CN108537495A - A kind of general class financial service product operation management platform - Google Patents

A kind of general class financial service product operation management platform Download PDF

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Publication number
CN108537495A
CN108537495A CN201810159997.3A CN201810159997A CN108537495A CN 108537495 A CN108537495 A CN 108537495A CN 201810159997 A CN201810159997 A CN 201810159997A CN 108537495 A CN108537495 A CN 108537495A
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module
financial service
management
service product
management module
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CN201810159997.3A
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Inventor
韩睿
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Wuhu City Interconnection Huitong Electronic Technology Co Ltd
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Wuhu City Interconnection Huitong Electronic Technology Co Ltd
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Priority to CN201810159997.3A priority Critical patent/CN108537495A/en
Publication of CN108537495A publication Critical patent/CN108537495A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06Q10/103Workflow collaboration or project management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/10Protocols in which an application is distributed across nodes in the network

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Human Resources & Organizations (AREA)
  • Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Technology Law (AREA)
  • Data Mining & Analysis (AREA)
  • Development Economics (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of general class financial service product operation management platforms, it is related to financial service product technical field, including borrowing Front Administration Module, post-loan management module and approval process management module, the loan Front Administration Module includes that approve and initiate a project module, responsible evaluation module, contract signing module and business is made loans module, the post-loan management module include charging Charging Module, refund management module, returned money management module, the duration of an exhibition management module and borrow after check module, which improves business running efficiency and rate of precision;New specialized air control pattern is provided for fund supply side with technicalization means;Convenient, efficient, inexpensive financial service is provided and clearing are supported;Risk module management, each intermodule risk are not transmitted;Risk treatment measures are preposition, it is ensured that loaning bill is not in overdue;Lasting risk closed management.

Description

A kind of general class financial service product operation management platform
Technical field
The present invention relates to financial service product technical fields, and in particular to a kind of general class financial service product operation management Platform.
Background technology
Finance place is the master that the feature that wealth is concentrated, mobility is strong makes certain extreme offender's malice infringements Target is wanted, the emphasis safety precaution unit of country is belonged to, the basic demand for being naturally system structure " safely " and it in weight Weight.
Few full-featured platforms dedicated for financial service, common clothes in the network platform in the prior art Business device platform service unstable quality, cannot effectively ensure the information security of client, cannot store a large amount of customer information, no It can timely handle, feed back enterprise and all data of client, be brought greatly to the contact of the regular traffic of financial company and client Inconvenience.
China Patent Publication No. is that CN106385431A discloses a kind of financial security protection integrated control platform, including front end fort Base machine and backstage fort machine, the front end fort machine connect several preceding end switch, and each preceding end switch is connected with a monitoring Equipment and an application module are connected with core switch, the front end fort between the backstage fort machine and front end fort machine Machine is connect by data/address bus with each front end subsystem, and the front end subsystem includes server cluster, financial services system With video wall monitoring service system.The platform makes full use of existing security protection resource, can set the built system disperseed, isolated Standby integration, which is linked on platform, to carry out centralized management and controls operation, thoroughly changes the letter that conventional security technical precaution is fought separately Isolated island situation is ceased, achievees the purpose that " active protection " and " mid-event control " to security protection event.But its emphasis is security protection Aspect, for the issued transaction of daily financial product, what is be related to is less.
China Patent Publication No. is that CN107527281A discloses a kind of network finance information service platform, including data end Hold processor, cloud stocking system, user data processor, Industrial Data Management device, client server, user data backup service Device and customer information acquisition terminal, the customer information acquisition terminal are by receiving module, enquiry module, service module and transmission Module is connected in sequence, and the data terminal processor is separately connected user data processor, Industrial Data Management device and cloud Stocking system, the user data processor, Industrial Data Management device connect the client server, and the client server connects User data backup server and customer information acquisition terminal are connect, the user data backup server connects cloud stocking system. The platform can inquire required information on services by customer information acquisition terminal, and can quickly and effectively handle client and enterprise Data, accomplish that data are timely fed back and handled, server is stablized, effective to ensure customer information safety.But it is still In the presence of having a single function, infull defect.
Invention content
The purpose of the present invention is to provide a kind of general class financial service product operation management platforms, to solve the content The defect of proposition.
A kind of general class financial service product operation management platform, including borrow Front Administration Module, post-loan management module and Approval process management module, the loan Front Administration Module include approve and initiate a project module, responsible evaluation module, contract signing module with And business is made loans module, the post-loan management module includes charging Charging Module, refund management module, returned money management module, exhibition Module is checked after period management module and loan;
The approval process management module is used to that service interfacing, project handing-over, asset examination and approval matters to be examined and be managed Reason, the department that approval process is related to have business department, product department, air control portion, finance division and Finance Department, each department to have examination & approval Workflow management module.
Preferably, further include operation account management module, the account information progress for being related to financial service product Concentrate registration and management.
Preferably, further include product administration module, the relevant information for being related to financial service product registered, Displaying, and regularly update product information.
Preferably, further include financing management module, the financing project registration for being related to financial service product, fund Management and user information are collected and manage, and regularly update.
Preferably, further include report and contract text management module, the fund letter for being related to financial service product Breath, user information are registered, and are scanned archive to contract text information, and server is uploaded to.
Preferably, the server is Cloud Server.
Preferably, the management platform includes computer client and cell-phone customer terminal, and each client passes through user name And password login.
The advantage of the invention is that:The present invention is the internal entries management stream based on type of financial mechanisms such as business factoring companies Journey is formulated, and being related to main department has business department, product department, air control portion, finance division, Finance Department.It is that each department carries out project audit Collaborative platform, while be also project data, project dynamic shared platform.The platform, which covers, approves and initiate a project, responsible evaluation, closes With sign, business such as is made loans at the management before borrowing, charging charge, management of refunding, returned money management, duration of an exhibition management, borrow after after the loans such as inspection The management for the approval processes such as management and business terminate, project joins, and to operation account, the management of product, financing management, report Table and contract text develop management function.The platform improves business running efficiency and rate of precision;It is money with technicalization means Golden supplying party provides new specialized air control pattern;Convenient, efficient, inexpensive financial service is provided and clearing are supported;Risk Modularization management, each intermodule risk are not transmitted;Risk treatment measures are preposition, it is ensured that loaning bill is not in overdue;Lasting wind Dangerous closed management.
Description of the drawings
Fig. 1 is the functional block diagram of the embodiment of the present invention 1.
Fig. 2 is the functional block diagram that Front Administration Module is borrowed in the embodiment of the present invention 1.
Fig. 3 is the functional block diagram of post-loan management module in the embodiment of the present invention 1.
Fig. 4 is the functional block diagram of the embodiment of the present invention 2.
Specific implementation mode
To make the technical means, the creative features, the aims and the efficiencies achieved by the present invention be easy to understand, with reference to Specific implementation mode, the present invention is further explained.
Embodiment 1
As shown in Figure 1 to Figure 3, a kind of general class financial service product operation management platform, including borrow Front Administration Module, borrow Backend Administration Module and approval process management module, the loan Front Administration Module include approve and initiate a project module, responsible evaluation module, Contract signing module and business are made loans module, and the post-loan management module includes charging Charging Module, refund management module, returns Module is checked after money management module, duration of an exhibition management module and loan;
The approval process management module is used to that service interfacing, project handing-over, asset examination and approval matters to be examined and be managed Reason, the department that approval process is related to have business department, product department, air control portion, finance division and Finance Department, each department to have examination & approval Workflow management module.
In the present embodiment, further include operation account management module, the account letter for being related to financial service product Breath carries out concentrating registration and management.
In the present embodiment, further include product administration module, the relevant information for being related to financial service product into Row registration, displaying, and regularly update product information.
In the present embodiment, further include financing management module, the financing project for being related to financial service product is stepped on Note, capital management and user information are collected and manage, and regularly update.
Embodiment 2
As shown in figure 4, a kind of general class financial service product operation management platform, including managed after borrowing Front Administration Module, loan Module and approval process management module are managed, the loan Front Administration Module includes approve and initiate a project module, responsible evaluation module, contract It signs module and business to make loans module, the post-loan management module includes charging Charging Module, refund management module, returned money pipe Module is checked after reason module, duration of an exhibition management module and loan;
The approval process management module is used to that service interfacing, project handing-over, asset examination and approval matters to be examined and be managed Reason, the department that approval process is related to have business department, product department, air control portion, finance division and Finance Department, each department to have examination & approval Workflow management module.
In the present embodiment, further include operation account management module, the account letter for being related to financial service product Breath carries out concentrating registration and management.
In the present embodiment, further include product administration module, the relevant information for being related to financial service product into Row registration, displaying, and regularly update product information.
In the present embodiment, further include financing management module, the financing project for being related to financial service product is stepped on Note, capital management and user information are collected and manage, and regularly update.
In the present embodiment, further include report and contract text management module, for what is be related to financial service product Fund information, user information are registered, and are scanned archive to contract text information, are uploaded to server, the service Device is Cloud Server.
In the present embodiment, the management platform includes computer client and cell-phone customer terminal, and each client passes through User name and password login.
Based on described, the present invention is mainly by the recognizable bird being blocked of acoustic information, and environmental suitability is stronger, simultaneously The azran that control and target bird can be adjusted in real time using unmanned plane improves the accuracy and specific aim of birds identification.
As known by the technical knowledge, the present invention can pass through the embodiment party of other essence without departing from its spirit or essential feature Case is realized.Therefore, the disclosed embodiment, all things considered are all merely illustrative, not the only.Institute Have within the scope of the present invention or is included in the invention in the change being equal in the scope of the present invention.

Claims (7)

1. a kind of general class financial service product operation management platform, which is characterized in that including borrowing Front Administration Module, post-loan management Module and approval process management module, the loan Front Administration Module include approve and initiate a project module, responsible evaluation module, contract label It orders module and business is made loans module, the post-loan management module includes charging Charging Module, refund management module, returned money management Module is checked after module, duration of an exhibition management module and loan;
The approval process management module is used to that service interfacing, project handing-over, asset examination and approval matters to be examined and be managed, and examines The department that batch list is related to has business department, product department, air control portion, finance division and Finance Department, each department to have approval process Management module.
2. a kind of general class financial service product operation management platform according to claim 1, it is characterised in that:Further include Account management module is runed, the account information for being related to financial service product carries out concentrating registration and management.
3. a kind of general class financial service product operation management platform according to claim 1, it is characterised in that:Further include Product administration module, the relevant information for being related to financial service product are registered, are shown, and regularly update product letter Breath.
4. a kind of general class financial service product operation management platform according to claim 1, it is characterised in that:Further include Financing management module, the registration of financing project, capital management and user information for being related to financial service product carry out It collects and manages, and regularly update.
5. a kind of general class financial service product operation management platform according to claim 1, it is characterised in that:Further include Report and contract text management module, fund information, user information for being related to financial service product are registered, and Archive is scanned to contract text information, is uploaded to server.
6. a kind of general class financial service product operation management platform according to claim 5, it is characterised in that:The clothes Business device is Cloud Server.
7. a kind of general class financial service product operation management platform according to any one of claim 1-6, feature It is:The management platform includes computer client and cell-phone customer terminal, and each client passes through user name and password login.
CN201810159997.3A 2018-02-26 2018-02-26 A kind of general class financial service product operation management platform Pending CN108537495A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201810159997.3A CN108537495A (en) 2018-02-26 2018-02-26 A kind of general class financial service product operation management platform

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201810159997.3A CN108537495A (en) 2018-02-26 2018-02-26 A kind of general class financial service product operation management platform

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CN108537495A true CN108537495A (en) 2018-09-14

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110210964A (en) * 2019-06-04 2019-09-06 广州秒钛科技有限公司 A kind of GE Capital platform with risk analysis
CN112163860A (en) * 2020-09-21 2021-01-01 中国建设银行股份有限公司 Financial leasing service system
CN112488652A (en) * 2020-11-30 2021-03-12 乐刷科技有限公司 Work order auditing method, system, terminal and storage medium

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110210964A (en) * 2019-06-04 2019-09-06 广州秒钛科技有限公司 A kind of GE Capital platform with risk analysis
CN112163860A (en) * 2020-09-21 2021-01-01 中国建设银行股份有限公司 Financial leasing service system
CN112488652A (en) * 2020-11-30 2021-03-12 乐刷科技有限公司 Work order auditing method, system, terminal and storage medium
CN112488652B (en) * 2020-11-30 2024-05-10 乐刷科技有限公司 Work order auditing method, system, terminal and storage medium

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Application publication date: 20180914

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