CN109472697A - A kind of financing transaction plateform system - Google Patents

A kind of financing transaction plateform system Download PDF

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Publication number
CN109472697A
CN109472697A CN201811160535.XA CN201811160535A CN109472697A CN 109472697 A CN109472697 A CN 109472697A CN 201811160535 A CN201811160535 A CN 201811160535A CN 109472697 A CN109472697 A CN 109472697A
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roadshow
financing
subsystem
user
transaction
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秦娟
韩莹莹
徐瑞
张婉月
王亚
肖天琪
张维祥
刘春辉
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PRODUCTIVITY PROMOTION CENTER OF JIANGSU PROVINCE
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/26Government or public services

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Abstract

The embodiment of the invention provides a kind of financing transaction plateform systems, the system includes: public service subsystem, information publication subsystem, data base management subsystem and financing roadshow service management subsystem, wherein, public service subsystem is used for access each user of financing transaction plateform system and providing public service;Information publication subsystem is used to obtain the pushed information of public service subsystem, data base management subsystem and roadshow service management subsystem of financing, and carries out pushed information being sent to user according to preset rules;Data base management subsystem is used to establish resource database according to the data information of public service subsystem, information publication subsystem and roadshow service management subsystem of financing;Financing roadshow service management subsystem is used to provide financing roadshow service for user.The network of personal connections of enterprise and financial institution is established, is provided convenience for user's financing transaction, is realized resource-sharing and public service function, facilitate the win-win cooperation of enterprise and financial institution.

Description

A kind of financing transaction plateform system
Technical field
The present invention relates to information data interaction technique fields, and in particular to a kind of financing transaction plateform system.
Background technique
With the continuous social and economic development, sound social environment is provided for the development of medium-sized and small enterprises.
Since medium-sized and small enterprises itself fund is weak, the feature of resisting risk ability difference, so that medium-sized and small enterprises are being financed often Often go whistle.Currently, Financing is difficult, expensive financing is a global problem, bank supports to worry when medium-sized and small enterprises There is non-performing loan, and objectively the fraction defective of medium-sized and small enterprises is higher than large enterprise really, this is primarily due to medium and small enterprise Caused by industry information asymmetry, the factors such as financing management ability is weak, the ability to ward off risks is poor.Meanwhile medium-sized and small enterprises customer quantity is many More, bank management difficulty is big but also medium-sized and small enterprises are more difficult by bank financing.Present Finance Issue has become restriction One of an important factor for sme development.
Summary of the invention
The embodiment of the invention provides a kind of financing transaction plateform systems, are lacked in the prior art with overcoming to medium-sized and small enterprises The transaction platform that Finance Issue carries out, lacks effective financing transaction mode, so that Finance Issue constrains sme development The problem of.
The embodiment of the invention provides a kind of financing transaction plateform systems, comprising: public service subsystem, information publication System, data base management subsystem and financing roadshow service management subsystem, wherein the public service subsystem is used to connect Each user for entering the financing transaction plateform system provides public service;The information publication subsystem is described public for obtaining The pushed information of service subsystem, data base management subsystem and roadshow service management subsystem of financing, and according to preset rules It carries out the pushed information being sent to the user;The data base management subsystem is used for according to the public service subsystem The data information of system, information publication subsystem and roadshow service management subsystem of financing establishes resource database;The financing road Service management subsystem is drilled for providing financing roadshow service for the user.
Optionally, the public service subsystem includes: network management management module, inside to public service subsystem Network is managed, and generates gateway data;Application management module is authenticated for the identity to the user, and is connect Enter the public service request that each user of the financing transaction plateform system sends, is generated according to public service request public Service data;Data memory module, for storing the network management data and the public service data.
Optionally, the information publication subsystem includes: policy news module, for showing notice bulletin, financing news And economic sectors' news;Industry information module, for showing Corporate finance demand information, corporate resources information;Achievements exhibition mould Block, for showing Corporate finance successful case.
Optionally, the data base management subsystem includes: data acquisition module, for acquiring the public service subsystem The financing transaction data information of system, information publication subsystem and roadshow service management subsystem of financing;Database sharing module is used The financing transaction data information is screened according to default screening conditions, and according to the financing transaction number after screening It is believed that breath generates the resource database.
Optionally, the financing roadshow service management subsystem includes: user management module, audit authentication module, roadshow Management module, roadshow molded tissue block and a plurality of clients, wherein the user management module is authorized according to the registration information of user User's roadshow permission;The user terminal is used for financing needs information and roadshow permission according to the user, generates roadshow Request, and roadshow request is sent to the audit authentication module;The audit authentication module is screened according to default roadshow Condition carries out audit certification to each each user for proposing roadshow request, generates auditing result;The roadshow management module root Roadshow scheme is generated according to the auditing result, and determines the user for participating in roadshow according to the roadshow scheme;The roadshow tissue The roadshow scheme is sent to the user terminal of each user by module;Each user carries out financing road according to roadshow scheme It drills, generates financing transaction scheme.
Optionally, the user includes: enterprise customer and financial institution user, and the user terminal includes: enterprise Clien, The enterprise Clien is arranged in a one-to-one correspondence with the enterprise customer respectively;Financial institution's user terminal, the financial institution user End is arranged in a one-to-one correspondence with the financial institution user.
Optionally, the roadshow management module is also used to carry out the financing transaction scheme transaction authentication, and will certification By the financing transaction scheme be sent to the enterprise Clien and financial institution's user terminal;The enterprise Clien Financing transaction is carried out according to the financing transaction scheme with financial institution's user terminal.
Optionally, the financing roadshow service management subsystem further include: risk evaluation module, the risk evaluation module For carrying out risk assessment to the financing transaction scheme, assessment result is generated.
Optionally, the financing roadshow service management subsystem further include: warning module, the warning module is according to Assessment result generates warning information, and the warning information is sent to the user terminal.
Optionally, the financing roadshow service management subsystem further include: roadshow archive database, the roadshow archives number Financing roadshow archives are established according to the roadshow scheme and the financing transaction scheme according to library.
Technical solution of the present invention has the advantage that
Financing transaction plateform system provided in an embodiment of the present invention include: public service subsystem, information publication subsystem, Data base management subsystem and financing roadshow service management subsystem, public service subsystem provide public affairs for the user of access system Service altogether, it is that user pushes relevant PUSH message that information, which issues subsystem, convenient for user decorrelation financing obstacle and financing The information such as progress, data base management subsystem establish resource database, provide data base abundant for financing transaction plateform system Plinth, roadshow service management subsystem of financing provide financing roadshow service for user.Enterprise and finance are established by the plateform system The network of personal connections of inter-agency " need " and " asking " realizes enterprise and financial institution to provide convenience for user's financing transaction Financing transaction function, and by integrating associated resource information, resource-sharing is carried out, provides financing phase for enterprise and financial institution The information platform of pass facilitates the development model for establishing enterprise Yu financial institution's win-win cooperation, furthermore also achieves to user's Public service function provides convenience for user's transacting business.
Detailed description of the invention
It, below will be to specific in order to illustrate more clearly of the specific embodiment of the invention or technical solution in the prior art Embodiment or attached drawing needed to be used in the description of the prior art be briefly described, it should be apparent that, it is described below Attached drawing is some embodiments of the present invention, for those of ordinary skill in the art, before not making the creative labor It puts, is also possible to obtain other drawings based on these drawings.
Fig. 1 is the structural schematic diagram of financing transaction plateform system in the embodiment of the present invention;
Fig. 2 is the structural schematic diagram of public service subsystem in the embodiment of the present invention;
Fig. 3 is the structural schematic diagram that information issues subsystem in the embodiment of the present invention;
Fig. 4 is the structural schematic diagram of data base management subsystem in the embodiment of the present invention;
Fig. 5 is the structural schematic diagram of financing roadshow service management subsystem in the embodiment of the present invention;
Fig. 6 is another structural schematic diagram of financing roadshow service management subsystem in the embodiment of the present invention.
Specific embodiment
Technical solution of the present invention is clearly and completely described below in conjunction with attached drawing, it is clear that described implementation Example is a part of the embodiment of the present invention, instead of all the embodiments.Based on the embodiments of the present invention, ordinary skill Personnel's every other embodiment obtained without making creative work, shall fall within the protection scope of the present invention.
As long as in addition, the non-structure each other of technical characteristic involved in invention described below different embodiments It can be combined with each other at conflict.
The embodiment of the invention provides a kind of financing transaction plateform systems, as shown in Figure 1, the financing transaction plateform system packet It includes: public service subsystem 1, information publication subsystem 2, data base management subsystem 3 and financing roadshow service management subsystem 4, wherein public service subsystem 1 is used to access each user of financing transaction plateform system and provide public service;Information publication Subsystem 2 is used to obtain pushing away for public service subsystem 1, data base management subsystem 3 and financing roadshow service management subsystem 4 It delivers letters breath, and carries out pushed information being sent to user according to preset rules;Data base management subsystem 3 is used for according to public clothes The data information of business subsystem 1, information publication subsystem 2 and roadshow service management subsystem 4 of financing establishes resource database; Financing roadshow service management subsystem 4 is used to provide financing roadshow service for user.
By the cooperative cooperating of above-mentioned each component part, the financing transaction plateform system of the embodiment of the present invention establishes enterprise The network of personal connections of " need " and " asking " between industry and financial institution realizes enterprise and gold to provide convenience for user's financing transaction Melt the financing transaction function of mechanism, and by integrating associated resource information, carries out resource-sharing, mentioned for enterprise and financial institution For relevant information platform of financing, facilitates the development model for establishing enterprise Yu financial institution's win-win cooperation, furthermore also achieve To the public service function of user, convenience is provided for user's transacting business.
It is described in detail below in conjunction with financing transaction plateform system of the specific example to the embodiment of the present invention.
In a preferred embodiment, as shown in Fig. 2, above-mentioned public service subsystem 1 includes: network management management module 11, For being managed to the network inside public service subsystem 1, gateway data is generated;Application management module 12, for The identity at family is authenticated, and the public service request that each user for receiving access financing transaction plateform system sends, according to public affairs Service request generates public service data altogether;Data memory module 13, for storing network management data and public service data.In reality In the application of border, above-mentioned network management management module 11, gateway data generated includes the network fortune of public service subsystem 1 Market condition and network speed situation etc..In order to ensure the safety of plateform system, illegal person is avoided to carry out using the plateform system illegal Financing transaction, therefore above-mentioned application management module 12 needs to carry out authentication to the user for entering the plateform system.It is above-mentioned The gateway data that is stored of data memory module 13, can reflect the network operation situation of system, in real time convenient for excluding in time Network failure, safeguards system safe operation.
In a preferred embodiment, as shown in figure 3, above-mentioned information publication subsystem 2 includes: policy news module 21, For showing notice bulletin, financing news and economic sectors' news;Industry information module 22, for showing that Corporate finance demand is believed Breath, corporate resources information;Achievements exhibition module 23, for showing Corporate finance successful case.
In practical applications, above-mentioned policy news module 21, notice bulletin, financing news and the economic sectors shown News, such as: it can be the support policy of government-to-businesses, enterprise successfully obtains financing news etc., in addition, the content shown In should also include: the information such as the title of information, issuing time, source, post staff, text and browsing quantity.Above-mentioned Industry information module 22, the Corporate finance demand information shown include the financing amount of money of enterprise, and the fund after plan financing makes With etc. information, the corporate resources information content shown include Business Name, set up time, registered capital, address, scope of the enterprise Etc. essential informations.Enterprise and financial institution are passed through the success of above-mentioned financing transaction plateform system by above-mentioned achievements exhibition module 23 The case for reaching financing transaction is shown, be user's display platform system achievement, promote user using the plateform system into Row financing transaction.
In a preferred embodiment, as shown in figure 4, above-mentioned data base management subsystem 3 includes: data acquisition module 31, for acquiring the financing transaction of public service subsystem 1, information publication subsystem 2 and roadshow service management subsystem 4 of financing Data information;Database sharing module 32, for being screened according to default screening conditions to financing transaction data information, and root Resource database is generated according to the financing transaction data information after screening.In practical applications, above-mentioned data acquisition module 31, institute The financing transaction data information of acquisition includes the publication of the public service data of public service subsystem 1, information publication subsystem 2 Information and financing roadshow service management subsystem 4 for financing roadshow information on services etc..Above-mentioned database sharing module 32 is right Above-mentioned 31 collecting data informations of data acquisition module are screened, and the finish message after screening is fabricated to resource data Library provides accurate data basis for financing transaction, inquires convenient for subsequent financing transaction data, while money can also be used Source database optimizes upgrading to above-mentioned financing transaction plateform system.
In a preferred embodiment, as shown in figure 5, above-mentioned financing roadshow service management subsystem 4 includes: user's pipe Manage module 41, audit authentication module 42, roadshow management module 43, roadshow molded tissue block 44 and a plurality of clients 45, wherein user Management module 41 authorizes user's roadshow permission according to the registration information of user;User terminal 45 is used to be believed according to the financing needs of user Breath and roadshow permission generate roadshow request, and roadshow request are sent to audit authentication module 42;Audit 42 basis of authentication module Default roadshow screening conditions carry out audit certification to each user for proposing roadshow request, generate auditing result;Roadshow management module 43 generate roadshow scheme according to auditing result, and the user for participating in roadshow is determined according to roadshow scheme;Roadshow molded tissue block 44 will Roadshow scheme is sent to the user terminal 45 of each user;Each user carries out financing roadshow according to roadshow scheme, generates financing transaction side Case.
Specifically, in one embodiment, above-mentioned user management module 41 authorizes each use according to the registration information of each user Family roadshow permission, the user include: enterprise customer and financial institution user, wherein enterprise customer is have financing needs medium and small Enterprise, financial institution user are the mechanisms such as the bank that investment is provided for medium-sized and small enterprises.
In practical applications, no due to the affiliated industry of each medium-sized and small enterprises, production scale, Assets, operating condition etc. Together, the financing risk and financing needs for leading to each enterprise are also not quite similar, therefore the user management module 41 is by according to each The registration information of enterprise customer authorizes different medium-sized and small enterprises different roadshow permissions, such as: user management module 41 is enterprise's rule Mould is big, run well, roadshow permission that the enterprise that assets are abundant assigns is more, it is made to may participate in the other roadshow service of more stages, And pay one's debts with all his assets to those, enterprise on the verge of bankrupt, the limitation for participating in roadshow should be more, and then also reduces participation financing The investment risk of the financial institution of roadshow service, and then increase the success rate of financing roadshow service.And for different financial machines The investment capacity and investment scope that structure can be provided are different, and above-mentioned user management module 41 can be according to financial institution The registration information of user authorizes financial institution different roadshow permissions, allows to participate in the financing roadshow of Target Enterprise user, And then the matching degree of the enterprise and financial institution both sides that participate in financing roadshow is improved to greatest extent, raising finally achieves financing transaction A possibility that.
In a preferred embodiment, as shown in fig. 6, above-mentioned user terminal 45 includes: enterprise Clien 451, enterprise customer End 451 is arranged in a one-to-one correspondence with enterprise customer respectively;Financial institution's user terminal 452, financial institution's user terminal 452 and financial institution User is arranged in a one-to-one correspondence.The roadshow permission that above-mentioned enterprise customer is assigned according to the financing needs information and system of enterprise itself Roadshow request is established, and is sent to above-mentioned audit authentication module 42 by the enterprise Clien 451 of the enterprise and audit and recognize Card.In practical applications, above-mentioned financing needs the financing amount of money, the financing time limit and provided to melt required for information includes: The information such as money guarantee.
Specifically, in one embodiment, above-mentioned audit authentication module 42 is according to default roadshow screening conditions to proposition road Each user for drilling request carries out audit certification, generates auditing result.In practical applications, which includes: The roadshow whether the credit value situation of enterprise, the financing amount of money of enterprise match and its proposed with financing assurance provided by enterprise Whether request meets roadshow permission of the enterprise etc., and when all conditions all meet screening, auditing result is that roadshow request is logical Cross, when have ready conditions do not meet screening conditions when, then auditing result be reject roadshow request.
Specifically, in one embodiment, above-mentioned roadshow management module 43 generates road according to auditing result and roadshow request Scheme is drilled, and determines the user for participating in roadshow according to roadshow scheme.When above-mentioned auditing result is that roadshow request passes through, above-mentioned road It drills management module 43 and corresponding roadshow scheme, in practical applications, the road is generated according to the roadshow request that enterprise customer is proposed Management module 43 is drilled to need to formulate roadshow scheme, example according to the roadshow request of a certain number of enterprise customers by audit certification It is proposed roadshow requests if any 10 enterprises, and all passed through audit certification, then roadshow management module 43 it is comprehensive this 10 plus enterprise The roadshow request of industry participates in roadshow for the adaptable financial institution of its matching jointly, which includes the letter for participating in enterprise Breath, the information for participating in financial institution, the time for roadshow of financing and place etc..
Specifically, in one embodiment, roadshow scheme is sent to the user terminal 45 of each user by roadshow molded tissue block 44.? In practical application, final roadshow scheme is sent to enterprise customer included by roadshow scheme by above-mentioned roadshow molded tissue block 44 And the client of financial institution user, user can check and accept roadshow scheme by client and participate in roadshow, during roadshow Enterprise and financial institution can reach financing transaction, obtain financing transaction scheme, which is enterprise and financial machine Financing agreement that structure both sides are signed or the financing plans reached etc..
In a preferred embodiment, above-mentioned roadshow management module 43 is also used to carry out financing transaction scheme to trade and recognize Card, and the financing transaction scheme that certification passes through is sent to enterprise Clien 451 and financial institution's user terminal 452;Enterprise customer End 451 carries out financing transaction according to financing transaction scheme with financial institution's user terminal 452.
In practical applications, in order to ensure Corporate finance safety, reduce the investment risk of financial institution, and prevent illegally to melt Money transaction needs to carry out by roadshow management module 43 after enterprise customer and financial institution user reach financing transaction scheme Transaction authentication, and then ensure the safety of financing transaction.It then is the financing transaction scheme add-on security friendship for passing through transaction authentication Easy voucher, and the financing transaction scheme with Secure Transaction voucher is sent to enterprise Clien 451 and financial institution's user terminal 452, enterprise customer and financial institution then can carry out corresponding financing transaction according to the financing transaction scheme, to further drop Low financing transaction risk effectively prevents the Financing of illegal activities transaction in financing roadshow between enterprise and financial institution.
In a preferred embodiment, as shown in fig. 6, above-mentioned financing roadshow service management subsystem further include: risk is commented Estimate module 46, risk evaluation module 46 is used to carry out risk assessment to financing transaction scheme, generates assessment result.In practical application In, the above-mentioned also non-enterprise customer of financing roadshow service management subsystem and financial institution user provide the function of risk assessment, Obtained assessment result can be referred to for enterprise and financial institution, while the generation for the roadshow scheme that can finance for system provides Historical basis constantly improve laying down a regulation for roadshow scheme, improves the service quality of financing roadshow scheme.
In a preferred embodiment, as shown in fig. 6, above-mentioned financing roadshow service management subsystem further include: early warning mould Block 47, warning module 47 generates warning information according to assessment result, and warning information is sent to user terminal 45.In practical application In, when above-mentioned assessment result shows that financing transaction risk is larger, which generates corresponding warning information, concurrently It send to the user terminal 45 for the enterprise customer and financial institution user for participating in financing transaction, prompts transaction risk for user, guarantee is melted Provide the safety of transaction.
In a preferred embodiment, as shown in fig. 6, above-mentioned financing roadshow service management subsystem further include: roadshow shelves Case database 48, roadshow archive database 48 establish financing roadshow archives according to roadshow scheme and financing transaction scheme.In reality In, financing roadshow is carried out by the roadshow scheme of above-mentioned financing roadshow service management subsystem and generates financing transaction side Case, these roadshow schemes and financing transaction scheme provide accurate data basis for financing roadshow service management subsystem, assist Financing roadshow service management subsystem constantly improves, and by establishing roadshow to roadshow scheme and financing transaction scheme Archives, the inquiry convenient for relevant departments from now on to financing roadshow service.
By the cooperative cooperating of each part mentioned above, financing transaction plateform system provided in an embodiment of the present invention establishes enterprise The network of personal connections of " need " and " asking " between industry and financial institution realizes enterprise and gold to provide convenience for user's financing transaction Melt the financing transaction function of mechanism, and by integrating associated resource information, carries out resource-sharing, mentioned for enterprise and financial institution For the relevant information platform of financing, facilitate the development model for establishing enterprise Yu financial institution's win-win cooperation, also achieve to The public service function at family provides convenience for user's transacting business, joins jointly in addition, also achieving medium-sized and small enterprises with financial institution With financing roadshow service function, and by finance roadshow service system registration and verifying ensured access mechanism participate in enterprise The safety of financing reduces investment risk, and then improves Financing success rate, furthermore also achieves to transaction wind The prompt facility of danger, reduces the risk of financing transaction, and can effectively prevent enterprise and financial institution in financing roadshow Between Financing of illegal activities transaction, also for financing roadshow establish archives, convenient for inquiry from now on, provide standard for financing transaction service True data basis.
Obviously, the above embodiments are merely examples for clarifying the description, and does not limit the embodiments.It is right For those of ordinary skill in the art, can also make on the basis of the above description it is other it is various forms of variation or It changes.There is no necessity and possibility to exhaust all the enbodiments.And it is extended from this it is obvious variation or It changes still within the protection scope of the invention.

Claims (10)

1. a kind of financing transaction plateform system characterized by comprising public service subsystem (1), information issue subsystem (2), data base management subsystem (3) and financing roadshow service management subsystem (4), wherein
The public service subsystem (1) is used to access each user of the financing transaction plateform system and provide public service;
Information publication subsystem (2) for obtain the public service subsystem (1), data base management subsystem (3) and The pushed information of financing roadshow service management subsystem (4), and carry out the pushed information being sent to institute according to preset rules State user;
The data base management subsystem (3) be used for according to the public service subsystem (1), information publication subsystem (2) and The data information of financing roadshow service management subsystem (4) establishes resource database;
The financing roadshow service management subsystem (4) is used to provide financing roadshow service for the user.
2. financing transaction plateform system according to claim 1, which is characterized in that public service subsystem (1) packet It includes:
Network management management module (11) is managed for the network internal to public service subsystem (1), generates gateway data;
Application management module (12), authenticates for the identity to the user, and receives the access financing transaction platform The public service request that each user of system sends, requests to generate public service data according to the public service;
Data memory module (13), for storing the network management data and the public service data.
3. financing transaction plateform system according to claim 1, which is characterized in that information publication subsystem (2) packet It includes:
Policy news module (21), for showing notice bulletin, financing news and economic sectors' news;
Industry information module (22), for showing Corporate finance demand information, corporate resources information;
Achievements exhibition module (23), for showing Corporate finance successful case.
4. financing transaction plateform system according to claim 1, which is characterized in that the data base management subsystem (3) Include:
Data acquisition module (31), for acquiring the public service subsystem (1), information publication subsystem (2) and financing road Drill the financing transaction data information of service management subsystem (4);
Database sharing module (32), for being screened according to default screening conditions to the financing transaction data information, and The resource database is generated according to the financing transaction data information after screening.
5. financing transaction plateform system according to claim 1, which is characterized in that the financing roadshow service management subsystem System (4) include:
User management module (41), audit authentication module (42), roadshow management module (43), roadshow molded tissue block (44) and multiple User terminal (45), wherein
The user management module (41) authorizes user's roadshow permission according to the registration information of user;
The user terminal (45) is used for financing needs information and roadshow permission according to the user, generates roadshow request, and will The roadshow request is sent to the audit authentication module (42);
Each each user progress of audit authentication module (42) according to default roadshow screening conditions to roadshow request is proposed Audit certification, generates auditing result;
The roadshow management module (43) generates roadshow scheme according to the auditing result, and is determined and joined according to the roadshow scheme With the user of roadshow;
The roadshow scheme is sent to the user terminal (45) of each user by the roadshow molded tissue block (44);
Each user carries out financing roadshow according to roadshow scheme, generates financing transaction scheme.
6. financing transaction plateform system according to claim 5, which is characterized in that the user include: enterprise customer and Financial institution user, the user terminal (45) include:
Enterprise Clien (451), the enterprise Clien (451) are arranged in a one-to-one correspondence with the enterprise customer respectively;
Financial institution's user terminal (452), financial institution's user terminal 9452 are arranged in a one-to-one correspondence with the financial institution user.
7. financing transaction plateform system according to claim 6, which is characterized in that
The roadshow management module (43) is also used to carry out the financing transaction scheme transaction authentication, and the institute that certification is passed through It states financing transaction scheme and is sent to the enterprise Clien (451) and financial institution's user terminal (452);
The enterprise Clien (451) is financed with financial institution's user terminal (452) according to the financing transaction scheme Transaction.
8. financing transaction plateform system according to claim 5, which is characterized in that the financing roadshow service management subsystem It unites (4) further include:
Risk evaluation module (46), the risk evaluation module 946 is used to carry out risk assessment to the financing transaction scheme, raw At assessment result.
9. financing transaction plateform system according to claim 8, which is characterized in that the financing roadshow service management subsystem It unites (4) further include:
Warning module (47), the warning module (47) generates warning information according to the assessment result, and the early warning is believed Breath is sent to the user terminal (45).
10. financing transaction plateform system according to claim 5, which is characterized in that financing roadshow service management System (4) further include:
Roadshow archive database (48), the roadshow archive database (48) is according to the roadshow scheme and the financing transaction side Case establishes financing roadshow archives.
CN201811160535.XA 2018-09-30 2018-09-30 A kind of financing transaction plateform system Pending CN109472697A (en)

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Cited By (4)

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CN110210962A (en) * 2019-05-23 2019-09-06 成都高投盈创动力投资发展有限公司 A kind of one-stop investment and financing information service platform towards medium-sized and small enterprises
CN111767561A (en) * 2020-07-03 2020-10-13 常熟中信金桥科技服务有限公司 Enterprise financial road performance information processing method and system
CN112686751A (en) * 2020-12-23 2021-04-20 中车工业研究院有限公司 Data management system and technical transaction platform
CN113706286A (en) * 2021-07-23 2021-11-26 湖南三湘银行股份有限公司 Deposit operation system and method for user-defined deposit mode

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Application publication date: 20190315