CN110275769A - Business data processing method and its equipment, storage medium, application server - Google Patents
Business data processing method and its equipment, storage medium, application server Download PDFInfo
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- CN110275769A CN110275769A CN201810214045.7A CN201810214045A CN110275769A CN 110275769 A CN110275769 A CN 110275769A CN 201810214045 A CN201810214045 A CN 201810214045A CN 110275769 A CN110275769 A CN 110275769A
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- 238000003860 storage Methods 0.000 title claims abstract description 21
- 238000003672 processing method Methods 0.000 title claims abstract description 17
- 238000013468 resource allocation Methods 0.000 claims abstract description 197
- 238000012545 processing Methods 0.000 claims abstract description 148
- 238000000034 method Methods 0.000 claims abstract description 35
- 238000004064 recycling Methods 0.000 claims description 41
- 230000008569 process Effects 0.000 claims description 17
- 230000002776 aggregation Effects 0.000 claims description 7
- 238000004220 aggregation Methods 0.000 claims description 7
- 230000009286 beneficial effect Effects 0.000 claims description 5
- 238000004590 computer program Methods 0.000 claims description 4
- 238000004364 calculation method Methods 0.000 claims 1
- 238000011084 recovery Methods 0.000 abstract description 2
- 230000008859 change Effects 0.000 description 20
- 238000010586 diagram Methods 0.000 description 16
- 230000006735 deficit Effects 0.000 description 14
- 238000009826 distribution Methods 0.000 description 8
- 241001269238 Data Species 0.000 description 7
- 238000013480 data collection Methods 0.000 description 6
- 238000004891 communication Methods 0.000 description 4
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 3
- 229910052737 gold Inorganic materials 0.000 description 3
- 239000010931 gold Substances 0.000 description 3
- 238000013459 approach Methods 0.000 description 2
- 230000005540 biological transmission Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000011156 evaluation Methods 0.000 description 2
- 238000012423 maintenance Methods 0.000 description 2
- 229910052709 silver Inorganic materials 0.000 description 2
- 239000004332 silver Substances 0.000 description 2
- 230000003442 weekly effect Effects 0.000 description 2
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- 235000005035 Panax pseudoginseng ssp. pseudoginseng Nutrition 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/46—Multiprogramming arrangements
- G06F9/48—Program initiating; Program switching, e.g. by interrupt
- G06F9/4806—Task transfer initiation or dispatching
- G06F9/4843—Task transfer initiation or dispatching by program, e.g. task dispatcher, supervisor, operating system
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/46—Multiprogramming arrangements
- G06F9/50—Allocation of resources, e.g. of the central processing unit [CPU]
- G06F9/5005—Allocation of resources, e.g. of the central processing unit [CPU] to service a request
- G06F9/5027—Allocation of resources, e.g. of the central processing unit [CPU] to service a request the resource being a machine, e.g. CPUs, Servers, Terminals
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Abstract
The embodiment of the present invention discloses a kind of business data processing method and its equipment, storage medium, application server, wherein method are as follows: receive the combination of user terminal business datum selected in business datum set, and combine inputted resource allocation information and resource allocation information for business datum；According to the investment ratio of each business datum in the combination of the business datum indicated by resource allocation information, resource data indicated by resource allocation information is divided to each business datum；Receive the first net value data that service server returns；The second net value data that service server is returned in the clearance time are received, the yield parameter of business datum combination is obtained based on the first net value data, the second net value data and resource data；When yield parameter, which meets, is only full of condition, to service server Resource recovery data acquisition system and the first avail data.Using scheme provided in an embodiment of the present invention, the combined treatment of business datum can be supported, promote the intelligence of finance services processing.
Description
Technical field
The present invention relates to Internet technical field more particularly to a kind of business data processing methods and its equipment, storage to be situated between
Matter, application server.
Background technique
As Internet technology is constantly developed and perfect, finance services Internet-based have been increasingly becoming people couple
In the way to manage of idle property resource.
Existing financing process can be based on Investment & Financing platform by user and choose a business datum product, and input throwing
Enter amount of money etc., is bought in from the background application server of the financing platform to the corresponding service server request of the business datum product
Processing.However the existing way to manage money of use can only realize the investment of single business datum product, so that user can not incite somebody to action
Idle property resource carries out investment diversification, and there are certain investment risks, reduces the intelligence of finance services processing.
Summary of the invention
The embodiment of the present invention provides a kind of business data processing method and its equipment, storage medium, application server, can be with
It supports the combined treatment of business datum, reduces investment risk, promote the intelligence of finance services processing.
On the one hand the embodiment of the present invention provides a kind of business data processing method, it may include:
The combination of user terminal business datum selected in business datum set is received, and is directed to the business datum
Combine inputted resource allocation information and resource allocation information；
It, will according to the investment ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to service server belonging to each business datum；
The service server is received to the processing feedback information of the resource data, the processing feedback information is included in
It is described when resource data indicated by the resource allocation information is divided to service server belonging to each business datum,
The corresponding first net value data of each business datum；
The service server is received in the second net value data of each business datum of clearance time return, is based on institute
State the yield parameter that the first net value data, the second net value data and the resource data obtain the business datum combination；
When be only full of indicated by the yield parameter meets the resource allocation information condition when, Xiang Suoshu service server
It recycles the resource data set comprising the resource data and is based on the first avail data caused by the second net value data,
And the resource data set and first avail data are sent to the user terminal.
On the one hand the embodiment of the present invention provides a kind of business data processing equipment, it may include:
Asset information receipt unit, for receiving user terminal business datum group selected in business datum set
It closes, and combines inputted resource allocation information and resource allocation information for the business datum；
Data dividing unit, for according to each business in the combination of the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to industry belonging to each business datum by the investment ratio of data
Business server；
Feedback information receiving unit, for receiving the service server to the processing feedback information of the resource data,
The processing feedback information includes that resource data indicated by the resource allocation information is divided to each business described
When service server belonging to data, the corresponding first net value data of each business datum；
Data receipt unit, the of each business datum returned in the clearance time for receiving the service server
Two net value data obtain the business datum group based on the first net value data, the second net value data and the resource data
The yield parameter of conjunction；
Data record unit, for meeting the condition that is only full of indicated by the resource allocation information when the yield parameter
When, Xiang Suoshu service server recycles the resource data set comprising the resource data and is based on the second net value data institute
The first avail data generated, and the resource data set and first avail data are sent to the user terminal.
On the one hand the embodiment of the present invention provides a kind of computer storage medium, the computer storage medium is stored with more
Item instruction, described instruction are suitable for being loaded by processor and executing above-mentioned method and step.
On the one hand the embodiment of the present invention provides a kind of application server, it may include: processor and memory；Wherein, institute
It states memory and is stored with computer program, the computer program is suitable for being loaded by the processor and executing following steps:
The combination of user terminal business datum selected in business datum set is received, and is directed to the business datum
Combine inputted resource allocation information and resource allocation information；
It, will according to the investment ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to service server belonging to each business datum；
The service server is received to the processing feedback information of the resource data, the processing feedback information is included in
It is described when resource data indicated by the resource allocation information is divided to service server belonging to each business datum,
The corresponding first net value data of each business datum；
The service server is received in the second net value data of each business datum of clearance time return, is based on institute
State the yield parameter that the first net value data, the second net value data and the resource data obtain the business datum combination；
When be only full of indicated by the yield parameter meets the resource allocation information condition when, Xiang Suoshu service server
It recycles the resource data set comprising the resource data and is based on the first avail data caused by the second net value data,
And the resource data set and first avail data are sent to the user terminal.
In embodiments of the present invention, it is combined by obtaining selected business datum in business datum set, Yi Jizhen
Inputted resource allocation information and resource allocation information are combined to business datum, each business indicated according to resource allocation information
The investment ratio of data, the resource data of setting is divided in service server belonging to each business datum, and foundation is being drawn
Between timesharing and clearance the time return net value data and the obtained yield parameter of resource data meet resource allocation information institute
Indicate only be full of condition when, avail data caused by the resource data set and net value data including resource data will be included
Redemption processing is carried out, the support of the combined treatment to multiple business datums is realized, effectively reduces investment risk, Jin Erti
The intelligence of finance services processing is risen.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Fig. 1 is a kind of network architecture diagram of business data processing system provided in an embodiment of the present invention；
Fig. 2 is a kind of flow diagram of business data processing method provided in an embodiment of the present invention；
Fig. 3 is a kind of flow diagram of business data processing method provided in an embodiment of the present invention；
Fig. 4 is a kind of flow diagram of business data processing method provided in an embodiment of the present invention；
Fig. 5 is a kind of status diagram of business data processing method provided in an embodiment of the present invention；
Fig. 6 is a kind of flow diagram of business data processing method provided in an embodiment of the present invention；
Fig. 7 is a kind of structural schematic diagram of business data processing equipment provided in an embodiment of the present invention；
Fig. 8 is a kind of structural schematic diagram of business data processing equipment provided in an embodiment of the present invention；
Fig. 9 is a kind of structural schematic diagram of data dividing unit provided in an embodiment of the present invention；
Figure 10 is a kind of structural schematic diagram of application server provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
Referring to Figure 1, for the embodiment of the invention provides a kind of network architecture diagrams of business data processing system.Such as Fig. 1
Shown, which may include application server, multiple service servers and multiple user terminals, wherein application clothes
Device and service server be engaged in also by title background service equipment, background terminal etc., application server can by internet with it is multiple
Service server and multiple user terminals are communicatively coupled.In network architecture shown in Fig. 1, application server be can receive
The combination of user terminal business datum selected in business datum set, and inputted for business datum combination
Resource allocation information and resource allocation information, according to each industry in the combination of the business datum indicated by the resource allocation information
The investment ratio for data of being engaged in, resource data indicated by the resource allocation information is divided to belonging to each business datum
Service server, the service server returns to the first net value data of each business datum to application server, described to answer
The first net value data are received with server, receive each business datum that the service server is returned in the clearance time
The second net value data, the business number is obtained based on the first net value data, the second net value data and the resource data
According to combined yield parameter, when be only full of indicated by the yield parameter meets the resource allocation information condition when, it is described to answer
To resource data set of the service server recycling comprising the resource data and second net value is based on server
First avail data caused by data, and the resource data set and first avail data are sent to the user
Terminal.Network architecture shown in FIG. 1 can be applied to user and buy finance product on financing platform, and financing platform can be built
On application server, for example, application server can receive user by user terminal financing platform on it is selected a variety of
Finance product, and for the resource allocation information and resource allocation information that each finance product is inputted, according to the resource point
Resource data indicated by the resource allocation information is divided to institute by the investment ratio with each finance product indicated by information
Service server belonging to each finance product is stated, the service server returns to the of each finance product to application server
One net value data, it is net in clear each business datum that the time returns second that application server receives the service server
Value Data obtains the business datum combination based on the first net value data, the second net value data and the resource data
Yield parameter, when be only full of indicated by the yield parameter meets the resource allocation information condition when, application server is to institute
State resource data set of the service server recycling comprising the resource data and based on caused by the second net value data
First avail data, and the resource data set and first avail data are sent to the user terminal.In Fig. 1 institute
In the network architecture shown, user terminal can include but is not limited to personal computer (PC), tablet computer, smart phone, notes
This computer, palm PC and mobile internet device (MID) etc. have the terminal of the functions such as encoding of graphs identification, online trading
Equipment.
Based on the network architecture shown in FIG. 1, below in conjunction with Fig. 2-Fig. 3, to business datum provided in an embodiment of the present invention
Processing method describes in detail.
Fig. 2 is referred to, for the embodiment of the invention provides a kind of flow diagrams of business data processing method.Such as Fig. 2
Shown, the method for the embodiment of the present invention can be method performed by application server in the network architecture shown in above-mentioned Fig. 1,
This method may comprise steps of S101- step S105.
S101 receives the combination of user terminal business datum selected in business datum set, and is directed to the industry
Data of being engaged in combine inputted resource allocation information and resource allocation information.
Optionally, business data processing equipment is also possible to application server, receives user terminal in business datum set
Selected in business datum combination, and combine inputted resource allocation information and resource distribution for the business datum
Information, it is to be understood that the user terminal is terminal device used by a user, can be the movement such as mobile phone, computer and sets
Standby, the business datum set is used for storage service data, and business datum can be the users such as finance product, fund product and be used for
The project of investment, business data processing equipment receive the combination of user terminal business datum selected in business datum set,
Business datum combination can be a business datum or multiple business datums, and business data processing equipment is further obtained and is directed to
The business datum combines inputted resource allocation information and resource allocation information, and the resource allocation information is business datum
The specific allocation proportion of each business datum in combination, the resource allocation information are the money of the resource data of business datum combination
Source input quantity, input cycle, the starting making time in the input cycle, resource data source-information etc..
S102, according to the input ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Example, is divided to service server belonging to each business datum for resource data indicated by the resource allocation information.
Optionally, business data processing equipment is according in the combination of the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to each business datum institute by the investment ratio of each business datum
The service server of category, it is to be understood that the business datum group that business data processing equipment is indicated according to resource allocation data
Resource data indicated by resource allocation information is allocated by the investment ratio in conjunction, and the investment ratio is that resource data is thrown
Enter the ratio of each business datum in business datum combination, the resource data can be the money that user puts into business datum combination
Gold, for example, including fund product A, fund product B and fund products C, the investment ratio of fund product A in business datum combination
It is 50%, the investment ratio of fund product B is 40%, and the investment ratio of fund products C is 10%, and resource data is 1000 yuan,
The resource data for then distributing to fund product A is 500 yuan, and the resource data for distributing to fund product B is 400 yuan, distributes to base
The resource data of golden products C is 100 yuan, and then, the resource data of distribution is divided to each business number by business data processing equipment
According to affiliated service server, the service server is the terminal device for receiving and managing resource data, can be backstage and takes
Business device, mobile terminal etc..
S103 receives the service server to the processing feedback information of the resource data.
Optionally, business data processing equipment receives the service server to the processing feedback letter of the resource data
Breath, it is to be understood that the service server receives the number of resources after the division that the business data processing equipment is sent
According to rear, can by the resource data after division according to when dividing currently the real-time first net value data of each business datum to each industry
Data of being engaged in carry out the processing of data investment, and can be encapsulated as processing feedback information to current real-time first net value data and be sent to
The business data processing equipment, the business data processing equipment can receive the processing that the service server is sent
Feedback information parses the available business each when putting into the resource data to each business datum of the processing feedback information
The corresponding first net value data of data.The processing feedback information includes described by money indicated by the resource allocation information
When source data is divided to service server belonging to each business datum, the corresponding first net value data of each business datum
Optionally, the net value data are the unit prices of business datum business share, and net value data are real-time change, institute
Stating the first net value data is then that resource data indicated by the resource allocation information is divided to each business number described
When according to affiliated service server, the corresponding net value data of each business datum.It is described will be indicated by the resource allocation information
When resource data is divided to service server belonging to each business datum, the corresponding first net value data of each business datum are
Refer on the day of resource data indicated by the resource allocation information is divided to service server belonging to each business datum
The net value data that finally change of each business datum.
S104, receive the service server clearance the time return each business datum the second net value data,
The income ginseng of the business datum combination is obtained based on the first net value data, the second net value data and the resource data
Number.
Optionally, business data processing equipment receives each business number that the service server is returned in the clearance time
According to the second net value data, it is to be understood that service server can be previously according to the number of resources of each business datum of acquisition
Business share is distributed according to each business datum, and the net value data are the unit prices of business datum business share, and net value number
According to being real-time change, the second net value data are the net value data in clearance time each business datum, business datum
Processing equipment receives the second net value data of each business datum that service server was returned in the clearance time, and the clearance time is
The set time of the various real time datas of business datum is calculated, i.e., after reaching the clearance time, the business datum is in current business
Net value data in process cycle will not real-time change again, until the net value data just can be again in next business processing period
Secondary carry out real-time change, for example, the business processing period of business datum is 9 in one day when 15, then net value data meeting
9 up to 15 when during real-time change, and when reaching clearance time 15, obtain the net value that the business datum finally changes
Data are then the second net value data.
The receipts that the business data processing equipment can be combined based on business datum described in the second net value data acquisition
Beneficial parameter, it is to be understood that the business data processing equipment is prerecorded with the investment share for each business datum, each
The first resource input quantity of business datum and total Secondary resource input quantity of entire business datum combination, the business
Data processing equipment can based on the first resource input quantity, the Secondary resource input quantity, the investment share with
And the second net value data, the yield parameter of the business datum combination is obtained, the yield parameter may include current
The practical profit data such as actual earning rate, revenue amount, loss rate and the deficit of business datum combination and loss data
One of or it is a variety of.The first resource input quantity includes total money that each business datum is accumulated to current input cycle
Source input quantity, the Secondary resource input quantity are all business that current input cycle is accumulated in business datum combination
The resource input quantity summation of data, the investment share can specifically be expressed as each business datum based on each input cycle
The summation of net value data, resource data and the obtained business share of allocation proportion.
S105, when be only full of indicated by the yield parameter meets the resource allocation information condition when, Xiang Suoshu business
Server recycling includes the resource data set of the resource data and receives based on caused by the second net value data first
Beneficial data, and the resource data set and first avail data are sent to the user terminal.
Optionally, when be only full of indicated by the yield parameter meets the resource allocation information condition when, business datum
Processing equipment is to resource data set of the service server recycling comprising the resource data and is based on second net value
First avail data caused by data, and the resource data set and first avail data are sent to the user
Terminal, it is to be understood that the only condition of being full of may include earning rate, revenue amount, loss rate and the loss of resource data
The condition that the needs such as the amount of money meet, earning rate and loss rate can be by user setting ratios, and revenue amount and deficit can be with
By the user setting amount of money, user can choose a condition, also can choose multiple conditions and is combined, according to what is be calculated
Yield parameter, when be only full of indicated by the yield parameter meets the resource allocation information condition when, business data processing is set
It is standby to recycle resource data set indicated by the Secondary resource input quantity and first income to the service server
Data, first avail data can be the product of the investment share and the second net value data, with second money
The difference of source input quantity, the resource that the resource data set is specifically as follows resource data input by each input cycle are thrown
Enter the corresponding data acquisition system of summation of quantity, the recycling resource data set and first avail data specifically indicate
It redeems for the business data processing equipment to the service server and combines for the business datum in all input cycles
The first avail data that input resource data set and business datum combination generate, and by the resource data set
It is sent to the user terminal with first avail data, resource data set and first avail data are stored in money
Resource data set indicated by source data source-information, for example, if the resource data source-information is bank card, it will money
Source data set and the first avail data are stored in bank card, if the resource data source-information be bank card and credit card,
Then resource data set and the first avail data are stored on the higher bank card of resource data source-information priority.
Optionally, when the yield parameter refers to any in revenue amount and deficit, the yield parameter
It is identical as the meaning of first avail data, when the yield parameter refers to any in earning rate and loss rate, then
The first avail data needs are calculated via the summation of yield parameter and resource data.
Resource input quantity, resource quantity, resource data amount in the embodiment of the present invention each mean the quantity for resource, use
Different modes is named to distinguish noun.
In embodiments of the present invention, it is combined by obtaining selected business datum in business datum set, Yi Jizhen
Inputted resource allocation information and resource allocation information are combined to business datum, each business indicated according to resource allocation information
The investment ratio of data, the resource data of setting is divided in service server belonging to each business datum, and foundation is being drawn
Between timesharing and clearance the time return net value data and the obtained yield parameter of resource data meet resource allocation information institute
Indicate only be full of condition when, avail data caused by the resource data set and net value data including resource data will be included
Redemption processing is carried out, the support of the combined treatment to multiple business datums is realized, effectively reduces investment risk, Jin Erti
The intelligence of finance services processing is risen.
Fig. 3 is referred to, for the embodiment of the invention provides a kind of flow diagrams of business data processing method.Such as Fig. 3
Shown, the method for the embodiment of the present invention can be method performed by application server in the network architecture shown in above-mentioned Fig. 1,
This method may comprise steps of S201- step S208.
S201 receives the combination of user terminal business datum selected in business datum set, and is directed to the industry
Data of being engaged in combine inputted resource allocation information and resource allocation information.
S202, starting making time in input cycle is to resource data set indicated by resource data source-information
The corresponding resource data of middle acquisition resource quantity.
Specifically, the resource allocation information includes the resource quantity of resource data, input cycle, in the input cycle
Starting making time, resource data source-information, the starting of the business data processing equipment in the input cycle throw
It is corresponding described that the angle of incidence obtains the resource quantity into resource data set indicated by the resource data source-information
Resource data, it is to be understood that the resource allocation information is set by user oneself, and the resource quantity can be throwing
Enter the dollar amount of business datum, the input cycle is the time interval for putting into resource quantity twice, when the starting is put into
Between be input cycle specific making time, the resource data source-information is the source of resource quantity, resource data source
A variety of sources of withholing can be set in information, can be bank card, credit card and monetary fund, such as resource data source-information can
To be multiple bank cards, it is also possible to a bank card and a credit card, the starting making time in input cycle,
Business data processing equipment obtains the resource quantity into resource data set indicated by the resource data source-information
The corresponding resource data, the resource data set are used for storage resource data.
Optionally, the specific implementation process of step S202 is as described below in the present embodiment.
The starting making time in the input cycle obtains works as indicated by the resource data source-information
Preceding resource data set.
Optionally, the starting making time of the business data processing equipment in the input cycle obtains the resource
Current resource data acquisition system indicated by data origin information, it is to be understood that the starting in the input cycle
Making time, business data processing equipment obtain Current resource data acquisition system indicated by the resource data source-information, example
Such as, the resource data source-information is bank card and credit card, then business data processing equipment obtains the bank card and letter
With the set of card.
Optionally, the number of resources in a kind of feasible embodiment of the present invention, in the Current resource data acquisition system
When being unsatisfactory for the resource quantity according to amount, corresponding first money of resource data amount described in the Current resource data acquisition system is obtained
Source data.
Optionally, when the resource data amount in the Current resource data acquisition system is unsatisfactory for the resource quantity, business
Data processing equipment obtains the corresponding first resource data of resource data amount described in the Current resource data acquisition system, Ke Yili
Solution, when the resource data amount in the Current resource data acquisition system is less than the resource quantity, business data processing is set
It is standby to obtain the corresponding first resource data of resource data amount described in the Current resource data acquisition system, for example, the number of resources
It is bank card according to source-information, the resource data amount in bank card is 500 yuan, and resource quantity is 800 yuan, then business data processing
Equipment obtains 500 yuan of corresponding first resource data in bank card.
Next resource data set of Current resource data acquisition system indicated by the resource data source-information is obtained,
And in next resource data set, the resource quantity and the resource data amount of the resource data are obtained
The corresponding Secondary resource data of difference.
Optionally, business data processing equipment obtains Current resource data set indicated by the resource data source-information
The next resource data set closed, and in next resource data set, obtain the money of the resource data
Source quantity Secondary resource data corresponding with the difference of the resource data amount, it is to be understood that business data processing equipment
Next resource data set of Current resource data acquisition system indicated by the resource data source-information is obtained, and described
In next resource data set, the resource quantity for obtaining the resource data is corresponding with the difference of the resource data amount
Secondary resource data.For example, the resource data source-information be bank card and credit card, then Current resource data acquisition system be
The resource data set of bank card, next resource data collection are combined into the resource data set of credit card, the resource in bank card
Data volume is 500 yuan, be first resource data is 500 yuan, and the resource quantity of resource data is 800 yuan, the resource quantity
Difference with the first resource data is 300 yuan, then business data processing equipment obtains in credit card 300 yuan corresponding second
Resource data.
The first resource data and Secondary resource data are subjected to aggregation process, to generate resource data.
Optionally, the first resource data and Secondary resource data are carried out aggregation process by business data processing equipment,
To generate resource data, it is to be understood that the summation of the first resource data and the Secondary resource data is number of resources
According to resource quantity, the first resource data and Secondary resource data carry out aggregation process by business data processing equipment, with
Generate resource data.
Optionally, the number of resources in a kind of feasible embodiment of the present invention, in the Current resource data acquisition system
When being unsatisfactory for the resource quantity according to amount, obtain under Current resource data acquisition system indicated by the resource data source-information
One resource data set, and in next resource data set, obtain the resource quantity of the resource data
Corresponding resource data.
Optionally, when the resource data amount in the Current resource data acquisition system is unsatisfactory for the resource quantity, business
Data processing equipment obtains next resource data of Current resource data acquisition system indicated by the resource data source-information
Set, and in next resource data set, obtain resource data corresponding with the resource quantity, it is possible to understand that
It is that, when the resource data amount in the Current resource data acquisition system is less than the resource quantity, business data processing equipment obtains
Next resource data set of Current resource data acquisition system indicated by the resource data source-information is taken, and under described
Resource data corresponding with the resource quantity is obtained in one resource data set, for example, the resource data source-information
For bank card and credit card, then Current resource data acquisition system is the resource data set of bank card, next resource data set
For the resource data set of credit card, the resource data amount in bank card is 500 yuan, and resource quantity is 800 yuan, the bank card
In resource data amount be less than 800 yuan of the resource quantity, then business data processing equipment obtain credit card in 800 yuan it is corresponding
Resource data.
S203, according to the input ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Example, is divided to service server belonging to each business datum for the resource data.
Optionally, the resource allocation information includes the resource quantity of resource data, input cycle, in the input cycle
Starting making time, resource data source-information, business data processing equipment is according to indicated by the resource allocation information
The investment ratio of each business datum, the resource data is divided to belonging to each business datum in the business datum combination
Service server, it is to be understood that the resource allocation information is set by user oneself, and the resource quantity can be with
It is the dollar amount for putting into business datum, the input cycle is the time interval for putting into resource quantity twice, and the starting is thrown
The angle of incidence is the specific making time of input cycle, and the resource data source-information is the source of withholing of resource quantity, resource
A variety of sources of withholing can be set in data origin information, can be bank card, credit card and monetary fund, such as resource data
Source information can be multiple bank cards, be also possible to a bank card and a credit card, business data processing equipment is according to money
Investment ratio in the business datum combination of source distribution data instruction is divided resource data indicated by resource allocation information
Match, the investment ratio is the ratio of each business datum in resource data investment business datum combination, and the resource data can be with
It is the fund that user puts into business datum combination, for example, including fund product A, fund product B and base in business datum combination
The investment ratio of golden products C, fund product A is 50%, and the investment ratio of fund product B is 40%, the input ratio of fund products C
Example is 10%, and resource data is 1000 yuan, then the resource data for distributing to fund product A is 500 yuan, distributes to fund product B
Resource data be 400 yuan, distribute to fund products C resource data be 100 yuan, then, business data processing equipment will point
The resource data matched is divided to service server belonging to each business datum, and the service server is to receive and manage number of resources
According to terminal device, can be for background server etc..
S204 receives the service server to the processing feedback information of the resource data.
Optionally, business data processing equipment receives the service server to the processing feedback letter of the resource data
Breath, it is to be understood that the service server receives the number of resources after the division that the business data processing equipment is sent
According to rear, can by the resource data after division according to the real-time first net value data of current each business datum to each business datum
The processing of data investment is carried out, and processing feedback information can be encapsulated as to current real-time first net value data and be sent to the industry
Business data processing equipment, the business data processing equipment can receive the processing feedback letter that the service server is sent
It is corresponding to parse the available each business datum when putting into resource data to each business datum of the processing feedback information for breath
First net value data.
Optionally, the net value data are the unit prices of business datum business share, and net value data are real-time change, institute
Stating the first net value data is then each business datum when resource data to be divided to service server belonging to each business datum
Net value data.It is described that resource data indicated by the resource allocation information is divided to business belonging to each business datum
When server, the corresponding first net value data of each business datum, which refer to, draws resource data indicated by the resource allocation information
The net value data that each business datum on the day of dividing to service server belonging to each business datum finally changes.
S205 is based on the first net value data, and described each using the resource data and investment ratio update
The first resource input quantity and investment share of business datum, and update the Secondary resource investment number of the business datum combination
Amount.
Optionally, business data processing equipment can be based on the first net value data, and using the resource data and
The investment ratio updates the first resource input quantity and investment share of each business datum, and updates the business number
According to combined Secondary resource input quantity, it is to be understood that the investment plan of a business datum may include multiple investments
Period, the investment plan can be expressed as from starting to the investment of business datum until final resource data set and income number
According to recycling time interval, the input cycle can for from current starting making time to next starting making time it
Between time interval, for example, one week, one month etc., the starting making time expression puts into resource data to each business number
According to the time of corresponding service server, for example, No. 1 etc. of Monday, every month weekly, with the increase of input cycle, respectively
Investment share, first resource input quantity and the total Secondary resource input quantity of entire business datum combination of business datum
Also can accumulate.Thus in each input cycle, the business data processing equipment will record current input cycle
In each business datum first resource input quantity and investment share and the business datum combination Secondary resource put into number
Amount, the first resource input quantity includes total resource input quantity that each business datum is accumulated to current input cycle,
The Secondary resource input quantity is the resource that all business datums of current input cycle are accumulated in business datum combination
Input quantity summation, the investment share can specifically be expressed as net value data of each business datum based on each input cycle,
The summation of resource data and the obtained business share of allocation proportion, by taking current input cycle as an example, then current investment
The investment share of single business datum can be in period are as follows: obtains investment to the business datum based on allocation proportion and resource data
The resource input quantity of corresponding service server divides exactly resource input quantity and the first net value data current to obtain
Input cycle in the business share of the business datum thrown in current input cycle for example, business datum is fund product A
Entering to the resource input quantity of the resource data of fund product A is 500 yuan, and the first net value data of fund product A are every share
50 yuan, then the business share of current input cycle fund product A be 10 parts etc., and obtain in previous input cycle add up
To the history service share of the business datum, the business share of current input cycle is added with history service share with
Obtain the investment share of the business datum.With investment share similarly, based on resource data acquired in current input cycle with
And investment ratio, the resource input quantity of single business datum in input cycle in this prior can be calculated, and respectively to this
The history resource input quantity of business datum is added with the resource input quantity of current input cycle, to obtain each business
The first resource input quantity of data；Resource input quantity based on resource data acquired in current input cycle, can be with
The resource input quantity of the resource data of the input cycle of history and the resource input quantity of current input cycle are subjected to phase
Add, to obtain the Secondary resource input quantity of the business datum combination.It should be noted that the input cycle of the history can
Think investment all input cycles before current input cycle in the works in same business datum.
S206, receive the service server clearance the time return each business datum the second net value data,
According to the first resource input quantity, the Secondary resource input quantity, the investment share and the second net value number
According to obtaining the yield parameter of business datum combination.
Optionally, business data processing equipment receives each business number that the service server is returned in the clearance time
According to the second net value data, the second net value data be it is described clearance time business datum business share net value data,
Business data processing equipment receives the second net value data of each business datum that service server was returned in the clearance time, described clear
Evaluation time is the set time for calculating the various real time datas of business datum, i.e., after reaching the clearance time, which exists
Net value data in current business process cycle will not real-time change again, until the net value number in next business processing period
According to can just carry out real-time change again, for example, the business processing period of business datum is 9 in one day when 15, then only
Value Data can 9 up to 15 when during real-time change, and when reaching clearance time 15, obtain the business datum and finally become
The net value data of change are then the second net value data.
The receipts that the business data processing equipment can be combined based on business datum described in the second net value data acquisition
Beneficial parameter, it is to be understood that the business data processing equipment is prerecorded with the investment share for each business datum, each
The first resource input quantity of business datum and total Secondary resource input quantity of entire business datum combination, the business
Data processing equipment can based on the first resource input quantity, the Secondary resource input quantity, the investment share with
And the second net value data, the yield parameter of the business datum combination is obtained, the yield parameter may include current
Actual earning rate, revenue amount, loss rate and the deficit etc. of business datum combination, for example, the business datum combines
Including three fund product A, fund product B, fund products C fund products, the parameter of fund product is as shown in table 1 below.
The current share and net value yesterday of the every fund product of table 1
| Fund product | Put into share | Second net value data | First resource input quantity |
| Fund product A | M1 | C1 | T1 |
| Fund product B | M2 | C2 | T2 |
| Fund products C | M3 | C3 | T3 |
According to table 1, first resource input quantity is T1, T2, T3, and Secondary resource input quantity is T1+T2+T3, then income
Rate or loss rate=(M1*C1+M2*C2+M3*C3-T1-T2-T3)/(T1+T2+T3), revenue amount or deficit=(M1*
C1+M2*C2+M3*C3-T1-T2-T3)。
S207, when be only full of indicated by the yield parameter meets the resource allocation information condition when, Xiang Suoshu business
Server recycles resource data set indicated by the Secondary resource input quantity and the investment share corresponding first is received
Beneficial data, and the resource data set and first avail data are sent to the user terminal.
Optionally, when be only full of indicated by the yield parameter meets the resource allocation information condition when, business datum
Processing equipment is to resource data set of the service server recycling comprising the resource data and is based on second net value
First avail data caused by data, and the resource data set and first avail data are sent to the user
Terminal, it is to be understood that the only condition of being full of may include earning rate, revenue amount, loss rate and the loss of resource data
The condition that the needs such as the amount of money meet, earning rate and loss rate can be by user setting ratios, and revenue amount and deficit can be with
By the user setting amount of money, user can choose a condition, also can choose multiple conditions and is combined, according to what is be calculated
Yield parameter, when be only full of indicated by the yield parameter meets the resource allocation information condition when, for example, only the condition of being full of is
Earning rate is greater than 10% and revenue amount is greater than 1000 yuan, is put into according to the first resource input quantity, the Secondary resource
The earning rate that quantity, the investment share and the first net value data calculate is 11%, and revenue amount is 1200 yuan, then institute
It states yield parameter and meets the condition that is only full of, business data processing equipment recycles the Secondary resource to the service server and puts into number
Amount indicated resource data set and first avail data, first avail data can for the investment share with
The product of the second net value data, the difference with the Secondary resource input quantity, the resource data set specifically can be with
For the corresponding data acquisition system of summation of the resource input quantity of resource data input by each input cycle, the recycling money
Source data set and first avail data are embodied as the business data processing equipment and redeem to the service server
Back stitching combines the resource data set input by all input cycles to the business datum and business datum combination produces
The first raw avail data, and the resource data set and first avail data are sent to the user terminal, it will
Resource data set and first avail data are stored in resource data set, example indicated by resource data source-information
Such as, if the resource data source-information is bank card, resource data set and the first avail data are stored in bank card,
If the resource data source-information is bank card and credit card, resource data set and the first avail data are stored in money
On the higher bank card of source data source-information priority.
Optionally, when the yield parameter refers to any in revenue amount and deficit, the yield parameter
It is identical as the meaning of first avail data, when the yield parameter refers to any in earning rate and loss rate, then
The first avail data needs are calculated via the summation of yield parameter and resource data.
S208 receives the recycling request for business datum combination that user terminal is sent, Xiang Suoshu business service
Device recycles resource data set and corresponding second avail data of the investment share indicated by Secondary resource input quantity, and
The resource data set and second avail data are sent to the user terminal.
It is combined by what user terminal was sent for the business datum specifically, business data processing equipment receives user
Recycling request, Xiang Suoshu service server recycle the resource data set indicated by the Secondary resource input quantity and
Corresponding second avail data of the investment share, and the resource data and second avail data are sent to the use
Family terminal, second avail data can be the product of the investment share and the third net value data, with described second
The difference of resource input quantity, it is to be understood that user can shift to an earlier date eventually in selection when yield parameter is not up to only full of condition
Only, the third net value data are to be carried out based on recycling request to the resource data set and second avail data
The net value data of each business datum when recycling.User terminal sends the recycling request for business datum combination, business number
The recycling request is received according to processing equipment, and recycles the resource data and the investment share pair to the service server
The second avail data answered, and by resource data set indicated by the Secondary resource input quantity and the second income number
According to the user terminal is sent to, resource data set and second avail data are stored in resource data source-information institute
The resource data set of instruction, for example, if the resource data source-information is bank card, by resource data set and second
Avail data is stored in bank card, if the resource data source-information is bank card and credit card, by resource data and the
Two avail datas are stored on the higher bank card of resource data source-information priority.
Wherein, the step S201 of the embodiment of the present invention may refer to the specific descriptions of the step S101 of embodiment illustrated in fig. 2,
Herein without repeating.Resource input quantity, resource quantity, resource data amount in the embodiment of the present invention are each meant for resource
Quantity is named only for distinguishing to noun with different modes.
In embodiments of the present invention, it is combined by obtaining selected business datum in business datum set, Yi Jizhen
Inputted resource allocation information and resource allocation information are combined to business datum, each business indicated according to resource allocation information
The investment ratio of data, the resource data of setting is divided in service server belonging to each business datum, and foundation is being drawn
Between timesharing and clearance the time return net value data and the obtained yield parameter of resource data meet resource allocation information institute
Indicate only be full of condition when, avail data caused by the resource data set and net value data including resource data will be included
Carry out redemption processing, and be only full of indicated by the not up to resource allocation information condition when, equally can also by resource data with
And avail data carries out the processing of redemption in advance, realizes the support of the combined treatment to multiple business datums, effectively reduces
Investment risk improves the flexibility of finance services processing, and then improves the intelligence of finance services processing.
The specific implementation scene of the business data processing method to the embodiment of the present invention is introduced below, application service
Device can receive the combination of user terminal business datum selected in business datum set, and be directed to the business datum group
Inputted resource allocation information and resource allocation information are closed, according to the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to each business by the investment ratio of each business datum in combination
Service server belonging to data, the service server can be based on the dispositions of actual resource data, comprising: according to
The resource data of division is put into each business datum by the first net value data respectively, and by the first net value data to handle feedback
Information is back to the application server, the available processing feedback information of application server, and obtains the place
The first net value data in feedback information are managed, the service server returns to each business to application server in the clearance time
Second net value data of data, the application server can be based on the first net value data, the second net value data and the resource
The yield parameter of the combination of business datum described in data acquisition, when the yield parameter meets indicated by the resource allocation information
Only be full of condition when, application server to the service server recycling comprising the resource data resource data set and be based on
First avail data caused by the second net value data, and the resource data set and first avail data are sent out
It send to the user terminal.Business data processing method can be applied to throw multiple product surely on financing platform and combine more
Condition stops the throwing of determining being full of and is only full of plan, as shown in figure 4, application server can be the background server for building platform of managing money matters,
Service server can be the background server of fund business company, and financing platform obtains user and selects in a variety of finance products
Finance product combination, and for the resource allocation information and resource allocation information of the product mix, for example, finance product
It include fund product A, fund product B and fund products C in combination, the investment ratio of fund product A is 50%, fund product B
Investment ratio be 40%, the investment ratio of fund products C is 10%, and the resource allocation information includes putting into business funds
To the investment ratio etc. of each fund product, the resource allocation information includes throwing the period surely, throwing the amount of money, source etc. of withholing surely,
Financing platform obtains the corresponding deducted amount of resource quantity to source of withholing in the fixed starting making time for throwing the period, according to each reason
The investment ratio of the distribution of property product distributes deducted amount to Fund Company's subordinate server corresponding to each fund product, financing
Platform receives Fund Company's background server to the feedback information of the fund product-specific investments amount of money, and updates the investment of each fund product
The capital investment capital total with investment share and each fund product, financing platform receive Fund Company's server in the clearance time
The net value data of each every share of fund product returned, and the yield parameter of each fund product is calculated, when the yield parameter is full
Foot only be full of condition when, financing platform to Fund Company's server recycle to each fund product put into capital and income,
And the capital and income are back to user, for example, capital and income are stored in the corresponding bank card in source of withholing
Or capital and income are stored in the higher source pair of withholing of priority if there are many approach in source of withholing by credit card
The bank card or credit card answered.
In above-mentioned implement scene, user determine throwing stop be full of plan state circulate as shown in figure 5, may include initial shape
State made a basket state surely, is only full of state, share redemption application status, received payment to User Status, forced termination state and end shape
State.
Original state: user terminal is obtained selects business datum combination in business datum set, and is directed to the industry
Data of being engaged in combine inputted resource allocation information and resource allocation information, specifically, a variety of financings of the user in financing platform
It selects finance product group to merge fixed throw of setting in product and is only full of the parameters of plan, including in fixed the throwings period, throw the amount of money surely, put into
Ratio, source etc. of withholing.
Surely made a basket state: application server receives user terminal business datum group selected in business datum set
It closes, and combines inputted resource allocation information and resource allocation information for the business datum, according to the resource point
Investment ratio with each business datum in the combination of the business datum indicated by information, will be indicated by the resource allocation information
Resource data be divided to service server belonging to each business datum, specifically, financing platform it is fixed throw the period rise
Beginning making time obtains the corresponding deducted amount of resource quantity to source of withholing, according to the investment ratio of the distribution of each finance product
Distribute deducted amount to Fund Company's subordinate server corresponding to each fund product, financing platform receives the backstage of Fund Company
Server updates the investment capital and investment share and each of each fund product to the feedback information of the fund product-specific investments amount of money
The total investment capital of fund product, financing platform receive Fund Company's server clearance the time return each every part of fund product
The net value data of volume, and the yield parameter of each fund product is calculated, and yield parameter not up to stops the condition that is full of.
Only be full of state: the net value data meet the condition that is only full of indicated by the resource allocation information, specifically, user
Throwing of determining only be full of plan and met predetermined profit or loss condition, for example, being only full of condition is that earning rate is greater than 10% and income
The amount of money is greater than 1000 yuan, according to the total investment capital of investment capital, each fund product of each fund product, the investment share with
And the earning rate that the net value data calculate is 11%, revenue amount is 1200 yuan, then the yield parameter meets the condition that is only full of,
Financing platform redemption user's determines throwing share and income.
Share redeems application status: application server sends recycling request to the service server, and recycles the money
Source data and the corresponding avail data of the investment share.Specifically, financing platform recycles each base to each fund product servers
The income of the investment capital and capital of golden product.
Received payment is to User Status: the resource data and the avail data are sent to the user by application server
Terminal, specifically, financing platform will be from the investment capital and capital of each fund product of the recycling of each Fund Company's server
Income be sent to user, the income for putting into capital and capital is stored in the corresponding bank card in source of withholing or credit card,
If source of withholing there are many approach, by capital and income be stored in the corresponding bank card in the higher source of withholing of priority or
It is credit card.
Forced termination state: application server receives the recycling for business datum combination that user terminal is sent and asks
It asks, Xiang Suoshu service server recycles the resource data set and the corresponding avail data of the investment share, and will be described
Resource data set and the avail data are sent to the user terminal, please also refer to Fig. 6, specifically, being only full of in fixed throwing
Plan reaches and is only full of before condition, and user can apply for forcing to terminate fixed throw and only be full of plan, and platform of managing money matters takes to each fund product
Business device sends recycling request, and request is recycled in each fund product servers processing, and financing platform is recycled to each fund product servers
User is returned to the income of the investment capital and capital of each fund product, and by the income of the investment capital and capital, it will
The income of investment capital and capital is stored in the corresponding bank card in source of withholing or credit card, if there are many ways in source of withholing
Capital and income are then stored in the corresponding bank card in the higher source of withholing of priority or credit card by diameter.
In embodiments of the present invention, it is combined by obtaining selected business datum in business datum set, Yi Jizhen
Inputted resource allocation information and resource allocation information are combined to business datum, each business indicated according to resource allocation information
The investment ratio of data, the resource data of setting is divided in service server belonging to each business datum, and foundation is being drawn
Between timesharing and clearance the time return net value data and the obtained yield parameter of resource data meet resource allocation information institute
Indicate only be full of condition when, avail data caused by the resource data set and net value data including resource data will be included
Carry out redemption processing, and be only full of indicated by the not up to resource allocation information condition when, equally can also by resource data with
And avail data carries out the processing of redemption in advance, realizes the support of the combined treatment to multiple business datums, effectively reduces
Investment risk improves the flexibility of finance services processing, and then improves the intelligence of finance services processing.
Based on the network architecture shown in FIG. 1, below in conjunction with Fig. 7-Fig. 9, to business datum provided in an embodiment of the present invention
Processing equipment describes in detail.
Fig. 7 is referred to, for the embodiment of the invention provides a kind of structural schematic diagrams of business data processing equipment.Such as Fig. 7
Shown, the business data processing equipment 1 of the embodiment of the present invention may include: asset information receipt unit 11, data division
Unit 12, feedback information receiving unit 13, data receipt unit 14 and data recovery unit 15.
Asset information receipt unit 11, for receiving user terminal business datum group selected in business datum set
It closes, and combines inputted resource allocation information and resource allocation information for the business datum.
In the specific implementation, the asset information receipt unit 11 receives user terminal selected in business datum set
Business datum combination, and combine inputted resource allocation information and resource allocation information for the business datum, can be with
Understand, the user terminal is terminal device used by a user, can be the mobile devices such as mobile phone, computer, the industry
Be engaged in data acquisition system be used for storage service data, business datum can be the users such as finance product, fund product for investment item
Mesh, the asset information receipt unit 11 receive the combination of user terminal business datum selected in business datum set, industry
Business data combination can be a business datum or multiple business datums, and the asset information receipt unit 11 further obtains
Inputted resource allocation information and resource allocation information are combined for the business datum, the resource allocation information is business
The specific allocation proportion of each business datum in data combination, the resource allocation information is the resource input number of resource data
Amount, input cycle, the starting making time in the input cycle, resource data source-information etc..
Data dividing unit 12, for according to each industry in the combination of the business datum indicated by the resource allocation information
The investment ratio for data of being engaged in, resource data indicated by the resource allocation information is divided to belonging to each business datum
Service server.
In the specific implementation, the data dividing unit 12 is according to the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to each business by the investment ratio of each business datum in combination
Service server belonging to data, it is to be understood that the industry that the data dividing unit 12 is indicated according to resource allocation data
Resource data indicated by resource allocation information is allocated by the investment ratio in business data combination, and the investment ratio is money
Source data puts into the ratio of each business datum in business datum combination, and the resource data can be user and put into business datum group
Fund in conjunction, for example, business datum combination in include fund product A, fund product B and fund products C, fund product A's
Investment ratio is 50%, and the investment ratio of fund product B is 40%, and the investment ratio of fund products C is 10%, and resource data is
1000 yuan, then the resource data for distributing to fund product A is 500 yuan, and the resource data for distributing to fund product B is 400 yuan, point
The resource data of dispensing fund products C is 100 yuan, and then, the resource data of distribution is divided to by the data dividing unit 12
Service server belonging to each business datum, the service server are to receive and manage the terminal device of resource data, can be with
It is background server, mobile terminal etc..
Feedback information receiving unit 13, for receiving the service server to the processing feedback letter of the resource data
Breath.
In the specific implementation, the feedback information receiving unit 13 receives the service server to the place of the resource data
Manage feedback information, it is to be understood that after the service server receives the division that the business data processing equipment 1 is sent
Resource data after, can by the resource data after division according to the real-time first net value data of current each business datum to each
Business datum carries out the processing of data investment, and can be encapsulated as processing feedback information to current real-time first net value data and send
To the business data processing equipment 1, the feedback information receiving unit 13 can receive the institute that the service server is sent
State processing feedback information, parse the processing feedback information it is available described by money indicated by the resource allocation information
Source data is divided to the corresponding first net value data of each business datum when service server belonging to each business datum.It is described
Handling feedback information may include that resource data indicated by the resource allocation information is divided to each business described
When service server belonging to data.
Optionally, the net value data are the unit prices of business datum business share, and net value data are real-time change, institute
Stating the first net value data is then that the service server uses resource data to be divided to service server belonging to each business datum
When each business datum net value data.
Data receipt unit 14 is clearing each business datum of time return for receiving the service server
Second net value data obtain the business datum based on the first net value data, the second net value data and the resource data
Combined yield parameter.
In the specific implementation, the data receipt unit 14 receives the service server in the described each of clearance time return
Second net value data of business datum, it is to be understood that service server can be previously according to each business datum of acquisition
Resource data distributes business share to each business datum, and the net value data are the unit prices of business datum business share, and
Net value data are real-time changes, and the second net value data are the net value data in clearance time each business datum, institute
The second net value data that data receipt unit 14 receives each business datum that service server was returned in the clearance time are stated, it is described clear
Evaluation time is the set time for calculating the various real time datas of business datum, i.e., after reaching the clearance time, which exists
Net value data in current business process cycle will not real-time change again, until the net value number in next business processing period
According to can just carry out real-time change again, for example, the business processing period of business datum is 9 in one day when 15, then only
Value Data can 9 up to 15 when during real-time change, and when reaching clearance time 15, obtain the business datum and finally become
The net value data of change are then the first net value data.
The income that the data receipt unit 14 can be combined based on business datum described in the second net value data acquisition
Parameter, it is to be understood that the business data processing equipment 1 is prerecorded with the investment share for each business datum, each
The first resource input quantity of business datum and total Secondary resource input quantity of entire business datum combination, the data
Receiving unit 14 can based on the first resource input quantity, the Secondary resource input quantity, the investment share and
The second net value data obtain the yield parameter of the business datum combination, and the yield parameter may include current industry
In the practical profit data such as actual earning rate, revenue amount, loss rate and the deficit of data of being engaged in combination and loss data
It is one or more.The first resource input quantity includes total resource that each business datum is accumulated to current input cycle
Input quantity, the Secondary resource input quantity are all business numbers that current input cycle is accumulated in business datum combination
According to resource input quantity summation, the investment share can specifically be expressed as each business datum based on the net of each input cycle
The summation of Value Data, resource data and the obtained business share of allocation proportion.
Data record unit 15, for meeting the condition that is only full of indicated by the resource allocation information when the yield parameter
When, Xiang Suoshu service server recycles the resource data set comprising the resource data and is based on the second net value data institute
The first avail data generated, and the resource data set and first avail data are sent to the user terminal.
In the specific implementation, when be only full of indicated by the yield parameter meets the resource allocation information condition when, it is described
Data record unit 15 is to resource data set of the service server recycling comprising the resource data and based on described the
First avail data caused by two net value data, and the resource data set and first avail data are sent to institute
State user terminal, it is to be understood that the only condition of being full of may include earning rate, revenue amount, the loss rate of resource data
The condition met with needs such as deficits, earning rate and loss rate can be by user setting ratio, revenue amount and loss gold
Volume can be can choose a condition by the user setting amount of money, user, also be can choose multiple conditions and be combined, according to calculating
Obtained yield parameter, when be only full of indicated by the yield parameter meets the resource allocation information condition when, business datum
Processing equipment 1 recycles resource data set indicated by the Secondary resource input quantity and described to the service server
One avail data, first avail data can be the product of the investment share and the second net value data, and described
The difference of Secondary resource input quantity, the resource data set are specifically as follows resource data input by each input cycle
The corresponding data acquisition system of the summation of resource input quantity, the recycling resource data set and first avail data tool
Body surface is shown as the data record unit 15 and redeems for business datum combination to the service server in all investments
The first avail data that resource data set input by period and business datum combination generate, and by the resource data
Set and first avail data are sent to the user terminal, and resource data set and first avail data are stored
The resource data set indicated by resource data source-information, for example, if the resource data source-information is bank card,
Resource data set and the first avail data are stored in bank card, if the resource data source-information is bank card and credit
Resource data set and the first avail data, then be stored on the higher bank card of resource data source-information priority by card.
Optionally, when the yield parameter refers to any in revenue amount and deficit, the yield parameter
It is identical as the meaning of first avail data, when the yield parameter refers to any in earning rate and loss rate, then
The first avail data needs are calculated via the summation of yield parameter and resource data.
Resource input quantity, resource quantity, resource data amount in the embodiment of the present invention each mean the quantity for resource, use
Different modes is named to distinguish noun.
In embodiments of the present invention, it is combined by obtaining selected business datum in business datum set, Yi Jizhen
Inputted resource allocation information and resource allocation information are combined to business datum, each business indicated according to resource allocation information
The investment ratio of data, the resource data of setting is divided in service server belonging to each business datum, and foundation is being drawn
Between timesharing and clearance the time return net value data and the obtained yield parameter of resource data meet resource allocation information institute
Indicate only be full of condition when, avail data caused by the resource data set and net value data including resource data will be included
Redemption processing is carried out, the support of the combined treatment to multiple business datums is realized, effectively reduces investment risk, Jin Erti
The intelligence of finance services processing is risen.
Fig. 8 is referred to, for the embodiment of the invention provides a kind of structural schematic diagrams of business data processing equipment.Such as Fig. 8
Shown, the business data processing equipment 1 of the embodiment of the present invention may include: asset information receipt unit 11, data division
Unit 12, feedback information receiving unit 13, data receipt unit 14, data record unit 15 and data updating unit 16.
Information receiving unit 11, for receiving the combination of user terminal business datum selected in business datum set,
And inputted resource allocation information and resource allocation information are combined for the business datum.
In the specific implementation, the asset information receipt unit 11 receives user terminal selected in business datum set
Business datum combination, and combine inputted resource allocation information and resource allocation information for the business datum, can be with
Understand, the user terminal is terminal device used by a user, can be the mobile devices such as mobile phone, computer, the industry
Be engaged in data acquisition system be used for storage service data, business datum can be the users such as finance product, fund product for investment item
Mesh, the asset information receipt unit 11 receive the combination of user terminal business datum selected in business datum set, industry
Business data combination can be a business datum or multiple business datums, and the asset information receipt unit 11 further obtains
Inputted resource allocation information and resource allocation information are combined for the business datum, the resource allocation information is business
The specific allocation proportion of each business datum in data combination, the resource allocation information is the resource input number of resource data
Amount, input cycle, the starting making time in the input cycle, resource data source-information etc..
Data dividing unit 12, for according to each industry in the combination of the business datum indicated by the resource allocation information
The investment ratio for data of being engaged in, resource data indicated by the resource allocation information is divided to belonging to each business datum
Service server.
In the specific implementation, the data dividing unit 12 is according to the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to each business by the investment ratio of each business datum in combination
Service server belonging to data, it is to be understood that the industry that the data dividing unit 12 is indicated according to resource allocation data
Resource data indicated by resource allocation information is allocated by the investment ratio in business data combination, and the investment ratio is money
Source data puts into the ratio of each business datum in business datum combination, and the resource data can be user and put into business datum group
Fund in conjunction, for example, business datum combination in include fund product A, fund product B and fund products C, fund product A's
Investment ratio is 50%, and the investment ratio of fund product B is 40%, and the investment ratio of fund products C is 10%, and resource data is
1000 yuan, then the resource data for distributing to fund product A is 500 yuan, and the resource data for distributing to fund product B is 400 yuan, point
The resource data of dispensing fund products C is 100 yuan, and then, the resource data of distribution is divided to by the data dividing unit 12
Service server belonging to each business datum, the service server are to receive and manage the terminal device of resource data, can be with
It is background server, mobile terminal etc..
Specifically, please also refer to Fig. 9, for the embodiment of the invention provides a kind of structural representations of data dividing unit 12
Figure.As shown in figure 9, the data dividing unit 12 of the embodiment of the present invention may include: data acquisition subelement 121 and data
Divide subelement 122.
Data acquisition subelement 121, for the starting making time in the input cycle to the number of resources
According to obtaining the corresponding resource data of the resource quantity in resource data set indicated by source-information.
In the specific implementation, the resource allocation information includes the resource quantity of resource data, input cycle, investment week
Interim starting making time, resource data source-information, institute of the data acquisition subelement 121 in the input cycle
It states starting making time and obtains the resource quantity pair into resource data set indicated by the resource data source-information
The resource data answered, it is to be understood that the resource allocation information is set by user oneself, the resource quantity
Can be investment business datum dollar amount, the input cycle be twice put into resource quantity time interval, described
Beginning making time is the specific making time of input cycle, and the resource data source-information is the source of resource quantity, resource
A variety of sources of withholing can be set in data origin information, can be bank card, credit card and monetary fund, such as resource data
Source information can be multiple bank cards, be also possible to a bank card and a credit card, the starting in input cycle
Making time, the data acquisition subelement 121 are obtained into resource data set indicated by the resource data source-information
The corresponding resource data of the resource quantity is taken, the resource data set is used for storage resource data.
Optionally, data acquisition subelement 121 is specifically used in the present embodiment:
The starting making time in the input cycle obtains works as indicated by the resource data source-information
Preceding resource data set.
Optionally, the starting making time of the data acquisition subelement 121 in the input cycle obtains institute
State Current resource data acquisition system indicated by resource data source-information, it is to be understood that the institute in the input cycle
Starting making time is stated, the data acquisition subelement 121 obtains Current resource indicated by the resource data source-information
Data acquisition system, for example, the resource data source-information is bank card and credit card, then the data acquisition subelement 121 obtains
Take the set of the bank card and credit card.
Optionally, the number of resources in a kind of feasible embodiment of the present invention, in the Current resource data acquisition system
When being unsatisfactory for the resource quantity according to amount, corresponding first money of resource data amount described in the Current resource data acquisition system is obtained
Source data.
Optionally, described when the resource data amount in the Current resource data acquisition system is unsatisfactory for the resource quantity
Data acquisition subelement 121 obtains the corresponding first resource data of resource data amount described in the Current resource data acquisition system,
It is understood that when the resource data amount in the Current resource data acquisition system is less than the resource quantity, the data
It obtains subelement 121 and obtains the corresponding first resource data of resource data amount described in the Current resource data acquisition system, for example,
The resource data source-information is bank card, and the resource data amount in bank card is 500 yuan, and resource quantity is 800 yuan, then institute
It states data acquisition subelement 121 and obtains 500 yuan of corresponding first resource data in bank card.
Next resource data set of Current resource data acquisition system indicated by the resource data source-information is obtained,
And in next resource data set, difference corresponding second of the resource quantity with the resource data amount is obtained
Resource data.
Optionally, the data acquisition subelement 121 obtains Current resource indicated by the resource data source-information
Next resource data set of data acquisition system, and in next resource data set, obtain the resource data
Resource quantity Secondary resource data corresponding with the difference of the resource data amount, it is to be understood that the data obtain
Subelement 121 is taken to obtain next resource data collection of Current resource data acquisition system indicated by the resource data source-information
It closes, and in next resource data set, it is corresponding with the difference of the resource data amount to obtain the resource quantity
Secondary resource data.For example, the resource data source-information is bank card and credit card, then Current resource data acquisition system is silver
The resource data set of row card, next resource data collection are combined into the resource data set of credit card, the number of resources in bank card
According to amount be 500 yuan, be first resource data be 500 yuan, resource quantity be 800 yuan, the resource quantity and it is described first money
The difference of source data is 300 yuan, then the data acquisition subelement 121 obtains 300 yuan of corresponding Secondary resource numbers in credit card
According to.
The first resource data and Secondary resource data are subjected to aggregation process, to generate resource data.
Optionally, the data acquisition subelement 121 summarizes the first resource data and Secondary resource data
Processing, to generate resource data, it is to be understood that the summation of the first resource data and the Secondary resource data is money
The resource quantity of source data, the data acquisition subelement 121 converge the first resource data and Secondary resource data
Total processing, to generate resource data.
Optionally, the number of resources in a kind of feasible embodiment of the present invention, in the Current resource data acquisition system
When being unsatisfactory for the resource quantity according to amount, obtain under Current resource data acquisition system indicated by the resource data source-information
One resource data set, and in next resource data set, obtain number of resources corresponding with the resource quantity
According to.
Optionally, described when the resource data amount in the Current resource data acquisition system is unsatisfactory for the resource quantity
Data acquisition subelement 121 obtains next resource of Current resource data acquisition system indicated by the resource data source-information
Data acquisition system, and in next resource data set, obtain resource data corresponding with the resource quantity, Ke Yili
Solution, when the resource data amount in the Current resource data acquisition system is less than the resource quantity, data acquisition
Unit 121 obtains next resource data set of Current resource data acquisition system indicated by the resource data source-information,
And resource data corresponding with the resource quantity is obtained in next resource data set, for example, the number of resources
It is bank card and credit card according to source-information, then Current resource data acquisition system is the resource data set of bank card, next money
Set of source data is combined into the resource data set of credit card, and the resource data amount in bank card is 500 yuan, and resource quantity is 800 yuan,
Resource data amount in the bank card is less than 800 yuan of the resource quantity, then the data acquisition subelement 121 obtains credit
800 yuan of corresponding resource datas in card.
Data divide subelement 122, for according in the combination of the business datum indicated by the resource allocation information
The resource data is divided to service server belonging to each business datum by the investment ratio of each business datum.
In the specific implementation, the resource allocation information includes the resource quantity of resource data, input cycle, investment week
Interim starting making time, resource data source-information, told data divide subelement 122 according to the resource allocation information
The investment ratio of each business datum, is divided to each business for the resource data in indicated business datum combination
Service server belonging to data, it is to be understood that the resource allocation information is set by user oneself, the resource
Quantity can be the dollar amount of investment business datum, and the input cycle is the time interval for putting into resource quantity twice, institute
The specific making time that starting making time is input cycle is stated, the resource data source-information is that withholing for resource quantity is come
Source, resource data source-information can be set a variety of sources of withholing, can be bank card, credit card and monetary fund, such as provide
Source data source-information can be multiple bank cards, be also possible to a bank card and a credit card, and the data divide son
The investment ratio in business datum combination that unit 122 is indicated according to resource allocation data is by money indicated by resource allocation information
Source data is allocated, and the investment ratio is the ratio of each business datum in resource data investment business datum combination, described
Resource data can be user put into business datum combination in fund, for example, business datum combination in include fund product A,
The investment ratio of fund product B and fund products C, fund product A is 50%, and the investment ratio of fund product B is 40%, fund
The investment ratio of products C is 10%, and resource data is 1000 yuan, then the resource data for distributing to fund product A is 500 yuan, point
The resource data of dispensing fund product B is 400 yuan, and the resource data for distributing to fund products C is 100 yuan, then, the data
It divides subelement 122 and the resource data of distribution is divided to service server belonging to each business datum, the service server
It is the terminal device for receiving and managing resource data, can is background server etc..
Feedback information receiving unit 13, for receiving the service server to the processing feedback letter of the resource data
Breath.
In the specific implementation, the feedback information receiving unit 13 receives the service server to the place of the resource data
Manage feedback information, it is to be understood that after the service server receives the division that the business data processing equipment 1 is sent
Resource data after, can by the resource data after division according to the real-time first net value data of current each business datum to each
Business datum carries out the processing of data investment, and can be encapsulated as processing feedback information to current real-time first net value data and send
To the business data processing equipment 1, the feedback information receiving unit 13 can receive the institute that the service server is sent
State processing feedback information, parse the processing feedback information it is available described by money indicated by the resource allocation information
When source data is divided to service server belonging to each business datum, the corresponding first net value data of each business datum.Institute
Stating processing feedback information includes that resource data indicated by the resource allocation information is divided to each business number described
When according to affiliated service server, the corresponding first net value data of each business datum.
Optionally, the net value data are the unit prices of business datum business share, and net value data are real-time change, institute
Stating the first net value data is then that the service server uses resource data to be divided to service server belonging to each business datum
When each business datum net value data.
Data updating unit 16 for being based on the first net value data, and uses the resource data and the investment
Ratio updates the first resource input quantity and investment share of each business datum, and updates the business datum combination
Secondary resource input quantity.
In the specific implementation, the data updating unit 16 can be based on the first net value data, and use the resource
Data and the investment ratio update the first resource input quantity and investment share of each business datum, and described in update
The Secondary resource input quantity of business datum combination, it is to be understood that the investment plan of a business datum may include more
A input cycle, the investment plan can be expressed as from starting to the investment of business datum until final resource data set and
The time interval of the recycling of avail data, the input cycle can be to put into from current starting making time to next starting
Time interval between time, for example, one week, one month etc., the starting making time expression puts into resource data to each
The time of the corresponding service server of business datum, for example, No. 1 etc. of Monday, every month weekly, with the increasing of input cycle
Add, investment share, first resource input quantity and the total Secondary resource of entire business datum combination of each business datum are thrown
Entering quantity also can accumulate.Thus in each input cycle, the data updating unit 16 will record current investment
The first resource input quantity of each business datum and investment share and the Secondary resource of business datum combination are thrown in period
Enter quantity, the first resource input quantity includes total resource input number that each business datum is accumulated to current input cycle
Amount, the Secondary resource input quantity are the money that all business datums of current input cycle are accumulated in business datum combination
Source input quantity summation, the investment share can specifically be expressed as net value number of each business datum based on each input cycle
According to, the summation of resource data and the obtained business share of allocation proportion, by taking current input cycle as an example, then current throwing
The investment share for entering single business datum in the period can be with are as follows: obtains investment to the business number based on allocation proportion and resource data
According to the resource input quantity of corresponding service server, resource input quantity is divided exactly with the first net value data to be worked as
The business share of the business datum in preceding input cycle, for example, business datum is fund product A, in current input cycle
Putting into the resource input quantity of the resource data of fund product A is 500 yuan, and the first net value data of fund product A are every part
50 yuan of volume, then the business share of current input cycle fund product A is 10 parts etc., and obtains in previous input cycle and add up
The history service share to the business datum, the business share of current input cycle is added with history service share
To obtain the investment share of the business datum.Similarly with investment share, based on resource data acquired in current input cycle
And investment ratio, the resource input quantity of single business datum in input cycle in this prior can be calculated, and right respectively
The history resource input quantity of the business datum is added with the resource input quantity of current input cycle, to obtain each industry
The first resource input quantity for data of being engaged in；Resource input quantity based on resource data acquired in current input cycle, can
The resource input quantity of the resource input quantity of the resource data of the input cycle of history and current input cycle to be carried out
It is added, to obtain the Secondary resource input quantity of the business datum combination.It should be noted that the input cycle of the history
It can be all input cycles before the investment of same business datum in the works current input cycle.
Data receipt unit 14 is clearing each business datum of time return for receiving the service server
Second net value data obtain the business datum based on the first net value data, the second net value data and the resource data
Combined yield parameter.
In the specific implementation, the data receipt unit 14 receives the service server in the described each of clearance time return
Second net value data of business datum, the second net value data are the net value in the clearance time business datum business share
Data, the data receipt unit 14 receive service server in the second net value number of each business datum of clearance time return
According to, the clearance time is the set time for calculating the various real time datas of business datum, i.e., after reaching the clearance time, the industry
Net value data of the data of being engaged in current business process cycle will not real-time change again, until in next business processing period
The net value data can just carry out real-time change again, for example, the business processing period of business datum is 9 in one day up to 15
When, then net value data can 9 up to 15 when during real-time change, and when reaching clearance time 15, obtain the business number
It is then the second net value data according to the net value data finally changed.
The income that the data receipt unit 14 can be combined based on business datum described in the second net value data acquisition
Parameter, it is to be understood that the business data processing equipment 1 is prerecorded with the investment share for each business datum, each
The first resource input quantity of business datum and total Secondary resource input quantity of entire business datum combination, the data
Receiving unit 14 can based on the first resource input quantity, the Secondary resource input quantity, the investment share and
The second net value data obtain the yield parameter of the business datum combination, and the yield parameter may include current industry
Actual earning rate, revenue amount, loss rate and the deficit etc. of data of being engaged in combination, for example, business datum combination packet
Three fund product A, fund product B, fund products C fund products are included, the parameter of fund product is as shown in table 1 below.
The current share and net value yesterday of the every fund product of table 1
| Fund product | Put into share | Second net value data | First resource input quantity |
| Fund product A | M1 | C1 | T1 |
| Fund product B | M2 | C2 | T2 |
| Fund products C | M3 | C3 | T3 |
According to table 1, first resource input quantity is T1, T2, T3, and Secondary resource input quantity is T1+T2+T3, then income
Rate or loss rate=(M1*C1+M2*C2+M3*C3-T1-T2-T3)/(T1+T2+T3), revenue amount or deficit=(M1*
C1+M2*C2+M3*C3-T1-T2-T3)。
Data record unit 15, for meeting the condition that is only full of indicated by the resource allocation information when the yield parameter
When, Xiang Suoshu service server recycles the resource data set comprising the resource data and is based on the second net value data institute
The first avail data generated, and the resource data set and first avail data are sent to the user terminal.
In the specific implementation, when be only full of indicated by the yield parameter meets the resource allocation information condition when, it is described
Data record unit 15 is to resource data set of the service server recycling comprising the resource data and based on described the
First avail data caused by two net value data, and the resource data set and first avail data are sent to institute
State user terminal, it is to be understood that the only condition of being full of may include earning rate, revenue amount, the loss rate of resource data
The condition met with needs such as deficits, earning rate and loss rate can be by user setting ratio, revenue amount and loss gold
Volume can be can choose a condition by the user setting amount of money, user, also be can choose multiple conditions and be combined, according to calculating
Obtained yield parameter, when be only full of indicated by the yield parameter meets the resource allocation information condition when, for example, being only full of
Condition is that earning rate is greater than 10% and revenue amount is greater than 1000 yuan, according to the first resource input quantity, second money
The earning rate that source input quantity, the investment share and the first net value data calculate is 11%, revenue amount 1200
Member, then the yield parameter meets the condition that is only full of, and the data record unit 15 recycles described second to the service server
Resource data set indicated by resource input quantity and first avail data, first avail data can be described
Put into the product of share and the second net value data, the difference with the Secondary resource input quantity, the resource data collection
The corresponding data acquisition system of summation for being specifically as follows the resource input quantity of resource data input by each input cycle is closed, it is described
It recycles the resource data set and first avail data is embodied as the data record unit 15 to the business
Server is redeemed for business datum combination resource data set input by all input cycles and the business number
According to the first avail data that combination generates, and the resource data set and first avail data are sent to the user
Resource data set and first avail data are stored in resource data collection indicated by resource data source-information by terminal
It closes, for example, resource data set and the first avail data are stored in silver if the resource data source-information is bank card
Row card deposits resource data set and the first avail data if the resource data source-information is bank card and credit card
It is stored on the higher bank card of resource data source-information priority.
Optionally, when the yield parameter refers to any in revenue amount and deficit, the yield parameter
It is identical as the meaning of first avail data, when the yield parameter refers to any in earning rate and loss rate, then
The first avail data needs are calculated via the summation of yield parameter and resource data.
The data record unit 15 is also used to receive the recycling for business datum combination of user terminal transmission
Request, Xiang Suoshu service server recycle resource data set and the investment share pair indicated by Secondary resource input quantity
The second avail data answered, and the resource data set and second avail data are sent to the user terminal.
In the specific implementation, the data record unit 15, which receives user, is directed to the business number by what user terminal was sent
It is requested according to combined recycling, Xiang Suoshu service server recycles the resource data indicated by the Secondary resource input quantity
Gather the second avail data corresponding with the investment share, and the resource data and second avail data are sent to
The user terminal, second avail data can be the product of the investment share and the third net value data, with institute
State the difference of Secondary resource input quantity, it is to be understood that user can the selection when yield parameter is not up to only full of condition
It terminates in advance, the third net value data are to be requested based on the recycling to the resource data set and the second income number
According to the net value data of business datum each when being recycled.User terminal sends the recycling request for business datum combination,
The data record unit 15 receives the recycling request, and recycles the resource data and the throwing to the service server
Enter corresponding second avail data of share, and by resource data set indicated by the Secondary resource input quantity and described
Two avail datas are sent to the user terminal, and resource data set and second avail data are stored in resource data
Resource data set indicated by source information, for example, if the resource data source-information is bank card, by resource data collection
It closes and the second avail data is stored in bank card, if the resource data source-information is bank card and credit card, by resource
Data and the second avail data are stored on the higher bank card of resource data source-information priority.
Resource input quantity, resource quantity, resource data amount in the embodiment of the present invention each mean the quantity for resource, use
Different modes is named to distinguish noun.
In embodiments of the present invention, it is combined by obtaining selected business datum in business datum set, Yi Jizhen
Inputted resource allocation information and resource allocation information are combined to business datum, each business indicated according to resource allocation information
The investment ratio of data, the resource data of setting is divided in service server belonging to each business datum, and foundation is being drawn
Between timesharing and clearance the time return net value data and the obtained yield parameter of resource data meet resource allocation information institute
Indicate only be full of condition when, avail data caused by the resource data set and net value data including resource data will be included
Carry out redemption processing, and be only full of indicated by the not up to resource allocation information condition when, equally can also by resource data with
And avail data carries out the processing of redemption in advance, realizes the support of the combined treatment to multiple business datums, effectively reduces
Investment risk improves the flexibility of finance services processing, and then improves the intelligence of finance services processing.
The embodiment of the invention also provides a kind of computer storage medium, the computer storage medium can store more
Item instruction, described instruction are suitable for being loaded by processor and being executed the method and step such as above-mentioned Fig. 1-embodiment illustrated in fig. 6, specifically hold
Row process may refer to Fig. 1-embodiment illustrated in fig. 6 and illustrate, herein without repeating.
Referring to Figure 10, for the embodiment of the invention provides a kind of structural schematic diagrams of application server.As shown in Figure 10,
The application server 1000 may include: at least one processor 1001, such as CPU, at least one network interface 1004 is used
Family interface 1003, memory 1005, at least one communication bus 1002.Wherein, communication bus 1002 is for realizing these components
Between connection communication.Wherein, user interface 1003 may include display screen (Display), camera (Camera), can be selected
Family interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 optionally may include standard
Wireline interface, wireless interface (such as WI-FI interface).Memory 1005 can be high speed RAM memory, be also possible to non-unstable
Memory (non-volatile memory), a for example, at least magnetic disk storage.Memory 1005 optionally can also be
At least one is located remotely from the storage device of aforementioned processor 1001.As shown in Figure 10, as a kind of computer storage medium
It may include operating system, network communication module, Subscriber Interface Module SIM and data process application in memory 1005.
In terminal 1000 shown in Fig. 10, user interface 1003 is mainly used for providing the interface of input for maintenance personnel,
Obtain the data of maintenance personnel's input；Network interface 1004 is mainly used for being connected with user terminal and service server, with
Family terminal and service server carry out data transmission, and processor 1001 can be used for calling the number stored in memory 1005
According to processing application program, and specifically execute following operation:
The combination of user terminal business datum selected in business datum set is received, and is directed to the business datum
Combine inputted resource allocation information and resource allocation information；
It, will according to the investment ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to service server belonging to each business datum；
The service server is received to the processing feedback information of the resource data, the processing feedback information is included in
It is described when resource data indicated by the resource allocation information is divided to service server belonging to each business datum,
The corresponding first net value data of each business datum；
The service server is received in the second net value data of each business datum of clearance time return, is based on institute
State the yield parameter that the first net value data, the second net value data and the resource data obtain the business datum combination；
When be only full of indicated by the yield parameter meets the resource allocation information condition when, Xiang Suoshu service server
It recycles the resource data set comprising the resource data and is based on the first avail data caused by the second net value data,
And the resource data set and first avail data are sent to the user terminal.
In one embodiment, the resource allocation information includes the resource quantity of resource data, input cycle, the throwing
Enter starting making time, the resource data source-information in the period；
The processor 1001 is being executed according to each in the combination of the business datum indicated by the resource allocation information
Resource data indicated by the resource allocation information is divided to belonging to each business datum by the investment ratio of business datum
Service server when, it is specific to execute following operation:
The starting making time in the input cycle is to resource indicated by the resource data source-information
The corresponding resource data of the resource quantity is obtained in data acquisition system；
It, will according to the investment ratio of each business datum in the combination of the business datum indicated by the resource allocation information
The resource data is divided to service server belonging to each business datum.
In one embodiment, the processor 1001 is executing the starting making time in the input cycle
The corresponding number of resources of the resource quantity is obtained into resource data set indicated by the resource data source-information
According to when, it is specific to execute following operation:
The starting making time in the input cycle obtains works as indicated by the resource data source-information
Preceding resource data set；
When the resource data amount in the Current resource data acquisition system is unsatisfactory for the resource quantity, obtain described current
The corresponding first resource data of resource data amount described in resource data set；
Next resource data set of Current resource data acquisition system indicated by the resource data source-information is obtained,
And in next resource data set, the resource quantity and the resource data amount of the resource data are obtained
The corresponding Secondary resource data of difference；
The first resource data and Secondary resource data are subjected to aggregation process, to generate resource data.
In one embodiment, the processor 1001 is executing the reception service server to the resource data
After handling feedback information, following operation is also executed:
Each business number is updated based on the first net value data, and using the resource data and the investment ratio
According to first resource input quantity and investment share, and update the Secondary resource input quantity of business datum combination.
In one embodiment, the processor 1001 is executing what the reception service server was returned in the clearance time
Second net value data of each business datum are based on the first net value data, the second net value data and the resource data
It is specific to execute following operation when obtaining the yield parameter of the business datum combination:
The service server is received in the second net value data of each business datum of clearance time return, according to institute
First resource input quantity, the Secondary resource input quantity, the investment share and the second net value data are stated, are obtained
The yield parameter of the business datum combination；
In one embodiment, the processor 1001 is being executed when the yield parameter meets the resource allocation information
It is indicated be only full of condition when, resource data set of the Xiang Suoshu service server recycling comprising the resource data and be based on institute
The first avail data caused by the second net value data is stated, and the resource data set and first avail data are sent
It is specific to execute following operation when to the user terminal:
When be only full of indicated by the yield parameter meets the resource allocation information condition when, Xiang Suoshu service server
Resource data set indicated by the Secondary resource input quantity and corresponding first avail data of the investment share are recycled,
And the resource data set and first avail data are sent to the user terminal, first avail data is institute
State the product of investment share and the second net value data, the difference with the Secondary resource input quantity.
In one embodiment, the processor 1001 further includes executing following operation:
Receive the recycling request for business datum combination that user terminal is sent, the recycling of Xiang Suoshu service server
Resource data set indicated by Secondary resource input quantity and corresponding second avail data of the investment share, and will be described
Resource data set and second avail data are sent to the user terminal；
Wherein, second avail data is the product of the investment share and the third net value data, with described the
The difference of two resource input quantity, the third net value data for based on the recycling request to the resource data set and institute
State the net value data of each business datum when the second avail data is recycled.
In embodiments of the present invention, it is combined by obtaining selected business datum in business datum set, Yi Jizhen
Inputted resource allocation information and resource allocation information are combined to business datum, each business indicated according to resource allocation information
The investment ratio of data, the resource data of setting is divided in service server belonging to each business datum, and foundation is being drawn
Between timesharing and clearance the time return net value data and the obtained yield parameter of resource data meet resource allocation information institute
Indicate only be full of condition when, avail data caused by the resource data set and net value data including resource data will be included
Carry out redemption processing, and be only full of indicated by the not up to resource allocation information condition when, equally can also by resource data with
And avail data carries out the processing of redemption in advance, realizes the support of the combined treatment to multiple business datums, effectively reduces
Investment risk improves the flexibility of finance services processing, and then improves the intelligence of finance services processing.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the program can be stored in a computer-readable storage medium
In, the program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, the storage medium can be magnetic
Dish, CD, read-only memory (Read-Only Memory, ROM) or random access memory (Random Access
Memory, RAM) etc..
The above disclosure is only the preferred embodiments of the present invention, cannot limit the right model of the present invention with this certainly
It encloses, therefore equivalent changes made in accordance with the claims of the present invention, is still within the scope of the present invention.
Claims (14)
1. a kind of business data processing method characterized by comprising
The combination of user terminal business datum selected in business datum set is received, and is combined for the business datum
The resource allocation information and resource allocation information inputted；
It, will be described according to the investment ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Resource data indicated by resource allocation information is divided to service server belonging to each business datum；
The service server is received to the processing feedback information of the resource data, the processing feedback information is included in described
When resource data indicated by the resource allocation information is divided to service server belonging to each business datum, each industry
The corresponding first net value data of data of being engaged in；
The the second net value data for receiving each business datum that the service server was returned in the clearance time, based on described the
One net value data, the second net value data and the resource data obtain the yield parameter of the business datum combination；
When be only full of indicated by the yield parameter meets the resource allocation information condition when, the recycling of Xiang Suoshu service server
Resource data set comprising the resource data and based on the first avail data caused by the second net value data, and will
The resource data set and first avail data are sent to the user terminal.
2. the method according to claim 1, wherein the resource allocation information includes the number of resources of resource data
Amount, input cycle, the starting making time in the input cycle, resource data source-information；
The investment ratio according to each business datum in the combination of the business datum indicated by the resource allocation information, will
Resource data indicated by the resource allocation information is divided to service server belonging to each business datum, comprising:
The starting making time in the input cycle is to resource data indicated by the resource data source-information
The corresponding resource data of the resource quantity is obtained in set；
It, will be described according to the investment ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Resource data is divided to service server belonging to each business datum.
3. according to the method described in claim 2, it is characterized in that, when the starting in the input cycle is put into
Between the corresponding resource of the resource quantity is obtained into resource data set indicated by the resource data source-information
Data, comprising:
The starting making time in the input cycle obtains current money indicated by the resource data source-information
Source data set；
When the resource data amount in the Current resource data acquisition system is unsatisfactory for the resource quantity, the Current resource is obtained
The corresponding first resource data of resource data amount described in data acquisition system；
Obtain next resource data set of Current resource data acquisition system indicated by the resource data source-information, and
In next resource data set, the resource quantity of the resource data and the difference of the resource data amount are obtained
Corresponding Secondary resource data；
The first resource data and Secondary resource data are subjected to aggregation process, to generate resource data.
4. the method according to claim 1, wherein described receive the service server to the resource data
Processing feedback information after, further includes:
Each business datum is updated based on the first net value data, and using the resource data and the investment ratio
First resource input quantity and investment share, and update the Secondary resource input quantity of the business datum combination.
5. according to the method described in claim 4, it is characterized in that, described receive the service server in the return of clearance time
Each business datum the second net value data, be based on the first net value data, the second net value data and the number of resources
According to the yield parameter for obtaining the business datum combination, comprising:
The the second net value data for receiving each business datum that the service server was returned in the clearance time, according to described the
One resource input quantity, the Secondary resource input quantity, the investment share and the second net value data, described in acquisition
The yield parameter of business datum combination；
It is described when be only full of indicated by the yield parameter meets the resource allocation information condition when, Xiang Suoshu service server
It recycles the resource data set comprising the resource data and is based on the first avail data caused by the second net value data,
And the resource data set and first avail data are sent to the user terminal, comprising:
When be only full of indicated by the yield parameter meets the resource allocation information condition when, the recycling of Xiang Suoshu service server
Resource data set indicated by the Secondary resource input quantity and corresponding first avail data of the investment share, and will
The resource data set and first avail data are sent to the user terminal, and first avail data is the throwing
Enter the product of share and the second net value data and the difference of the Secondary resource input quantity.
6. according to the method described in claim 4, it is characterized by further comprising:
Receive the recycling request for business datum combination that user terminal is sent, Xiang Suoshu service server recycling second
Resource data set indicated by resource input quantity and corresponding second avail data of the investment share, and by the resource
Data acquisition system and second avail data are sent to the user terminal；
Wherein, second avail data is the product for putting into share and the third net value data and the Secondary resource
The difference of input quantity, the third net value data are to be requested based on the recycling to the resource data set and described second
The net value data of each business datum when avail data is recycled.
7. a kind of business data processing equipment characterized by comprising
Asset information receipt unit, for receiving the combination of user terminal business datum selected in business datum set, with
And inputted resource allocation information and resource allocation information are combined for the business datum；
Data dividing unit, for according to each business datum in the combination of the business datum indicated by the resource allocation information
Investment ratio, by resource data indicated by the resource allocation information be divided to business belonging to each business datum clothes
Business device；
Feedback information receiving unit, it is described for receiving the service server to the processing feedback information of the resource data
Handling feedback information includes that resource data indicated by the resource allocation information is divided to each business datum described
When affiliated service server, the corresponding first net value data of each business datum；
Data receipt unit, it is net in clear each business datum that the time returns second for receiving the service server
Value Data obtains the business datum combination based on the first net value data, the second net value data and the resource data
Yield parameter；
Data record unit, for when be only full of indicated by the yield parameter meets the resource allocation information condition when, to
The service server recycling includes the resource data set of the resource data and is based on produced by the second net value data
The first avail data, and the resource data set and first avail data are sent to the user terminal.
8. equipment according to claim 7, which is characterized in that the resource allocation information includes the number of resources of resource data
Amount, input cycle, the starting making time in the input cycle, resource data source-information；
The data dividing unit includes:
Data acquisition subelement is believed for the starting making time in the input cycle to the resource data source
The corresponding resource data of the resource quantity is obtained in the indicated resource data set of breath；
Data divide subelement, for according to each business number in the combination of the business datum indicated by the resource allocation information
According to investment ratio, the resource data is divided to service server belonging to each business datum.
9. equipment according to claim 8, which is characterized in that the data acquisition subelement is used for:
The starting making time in the input cycle obtains current money indicated by the resource data source-information
Source data set；
When the resource data amount in the Current resource data acquisition system is unsatisfactory for the resource quantity, the Current resource is obtained
The corresponding first resource data of resource data amount described in data acquisition system；
Obtain next resource data set of Current resource data acquisition system indicated by the resource data source-information, and
In next resource data set, the resource quantity of the resource data and the difference of the resource data amount are obtained
Corresponding Secondary resource data；
The first resource data and Secondary resource data are subjected to aggregation process, to generate resource data.
10. equipment according to claim 7, which is characterized in that further include:
Data updating unit, for being based on the first net value data, and more using the resource data and the investment ratio
The first resource input quantity and investment share of new each business datum, and update the second money of the business datum combination
Source input quantity.
11. equipment according to claim 10, which is characterized in that the data receipt unit is for receiving the business clothes
Device be engaged in the second net value data for clearing each business datum that the time returns, according to the first resource input quantity, institute
Secondary resource input quantity, the investment share and the second net value data are stated, the receipts of the business datum combination are obtained
Beneficial parameter；
The data record unit be used for when be only full of indicated by the yield parameter meets the resource allocation information condition when,
Resource data set indicated by the Secondary resource input quantity and the investment share pair are recycled to the service server
The first avail data answered, and the resource data set and first avail data are sent to the user terminal, institute
State the product and the Secondary resource input quantity that the first avail data is the investment share and the second net value data
Difference.
12. equipment according to claim 10, which is characterized in that the data record unit is also used to receive user's end
The recycling request for business datum combination that end is sent, Xiang Suoshu service server recycle Secondary resource input quantity institute
The resource data set of instruction and corresponding second avail data of the investment share, and by the resource data set and described
Second avail data is sent to the user terminal；
Wherein, second avail data is the product for putting into share and the third net value data and the Secondary resource
The difference of input quantity, the third net value data are to be requested based on the recycling to the resource data set and described second
The net value data of each business datum when avail data is recycled.
13. a kind of computer storage medium, which is characterized in that the computer storage medium is stored with a plurality of instruction, the finger
It enables and is suitable for being loaded by processor and being executed the method and step such as claim 1~6 any one.
14. a kind of application server characterized by comprising processor and memory；Wherein, the memory is stored with meter
Calculation machine program, the computer program are suitable for being loaded by the processor and executing following steps:
The combination of user terminal business datum selected in business datum set is received, and is combined for the business datum
The resource allocation information and resource allocation information inputted；
It, will be described according to the investment ratio of each business datum in the combination of the business datum indicated by the resource allocation information
Resource data indicated by resource allocation information is divided to service server belonging to each business datum；
The service server is received to the processing feedback information of the resource data, the processing feedback information is included in described
When resource data indicated by the resource allocation information is divided to service server belonging to each business datum, each industry
The corresponding first net value data of data of being engaged in；
The the second net value data for receiving each business datum that the service server was returned in the clearance time, based on described the
One net value data, the second net value data and the resource data obtain the yield parameter of the business datum combination；
When be only full of indicated by the yield parameter meets the resource allocation information condition when, the recycling of Xiang Suoshu service server
Resource data set comprising the resource data and based on the first avail data caused by the second net value data, and will
The resource data set and first avail data are sent to the user terminal.
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