CN107220828A - 通过穿戴式设备进行支付授权与支付的方法、系统及装置 - Google Patents
通过穿戴式设备进行支付授权与支付的方法、系统及装置 Download PDFInfo
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- CN107220828A CN107220828A CN201610166688.XA CN201610166688A CN107220828A CN 107220828 A CN107220828 A CN 107220828A CN 201610166688 A CN201610166688 A CN 201610166688A CN 107220828 A CN107220828 A CN 107220828A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F1/00—Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
- G06F1/16—Constructional details or arrangements
- G06F1/1613—Constructional details or arrangements for portable computers
- G06F1/163—Wearable computers, e.g. on a belt
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
- G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Hardware Design (AREA)
- Human Computer Interaction (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- User Interface Of Digital Computer (AREA)
Abstract
Description
Claims (36)
Priority Applications (10)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201610166688.XA CN107220828B (zh) | 2016-03-22 | 2016-03-22 | 通过穿戴式设备进行支付授权与支付的方法、系统及装置 |
TW106101910A TWI737669B (zh) | 2016-03-22 | 2017-01-19 | 透過穿戴式設備進行支付授權與支付的方法、系統及裝置 |
KR1020187030304A KR102382492B1 (ko) | 2016-03-22 | 2017-03-10 | 착용가능 디바이스에 의한 지불 인가 및 지불을 위한 방법, 시스템, 및 장치 |
SG11201808230SA SG11201808230SA (en) | 2016-03-22 | 2017-03-10 | Method, system, and apparatus for payment authorization and payment by means of wearable device |
PCT/CN2017/076226 WO2017162042A1 (zh) | 2016-03-22 | 2017-03-10 | 通过穿戴式设备进行支付授权与支付的方法、系统及装置 |
SG10202101467UA SG10202101467UA (en) | 2016-03-22 | 2017-03-10 | Method, system, and apparatus for payment authorization and payment by means of wearable device |
JP2018550401A JP6916202B2 (ja) | 2016-03-22 | 2017-03-10 | ウェアラブルデバイスを用いる決済認証及び決済の方法、システム及び装置 |
EP17769319.9A EP3435311A4 (en) | 2016-03-22 | 2017-03-10 | METHOD, SYSTEM AND DEVICE FOR PAYMENT AUTHORIZATION AND PAYMENT USING A WEARABLE DEVICE |
PH12018502021A PH12018502021A1 (en) | 2016-03-22 | 2018-09-21 | Method, system, and apparatus for payment authorization and payment by means of a wearable device |
US16/137,781 US20190026722A1 (en) | 2016-03-22 | 2018-09-21 | Payment processing using a wearable device |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201610166688.XA CN107220828B (zh) | 2016-03-22 | 2016-03-22 | 通过穿戴式设备进行支付授权与支付的方法、系统及装置 |
Publications (2)
Publication Number | Publication Date |
---|---|
CN107220828A true CN107220828A (zh) | 2017-09-29 |
CN107220828B CN107220828B (zh) | 2020-09-08 |
Family
ID=59899218
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201610166688.XA Active CN107220828B (zh) | 2016-03-22 | 2016-03-22 | 通过穿戴式设备进行支付授权与支付的方法、系统及装置 |
Country Status (9)
Country | Link |
---|---|
US (1) | US20190026722A1 (zh) |
EP (1) | EP3435311A4 (zh) |
JP (1) | JP6916202B2 (zh) |
KR (1) | KR102382492B1 (zh) |
CN (1) | CN107220828B (zh) |
PH (1) | PH12018502021A1 (zh) |
SG (2) | SG11201808230SA (zh) |
TW (1) | TWI737669B (zh) |
WO (1) | WO2017162042A1 (zh) |
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN108269088A (zh) * | 2018-01-25 | 2018-07-10 | 信利光电股份有限公司 | 一种移动支付方法和移动支付装置 |
CN108960815A (zh) * | 2018-07-10 | 2018-12-07 | 广东小天才科技有限公司 | 一种通过可穿戴设备进行支付的方法、装置及可穿戴设备 |
WO2020001062A1 (zh) * | 2018-06-25 | 2020-01-02 | 阿里巴巴集团控股有限公司 | 一种使用智能设备进行支付的方法和装置 |
CN110992054A (zh) * | 2019-10-29 | 2020-04-10 | 深圳市龙岳科技有限公司 | 一种支付辅助确认方法 |
CN113034141A (zh) * | 2021-04-22 | 2021-06-25 | 安徽华米信息科技有限公司 | 一种移动支付方法、装置、可穿戴设备和存储介质 |
Families Citing this family (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106296186B (zh) * | 2015-05-25 | 2020-07-03 | 阿里巴巴集团控股有限公司 | 信息交互方法、装置及系统 |
US10523652B2 (en) * | 2017-03-29 | 2019-12-31 | Ca, Inc. | Secure identity sharing using a wearable device |
CN107959926A (zh) * | 2017-12-08 | 2018-04-24 | 湖南湘华优路交通科技有限公司 | 设备和服务器之间数据交互的方法及装置 |
US10783234B2 (en) * | 2018-04-06 | 2020-09-22 | The Toronto-Dominion Bank | Systems for enabling tokenized wearable devices |
JP6878486B2 (ja) * | 2019-03-29 | 2021-05-26 | 楽天グループ株式会社 | 情報処理装置、情報処理方法、プログラム |
CN110084025B (zh) * | 2019-04-29 | 2024-03-19 | 努比亚技术有限公司 | 一种支付安全验证方法、设备及计算机可读存储介质 |
JP7034127B2 (ja) * | 2019-09-05 | 2022-03-11 | PayPay株式会社 | 表示制御プログラム、表示制御装置、表示制御方法及び表示制御システム |
KR102438869B1 (ko) * | 2019-12-18 | 2022-09-02 | 엔에이치엔커머스 주식회사 | 스마트워치 기반의 알림을 이용한 거래 방법 |
CN111932244B (zh) | 2020-07-24 | 2023-10-20 | 中国银联股份有限公司 | 信息处理方法、装置、设备及介质 |
TWI802909B (zh) * | 2021-06-15 | 2023-05-21 | 兆豐國際商業銀行股份有限公司 | 金融交易系統及其操作方法 |
JP7493578B1 (ja) | 2022-12-15 | 2024-05-31 | 和則 藤沢 | 本人確認支援システム及びプログラム |
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US20140074605A1 (en) * | 2012-09-11 | 2014-03-13 | First Data Corporation | Systems and methods for facilitating purchases at a gas station via mobile commerce |
CN104601327A (zh) * | 2013-12-30 | 2015-05-06 | 腾讯科技(深圳)有限公司 | 一种安全验证方法、相关设备和系统 |
US20150294303A1 (en) * | 2014-04-10 | 2015-10-15 | Bank Of America Corporation | Wearable device as a payment vehicle |
CN204741571U (zh) * | 2015-05-28 | 2015-11-04 | 中国工商银行股份有限公司 | 一种用于移动终端的安全认证装置、系统及可穿戴设备 |
CN105139194A (zh) * | 2015-09-30 | 2015-12-09 | 联想(北京)有限公司 | 一种建立连接的方法、电子设备及建立连接的系统 |
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2016
- 2016-03-22 CN CN201610166688.XA patent/CN107220828B/zh active Active
-
2017
- 2017-01-19 TW TW106101910A patent/TWI737669B/zh active
- 2017-03-10 SG SG11201808230SA patent/SG11201808230SA/en unknown
- 2017-03-10 EP EP17769319.9A patent/EP3435311A4/en not_active Withdrawn
- 2017-03-10 JP JP2018550401A patent/JP6916202B2/ja active Active
- 2017-03-10 KR KR1020187030304A patent/KR102382492B1/ko active IP Right Grant
- 2017-03-10 SG SG10202101467UA patent/SG10202101467UA/en unknown
- 2017-03-10 WO PCT/CN2017/076226 patent/WO2017162042A1/zh active Application Filing
-
2018
- 2018-09-21 PH PH12018502021A patent/PH12018502021A1/en unknown
- 2018-09-21 US US16/137,781 patent/US20190026722A1/en not_active Abandoned
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CN104601327A (zh) * | 2013-12-30 | 2015-05-06 | 腾讯科技(深圳)有限公司 | 一种安全验证方法、相关设备和系统 |
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Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN108269088A (zh) * | 2018-01-25 | 2018-07-10 | 信利光电股份有限公司 | 一种移动支付方法和移动支付装置 |
WO2020001062A1 (zh) * | 2018-06-25 | 2020-01-02 | 阿里巴巴集团控股有限公司 | 一种使用智能设备进行支付的方法和装置 |
CN108960815A (zh) * | 2018-07-10 | 2018-12-07 | 广东小天才科技有限公司 | 一种通过可穿戴设备进行支付的方法、装置及可穿戴设备 |
CN110992054A (zh) * | 2019-10-29 | 2020-04-10 | 深圳市龙岳科技有限公司 | 一种支付辅助确认方法 |
CN110992054B (zh) * | 2019-10-29 | 2023-05-12 | 深圳市龙岳科技有限公司 | 一种支付辅助确认方法 |
CN113034141A (zh) * | 2021-04-22 | 2021-06-25 | 安徽华米信息科技有限公司 | 一种移动支付方法、装置、可穿戴设备和存储介质 |
Also Published As
Publication number | Publication date |
---|---|
KR102382492B1 (ko) | 2022-04-01 |
KR20180123705A (ko) | 2018-11-19 |
SG11201808230SA (en) | 2018-10-30 |
JP6916202B2 (ja) | 2021-08-11 |
PH12018502021A1 (en) | 2019-02-11 |
JP2019509578A (ja) | 2019-04-04 |
US20190026722A1 (en) | 2019-01-24 |
EP3435311A1 (en) | 2019-01-30 |
WO2017162042A1 (zh) | 2017-09-28 |
CN107220828B (zh) | 2020-09-08 |
EP3435311A4 (en) | 2019-09-04 |
TW201805864A (zh) | 2018-02-16 |
TWI737669B (zh) | 2021-09-01 |
SG10202101467UA (en) | 2021-03-30 |
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