geography of resource acquisition terminal
Information can be：A. the geography that resource interactive server real-time reception resource acquisition terminal is sent
Information, such as current location information；Or, the geography information of b. resource acquisitions terminal record,
And judge geography information obtained with it and the resource set group of Pending The Entry Into Force geographical configured information phase
During matching, geography information is sent to resource interactive server.
It is further to note that step S110 is not the necessary skill in present embodiment
Art feature, resource interactive server 10 can for example connect from resource set group is obtained elsewhere
The resource set group of other resource acquisition terminals forwarding is received, or from other server (such as banks
Server) place's acquisition.
The technical scheme of present embodiment can be applied to following scene：(resource is provided in shop
Terminal) it is located at location A, shop login service device (resource interactive server) generation one
Individual resource set group, and make server (random, geographical position, emerging according to certain rule
Interest etc.) resource set group is sent to consumer's (resource acquisition terminal), work as consumer
When opening the corresponding software of the technical program, if meeting reception rule, it can connect
The resource set group is received, envelope can be checked by clicking on the mark (small icon) of resource set group
Set, big envelope has the explanation such as default GPS routes and the domestic-investment source of resource set group, wherein GPS
One end points of route is in B location, GPS routes in location A, another end points
Location A is reached along street from B location, B location can be that consumer is residing at present
Position or consumer near a certain position, if the latter, consumption
Person can by any route reach B location, then again along predetermined GPS routes from
B location to location A (location A can also be arrived first again along projected route to B location),
When consumer moves, the mark movement of resource set group is shown as on the electronic map.
After predetermined GPS routes walking is completed, server receives consumer end's
GPS routes are overlapped with projected route, then automatically open up resource set group or prompting disappears
Expense person can open resource set group, and the resource carried out in resource group is got.This
Scape promotes consumer to come shop, makes the position in shop allow consumer to know, it is possible to
Consumer is set to use resource set group to shop.
The technical scheme of present embodiment applies also for following scene：Move (such as horse
Pull loose, circle of friends is run, climbed the mountain, seek treasured etc.) segmentation route is set, according to segmentation
Route generates corresponding resource set group to each or a certain subsection setup, then complete phase
The segmentation route answered can obtain the resource in respective resources set group, can reach encouragement and use
The effect of family motion.
The technical scheme of present embodiment applies also for following scene：Should what is called a taxi
In, businessman's (resource offer terminal) is that fixed route setting generation has resource set group,
Geographical configured information i.e. in resource set group is fixed route, is completed when by fixed route
Drive, the resource in respective resources set group can be obtained, such as silver letter is demonstrate,proved, thing believes card,
Coupons, fund, e-book etc..
Fig. 3 is a kind of flow signal of resource interaction method in second embodiment of the invention
Figure.
Step S210, according to the user of transmitting terminal request generation electronics red packet, transmitting terminal is used
The amount of money of corresponding electronics red packet is freezed in the Bank Account Number at family.
For example, bank's first server is according to the user of transmitting terminal request generation electronics red packet,
The amount of money of corresponding electronics red packet in the Bank Account Number for sending end subscriber is freezed, i.e., it is silver-colored
Row first server provides bank service to send end subscriber, wherein, the transmission end subscriber can
For personal or enterprise, such as business proprietor.
Step S220, receives the resource set group setup parameter that a resource provides terminal profile,
An at least resource set group is generated, it is geographical that the resource set group setup parameter at least includes one first
Position, an at least resource set group according to resource set group setup parameter generation, this is each
Resource set group includes resource, big envelope and geographical configured information.
Step S230, sends a resource set group to a resource acquisition terminal, the resource set group
Geographical configured information at least includes first geographical position and different from first geographical position
One second geographical position.
Step S240, obtains the geography information of resource acquisition terminal, judges resource acquisition terminal
Geography information whether obtained with it and the resource set group of Pending The Entry Into Force geographical configured information phase
Matching, and when judged result is to be, the resource acquisition terminal is obtained in the resource set group
Resource.
Step S250, receives the request of withdrawing deposit of resource acquisition terminal-pair electronics red packet, according to carrying
The amount of money that freezes of the electronics red packet in the Bank Account Number to transmission end subscriber is now asked to thaw,
And transfer the defrosting amount of money in the Bank Account Number of resource acquisition terminal user.
Asked for example, bank's second server receives withdrawing deposit for resource acquisition terminal-pair electronics red packet
Ask, i.e., bank's second server provides bank service for resource acquisition terminal user, according to carrying
Now request transmitting bank's first server is to the electronics red packet in the Bank Account Number of transmission end subscriber
The amount of money that freezes thawed, and the defrosting amount of money is transferred resource and obtained by bank's first server
Take in the Bank Account Number of terminal user.
Also referring to Fig. 4 and Fig. 5, the terminal of user 1 is transmitting terminal, the end of user 2
End 2 is receiving terminal.The correspondence bank server 1 of Bank Account Number 1 of user 1, user's 2
The correspondence bank server 2 of Bank Account Number 2.User 1 can be enterprise or individual.
Bank server 1 is received after the request of generation electronics red packet of the submission of user 1, raw
Into the electronics red packet of the A amount of money, and freeze the A amount of money in Bank Account Number 1.The hair of user 1
Sending end sends the address information of the electronics red packet of generation or the electronics red packet of the generation into domain.
User 2 finds electronics red packet, receiving terminal enter red packet of robbing, accept covert payment, tear open red packet,
The operation such as red packet is led, wherein, when confirming neck electronics red packet, the transmitting bank's account 2 of user 2
Bank server 2, bank server 2 verifies, sent after confirmation to bank server 1
Thaw and ask, bank server 1 is thawed the A amount of money freezed in Bank Account Number 1,
And transfer the A amount of money into Bank Account Number 2 from Bank Account Number 1.
And in the prior art, as shown in Figure 6,7, user 3 logs in platform in terminal 3, to
The user 4 of identical platform sends electronics red packet (amount of money size is B), and user 4 is in terminal 4
Log in the platform and collect electronics red packet, the server of the platform performs the platform account of user 3
3 (user 3 associates with the Bank Account Number 3 of user 3 in advance in the electronic account of platform) with
User 4 platform account 4 (user 4 platform electronic account, in advance with user's 4
Bank Account Number 4 is associated) between the clearing of electronic sum of money data, i.e. platform background server connects
After the request that gives bonus for the user 3 for receiving terminal 3, generation correspondence electronics red packet is simultaneously sent to
The user 4 of terminal 4, and the remaining sum numeral of platform account 3 is correspondingly subtracted into B, by platform
The remaining sum numeral of account 4 adds B.Electronic account is only limitted in identical platform data effectively,
Information exchange can not then be carried out by departing from platform, and actually user 3 is by the gold in Bank Account Number 3
Volume is transferred in the Bank Account Number 3 of platform, by the sub- red packet of amount of money generating in platform account 3,
But before user 4 cashes electronics red packet, the amount of money of stored value card is still in the bank of platform
In account.And if user 4 need to cash the electronics red packet got, needing to close Current electronic
The red packet page, platform account 4 is found into wallet menu bar, clicks on button of withdrawing deposit, will
The amount of money is withdrawn deposit into the Bank Account Number 4 of association.
The hair of electronics red packet of the prior art, rob, neck is based on platform, depart from platform then
It can not realize, and in electronics red packet amount of money deposit platform account, hair/receipts of stored value card are only
The transfer of value data in plateform system and mark, the actual value deposit platform account of user
In family, the safety problem of funds data is brought, there are third-party platform financial risks, and it is existing
There is the complex operation step of withdrawing deposit in technology.
Therefore, the realization of the electronics red packet in present embodiment is not necessarily based on third-party platform reality
Existing, user is sent after electronics red packet, and the correspondence amount of money is still in the bank account for the person of giving bonus
Freeze, until other users are acknowledged receipt of after electronics red packet, will the correspondence electronics red packet amount of money from
Release and freeze and in the bank account for the person of accepting covert payment that transfers accounts in the bank account for the person of giving bonus.
Safety problem of the fund on third-party platform, the reality of electronics red packet is not present in present embodiment
The border amount of money directly circulates in bank account, need to be in platform account compared in the prior art
Step of withdrawing deposit in circulation and cumbersome step of withdrawing deposit, present embodiment is easy, security
It is high.
Electronics red packet in present embodiment realizes cross-platform transmission, electricity of the prior art
Sub- red packet is only capable of being transmitted and handling in same platform interiors such as instant messaging, electric business platforms,
The transmission of electronics red packet in present embodiment and get and be not limited to identical platform, support different
Transmitting, interact and handling for data is carried out between platform.
Further, in order to better illustrate the technical advantage of this programme, also referring to Fig. 8,
The distributing electronic red packet of issue terminal 5, receiving terminal 6, receiving terminal 7 ... receiving terminal n
Electronics red packet is received, when being got to electronics red packet, without being issued with issue terminal 5
The identical platform of electronics red packet is got.And give bonus be both needed to neck red packet in the prior art
Carried out in identical platform system, receiving terminal 6, receiving terminal 7 ... are received in this programme
Red packet of getting in terminal n can be different plateform systems, such as mobile visitor of each bank
Family end.Receiving terminal 6, receiving terminal 7 ... receiving terminal n can also be by electricity in this programme
Sub- red packet gets request and is directly sent to the banking terminal for receiving the Bank Account Number of user, without base
In any plateform system.By this programme, realize the cross-platform transmission of electronics red packet and get.
Fig. 9 be embodiment of the present invention in a kind of resource interactive system structural representation
Figure.The resource interactive system 300 is programmed computer system, resource interactive system
It may operate on an at least server, or operate in an at least server or multiple users end
On end.The resource interactive system 300 includes：
Sending module 310, it is each for resource set group to be sent into corresponding user terminal
Resource set group includes resource, big envelope and geographical configured information, and geographical configured information is at least wrapped
Include first geographical position and one be different from first geographical position one second geographical position；
The control module that comes into force 320, the geography information for obtaining user terminal, judges user
Whether the geography information of terminal obtains with it and the geographical of the resource set group of Pending The Entry Into Force indicates letter
Whether breath matches, and when judged result is to be, the resource set group come into force, mutually applied
Family terminal obtains the resource in resource set group.
In the present embodiment, resource interactive system 300 also includes generation module 330,
For receiving a resource set group setup parameter, according to resource set group setup parameter generation at least
One resource set group.
In the present embodiment, the control module that comes into force 320 is additionally operable to determine the one of user terminal
Geography information in preset time period whether obtained with it and the resource set group of Pending The Entry Into Force ground
Manage configured information matching.
In the present embodiment, it is that the geographical configured information of resource set group, which also includes end points,
One geographical position and the GPS routes in the second geographical position, the geography information of resource acquisition terminal
For course of action information, the control module that comes into force 320 judge user terminal geography information whether
Obtained with it and whether the geographical configured information of the resource set group of Pending The Entry Into Force matches specially：
Judge whether the geography information of user terminal includes the action road overlapped with the GPS routes
Line information.
Resource set group is sent to corresponding user's end by sending module 310 in the present embodiment
End specifically includes one of following several ways：
A. resource set group is sent corresponding use by sending module 310 according to according to a preset rules
Family terminal, the preset rules can be random, geographical position or interest etc..
B. sending module 310 is forwarded according to the resource set group of a user terminal and instructed, will be corresponding
Resource set group be transmitted to corresponding another user terminal.
C. sending module 310 is when the current location of user terminal and the second ground of a resource set group
When reason position matches, the resource set group is sent to the user terminal.
D. the resource set group setup parameter includes resource set group granting rule, sending module 310
Rule is provided by the corresponding user terminal of resource set group transmission according to the resource set group.For example with
Family terminal is when setting resource set group setup parameter, and directly setting resource set group granting rule is
Resource acquisition object for it is specific some or with some population characteristics (for example sex, the age,
In interest, area or some region) resource acquisition object, resource interactive server root
Resource set group is sent into corresponding user terminal according to the setting.
In the present embodiment, wherein the producing method in the second geographical position of a resource set group
It is specially one of following：
A. the resource set group setup parameter that generation module 330 is received includes second geography
Position；
B. generation module 330 or sending module 310 are generated at random；
C. generation module 330 or sending module 310 are according to first position, by a preset rules
Produce second geographical position；Given birth at random in pre-determined distance, region for example in first position
Into.
D. current location when sending module 310 obtains resource set group according to user terminal is generated
Second geographical position, second geographical position can be current location, can also be current
A random site in position pre-determined distance, region.
Sending module 310 generate second geographical position it is understood that sending module 310 from
Do not contain the second geographical position in the resource set group that generation module 330 is obtained, send mould
Block 310 generates the second geographical position according to the resource set group obtained.
The GPS routes of the resource set group can be the resource set group that generation module 330 is received
Setup parameter include GPS routes, can also be generation module 330 or sending module 310
Generated according to the first geographical position and the second geographical position.Sending module 310 generates the GPS
Route is it is understood that in the resource set group that sending module 310 is obtained from generation module 330 simultaneously
Do not contain GPS routes, the first geographical position of the resource set group of the basis of sending module 310
With the generation of the second geographical position.
Figure 10 is a kind of mutual resource acquisition device in first embodiment of the invention
Structural representation.Mutual resource acquisition device 400 is programmed device, runs on use
Family terminal, mutual resource acquisition device 400 includes：
One acquisition module 410, for obtain a resource set group, resource set group include resource,
Big envelope and geographical configured information, geographical configured information at least include first geographical position and
One is different from one second geographical position in first geographical position；
One mutual resource comes into force module 420, the geography information for obtaining user terminal,
And when the geography information with obtain and Pending The Entry Into Force resource set group geographical configured information phase
Timing, obtains the resource in the resource set group.
In the present embodiment, the geography information of user terminal is obtained and Pending The Entry Into Force with it
The geographical configured information of resource set group matches specially：One preset time period of user terminal
Interior geography information obtained with it and the resource set group of Pending The Entry Into Force geographical configured information phase
Match somebody with somebody.
In the present embodiment, the geographical configured information of the resource set group also includes end points and is
First geographical position and the GPS routes in the second geographical position, the geographical letter of resource acquisition terminal
Cease for course of action information；The geography information of user terminal with its obtain and Pending The Entry Into Force money
The geographical configured information of source set group matches specially：Judging the geography information of user terminal is
It is no to include the course of action information overlapped with the GPS routes with this.
In the present embodiment, mutual resource acquisition device 400 also includes display module 430,
Current location for obtaining user terminal in real time, and the current location pair on the electronic map
The position display answered is acquired and mark of the resource set group of Pending The Entry Into Force.
Figure 11 is please participated in the lump, is the schematic diagram of resource set group in each embodiment of the invention.
The resource set group 500 includes big envelope 510, geographical configured information 520 and mounted in big envelope 510
Resource 530.Big envelope 510 is provided with various information, and your body " is wished by such as XX companies
Health, everything is just fine！" greeting information and electronics red packet number information " 201521345678 ".
It can be shown on big envelope 510 in the explanation of resource 530, such as this figure " XXX reward vouchers "；
The geographical configured information 520 is also shown on big envelope 510, in the figure, the geography is indicated
Information 520 includes the first geographical position A, the second geographical position B and connects theirs
GPS routes 522.User clicks on geographical configured information 520, and user terminal can call phase
The electronic map software answered, shows the geographical configured information 520 (two on the electronic map
Individual the first geographical position of end points A, the second geographical position B, or GPS routes 522).
Therefore, resource interaction method of the invention, system and mutual resource acquisition device, can
To provide the setting of terminal (businessman, individual) according to resource, generation indicates letter with geographical
The resource set group of (including two diverse geographic locations or GPS routes) is ceased, resource acquisition is whole
End only completes corresponding action by geographical configured information, can just obtain in resource set group and wrap
The resource (silver letter card, thing letter card, coupons, fund, e-book etc.) included, therefore improve
The matching precision of resource interaction, and improve resource utilization.
The technology of system that the embodiment of the present invention is provided, device, its realization principle and generation
Effect is identical with preceding method embodiment, to briefly describe, system, device embodiment part
Part is not referred to, refers to corresponding contents in preceding method embodiment.
Flow chart and block diagram in accompanying drawing show according to the present invention multiple embodiments system,
Architectural framework in the cards, function and the operation of method and computer program product.At this
On point, each square frame in flow chart or block diagram can represent a module, program segment or generation
A part for code, the part of the module, program segment or code is used for comprising one or more
The executable instruction of logic function as defined in realizing.It should also be noted that being used as replacement at some
Realization in, the function of being marked in square frame can also be with suitable different from what is marked in accompanying drawing
Sequence occurs.For example, two continuous square frames can essentially be performed substantially in parallel, they
Sometimes it can also perform in the opposite order, this is depending on involved function.
In several embodiments provided herein, it should be understood that disclosed method,
System and device, can be realized by another way.Device embodiment described above
It is only schematical, for example, the division of the module, only a kind of division of logic function,
There can be other dividing mode when actually realizing, but for example, multiple module or components can be with
With reference to or be desirably integrated into another system, or some features can be ignored, or not perform.
The embodiment of the embodiment, the only present invention, but the guarantor of the present invention above
Shield scope is not limited thereto, and any one skilled in the art takes off in the present invention
In the technical scope of dew, change or replacement can be readily occurred in, should all cover the guarantor in the present invention
Within the scope of shield.Therefore, protection scope of the present invention should be with scope of the claims
It is defined.
Claims (10)
1. a kind of resource interaction method, it is performed by an at least resource interactive server, and it is special
Levy and be, including have the following steps：
A resource set group is sent to a resource acquisition terminal, each resource set group includes money
Source, big envelope and geographical configured information, the geographical configured information at least include first geography
Position and one second geographical position different from first geographical position；
The geography information of resource acquisition terminal is obtained, the geography information of resource acquisition terminal is judged
Whether obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force matches, and worked as
Judged result is when being, the resource acquisition terminal is obtained the resource in the resource set group.
2. resource interaction method as claimed in claim 1, it is characterised in that also include
Step：The resource set group setup parameter that a resource provides terminal profile is received, according to the money
An at least resource set group described in the set group setup parameter generation of source.
3. resource interaction method as claimed in claim 1, it is characterised in that send one and provide
The step of source set group gives a resource acquisition terminal, which specifically includes, one of to have the following steps：
A. resource set group is sent to corresponding resource acquisition terminal according to a preset rules；
B. receive the resource set group of another resource acquisition terminal transmission and forward it to the resource
Obtain terminal；
C. the current location of resource acquisition terminal and the second geographical position phase of a resource set group
Resource set group is issued the resource acquisition terminal by timing, resource interactive server；
D. the resource set group setup parameter includes resource set group granting rule, resource interaction clothes
Business device provides rule by the corresponding resource acquisition terminal of resource set group transmission according to the resource set group.
4. resource interaction method as claimed in claim 2, it is characterised in that wherein one money
The producing method in the second geographical position of source set group is specially：A. resource provides terminal reception and set
Fixed resource set group setup parameter includes the second geographical position；Or b. resource interactive servers
Random generation；Or c. resources interactive server is produced according to first position by a preset rules
Second geographical position；Or during d. resource acquisitions terminal one resource set group of acquisition, according to resource
Obtain the current location generation of terminal.
5. resource interaction method as claimed in claim 1, it is characterised in that judge resource
Whether the geography information of acquisition terminal is obtained with it and the geography of the resource set group of Pending The Entry Into Force refers to
Show that information match is specially：Determine the geography in a preset time period of resource acquisition terminal
Whether information is obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force is matched.
6. resource interaction method as claimed in claim 5, it is characterised in that resource set group
Geographical configured information also to include end points be the first geographical position and the second geographical position
GPS routes, the geography information of resource acquisition terminal is course of action information, judges that resource is obtained
Take whether the geography information of terminal obtains with it and the geographical of the resource set group of Pending The Entry Into Force indicates
Information match is specially：Judge whether the geography information of resource acquisition terminal includes with being somebody's turn to do
The course of action information that GPS routes are overlapped.
7. a kind of resource interactive system, it is characterised in that the resource interactive system includes：
Sending module, for resource set group to be sent into corresponding user terminal, each resource
Set group includes resource, big envelope and geographical configured information, and geographical configured information at least includes
First geographical position and one be different from first geographical position one second geographical position；
Come into force control module, the geography information for obtaining user terminal, judges that the geography is believed
Whether breath is obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force matches, and
When judged result is to be, user terminal is set to obtain the resource in resource set group.
8. a kind of mutual resource acquisition device, runs on a user terminal, it is characterised in that
Include：
One acquisition module, for obtaining a resource set group, resource set group includes resource, envelope
Set and geographical configured information, geographical configured information at least include first geographical position and one
Different from one second geographical position in first geographical position；
One mutual resource comes into force module, the geography information for obtaining user terminal, and when should
Geography information and obtain and when the geographical configured information of the resource set group of Pending The Entry Into Force matches,
User terminal is set to obtain the resource in the resource set group.
9. mutual resource acquisition device as claimed in claim 8, it is characterised in that user
The geography information of terminal obtained with it and the resource set group of Pending The Entry Into Force geographical configured information phase
Matching is specially：Geography information in one preset time period of user terminal obtained with it and
The geographical configured information of the resource set group of Pending The Entry Into Force matches.
10. mutual resource acquisition device as claimed in claim 8, it is characterised in that should
It is that the first geographical position and second are geographical that the geographical configured information of resource set group, which also includes end points,
The GPS routes of position, the geography information of user terminal is course of action information；User terminal
Geography information obtained with it and the geographical configured information of the resource set group of Pending The Entry Into Force matches
Specially：Judge whether the geography information of user terminal includes what is overlapped with the GPS routes
Course of action information.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610015650 | 2016-01-08 | ||
| CN2016100156502 | 2016-01-08 |
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| Publication Number | Publication Date |
|---|---|
| CN106959984A true CN106959984A (en) | 2017-07-18 |
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ID=59481339
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610128613.2A Pending CN106959984A (en) | 2016-01-08 | 2016-03-07 | Resource interaction method, system and resource acquisition device |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107566259A (en) * | 2017-10-18 | 2018-01-09 | 维沃移动通信有限公司 | Movement locus sharing method and mobile terminal |
| CN108182574A (en) * | 2018-01-17 | 2018-06-19 | 维沃移动通信有限公司 | A kind of resource transfers method and relevant device |
| CN108337298A (en) * | 2018-01-17 | 2018-07-27 | 维沃移动通信有限公司 | A kind of resource transfers method and relevant device |
| CN108364171A (en) * | 2018-01-24 | 2018-08-03 | 阿里巴巴集团控股有限公司 | Figure code generating method, resource sending and receiving method, device and electronic equipment |
| CN108564373A (en) * | 2018-03-16 | 2018-09-21 | 阿里巴巴集团控股有限公司 | Method of payment, device and equipment |
| CN109585003A (en) * | 2018-10-27 | 2019-04-05 | 平安医疗健康管理股份有限公司 | A kind of medical resource method for tracing, server and system |
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2016
- 2016-03-07 CN CN201610128613.2A patent/CN106959984A/en active Pending
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107566259A (en) * | 2017-10-18 | 2018-01-09 | 维沃移动通信有限公司 | Movement locus sharing method and mobile terminal |
| CN108182574A (en) * | 2018-01-17 | 2018-06-19 | 维沃移动通信有限公司 | A kind of resource transfers method and relevant device |
| CN108337298A (en) * | 2018-01-17 | 2018-07-27 | 维沃移动通信有限公司 | A kind of resource transfers method and relevant device |
| CN108364171A (en) * | 2018-01-24 | 2018-08-03 | 阿里巴巴集团控股有限公司 | Figure code generating method, resource sending and receiving method, device and electronic equipment |
| CN108364171B (en) * | 2018-01-24 | 2020-09-01 | 阿里巴巴集团控股有限公司 | Graphic code generation method, resource sending and receiving method, device and electronic equipment |
| CN108564373A (en) * | 2018-03-16 | 2018-09-21 | 阿里巴巴集团控股有限公司 | Method of payment, device and equipment |
| US10970718B2 (en) | 2018-03-16 | 2021-04-06 | Advanced New Technologies Co., Ltd. | Payment method, apparatus and device |
| CN109585003A (en) * | 2018-10-27 | 2019-04-05 | 平安医疗健康管理股份有限公司 | A kind of medical resource method for tracing, server and system |
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