CN108230150A - A kind of financial industry financing business datum analysis system - Google Patents

A kind of financial industry financing business datum analysis system Download PDF

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Publication number
CN108230150A
CN108230150A CN201711458720.2A CN201711458720A CN108230150A CN 108230150 A CN108230150 A CN 108230150A CN 201711458720 A CN201711458720 A CN 201711458720A CN 108230150 A CN108230150 A CN 108230150A
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business
risk
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张阳
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Hefei Kaijie Technology Co Ltd
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Hefei Kaijie Technology Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0635—Risk analysis of enterprise or organisation activities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Tourism & Hospitality (AREA)
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Abstract

The present invention discloses a kind of financial industry financing business datum analysis system, including server-side and several clients；Server-side includes authentication module, value-added service module and application deployment management module；Authentication module includes identity information acquiring unit, validation database and identity alignment unit；Include Service Data Management unit, risk assessment unit using deployment management module, automatically update unit, Risk statistic unit, information matching unit, service distribution unit and service propelling unit.The present invention can verify the identity of client by the authentication module of server-side, ensure the authenticity of client identity, best financial business can be matched for user according to the economic capability and economic behaviour of client by disposing management module by application and combining value-added service module, realize the convenience of client's screening, have the characteristics that data analysis is accurate, distribution is reasonable and convenience-for-people, be conducive to the financing of financial industry and the selection of client traffic, promote transaction in assets.

Description

A kind of financial industry financing business datum analysis system
Technical field
The invention belongs to financial technology fields, are related to a kind of financial industry financing business datum analysis system.
Background technology
In the narrow sense, financing (financing) is behavior and the process of the fund procurement of an enterprise, that is to say, that The situation and the needs of company's future operation and development that company possesses according to itself production and operation situation, fund, pass through science Prediction and decision, by the way of certain, go to raise funds from certain channel to the investor of company and creditor, organize The supply of fund normally produces needs, the financing behavior that operational and managerial activity needs with guarantee company.In broad terms, it finances Also finance is, is exactly the circulation of money-capital, party is by various modes to the row for raising or borrowing the fund of putting on financial market For.
For existing financial industry during being financed, company can not be to the economic capability and economic behaviour of investor It is assessed, meanwhile, investor and creditor can not understand the investment risk of corporate finance's business, it is understood that there may be investor and debt The financial business of Quan Renyu companies publication mismatches, and seriously affects finance company and the interests of client, is not easy to client and carries out gold The problem of melting the screening of business, lacking the accuracy of data analysis and poor convenience-for-people property, and then it is unfavorable for the transaction of assets.
Invention content
The purpose of the present invention is to provide a kind of financial industry financing business datum analysis systems, solve existing financial row Industry is during financing, and there are the degree of risk of financial business and the economic capability of client and economic behaviour is unmatched asks Topic concurrently there are the accuracy difference of data analysis and screen the problem of difficult, is unfavorable for the transaction of assets.
The purpose of the present invention can be achieved through the following technical solutions：
A kind of financial industry financing business datum analysis system, including server-side and several clients；
The server-side includes authentication module, value-added service module and application deployment management module；
The authentication module is for receiving the client identity information that client is sent by client, by the client of reception Identity information is verified, and the result of verification is sent to value-added service module；
The value-added service module is used to receive the verification result of authentication module transmission, and the result of reception is sentenced It is disconnected, if correct judgment, value-added service operation is triggered, passes through the economic behaviour and Economic Energy of value-added service operation judges Power；
The application deployment management module is for arranging the financial business in financial industry, being divided, after division Financial business carry out risk assessment, risk class statistics, and by the risk of different financial business warp corresponding with different clients Ji behavior and economic capability match, and the financial business after matching is issued, is pushed to and risk assessment grade phase The client matched；
The client is used to receive the financial business of server-side transmission, and client carries out the choosing of financial business by client It selects, and client inputs the identity information of client by client, and the identity information of input is sent to server-side.
Further, the authentication module includes identity information acquiring unit, validation database and identity calibration Unit；
The identity information acquiring unit is used to obtain the client identity information of client input, and by client's body of input Part information is sent to identity alignment unit；
The validation database is connected in real time with the database of public security bureau, for obtaining the basic identity information of citizen；
The identity alignment unit is connect respectively with identity information acquiring unit and validation database, for receiving identity letter The client identity information that acquiring unit is sent is ceased, and by the citizen of middle acquisition in the client identity information of reception and validation database Identity information matches, and matched result is sent to value-added service module.
Further, the application deployment management module includes Service Data Management unit, risk assessment unit, risk system Count unit, information matching unit, service distribution unit and service propelling unit；
The Service Data Management unit arranges, and press for being collected to all financial business in financial industry It is divided according to different classes of；
The risk assessment unit is connect with Service Data Management unit, and investment wind is carried out for the financial business after division Danger assessment, and risk assessment information is sent to Risk statistic unit；
The Risk statistic unit is for receiving risk assessment information of the risk assessment unit to financial business, to same class Not middle different financial business carry out Risk statistic, and be ranked up according to the risk class of assessment；
Described information matching unit is connect respectively with risk assessment unit and value-added service module, for receiving risk assessment The customer economy behavior and economic capability that the risk assessment grade and value-added service module that unit is sent are sent, and according to assessment Client under risk class Different matching difference economic behaviour and economic capability, matched result are sent to service distribution unit；
The service distribution unit is used to receive the matching result of information matching unit transmission, and will be under different risk assessment Financial business issued, and the financial business after publication is sent to service propelling unit；
The service propelling unit is used to receive the financial business of service distribution unit publication, and will be under different risk assessment Financial business push to the client to match with risk assessment grade.
Further, the application deployment management module, which further includes, automatically updates unit, and the unit that automatically updates is used for Financial business after assert to client is updated, and is automatically updated by setting time, and current financial circles are understood convenient for user Business situation.
Beneficial effects of the present invention：
The present invention can verify the identity of client by the authentication module of server-side, ensure the true of client identity Reality, disposing management module by application and combine value-added service module can be according to the economic capability and economic behaviour of client to use Family matches best financial business, realizes the convenience of client's screening, has that data analysis is accurate, distribution is reasonable and convenience-for-people Feature is conducive to the financing of financial industry and the selection of client's financial business, transaction in assets is greatly facilitated.
Description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, embodiment will be described below required Attached drawing is briefly described, it should be apparent that, the accompanying drawings in the following description is only some embodiments of the present invention, for ability For the those of ordinary skill of domain, without creative efforts, it can also be obtained according to these attached drawings other attached Figure.
Fig. 1 is a kind of schematic diagram of financial industry financing business datum analysis system of the present invention.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, those of ordinary skill in the art are obtained all other without creative efforts Embodiment shall fall within the protection scope of the present invention.
Refering to Figure 1, the present invention finances business datum analysis system for a kind of financial industry, if including server-side and Dry client；
The server-side includes authentication module, value-added service module and application deployment management module；
Authentication module is for receiving the client identity information that client is sent by client, by the client identity of reception Information is verified, and the result of verification is sent to value-added service module；
The authentication module includes identity information acquiring unit, validation database and identity alignment unit, described Identity information acquiring unit is used to obtain the client identity information of client input, and the client identity information of input is sent to Identity alignment unit, wherein, client identity information is customer name, customer's identity card number, home address etc.；Validation database with The database of public security bureau is connected in real time, for obtaining the basic identity information of citizen；The identity alignment unit respectively with body Part information acquisition unit is connected with validation database, for receiving the client identity information of identity information acquiring unit transmission, and It is sent out by the citizenship information match of middle acquisition in the client identity information of reception and validation database, and by matched result It send to value-added service module；
Value-added service module is used to receive the matching result of identity alignment unit transmission, and the matching result of reception is sentenced It is disconnected, if correct judgment, value-added service operation is triggered, the value-added service operation includes main strategies, blacklist etc., is used for Judge the economic behaviour and economic capability of user, and the economic capability to user and the economic scoring of economic behaviour progress.
Using deployment management module include Service Data Management unit, risk assessment unit, Risk statistic unit, it is automatic more New unit, information matching unit, service distribution unit and service propelling unit；
Service Data Management unit arranges, and for being collected to all financial business in financial industry according to not It is generic to be divided；Risk assessment unit is connect with Service Data Management unit, is thrown for the financial business after division Risk assessment is provided, and risk assessment information is sent to Risk statistic unit；Risk statistic unit is used to receive risk assessment list Member carries out risks to financial business different in same category and counts to the risk assessment information of financial business, and according to commenting The risk class estimated is ranked up；
The financial business that unit is automatically updated for assert to client is updated, automatically updated by setting time, Current financial business situation is understood convenient for user；Information matching unit connects respectively with risk assessment unit and value-added service module It connects, for receiving the customer economy scoring that the risk assessment grade of risk assessment unit transmission and value-added service module are sent, And according to the client under the different economic scorings of assessment risk class Different matching, matched result is sent to service distribution unit；
Service distribution unit is used to receive the matching result of information matching unit transmission, and by the gold under different risk assessment Melt business to be issued, and the financial business after publication is sent to service propelling unit；
Service propelling unit is used to receive the financial business of service distribution unit publication, and by the gold under different risk assessment Melt service propelling to the client to match with risk assessment grade；
Client is used to receive the financial business of server-side transmission, and client carries out the selection of financial business by client, In addition, client inputs the identity information of client by client, and the identity information of input is sent to server-side.
The financial business type and quantity of the correspondence client displaying of different clients are different, the finance of the client displaying The economic capability and economic behaviour of business and client match, user can in matched financial business further into Row screening.
The present invention can verify the identity of client by the authentication module of server-side, ensure the true of client identity Reality, disposing management module by application and combine value-added service module can be according to the economic capability and economic behaviour of client to use Family matches best financial business, realizes the convenience of client's screening, has that data analysis is accurate, distribution is reasonable and convenience-for-people Feature is conducive to the financing of financial industry and the selection of client's financial business, transaction in assets is greatly facilitated.
Above content is only the design example and explanation to the present invention, affiliated those skilled in the art Various modifications or additions are done to described specific embodiment or are substituted in a similar way, without departing from invention Design or surmount range defined in the claims, be within the scope of protection of the invention.

Claims (4)

  1. The business datum analysis system 1. a kind of financial industry is financed, it is characterised in that：Including server-side and several clients；
    The server-side includes authentication module, value-added service module and application deployment management module；
    The authentication module is for receiving the client identity information that client is sent by client, by the client identity of reception Information is verified, and the result of verification is sent to value-added service module；
    The value-added service module is used to receive the verification result of authentication module transmission, and the result of reception is judged, If correct judgment, value-added service operation is triggered, passes through the economic behaviour and economic capability of value-added service operation judges；
    The application deployment management module is for arranging the financial business in financial industry, being divided, by the gold after division Melt business and carry out risk assessment, risk class statistics, and by the risk of different financial business economic row corresponding with different clients To match with economic capability, and the financial business after matching is issued, pushes to what is matched with risk assessment grade Client；
    The client is used to receive the financial business of server-side transmission, and client carries out the selection of financial business by client, And client inputs the identity information of client by client, and the identity information of input is sent to server-side.
  2. 2. a kind of financial industry financing business datum analysis system according to claim 1, it is characterised in that：The identity Authentication module includes identity information acquiring unit, validation database and identity alignment unit；
    The identity information acquiring unit is used to obtain the client identity information of client input, and the client identity of input is believed Breath is sent to identity alignment unit；
    The validation database is connected in real time with the database of public security bureau, for obtaining the basic identity information of citizen；
    The identity alignment unit is connect respectively with identity information acquiring unit and validation database, is obtained for receiving identity information The client identity information that unit is taken to send, and by the citizenship of middle acquisition in the client identity information of reception and validation database Information match, and matched result is sent to value-added service module.
  3. 3. a kind of financial industry financing business datum analysis system according to claim 1, it is characterised in that：The application It disposes management module and includes Service Data Management unit, risk assessment unit, Risk statistic unit, information matching unit, business Release unit and service propelling unit；
    The Service Data Management unit arranges, and for being collected to all financial business in financial industry according to not It is generic to be divided；
    The risk assessment unit is connect with Service Data Management unit, and carrying out investment risk for the financial business after division comments Estimate, and risk assessment information is sent to Risk statistic unit；
    The Risk statistic unit is for receiving risk assessment information of the risk assessment unit to financial business, in same category Different financial business carry out Risk statistic, and are ranked up according to the risk class of assessment；
    Described information matching unit is connect respectively with risk assessment unit and value-added service module, for receiving risk assessment unit The customer economy behavior and economic capability that the risk assessment grade and value-added service module of transmission are sent, and according to assessment risk Client under grade Different matching difference economic behaviour and economic capability, matched result are sent to service distribution unit；
    The service distribution unit is used to receive the matching result of information matching unit transmission, and by the gold under different risk assessment Melt business to be issued, and the financial business after publication is sent to service propelling unit；
    The service propelling unit is used to receive the financial business of service distribution unit publication, and by the gold under different risk assessment Melt service propelling to the client to match with risk assessment grade.
  4. 4. a kind of financial industry financing business datum analysis system according to claim 3, it is characterised in that：The application Deployment management module, which further includes, automatically updates unit, described to automatically update unit for being carried out to the financial business after client's identification Update, is automatically updated by setting time, and current financial business situation is understood convenient for user.
CN201711458720.2A 2017-12-28 2017-12-28 A kind of financial industry financing business datum analysis system Pending CN108230150A (en)

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Application Number Priority Date Filing Date Title
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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109472697A (en) * 2018-09-30 2019-03-15 江苏省生产力促进中心 A kind of financing transaction plateform system
CN111062719A (en) * 2019-12-13 2020-04-24 深圳迅策科技有限公司 Financial transaction integration method
CN112365265A (en) * 2020-10-26 2021-02-12 建投数据科技（山东）有限公司 Internet financial intelligent wind control system
CN113112343A (en) * 2021-04-16 2021-07-13 上海同态信息科技有限责任公司 Financial risk assessment method based on Random Forest neural network

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CN105930983A (en) * 2016-05-13 2016-09-07 中国建设银行股份有限公司 Banking asset management system
CN107038486A (en) * 2016-02-03 2017-08-11 株式会社日立制作所 Financial product prediction meanss and financial product Forecasting Methodology
CN107317870A (en) * 2017-07-11 2017-11-03 宁波公众信息产业有限公司 A kind of data analysis system based on portal website
CN107403372A (en) * 2017-07-31 2017-11-28 北京欣欣苹果网络科技有限公司 Internet finance data processing platform

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Publication number Priority date Publication date Assignee Title
CN101216960A (en) * 2008-01-11 2008-07-09 李天� An electronic guard defense system and method
CN103049686A (en) * 2011-10-11 2013-04-17 镇江精英软件科技有限公司 Method for verifying information of database and user through universal serial bus (Usb) key
CN103208081A (en) * 2013-03-01 2013-07-17 杭州智才广赢信息技术有限公司 Investment and financing risk assessment method
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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109472697A (en) * 2018-09-30 2019-03-15 江苏省生产力促进中心 A kind of financing transaction plateform system
CN111062719A (en) * 2019-12-13 2020-04-24 深圳迅策科技有限公司 Financial transaction integration method
CN112365265A (en) * 2020-10-26 2021-02-12 建投数据科技（山东）有限公司 Internet financial intelligent wind control system
CN113112343A (en) * 2021-04-16 2021-07-13 上海同态信息科技有限责任公司 Financial risk assessment method based on Random Forest neural network

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