WO2017088699A1 - 信息的生成、获取、处理方法及装置、支付方法及客户端 - Google Patents

信息的生成、获取、处理方法及装置、支付方法及客户端 Download PDF

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Publication number
WO2017088699A1
WO2017088699A1 PCT/CN2016/106324 CN2016106324W WO2017088699A1 WO 2017088699 A1 WO2017088699 A1 WO 2017088699A1 CN 2016106324 W CN2016106324 W CN 2016106324W WO 2017088699 A1 WO2017088699 A1 WO 2017088699A1
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WIPO (PCT)
Prior art keywords
information
user identity
continuous text
payment
unit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/CN2016/106324
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English (en)
French (fr)
Chinese (zh)
Inventor
郭伟
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Alibaba Group Holding Ltd
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Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to AU2016358777A priority Critical patent/AU2016358777B2/en
Priority to EP16867922.3A priority patent/EP3382608A4/en
Priority to KR1020187018341A priority patent/KR102231406B1/ko
Priority to SG11201804457SA priority patent/SG11201804457SA/en
Priority to MYPI2018702037A priority patent/MY191128A/en
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to JP2018527788A priority patent/JP6812434B2/ja
Publication of WO2017088699A1 publication Critical patent/WO2017088699A1/zh
Priority to US15/986,939 priority patent/US11127007B2/en
Priority to PH12018501123A priority patent/PH12018501123A1/en
Anticipated expiration legal-status Critical
Priority to US16/720,360 priority patent/US11062311B2/en
Priority to US17/373,483 priority patent/US11449867B2/en
Ceased legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06037—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
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    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
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    • G06F—ELECTRIC DIGITAL DATA PROCESSING
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    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/04—Real-time or near real-time messaging, e.g. instant messaging [IM]
    • H04L51/046—Interoperability with other network applications or services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/52—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail for supporting social networking services
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/14—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation using light without selection of wavelength, e.g. sensing reflected white light
    • G06K7/1404—Methods for optical code recognition
    • G06K7/1408—Methods for optical code recognition the method being specifically adapted for the type of code
    • G06K7/1417—2D bar codes

Definitions

  • the present application relates to the field of computer technology, and in particular, to a method for generating, acquiring, and processing information, a payment method, and a client.
  • target information such as picture information or sound information
  • target information such as picture information or sound information
  • the efficiency of performing business operations is becoming higher and higher, for example, in passing
  • the user hopes to obtain two account information through one recognition operation, and simultaneously perform the payment operation to the two account information, and since the target information of the prior art can only contain one account information, That is, the user can only identify two account information by two recognition operations, and perform two payment operations to the two account information respectively, which affects the efficiency of business operation execution.
  • the embodiment of the present application provides a method for generating, acquiring, and processing information, a payment method, and a client, which can improve the efficiency of business operation execution.
  • a method for generating information comprising:
  • the target information is generated according to a preset algorithm and the continuous text information.
  • the second aspect provides a method for obtaining information, where the obtaining method includes:
  • the continuous text information is parsed to obtain two or more user identity information.
  • a method for processing information comprising:
  • a payment method comprising:
  • the payment operation is performed according to the payment amount corresponding to the respective account information.
  • an apparatus for generating information comprising: a receiving unit, a combining unit, and a generating unit;
  • the receiving unit is configured to receive an information generating instruction input by the first user, where the information generating instruction carries two or more user identity information;
  • the combining unit is configured to combine the two or more user identity information received by the receiving unit according to a preset manner to obtain continuous text information, wherein the two or more of the continuous text information are The user identity information is separated by a split string, and the split string is a predefined character or a combination of characters;
  • the generating unit is configured to generate target information according to a preset algorithm and the continuous text information obtained by the combining unit.
  • a sixth aspect provides an information acquiring apparatus, where the acquiring apparatus includes: an identifying unit and a parsing unit;
  • the identifying unit is configured to identify pre-generated target information, and obtain continuous text information, where the continuous text information includes two or more user identity information, and the two or more user identity information is divided Cutting the string interval, the split string is a predefined character or a combination of characters;
  • the parsing unit is configured to parse the continuous text information obtained by the identifying unit to obtain two or more user identity information.
  • an information processing apparatus comprising: an identification unit, a sending unit, a receiving unit, and an executing unit;
  • the identifying unit is configured to identify pre-generated target information, and obtain continuous text information
  • the sending unit is configured to send the continuous text information obtained by the identifying unit to a server, where the server parses the continuous text information to obtain two or more user identity information;
  • the receiving unit is configured to receive the two or more user identity information sent by the server, and display the two or more user identity information;
  • the executing unit is configured to perform a corresponding operation on the two or more user identity information according to the information input by the second user.
  • a payment client includes: an identification unit, a sending unit, a determining unit, and an executing unit;
  • the identifying unit is configured to identify pre-generated target information, and obtain continuous text information
  • the sending unit is configured to send the continuous text information obtained by the identifying unit to a payment server, and the payment server parses the continuous text information to obtain two or more account information;
  • the determining unit is configured to determine, according to information input by the payer, a payment amount corresponding to each account information
  • the executing unit is configured to perform a payment operation according to the payment amount corresponding to the respective account information determined by the determining unit.
  • the method for generating, acquiring, and processing the information provided by the present application, the payment method, and the client include: receiving an information generating instruction input by the first user, where the information generating instruction carries two or more user identity information; The two or more user identity information are combined in a preset manner to obtain continuous text information, wherein the two or more user identity information in the continuous text information is separated by a split string, and the split string is A predefined character or combination of characters; generating target information according to a preset algorithm and the continuous text information.
  • two or more user identity information in the present application, by including two or more user identity information in the target information, in the scenario of acquiring the user identity information by identifying the target information, two or more user identity information is acquired by one recognition operation, and two The above user identity information performs the purpose of the business operation at the same time, thereby improving the efficiency of performing business operations on two or more user identity information.
  • FIG. 1 is a flowchart of a method for generating information according to an embodiment of the present application
  • FIG. 2 is a flowchart of a method for acquiring information according to another embodiment of the present application.
  • FIG. 3 is a flowchart of a method for processing information according to another embodiment of the present application.
  • FIG. 5 is a schematic diagram of a page format of a payment client provided by the present application.
  • FIG. 6 is a schematic diagram of an apparatus for generating information according to an embodiment of the present application.
  • FIG. 7 is a schematic diagram of an apparatus for acquiring information according to another embodiment of the present application.
  • FIG. 8 is a schematic diagram of a device for processing information according to another embodiment of the present disclosure.
  • FIG. 9 is a schematic diagram of a payment client according to another embodiment of the present application.
  • the method for generating, acquiring, and processing the information provided by the application, the payment method, and the client are applicable to a scenario in which the target information generated by the Internet system includes two or more user identity information, for example, may be applicable to the payment system.
  • the user identity information includes: account information, account information, bank card number information, or other information that can identify the identity of the user.
  • the payment system may include a payment client and a payment server.
  • the payment client may include a presentation interface, an image recognition device, and/or a voice recognition device.
  • the display interface may display to the user that the payment server processes the payment request of the payment client.
  • Result information the image recognition device is configured to identify the picture information, for example, to identify the two-dimensional code or the encrypted two-dimensional code, and obtain continuous text information (or string information);
  • the voice recognition device is configured to identify the sound information, For example, for identifying sound waves or encrypted sound waves, and obtaining continuous text information (or string information); here, when the payment client is used to identify the encrypted two-dimensional code or the encrypted sound wave, then payment is made.
  • the client can also have a corresponding decryption function, for example, having text information encrypted by the MD5 encryption algorithm.
  • the function of decryption; the payment server can be used to receive continuous text information sent by the payment client, and decrypt the continuous text information through a preset algorithm to obtain two or more user identity information, wherein each user identity information corresponds to
  • the payment amount may be determined according to the payment amount input by the payer and the payment ratio; or may be determined according to the payment amount in the payment order and a preset ratio.
  • the above payment information may be picture information, such as a two-dimensional code; or may be sound information, such as sound waves.
  • FIG. 1 is a flowchart of a method for generating information according to an embodiment of the present application.
  • the execution body of the generating method may be a device having a processing capability: a server or a system or a device. As shown in FIG. 1 , the generating method may specifically include:
  • Step 110 Receive an information generating instruction input by the first user, where the information generating instruction carries two or more user identity information.
  • the first user may be a payee or a merchant;
  • the user identity information may include: account information, account information, bank card number information, or other information that can identify the identity of the user.
  • the user identity information is account information
  • the generated target information is a two-dimensional code.
  • the information generation instruction may be that the payee clicks the “My QR code” option in the “account details” of the payment system. trigger.
  • the account information of the payee is not editable, and in implementing the solution of the present application, the "account details" can be The account information is set to an editable state, so that the payee can add other account information; or, the "Generate QR code” option function can be added directly to the payment system.
  • the payee can After adding two or more account information, and after editing the account information on the above page, the above information generating instruction is triggered when the OK button is clicked.
  • the user identity information is bank card number information or other information capable of identifying the identity of the user, or when the generated target information is other image information or sound information other than the two-dimensional code, the triggering of the above information generating instruction The method is similar and will not be repeated here.
  • Step 120 Combine the two or more user identity information according to a preset manner to obtain continuous text information, where the two or more user identity information in the continuous text information is separated by a split string.
  • the split string is a predefined character or group of characters.
  • the split string may be a special character or a combination of special characters: "#”, “*", “ ⁇ >” or "(.*)", etc., that is, the special character here may be Any character that cannot be used to form user identity information.
  • the two or more user identity information are combined according to a preset manner to obtain continuous text information, which may be:
  • Step A Sort the two or more user identity information according to a preset sorting rule.
  • the preset sorting rule may be: the primary user identity information is in front, and the secondary user identity information is in the back.
  • the preset sorting rule may be: the account information of the merchant is in front, The waiter's account information is behind.
  • Step B Combine the sorted two or more user identity information according to a preset manner to obtain continuous text information.
  • step B is to combine the two or more user identity information sorted by the split string to obtain continuous text information.
  • the account information of the merchant is: a@163.com
  • the account information of the first waiter is: waiter1@163.com
  • the split string is: #; then the two accounts after sorting will be sorted
  • the information is combined and the continuous text information obtained is: a@163.com#waiter1@163.com.
  • the assumption also includes the account information of the second attendant: waiter2@163.com; and the account information of the second attendant does not have a strict order relationship with the account information of the first attendant, then
  • the split string combines the three sorted account information, and the obtained continuous text information is: a@163.com#waiter1@163.com#waiter2@163.com, or a@163.com#waiter2@163 .com#waiter1@163.com.
  • priority can be set separately for multiple attendants.
  • the continuous text information obtained is: a@163.com# Waiter1@163.com#waiter2@163.com.
  • the above two or more user identity information are sorted for convenience of identification. For example, when the received continuous text information is: a@163.com#waiter1@163.com, then a can be directly @163.com identifies the account information of the merchant, and recognizes waiter1@163.com as the account information of the waiter.
  • Step 130 Generate target information according to a preset algorithm and the continuous text information.
  • the target information may be picture information or sound information.
  • the target information may specifically be a two-dimensional code or sound wave.
  • the preset algorithm may be any algorithm capable of generating a two-dimensional code in the prior art; and when the obtained target information is a sound wave, the preset algorithm may be Any algorithm capable of encoding continuous text information according to a preset encoding rule and converting the encoded continuous text information to a signal on a corresponding sound frequency, for example, converting continuous text information into octal Data, in which 0 to 7 in octal data are respectively represented by 8 different sound frequencies, and an algorithm for converting the above-derived octal data to a signal at a corresponding sound frequency.
  • the method for generating information provided by the foregoing embodiment can achieve the purpose of including two or more user identity information in the target information, which can improve acquiring more than two in the scenario of acquiring the user identity information by identifying the target information.
  • the efficiency of user identity information thereby improving the efficiency of performing business operations on more than two user identity information.
  • FIG. 2 is a flowchart of a method for acquiring information according to another embodiment of the present application.
  • the executor of the method can be a device with a processing capability: a server or a system or a device, as shown in FIG.
  • Step 210 Identify pre-generated target information, and obtain continuous text information, where the continuous text information includes two or more user identity information, and the two or more user identity information are separated by a split string.
  • the split string is a predefined character or combination of characters.
  • the pre-generated target information may be picture information, such as a two-dimensional code, or may be sound information, such as sound waves.
  • the above step 210 can be performed by the payment client.
  • the pre-generated target information is a two-dimensional code
  • the pre-generated two-dimensional code can be identified by the payment client by opening a "sweep" function.
  • the above step 210 may also be performed by other systems or devices having image recognition functions or voice recognition functions.
  • more than two user identity information in the continuous text information is ordered.
  • the split string may be a special character or a combination of special characters: "#", “*", “ ⁇ >” or "(.*)", etc., that is, the special character here may be any one cannot be used.
  • the order of the two or more user identity information may be: the primary user identity information is in front, and the secondary user identity information is in the back.
  • the order of the two account information may be: the account information of the merchant is in front, The waiter's account information is behind.
  • the obtained continuous text information may be: a@163.com#waiter1@163.com; and when the continuous text information includes two For the above (eg, three) user identity information, the continuous text information obtained may be: a@163.com#waiter2@163.com#waiter1@163.com.
  • Step 220 Parse the continuous text information to obtain two or more user identity information.
  • step 220 the continuous text information is parsed to obtain two or more user identity information, specifically think:
  • Step X culling the segmentation string from the continuous text information, wherein the continuous text information after culling the segmentation string includes two or more pieces of subtext information.
  • Step Y The two or more subtext information are used as two or more user identity information.
  • a@163.com and waiter1@163.com can be used as two account information respectively, or a@163.com, waiter1@163.com and waiter2@163.com can be used as three account information respectively. .
  • two or more user identity information may be parsed according to a preset sorting rule.
  • the ordering rules of the two or more user identity information are: the account information of the merchant is in front, and the account information of the waiter is behind, then a@163.com and waiter1@163 can be used. .com resolves to the merchant's account information and the first waiter's account information.
  • a@163.com, waiter1@163.com, and waiter2@163.com may be parsed into the account information of the merchant, the account information of the first attendant, and the account information of the second attendant, or Resolving to the account information of the merchant, the account information of the second attendant, and the account information of the first attendant; and in the case of priority, and assuming that the priority of the first attendant is higher than the priority of the second attendant, A@163.com, waiter1@163.com and waiter2@163.com resolve to the account information of the merchant, the account information of the first waiter and the account information of the second waiter.
  • the method for obtaining information provided by the foregoing embodiment can achieve the purpose of acquiring two or more user identity information in one recognition operation, which can improve acquiring two or more users in a scenario of acquiring user identity information by identifying target information.
  • the efficiency of identity information thereby increasing the efficiency of performing business operations on more than two user identity information.
  • FIG. 3 is a flowchart of a method for processing information according to another embodiment of the present application.
  • the executor of the processing method may have a processing capability: a server or a system or a device.
  • the payment method may specifically include:
  • Step 310 Identify pre-generated target information to obtain continuous text information.
  • the pre-generated target information is taken as a two-dimensional code.
  • the QR code can be generated by the payee payment system or the other party's instant messaging software (eg, WeChat or QQ) to facilitate the payment or addition Add a friend to scan the QR code.
  • the two-dimensional code generated by the payee can be identified by the "sweep" function of the payment client, thereby obtaining continuous text information.
  • the QR code generated by the other party can be identified by the "sweep" function of the client of the instant messaging software, thereby obtaining continuous text information.
  • continuous text information when continuous text information is composed of three account information combined by a split string "#", the continuous text information may be: a@163.com#waiter1@163.com#waiter2@163 .com.
  • Step 320 Send the continuous text information to the server, and the server parses the continuous text information to obtain two or more user identity information.
  • the continuous text information may be sent to the payment server; after receiving the continuous text information, the payment server may follow step 220.
  • the parsing method parses the continuous text information, and can obtain the following three account information: a@163.com, waiter1@163.com, and waiter2@163.com, and can be obtained according to a preset collation and priority.
  • the above three account information are account information of the merchant, account information of the first waiter, and account information of the second waiter.
  • the client of the instant messaging software can send the obtained continuous text information to the corresponding server after obtaining the continuous text information; or the server of the instant messaging software receives the continuous text.
  • the continuous text information can be parsed according to the parsing method of step 220, and the following three account informations can be obtained: XXX123, 12345678001, and 497770066.
  • Step 330 Receive the two or more user identity information sent by the server, and display the two or more user identity information.
  • the payment client may display the account information of the merchant and related information of the two attendants, such as an avatar, and according to the selection instruction, the target attendant and the target attendant may be uniquely determined.
  • Account information where the payment server can pre-store the correspondence between the target server and the target server's account information in the storage unit.
  • the client of the instant messaging software can display the three account information after receiving the three account information, and can also display related information of the three account information, such as an avatar and a region. Wait.
  • Step 340 Perform corresponding operations on the two or more user identity information according to the information input by the second user.
  • the second user can be the payer.
  • the payment client may receive the first payment amount corresponding to the merchant account information input by the payment party and the ratio of the second payment amount corresponding to the waiter account information to the first payment amount; or the payment amount corresponding to each account information; After receiving the information input by the payment party, the client may send the information to the payment server, and the payment server determines the payment amount corresponding to each account information according to the received information; and after determining the payment amount corresponding to each account information, The payment operation is performed according to the determined payment amount or the final payment amount corresponding to each account information.
  • the second user may add a friend party; the information input by the second user may be an instruction to add a certain account information as a friend, or may also be an instruction to add a certain account information as a friend.
  • FIG. 4 is a flowchart of a payment method according to still another embodiment of the present application.
  • the executor of the payment method may be a device having a processing capability: a server or a system or a device, such as a payment client.
  • the payment method may specifically include:
  • Step 410 Identify pre-generated target information to obtain continuous text information.
  • the pre-generated target information is taken as a two-dimensional code.
  • the two-dimensional code can be generated by the payee through the payment system, and in order for the paying party to scan the two-dimensional code, the payee can print the two-dimensional code on the wall of the store or near the checkout counter.
  • the two-dimensional code printed on the wall of the store or near the checkout counter can be identified by the "sweep" function of the payment client, so that continuous text information can be obtained.
  • the continuous text information when the continuous text information is composed of three account information combined by the split string "#", the continuous text information may be: a@163.com#waiter1@163.com#waiter2@ 163.com.
  • Step 420 Send the continuous text information to the payment server, and parse the continuous text information by the payment server to obtain two or more account information.
  • the continuous text information may be sent to the payment server; after receiving the continuous text information, the payment server may perform the continuous text information according to the parsing method of step 220.
  • the payment server may perform the continuous text information according to the parsing method of step 220.
  • Step 430 receiving the two or more account information sent by the payment server, and displaying the two Upload account information.
  • the payment client may display a page as shown in FIG. 5, and the page may be displayed through a display interface, which may include two areas: a merchant area and a tip area, where The merchant area displays the account information of the merchant, and the tip area displays information about the two waiters through a drop-down list box, such as an avatar, a selection instruction that the payment client can receive from the drop-down list box, and the received selection instruction.
  • the payment server can uniquely determine the account information of the target attendant and the target attendant.
  • the payment server can pre-store the correspondence between the target attendant and the account information of the target attendant in the storage unit.
  • Step 440 Determine, according to the information input by the payer, the payment amount corresponding to each account information.
  • the information input by the payer includes: a first payment amount corresponding to one account information and a ratio of a second payment amount corresponding to the other account information to the first payment amount; or a payment amount corresponding to each account information.
  • the payment client may receive the payment amount corresponding to the account information of the merchant through the text box of the merchant area, and may determine, by the radio button of the tip area, the input payment ratio or the payment amount input by the payment party.
  • the payment server may directly determine the corresponding account information according to the payment amount received from the text box corresponding to the payment amount.
  • the payment amount and when an instruction to input the payment ratio is received, and the instruction to input the payment ratio is sent to the payment server, the payment server can receive the ratio according to the text box corresponding to the payment ratio and the merchant area.
  • the payment amount determines the payment amount corresponding to each account information.
  • the tip area in FIG. 5 may not include a radio button, but the payment server presets a ratio value, and when receiving the payment amount corresponding to the account information of the merchant sent by the payment client, The payment server determines the payment amount corresponding to each account information according to the payment amount corresponding to the account information of the merchant and the preset ratio value; or, when directly receiving the payment amount corresponding to each account information input by the payment party, the payment server may also The preset is divided into proportions, that is, according to the payment amount and the proportion of the account corresponding to the account information of the waiter, the share amount is determined; after that, the share amount is added to the payment amount corresponding to the account information of the merchant, and the final payment amount corresponding to the account information of the merchant is obtained; The share amount is subtracted from the payment amount corresponding to the account information of the waiter, and the final payment amount corresponding to the account information of the waiter is obtained.
  • one or more drop-down list boxes may be added to the consumption area of FIG. 4 according to the selection received from the newly added drop-down list box. Instructions to determine account information for other waiters and other waiters.
  • Step 450 Perform a payment operation according to the payment amount corresponding to each account information.
  • the payment server After determining the payment amount corresponding to each account information, the payment server performs a payment operation according to the determined payment amount or the final payment amount corresponding to each account information. Thereby, it is achieved that in the scenario of acquiring account information by identifying the target information, two or more account information are acquired by one recognition operation, and the payment operation is simultaneously performed to two or more account information, thereby improving the account for two or more accounts. Information is efficient in performing payment operations.
  • the generating apparatus includes: a receiving unit 601, a combining unit 602, and a generating unit 603.
  • the receiving unit 601 is configured to receive an information generating instruction input by the first user, where the information generating instruction carries two or more user identity information.
  • the combining unit 602 is configured to combine the two or more user identity information received by the receiving unit 601 according to a preset manner to obtain continuous text information, where the two or more user identities in the continuous text information
  • the information is separated by a split string, which is a predefined character or a combination of characters.
  • the combining unit 602 is specifically configured to:
  • the sorted two or more user identity information are combined according to a preset manner to obtain continuous text information.
  • the generating unit 603 is configured to generate target information according to the preset algorithm and the continuous text information obtained by the combining unit 602.
  • the target information includes picture information or sound information.
  • the receiving unit 601 receives an information generating instruction input by the first user, where the information generating instruction carries two or more user identity information; the combining unit 602 sets the two or more user identity information. Combining in a preset manner, obtaining continuous text information, wherein the two or more user identity information in the continuous text information is separated by a split string, and the split string is a predefined character or a combination of characters
  • the generating unit 603 generates target information according to the preset algorithm and the continuous text information.
  • the purpose of including two or more user identity information in the target information can be achieved, which can improve the efficiency of acquiring two or more user identity information in the scenario of acquiring the user identity information by identifying the target information, thereby improving the More than one user identity information to perform business operations.
  • an information acquiring device provided by the embodiment of the present application is as shown in the figure.
  • the obtaining means includes an identifying unit 701 and a parsing unit 702.
  • the identifying unit 701 is configured to identify pre-generated target information, and obtain continuous text information, where the continuous text information includes two or more user identity information, and the two or more user identity information is separated by a split string.
  • the split string is a predefined character or a combination of characters.
  • the parsing unit 702 is configured to parse the continuous text information obtained by the identifying unit 701 to obtain two or more user identity information.
  • the parsing unit 702 is specifically configured to:
  • Destroying the segmentation string from the continuous text information, wherein the continuous text information after the segmentation string is excluded includes two or more pieces of subtext information;
  • the two or more subtext information are used as two or more user identity information.
  • the identifying unit 701 identifies the target information generated in advance, and obtains continuous text information, wherein the continuous text information includes two or more user identity information, and the two or more users
  • the identity information is separated by a split string, which is a predefined character or a combination of characters; the parsing unit 702 parses the continuous text information to obtain two or more user identity information. Therefore, the purpose of acquiring two or more user identity information in one recognition operation can be achieved, which can improve the efficiency of acquiring two or more user identity information in the scenario of acquiring user identity information by identifying the target information, thereby improving the targeting of two or more users.
  • User identity information performs the efficiency of business operations.
  • an information processing apparatus provided by the embodiment of the present application, as shown in FIG. 8, includes: an identification unit 801, a sending unit 802, a receiving unit 803, and an executing unit 804.
  • the identifying unit 801 is configured to identify the target information generated in advance and obtain continuous text information.
  • the sending unit 802 is configured to send the continuous text information obtained by the identifying unit 801 to the server, and the server parses the continuous text information to obtain two or more user identity information.
  • the receiving unit 803 is configured to receive the two or more user identity information sent by the server, and display the two or more user identity information.
  • the executing unit 804 is configured to perform a corresponding operation on the two or more user identity information according to the information input by the second user.
  • the identification unit 801 identifies the target information generated in advance, and obtains continuous text information; the sending unit 802 sends the continuous text information to the server, and the server parses the The continuous text information obtains two or more user identity information; the receiving unit 803 receives the two or more user identity information sent by the server, and displays the two or more user identity information; and the executing unit 804 is configured according to the second user.
  • the input information performs corresponding operations on the two or more user identity information. Therefore, in the scenario that the user identity information is acquired by identifying the target information, two or more user identity information are acquired by one recognition operation, and corresponding operations are performed on two or more user identity information, thereby improving two or more operations.
  • User identity information performs the efficiency of business operations.
  • the payment client includes: an identification unit 901, a sending unit 902, a receiving unit 903, a determining unit 904, and an executing unit. 905.
  • the identifying unit 901 is configured to identify the target information generated in advance and obtain continuous text information.
  • the sending unit 902 is configured to send the continuous text information obtained by the identifying unit 901 to the payment server, and the continuous text information is parsed by the payment server to obtain two or more account information.
  • the receiving unit 903 is configured to receive the two or more account information sent by the payment server, and display the two or more account information.
  • the determining unit 904 is configured to determine, according to the information input by the payer, the payment amount corresponding to each account information.
  • the information input by the payer includes: a first payment amount corresponding to one account information and a ratio of a second payment amount corresponding to the other account information to the first payment amount; or a payment amount corresponding to each account information.
  • the executing unit 905 is configured to perform a payment operation according to the payment amount corresponding to the respective account information determined by the determining unit 904.
  • the identification unit 901 identifies the target information generated in advance, and obtains continuous text information; the sending unit 902 sends the continuous text information to the payment server, and the payment server analyzes the The continuous text information is obtained to obtain two or more account information; the receiving unit 903 receives the two or more account information sent by the payment server, and displays the two or more account information; the determining unit 904 inputs according to the payer The information determines the payment amount corresponding to each account information; the executing unit 905 performs a payment operation according to the payment amount corresponding to the respective account information. Thereby, the account is obtained by identifying the target information.
  • two or more account information are acquired by one recognition operation, and the purpose of the payment operation is simultaneously performed to two or more account information, thereby improving the efficiency of performing payment operations for two or more account information.
  • the steps of a method or algorithm described in connection with the embodiments disclosed herein can be implemented in hardware, a software module executed by a processor, or a combination of both.
  • the software module can be placed in random access memory (RAM), memory, read only memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, removable disk, CD-ROM, or technical field. Any other form of storage medium known.

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PCT/CN2016/106324 2015-11-27 2016-11-18 信息的生成、获取、处理方法及装置、支付方法及客户端 Ceased WO2017088699A1 (zh)

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JP2018527788A JP6812434B2 (ja) 2015-11-27 2016-11-18 情報生成方法及び装置、情報取得方法及び装置、情報処理方法及び装置、並びに決済方法及びクライアント
EP16867922.3A EP3382608A4 (en) 2015-11-27 2016-11-18 METHOD AND DEVICE FOR PRODUCING, COLLECTING AND PROCESSING INFORMATION, METHOD FOR PAYING AND CLIENT
KR1020187018341A KR102231406B1 (ko) 2015-11-27 2016-11-18 정보 생성 방법 및 장치, 정보 취득 방법 및 장치, 정보 프로세싱 방법 및 장치, 및 지불 방법 및 클라이언트
SG11201804457SA SG11201804457SA (en) 2015-11-27 2016-11-18 Information generation method and apparatus, information acquisition method and apparatus, information processing method and apparatus, and payment method and client
MYPI2018702037A MY191128A (en) 2015-11-27 2016-11-18 Information generation method and apparatus, information acquisition method and apparatus, information processing method and apparatus, and payment method and client
AU2016358777A AU2016358777B2 (en) 2015-11-27 2016-11-18 Method and device for generating, acquiring and processing information, method for payment, and client
US15/986,939 US11127007B2 (en) 2015-11-27 2018-05-23 Information generation, acquisition, and processing to improve service efficiency
PH12018501123A PH12018501123A1 (en) 2015-11-27 2018-05-25 Information generation method and apparatus, information acquisition method and apparatus, information processing method and apparatus, and payment method and client
US16/720,360 US11062311B2 (en) 2015-11-27 2019-12-19 Information generation, acquisition, and processing to improve service efficiency
US17/373,483 US11449867B2 (en) 2015-11-27 2021-07-12 Information generation, acquisition, and processing to improve service efficiency

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MY191128A (en) 2022-05-31
US11449867B2 (en) 2022-09-20
CN106815622A (zh) 2017-06-09
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JP6812434B2 (ja) 2021-01-13
PH12018501123A1 (en) 2019-01-21
CN111523627A (zh) 2020-08-11
JP2018536939A (ja) 2018-12-13
KR102231406B1 (ko) 2021-03-26
AU2016358777A1 (en) 2018-07-12
US20200126084A1 (en) 2020-04-23
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US11062311B2 (en) 2021-07-13
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