CN105989472A - Wireless mobile configuration, wireless payment configuration and wireless payment configuration method of electric energy measurement system, and public commodity wireless payment configuration - Google Patents
Wireless mobile configuration, wireless payment configuration and wireless payment configuration method of electric energy measurement system, and public commodity wireless payment configuration Download PDFInfo
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- CN105989472A CN105989472A CN201510100022.XA CN201510100022A CN105989472A CN 105989472 A CN105989472 A CN 105989472A CN 201510100022 A CN201510100022 A CN 201510100022A CN 105989472 A CN105989472 A CN 105989472A
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Abstract
The invention discloses a wireless mobile configuration and a wireless payment configuration of an electric energy measurement system, comprising: a first near field communication (NFC) chip set in a mobile payment terminal; a second NFC chip set in an electric energy measuring apparatus; a third-party payment interface which is in communication coupling with a processor of the mobile payment terminal so as to generate payment financial data according to requests of the processor; a security payment encryption device which is in communication coupling with the processor of the mobile payment terminal and sends a security payment cipher text to the processor according to the payment financial data; and a ESAM chip which is connected with the second NFC chip, configured to transmit identity authentication encrypted data of a user of the electric energy measuring apparatus to the second NFC chip and used for encrypted data transmission with the first NFC chip, wherein the mobile payment terminal is connected with the second NFC chip of the electric energy measuring apparatus via the first NFC chip in a manner of wireless electromagnetic inductive coupling so as to perform security financial payment.
Description
Technical field
The present embodiments relate to electric power network metering automation technology, relate more particularly to by wireless near field communication (NFC)
The rate control system that technology realizes, the wireless mobile configuration that for example prepaid electricity selling mode realizes or wireless payment configuration.
Background technology
As the intelligence degree of power industry improves constantly, current electric power meter has progressively been replaced by has expense control work(
The equipment of energy, its clearing are supplemented mode with money and are mainly used the stored value card of IC-card to carry out.It is wherein primarily present following defect: IC-card
Recharging payment flow process is complicated, it is necessary to carry out to outlet or self-service payment terminal；IC-card has to connect with electric power meter
Tactile plug-in card is supplemented with money, is difficult to operate for the equipment being arranged in table case；The IC-card quantity that user holds gets more and more, keeping difficulty,
It is easily lost.
Content of the invention
The present invention the first technical scheme uses a kind of novel electric power meter micropayments clearing configuration, is supported closely by using
The mobile phone of radio communication (NFC) function is as Mobile payment terminal, in conjunction with Third-party payment such as such as Alipay, wechat payments
The electricity charge are supplemented with money and are transferred in electric power meter, it is achieved the pre paid functionality of electric power meter by platform.Described configuration is main
It is made up of four parts, there is the Mobile payment terminal of NFC function, the electric power meter with NFC function, secure payment
Encryption equipment, Third-party payment interface composition.Built-in NFC chip in Mobile payment terminal, mode of operation uses analog card pattern (Card
Emulation), its NFC chip is modeled as subscriber card by Mobile payment terminal, is passed by the electromagnetic induction coupled modes of wireless frequency
Delivery data.Built-in NFC chip and ESAM chip in electric power meter, NFC chip mode of operation is modeled as Card Reader by software
Device pattern, power measuring terminal NFC chip wirelessly gathers TAG data, NFC from Mobile payment terminal NFC chip
Chip by carrying out authentication, the safety encryption of data alternately with the ESAM chip in electric power meter.
In one aspect, user can hold Mobile payment terminal and obtains payment amount from Third-party payment interface, then adds from secure payment
Close machine obtains secure payment ciphertext, by NFC mode, by money charging to electric power meter.
Technical solution of the present invention 1: the wireless mobile configuration of electric energy metered system, arranges several electricity in described electric energy metered system
Energy metering device, connects Mobile payment terminal for described electric power meter further, wherein sets in described Mobile payment terminal
Put the first wireless near field communication (NFC) chip, be configured to work under the first simulation model, by wireless electromagnetic induction coupling
Conjunction mode connects electric power meter, arranges the second NFC chip in described electric power meter, is configured to work in the second mould
Under simulation models, receive the data from described Mobile payment terminal.
In one embodiment, described electric power meter configures the ESAM chip being connected with the second NFC chip, quilt further
It is configured to transmit to the second NFC chip the authentication encryption data of described electric power meter owning user, be used for and a NFC
The encryption data transmission of chip.
In one embodiment, described first simulation model is configured to card simulation model, by the place in described Mobile payment terminal
Described first NFC chip is modeled as subscriber card, by wireless radio frequency mode transmitting user data by reason device.Described second simulation model
It is configured to Card Reader pattern, by the processor in described electric power meter, the second NFC chip is modeled as card reader, by nothing
Line RF-wise reads the user data from described first NFC chip.
In one embodiment, described Mobile payment terminal is Portable, personal user's equipment, such as mobile phone, mobile electricity
Brain etc..
In another embodiment, the wireless payment collocation method of electric energy metered system includes: by the process in Mobile payment terminal
Device control the first NFC chip is operated under the first simulation model；By processor control the second NFC chip in electric power meter
It is operated under the second simulation model；By the first simulation model is configured to card simulation model, the second simulation model is configured to Card Reader
Pattern, the second NFC chip reads the first NFC chip by wireless radio frequency mode.
In one embodiment, described wireless radio frequency mode is radio electronic label (RFID), ZIGBEE or infrared mode.
Technical scheme 2: the wireless payment configuration of electric energy metered system includes: the first NFC chip being arranged in Mobile payment terminal,
It is configured to work under the first simulation model；The second NFC chip being arranged in electric power meter, is configured to work in
Under two simulation models；Third-party payment interface, the processor of the described Mobile payment terminal of communication coupling props up to generate according to its request
Pay accounting data；Secure payment encryption equipment, communication couples the processor of described Mobile payment terminal and according to described payment account number
According to being sent to secure payment ciphertext, the coupling of wherein said secure payment ciphertext pays accounting data；And with the second NFC chip even
The ESAM chip connecing, is configured to transmit the authentication encryption number of described electric power meter owning user to the second NFC chip
According to for the encryption data transmission with the first NFC chip, wherein said Mobile payment terminal passes through wireless by the first NFC chip
Electromagnetic induction coupled modes connect the second NFC chip of electric power meter to carry out safe account payment.
In one embodiment, described first simulation model is configured to card simulation model, by the place in described Mobile payment terminal
Described first NFC chip is modeled as subscriber card, by wireless radio frequency mode transmitting user data by reason device.
In one embodiment, described second simulation model is configured to Card Reader pattern, by the process in described electric power meter
Second NFC chip is modeled as card reader by device, reads the user data from described first NFC chip by wireless radio frequency mode.
In one embodiment, described Mobile payment terminal is further provided with application interface unit, is used for described electric power meter
Login and data to accounting data for the owning user write.
In one embodiment, the processor in described Mobile payment terminal is configured to: wirelessly connect described safety
Pay encryption equipment, send identification authentication data；The Mobile payment terminal authentication ciphertext getting and the first random number are passed through
First NFC chip sends to the second NFC chip of described electric power meter, and wherein the first random number is to be generated by described processor,
As the encryption factor of Mobile payment terminal authentication ciphertext, after being obtained by described second NFC chip, with electric power meter
Authentication key is coupled as the decryption factor to described Mobile payment terminal authentication ciphertext.
In one embodiment, described ESAM chip is configured to: be decrypted Mobile payment terminal authentication ciphertext and identity
Certification, returns to the first NFC chip checking data.
In one embodiment, the processor in described Mobile payment terminal is configured to: receive identification authentication data, to
Secure payment encryption equipment 3 sends user's accounting data, obtains and supplements ciphertext and the second random number with money, and wherein the second random number is by described
Processor generate, as Mobile payment terminal transmission ciphertext the encryption factor, by described second NFC chip obtain after, with electricity
The decryption factor to described Mobile payment terminal authentication ciphertext can be coupled as by metering device line transmission key；Fill described
Value ciphertext and the second random number are sent to the second NFC chip by the first NFC chip.
In another embodiment, the wireless payment collocation method of electric energy metered system, comprising: by the place in Mobile payment terminal
Reason device control the first NFC chip is operated under the first simulation model；By processor control the 2nd NFC core in electric power meter
Piece is operated under the second simulation model；Connect secure payment encryption equipment by the processor in Mobile payment terminal, send identity and recognize
The Mobile payment terminal authentication ciphertext getting and the first random number are sent to described electricity by card data by the first NFC chip
Second NFC chip of energy metering device；By ESAM chip Mobile payment terminal authentication ciphertext is decrypted and identity is recognized
Card；Receive identification authentication data by the processor in described Mobile payment terminal, send user's account to secure payment encryption equipment 3
Data, obtain and supplement ciphertext and the second random number with money；Described ciphertext and the second random number of supplementing with money is sent to by the first NFC chip
Two NFC chip；Supplement ciphertext with money by the second NFC chip reception and the second random number is decrypted checking, accounting data will be supplemented with money and increase
Add to electricity tariff data；And accounting data will be supplemented with money be stored in Mobile payment terminal.
Wherein, the first random number is to be generated by the processor in described Mobile payment terminal, close as Mobile payment terminal authentication
The encryption factor of literary composition, after being obtained by described second NFC chip, is coupled as to described with electric power meter authentication key
The decryption factor of Mobile payment terminal authentication ciphertext.Second random number is to be generated by the processor in described electric power meter,
As the encryption factor of Mobile payment terminal transmission ciphertext, after being obtained by described second NFC chip, with electric power meter circuit
Transmission key is coupled as the decryption factor to described Mobile payment terminal authentication ciphertext.
Technical scheme 3: the configuration of public commodity wireless payment includes: the first NFC chip being arranged in Mobile payment terminal, is configured
For working under the first simulation model；The second NFC chip being arranged in common block list, is configured to work under the second simulation model；
Third-party payment interface, the processor of the described Mobile payment terminal of communication coupling pays accounting data to generate according to its request；Peace
Full payment encryption equipment, communication couples the processor of described Mobile payment terminal and is sent to safety according to described payment accounting data
Paying ciphertext, the coupling of wherein said secure payment ciphertext pays accounting data；And the ESAM chip being connected with the second NFC chip,
It is configured to transmit to the second NFC chip the authentication encryption data of described common block list owning user, be used for and the first NFC chip
Encryption data transmission, wherein said Mobile payment terminal by the first NFC chip by wireless electromagnetic induction coupled modes connect public affairs
By the second NFC chip of table to carry out safe account payment.
In one embodiment, described common block list includes one of ammeter, water meter, gas meter, flow meter or heat energy meter or combination.
The technique effect of the present invention highlights: pays based on wireless mobile and takes prosecutor formula, it is simple to electric power meter owning user is to it
Device under account can manage and payment expense in time, it is to avoid the loaded down with trivial details mode gone through the formalities by sales department.At another
Aspect, can be easy to user's direct payment sale of electricity expense, it is not necessary to use the mode of card to settle accounts the electricity charge, it is simple to use.
Brief description
Fig. 1 is the structural principle schematic diagram of wireless payment of the present invention configuration.
Detailed description of the invention
With reference to Fig. 1, an electric energy metered system arranges several electric power meters 10, further for described electric energy metrical dress
Put connection Mobile payment terminal 20, the first wireless near field communication (NFC) chip 21 is set in Mobile payment terminal 20, is joined
It is set to work under the first simulation model, connect electric power meter 10 by wireless electromagnetic induction coupled modes, at described electric energy
Second NFC chip 11 is set in metering device, is configured to work under the second simulation model, receive from described mobile payment eventually
The data of end 20.In one embodiment, in described electric power meter 10, configuration is connected with the second NFC chip 11 further
ESAM chip 13, is configured to transmit the authentication encryption number of described electric power meter owning user to the second NFC chip 11
According to for the encryption data transmission with the first NFC chip.
Described first simulation model is configured to card simulation model (Card Emulation), by described Mobile payment terminal 20
Processor 22 described first NFC chip 21 is modeled as subscriber card, by wireless radio frequency mode transmitting user data.Described second
Simulation model is configured to Card Reader pattern (Card Reading Emulation), by the process in described electric power meter 10
Second NFC chip is modeled as card reader by device 12, reads the number of users from described first NFC chip 21 by wireless radio frequency mode
According to.Described Mobile payment terminal 20 is Portable, personal user's equipment, such as mobile phone, removable computer etc..
In another embodiment, the wireless payment collocation method of electric energy metered system includes: by the process in Mobile payment terminal
Device control the first NFC chip is operated under the first simulation model；By processor control the second NFC chip in electric power meter
It is operated under the second simulation model；By the first simulation model is configured to card simulation model, the second simulation model is configured to Card Reader
Pattern, the second NFC chip reads the first NFC chip by wireless radio frequency mode.
In one embodiment, described wireless radio frequency mode is radio electronic label (RFID), ZIGBEE or infrared mode.
In another embodiment, with reference to Fig. 1, the wireless payment configuration of electric energy metered system includes: be arranged at Mobile payment terminal
The first NFC chip 21 in 20, is configured to work under the first simulation model；The 2nd NFC being arranged in electric power meter 10
Chip 11, is configured to work under the second simulation model；Third-party payment interface 30, the described Mobile payment terminal of communication coupling
The processor 22 of 20 pays accounting data to generate according to its request；Secure payment encryption equipment 40, the described mobile payment of communication coupling
The processor 22 of terminal 20 is simultaneously sent to secure payment ciphertext, wherein said secure payment ciphertext according to described payment accounting data
Coupling pays accounting data；And the ESAM chip 13 being connected with the second NFC chip 11, it is configured to pass to the second NFC chip 11
Pass the authentication encryption data of described electric power meter 10 owning user, pass for the encryption data with the first NFC chip 21
Passing, wherein Mobile payment terminal 20 connects electric power meter 10 by the first NFC chip 21 by wireless electromagnetic induction coupled modes
The second NFC chip 11 to carry out safe account payment.
In one embodiment, described first simulation model is configured to card simulation model, by the place in described Mobile payment terminal
Described first NFC chip is modeled as subscriber card, by wireless radio frequency mode transmitting user data by reason device.Described second simulation model
It is configured to Card Reader pattern, by the processor in described electric power meter, the second NFC chip is modeled as card reader, by nothing
Line RF-wise reads the user data from described first NFC chip.
In one embodiment, described Mobile payment terminal 20 is further provided with application interface unit 23, is used for described electric energy metrical
Login and data to accounting data for device 10 owning user write.
In one embodiment, the processor in described Mobile payment terminal is configured to: wirelessly connect described safety
Pay encryption equipment, send identification authentication data；The Mobile payment terminal authentication ciphertext getting and the first random number are passed through
First NFC chip sends to the second NFC chip of described electric power meter, and wherein the first random number is to be generated by described processor,
As the encryption factor of Mobile payment terminal authentication ciphertext, after being obtained by described second NFC chip, with electric power meter
Authentication key is coupled as the decryption factor to described Mobile payment terminal authentication ciphertext.
In one embodiment, described ESAM chip is configured to: be decrypted Mobile payment terminal authentication ciphertext and identity
Certification, returns to the first NFC chip checking data.
In one embodiment, the processor in described Mobile payment terminal is configured to: receive identification authentication data, to
Secure payment encryption equipment 3 sends user's accounting data, obtains and supplements ciphertext and the second random number with money, and wherein the second random number is by described
Processor generate, as Mobile payment terminal transmission ciphertext the encryption factor, by described second NFC chip obtain after, with electricity
The decryption factor to described Mobile payment terminal authentication ciphertext can be coupled as by metering device line transmission key；Fill described
Value ciphertext and the second random number are sent to the second NFC chip by the first NFC chip.
In another embodiment, the wireless payment collocation method of electric energy metered system, comprising: by the place in Mobile payment terminal
Reason device control the first NFC chip is operated under the first simulation model；By processor control the 2nd NFC core in electric power meter
Piece is operated under the second simulation model；Connect secure payment encryption equipment by the processor in Mobile payment terminal, send identity and recognize
The Mobile payment terminal authentication ciphertext getting and the first random number are sent to described electricity by card data by the first NFC chip
Second NFC chip of energy metering device；By ESAM chip Mobile payment terminal authentication ciphertext is decrypted and identity is recognized
Card；Receive identification authentication data by the processor in described Mobile payment terminal, send user's account to secure payment encryption equipment 3
Data, obtain and supplement ciphertext and the second random number with money；Described ciphertext and the second random number of supplementing with money is sent to by the first NFC chip
Two NFC chip；Supplement ciphertext with money by the second NFC chip reception and the second random number is decrypted checking, accounting data will be supplemented with money and increase
Add to electricity tariff data；And accounting data will be supplemented with money be stored in Mobile payment terminal.
Wherein, the first random number comprises 8 bytes, as one of the encryption factor of terminal identity certification ciphertext, obtains at metering device
After random number 1, terminal identity certification ciphertext is carried out collectively as decryption factor by it with electric power meter 10 authentication key
Decryption verification.Second random number comprises 8 bytes, as one of the encryption factor of Mobile payment terminal 20 line transmission ciphertext, at meter
Amount device obtains after random number 2, by its with metering device line transmission key collectively as decryption factor to terminal identity certification ciphertext
It is decrypted checking information.
First random number is to be generated by the processor in described Mobile payment terminal, as adding of Mobile payment terminal authentication ciphertext
The close factor, after being obtained by described second NFC chip, is coupled as propping up described movement with electric power meter authentication key
Pay the decryption factor of terminal identity certification ciphertext.Second random number is to be generated by the processor in described electric power meter, as
The encryption factor of Mobile payment terminal transmission ciphertext, after being obtained by described second NFC chip, with electric power meter line transmission
Key is coupled as the decryption factor to described Mobile payment terminal authentication ciphertext.
In another embodiment, public commodity wireless payment configuration, comprising: the NFC core being arranged in Mobile payment terminal
Piece, is configured to work under the first simulation model；The second NFC chip being arranged in common block list, is configured to work in second
Under simulation model；Third-party payment interface, the processor of the described Mobile payment terminal of communication coupling pays to generate according to its request
Accounting data；Secure payment encryption equipment, communication couples the processor of described Mobile payment terminal and according to described payment accounting data
Being sent to secure payment ciphertext, the coupling of wherein said secure payment ciphertext pays accounting data；And be connected with the second NFC chip
ESAM chip, be configured to the authentication encryption data to the second NFC chip described common block list owning user of transmission, for
The encryption data transmission of the first NFC chip, wherein said Mobile payment terminal passes through wireless electromagnetic induction coupling by the first NFC chip
Conjunction mode connects the second NFC chip of common block list to carry out safe account payment.
In one embodiment, described common block list includes one of ammeter, water meter, gas meter, flow meter or heat energy meter or combination.
Claims (16)
1. the wireless mobile configuration of electric energy metered system, arranges several electric power meters in described electric energy metered system, and it is special
Levy and be to connect Mobile payment terminal for described electric power meter further, wherein in described Mobile payment terminal, arrange first
Wireless near field communication (NFC) chip, is configured to work under the first simulation model, by wireless electromagnetic induction coupled modes
Connect electric power meter, the second NFC chip is set in described electric power meter, is configured to work in the second simulation model
Under, receive the data from described Mobile payment terminal.
2. the wireless mobile configuration of electric energy metered system according to claim 1, it is characterised in that: at described electric energy metrical dress
Configure the ESAM chip being connected with the second NFC chip in putting further, be configured to transmit described electric energy metrical to the second NFC chip
The authentication encryption data of device owning user, for the encryption data transmission with the first NFC chip.
3. the wireless mobile configuration of electric energy metered system according to claim 1, it is characterised in that: described first simulation model
It is configured to card simulation model, by the processor in described Mobile payment terminal, described first NFC chip is modeled as subscriber card,
By wireless radio frequency mode transmitting user data.
4. the wireless mobile configuration of electric energy metered system according to claim 3, it is characterised in that: described second simulation model
It is configured to Card Reader pattern, by the processor in described electric power meter, the second NFC chip is modeled as card reader, by nothing
Line RF-wise reads the user data from described first NFC chip.
5. the wireless mobile configuration of the electric energy metered system described in any one according to aforementioned claim, it is characterised in that: described
Mobile payment terminal is Portable, personal user's equipment.
6. the wireless payment configuration of electric energy metered system, it is characterised in that include:
The first NFC chip being arranged in Mobile payment terminal, is configured to work under the first simulation model；
The second NFC chip being arranged in electric power meter, is configured to work under the second simulation model；
Third-party payment interface, the processor of the described Mobile payment terminal of communication coupling pays accounting data to generate according to its request；
Secure payment encryption equipment, communication couples the processor of described Mobile payment terminal and is sent to according to described payment accounting data
Secure payment ciphertext, the coupling of wherein said secure payment ciphertext pays accounting data；And
The ESAM chip being connected with the second NFC chip, is configured to transmit described electric power meter owning user to the second NFC chip
Authentication encryption data, for the transmission of the encryption data of the first NFC chip, wherein said Mobile payment terminal passes through first
NFC chip connects the second NFC chip of electric power meter to carry out safe account payment by wireless electromagnetic induction coupled modes.
7. the wireless payment configuration of electric energy metered system according to claim 6, it is characterised in that: described first simulation model
It is configured to card simulation model, by the processor in described Mobile payment terminal, described first NFC chip is modeled as subscriber card,
By wireless radio frequency mode transmitting user data.
8. the wireless payment configuration of electric energy metered system according to claim 7, it is characterised in that: described second simulation model
It is configured to Card Reader pattern, by the processor in described electric power meter, the second NFC chip is modeled as card reader, by nothing
Line RF-wise reads the user data from described first NFC chip.
9. the wireless payment configuration of electric energy metered system according to claim 6, it is characterised in that: described Mobile payment terminal
It is further provided with application interface unit, write for login and data to accounting data for the described electric power meter owning user.
10. the wireless payment configuration of electric energy metered system according to claim 6, it is characterised in that: described mobile payment is eventually
Processor in end is configured to:
Wirelessly connect described secure payment encryption equipment, send identification authentication data；
The Mobile payment terminal authentication ciphertext getting and the first random number are sent to described electric energy meter by the first NFC chip
Second NFC chip of amount device, wherein the first random number is to be generated by described processor, close as Mobile payment terminal authentication
The encryption factor of literary composition, after being obtained by described second NFC chip, is coupled as to described with electric power meter authentication key
The decryption factor of Mobile payment terminal authentication ciphertext.
The wireless payment configuration of 11. electric energy metered systems according to claim 10, it is characterised in that described ESAM chip is joined
It is set to: Mobile payment terminal authentication ciphertext is decrypted and authentication, return to the first NFC chip checking data.
The wireless payment configuration of 12. electric energy metered systems according to claim 11, it is characterised in that described Mobile payment terminal
Interior processor is configured to:
Receive identification authentication data, send user's accounting data to secure payment encryption equipment 3, obtain and supplement ciphertext and the second random number with money,
Wherein the second random number is to be generated by described processor, as the encryption factor of Mobile payment terminal transmission ciphertext, described
It after second NFC chip obtains, is coupled as to described Mobile payment terminal authentication close with electric power meter line transmission key
The decryption factor of literary composition；
Supplement ciphertext by described with money and the second random number is sent to the second NFC chip by the first NFC chip.
The wireless payment collocation method of 13. electric energy metered systems, it is characterised in that include:
It is operated under the first simulation model by processor control the first NFC chip in Mobile payment terminal；
It is operated under the second simulation model by processor control the second NFC chip in electric power meter；
Connect secure payment encryption equipment by the processor in Mobile payment terminal, send identification authentication data, the movement that will get
Payment terminal authentication ciphertext and the first random number are sent to the 2nd NFC core of described electric power meter by the first NFC chip
Piece；
By ESAM chip, Mobile payment terminal authentication ciphertext is decrypted and authentication；
Receive identification authentication data by the processor in described Mobile payment terminal, send user's account to secure payment encryption equipment 3
Data, obtain and supplement ciphertext and the second random number with money；
Supplement ciphertext by described with money and the second random number is sent to the second NFC chip by the first NFC chip；
Supplement ciphertext with money by the second NFC chip reception and the second random number is decrypted checking, accounting data will be supplemented with money and increase to electricity
Tariff data；And
Accounting data will be supplemented with money and be stored in Mobile payment terminal.
The wireless payment collocation method of 14. electric energy metered systems according to claim 13, it is characterised in that:
First random number is to be generated by the processor in described Mobile payment terminal, as adding of Mobile payment terminal authentication ciphertext
The close factor, after being obtained by described second NFC chip, is coupled as propping up described movement with electric power meter authentication key
Pay the decryption factor of terminal identity certification ciphertext；
Second random number be by described electric power meter processor generate, as Mobile payment terminal transmission ciphertext encryption because of
Son, after being obtained by described second NFC chip, is coupled as to described mobile payment eventually with electric power meter line transmission key
The decryption factor of end authentication ciphertext.
15. public commodity wireless payment configurations, it is characterised in that include:
The first NFC chip being arranged in Mobile payment terminal, is configured to work under the first simulation model；
The second NFC chip being arranged in common block list, is configured to work under the second simulation model；
Third-party payment interface, the processor of the described Mobile payment terminal of communication coupling pays accounting data to generate according to its request；
Secure payment encryption equipment, communication couples the processor of described Mobile payment terminal and is sent to according to described payment accounting data
Secure payment ciphertext, the coupling of wherein said secure payment ciphertext pays accounting data；And
The ESAM chip being connected with the second NFC chip, is configured to transmit the identity of described common block list owning user to the second NFC chip
Authenticated encryption data, for the encryption data transmission with the first NFC chip, wherein said Mobile payment terminal passes through a NFC core
Piece connects the second NFC chip of common block list to carry out safe account payment by wireless electromagnetic induction coupled modes.
16. public commodity wireless payments according to claim 15 configuration, it is characterised in that: described common block list include ammeter,
One of water meter, gas meter, flow meter or heat energy meter or combination.
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| CN201510100022.XA CN105989472A (en) | 2015-03-06 | 2015-03-06 | Wireless mobile configuration, wireless payment configuration and wireless payment configuration method of electric energy measurement system, and public commodity wireless payment configuration |
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| CN201510100022.XA CN105989472A (en) | 2015-03-06 | 2015-03-06 | Wireless mobile configuration, wireless payment configuration and wireless payment configuration method of electric energy measurement system, and public commodity wireless payment configuration |
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| CN111127000A (en) * | 2019-12-10 | 2020-05-08 | 中国联合网络通信集团有限公司 | Rechargeable card information encryption method and device, terminal equipment and rechargeable platform |
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