CN112862482B - Internet-based joint membership card management system and method - Google Patents
Internet-based joint membership card management system and method Download PDFInfo
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- CN112862482B CN112862482B CN202110171454.5A CN202110171454A CN112862482B CN 112862482 B CN112862482 B CN 112862482B CN 202110171454 A CN202110171454 A CN 202110171454A CN 112862482 B CN112862482 B CN 112862482B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
Abstract
The invention discloses a joint membership card management system and method based on the Internet, the system comprises a user terminal and a server terminal, the server terminal carries out the card issuing of a common membership card and a joint membership card according to the request of the user terminal, the card holding user of the user terminal carries out corresponding response according to the change request and realizes the change between the common membership card and the joint membership card according to the use of the card by the user terminal and sends a change request to the server terminal; the server comprises a registration card issuing module, a settlement module, a change module and a database; the change module is used for receiving a change request sent to the server end by a card holding user of the user terminal according to the use of the card by the card holding user, responding to the change request, and realizing the change between the common membership card and the joint membership card; and returning the change result to the user terminal. The invention solves the changing requirement of the member in using the member card through the interaction between the user terminal and the server terminal, thereby improving the member service quality and efficiency.
Description
Technical Field
The invention relates to the technical field of joint membership card management, in particular to a joint membership card management system and method based on the Internet.
Background
There are many membership card management systems currently, but there is a lack of a joint membership card management system. There are two main modes of membership cards: duration services and stored value services. The duration service is a member service of how long to enjoy purchasing a member card, the stored value service is a member of how much money is stored, and the subsequent service takes precedence to deduct money from the member stored value card. Membership services also include times services, etc., and are intended to be encompassed within the scope of the claims.
The problems with the current membership card system are mainly: (1) Organizations issuing membership cards often have running behavior, causing economic loss to their membership groups. (2) Once the membership card purchase or recharge occurs, the corresponding service is often not modifiable and the membership stored value is only available to that issuer. (3) Based on (2), many times a member will have refund or terminate a member service's appeal, where the member individual actually bears some economic loss if the appeal is not met. The current society has a service of associating membership cards, but the above 3 problems still exist except that issuing membership cards is changed from a single organization to a plurality of organizations.
Therefore, the interaction between the user terminal and the server side of the conventional membership card system only involves the respective use of the common membership card or the affiliated membership card, and the change of the common membership card or the affiliated membership card cannot be realized through the interaction between the user terminal and the server side.
Disclosure of Invention
The invention aims to solve the technical problem that the interaction between the user terminal and the server side of the existing membership card system only relates to the respective use of the common membership card or the joint membership card, and the change of the common membership card or the joint membership card can not be realized through the interaction between the user terminal and the server side. The invention aims to provide a joint membership card management system and method based on the Internet, which establish membership card credibility, solve the changing requirements of members in using membership cards through interaction between a user terminal and a server terminal, thereby improving the service quality and efficiency of the members, and enabling people to trust the membership cards to purchase and further promote consumption.
The invention is realized by the following technical scheme:
the system comprises a user terminal and a server side, wherein the server side carries out card issuing of a common membership card and a joint membership card according to a request of the user terminal, a card holding user of the user terminal uses the card according to the user terminal and sends a change request to the server side, and the server side carries out corresponding response according to the change request to realize change between the common membership card and the joint membership card;
the user terminal can be an app applet web front end used on mobile equipment carried by a user, and can also be a joint membership card management system foreground program of a card issuing organization;
the server side comprises a registration card issuing module, a settlement module, a change module and a database; wherein:
the registering and issuing module is used for issuing the common membership card and the joint membership card according to the request of the user terminal by the platform and storing the related information of the card in the database;
the settlement module is used for correspondingly settling the timing or stored value of the card according to the actual use of the card by a card holding user of the user terminal, and updating the settlement result into the database;
the change module is used for receiving a change request sent by a card holding user of the user terminal to the server according to the use of the card by the card holding user of the user terminal, responding to the change request, and realizing the change between the common membership card and the joint membership card; returning the change result to the corresponding card holding user of the user terminal;
the database is used for storing the related information of the common membership card and the joint membership card.
The interaction between the user terminal and the server based on the existing membership card system only involves the respective use of the common membership card or the joint membership card, and the change of the common membership card or the joint membership card cannot be realized through the interaction between the user terminal and the server. The invention designs a joint membership card management system and a method based on the Internet, which establish membership card credibility, solve the changing requirements of members in using membership cards through the interaction between a user terminal and a server terminal, and standardize the economic behaviors of issuing membership card institutions; therefore, the service quality and efficiency of the member are improved, people can trust the member card to purchase and further promote the consumption. Specifically, we first call the first issuer to join the system a (which may be an organization or individual) and the subsequently joined partner B (which may be an organization or individual) (in turn B1, B2..bn); the membership card issued by a is called a card, and the membership card issued by a and B in combination is called ab card (the membership card correspondence of B enjoyed by the user is called B1, b2...bn); and the card a and the card b have the functions of common membership cards and provide time-based charging service or member rechargeable card service, the card a can provide a member termination time-based service function or a member rechargeable card stored value presenting function, and the card b must provide a member termination time-based service function or a member rechargeable card stored value presenting function. Based on the specifications and consensus made by all membership card issuers of the system, the system is called a joint membership card system, and A serves as an initiator of the system and also plays the role of a platform initiator. Through the settlement of the unified timing of the system to issuer member charges, the risk of donation running of the card issuing organization is solved, and the use experience of member card purchasers for changing member services is optimized.
Further, the information stored in the database includes user account numbers, passwords, value denominations, expiration times, issuer a, and partner B.
Further, the registration card issuing module is a common membership card a card issued by the issuing mechanism A, a joint membership card ab card issued by the issuing mechanism A and the cooperation mechanism B in a joint way, different cooperation mechanisms are correspondingly and orderly called B1, B2. Comprising the following steps:
the platform registration user of the joint membership card management system can separately request to purchase the common membership card a or the joint membership card ab;
when the requesting user is not a member of the issuing organization A, the requesting user becomes a member of the issuing organization A and the cooperative organization B after the request for purchasing the ab card is successful;
when the requesting user is a member of issuer a, upon requesting purchase of an ab card, the following is performed:
when the expiration time of the a card is smaller than that of the B card, the value denomination of the ab card is the corresponding duration value of the B card+the lack of the a card, and the ab card is purchased to become a member of A and B and the expiration time is the same;
when the expiration time of the a card is larger than the expiration time after the ab card is purchased, the redundant time length of the a card is used for being converted into the ab card;
and storing the related information of the common membership card a card and the joint membership card ab card which are issued in the database.
Further, the change module performs the following steps:
receiving a change request sent to the server by a card holding user of the user terminal according to the use of the card, and if the change request is that the user selects to exit the member service of the a card, performing response processing as follows: returning service response information of exiting all b cards to the user terminal; if the change request is member service of the user selecting to exit the b card, the response processing is as follows: paying corresponding service change commission to the cooperative mechanism B, and directly converting the refund fee of the cooperative mechanism B into a member service of a card (a default a card, and other B cards can be selected by a user);
and returning the change result between the common membership card and the joint membership card to the corresponding request user of the user terminal.
Further, the change module collects corresponding commission charge from the joint membership card management system platform in the change process, wherein the commission charge is consistent with the issuer A by default or is independently set by each cooperative institution B; the member of the corresponding organization enjoys the reduction of the member change commission, and if the newly set commission is higher, the user buying the membership card pays correspondingly according to the commission when buying.
Further, the common membership card and the joint membership card have the common membership card function and provide time-based charging service or member rechargeable card service;
the joint membership card provides a member termination timing service function or a member rechargeable card stored value presenting function.
Further, the general membership card does not provide a member-terminated time service function or a member rechargeable card stored value presentation function, or the general membership card provides a member-terminated time service function or a member rechargeable card stored value presentation function.
Further, the joint membership card management system is realized through a blockchain technology.
On the other hand, the invention also provides a joint membership card management method based on the Internet, which is applied to the joint membership card management system based on the Internet, and comprises the following steps:
the server receives the card issuing request of the common membership card or the joint membership card of the user terminal and issues the corresponding membership card; according to the real-time use condition of the corresponding membership card user, carrying out settlement and updating on the membership card user;
the method comprises the steps of receiving a membership card changing request sent by a card holding user of a user terminal according to the use of the card, carrying out corresponding changing response processing according to the membership card changing request, and returning a changing result to a corresponding requesting user to realize the changing between the common membership card and the joint membership card; wherein: the change response processing includes a general membership card type change and a refund calculation.
Compared with the prior art, the invention has the following advantages and beneficial effects:
the invention designs a joint membership card management system and a method based on the Internet, which solve the change requirements of members in using membership cards through the interaction between a user terminal and a server terminal, thereby improving the service quality and efficiency of the members, leading people to trust the membership cards to purchase and further promoting the consumption.
Drawings
The accompanying drawings, which are included to provide a further understanding of embodiments of the invention and are incorporated in and constitute a part of this application, illustrate embodiments of the invention. In the drawings:
fig. 1 is an interaction diagram of a joint membership card management system based on the internet of the present invention.
Fig. 2 is a flowchart of a method for managing a affiliated membership card based on the internet in the present invention.
FIG. 3 is a flowchart illustrating a change of a member card according to an embodiment of the present invention.
Detailed Description
Hereinafter, the terms "comprises" or "comprising" as may be used in various embodiments of the present invention indicate the presence of inventive functions, operations or elements, and are not limiting of the addition of one or more functions, operations or elements. Furthermore, as used in various embodiments of the invention, the terms "comprises," "comprising," and their cognate terms are intended to refer to a particular feature, number, step, operation, element, component, or combination of the foregoing, and should not be interpreted as first excluding the existence of or increasing likelihood of one or more other features, numbers, steps, operations, elements, components, or combinations of the foregoing.
In various embodiments of the invention, the expression "or" at least one of a or/and B "includes any or all combinations of the words listed simultaneously. For example, the expression "a or B" or "at least one of a or/and B" may include a, may include B or may include both a and B.
Expressions (such as "first", "second", etc.) used in the various embodiments of the invention may modify various constituent elements in the various embodiments, but the respective constituent elements may not be limited. For example, the above description does not limit the order and/or importance of the elements. The above description is only intended to distinguish one element from another element. For example, the first user device and the second user device indicate different user devices, although both are user devices. For example, a first element could be termed a second element, and, similarly, a second element could be termed a first element, without departing from the scope of various embodiments of the present invention.
It should be noted that: if it is described to "connect" one component element to another component element, a first component element may be directly connected to a second component element, and a third component element may be "connected" between the first and second component elements. Conversely, when one constituent element is "directly connected" to another constituent element, it is understood that there is no third constituent element between the first constituent element and the second constituent element.
The terminology used in the various embodiments of the invention is for the purpose of describing particular embodiments only and is not intended to be limiting of the various embodiments of the invention. As used herein, the singular is intended to include the plural as well, unless the context clearly indicates otherwise. Unless otherwise defined, all terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art to which various embodiments of the invention belong. The terms (such as those defined in commonly used dictionaries) will be interpreted as having a meaning that is the same as the context of the relevant art and will not be interpreted in an idealized or overly formal sense unless expressly so defined herein in connection with the various embodiments of the invention.
For the purpose of making apparent the objects, technical solutions and advantages of the present invention, the present invention will be further described in detail with reference to the following examples and the accompanying drawings, wherein the exemplary embodiments of the present invention and the descriptions thereof are for illustrating the present invention only and are not to be construed as limiting the present invention.
Example 1
As shown in fig. 1 to 3, the internet-based joint membership card management system of the present invention includes a user terminal and a server terminal, wherein the server terminal performs the issuing of a common membership card and a joint membership card according to a request of the user terminal, a card holding user of the user terminal uses the card according to the user terminal and sends a change request to the server terminal, and the server terminal performs a corresponding response according to the change request, so as to realize the change between the common membership card and the joint membership card;
when in implementation, the user terminal can be the web front end of an app applet used on the mobile equipment carried by the user, and can also be the foreground program of the joint membership card management system of the card issuing institution;
the server side comprises a registration card issuing module, a settlement module, a change module and a database; wherein:
the registering and issuing module is used for issuing the common membership card and the joint membership card according to the request of the user terminal by the platform and storing the related information of the card in the database;
the settlement module is used for correspondingly settling the timing or stored value of the card according to the actual use of the card by a card holding user of the user terminal, and updating the settlement result into the database;
the change module is used for receiving a change request sent by a card holding user of the user terminal to the server according to the use of the card by the card holding user of the user terminal, responding to the change request, and realizing the change between the common membership card and the joint membership card; returning the change result to the corresponding card holding user of the user terminal;
the database is used for storing the related information of the common membership card and the joint membership card.
The interaction between the user terminal and the server based on the existing membership card system only involves the respective use of the common membership card or the joint membership card, and the change of the common membership card or the joint membership card cannot be realized through the interaction between the user terminal and the server. The invention designs a joint membership card management system and a method based on the Internet, which establish membership card credibility, solve the changing requirements of members in using membership cards through the interaction between a user terminal and a server terminal, and standardize the economic behaviors of issuing membership card institutions; therefore, the service quality and efficiency of the member are improved, people can trust the member card to purchase and further promote the consumption. Specifically, we first call the first issuer to join the system a (which may be an organization or individual) and the subsequently joined partner B (which may be an organization or individual) (in turn B1, B2..bn); the membership card issued by a is called a card, and the membership card issued by a and B in combination is called ab card (the membership card correspondence of B enjoyed by the user is called B1, b2...bn); and the card a and the card b have the functions of common membership cards and provide time-based charging service or member rechargeable card service, the card a can provide a member termination time-based service function or a member rechargeable card stored value presenting function, and the card b must provide a member termination time-based service function or a member rechargeable card stored value presenting function. Based on the specifications and consensus made by all membership card issuers of the system, the system is called a joint membership card system, and A serves as an initiator of the system and also plays the role of a platform initiator. Through the settlement of the unified timing of the system to issuer member charges, the risk of donation running of the card issuing organization is solved, and the use experience of member card purchasers for changing member services is optimized.
In particular embodiments, the information stored in the database includes user account numbers, passwords, value denominations, expiration times, issuer a, and partner B.
In specific implementation, the registration card-issuing module is a common membership card a card issued by the issuing mechanism A, a joint membership card ab card jointly issued by the issuing mechanism A and the cooperation mechanism B, different cooperation mechanisms are correspondingly and orderly called B1, B2. Comprising the following steps:
the platform registration user of the joint membership card management system can separately request to purchase the common membership card a or the joint membership card ab;
when the requesting user is not a member of the issuing organization A, the requesting user becomes a member of the issuing organization A and the cooperative organization B after the request for purchasing the ab card is successful;
when the requesting user is a member of issuer a, upon requesting purchase of an ab card, the following is performed:
when the expiration time of the a card is smaller than that of the B card, the value denomination of the ab card is the corresponding duration value of the B card+the lack of the a card, and the ab card is purchased to become a member of A and B and the expiration time is the same;
when the expiration time of the a card is larger than the expiration time after the ab card is purchased, the redundant time length of the a card is used for being converted into the ab card;
and storing the related information of the common membership card a card and the joint membership card ab card which are issued in the database.
In specific implementation, the execution process of the change module is as follows:
receiving a change request sent to the server by a card holding user of the user terminal according to the use of the card, and if the change request is that the user selects to exit the member service of the a card, performing response processing as follows: returning service response information of exiting all b cards to the user terminal; if the change request is member service of the user selecting to exit the b card, the response processing is as follows: paying corresponding service change commission to the cooperative mechanism B, and directly converting the refund fee of the cooperative mechanism B into a member service of a card (a default a card, and other B cards can be selected by a user);
and returning the change result between the common membership card and the joint membership card to the corresponding request user of the user terminal.
As shown in fig. 3, fig. 3 is a flow chart of a user applying for returning an ab card, if the remaining value in the denomination value is left after the commission fee is deducted, the remaining value is correspondingly purchased for the service of the a card, and the ab card is changed into the a card.
In the specific implementation, the change module collects corresponding commission charge from the joint membership card management system platform in the change process, wherein the commission charge is consistent with the issuer A by default or is independently set by each cooperative institution B; the member of the corresponding organization enjoys the reduction of the member change commission, and if the newly set commission is higher, the user buying the membership card pays correspondingly according to the commission when buying.
In the implementation, the common membership card and the joint membership card have the common membership card function and provide time-based charging service or member rechargeable card service;
the joint membership card provides a member termination timing service function or a member rechargeable card stored value presenting function.
In the implementation, the common membership card does not provide a member termination timing service function or a member rechargeable card stored value presenting function, or the common membership card provides a member termination timing service function or a member rechargeable card stored value presenting function.
In specific implementation, the joint membership card management system is realized through a block chain technology, and the decentralised joint membership card system realized through the block chain can be regarded as tampering of the method. The change of the B card is to completely exit the B-collaboration organization member for the best implementation of the method. Partial exit is a tampering with this approach.
Based on the joint membership card management system, the platform user can realize the following functions: (1) The platform user can purchase the common membership card alone or the joint membership card alone; and when the time length service of the joint membership card is purchased, the common membership card can be purchased at the same time. (2) The platform user can transact the change service after buying the joint membership card, and change the joint membership card b1 into the joint membership card bn or change the joint membership card into the common membership card. (3) In the case where the value denomination or expiration time of the ordinary membership card is sufficient, the ordinary membership card may serve redundant market services or stored value services to be redeemed for the affiliated membership card.
Example 2
As shown in fig. 1 to 3, the present embodiment is different from embodiment 1 in that the present embodiment provides an internet-based joint membership card management method, which is applied to an internet-based joint membership card management system described in embodiment 1, and includes the steps of:
the server receives the card issuing request of the common membership card or the joint membership card of the user terminal and issues the corresponding membership card; according to the real-time use condition of the corresponding membership card user, carrying out settlement and updating on the membership card user;
the method comprises the steps of receiving a membership card changing request sent by a card holding user of a user terminal according to the use of the card, carrying out corresponding changing response processing according to the membership card changing request, and returning a changing result to a corresponding requesting user to realize the changing between the common membership card and the joint membership card; wherein: the change response processing includes a general membership card type change and a refund calculation.
The formula of the refund calculation may be as follows:
assuming that the value denomination of the affiliated membership card b is 5000 yuan, the value denomination of the ordinary membership card is 100 yuan. If the joint membership card b is to be changed into a card, and the refund discount x% returns to the partner institution of b; the remaining (1-x%) 5000 elements are converted to corresponding members purchasing a cards.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The foregoing description of the embodiments has been provided for the purpose of illustrating the general principles of the invention, and is not meant to limit the scope of the invention, but to limit the invention to the particular embodiments, and any modifications, equivalents, improvements, etc. that fall within the spirit and principles of the invention are intended to be included within the scope of the invention.
Claims (5)
1. The system is characterized by comprising a user terminal and a server, wherein the server performs card issuing of a common membership card and a joint membership card according to a request of the user terminal, a card holding user of the user terminal performs corresponding response according to the change request and realizes change between the common membership card and the joint membership card according to use of the card by the card holding user of the user terminal and sends a change request to the server;
the server side comprises a registration card issuing module, a settlement module, a change module and a database; wherein:
the registering and issuing module is used for issuing the common membership card and the joint membership card according to the request of the user terminal by the platform and storing the related information of the card in the database;
the settlement module is used for correspondingly settling the timing or stored value of the card according to the actual use of the card by a card holding user of the user terminal, and updating the settlement result into the database;
the change module is used for receiving a change request sent by a card holding user of the user terminal to the server according to the use of the card by the card holding user of the user terminal, responding to the change request, and realizing the change between the common membership card and the joint membership card; returning the change result to the corresponding card holding user of the user terminal;
the database is used for storing related information of the common membership card and the joint membership card;
the information stored in the database comprises a user account number, a password, a value denomination, an expiration time, an issuing agency A and a cooperative agency B;
the registration card issuing module is a common membership card a card issued by an issuing mechanism A, a joint membership card ab issued by the issuing mechanism A and a cooperation mechanism B in a combined way, different cooperation mechanisms are correspondingly and orderly called B1, B2. Comprising the following steps:
the platform registration user of the joint membership card management system can separately request to purchase the common membership card a or the joint membership card ab;
when the requesting user is not a member of the issuing organization A, the requesting user becomes a member of the issuing organization A and the cooperative organization B after the request for purchasing the ab card is successful;
when the requesting user is a member of issuer a, upon requesting purchase of an ab card, the following is performed:
when the expiration time of the a card is smaller than that of the B card, the value denomination of the ab card is the corresponding duration value of the B card+the lack of the a card, and the ab card is purchased to become a member of A and B and the expiration time is the same;
when the expiration time of the a card is larger than the expiration time after the ab card is purchased, the redundant time length of the a card is used for being converted into the ab card;
and the related information of the common membership card a card and the joint membership card ab card which are issued in parallel is stored in the database;
the execution process of the change module is as follows:
receiving a change request sent to the server by a card holding user of the user terminal according to the use of the card, and if the change request is that the user selects to exit the member service of the a card, performing response processing as follows: returning service response information of exiting all b cards to the user terminal; if the change request is member service of the user selecting to exit the b card, the response processing is as follows: paying corresponding service change commission to the cooperative mechanism B, and directly converting the refund fee of the cooperative mechanism B into member service of the a card;
returning the change result between the common membership card and the joint membership card to the corresponding request user of the user terminal;
the joint membership card management system is realized through a block chain technology.
2. The internet-based affiliated card managing system according to claim 1, wherein the changing module charges a corresponding commission fee to the affiliated card managing system platform during the changing process, wherein the commission fee is consistent with the issuer a by default or is set by each partner B alone; the member of the corresponding organization enjoys the reduction of the member change commission, and if the newly set commission is higher, the user buying the membership card pays correspondingly according to the commission when buying.
3. The internet-based affiliated membership card management system according to claim 1, wherein said general membership card and affiliated membership card have a general membership card function, and provide a time-based billing service or a membership rechargeable card service;
the joint membership card provides a member termination timing service function or a member rechargeable card stored value presenting function.
4. The internet-based affiliated membership card management system according to claim 3, wherein said general membership card does not provide a membership expiration timing service function or a membership rechargeable card stored value presentation function, or said general membership card provides a membership expiration timing service function or a membership rechargeable card stored value presentation function.
5. An internet-based affiliated membership card management method, which is applied to an internet-based affiliated membership card management system as claimed in any one of claims 1 to 4, comprising the steps of:
the server receives the card issuing request of the common membership card or the joint membership card of the user terminal and issues the corresponding membership card; according to the real-time use condition of the corresponding membership card user, carrying out settlement and updating on the membership card user;
the method comprises the steps of receiving a membership card changing request sent by a card holding user of a user terminal according to the use of the card, carrying out corresponding changing response processing according to the membership card changing request, and returning a changing result to a corresponding requesting user to realize the changing between the common membership card and the joint membership card; wherein: the change response processing includes a general membership card type change and a refund calculation.
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