The content of the invention
To solve lifting product data regulated efficiency, the embodiment of the present application proposes a kind of product data adjustment side
Method, a key method of adjustment and product data adjusting apparatus.
In a first aspect, the embodiment of the present application provides a kind of product data method of adjustment, methods described includes:
The product data combination of user is obtained, the product data at least have product adjustment according to attribute and production
Product quantitative attribute;
The product adjustment foundation attribute of each product data in being combined according to the product data of the user, and in advance
The information of forecasting first obtained, determines the product quantity Attribute tuning target of each product data;
Get after the key adjust instruction of user, the product quantity Attribute tuning by each product data is
The adjustment target.
Alternatively, the product of each product data adjusts foundation in the combination according to the product data of the user
Attribute, and the information of forecasting obtained in advance, determine the product quantity Attribute tuning target of each product data,
Including:
The product adjustment of each product data is according to attribute, user in being combined according to the product data of the user
User's adjustment determines the product quantity category of each product data according to attribute and the information of forecasting obtained in advance
Property adjustment target.
Alternatively, user's adjustment is determined according to attribute according to one of data below or any combination:User
Product data adjustment record, user capability attribute, and adjust it is attributes preferred.
Alternatively, the product of each product data adjusts foundation in the combination according to the product data of the user
Attribute, and the information of forecasting obtained in advance, determine each product data product quantity Attribute tuning target it
Afterwards, in addition to:
Obtain modification of the user to the product quantity Attribute tuning target of each product data;
The product quantity Attribute tuning by each product data is the adjustment target, including:
It is amended adjustment target by the product quantity Attribute tuning of each product data.
Alternatively, the product quantity Attribute tuning by each product data is the adjustment target, bag
Include:
Determine the product quantity property value of each product data;
According to the product quantity property value of each product data and the adjustment target, each product data are determined
Product quantity Attribute tuning value;
The adjusted value is adjusted to according to the product quantity property value of each product data.
Alternatively, the product quantity property value according to each product data is adjusted to the adjusted value, including:
Respectively adjust request, the adjust request bag are sent to the corresponding adjustment execute server of each product data
The mark and adjusted value of product data are included, so that the adjustment execute server adjusts the mark according to adjusted value
Know the product quantity property value of corresponding product data.
Alternatively, the product quantity Attribute tuning by each product data for it is described adjustment target it
Before, in addition to:
Obtain the mandate of the user.
Second aspect, the embodiment of the present application provides a kind of product data adjusting apparatus, and described device includes:
First acquisition module, the product data for obtaining user are combined, and the product data at least have production
Product adjustment is according to attribute and product quantity attribute;
Determining module, is respectively produced in the product data combination for the user obtained according to first acquisition module
The product adjustment of product data determines the production of each product data according to attribute, and the information of forecasting obtained in advance
Product quantitative attribute adjusts target;
Adjusting module, for getting after the key adjust instruction of user, by the product of each product data
Quantitative attribute is adjusted to the adjustment target that the determining module is determined.
Alternatively, the determining module, for according to each product data in the combination of the product data of the user
Product adjustment opened according to user's adjustment of attribute, user according to attribute and the prediction letter that obtains in advance,
Determine the product quantity Attribute tuning target of each product data.
Alternatively, user's adjustment is determined according to attribute according to one of data below or any combination:User
Product data adjustment record, user capability attribute, and adjust it is attributes preferred.
Alternatively, described device, in addition to:
Second acquisition module, for obtaining product quantity Attribute tuning target of the user to each product data
Modification;
The adjusting module, for the product quantity Attribute tuning of each product data to be adjusted to be amended
Whole target.
Alternatively, the adjusting module, including:
First determining unit, the product quantity property value for determining each product data;
Second determining unit, for the product quantity of each product data determined according to first determining unit
Property value and the adjustment target, determine the product quantity Attribute tuning value of each product data;
Adjustment unit, it is true for being adjusted to described second according to the product quantity property value of each product data
The adjusted value that order member is determined.
Alternatively, the adjustment unit, for respectively to the corresponding adjustment execute server hair of each product data
Adjust request is sent, the adjust request includes the mark and adjusted value of product data, so that the adjustment is performed
Server adjusts the product quantity property value of the corresponding product data of the mark according to adjusted value.
Alternatively, described device, in addition to:
3rd acquisition module, the mandate for obtaining the user.
The third aspect, the embodiment of the present application provides a kind of key method of adjustment, presets interface and is adjusted including a key
Whole control, methods described includes:
When key adjustment user terminal monitors that the default interface is triggered, the key adjustment control is shown
Part, the key adjustment control combines correspondence with product data, and the product data at least have product quantity
Attribute;
When key adjustment user terminal monitors that the key adjustment control is triggered, adjust and take to a key
Business end sends a key adjust instruction, triggers the key adjustment service end and is combined while adjusting the product data
In each product data product quantity attribute.
Alternatively, described when key adjustment user terminal monitors that the default interface is triggered, displaying is described
Before one key adjustment control, in addition to:
One key adjustment user terminal obtains the product quantity for each product data that the key adjustment service end is determined
Attribute tuning target.
Alternatively, described when key adjustment user terminal monitors that the default interface is triggered, displaying is described
One key adjusts control, including:
When key adjustment user terminal monitors that the default interface is triggered, the key adjustment control is shown
Part, and show the product quantity Attribute tuning target of each product data.
Alternatively, after the product quantity Attribute tuning target of each product data of displaying, in addition to:
One key adjustment user terminal monitoring user is to the product quantity Attribute tuning targets of each product data
Modification;
When key adjustment user terminal monitors that the key adjustment control is triggered, adjusted to a key
Whole service end sends the adjustment target after the product quantity attribute modification of each product data.
Fourth aspect, the embodiment of the present application provides a kind of key adjusting apparatus, presets interface and is adjusted including a key
Whole control, described device includes:
Display module, for when key adjustment user terminal monitors that the default interface is triggered, showing institute
Key adjustment control is stated, the key adjustment control combines correspondence with product data, and the product data are at least
With product quantity attribute;
Sending module, for monitoring that the key adjustment control is triggered when key adjustment user terminal
When, a key adjust instruction is sent to key adjustment service end, the key adjustment service end is triggered and adjusts simultaneously
The product quantity attribute of each product data in the product data combination.
Alternatively, described device, in addition to:
Acquisition module, adjusts user terminal for a key and obtains each product number that the key adjustment service end is determined
According to product quantity Attribute tuning target.
Alternatively, the display module, for monitoring that the default interface is touched when key adjustment user terminal
During hair, the key adjustment control is shown, and show the product quantity Attribute tuning target of each product data.
Alternatively, described device, in addition to:
Monitoring module, adjusts user terminal monitoring user for a key and the product quantity of each product data is belonged to
Property adjustment target modification;
The sending module, for monitoring that the key adjustment control is touched when key adjustment user terminal
During hair, adjust service end to a key and send the adjustment mesh after the product quantity attribute modification of each product data
Mark.
Have the beneficial effect that:
The product adjustment foundation attribute of each product data in being combined according to product data, and information of forecasting, really
The product quantity Attribute tuning target of fixed each product data;Get after the key adjust instruction of user, will be each
The product quantity Attribute tuning of product data for adjustment target, can not only according to product adjust according to attribute,
The letters such as information of forecasting are opened, the comprehensive product quantity Attribute tuning target for determining each product data, and can be simultaneously
Adjust the product quantity attribute of each product data, i.e., the one-touch product quantity attribute for adjusting each product data,
Improve the efficiency of product data adjustment.
Embodiment
In order that the technical scheme and advantage of the application are more clearly understood, below in conjunction with accompanying drawing to the application's
Exemplary embodiment is described in more detail, it is clear that described embodiment is only the one of the application
Section Example, rather than all embodiments exhaustion.And in the case where not conflicting, in this explanation
Feature in embodiment and embodiment can be combined with each other.
When being adjusted at present to product data, each product data order is adjusted, i.e., a product data are adjusted
Another product data is adjusted again after whole, the order of each product data set-up procedure is performed, reduction
The regulated efficiency of product data.In order to lift the regulated efficiency of product data, present applicant proposes a kind of product
Data adjustment method, the product data method of adjustment is after the product data combination of user is obtained, according to user
Product data combination in each product data product adjustment according to attribute, and the prediction letter obtained in advance
Breath, determines the product quantity Attribute tuning target of each product data;Get after the key adjust instruction of user,
It is adjustment target by the product quantity Attribute tuning of each product data, adjusts, carry while realizing product data
The regulated efficiency of product data is risen.
With reference to above-mentioned implementation environment, a kind of product data method of adjustment is present embodiments provided.Referring to Fig. 1,
The method flow that the present embodiment is provided is specific as follows:
101:Obtain the product data combination of user, product data at least have product adjust according to attribute and
Product quantity attribute;
102:The product adjustment foundation attribute of each product data in being combined according to the product data of user, and
The information of forecasting obtained in advance, determines the product quantity Attribute tuning target of each product data;
Alternatively, the product adjustment foundation attribute of each product data in being combined according to the product data of user, with
And the information of forecasting obtained in advance, the product quantity Attribute tuning target of each product data is determined, including:
The product adjustment of each product data is according to attribute, the user of user in being combined according to the product data of user
Adjustment determines that the product quantity attribute of each product data is adjusted according to attribute and the information of forecasting obtained in advance
Whole target.
Alternatively, user's adjustment is determined according to attribute according to one of data below or any combination:The production of user
Product data point reuse record, user capability attribute, and adjust attributes preferred.
Alternatively, the product adjustment foundation attribute of each product data in being combined according to the product data of user, with
And the information of forecasting obtained in advance, after the product quantity Attribute tuning target for determining each product data, also wrap
Include:
Obtain modification of the user to the product quantity Attribute tuning target of each product data;
It is adjustment target by the product quantity Attribute tuning of each product data, including:
It is amended adjustment target by the product quantity Attribute tuning of each product data.
103:Get after the key adjust instruction of user, by the product quantity Attribute tuning of each product data
For adjustment target.
Alternatively, it is adjustment target by the product quantity Attribute tuning of each product data, including:
Determine the product quantity property value of each product data;
According to the product quantity property value of each product data and adjustment target, the product of each product data is determined
Quantitative attribute adjusted value;
Adjusted value is adjusted to according to the product quantity property value of each product data.
Alternatively, adjusted value is adjusted to according to the product quantity property value of each product data, including:
Adjust request is sent to the corresponding adjustment execute server of each product data respectively, adjust request includes production
The mark and adjusted value of product data, so that adjustment execute server identifies corresponding product according to adjusted value adjustment
The product quantity property value of data.
Alternatively, before by the product quantity Attribute tuning of each product data for adjustment target, in addition to:
Obtain the mandate of user.
Beneficial effect:
The product adjustment foundation attribute of each product data in being combined according to product data, and information of forecasting, really
The product quantity Attribute tuning target of fixed each product data;Get after the key adjust instruction of user, will be each
The product quantity Attribute tuning of product data for adjustment target, can not only according to product adjust according to attribute,
The informixs such as information of forecasting determine the product quantity Attribute tuning target of each product data, and can be simultaneously
Adjust the product quantity attribute of each product data, i.e., the one-touch product quantity attribute for adjusting each product data,
Improve the efficiency of product data adjustment.
With reference to above-mentioned implementation environment, a kind of key method of adjustment is present embodiments provided, implements the pre- of this method
If interface, which includes a key, adjusts control.Referring to Fig. 2, the method flow that the present embodiment is provided is specific as follows:
201:When key adjustment user terminal monitors that default interface is triggered, displaying one key adjustment control,
One key adjustment control combines correspondence with product data, and product data at least have product quantity attribute;
Alternatively, when key adjustment user terminal monitors that default interface is triggered, displaying one key adjustment control
Before, in addition to:
One key adjustment user terminal obtains the product quantity attribute for each product data that key adjustment service end is determined
Adjust target.
Alternatively, when key adjustment user terminal monitors that default interface is triggered, displaying one key adjustment control,
Including:
When key adjustment user terminal monitors that default interface is triggered, displaying one key adjustment control, and show
The product quantity Attribute tuning target of each product data.
Alternatively, after the product quantity Attribute tuning target of each product data of displaying, in addition to:
Modification of the one key adjustment user terminal monitoring user to the product quantity Attribute tuning target of each product data;
When key adjustment user terminal monitors that key adjustment control is triggered, sent to key adjustment service end
Adjustment target after the product quantity attribute modification of each product data.
202:When key adjustment user terminal monitors that key adjustment control is triggered, adjust and service to a key
End sends a key adjust instruction, and triggering one key adjustment service end adjusts each product number in product data combination simultaneously
According to product quantity attribute.
Beneficial effect:
Default interface includes a key and adjusts control, when monitoring that key adjustment control is triggered, is adjusted to a key
Whole service end sends a key adjust instruction, and triggering one key adjustment service end adjusts each in product data combination simultaneously
The product quantity attribute of product data, realizes the product quantity attribute of one-touch each product data of adjustment, lifting
The efficiency of product data adjustment.
The product data method of adjustment that the present invention is provided can apply to each field, that is, adjust the product in each field
Data, are described in detail only by taking financial field as an example below.
For convenience of description in financial field, how the method provided by the present embodiment adjusts financial product number
According to the present embodiment is specifically described with the financial product data instance for adjusting user A.
User A financial product data include:Stock 1, fund 1, fund 2, finance product 1, financing
Product 2 and finance product 3.
Wherein, the specific product representated by finance product can be precious for wealth bringing in, or Yuebao, this reality
Example is applied not to be defined the specific product representated by finance product.
Any financial product data at least have product adjustment according to attribute and product quantity attribute.
Product adjustment includes one of data below or any combination according to attribute:Name of product, product category,
Program release mechanism etc..
Product quantity attribute includes one of data below or any combination:Product holds ratio, product and holds part
Volume etc..
User A has user's adjustment according to the risk tolerance that attribute is user A, user's adjustment foundation
Attribute is determined according to one of data below or any combination:User A product data adjustment record, user A
Capabilities attribute, and adjust attributes preferred.
User A product data adjustment record includes one of data below or any combination:User's A history
The information for each product held, data volume of each product that user's A history is held etc..
User A capabilities attributes are user A asset-liabilities.
Adjust the risk partiality that preference is user A.
Method shown in Figure 3, the present embodiment provide product data method of adjustment be:
301:Obtain the product data combination of user;
Wherein, product data at least have product adjustment according to attribute and product quantity attribute.
For financial field, financial product includes but is not limited to:Currency, gold, foreign exchange, fund, stock
Deng.
The combination of the user A each financial product data held is defined as to user A product data combination.
That is the product data combination of user A includes:Stock 1, fund 1, fund 2, finance product 1, financing production
Product 2 and finance product 3.
Wherein, any finance data at least has product adjustment according to attribute and product quantity attribute.Product is adjusted
It is whole to include one of data below or any combination according to attribute:Name of product, product category, program release machine
Structure etc..Product quantity attribute includes one of data below or any combination:Product is held ratio, product and held
Share etc..
With the data instance of stock 1, the data of stock 1 at least have product adjustment according to attribute and product number
Measure attribute.Wherein, product adjustment is stock 1, stock, B companies etc. according to attribute.Product quantity attribute
Including holding share 1000, holding ratio 15%.
302:The product adjustment foundation attribute of each product data in being combined according to the product data of user, and
The information of forecasting obtained in advance, determines the product quantity Attribute tuning target of each product data;
Wherein, information of forecasting is the market variation tendency in financial market.The information of forecasting can with information of forecasting
Regularly to be obtained from professional projecting body, periodically it can also be obtained from stock trader.
According to information such as user A title, the species of each financial product data held, and financial market
Market variation tendency, determines the product quantity Attribute tuning target of each product data.
For example, the product quantity Attribute tuning target for each financial product data that the user A shown in table 1 holds.
Table 1
Financial product data |
Adjust target |
Stock 1 |
20% |
Fund 1 |
20% |
Fund 2 |
0% |
Finance product 1 |
20% |
Finance product 2 |
20% |
Finance product 3 |
20% |
Although product quantity Attribute tuning target is relevant with financial product objective attribute and financial market trend,
It is related also to the risk tolerance of holder itself.For example:The fund of the low holder of risk tolerance
The relatively low financial product of equivalent risk holds large percentage, the stock equivalent risk of the high holder of risk tolerance
Higher financial product holds large percentage.Therefore, step 302 can also be realized by the following method:
The product adjustment of each product data is according to attribute, the user of user in being combined according to the product data of user
Adjustment determines that the product quantity attribute of each product data is adjusted according to attribute and the information of forecasting obtained in advance
Whole target.
Wherein, user's adjustment is determined according to attribute according to one of data below or any combination:The product of user
Data point reuse record, user capability attribute, and adjust attributes preferred.
For example, user's adjustment is according to the risk tolerance that attribute is user A.The risk tolerance can be with
According to user A investment behavior (product data of user adjust record), (user capability belongs to asset-liabilities
Property), risk partiality (adjustment preference) determine.
Wherein, user A investment behavior can be studied according to user A historical data by big data
Obtain.Risk partiality can be obtained by survey.
In addition, product quantity Attribute tuning target remove with above-mentioned financial product objective attribute, financial market trend,
It is also relevant with other factors outside the risk tolerance of holder itself is related, such as each financial product
Historical variations situation is (for example:History return, Historic Volatility, history are withdrawn).Therefore, step 302
In the specific implementation, Consideration can be selected as one sees fit as the case may be, determine the production of each product data
Product quantitative attribute adjusts target.
Perform so far, the risk tolerance for the method synthetic user A that the present embodiment is provided, financial market
Market trend, the account of the history of each financial product etc. determines the product quantity Attribute tuning of each financial product data
Target (i.e. position ratio, or, share of holding position).Compared in the prior art, only consider it is single finance production
The adjustment target that the situation of product is determined, the adjustment target that the present embodiment is provided, because the dimension of consideration is more,
The factor considered in each dimension is also more, and the adjustment target is more objective, credible higher, more meets user
A actual conditions, can lift Consumer's Experience.
Also due to the adjustment target provided is more objective, and therefore, each finance that the user A that this step is determined holds
The product quantity Attribute tuning target of product data is that it is held respectively in the case that user A is rational investment person
The rationality adjustment target of financial product.In actual application, user's A irrational investors, therefore,
This step by screen etc. it is determined that after the product quantity Attribute tuning target of each product data, can be shown
Equipment shows the product quantity Attribute tuning target of its each financial product data held to user A, and passes through
The input equipments such as keyboard, mouse obtain product quantity Attribute tuning targets of the user A to each financial product data
Modification.
For example, the product number for each financial product data that the user A shown in user's A displayings table 1 holds
Attribute tuning target is measured, and obtains the adjustment target after each financial product data modification shown in user's table 2.
Table 2
Financial product data |
Amended adjustment target |
Stock 1 |
20% |
Fund 1 |
15% |
Fund 2 |
5% |
Finance product 1 |
20% |
Finance product 2 |
20% |
Finance product 3 |
20% |
In order to allow the more perceptual each product data of understanding of user product quantity Attribute tuning target meaning, also
The product quantity attribute of each financial product data of user A can be obtained, for example:Each financial product data are held
The amount of having, each financial product data hold ratio, hold ratio to what user A showed each financial product data
With the product quantity Attribute tuning target (as shown in table 3) of each financial product data, or to user's A exhibitions
Show that the volumes of holding of each financial product data, each financial product data hold ratio and each financial product data
Product quantity Attribute tuning target (as shown in table 4), to allow user A to know working as each financial product data
Before hold situation, and hold situation modification adjustment target according to current.
Wherein, the volume of holding for holding the ratio=financial product data/all finance of any financial product data
The volume of holding sum of product data.
Table 3
Financial product data |
Hold ratio |
Adjust target |
Stock 1 |
15% |
20% |
Fund 1 |
15% |
20% |
Fund 2 |
10% |
0% |
Finance product 1 |
20% |
20% |
Finance product 2 |
20% |
20% |
Finance product 3 |
20% |
20% |
Table 4
Financial product data |
The volume of holding |
Hold ratio |
Adjust target |
Stock 1 |
1000 |
15% |
20% |
Fund 1 |
1000 |
15% |
20% |
Fund 2 |
1000 |
10% |
0% |
Finance product 1 |
10000 |
20% |
20% |
Finance product 2 |
10000 |
20% |
20% |
Finance product 3 |
10000 |
20% |
20% |
After amended adjustment target is obtained, user can also pass through the input equipment weight such as keyboard, mouse
Amended adjustment target is newly changed, therefore, this step is obtaining the adjustment mesh of each financial product data modification
After mark, it can also continue monitoring input equipment, to obtain the adjustment target of newest modification.This lasting monitoring row
To terminate after user's confirmation instruction is obtained, for example:By presentation devices such as screens " one is shown to user A
The button in key tune storehouse ", after acquisition " key adjusts storehouse " button is pressed by user A, then it is assumed that adjustment target
Modification is completed, and terminates persistently to monitor behavior, and the adjustment target using at the end of is used as the adjustment mesh finally changed
Mark.
303:Get after the key adjust instruction of user, by the product quantity Attribute tuning of each product data
For adjustment target.
The specific implementation of the key adjust instruction of the present embodiment not to obtaining user is defined, for example,
" key adjusts storehouse " button in the example of obtaining step 302 is pressed by user A, thinks to get user A
A key adjust instruction.
When in step 302, after the product quantity Attribute tuning target of each product data is changed by user A, this
The product quantity Attribute tuning of each product data is amended adjustment target by step.Below only with user A
Exemplified by unmodified adjustment target example, the embodiment to step 303 is illustrated, and is repaiied for user A
Change the situation of adjustment target, adjustment can be taken the circumstances into consideration according to the mode of being implemented as described below.
This step can be realized by following three step:
Step 1:Determine the product quantity property value of each product data;
So that product quantity property value is the volume of holding as an example, the volume of holding of each financial product data of user A is determined such as
Shown in table 5.
Table 5
Financial product data |
The volume of holding |
Stock 1 |
1000 |
Fund 1 |
1000 |
Fund 2 |
1000 |
Finance product 1 |
10000 |
Finance product 2 |
10000 |
Finance product 3 |
10000 |
Step 2:According to the product quantity property value of each product data and adjustment target, each product number is determined
According to product quantity Attribute tuning value;
The implementation of step 2 can have a variety of, for example, determining the production of each product data by equation below
Product quantitative attribute adjusted value:
Product data A product quantity Attribute tuning value=product data A product quantity property value * (1-
Product data A adjustment target/difference comments data A's to hold ratio),
For example, shown in the volume of holding for each financial product data that the user A according to table 3 holds, table 1
Each financial product data adjustment target and above-mentioned formula, obtain each financial product data shown in table 6
Adjusted value.
Table 6
Financial product data |
The volume of holding |
Hold ratio |
Adjust target |
Adjustment amount |
Stock 1 |
1000 |
15% |
20% |
+334 |
Fund 1 |
1000 |
15% |
20% |
+334 |
Fund 2 |
1000 |
10% |
0% |
-1000 |
Finance product 1 |
10000 |
20% |
20% |
0 |
Finance product 2 |
10000 |
20% |
20% |
0 |
Finance product 3 |
10000 |
20% |
20% |
0 |
Wherein ,+increase is represented ,-represent to reduce.
Step 3:Adjusted value is adjusted to according to the product quantity property value of each product data.
Specifically, adjust request can be sent to each product data corresponding adjustment execute server respectively, adjust
Whole request includes the mark and adjusted value of product data, is marked so that adjustment execute server is adjusted according to adjusted value
Know the product quantity property value of corresponding product data.
For example, when the data that data are stock, or, when being the data of fund, respectively to each data correspondence
The adjustment execute server of mechanism of exchange send adjust request, the mark of adjust request including product data and
Adjusted value, so that the adjustment execute server of mechanism of exchange identifies corresponding product data according to adjusted value adjustment
Product quantity property value.
Wherein, mechanism of exchange can be stock exchange, or, bank.
In addition, the security of the method in order to lift the present embodiment offer, is performing step 303 by each product
Before the step of product quantity Attribute tuning of data is adjustment target, the mandate of user is also obtained;
Related authorized agreement can be specifically shown to user by exhibiting devices such as screens, if user A is browsed
The authorized agreement, receives clause as defined in the authorized agreement, and agrees to authorize the side provided by the present embodiment
After method is adjusted to user A financial product data, user A can according to the regulation of authorized agreement,
The active position of authorized agreement performs specific operation.Therefore, when monitoring user A in the effective of authorized agreement
Position is performed after specific operation, then it is assumed that obtain the mandate of user.
Wherein, include but is not limited in the active position execution specific operation of authorized agreement:Click on authorized agreement
The specific button of bottom.Or, by input equipment, in authorized agreement fixed position signature.
The step of mandate for obtaining user, only needs performing the product quantity by each product data of step 303
Attribute tuning for adjustment target the step of before perform, specific execution position can before step 301, or
Before person, step 302, or, before step 303, the present embodiment is not to the step for the mandate for obtaining user
Rapid execution position is defined.
By performing step 303, it is possible to achieve user A stock 1, fund 1, fund 2, financing are produced
The volume of holding of product 1, finance product 2 and finance product 3 adjust simultaneously, i.e., one-touch adjustment.
One-touch adjustment all financial product numbers of user can be realized by performing step 301 to step 303
According to, the order adjustment of each financial product data of the prior art is changed into parallel and adjusted, simplified financial product
The adjustment flow of data, meanwhile, the product quantity based on the rationality financial product data determined in step 302
Attribute tuning target, can increase the possibility of financial product data increment or value preserving.
For the implementation process of subsequent transaction mechanism, capital settlement flow is related generally to, should by taking fund as an example
Flow is as follows:It is the cycle on T+2 working days that capital settlement after fund trade confirmation, which is,.In order to ensure fund knot
The T+2 working days of calculation require, now, according to three kinds of processing modes of situation point of each fund of adjustment simultaneously:
(1) each fund if desired adjusted is all same Fund Company, then, in Fund Company
Portion carries out the conversion of fund, and fund clearing carries out accounting processing in Fund Company's body.
(2) each fund if desired adjusted is all different Fund Companies, then, fund redeems fund one
As sent on T+1 by trustship row, T+2 reach user account.And fund purchasing funds Fund Company requires
Received on T+2, that is, the account in trustship row is opened to Fund Company.Hold in each fund of adjustment
When amount, general funds flow is the fund applied to purchase from redemption to account funds flow.If redeemed with applying to purchase
Fund be all same trustship boat, then carry out settling accounts only in trustship row.If not in same support
Guan Hang, passes through the large-amount payment system of people's row, it is possible to achieve transfer in real time, the same day settles accounts only between row and row,
Ensure to complete funds flow within T+2 working days.
(3) conversion of the volume of holding is if desired carried out between fund and finance product 1, and finance product is flat
Fund, finance product 1 on platform are all the fund clearing instruments with finance product 3 for bottom, that is to say, that
It is the fund flow in Alipay system, it is possible to achieve T+2 working days complete.
More specifically, the method provided with implementing the present embodiment on finance product platform realizes that product data are adjusted
Further illustrated exemplified by whole, wherein, the platform specific representated by finance product platform can be financing Xiaobao,
The platform that financing related service is provided can also be used for for other, the present embodiment not to be right, finance product platform institute
The platform specific of representative is defined.
Referring to Fig. 3, the idiographic flow for implementing the method for the present embodiment on finance product platform is as follows:
401:User logins finance product platform;
402:Product trading account is opened, and authorizes finance product platform to perform transaction according to user instruction;
403:User buys in multiple products, forms asset portfolio;
404:Finance product platform provides the share market value that user buys in each product, and related ratio,
The ratio of expert advice;
405:User can adjust position in storehouse according to the change in market at any time, while exporting multiple buy in sells instruction;
406:Finance product platform will according to instruction dock with each product trading system carry out instruct transmission and
Transaction tracking;
407:Finance product platform will provide each product of user and buy in the transaction results sold, and continue tracking
Asset portfolio income.
Beneficial effect:
The product adjustment foundation attribute of each product data in being combined according to product data, and information of forecasting, really
The product quantity Attribute tuning target of fixed each product data;Get after the key adjust instruction of user, will be each
The product quantity Attribute tuning of product data for adjustment target, can not only according to product adjust according to attribute,
The informixs such as information of forecasting determine the product quantity Attribute tuning target of each product data, and can be simultaneously
Adjust the product quantity attribute of each product data, i.e., the one-touch product quantity attribute for adjusting each product data,
Improve the efficiency of product data adjustment.
The application additionally provides a kind of key adjustment side in addition to there is provided the said goods data adjustment method
Method.The one key method of adjustment adjusts user terminal by a key and a key adjusts service end and realized, with reference to upper
The application scenarios of product data method of adjustment are stated, a key method of adjustment is described in detail.
The key method of adjustment that the application is provided can also be applied to each field, that is, adjust the product number in each field
According to the detailed description only by taking financial field as an example below.
For convenience of description in financial field, the key of the method one adjustment finance how to be provided by the present embodiment is produced
Product data, the present embodiment is specifically described with the financial product data instance for adjusting user B.
Wherein, user B financial product data include:Stock 2, fund 3 and finance product 4.
Any financial product data at least have product adjustment according to attribute and product quantity attribute.
Product adjustment includes one of data below or any combination according to attribute:Name of product, product category,
Program release mechanism etc..
Product quantity attribute includes one of data below or any combination:Product holds ratio, product and holds part
Volume etc..
In addition, the key method of adjustment that the application is provided by a key by adjusting user terminal and key adjustment clothes
Realize that key adjustment user terminal, which can be shown, includes the default interface that a key adjusts control in business end.Adjusted with a key
Whole control is adjusted for a key exemplified by the button of storehouse, and it is included in the financial product data point reuse interface shown in Fig. 5 (a)
In.
In addition, above-mentioned key adjustment control combines correspondence with a certain product data, product data at least have production
Product quantitative attribute, i.e. a key adjustment control can adjust each product data in a certain product data combination simultaneously
Product quantity attribute.Product data combination is corresponding with user, for example:If user B logs in financing platform,
And open the financial product data point reuse interface shown in Fig. 5 (a), then the key that the interface includes adjusts storehouse to press
Button is corresponding with the portfolio that user B is bought, and the portfolio includes stock 2, fund 3
With finance product 4.Storehouse button is adjusted to adjust stock 2, base that user B is bought simultaneously by a key
Gold 3 and the product quantity of financing production.
Method shown in Figure 6, the present embodiment provide product data method of adjustment be:
601:One key adjustment service end obtains the product data combination of user;
The implementation of this step is identical with step 301, refers to step 301, and here is omitted.
602:The product that one key adjusts each product data during service end is combined according to the product data of user is adjusted
According to attribute, and the prediction letter obtained in advance open, determine the product quantity Attribute tuning mesh of each product data
Mark;
Wherein, information of forecasting is the market variation tendency in financial market.The information of forecasting can with information of forecasting
Regularly to be obtained from professional projecting body, periodically it can also be obtained from stock trader.
603:One key adjustment user terminal obtains the product quantity for each product data that key adjustment service end is determined
Attribute tuning target;
604:When key adjustment user terminal monitors that default interface is triggered, displaying one key adjustment control,
The product quantity Attribute tuning target of each product data is shown simultaneously;
Wherein, triggering the mode at default interface has a variety of.
For example:If the default page is opened, it is determined that default interface is triggered.
Again for example:Comprising a text control in the default page, text control is used to show key adjustment clothes
The introduction of business and open the flow of key adjustment service and (as first chosen specific selection control, then click on specific
Button), if a key adjustment service release flow be performed (such as select it is specific selection control be first checked, it is specific
It is clicked after button), it is determined that default interface is triggered.
Specifically, when monitoring that the financial product data point reuse interface shown in Fig. 5 (a) is accessed, displaying
One key adjusts storehouse button, while showing the product quantity Attribute tuning of each product data got in step 603
Target, such as shown in 5 (b).
605:One key adjustment user terminal monitoring user is to the product quantity Attribute tuning targets of each product data
Modification;
The product number for each financial product data that the user B that key adjustment service end is determined in step 603 holds
Amount Attribute tuning target is that in the case that user B is rational investment person, its rationality for holding each financial product is adjusted
Whole target.Therefore also it is that it is held respectively in the case that user B is rational investment person shown in step 604
The rationality adjustment target of financial product.
In actual application, therefore user's B irrational investors, each product are shown in step 604
After the product quantity Attribute tuning target of data, also allow user to each product number shown in step 604
According to product quantity Attribute tuning target modify.
This step and persistently modification of the monitoring user to the product quantity Attribute tuning target of each product data, with
Obtain the adjustment target of the product quantity attribute of each product data of newest modification.
606:When key adjustment user terminal monitors that key adjustment control is triggered, adjust and service to a key
End sends a key adjust instruction;
The one key adjust instruction is used to trigger respectively produces in the adjustment product data combination simultaneously of key adjustment service end
The product quantity attribute of product data.
This step can also adjust the product quantity attribute that service end sends each product data when implementing to a key
Amended adjustment target.Specifically, showing the product quantity Attribute tuning of each product data in step 604
User may not modify to adjustment target after target, it is also possible to modify, regardless of whether modification,
When performing this step, using the product quantity Attribute tuning target of each product data of current presentation as each
Adjustment target after the product quantity attribute modification of product data is sent to key adjustment service end, to trigger one
The product quantity Attribute tuning of each product data is modification key adjustment service end combines product data simultaneously in
Adjustment target.
607:One key adjustment service end is got after the key adjust instruction of user, by the production of each product data
Product quantitative attribute is adjusted to adjust target.
The implementation of this step is identical with step 303, refers to step 303, and here is omitted.
The method provided by the present embodiment, each finance production that service end determines user B purchases is adjusted in a key
After the product quantity Attribute tuning target of product data, a key adjusts user terminal and shows the adjustment in default interface
Target and key adjustment control, after monitoring that key adjustment control is triggered, while adjusting user B purchases
The product quantity attribute for each financial product data bought, realizes all financial product data of user B purchases
Product quantity attribute a key adjustment.
Beneficial effect:
Default interface includes a key and adjusts control, when monitoring that key adjustment control is triggered, is adjusted to a key
Whole service end sends a key adjust instruction, and triggering one key adjustment service end adjusts each in product data combination simultaneously
The product quantity attribute of product data, realizes the product quantity attribute of one-touch each product data of adjustment, lifting
The efficiency of product data adjustment.
Based on same inventive concept, a kind of product data adjusting apparatus is present embodiments provided, due to the device
The principle solved the problems, such as is similar to a kind of product data method of adjustment shown in Fig. 1 or Fig. 2, therefore the device
Implementation may refer to the embodiment of the method shown in Fig. 1 or Fig. 2, repeat part and repeat no more.
Referring to Fig. 7, the product data adjusting apparatus that the present embodiment is provided includes:
First acquisition module 701, the product data for obtaining user are combined, and product data at least have production
Product adjustment is according to attribute and product quantity attribute;
Determining module 702, in the product data combination for the user obtained according to the first acquisition module 701
The product adjustment of each product data according to attribute, and the prediction letter obtained in advance open, determine each product data
Product quantity Attribute tuning target;
Adjusting module 703, for getting after the key adjust instruction of user, by the product of each product data
Quantitative attribute is adjusted to the adjustment target of the determination of determining module 702.
Optionally it is determined that module 702, for the production according to each product data in the combination of the product data of user
Product adjustment is adjusted according to attribute and the information of forecasting obtained in advance according to the user of attribute, user, it is determined that
The product quantity Attribute tuning target of each product data.
Wherein, user's adjustment is determined according to attribute according to one of data below or any combination:The product of user
Data point reuse record, user capability attribute, and adjust attributes preferred.
Referring to Fig. 8, the device, in addition to:
Second acquisition module 704, for obtaining product quantity Attribute tuning target of the user to each product data
Modification;
Wherein, adjusting module 703, for being amended by the product quantity Attribute tuning of each product data
Adjust target.
Referring to Fig. 9, adjusting module 703, including:
First determining unit 7031, the product quantity property value for determining each product data;
Second determining unit 7032, for the production of each product data determined according to the first determining unit 7031
Product quantitative attribute value and adjustment target, determine the product quantity Attribute tuning value of each product data;
Adjustment unit 7033, for being adjusted to the second determination list according to the product quantity property value of each product data
The adjusted value that member 7032 is determined.
Alternatively, adjustment unit 7033, for respectively to the corresponding adjustment execute server hair of each product data
Adjust request is sent, adjust request includes the mark and adjusted value of product data, so that adjustment execute server root
The product quantity property value for identifying corresponding product data is adjusted according to adjusted value.
Referring to Figure 10, the device, in addition to:
3rd acquisition module 705, the mandate for obtaining user.
Have the beneficial effect that:
The product adjustment foundation attribute of each product data in being combined according to product data, and information of forecasting, really
The product quantity Attribute tuning target of fixed each product data;Get after the key adjust instruction of user, will be each
The product quantity Attribute tuning of product data for adjustment target, can not only according to product adjust according to attribute,
The informixs such as information of forecasting determine the product quantity Attribute tuning target of each product data, and can be simultaneously
Adjust the product quantity attribute of each product data, i.e., the one-touch product quantity attribute for adjusting each product data,
Improve the efficiency of product data adjustment.
Based on same inventive concept, a kind of key adjusting apparatus is present embodiments provided, because the device is solved
The principle of problem is similar to a kind of key method of adjustment shown in Fig. 6, therefore the implementation of the device may refer to
The embodiment of method shown in Fig. 6, repeats part and repeats no more.
Referring to Figure 11, the key adjusting apparatus that the present embodiment is provided includes:
Display module 1101, for when key adjustment user terminal monitors that default interface is triggered, showing one
Key adjusts control, and key adjustment control combines correspondence with product data, and product data at least have product quantity
Attribute;
Sending module 1102, for when a key adjustment user terminal monitor a key adjustment control be triggered when, to
One key adjustment service end sends a key adjust instruction, and triggering one key adjustment service end adjusts product data group simultaneously
The product quantity attribute of each product data in conjunction.
Referring to Figure 12, the device, in addition to:
Acquisition module 1103, adjusts user terminal for a key and obtains each product number that key adjustment service end is determined
According to product quantity Attribute tuning target.
Wherein, display module 1101, for when key adjustment user terminal monitors that default interface is triggered,
Show that a key adjusts control, and show the product quantity Attribute tuning target of each product data.
Referring to Figure 13, the device, in addition to:
Monitoring module 1104, adjusts user terminal monitoring user for a key and the product quantity of each product data is belonged to
Property adjustment target modification;
Wherein, sending module 1102, for monitoring that key adjustment control is triggered when key adjustment user terminal
When, adjust service end to a key and send the adjustment target after the product quantity attribute modification of each product data.
Have the beneficial effect that:
Default interface includes a key and adjusts control, when monitoring that key adjustment control is triggered, is adjusted to a key
Whole service end sends a key adjust instruction, and triggering one key adjustment service end adjusts each in product data combination simultaneously
The product quantity attribute of product data, realizes the product quantity attribute of one-touch each product data of adjustment, lifting
The efficiency of product data adjustment.
For convenience of description, each several part of apparatus described above is divided into various modules with function or unit is distinguished
Description.Certainly, can be each module or the function of unit in same or multiple softwares when implementing the present invention
Or realized in hardware.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method, system or meter
Calculation machine program product.Therefore, the present invention can be using complete hardware embodiment, complete software embodiment or knot
The form of embodiment in terms of conjunction software and hardware.Wherein wrapped one or more moreover, the present invention can be used
Containing computer usable program code computer-usable storage medium (include but is not limited to magnetic disk storage,
CD-ROM, optical memory etc.) on the form of computer program product implemented.
The present invention is with reference to the production of method according to embodiments of the present invention, equipment (system) and computer program
The flow chart and/or block diagram of product is described.It should be understood that can by computer program instructions implementation process figure and
/ or each flow and/or square frame in block diagram and the flow in flow chart and/or block diagram and/
Or the combination of square frame.These computer program instructions can be provided to all-purpose computer, special-purpose computer, insertion
Formula processor or the processor of other programmable data processing devices are to produce a machine so that pass through and calculate
The instruction of the computing device of machine or other programmable data processing devices is produced for realizing in flow chart one
The device for the function of being specified in individual flow or multiple flows and/or one square frame of block diagram or multiple square frames.
These computer program instructions, which may be alternatively stored in, can guide computer or the processing of other programmable datas to set
In the standby computer-readable memory worked in a specific way so that be stored in the computer-readable memory
Instruction produce include the manufacture of command device, the command device realization in one flow or multiple of flow chart
The function of being specified in one square frame of flow and/or block diagram or multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices, made
Obtain and perform series of operation steps on computer or other programmable devices to produce computer implemented place
Reason, so that the instruction performed on computer or other programmable devices is provided for realizing in flow chart one
The step of function of being specified in flow or multiple flows and/or one square frame of block diagram or multiple square frames.
, but those skilled in the art once know basic wound although preferred embodiments of the present invention have been described
The property made concept, then can make other change and modification to these embodiments.So, appended claims meaning
It is intended to be construed to include preferred embodiment and falls into having altered and changing for the scope of the invention.