CN107230117A - A kind of method and apparatus handled more or less fund - Google Patents

A kind of method and apparatus handled more or less fund Download PDF

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Publication number
CN107230117A
CN107230117A CN201610173743.8A CN201610173743A CN107230117A CN 107230117 A CN107230117 A CN 107230117A CN 201610173743 A CN201610173743 A CN 201610173743A CN 107230117 A CN107230117 A CN 107230117A
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China
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amount
money
less
user
adjustment
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李鸿晓
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Alibaba Group Holding Ltd
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Alibaba Group Holding Ltd
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Priority to CN201610173743.8A priority Critical patent/CN107230117A/en
Publication of CN107230117A publication Critical patent/CN107230117A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0607Regulated

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  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention relates to Internet technical field, more particularly to a kind of method and apparatus handled more or less fund, during to solve present in prior art to carry out wholesaler trade on current web, if seller submits the dress that overflows, the operation complexity of buyer is added;If seller submits jacket and shorts, the problem of adding the cash flow complexity of order.The embodiment of the present application is directed to a transaction for needing repeatedly to pay, after seller carries out more or less adjustment, determines that more or less adjusts the amount of money;The amount of money is adjusted according to the more or less of determination, adjustment buyer subsequently needs the amount of money paid.Due to the amount of money can be adjusted according to more or less, adjustment buyer subsequently needs the amount of money paid, so as to which the operation complexity of buyer will not be increased after seller submits the dress that overflows, the cash flow complexity of order will not be increased every time after seller submits jacket and shorts, the complexity to the short fund allocation that overflows is simplified.

Description

A kind of method and apparatus handled more or less fund
Technical field
The application is related to Internet technical field, more particularly to a kind of method handled more or less fund And equipment.
Background technology
(its English is more or less:More or Less) it is a concept in international trade, refer to the seller and exist Into the actual delivery operation of buyer, in fact it could happen that some are unexpected, and (that estimates in advance can fill more, but actual Do not fill so much;Either can than in advance estimation much fill), therefore both sides reach in advance on The more or less clause of the agreements, referred to as contract for filling or filling less, to facilitate when shipment effectively using empty more Between, it also avoid changing the trouble of L/C or document again after actual shipment.The more or less clause of contract, Abbreviation more or less.
When buyer and seller carry out wholesaler trade, seller can prepare commodity, this batch according to the requirement of buyer Hair transaction has the features such as trading volume is big.
During wholesaler trade, after buyer places an order and paid the bill in website, seller need according to amount of purchase, Pattern etc. requires buying raw material.And in actual set-up procedure, being typically due to the assessment errors of early stage causes There is certain error between finished product quantity and buyer's actual subscription amount out, such as buyer buys 100, But seller produces 99, and such case is referred to as jacket and shorts;Buyer buys 100, but seller produces 101 Part, such case is referred to as the dress that overflows, and both of these case is referred to as more or less.
A kind of relatively common flow that current buyer and seller carry out wholesaler trade on website is:
Buyer places an order->Buyer pay 30% first->Seller starts stock, waits after the completion of seller's stock, buys Family pay again 60% payment for goods->Seller's delivery->Buyer receives->Buyer examines goods, after having no problem, then Remaining fund or the quality assurance for paying 10% are golden.
If before delivery, seller initiates the dress that overflows, now website calculates to overflow automatically debugs the whole amount of money, and seller submits Afterwards, order status can be changed into the state of " waiting buyer to make up a deficiency in payment excessive dress fund ", and buyer must pay off excessive short money Jin Hou, order status can just be changed into " waiting to deliver ", and then seller could continue delivery.If before delivery, Seller initiates jacket and shorts, and now website calculates the jacket and shorts adjustment amount of money automatically, and jacket and shorts are adjusted the amount of money from load automatically The insured or seller's remaining sum return buyer.
During current wholesaler trade, if seller submits the dress that overflows, buyer must be paid off after excessive dress fund, order Just enter " waiting to deliver ".If buyer does not pay the bill, then order status, which is constantly in, " waits buyer to make up a deficiency in payment The state of excessive dress fund ".If seller submits jacket and shorts, jacket and shorts fund is solved by way of reimbursement, order Add a reverse cash flow so that the cash flow of order becomes more complicated.
In summary, carry out during wholesaler trade, if seller submits the dress that overflows, add on current web The operation complexity of buyer;If seller submits jacket and shorts, the cash flow complexity of order is added.
The content of the invention
The application provides a kind of method and apparatus handled more or less fund, to solve prior art Present in carry out wholesaler trade on current web during, if seller submits the dress that overflows, add buyer's Operation complexity;If seller submits jacket and shorts, the problem of adding the cash flow complexity of order.
A kind of method handled more or less fund that the embodiment of the present application is provided, this method includes:
The transaction that repeatedly pays is needed for one, in the first user being related to and the second user of merchandising In, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts adjust the amount of money;
The amount of money is adjusted according to the more or less of determination, adjustment second user subsequently needs the amount of money paid;
Wherein, the second user is the paying party of the transaction.
The embodiment of the present application is directed to a transaction for needing repeatedly to pay, in first user for merchandising and being related to In second user, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts adjust the amount of money;According to determination More or less adjusts the amount of money, and adjustment second user subsequently needs the amount of money paid.Due to that can be adjusted according to more or less The whole amount of money, adjustment second user subsequently needs the amount of money paid, so that will not after the first user submits the dress that overflows Increase the operation complexity of buyer, the cash flow of order will not be increased every time after the first user submits jacket and shorts Complexity, simplifies the complexity to the short fund allocation that overflows.
Optionally, in first user and second user for merchandising and being related to, if user carries out jacket and shorts Adjustment, it is determined that jacket and shorts adjust the amount of money, including:
The commodity amount of more or less adjustment is carried out according to commodity price and the first user, more or less adjustment gold is determined Volume.
Due to the commodity amount of more or less adjustment can be carried out according to commodity price and the first user, it is determined that it is short to overflow The whole amount of money is debug, the more or less adjustment amount of money is determined so as to more accurate.
Optionally, the amount of money is adjusted according to the more or less of determination, adjustment second user subsequently needs the amount of money paid, Including:
If overflow, it is whole to debug, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user Amount of money sum, it is determined that the second user after adjustment subsequently needs the amount of money paid, and it is follow-up to adjust second user Need the amount of money paid;
If carrying out jacket and shorts adjustment, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user The difference of the amount of money, it is determined that the second user after adjustment subsequently needs the amount of money paid.
Due to can according to it is excessive dress and jacket and shorts be respectively adopted different modes adjust second user subsequently need branch The amount of money paid, so as to adapt to different adjustment modes.
Optionally, the amount of money and the more or less adjustment amount of money for subsequently being needed to pay according to second user it Difference, it is determined that the second user after adjustment subsequently needs the amount of money paid, including:
If second user subsequently needs the amount of money paid to adjust the amount of money not less than the more or less, second is used Family is subsequently needed after the amount of money and the more or less that pay adjust the difference of the amount of money as the second user after adjustment The continuous amount of money for needing to pay;
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, the is used as using 0 Two users subsequently need the amount of money paid.
Due to can subsequently be needed according to second user between the amount of money of payment and the more or less adjustment amount of money Relation, in different ways determine jacket and shorts adjustment in second user subsequently need pay the amount of money.
Optionally, the amount of money and the more or less adjustment amount of money for subsequently being needed to pay according to second user it Difference, it is determined that adjustment after second user subsequently need pay the amount of money after, in addition to:
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, from the first user couple The corresponding account transfer target amount of money of second user is given in the account answered;
Wherein, the target amount of money, which is equal to the more or less adjustment amount of money and the second user, subsequently needs branch The difference for the amount of money paid.
Optionally, it is described in first user and second user for merchandising and being related to, if user is carried out Jacket and shorts are adjusted, it is determined that after the jacket and shorts adjustment amount of money, the amount of money, adjustment second are adjusted according to the more or less of determination User is subsequently needed before the amount of money of payment, in addition to:
It is determined that the ratio that the commodity amount for carrying out more or less adjustment accounts for commodity total quantity is not more than the excessive short of agreement Ratio.
Because the commodity amount adjusted in the more or less accounts for the excessive short ratio that commodity total quantity is not more than agreement Just the amount of money for needing to pay follow-up to second user is adjusted afterwards, so as to meet the need of different user Ask.
A kind of equipment handled more or less fund that the embodiment of the present application is provided, the equipment includes:
Determining module, for needing the transaction that repeatedly pays for one, in first the using of being related to of merchandising In family and second user, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts adjust the amount of money;
Adjusting module, for adjusting the amount of money according to the more or less of determination, adjustment second user subsequently needs to pay The amount of money;
Wherein, the second user is the paying party of the transaction.
Optionally, the determining module specifically for:
The commodity amount of more or less adjustment is carried out according to commodity price and the first user, more or less adjustment gold is determined Volume.
Optionally, the adjusting module specifically for:
If overflow, it is whole to debug, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user Amount of money sum, it is determined that the second user after adjustment subsequently needs the amount of money paid, and it is follow-up to adjust second user Need the amount of money paid;
If carrying out jacket and shorts adjustment, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user The difference of the amount of money, it is determined that the second user after adjustment subsequently needs the amount of money paid, and it is follow-up to adjust second user Need the amount of money paid.
Optionally, the adjusting module specifically for:
If second user subsequently needs the amount of money paid to adjust the amount of money not less than the more or less, second is used Family is subsequently needed after the amount of money and the more or less that pay adjust the difference of the amount of money as the second user after adjustment The continuous amount of money for needing to pay;
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, the is used as using 0 Two users subsequently need the amount of money paid.
Optionally, the adjusting module is additionally operable to:
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, from the first user couple The corresponding account transfer target amount of money of second user is given in the account answered;
Wherein, the target amount of money, which is equal to the more or less adjustment amount of money and the second user, subsequently needs branch The difference for the amount of money paid.
Optionally, the adjusting module specifically for:
It is determined that the ratio that the commodity amount for carrying out more or less adjustment accounts for commodity total quantity is not more than overflowing for agreement After short ratio, adjustment second user subsequently needs the amount of money paid.
Brief description of the drawings
In order to illustrate more clearly of the technical scheme in the embodiment of the present application, institute in being described below to embodiment The accompanying drawing needed to use is briefly introduced, it should be apparent that, drawings in the following description are only the application's Some embodiments, for one of ordinary skill in the art, are not paying the premise of creative labor Under, other accompanying drawings can also be obtained according to these accompanying drawings.
Fig. 1 is the method flow schematic diagram that the embodiment of the present application is handled more or less fund;
Fig. 2 is the method flow schematic diagram of the excessive dress of progress in the embodiment of the present application process of exchange;
Fig. 3 is the method flow schematic diagram of progress jacket and shorts in the embodiment of the present application process of exchange;
Fig. 4 is the device structure schematic diagram that the embodiment of the present application is handled more or less fund.
Embodiment
The embodiment of the present application is directed to a transaction for needing repeatedly to pay, in first user for merchandising and being related to In second user, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts adjust the amount of money;According to determination More or less adjusts the amount of money, and adjustment second user subsequently needs the amount of money paid.Due to that can be adjusted according to more or less The whole amount of money, adjustment second user subsequently needs the amount of money paid, so that will not after the first user submits the dress that overflows Increase the operation complexity of buyer, the cash flow of order will not be increased every time after the first user submits jacket and shorts Complexity, simplifies the complexity to the short fund allocation that overflows.
The embodiment of the present application needs the transaction repeatedly paid to be the transaction for needing to carry out multistage payment.Than Such as in 1688 wholesale scene, the business of seller's processing customization is often required in the presence of some big buyers, Seller needs the pattern and specification converted products according to buyer requirements.After dealing is consulted in advance, seller is usual It may require that buyer's branch cashes without discount payment in part deposit, then seller starts stock;After a period of time, seller is waited to complete Stock, buyer pays off remaining fund branch, and now seller delivers, and buyer is received, and transaction is reached, and this is a kind of allusion quotation The deposit of type+remaining fund pattern.
" -37 progressive payments of short agreement transaction of overflowing " of such as 1688 business sites, treaty content is as follows:
Buyer pays 30% first payment to Alipay in 2 days after placing an order, 3 days through seller's accounts after payment;
Buyer, which pays seller after 70% remaining fund, can initiate to overflow short delivery easily, and buyer need to be after seller delivers in 10 days Confirmation is received.
The above is that by taking 37 progressive payments as an example, can also there is more multistage and more ratios as needed Payment method, such as 3,5 and 2 first pay 30%, wait seller to send buyer sample segment, After buyer confirms, then pay 50%, wait seller that all commodity have all been produced, buyer finally pays 20%, Seller delivers.
The business of seller's processing customization is required for some big buyers, except the process of foregoing description, also one It is the process for having quality assurance gold to plant:
After dealing is consulted in advance, seller requirements buyer branch cashes without discount payment in part deposit, and then seller starts stock; After a period of time, seller is waited to complete stock, buyer pays off remaining fund branch, now seller delivers, Mai Jiashou Goods, buyer examines goods, after having no problem, then pays quality assurance gold, and general warranty gold is the 10% of total amount.
The embodiment of the present application is except the transaction of the above-mentioned phasing of disbursement enumerated, and other need the friendship repeatedly paid Easy equally applicable the embodiment of the present application.
In order that the purpose, technical scheme and advantage of the application are clearer, below in conjunction with accompanying drawing to this Shen It please be described in further detail, it is clear that described embodiment is only a part of embodiment of the application, Rather than whole embodiments.Based on the embodiment in the application, those of ordinary skill in the art are not doing Go out all other embodiment obtained under the premise of creative work, belong to the scope of the application protection.
As shown in figure 1, the method that the embodiment of the present application is handled more or less fund includes:
Step 100, the transaction that repeatedly pays is needed for one, it is described merchandise the first user for being related to and In second user, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts adjust the amount of money;
Step 101, according to the more or less of determination adjust the amount of money, adjustment second user subsequently need pay gold Volume;Wherein, the second user is the paying party of the transaction.
In order to make it easy to understand, in following introduction, the first user is replaced with seller, and second user uses buyer Instead of, and be introduced so that seller carries out jacket and shorts adjustment as an example, buyer carries out jacket and shorts adjustment mode and seller It is similar, it will not be repeated here.
The embodiment of the present application can adjust the amount of money according to more or less, and adjustment buyer subsequently needs the amount of money paid, If seller carry out overflow debug it is whole, can increase buyer subsequently need pay the amount of money;If seller carries out short Debug whole, it is possible to reduce buyer subsequently needs the amount of money paid, such seller can directly deliver, Mai Jiashou After arrival, it is only necessary to be normally carried out continuation payment, be not in existing seller overflow debug it is whole after, Necessary buyer is paid after the increased amount of money, and stateful transaction, which can just be changed into " payment " buyer, to deliver;Sell Family is carried out after jacket and shorts adjustment, will not occur needing situation of seller's reimbursement to buyer every time (unless jacket and shorts are adjusted The whole amount of money is more than the amount of money that buyer subsequently needs to pay, and does not otherwise need seller's reimbursement to buyer, that is, not Can occur the situation for needing seller's reimbursement to buyer every time).
In force, before seller's delivery, if actual production data are mismatched with buyer's lot-size, sell Family can carry out more or less adjustment, to adjust quantity on order.
Optionally, after seller carries out more or less adjustment, when determining that more or less adjusts the amount of money, according to commodity valency Lattice and the commodity amount of seller's adjustment, determine that more or less adjusts the amount of money.
Such as commodity are dress, and dress price is 100 yuan, and the commodity amount of seller's adjustment is 10 Part, then the more or less adjustment amount of money is 1000 yuan.
In force, if it is determined that more or less adjusts the amount of money, more or less adjustment can be carried out in seller The whole amount of money of minor that overflows is shown on the page.
After seller clicks on and submitted, the amount of money is adjusted according to the more or less of determination, adjustment buyer subsequently needs to pay The amount of money.
Two kinds of whole and jacket and shorts adjustment is debug because more or less adjustment includes overflowing, is carried out respectively below for both Introduce.
Mode one, overflow debug it is whole:
If seller overflow and debugs whole, the amount of money and the more or less paid is subsequently needed to adjust according to buyer Amount of money sum, it is determined that adjustment after buyer subsequently need pay the amount of money, and adjust buyer subsequently need payment The amount of money.
Specifically, buyer can subsequently be needed the amount of money and the more or less paid adjust amount of money sum as Buyer after adjustment subsequently needs the amount of money paid.
Such as commodity are dress, and dress price is 100 yuan, and seller, which overflow, debugs whole commodity Quantity is 10, illustrate to produce 10 seller more, then the more or less adjustment amount of money is 1000 yuan, that is, is bought Family needs 1000 yuan of pay this extra seller, so needing subsequently to need to increase on the basis of the amount of money paid in buyer 1000 yuan.
Mode two, jacket and shorts adjustment:
If seller carries out jacket and shorts adjustment, the amount of money paid is subsequently needed to be adjusted with the more or less according to buyer The difference of the amount of money, it is determined that adjustment after buyer subsequently need pay the amount of money, and adjust buyer subsequently need payment The amount of money.
It is less than the quantity of buyer requirements due to carrying out the quantity for the commodity that jacket and shorts adjustment is seller's production, so real Border dealing money can be less than the amount of money arranged before.So it is possible to occur the more or less adjustment amount of money and is more than buy The follow-up amount of money for needing to pay of family, if the more or less adjustment amount of money is more than the amount of money that buyer subsequently needs to pay, Buyer does not need any amount of money of continuation payment, and seller also needs to replace a part of amount of money to buyer, so The more or less adjustment amount of money is more than the amount of money that buyer subsequently needs to pay, and the more or less adjustment amount of money is not more than and bought The follow-up amount of money for needing to pay of family, both of these case processing mode is different.It is introduced separately below.
If situation one, the buyer subsequently need the amount of money paid to adjust the amount of money not less than the more or less, Buyer is subsequently needed the amount of money and the more or less paid adjust the difference of the amount of money as after the buyer after adjustment The continuous amount of money for needing to pay.
Such as commodity are dress, and dress price is 100 yuan, and seller, which overflow, debugs whole commodity Quantity is 10, illustrates that seller produces 10 less, then the more or less adjustment amount of money is 1000 yuan, that is, is sold Family needs to return 1000 yuan of buyer, and follow-up buyer needs the amount of money paid to be 1500 yuan, then after directly adjusting Continuous buyer needs the amount of money paid to be 1500 yuan -1000 yuan=500 yuan.
If situation two, the buyer, which subsequently need the amount of money paid to be less than the more or less, adjusts the amount of money, will 0 subsequently needs the amount of money of payment as buyer.
Such as commodity are dress, and dress price is 100 yuan, and seller, which overflow, debugs whole commodity Quantity is 10, illustrates that seller produces 10 less, then the more or less adjustment amount of money is 1000 yuan, that is, is sold Family needs to return 1000 yuan of buyer, and follow-up buyer needs the amount of money paid to be 500 yuan, then after directly adjusting Continuous buyer needs the amount of money paid to be 0.
Optionally, for situation two, because buyer does not pay any amount of money subsequently, seller also need to reimbursement to Buyer, so a kind of feasible mode is:
If buyer, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, from the corresponding account of seller In give the corresponding account transfer target amount of money of buyer;
Wherein, the target amount of money, which is equal to the more or less adjustment amount of money and the buyer, subsequently needs what is paid The difference of the amount of money.
Than in such as above-mentioned example, seller needs to return 1000 yuan of buyer, and follow-up buyer needs the amount of money paid For 500 yuan, then directly to 500 yuan of the corresponding account transfer of buyer from the corresponding account of seller.
Due to more or less adjustment need after the completion of production just can know whether needs adjust and if desired The quantity that condition is specifically adjusted, if so the quantity of adjustment is than larger, it is possible to need buyer and seller to enter One step is consulted, at this moment just inapplicable to need the amount of money paid to be adjusted follow-up buyer automatically.Based on this, It can determine that whether the suggestion can overflow when buyer places an order short according to type of transaction, if it is short to overflow, It can be then set in previously according to type of transaction in certain proportion, it is allowed to carry out excessive minor whole.That is, simultaneously Not every transaction, seller can be carried out excessive short.
Specifically, after seller carries out more or less adjustment, it is determined that the commodity amount for carrying out more or less adjustment accounts for business The ratio of product total quantity;
Judge carry out more or less adjustment commodity amount account for commodity total quantity ratio whether be not more than agreement Excessive short ratio;
If it is, automatic need the amount of money paid to be adjusted follow-up buyer;Otherwise stop to subsequently buying Family needs the amount of money paid to be adjusted.
The excessive short ratio such as arranged is 5%.The commodity amount of more or less adjustment is 300, commodity sum Measure as 10000, then the ratio that the commodity amount of more or less adjustment accounts for commodity total quantity is 3%, is less than about Fixed excessive short ratio 5%, so as to need the amount of money paid to be adjusted follow-up buyer automatically, i.e. root The amount of money is adjusted according to the more or less of determination, adjustment buyer subsequently needs the amount of money paid.
Optionally, if the ratio that the commodity amount of more or less adjustment accounts for commodity total quantity is not more than overflowing for agreement Short ratio, then can preset some processing modes.
Such as if there is stop it is automatic need the amount of money paid to be adjusted follow-up buyer, can be according to buying Family's advice method set in advance notifies buyer and/or notifies seller according to seller's advice method set in advance. Here buyer/or seller includes three kinds of modes:1st, there was only buyer;2nd, there was only seller;3rd, have seller and Buyer.
In force, above-mentioned advice method includes but is not limited to part or all of in following advice method:
Short message is sent to default number, default number is dialed and plays voice, sent out to default email address Send mail, the software PUSH message by user installation.
It is right exemplified by carrying out carrying out jacket and shorts two ways in excessive dress and process of exchange in process of exchange separately below The scheme of the application is described in detail.
As shown in Fig. 2 the method for excessive dress is carried out in the embodiment of the present application process of exchange to be included:
Step 200, after buyer places an order, generate trading order form.
Step 201, after buyer pays first, by trading order form status modifier be " seller's stock ".
Step 202, after the information that seller's stock is completed is received, by trading order form status modifier " to wait to prop up Pay ".
Step 203, receive buyer payment next stage the amount of money after, be by trading order form status modifier " waiting to deliver ".
Step 204, seller overflow debug it is whole after, the commodity amount adjusted according to commodity price and seller, Determine that more or less adjusts the amount of money.
Step 205, judge seller carry out more or less adjustment commodity amount account for commodity total quantity ratio whether The excessive short ratio no more than arranged;
If it is, performing step 206;Otherwise, this flow is jumped out.
Step 206, the amount of money and the more or less adjustment amount of money sum paid is subsequently needed to be used as tune the buyer Buyer after whole subsequently needs the amount of money paid.
Step 207, after seller's Shipping Information is received, by trading order form status modifier be " waiting to receive ".
After step 208, the amount of money (i.e. quality assurance gold) after buyer's payment adjustment, by trading order form shape State is revised as " transaction is completed ".
As shown in figure 3, the method for jacket and shorts is carried out in the embodiment of the present application process of exchange to be included:
Step 300, after buyer places an order, generate trading order form.
Step 301, after buyer pays first, by trading order form status modifier be " seller's stock ".
Step 302, after the information that seller's stock is completed is received, by trading order form status modifier " to wait to prop up Pay ".
Step 303, receive buyer payment next stage the amount of money after, be by trading order form status modifier " waiting to deliver ".
Step 304, after seller carries out jacket and shorts adjustment, the commodity amount adjusted according to commodity price and seller, Determine that more or less adjusts the amount of money.
Step 305, judge seller carry out more or less adjustment commodity amount account for commodity total quantity ratio whether The excessive short ratio no more than arranged;
If it is, performing step 306;Otherwise, this flow is jumped out.
Step 306, judge buyer subsequently need pay the amount of money whether not less than the more or less adjust the amount of money, If it is, performing step 307;Otherwise, step 308 is performed.
Step 307, the difference for subsequently needing the amount of money and the more or less paid to adjust the amount of money buyer are used as tune Buyer after whole subsequently needs the amount of money paid, and performs step 310.
Step 308, using 0 as buyer subsequently need pay the amount of money.
Step 309, the corresponding account transfer target amount of money of buyer, wherein institute are given from the corresponding account of seller State difference of the target amount of money equal to the amount of money that the more or less adjustment amount of money and the buyer subsequently need to pay.
Step 310, after seller's Shipping Information is received, by trading order form status modifier be " waiting to receive ".
After step 311, the amount of money (i.e. quality assurance gold) after buyer's payment adjustment, by trading order form shape State is revised as " transaction is completed ".
Based on same inventive concept, additionally provide and a kind of more or less fund is handled in the embodiment of the present application Equipment, more or less fund is handled due to principle and the embodiment of the present application that the equipment solves problem Method is similar, therefore the implementation of the equipment may refer to the implementation of method, repeats part and repeats no more.
As shown in figure 4, the equipment that the embodiment of the present application is handled more or less fund includes:
Determining module 400, for needing the transaction that repeatedly pays for one, it is described merchandise be related to the In one user and second user, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts adjust the amount of money;
Adjusting module 401, for adjusting the amount of money according to the more or less of determination, adjustment second user subsequently needs The amount of money of payment;
Wherein, the second user is the paying party of the transaction.
In order to make it easy to understand, in following introduction, the first user is replaced with seller, and second user uses buyer Instead of, and be introduced so that seller carries out jacket and shorts adjustment as an example, buyer carries out jacket and shorts adjustment mode and seller It is similar, it will not be repeated here.
The embodiment of the present application can adjust the amount of money according to more or less, and adjustment buyer subsequently needs the amount of money paid, If seller carry out overflow debug it is whole, can increase buyer subsequently need pay the amount of money;If seller carries out short Debug whole, it is possible to reduce buyer subsequently needs the amount of money paid, such seller can directly deliver, Mai Jiashou After arrival, it is only necessary to be normally carried out continuation payment, be not in existing seller overflow debug it is whole after, Necessary buyer is paid after the increased amount of money, and stateful transaction, which can just be changed into " payment " buyer, to deliver;Sell Family is carried out after jacket and shorts adjustment, will not occur needing situation of seller's reimbursement to buyer every time (unless jacket and shorts are adjusted The whole amount of money is more than the amount of money that buyer subsequently needs to pay, and does not otherwise need seller's reimbursement to buyer, that is, not Can occur the situation for needing seller's reimbursement to buyer every time).
In force, before seller's delivery, if actual production data are mismatched with buyer's lot-size, sell Family can carry out more or less adjustment, to adjust quantity on order.
Optionally, determining module 400 is after seller carries out more or less adjustment, when determining that more or less adjusts the amount of money, The commodity amount adjusted according to commodity price and seller, determines that more or less adjusts the amount of money.
Such as commodity are dress, and dress price is 100 yuan, and the commodity amount of seller's adjustment is 10 Part, then the more or less adjustment amount of money is 1000 yuan.
In force, if it is determined that more or less adjusts the amount of money, determining module 400 can be carried out in seller The whole amount of money of the excessive minor of display on the page of more or less adjustment.
After seller clicks on and submitted, adjusting module 401 adjusts the amount of money according to the more or less of determination, adjusts buyer The follow-up amount of money for needing to pay.
Two kinds of whole and jacket and shorts adjustment is debug because more or less adjustment includes overflowing, is carried out respectively below for both Introduce.
Mode one, overflow debug it is whole:
If seller carry out overflow debug it is whole, adjusting module 401 according to buyer subsequently need pay the amount of money and institute More or less adjustment amount of money sum is stated, it is determined that the buyer after adjustment subsequently needs the amount of money paid, and buyer is adjusted The follow-up amount of money for needing to pay.
Specifically, adjusting module 401 can subsequently need buyer the amount of money paid to be adjusted with the more or less The amount of money that amount of money sum subsequently needs to pay as the buyer after adjustment.
Such as commodity are dress, and dress price is 100 yuan, and seller, which overflow, debugs whole commodity Quantity is 10, illustrate to produce 10 seller more, then the more or less adjustment amount of money is 1000 yuan, that is, is bought Family needs 1000 yuan of pay this extra seller, so needing subsequently to need to increase on the basis of the amount of money paid in buyer 1000 yuan.
Mode two, jacket and shorts adjustment:
If seller carries out jacket and shorts adjustment, adjusting module 401 subsequently needs the amount of money and the institute paid according to buyer The difference that more or less adjusts the amount of money is stated, it is determined that the buyer after adjustment subsequently needs the amount of money paid, and buyer is adjusted The follow-up amount of money for needing to pay.
It is less than the quantity of buyer requirements due to carrying out the quantity for the commodity that jacket and shorts adjustment is seller's production, so real Border dealing money can be less than the amount of money arranged before.So it is possible to occur the more or less adjustment amount of money and is more than buy The follow-up amount of money for needing to pay of family, if the more or less adjustment amount of money is more than the amount of money that buyer subsequently needs to pay, Buyer does not need any amount of money of continuation payment, and seller also needs to replace a part of amount of money to buyer, so The more or less adjustment amount of money is more than the amount of money that buyer subsequently needs to pay, and the more or less adjustment amount of money is not more than and bought The follow-up amount of money for needing to pay of family, both of these case processing mode is different.It is introduced separately below.
If situation one, the buyer subsequently need the amount of money paid to adjust the amount of money not less than the more or less, Adjusting module 401 subsequently needs buyer the difference of the amount of money paid and the more or less adjustment amount of money to be used as adjustment Buyer afterwards subsequently needs the amount of money paid.
Such as commodity are dress, and dress price is 100 yuan, and seller, which overflow, debugs whole commodity Quantity is 10, illustrates that seller produces 10 less, then the more or less adjustment amount of money is 1000 yuan, that is, is sold Family needs to return 1000 yuan of buyer, and follow-up buyer needs the amount of money paid to be 1500 yuan, then after directly adjusting Continuous buyer needs the amount of money paid to be 1500 yuan -1000 yuan=500 yuan.
If situation two, the buyer, which subsequently need the amount of money paid to be less than the more or less, adjusts the amount of money, adjust Mould preparation block 401 subsequently needs the amount of money paid using 0 as buyer.
Such as commodity are dress, and dress price is 100 yuan, and seller, which overflow, debugs whole commodity Quantity is 10, illustrates that seller produces 10 less, then the more or less adjustment amount of money is 1000 yuan, that is, is sold Family needs to return 1000 yuan of buyer, and follow-up buyer needs the amount of money paid to be 500 yuan, then after directly adjusting Continuous buyer needs the amount of money paid to be 0.
Optionally, for situation two, because buyer does not pay any amount of money subsequently, seller also need to reimbursement to Buyer, so a kind of feasible mode is:
If buyer, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, adjusting module 401 is from selling The corresponding account transfer target amount of money of buyer is given in the corresponding account of family;
Wherein, the target amount of money, which is equal to the more or less adjustment amount of money and the buyer, subsequently needs what is paid The difference of the amount of money.
Than in such as above-mentioned example, seller needs to return 1000 yuan of buyer, and follow-up buyer needs the amount of money paid For 500 yuan, then directly to 500 yuan of the corresponding account transfer of buyer from the corresponding account of seller.
Due to more or less adjustment need after the completion of production just can know whether needs adjust and if desired The quantity that condition is specifically adjusted, if so the quantity of adjustment is than larger, it is possible to need buyer and seller to enter One step is consulted, at this moment just inapplicable to need the amount of money paid to be adjusted follow-up buyer automatically.Based on this, It can determine that whether the suggestion can overflow when buyer places an order short according to type of transaction, if it is short to overflow, It can be then set in previously according to type of transaction in certain proportion, it is allowed to carry out excessive minor whole.That is, simultaneously Not every transaction, seller can be carried out excessive short.
Specifically, adjusting module 401 is after determining module 400 determines the more or less adjustment amount of money, it is determined that carrying out The commodity amount of more or less adjustment accounts for the ratio of commodity total quantity;
Adjusting module 401 judges whether not the commodity amount for carrying out more or less adjustment accounts for the ratio of commodity total quantity More than the excessive short ratio of agreement;
If it is, automatic need the amount of money paid to be adjusted follow-up buyer;Otherwise stop to subsequently buying Family needs the amount of money paid to be adjusted.
The excessive short ratio such as arranged is 5%.The commodity amount of more or less adjustment is 300, commodity sum Measure as 10000, then the ratio that the commodity amount of more or less adjustment accounts for commodity total quantity is 3%, is less than about Fixed excessive short ratio 5%, so as to need the amount of money paid to be adjusted follow-up buyer automatically, i.e. root The amount of money is adjusted according to the more or less of determination, adjustment buyer subsequently needs the amount of money paid.
Optionally, if the ratio that the commodity amount of more or less adjustment accounts for commodity total quantity is not more than overflowing for agreement Short ratio, then adjusting module 401 can preset some processing modes.
Such as if there is stop it is automatic need the amount of money paid to be adjusted follow-up buyer, can be according to buying Family's advice method set in advance notifies buyer and/or notifies seller according to seller's advice method set in advance. Here buyer/or seller includes three kinds of modes:1st, there was only buyer;2nd, there was only seller;3rd, have seller and Buyer.
In force, above-mentioned advice method includes but is not limited to part or all of in following advice method:
Short message is sent to default number, default number is dialed and plays voice, sent out to default email address Send mail, the software PUSH message by user installation.
It can be seen from the above:The embodiment of the present application is directed to a transaction for needing repeatedly to pay, in institute State in the first user and second user that transaction is related to, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts Adjust the amount of money;The amount of money is adjusted according to the more or less of determination, adjustment second user subsequently needs the amount of money paid. Due to that can adjust the amount of money according to more or less, adjustment second user subsequently need the amount of money paid, so that the One user will not increase the operation complexity of buyer after submitting the dress that overflows, will not be every after the first user submits jacket and shorts It is secondary all to increase the cash flow complexity of order, simplify the complexity to the short fund allocation that overflows.
Above by reference to method, device (system) and/or the computer program production shown according to the embodiment of the present application The block diagram and/or flow chart of product describe the application.It should be understood that frame can be realized by computer program instructions A block and the combination of block diagram and/or the block of flowchart illustration of figure and/or flowchart illustration.Can be by this A little computer program instructions are supplied to all-purpose computer, the processor of special-purpose computer and/or other programmable numbers According to processing unit, to produce machine so that filled via computer processor and/or the processing of other programmable datas The instruction for putting execution creates the method for being used for realizing function/action specified in block diagram and/or flow chart block.
Correspondingly, it can also be implemented with hardware and/or software (including firmware, resident software, microcode etc.) The application.Further, the application can take computer can be used or computer-readable recording medium on Computer program product form, there is the computer realized in media as well can be used or computer-readable for it Program code, with used by instruction execution system or combined command execution system and use.In the application Hereinafter, computer can be used or computer-readable medium can be arbitrary medium, it can include, store, Communication, transmission or transmission program, to be used by instruction execution system, device or equipment, or combined command Execution system, device or equipment are used.
Obviously, those skilled in the art can carry out various changes and modification without departing from this Shen to the application Spirit and scope please.So, if these modifications and variations of the application belong to the application claim and Within the scope of its equivalent technologies, then the application is also intended to comprising including these changes and modification.

Claims (12)

1. a kind of method handled more or less fund, it is characterised in that this method includes:
The transaction that repeatedly pays is needed for one, in the first user being related to and the second user of merchandising In, if user carries out more or less adjustment, it is determined that more or less adjusts the amount of money;
The amount of money is adjusted according to the more or less of determination, adjustment second user subsequently needs the amount of money paid;
Wherein, the second user is the paying party of the transaction.
2. the method as described in claim 1, it is characterised in that the determination more or less adjusts the amount of money, Including:
The commodity amount of more or less adjustment is carried out according to commodity price and the first user, more or less adjustment gold is determined Volume.
3. the method as described in claim 1, it is characterised in that described to be adjusted according to the more or less of determination The amount of money, adjustment second user subsequently needs the amount of money paid, including:
If overflow, it is whole to debug, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user Amount of money sum, it is determined that the second user after adjustment subsequently needs the amount of money paid, and it is follow-up to adjust second user Need the amount of money paid;
If carrying out jacket and shorts adjustment, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user The difference of the amount of money, it is determined that the second user after adjustment subsequently needs the amount of money paid, and it is follow-up to adjust second user Need the amount of money paid.
4. method as claimed in claim 3, it is characterised in that described according to the follow-up needs of second user The amount of money of payment and the more or less adjust the difference of the amount of money, it is determined that the second user after adjustment subsequently needs to pay The amount of money, including:
If second user subsequently needs the amount of money paid to adjust the amount of money not less than the more or less, second is used Family is subsequently needed after the amount of money and the more or less that pay adjust the difference of the amount of money as the second user after adjustment The continuous amount of money for needing to pay;
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, the is used as using 0 Two users subsequently need the amount of money paid.
5. method as claimed in claim 4, it is characterised in that described according to the follow-up needs of second user The amount of money of payment and the more or less adjust the difference of the amount of money, it is determined that the second user after adjustment subsequently needs to pay The amount of money after, in addition to:
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, from the first user couple The corresponding account transfer target amount of money of second user is given in the account answered;
Wherein, the target amount of money, which is equal to the more or less adjustment amount of money and the second user, subsequently needs branch The difference for the amount of money paid.
6. the method as described in Claims 1 to 5 is any, it is characterised in that described according to the excessive short of determination The whole amount of money is debug, adjustment second user is subsequently needed before the amount of money of payment, in addition to:
It is determined that the ratio that the commodity amount for carrying out more or less adjustment accounts for commodity total quantity is not more than the excessive short of agreement Ratio.
7. a kind of equipment handled more or less fund, it is characterised in that the equipment includes:
Determining module, for needing the transaction that repeatedly pays for one, in first the using of being related to of merchandising In family and second user, if user carries out jacket and shorts adjustment, it is determined that jacket and shorts adjust the amount of money;
Adjusting module, for adjusting the amount of money according to the more or less of determination, adjustment second user subsequently needs to pay The amount of money;
Wherein, the second user is the paying party of the transaction.
8. equipment as claimed in claim 7, it is characterised in that the determining module specifically for:
The commodity amount of more or less adjustment is carried out according to commodity price and the first user, more or less adjustment gold is determined Volume.
9. equipment as claimed in claim 7, it is characterised in that the adjusting module specifically for:
If overflow, it is whole to debug, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user Amount of money sum, it is determined that the second user after adjustment subsequently needs the amount of money paid, and it is follow-up to adjust second user Need the amount of money paid;
If carrying out jacket and shorts adjustment, the amount of money paid is subsequently needed to be adjusted with the more or less according to second user The difference of the amount of money, it is determined that the second user after adjustment subsequently needs the amount of money paid, and it is follow-up to adjust second user Need the amount of money paid.
10. equipment as claimed in claim 9, it is characterised in that the adjusting module specifically for:
If second user subsequently needs the amount of money paid to adjust the amount of money not less than the more or less, second is used Family is subsequently needed after the amount of money and the more or less that pay adjust the difference of the amount of money as the second user after adjustment The continuous amount of money for needing to pay;
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, the is used as using 0 Two users subsequently need the amount of money paid.
11. equipment as claimed in claim 10, it is characterised in that the adjusting module is additionally operable to:
If second user, which subsequently needs the amount of money paid to be less than the more or less, adjusts the amount of money, from the first user couple The corresponding account transfer target amount of money of second user is given in the account answered;
Wherein, the target amount of money, which is equal to the more or less adjustment amount of money and the second user, subsequently needs branch The difference for the amount of money paid.
12. the equipment as described in claim 7~11 is any, it is characterised in that the adjusting module is specific For:
It is determined that the ratio that the commodity amount for carrying out more or less adjustment accounts for commodity total quantity is not more than overflowing for agreement After short ratio, adjustment second user subsequently needs the amount of money paid.
CN201610173743.8A 2016-03-24 2016-03-24 A kind of method and apparatus handled more or less fund Pending CN107230117A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201610173743.8A CN107230117A (en) 2016-03-24 2016-03-24 A kind of method and apparatus handled more or less fund

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201610173743.8A CN107230117A (en) 2016-03-24 2016-03-24 A kind of method and apparatus handled more or less fund

Publications (1)

Publication Number Publication Date
CN107230117A true CN107230117A (en) 2017-10-03

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN201610173743.8A Pending CN107230117A (en) 2016-03-24 2016-03-24 A kind of method and apparatus handled more or less fund

Country Status (1)

Country Link
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111080412A (en) * 2019-12-19 2020-04-28 广州快批信息科技有限公司 Order management method and device for online sales of wholesalers

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111080412A (en) * 2019-12-19 2020-04-28 广州快批信息科技有限公司 Order management method and device for online sales of wholesalers

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Application publication date: 20171003