CN109472703A - A kind of financing roadshow service management system and method - Google Patents
A kind of financing roadshow service management system and method Download PDFInfo
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- CN109472703A CN109472703A CN201811160548.7A CN201811160548A CN109472703A CN 109472703 A CN109472703 A CN 109472703A CN 201811160548 A CN201811160548 A CN 201811160548A CN 109472703 A CN109472703 A CN 109472703A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Abstract
The embodiment of the invention provides a kind of financing roadshow service management system and methods, the system includes: user management module, audit authentication module, roadshow management module, roadshow molded tissue block and a plurality of clients, wherein, user management module authorizes each user's roadshow permission according to the registration information of each user;User terminal is used for financing needs information and roadshow permission according to user, generates roadshow request, and roadshow request is sent to audit authentication module and carries out audit certification;Roadshow management module generates roadshow scheme according to auditing result and roadshow request, and determines the user for participating in roadshow;Roadshow scheme is sent to each user and carries out financing roadshow by roadshow molded tissue block, generates financing transaction scheme.By applying the present invention, realizing financing roadshow service function for the financing services platform provided convenience of financing of medium-sized and small enterprises, and ensure the safety of access mechanism participation Corporate finance, reduces investment risk, and then improve Financing success rate.
Description
Technical field
The present invention relates to information data interaction technique fields, and in particular to a kind of financing roadshow service management system and side
Method.
Background technique
With the continuous social and economic development, sound social environment is provided for the development of medium-sized and small enterprises.
Since medium-sized and small enterprises itself fund is weak, the feature of resisting risk ability difference, so that medium-sized and small enterprises are being financed often
Often go whistle.Currently, Financing is difficult, expensive financing is a global problem, bank supports to worry when medium-sized and small enterprises
There is non-performing loan, and objectively the fraction defective of medium-sized and small enterprises is higher than large enterprise really, this is primarily due to medium and small enterprise
Caused by industry information asymmetry, the factors such as financing management ability is weak, the ability to ward off risks is poor.Meanwhile medium-sized and small enterprises customer quantity is many
More, bank management difficulty is big but also medium-sized and small enterprises are more difficult by bank financing.Present Finance Issue has become restriction
One of an important factor for sme development.
Summary of the invention
The embodiment of the invention provides a kind of financing roadshow service management system and methods, are lacked in the prior art with overcoming
To the management system that Financing problem is serviced, lack effective financing solution, so that Finance Issue restricts
The problem of sme development.
According in a first aspect, the embodiment of the invention provides a kind of financing roadshow service management systems, comprising: user management
Module, audit authentication module, roadshow management module, roadshow molded tissue block and a plurality of clients, wherein the user management module
Each user's roadshow permission is authorized according to the registration information of each user;The user terminal is used for the financing need according to the user
Information and roadshow permission are asked, generates roadshow request, and roadshow request is sent to the audit authentication module;The audit
Authentication module carries out audit certification to each user for proposing roadshow request according to default roadshow screening conditions, generates audit knot
Fruit;The roadshow management module generates roadshow scheme according to the auditing result and roadshow request, and according to the roadshow
Scheme determines the user for participating in roadshow;The roadshow scheme is sent to the user of each user by the roadshow molded tissue block
End;Each user carries out financing roadshow according to roadshow scheme, generates financing transaction scheme.
With reference to first aspect, in the first embodiment of first aspect, the user includes: enterprise customer and financial machine
Structure user, the user terminal include: enterprise Clien, and the enterprise Clien corresponds with the enterprise customer set respectively
It sets;Financial institution's user terminal, financial institution's user terminal are arranged in a one-to-one correspondence with the financial institution user.
With reference to first aspect, in the second embodiment of first aspect, the roadshow management module is also used to described
Financing transaction scheme carries out transaction authentication, and will the financing transaction scheme that passes through of certification be sent to the enterprise Clien and
Financial institution's user terminal;The enterprise Clien and financial institution's user terminal are carried out according to the financing transaction scheme
Financing transaction.
With reference to first aspect, in the third embodiment of first aspect, the financing roadshow service management system is also wrapped
Include: risk evaluation module, the risk evaluation module are used to carry out risk assessment to the financing transaction scheme, generate assessment knot
Fruit.
With reference to first aspect, in the 4th embodiment of first aspect, the financing roadshow service management system is also wrapped
Include: warning module, the warning module generates warning information according to the assessment result, and the warning information is sent to institute
State user terminal.
With reference to first aspect, in the 5th embodiment of first aspect, the financing roadshow service management system is also wrapped
Include: roadshow archive database, the roadshow archive database melt according to the roadshow scheme and financing transaction scheme foundation
Provide roadshow archives.
According to second aspect, the embodiment of the invention provides a kind of financing roadshow service managements, comprising: according to each use
The registration information at family obtains each user's roadshow permission;According to the financing needs information and roadshow permission of the user, generate
Roadshow request;Audit certification is carried out to each user for proposing roadshow request according to default roadshow screening conditions, generates audit
As a result;Roadshow scheme is generated according to the auditing result and roadshow request, and is determined according to the roadshow scheme and participates in road
The user drilled;The roadshow scheme is sent to each user;Each user carries out financing roadshow according to roadshow scheme, raw
At financing transaction scheme.
In conjunction with second aspect, in the first embodiment of second aspect, the financing roadshow service management is also wrapped
It includes: financing roadshow archives is established according to the roadshow scheme and the financing transaction scheme.
It is described non-temporary the embodiment of the invention provides a kind of non-transient computer readable storage medium according to the third aspect
State computer-readable recording medium storage computer instruction, the computer instruction is for making the computer execute second aspect
Or financing roadshow service management described in the optional way of second aspect.
According to fourth aspect, the embodiment of the invention provides a kind of computer program product, the computer program product
Including the calculation procedure being stored in non-transient computer readable storage medium, the computer program includes program instruction, when
When described program instruction is computer-executed, the computer is made to execute institute in the optional way of second aspect or second aspect
The financing roadshow service management stated.
Technical solution of the present invention has the advantages that
Financing roadshow service management system provided in an embodiment of the present invention, comprising: family management module, audit authentication module,
Roadshow management module, roadshow molded tissue block and a plurality of clients, medium-sized and small enterprises and financial institution are carried out by user management module
Registration, and different roadshow permissions is authorized, the medium-sized and small enterprises for needing to finance pass through user terminal to financing roadshow service management system
It is proposed roadshow request, after the approval, roadshow management module generates roadshow side corresponding with roadshow request to pending authentication module
Case, roadshow molded tissue block participate in the user of roadshow, SME users and financial institution's user's root by being sent in roadshow scheme
Financing roadshow is carried out according to roadshow scheme, ultimately generates financing transaction scheme, completes Corporate finance.To pass through the side of financing roadshow
Formula is the financing services platform that the financing of medium-sized and small enterprises is provided convenience, and realizes what medium-sized and small enterprises participated in jointly with financial institution
Financing roadshow service function, and ensured that access mechanism participates in Corporate finance by the registration for roadshow service system of financing and verifying
Safety, reduce investment risk, and then improve Financing success rate.
Detailed description of the invention
It, below will be to specific in order to illustrate more clearly of the specific embodiment of the invention or technical solution in the prior art
Embodiment or attached drawing needed to be used in the description of the prior art be briefly described, it should be apparent that, it is described below
Attached drawing is some embodiments of the present invention, for those of ordinary skill in the art, before not making the creative labor
It puts, is also possible to obtain other drawings based on these drawings.
Fig. 1 is the structural schematic diagram of financing roadshow service management system in the embodiment of the present invention;
Fig. 2 is another structural schematic diagram of financing roadshow service management system in the embodiment of the present invention;
Fig. 3 is the flow chart of financing roadshow service management in the embodiment of the present invention;
Fig. 4 is another flow chart of financing roadshow service management in the embodiment of the present invention;
Fig. 5 is the structural schematic diagram of electronic equipment in the embodiment of the present invention.
Specific embodiment
Technical solution of the present invention is clearly and completely described below in conjunction with attached drawing, it is clear that described implementation
Example is a part of the embodiment of the present invention, instead of all the embodiments.Based on the embodiments of the present invention, ordinary skill
Personnel's every other embodiment obtained without making creative work, shall fall within the protection scope of the present invention.
As long as in addition, the non-structure each other of technical characteristic involved in invention described below different embodiments
It can be combined with each other at conflict.
Embodiment 1
The embodiment of the invention provides a kind of financing roadshow service management systems, as shown in Figure 1, financing roadshow service pipe
Reason system includes: user management module 1, audit authentication module 2, roadshow management module 3, roadshow molded tissue block 4 and multiple users
End 5, wherein user management module 1 authorizes each user's roadshow permission according to the registration information of each user;User terminal 5 is used for basis
The financing needs information and roadshow permission of user generates roadshow request, and roadshow request is sent to audit authentication module 2;It examines
Core authentication module 2 carries out audit certification to each user for proposing roadshow request according to default roadshow screening conditions, generates audit knot
Fruit;Roadshow management module 3 generates roadshow scheme according to auditing result and roadshow request, and is determined according to roadshow scheme and participate in roadshow
User;Roadshow scheme is sent to the user terminal 5 of each user by roadshow molded tissue block 4;Each user is melted according to roadshow scheme
Roadshow is provided, financing transaction scheme is generated.
By the cooperative cooperating of each part mentioned above, financing roadshow service management system provided in an embodiment of the present invention passes through
The mode of financing roadshow is the financing services platform that the financing of medium-sized and small enterprises is provided convenience, and realizes medium-sized and small enterprises and financial machine
The financing roadshow service function that structure participates in jointly, and access mechanism has been ensured by the registration and verifying for roadshow service system of financing
The safety for participating in Corporate finance, reduces investment risk, and then improve Financing success rate.
It is described in detail below in conjunction with financing roadshow service management system of the specific example to the embodiment of the present invention.
Specifically, in one embodiment, above-mentioned user management module 1 authorizes each use according to the registration information of each user
Family roadshow permission, the user include: enterprise customer and financial institution user, wherein enterprise customer is have financing needs medium and small
Enterprise, financial institution user are the mechanisms such as the bank that investment is provided for medium-sized and small enterprises.
In practical applications, no due to the affiliated industry of each medium-sized and small enterprises, production scale, Assets, operating condition etc.
Together, the financing risk and financing needs for leading to each enterprise are also not quite similar, therefore the user management module 1 passes through according to each enterprise
The registration information of industry user authorizes different medium-sized and small enterprises different roadshow permissions, such as: user management module 1 is scope of the enterprise
Greatly, run well, roadshow permission that enterprise that assets are abundant assigns it is more, so that it is may participate in the other roadshow service of more stages, and
It pays one's debts with all his assets to those, enterprise on the verge of bankrupt, the limitation for participating in roadshow should be more, and then also reduces participation financing road
The investment risk of the financial institution of service is drilled, and then increases the success rate of financing roadshow service.And for different financial institutions
The investment capacity and investment scope that can be provided are different, and above-mentioned user management module 1 can be according to financial institution user
Registration information, authorize financial institution different roadshow permissions, allow to participate in the financing roadshow of Target Enterprise user, in turn
The matching degree for improving the enterprise and financial institution both sides that participate in financing roadshow to greatest extent, improve finally achieve financing transaction can
It can property.
In a preferred embodiment, as shown in Fig. 2, above-mentioned user terminal 5 includes: enterprise Clien 51, enterprise Clien
51 are arranged in a one-to-one correspondence with enterprise customer respectively;Financial institution's user terminal 52, financial institution's user terminal 52 and financial institution user
It is arranged in a one-to-one correspondence.Above-mentioned enterprise customer establishes according to the roadshow permission that the financing needs information and system of enterprise itself are assigned
Roadshow request, and above-mentioned audit authentication module 2 is sent to by the enterprise Clien 51 of the enterprise and carries out audit certification.In reality
In the application of border, above-mentioned financing needs finance required for information the includes: amount of money, the financing time limit and provided financing assurance etc.
Information.
Specifically, in one embodiment, above-mentioned audit authentication module 2 is according to default roadshow screening conditions to proposition roadshow
Each user of request carries out audit certification, generates auditing result.In practical applications, which includes: enterprise
The roadshow whether the credit value situation of industry, the financing amount of money of enterprise match and its proposed with financing assurance provided by enterprise is asked
The no roadshow permission etc. for meeting the enterprise of Seeking Truth, when all conditions all meet screening, auditing result is that roadshow request passes through,
When have ready conditions do not meet screening conditions when, then auditing result be reject roadshow request.
Specifically, in one embodiment, above-mentioned roadshow management module 3 generates roadshow according to auditing result and roadshow request
Scheme, and the user for participating in roadshow is determined according to roadshow scheme.When above-mentioned auditing result is that roadshow request passes through, above-mentioned roadshow
Management module 3 generates corresponding roadshow scheme, in practical applications, the roadshow pipe according to the roadshow request that enterprise customer is proposed
It manages module 3 to need to formulate roadshow scheme according to the roadshow request of a certain number of enterprise customers by audit certification, such as has
10 enterprises propose roadshow requests, and all passed through audit certification, then roadshow management module 3 it is comprehensive this 10 plus enterprise
Roadshow request participates in roadshow for the adaptable financial institution of its matching jointly, which includes the information for participating in enterprise, ginseng
With the information of financial institution, the time for roadshow of financing and place etc..
Specifically, in one embodiment, roadshow scheme is sent to the user terminal 5 of each user by roadshow molded tissue block 4.In reality
Border application in, above-mentioned roadshow molded tissue block 4 by final roadshow scheme be sent to enterprise customer included by roadshow scheme and
The client of financial institution user, user can check and accept roadshow scheme by client and participate in roadshow, look forward to during roadshow
Industry and financial institution can reach financing transaction, obtain financing transaction scheme, which is enterprise and financial institution
Financing agreement that both sides are signed or the financing plans reached etc..
In a preferred embodiment, above-mentioned roadshow management module 3 is also used to carry out transaction authentication to financing transaction scheme,
And the financing transaction scheme that certification passes through is sent to enterprise Clien 51 and financial institution's user terminal 52;Enterprise Clien 51 with
Financial institution's user terminal 52 carries out financing transaction according to financing transaction scheme.
In practical applications, in order to ensure Corporate finance safety, reduce the investment risk of financial institution, and prevent illegally to melt
Money transaction needs to be handed over by roadshow management module 3 after enterprise customer and financial institution user reach financing transaction scheme
Easily certification, and then ensure the safety of financing transaction.It then is the financing transaction scheme add-on security transaction for passing through transaction authentication
Voucher, and the financing transaction scheme with Secure Transaction voucher is sent to enterprise Clien 51 and financial institution's user terminal 52,
Enterprise customer and financial institution then can carry out corresponding financing transaction according to the financing transaction scheme, melt to further decrease
Transaction risk is provided, the Financing of illegal activities transaction in financing roadshow between enterprise and financial institution is effectively prevented.
In a preferred embodiment, as shown in Fig. 2, above-mentioned financing roadshow service management system further include: risk assessment
Module 6, risk evaluation module 6 are used to carry out risk assessment to financing transaction scheme, generate assessment result.In practical applications,
The above-mentioned also non-enterprise customer of financing roadshow service management system and financial institution user provide the function of risk assessment, acquired
Assessment result can be referred to for enterprise and financial institution, while can be provided for the generation of system financing roadshow scheme history according to
According to constantly improve laying down a regulation for roadshow scheme, improve the service quality of financing roadshow scheme.
In a preferred embodiment, as shown in Fig. 2, above-mentioned financing roadshow service management system further include: warning module
7, warning module 7 generates warning information according to assessment result, and warning information is sent to user terminal 5.In practical applications, when
When above-mentioned assessment result shows that financing transaction risk is larger, which generates corresponding warning information, and is sent to ginseng
With the enterprise customer of financing transaction and the user terminal 5 of financial institution user, transaction risk is prompted for user, ensures financing transaction
Safety.
In a preferred embodiment, as shown in Fig. 2, above-mentioned financing roadshow service management system further include: roadshow archives
Database 8, roadshow archive database 8 establish financing roadshow archives according to roadshow scheme and financing transaction scheme.In practical application
In, financing roadshow is carried out by the roadshow scheme of above-mentioned financing roadshow service management system and generates financing transaction scheme, these
Roadshow scheme and financing transaction scheme provide accurate data basis, auxiliary financing roadshow clothes for financing roadshow service management system
Business management system constantly improves, and by establishing roadshow archives to roadshow scheme and financing transaction scheme, convenient for the present
Inquiry of the relevant departments to financing roadshow service afterwards.
By the cooperative cooperating of each part mentioned above, financing roadshow service management system provided in an embodiment of the present invention passes through
The mode of financing roadshow is the financing services platform that the financing of medium-sized and small enterprises is provided convenience, and realizes medium-sized and small enterprises and financial machine
The financing roadshow service function that structure participates in jointly, and access mechanism has been ensured by the registration and verifying for roadshow service system of financing
The safety for participating in Corporate finance, reduces investment risk, and then improve Financing success rate, furthermore also achieves
To the prompt facility of transaction risk, reduce the risk of financing transaction, and can effectively prevent financing roadshow in enterprise with
Financing of illegal activities transaction between financial institution, also establishes archives for financing roadshow, convenient for inquiry from now on, takes for financing transaction
Business provides accurate data basis.
Embodiment 2
The present invention applies example and provides a kind of financing roadshow service management, as shown in figure 3, the financing roadshow service management side
Method includes:
Step S1: each user's roadshow permission is obtained according to the registration information of each user.The user includes: enterprise customer and Jin
Melt organization user, wherein enterprise customer is the medium-sized and small enterprises for there are financing needs, and financial institution user is to provide throwing for medium-sized and small enterprises
The mechanisms such as the bank of money.
Step S2: according to the financing needs information and roadshow permission of user, roadshow request is generated.In practical applications, on
The financing stated needs finance required for information the includes: amount of money, the financing information such as the time limit and provided financing assurance.
Step S3: audit certification is carried out to each user for proposing roadshow request according to default roadshow screening conditions, generates and examines
Core result.In practical applications, the default roadshow screening conditions include: the credit value situation of enterprise, enterprise the financing amount of money with
Whether the roadshow request whether financing assurance provided by enterprise matches and its proposed meets roadshow permission of the enterprise etc., when
When all conditions all meet screening, auditing result be roadshow request pass through, when have ready conditions do not meet screening conditions when, then audit
As a result it is requested to reject roadshow.
Step S4: roadshow scheme is generated according to auditing result and roadshow request, and is determined according to roadshow scheme and participates in roadshow
User.In practical applications, it needs to formulate road according to the roadshow request of a certain number of enterprise customers by audit certification
Drill scheme, such as there are 10 enterprises to propose roadshow requests, and all passed through audit certification, then integrate this 10 plus enterprise road
It drills request and participates in roadshow jointly for the adaptable financial institution of its matching, which includes the information for participating in enterprise, participates in
The information of financial institution, the time for roadshow of financing and place etc..
Step S5: roadshow scheme is sent to each user.In practical applications, it needs for final roadshow scheme to be sent to
Enterprise customer included by roadshow scheme and financial institution user.
Step S6: each user carries out financing roadshow according to roadshow scheme, generates financing transaction scheme.In practical applications,
User can check and accept roadshow scheme and participate in roadshow, and enterprise and financial institution can reach financing transaction during roadshow, obtain
To financing transaction scheme, financing agreement which is signed by enterprise and financial institution both sides or that reaches melt
Money plan etc..
S1 to step S6 through the above steps, financing roadshow service management provided in an embodiment of the present invention, by melting
The mode of money roadshow is the financing services platform that the financing of medium-sized and small enterprises is provided convenience, and realizes medium-sized and small enterprises and financial institution
The financing roadshow service function participated in jointly, and access mechanism ginseng has been ensured by the registration and verifying for roadshow service system of financing
With the safety of Corporate finance, investment risk is reduced, and then improves Financing success rate.
In a preferred embodiment, as shown in figure 4, above-mentioned financing roadshow service management further include:
Step S7: financing roadshow archives are established according to roadshow scheme and financing transaction scheme.In practical applications, by upper
The roadshow scheme stated carries out financing roadshow and generates financing transaction scheme, these roadshow schemes and financing transaction scheme can provide
Accurate data basis, and by establishing roadshow archives to roadshow scheme and financing transaction scheme, convenient for relevant departments from now on
Inquiry to financing roadshow service.
S1 to step S7 through the above steps, financing roadshow service management provided in an embodiment of the present invention, by melting
The mode of money roadshow is the financing services platform that the financing of medium-sized and small enterprises is provided convenience, and realizes medium-sized and small enterprises and financial institution
The financing roadshow service function participated in jointly, and access mechanism ginseng has been ensured by the registration and verifying for roadshow service system of financing
With the safety of Corporate finance, investment risk is reduced, and then improves Financing success rate, and is built for financing roadshow
Vertical archives provide accurate data basis convenient for inquiry from now on for financing transaction service.
Embodiment 3
The embodiment of the present invention provides a kind of non-transient computer storage medium, which is stored with computer
The financing roadshow service management in above-mentioned any embodiment 2 can be performed in executable instruction, the computer executable instructions.Its
In, above-mentioned storage medium can be magnetic disk, CD, read-only memory (Read-Only Memory, ROM), random storage note
Recall body (Random Access Memory, RAM), flash memory (Flash Memory), hard disk (Hard Disk Drive,
Abbreviation: HDD) or solid state hard disk (Solid-State Drive, SSD) etc.;The storage medium can also include depositing for mentioned kind
The combination of reservoir.
Embodiment 4
The embodiment of the present invention provides a kind of electronic equipment of roadshow service management of financing, structural schematic diagram such as Fig. 5
Shown, which includes: one or more processors 410 and memory 420, in Fig. 5 by taking a processor 410 as an example.
The electronic equipment for executing financing roadshow service management can also include: input unit 430 and output device
440。
Processor 410, memory 420, input unit 430 and output device 440 can pass through bus or other modes
It connects, in Fig. 5 for being connected by bus.
Processor 410 can be central processing unit (Central Processing Unit, CPU).Processor 410 may be used also
Think other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
The combination of the chips such as discrete hardware components or above-mentioned all kinds of chips.General processor can be microprocessor or the processing
Device is also possible to any conventional processor etc..
Memory 420 is used as a kind of non-transient computer readable storage medium, can be used for storing non-transient software program, non-
Transient computer executable program and module, such as the corresponding program of financing roadshow service management in the embodiment of the present application
Instruction/module, non-transient software program, instruction and the module that processor 410 is stored in memory 420 by operation, from
And the various function application and data processing of execute server, that is, realize the financing roadshow service management of above method embodiment
Method.
Memory 420 may include storing program area and storage data area, wherein storing program area can store operation system
Application program required for system, at least one function;Storage data area can be stored according to financing roadshow service management process device
Use created data etc..In addition, memory 420 may include high-speed random access memory, it can also include non-temporary
State memory, for example, at least a disk memory, flush memory device or other non-transient solid-state memories.In some realities
It applies in example, optional memory 420 includes the memory remotely located relative to processor 410, these remote memories can lead to
Network connection is crossed to financing roadshow service managing apparatus.The example of above-mentioned network include but is not limited to internet, intranet,
Local area network, mobile radio communication and combinations thereof.
Input unit 430 can receive the number or character information of input, and generate and financing roadshow service management operation
The related user setting of processing unit and function control related key signals input.Output device 440 may include display screen
Deng display equipment.
One or more module is stored in memory 420, when being executed by one or more processor 410, is held
Row method as Figure 1-Figure 2.
Method provided by the embodiment of the present invention can be performed in the said goods, has the corresponding functional module of execution method and has
Beneficial effect.The not technical detail of detailed description in embodiments of the present invention, for details, reference can be made in embodiment as Figure 1-Figure 2
Associated description.
Obviously, the above embodiments are merely examples for clarifying the description, and does not limit the embodiments.It is right
For those of ordinary skill in the art, can also make on the basis of the above description it is other it is various forms of variation or
It changes.There is no necessity and possibility to exhaust all the enbodiments.And it is extended from this it is obvious variation or
It changes still within the protection scope of the invention.
Claims (10)
1. a kind of financing roadshow service management system characterized by comprising user management module (1), audit authentication module
(2), roadshow management module (3), roadshow molded tissue block (4) and a plurality of clients (5), wherein
The user management module (1) authorizes each user's roadshow permission according to the registration information of each user;
The user terminal (5) is used for according to the financing needs information and roadshow permission of the user, generates roadshow request, and by institute
It states roadshow request and is sent to the audit authentication module (2);
Audit authentication module (2) is audited according to each user of the default roadshow screening conditions to proposition roadshow request
Certification generates auditing result;
The roadshow management module (3) generates roadshow scheme according to the auditing result and roadshow request, and according to described
Roadshow scheme determines the user for participating in roadshow;
The roadshow scheme is sent to the user terminal (5) of each user by the roadshow molded tissue block (4);
Each user carries out financing roadshow according to roadshow scheme, generates financing transaction scheme.
2. financing roadshow service management system according to claim 1, which is characterized in that the user includes: that enterprise uses
Family and financial institution user, the user terminal (5) include:
Enterprise Clien (51), the enterprise Clien (51) are arranged in a one-to-one correspondence with the enterprise customer respectively;
Financial institution's user terminal (52), financial institution's user terminal (52) are arranged in a one-to-one correspondence with the financial institution user.
3. financing roadshow service management system according to claim 2, which is characterized in that
The roadshow management module (3) is also used to carry out the financing transaction scheme transaction authentication, and the institute that certification is passed through
It states financing transaction scheme and is sent to the enterprise Clien (51) and financial institution's user terminal (52);
The enterprise Clien (51) carries out financing friendship according to the financing transaction scheme with financial institution's user terminal (52)
Easily.
4. financing roadshow service management system according to claim 1, which is characterized in that the financing roadshow service management
System further include:
Risk evaluation module (6), the risk evaluation module (6) is used to carry out risk assessment to the financing transaction scheme, raw
At assessment result.
5. financing roadshow service management system according to claim 4, which is characterized in that the financing roadshow service management
System further include:
Warning module (7), the warning module (7) generate warning information according to the assessment result, and by the warning information
It is sent to the user terminal (5).
6. financing roadshow service management system according to claim 1, which is characterized in that the financing roadshow service management
System further include:
Roadshow archive database (8), the roadshow archive database (8) is according to the roadshow scheme and the financing transaction scheme
Establish financing roadshow archives.
7. a kind of financing roadshow service management characterized by comprising
Each user's roadshow permission is obtained according to the registration information of each user;
According to the financing needs information and roadshow permission of the user, roadshow request is generated;
Audit certification is carried out to each user for proposing roadshow request according to default roadshow screening conditions, generates auditing result;
Roadshow scheme is generated according to the auditing result and roadshow request, and is determined according to the roadshow scheme and participates in roadshow
User;
The roadshow scheme is sent to each user;
Each user carries out financing roadshow according to roadshow scheme, generates financing transaction scheme.
8. financing roadshow service management according to claim 7, which is characterized in that further include:
Financing roadshow archives are established according to the roadshow scheme and the financing transaction scheme.
9. a kind of non-transient computer readable storage medium, which is characterized in that the non-transient computer readable storage medium is deposited
Computer instruction is stored up, financing roadshow service as claimed in claim 7 or 8 is realized when the computer instruction is executed by processor
Management method.
10. a kind of electronic equipment characterized by comprising
At least one processor;And
The memory being connect at least one described processor communication;Wherein, be stored with can be by described at least one for the memory
The instruction that a processor executes, described instruction is executed by least one described processor, so that at least one described processor is held
Row financing roadshow service management as claimed in claim 7 or 8.
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Cited By (1)
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