CN108537674A - A kind of application process of remote sensing technology in property insurance Claims Resolution - Google Patents
A kind of application process of remote sensing technology in property insurance Claims Resolution Download PDFInfo
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- CN108537674A CN108537674A CN201810122366.4A CN201810122366A CN108537674A CN 108537674 A CN108537674 A CN 108537674A CN 201810122366 A CN201810122366 A CN 201810122366A CN 108537674 A CN108537674 A CN 108537674A
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- remote sensing
- insurance
- disaster
- sensing technology
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G01—MEASURING; TESTING
- G01C—MEASURING DISTANCES, LEVELS OR BEARINGS; SURVEYING; NAVIGATION; GYROSCOPIC INSTRUMENTS; PHOTOGRAMMETRY OR VIDEOGRAMMETRY
- G01C15/00—Surveying instruments or accessories not provided for in groups G01C1/00 - G01C13/00
Abstract
The present invention relates to remote sensing technology fields, remote sensing technology is utilized more particularly to a kind of, meteorological remote sensing technology, unmanned plane low latitude Aerial Surveying Technology, survey technology to manual site, space big data convergence analysis technology, application process of the infrared thermal imaging Advanced Integrity Inspection Techniques in property insurance Claims Resolution, including precisely accepting insurance, it disposes " Database Systems of accepting insurance ", utilize image after calamity before satellite remote sensing technology and unmanned aerial vehicle remote sensing technical limit spacing devastated calamity, acquisition storage, " vector quantization " positioning is carried out to insurance coverage, vertical target " disaster-stricken index collection of illustrative plates " of accepting insurance, standard inspection conjunction is tested, disaster preliminary assessment, make disaster thematic map, ground is reconnoitred, it detects early warning and provides report.
Description
Technical field
The present invention relates to remote sensing technology fields, and in particular to a kind of low using remote sensing technology, meteorological remote sensing technology, unmanned plane
Empty Aerial Surveying Technology surveys to manual site technology, space big data convergence analysis technology, infrared thermal imaging Advanced Integrity Inspection Techniques in wealth
Produce the application process in settlement of insurance claim.
Background technology
In the surveying of property insurance, settle a claim in flow it is as follows：Personnel are surveyed after obtaining the task of surveying, start to survey standard
Standby work, this need of work formulate time, route, personnel, equipment and disaster-stricken insured's information.After reaching scene, start to acquire
Initial data, including the determination of disaster-stricken reason, the identification of disaster-stricken responsibility, original photo and video data；Survey report is formed, is made
For foundation of settling a claim.When large area is disaster-stricken, the personnel of surveying can not complete surveying for disaster-stricken target within the effective time；Impaired mark
Determination its extent of damage difficulty it is big.
Invention content
Purpose of the present invention provides a kind of quick using remote sensing technology for fear of the deficiencies in the prior art are overcome
Efficiently obtain and analyze application process of the remote sensing technology for target information of accepting insurance in property insurance Claims Resolution.
The technical proposal of the invention is realized in this way：
A kind of application process of remote sensing technology in property insurance Claims Resolution, including satellite remote sensing technology and unmanned aerial vehicle remote sensing technology,
Include the following steps：
Step 1）, precisely accept insurance, dispose " Database Systems of accepting insurance ", " Database Systems of accepting insurance " include acquisition function module；
Using satellite remote sensing technology, high-resolution satellite image data are obtained, determine accept insurance target area, position, range, as requested
It to satellite data every month or quarterly updates, store primary, scene carries out image collection, packet to the region being easily in danger and position
Containing geography information, the time, evidence obtaining people's information, be associated with satellite image data, the target that will accept insurance physicochemical data upload deposit
It is stored in " Database Systems of accepting insurance " and individual soldier's collecting device, in case calling at any time；Using unmanned aerial vehicle remote sensing technology, nobody is obtained
Machine aerial images carry out processing, the solution of aerial survey of unmanned aerial vehicle remote sensing images by unmanned plane based on the aerial images of target area
It translates, field operation review, establishes the full standard work flow of aerial survey of unmanned aerial vehicle remotely-sensed data acquisition-processing-application, be unmanned plane
The application of remote sensing disaster investigation method provides technical support, is flown by unmanned plane boat and interior industry is handled, analyzed and hidden danger easily occurs
Region；The high-resolution satellite image data and unmanned plane image are including image after calamity before calamity；
Step 2）, acquisition storage, to insurance coverage carry out " vector quantization " positioning, particularly pass through ArcGIS carry out target arrow
Quantify, the data after vector quantization carry coordinate；Target " disaster-stricken index collection of illustrative plates " of accepting insurance is established by expert knowledge library；
Step 3）, standard inspection conjunction test, target of accepting insurance is carried out in conjunction with insurance company's standard inspection flow according to obtained disaster-stricken index collection of illustrative plates
Remote sensing standard inspection, area distribution remote sensing standard inspection, type of accepting insurance remote sensing standard inspection；
Step 4）, disaster preliminary assessment disaster thematic map is made according to satellite image after calamity before the calamity of offer, disaster thematic map includes
Devastated and area, Disaster degree and distribution；
Step 5）, ground prospecting, including mobile prospecting and sampling, the prospecting of unmanned plane low-altitude remote sensing obtain disaster loss grade；
Step 6）, detection early warning, including unmanned plane periodically patrol, artificial periodically patrols and weather warning；Monitor the feelings of target
Condition, if impaired, disaster-stricken and then provide alert in time；
Step 7）, provide report, it is impaired how many that report content provides target.
Step 6）It is middle to provide the nature in region of accepting insurance in conjunction with the forecast information of National Meteorological Bureau using meteorological remote sensing technology
The early warning of disaster.
Step 5）It is middle to use infrared thermal imaging Advanced Integrity Inspection Techniques, the total quality in region of accepting insurance is detected.
The positive effect of the present invention is：Using remote sensing technology quickly and efficiently can obtain and analyze comprehensively, it is system, true
Engineering danger target builds spatial surface dynamic-change information, and complete decision-making foundation is provided for construction progress monitoring, optimum management；
In important construction node, the progress remote sensing of project under construction region is surveyed, is collected evidence, understands the progress of project under construction in time, is grasped whole
A project situation, while strong foundation being also provided for hazards entropy；For tsunami, flood, tidewater, floods, earthquake, heavy rain,
Typhoon, land fall and other natural calamities provide the pre- of the natural calamity in region of accepting insurance in conjunction with the forecast information of National Meteorological Bureau
It is alert；Artificial scene inspection mode is crossed, image collection periodically is carried out to the key area that is easily in danger, including geography information, the time, taking
, such as there are abnormal conditions in the key messages such as witness, will carry out early warning；With infrared thermal imaging detection technique, to projects
Total quality is detected.
Description of the drawings
Fig. 1 is the flow chart of the present invention.
Specific implementation mode
As shown in Figure 1, a kind of application process of remote sensing technology in property insurance Claims Resolution, including satellite remote sensing technology and nothing
Man-machine remote sensing technology, includes the following steps：
Step 1）, precisely accept insurance, dispose " Database Systems of accepting insurance ", " Database Systems of accepting insurance " include acquisition function module；
Using satellite remote sensing technology, high-resolution satellite image data are obtained, determine accept insurance target area, position, range, as requested
It to satellite data every month or quarterly updates, store primary, scene carries out image collection, packet to the region being easily in danger and position
Containing geography information, the time, evidence obtaining people's information, be associated with satellite image data, the target that will accept insurance physicochemical data upload deposit
It is stored in " Database Systems of accepting insurance " and individual soldier's collecting device, in case calling at any time；Using unmanned aerial vehicle remote sensing technology, nobody is obtained
Machine aerial images carry out processing, the solution of aerial survey of unmanned aerial vehicle remote sensing images by unmanned plane based on the aerial images of target area
It translates, field operation review, establishes the full standard work flow of aerial survey of unmanned aerial vehicle remotely-sensed data acquisition-processing-application, be unmanned plane
The application of remote sensing disaster investigation method provides technical support, is flown by unmanned plane boat and interior industry is handled, analyzed and hidden danger easily occurs
Region；The high-resolution satellite image data and unmanned plane image are including image after calamity before calamity；
Step 2）, acquisition storage, to insurance coverage carry out " vector quantization " positioning, particularly pass through ArcGIS carry out target arrow
Quantify, the data after vector quantization carry coordinate；Target " disaster-stricken index collection of illustrative plates " of accepting insurance is established by expert knowledge library；
Step 3）, standard inspection conjunction test, target of accepting insurance is carried out in conjunction with insurance company's standard inspection flow according to obtained disaster-stricken index collection of illustrative plates
Remote sensing standard inspection, area distribution remote sensing standard inspection, type of accepting insurance remote sensing standard inspection；
Step 4）, disaster preliminary assessment disaster thematic map is made according to satellite image after calamity before the calamity of offer, disaster thematic map includes
Devastated and area, Disaster degree and distribution；
Step 5）, ground prospecting, including mobile prospecting and sampling, the prospecting of unmanned plane low-altitude remote sensing obtain disaster loss grade；With
Infrared thermal imaging Advanced Integrity Inspection Techniques are detected the total quality in region of accepting insurance；
Step 6）, detection early warning, including unmanned plane periodically patrol, artificial periodically patrols and weather warning；Using meteorological remote sensing skill
Art provides the early warning of the natural calamity in region of accepting insurance in conjunction with the forecast information of National Meteorological Bureau；The case where monitoring target, if
It is impaired, disaster-stricken and then provide alert in time；
Step 7）, provide report, it is impaired how many that report content provides target.
Claims (3)
1. a kind of application process of remote sensing technology in property insurance Claims Resolution, including satellite remote sensing technology and unmanned aerial vehicle remote sensing skill
Art, which is characterized in that include the following steps：
Step 1）, precisely accept insurance, dispose " Database Systems of accepting insurance ", " Database Systems of accepting insurance " include acquisition function module；
Using satellite remote sensing technology, high-resolution satellite image data are obtained, determine accept insurance target area, position, range, as requested
It to satellite data every month or quarterly updates, store primary, scene carries out image collection, packet to the region being easily in danger and position
Containing geography information, the time, evidence obtaining people's information, be associated with satellite image data, the target that will accept insurance physicochemical data upload deposit
It is stored in " Database Systems of accepting insurance " and individual soldier's collecting device, in case calling at any time；Using unmanned aerial vehicle remote sensing technology, nobody is obtained
Machine aerial images carry out processing, the solution of aerial survey of unmanned aerial vehicle remote sensing images by unmanned plane based on the aerial images of target area
It translates, field operation review, establishes the full standard work flow of aerial survey of unmanned aerial vehicle remotely-sensed data acquisition-processing-application, be unmanned plane
The application of remote sensing disaster investigation method provides technical support, is flown by unmanned plane boat and interior industry is handled, analyzed and hidden danger easily occurs
Region；The high-resolution satellite image data and unmanned plane image are including image after calamity before calamity；
Step 2）, acquisition storage, to insurance coverage carry out " vector quantization " positioning, particularly pass through ArcGIS carry out target arrow
Quantify, the data after vector quantization carry coordinate；Target " disaster-stricken index collection of illustrative plates " of accepting insurance is established by expert knowledge library；
Step 3）, standard inspection conjunction test, target of accepting insurance is carried out in conjunction with insurance company's standard inspection flow according to obtained disaster-stricken index collection of illustrative plates
Remote sensing standard inspection, area distribution remote sensing standard inspection, type of accepting insurance remote sensing standard inspection；
Step 4）, disaster preliminary assessment disaster thematic map is made according to satellite image after calamity before the calamity of offer, disaster thematic map includes
Devastated and area, Disaster degree and distribution；
Step 5）, ground prospecting, including mobile prospecting and sampling, the prospecting of unmanned plane low-altitude remote sensing obtain disaster loss grade；
Step 6）, detection early warning, including unmanned plane periodically patrol, artificial periodically patrols and weather warning；Monitor the feelings of target
Condition, if impaired, disaster-stricken and then provide alert in time；
Step 7）, provide report, it is impaired how many that report content provides target.
2. application process of the remote sensing technology according to claim 1 in property insurance Claims Resolution, it is characterised in that：Step
Six）It is middle to provide the early warning of the natural calamity in region of accepting insurance in conjunction with the forecast information of National Meteorological Bureau using meteorological remote sensing technology.
3. application process of the remote sensing technology according to claim 1 in property insurance Claims Resolution, it is characterised in that：Step
Five）It is middle to use infrared thermal imaging Advanced Integrity Inspection Techniques, the total quality in region of accepting insurance is detected.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201810122366.4A CN108537674A (en) | 2018-02-07 | 2018-02-07 | A kind of application process of remote sensing technology in property insurance Claims Resolution |
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| CN201810122366.4A CN108537674A (en) | 2018-02-07 | 2018-02-07 | A kind of application process of remote sensing technology in property insurance Claims Resolution |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109241922A (en) * | 2018-09-18 | 2019-01-18 | 安徽阡陌网络科技有限公司 | Guarantor's method is precisely tested in a kind of agricultural insurance based on remotely-sensed data and digital field |
| CN109242708A (en) * | 2018-09-18 | 2019-01-18 | 安徽阡陌网络科技有限公司 | A kind of agricultural disaster based on remotely-sensed data and digital field is precisely settled a claim method |
| CN110533544A (en) * | 2019-08-28 | 2019-12-03 | 中国科学院遥感与数字地球研究所 | Crops freeze evil setting loss Claims Resolution method and system |
| CN111401187A (en) * | 2020-03-10 | 2020-07-10 | 中山市水利水电勘测设计咨询有限公司 | Water and soil conservation condition investigation method |
| CN111429015A (en) * | 2020-03-30 | 2020-07-17 | 广州粤建三和软件股份有限公司 | Block chain system for monitoring house decoration quality |
| CN112357081A (en) * | 2020-09-14 | 2021-02-12 | 浙江省自然资源征收中心 | Method for collecting planting, loading, construction and monitoring data in land collection |
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| CN107067326A (en) * | 2017-04-06 | 2017-08-18 | 河南云保遥感科技有限公司 | A kind of agricultural insurance is accepted insurance system and its implementation |
| CN107169018A (en) * | 2017-04-06 | 2017-09-15 | 河南云保遥感科技有限公司 | A kind of agricultural insurance is surveyed, loss assessment system and its implementation |
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2018
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| CN107067326A (en) * | 2017-04-06 | 2017-08-18 | 河南云保遥感科技有限公司 | A kind of agricultural insurance is accepted insurance system and its implementation |
| CN107169018A (en) * | 2017-04-06 | 2017-09-15 | 河南云保遥感科技有限公司 | A kind of agricultural insurance is surveyed, loss assessment system and its implementation |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109241922A (en) * | 2018-09-18 | 2019-01-18 | 安徽阡陌网络科技有限公司 | Guarantor's method is precisely tested in a kind of agricultural insurance based on remotely-sensed data and digital field |
| CN109242708A (en) * | 2018-09-18 | 2019-01-18 | 安徽阡陌网络科技有限公司 | A kind of agricultural disaster based on remotely-sensed data and digital field is precisely settled a claim method |
| CN110533544A (en) * | 2019-08-28 | 2019-12-03 | 中国科学院遥感与数字地球研究所 | Crops freeze evil setting loss Claims Resolution method and system |
| CN111401187A (en) * | 2020-03-10 | 2020-07-10 | 中山市水利水电勘测设计咨询有限公司 | Water and soil conservation condition investigation method |
| CN111429015A (en) * | 2020-03-30 | 2020-07-17 | 广州粤建三和软件股份有限公司 | Block chain system for monitoring house decoration quality |
| CN111429015B (en) * | 2020-03-30 | 2023-04-07 | 广州粤建三和软件股份有限公司 | Block chain system for monitoring house decoration quality |
| CN112357081A (en) * | 2020-09-14 | 2021-02-12 | 浙江省自然资源征收中心 | Method for collecting planting, loading, construction and monitoring data in land collection |
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Effective date of registration: 20191118 Address after: 450044 No. 301, Building No. 4, Dongruigu District, North Xincheng Road and South Chuangjie Street, Huiji District, Zhengzhou City, Henan Province Applicant after: Zhongke Guangqi Space Information Technology Co., Ltd. Address before: 570100 A1, A5002, Fuxing City, 32 Binhai Road, Longhua District, Haikou, Hainan. Applicant before: Hainan Yun Bao Remote Sensing Technology Co., Ltd. |
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| WW01 | Invention patent application withdrawn after publication | ||
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Application publication date: 20180914 |