CN106815622B - 信息的生成、获取、处理方法及装置、支付方法及客户端 - Google Patents

信息的生成、获取、处理方法及装置、支付方法及客户端 Download PDF

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Publication number
CN106815622B
CN106815622B CN201510849154.2A CN201510849154A CN106815622B CN 106815622 B CN106815622 B CN 106815622B CN 201510849154 A CN201510849154 A CN 201510849154A CN 106815622 B CN106815622 B CN 106815622B
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information
account information
payment
party payment
continuous text
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Expired - Fee Related
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CN201510849154.2A
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English (en)
Chinese (zh)
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CN106815622A (zh
Inventor
郭伟
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Advanced New Technologies Co Ltd
Advantageous New Technologies Co Ltd
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Alibaba Group Holding Ltd
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Priority to CN202010157704.5A priority Critical patent/CN111523627B/zh
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to CN201510849154.2A priority patent/CN106815622B/zh
Priority to SG11201804457SA priority patent/SG11201804457SA/en
Priority to AU2016358777A priority patent/AU2016358777B2/en
Priority to EP16867922.3A priority patent/EP3382608A4/en
Priority to JP2018527788A priority patent/JP6812434B2/ja
Priority to KR1020187018341A priority patent/KR102231406B1/ko
Priority to MYPI2018702037A priority patent/MY191128A/en
Priority to PCT/CN2016/106324 priority patent/WO2017088699A1/zh
Publication of CN106815622A publication Critical patent/CN106815622A/zh
Priority to US15/986,939 priority patent/US11127007B2/en
Priority to PH12018501123A priority patent/PH12018501123A1/en
Priority to US16/720,360 priority patent/US11062311B2/en
Application granted granted Critical
Publication of CN106815622B publication Critical patent/CN106815622B/zh
Priority to US17/373,483 priority patent/US11449867B2/en
Expired - Fee Related legal-status Critical Current
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06037—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00—Pattern recognition
    • G06F18/20—Analysing
    • G06F18/24—Classification techniques
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/04—Real-time or near real-time messaging, e.g. instant messaging [IM]
    • H04L51/046—Interoperability with other network applications or services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/52—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail for supporting social networking services
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/14—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation using light without selection of wavelength, e.g. sensing reflected white light
    • G06K7/1404—Methods for optical code recognition
    • G06K7/1408—Methods for optical code recognition the method being specifically adapted for the type of code
    • G06K7/1417—2D bar codes

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Data Mining & Analysis (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Artificial Intelligence (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Computing Systems (AREA)
  • Evolutionary Biology (AREA)
  • Evolutionary Computation (AREA)
  • General Engineering & Computer Science (AREA)
  • Information Transfer Between Computers (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Character Input (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CN201510849154.2A 2015-11-27 2015-11-27 信息的生成、获取、处理方法及装置、支付方法及客户端 Expired - Fee Related CN106815622B (zh)

Priority Applications (13)

Application Number Priority Date Filing Date Title
CN201510849154.2A CN106815622B (zh) 2015-11-27 2015-11-27 信息的生成、获取、处理方法及装置、支付方法及客户端
CN202010157704.5A CN111523627B (zh) 2015-11-27 2015-11-27 信息的生成、获取、处理方法及装置、支付方法及客户端
MYPI2018702037A MY191128A (en) 2015-11-27 2016-11-18 Information generation method and apparatus, information acquisition method and apparatus, information processing method and apparatus, and payment method and client
EP16867922.3A EP3382608A4 (en) 2015-11-27 2016-11-18 METHOD AND DEVICE FOR PRODUCING, COLLECTING AND PROCESSING INFORMATION, METHOD FOR PAYING AND CLIENT
JP2018527788A JP6812434B2 (ja) 2015-11-27 2016-11-18 情報生成方法及び装置、情報取得方法及び装置、情報処理方法及び装置、並びに決済方法及びクライアント
KR1020187018341A KR102231406B1 (ko) 2015-11-27 2016-11-18 정보 생성 방법 및 장치, 정보 취득 방법 및 장치, 정보 프로세싱 방법 및 장치, 및 지불 방법 및 클라이언트
SG11201804457SA SG11201804457SA (en) 2015-11-27 2016-11-18 Information generation method and apparatus, information acquisition method and apparatus, information processing method and apparatus, and payment method and client
PCT/CN2016/106324 WO2017088699A1 (zh) 2015-11-27 2016-11-18 信息的生成、获取、处理方法及装置、支付方法及客户端
AU2016358777A AU2016358777B2 (en) 2015-11-27 2016-11-18 Method and device for generating, acquiring and processing information, method for payment, and client
US15/986,939 US11127007B2 (en) 2015-11-27 2018-05-23 Information generation, acquisition, and processing to improve service efficiency
PH12018501123A PH12018501123A1 (en) 2015-11-27 2018-05-25 Information generation method and apparatus, information acquisition method and apparatus, information processing method and apparatus, and payment method and client
US16/720,360 US11062311B2 (en) 2015-11-27 2019-12-19 Information generation, acquisition, and processing to improve service efficiency
US17/373,483 US11449867B2 (en) 2015-11-27 2021-07-12 Information generation, acquisition, and processing to improve service efficiency

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201510849154.2A CN106815622B (zh) 2015-11-27 2015-11-27 信息的生成、获取、处理方法及装置、支付方法及客户端

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CN106815622A CN106815622A (zh) 2017-06-09
CN106815622B true CN106815622B (zh) 2020-03-06

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CN202010157704.5A Active CN111523627B (zh) 2015-11-27 2015-11-27 信息的生成、获取、处理方法及装置、支付方法及客户端

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US (3) US11127007B2 (enExample)
EP (1) EP3382608A4 (enExample)
JP (1) JP6812434B2 (enExample)
KR (1) KR102231406B1 (enExample)
CN (2) CN106815622B (enExample)
AU (1) AU2016358777B2 (enExample)
MY (1) MY191128A (enExample)
PH (1) PH12018501123A1 (enExample)
SG (1) SG11201804457SA (enExample)
WO (1) WO2017088699A1 (enExample)

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CN106815622B (zh) 2015-11-27 2020-03-06 阿里巴巴集团控股有限公司 信息的生成、获取、处理方法及装置、支付方法及客户端
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CN108829464B (zh) * 2018-06-25 2022-02-22 腾讯科技（深圳）有限公司 服务启动方法、装置、计算机设备及存储介质
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SG11201804457SA (en) 2018-06-28
CN111523627B (zh) 2023-06-20
US20210342843A1 (en) 2021-11-04
US20180268409A1 (en) 2018-09-20
MY191128A (en) 2022-05-31
US11449867B2 (en) 2022-09-20
CN106815622A (zh) 2017-06-09
EP3382608A4 (en) 2019-07-17
AU2016358777B2 (en) 2020-04-30
JP6812434B2 (ja) 2021-01-13
PH12018501123A1 (en) 2019-01-21
WO2017088699A1 (zh) 2017-06-01
CN111523627A (zh) 2020-08-11
JP2018536939A (ja) 2018-12-13
KR102231406B1 (ko) 2021-03-26
AU2016358777A1 (en) 2018-07-12
US20200126084A1 (en) 2020-04-23
KR20180099699A (ko) 2018-09-05
US11127007B2 (en) 2021-09-21
US11062311B2 (en) 2021-07-13
EP3382608A1 (en) 2018-10-03

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