CN105678617A - Personal international money transfer system for plurality of remittance agents - Google Patents
Personal international money transfer system for plurality of remittance agents Download PDFInfo
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Abstract
The invention discloses a personal international money transfer system for a plurality of remittance agents. The personal international money transfer system includes a counter system interface, a plurality of communication modules, a core banking system interface and a business processing module, wherein the counter system interface is used for receiving a transaction request from a counter; the first communication module is used for communicating with the first agent system among the plurality of money transfer agents; the second communication module is used for communicating with the second agent system among the plurality of money transfer agents; the core banking system interface is used for communicating with the core banking system; and the business processing module is used for executing the following processing: according to the received transaction request, calling a series of atom transaction to process; and according to the transaction type, requesting the first agent system or the second agent system to process through the first communication module or the second communication module, and requesting the core banking system to process. The personal international money transfer system for a plurality of remittance agents can effectively solve the problem that in the prior art, linkage with different money transfer can be realized only by developing a plurality of systems, thus reducing the period for secondary development.
Description
Technical field
The present invention relates to the communications field, specifically, relate to a kind of individual's international speed remittance system towards multiple money transfer agent.
Background technology
Individual's international remittance business is quickly to arrive to meet small amount international remittance, instant remittance abroad or solve the individual business demand paid and grow up, and belongs to and acts on behalf of third party individual's international remittance field. Relative to traditional Financial Telecommunication association of global cooperative bank (SocietyforWorldwideInterbankFinancialTelecommunication, SWIFT) remittance, individual's international speed remittance business without waiting for remittance abroad bank and or after its account wardrobe cun have arrived paying bank, remittance could solve to be paid, its position is by cooperative venture and bank's signing, and solve a pair full amount control in signing bank's guarantee deposit and odd-numbered day, reconciliation of can remitting money in real time is paid, and has the fireballing feature that keeps accounts.
Current domestic more banks has respective individual international speed remittance system, when the international Su Hui company of individual carries out cooperation with domestic bank, each bank is typically only capable to have an international speed remittance product simultaneously, it may be assumed that existing individual international speed remittance system is typically only capable to and an international fast agent's system docking that converges.
As new access agent, it is necessary to set of system newly developed, both expended substantial amounts of human cost, and made again the cycle that new factorage is promoted very long, be unfavorable for the fast development of business, it is impossible to obtained the advantage that the same trade is leading.
Summary of the invention
In view of the drawbacks described above of prior art, embodiments of the present invention provide a kind of individual's international speed remittance system (PersonalInternationalExpressTransfer, PIET) towards multiple money transfer agent.
In the various embodiments of the present invention, described individual's international speed remittance system towards multiple money transfer agent can include, but are not limited to:
Cabinet plane system interface, for receiving the transaction request from cabinet face;
Multiple communication modules, first communication module in the plurality of communication module communicates for uniting with the first agent's quotient system in the plurality of money transfer agent, and the second communication module in the plurality of communication module communicates for uniting with the second agent's quotient system in the plurality of money transfer agent;
Core banking system interface, for communicating with core banking system;
Service Processing Module, for performing following process: the transaction request arrived for described cabinet plane system interface, call a series of atoms transaction corresponding with this transaction request to process, type of transaction according to this transaction request asks described first agent's quotient system system or second agent's quotient system system to process by described first communication module or second communication module, and calls core banking system described in described core banking system interface requests according to described type of transaction and process.
According to embodiment of the present invention, have the advantage that
The PIET system that embodiment of the present invention proposes efficiently solves and originally needs to develop the problem that many cover systems could dock from different money transfer agent, adopt cabinet plane system interface to solve teller simultaneously and operate the problem that multiple system just can carry out different money transfer agent transaction, All Activity can complete each through one terminal of operation and interface, enormously simplify the complexity of transactional operation, shorten the flow process of transaction. Simultaneously, shorten the cycle of secondary development, new agential access can the original parameter setting module of multiplexing, utility module and most atom transaction, only need to increase some configurations under original framework, increase newly more agential special process, then under former framework, develop new agential interface communication part. If new agential communication modes is identical with existing communication modes, then be modified configuration and can complete docking, be greatly saved business handling time and client's waiting time, improve Consumer's Experience.
Accompanying drawing explanation
Fig. 1 is the block diagram illustrating a kind of individual's international speed remittance system towards multiple money transfer agent according to embodiment of the present invention;
Fig. 2 is the block diagram of a kind of example of the Service Processing Module illustrating the individual's international speed remittance system according to embodiment of the present invention;
Fig. 3 is the block diagram of the another kind of example of the Service Processing Module illustrating the individual's international speed remittance system according to embodiment of the present invention;
Fig. 4 is the block diagram of the application example illustrating the individual's international speed remittance system according to embodiment of the present invention;
Fig. 5 illustrates the interface relationship between the individual's international speed remittance system shown in Fig. 4 and first agent's quotient system system;
Fig. 6 illustrates the interface relationship between the individual's international speed remittance system shown in Fig. 4 and second agent's quotient system system;
Fig. 7 illustrates the overall process flow of the application example shown in Fig. 4.
Detailed description of the invention
For the ease of understanding the various aspects of technical solution of the present invention, feature and advantage, below in conjunction with accompanying drawing, the present invention is specifically described. Should be appreciated that following various embodiments are served only for illustrating, not for limiting the scope of the invention.
With reference to Fig. 1, it illustrates a kind of individual's international speed remittance system towards multiple money transfer agent according to embodiment of the present invention. In embodiments of the present invention, described system can include, but are not limited to: Service Processing Module 1100, multiple communication module (1111,1112 ...), cabinet plane system interface 1120 and core banking system interface 1130.
In the various embodiments of the present invention, described cabinet plane system interface 1120 is for receiving the transaction request from cabinet face, for instance the transaction request that teller is initiated by cabinet plane system 1300. Described transaction request may include that such as, draft issued request, inquiry draft issued request, inquiry inward remittance request etc.
In the various different embodiments of the present invention, multiple communication modules interact for the system with multiple money transfer agent, communication module including 2 or more than 2, its number can be essentially identical with the number of money transfer agent, in the system of multiple money transfer agent part system identical maybe can with identical interface time communication module number can less than the number of money transfer agent. In embodiments of the present invention, first communication module 1111 in the plurality of communication module is for communicating with the first agent's quotient system system 1211 in the plurality of money transfer agent, and the second communication module 1112 in the plurality of communication module is for communicating with the second agent's quotient system system 1212 in the plurality of money transfer agent.
In the various embodiments of the present invention, described core banking system interface 1130 is for communicating with core banking system 1400. Described Service Processing Module 1100 is used for performing following process: the transaction request received for described cabinet plane system interface 1120, call a series of atoms transaction corresponding with this transaction request to process, type of transaction according to this transaction request asks described first agent's quotient system system 1211 to carry out processing or pass through second communication module 1112 by described first communication module 1111 to ask second agent's quotient system to be united 1212 to process, and calls described core banking system interface 1130 according to described type of transaction and ask described core banking system 1400 to process.
Embodiment of the present invention efficiently solves to be needed to develop the problem that many cover systems could dock from different money transfer agent originally, shortens the cycle of secondary development.
In one embodiment of the invention, described first communication module 1111 adopts the mode of WebService (web service) to be connected with described first agent's quotient system system 1211, described second communication module 1112 adopts Socket (socket) mode (such as, client/server (C/S) mode and security socket layer HTML (Hypertext Markup Language) (HTTPS) mode) to be connected with described second agent's quotient system system 1212. Further, described first communication module 1111 and described first agent's quotient system system 1211 employing XML file transmission information, described second communication module 1112 and described second agent's quotient system system 1212 employing TXT format transmission information. In other embodiments of the present invention, first communication module and second communication module are likely to adopt and are connected with each self-corresponding agent's system in a like fashion.
In embodiments of the present invention, the transaction of described a series of atoms can include scope check, mechanism's inspection, currency type inspection, amount inspection and transaction pretreatment. In addition or as selection, the transaction of described a series of atoms adopts the mode of multi-thread concurrent to run.
In one embodiment of the invention, as in figure 2 it is shown, described Service Processing Module can include, but are not limited to:
Transaction flow master control submodule 2100, including combination transaction configuration information, atom transaction configuration information;
Combination transaction thread submodule 2200, calls the transaction of corresponding atom for the type of transaction according to described transaction request, combination transaction configuration information and atom transaction configuration information.
In another embodiment of the invention, as it is shown on figure 3, described Service Processing Module can include, but are not limited to:
Inward remittance submodule 3101, for receiving the inward remittance of the system from multiple money transfer agent by the plurality of communication module, for instance, the inward remittance of first agent's quotient system system 1211 is received by first communication module 1111;
Draft issued submodule 3102, remitted money by described cabinet plane system interface client, and send the system of the plurality of money transfer agent respectively by the plurality of communication module and carry out remittance process, such as, it is separately sent to first agent's quotient system system 1211 by first communication module 1111 and second communication module 1112 and second agent's quotient system system 1212 carries out remittance process;
Automatically keep accounts submodule 3103, call in the plurality of communication module automatically keep accounts query interface and the interface that automatically keeps accounts realize inward remittance automatically solve pay keep accounts, detailed inquiry of remitting money, the failure information that keeps accounts feedback, and the international revenue and expenditure declaration system that links realizes automatic international revenue and expenditure and declares;
Charge submodule 3104, arranges the charge realized inward remittance and draft issued by parameter;
Reconciliation submodule 3105, for receive come from described core banking system, the reconciliation file of multiple money transfer agent carries out reconciliation process;
Report form statistics submodule 3106, it is provided that inward remittance, draft issued statistical report form;
Parameter management submodule 3107, is used for realizing parameter maintenance;
Backstage batch submodule 3108, mainly realizes following function: the switching of business date, the backup of flowing water table and cleaning, the automatically updating of money transfer agent and remittance path parameter, amount initializes, automatically the downloading of the clearance file of multiple money transfer agent, automatically the calculating and book keeping operation, daily record cleaning of the fee;
System monitoring submodule 3109, mainly realizes running state of process monitoring, service queue monitoring.
The various embodiments of the only present invention described above, its object is to the present invention is illustrated. skilled artisan would appreciate that, under the premise without departing from the objective of the present invention, the above-mentioned embodiment of the present invention can be carried out various deformation and these deform the embodiment obtained and fall into the protection domain of the claims in the present invention equally, such as, in embodiments of the present invention, it is Service Processing Module by PIET system, except communication function (including interface), other functional modules are unified, but, in other embodiments of the present invention, Service Processing Module can also be carried out various fractionation as required, such as, some modules in each submodule shown in Fig. 3 can be separated as independent module.
Below for bank and two money transfer agent cooperations, the technical scheme that the present invention is proposed is described in detail. Such as, the PIET system of bank and CMT Corporation system or main frame and WU Corporation system or main frame dock, uniform access system as row inner core banking system CCBS with the system of the outer each money transfer agent of row, to be received from the money transfer request information of cabinet plane system on the one hand, mail to CMT system and WU system, to receive CMT system and the return information of WU system on the other hand, return again to cabinet plane system.
In one embodiment of the invention, system is developed based on java, foreground function is towards cabinet plane system and system manager, on the one hand by Servlet (full name JavaServlet, there is not Chinese translation, it is with the server of written in Java) issue transaction interface to cabinet plane system, on the other hand to system manager's Web Services Publishing, it is provided that set of parameter is safeguarded and data query interface; Background function then completion system batch tasks and automatically process task, carry out on the one hand cutting day, reconciliation, flowing water filing and end day account draw button, carry out the inquiry of remittance automatically on the other hand and conciliate to pay and process. The Servlet on foreground and Web service are all by a Weblogic (applicationserver of U.S.'s Oracle Company, it is specifically a middleware based on JAVAEE framework) issue, then carry out load balancing with F5 load equalizer, be dealt on each server by transaction average mark dispersion and process.
Major function
As shown in Figure 4, the main modular function of bank PIET system includes (being not entirely shown in figure):
1. communication module: be connected with WU and CMT system by communication module, between realization and WU and CMT main frame, information is mutual, and including remittance inquiry, solution pair is inquired about, remittance abroad is inquired about, import the interfaces such as solution pair, draft issued, remittance abroad are reexchanged, remittance abroad is cancelled, reconciliation, affiliate's parameter renewal. Such as, using the communication module with CMT system docking as first communication module, it includes inquire the price query interface, CMT customer query interface, CMT remittance abroad transaction interface, CMT Transaction Inquiries interface, CMT transaction amendment interface, CMT client's rate query interface, CMT remittance path query interface, CMT agency of CMT and automatically keeps accounts interface etc. with regard to query interface, CMT; Using the communication module with WU system docking as second communication module, comprising: WU inquiry into expenses interface, WU remittance abroad transaction interface, WU solve a pair status poll interface, interface is revised in WU transaction, WU imports and solves pair interface etc.
2. inward remittance: receive the inward remittance from WU and CMT, mainly includes remittance and inquires about, solves functions such as paying inquiry, remittance solution is paid.
3. draft issued: by the cabinet plane system (high-low cabinet) of bank outlets, receives client's remittance, and is separately sent to WU or CMT system by communication module and remits money. Mainly include remittance abroad inquiry, draft issued inquiry, remittance abroad are reexchanged, the function such as remittance abroad cancellation.
4. automatically keep accounts: PIET automatically calls CMT and automatically keeps accounts query interface and the interface that automatically keeps accounts realizes CMT speed and converges that automatically solving of inward remittance pays the function that keeps accounts, the detailed query function of remittance, keep accounts the functions such as failure information feedback, and the international revenue and expenditure declaration system that links realizes automatic international revenue and expenditure and the function such as declares.
5. Charging Module: arranged by parameter, including Maximum Charge volume, minimum charge, preferential ratio, the charge parameter such as ratio, charge method, realizes the charge of inward remittance and draft issued respectively.
6. reconciliation module: doing business every day after terminating, system automatic reception comes from the reconciliation file of CCBS, WU, CMT, the reconciliation including the part that automatically keeps accounts is detailed, it is achieved the reconciliation in many ways of PIET system and CCBS, WU and CMT, it is ensured that the correctness of transaction. Meanwhile, the fee is shared in the benefit check. For the unsuccessful part of automatic reconciliation, it is provided that operator's craft reconciliation function.
7. report form statistics: provide inward remittance, all kinds of situation statistical report form of draft issued, it is provided that the statistical report forms such as branch's trading volume, to realize head office's centralized management and the target such as examination and production and management analysis.
8. parameter management: include the parameter maintenances such as currency type, country, agent, mechanism, amount, subject;
9. backstage batch: mainly include the switching of business date, the backup of flowing water table and cleaning, the automatically updating of money transfer agent and remittance path parameter, amount initializes, WU and CMT clears automatically the downloading of file, automatically the calculating and the function such as book keeping operation, daily record cleaning of the fee.
10. system monitoring: native system is provided with monitoring on producing, mainly include running state of process monitoring, service queue monitoring, success rate and the mortality of different periods transaction can be detected, if mortality is higher, can automatic alarm, effectively alleviate O&M pressure, improve the ageing of fault discovery.
Interface design
In embodiments of the present invention, as shown in Figure 4, the interface that PIET system is relevant includes the interface (channel transaction interface) of the PIET system interface (cabinet face transaction interface) with cabinet plane system and electronic channel system, with the interface of CCBS core system (keep accounts interface) and the various interfaces with WU and CMT system.The transaction of cabinet face sends request message by cabinet plane system to PIET system, and PIET system returns result message; PIET system sends Accounting Request to CCBS, and receives response message; PIET system sends transaction request to CMT and WU, and receives returned packet. Retransmission mechanism is adopted, it is ensured that the integrity of affairs when transaction is abnormal.
Interface between 1.PIET system and CMT system
As it is shown in figure 5, be bidirectional interface relation between PIET system and CMT system, PIET system sends application information to CMT, and CMT returns destination file to individual PIET system. Bank, as the WebService of client call CMT, adopts ssl protocol encryption, and logs on CMT system by username and password, and request message is XML (extensible markup language) form.
Interface between 2.PIET system and WU system
As shown in Figure 6, it also it is bidirectional interface relation between PIET system and WU system, PIET system sends request by the API (application programming interface) of WU to WU main frame, and the response message of WU main frame is by returning to PIET system with TXT (text) form after the API of WU.
System flow
As it is shown in fig. 7, the overall process flow of embodiment of the present invention is as follows:
1.CMT speed is converged: transaction is initiated by cabinet face, PIET system receives the transaction request (by Servlet service interface) from cabinet face, after a series of atoms transaction such as scope check, mechanism's inspection, currency type inspection, amount inspection and transaction pretreatment, kind according to transaction calls CMT interface, call after successfully, recall CCBS charging interface to keep accounts, after completing CMT interface interchange and CCBS interface interchange, the result that the result return CMT interface and CCBS charging interface return is processed again returning to cabinet plane system. Draft issued is then first carry out CCBS charging interface to call, and then recalls CMT interface. Converged by CMT speed, cabinet face can carry out inward remittance inquiry conciliate pay, draft issued, draft issued inquire abouts, reexchange, revise and are cancelled, money transfer agent inquiry, remittance path inquiry, remittance charge tentative calculation and Global Link client enrollment etc. are concluded the business.
2, WU speed is converged: converge similar with CMT speed, and system supports being uniformly processed of many money transfer agent, by centralized and unified for all money transfer agent Servlet service interface to PIET system, cabinet face interface is unified. Cabinet face is initiated during transaction request (by Servlet service interface), have selected WU remittance, then PIET system can fill in corresponding data according to the interface requirement that WU speed is converged, and automatically calls WU interface (Servlet service interface) and CCBS charging interface realizes the correlation function of WU speed remittance. Full row solution pays amount integral control, information realtime interactive of remitting money. System supports that cabinet plane system is handled WU by PIET system and imported inquiry and import pair two kinds of business of solution, WU remittance abroad business and Web bank, Possum enforcement also in the works.
3, automatically keep accounts: PIET system every day just calls automatically keeping accounts to solve and paying a query interface of CMT system every several minutes, if there being transaction, PIET system just calls the charging interface automatically solving pair interface and CCBS of CMT, mate according to the amount of money in Transaction Information, payee's name in an account book, account, if satisfied condition, this remittance keeps accounts automatically, need not teller intervene, efficiently quickly. If the amount of money is inconsistent, or account, name in an account book are wrong, and system feedback error code is to CMT system, CMT company be again introduced into automatically keeping accounts after being responsible for the information such as subsequent clients contact amendment name in an account book flow process.
4, day eventually batch: end day, batch tasks carried out at non operation time, carries out when system time 24:00 every day, timing triggers, completes to cut day, flowing water transfer, parameter is downloaded, the fee calculates, keeps accounts and clear the operations such as reconciliation. After finishing service batch processing task, also can regularly timing completion system cleaning, including the cleaning of daily record cleaning and historical data.
Innovation and advantage
Adopt above-mentioned embodiment, have the advantage that
1. framework is advanced
Native system overall technology framework is advanced, and flexible structure, secondary development period is short, meets the development trend of current information technology, can keep on top in system architecture within a period of time.
System adopts open platform and mainstream technology, has higher platform flexibility, such as AIX main frame, window client, java technology etc.
System adopts multithreading, it is possible to achieve the many transaction of many cabinets plane system terminal concurrently carry out, and have high-throughput.
System adopts multiple means to realize and docking of outreaching system, and adopts the mode of WebService to be connected with CMT system, adopts C/S mode and HTTPS two ways to be attached with WU system.
System adopts load-balancing technique, and the Servlet on foreground and Web service are all issued by Weblogic, then carry out load balancing with F5 load equalizer, the process that is dealt on each server by transaction average mark dispersion.
2. module reuse
The transaction of native system major part and function all adopt the design concept that parametrization configures, and make every effort to high durability, together with the mode loose couplings that module adopts configuration file with intermodule major part, design and develop flexibly. Such as atom transaction, conclude the business in backstage, day the part such as eventually batch all adopt parameter configuration, difference in functionality can be realized by increasing or revise parameter.
System adopts the pattern of atom transaction, the service atomization public by some, and each transaction all can be called multiple atom and concluded the business, and durability is higher. Such as: currency type inspection, mechanism's inspection, the business hours check to wait and all conclude the business as atom, are most of Basic examination concluded the business and all must carry out.
3. operation expanding
Take into full account the extensibility of system in the design, it is easy to Quick Developing of New Products and Function Extension. Have contemplated that, at the beginning of system design, the remittance (namely different cooperative venture, for instance WU, CMT etc.) supporting multiple kind. After being in that CMT cooperation, in system level, realize building of WU remittance basis framework by parameter configuration, i.e. newly-increased WU remittance kind and the commission income parameter of WU remittance, WU remittance cooperation partner's parameter etc. The code skeleton of internal system is constant, adds the process of WU related business process under former framework.
In Interface design, for the HPI requirement of WU company, in PIET communication module, newly developed with WU host communication interface program. Other functional modules of PIET, for instance reconciliation, the fee are collected, importing multiple functional modules such as solution pair, draft issued, inquiry can multiplexing completely. As such, it is possible to the different money transfer transactions of fast Development and different cooperative ventures, it is possible to meet the needs that following bank individual international remittance business is fast-developing.
4. process automation
Automatically keep accounts: eliminate the Transaction Inquiries of business personnel, payee's identification checkup, account verification, submit the flow processs such as solution pair to, system be automatically performed. Both saved manpower, improve efficiency, the transaction of big quantity can have been supported again.
Automatically declare: eliminate business personnel's operation by the Data Enter of funds transfer system to declaration system, be greatly saved the time, the problem simultaneously avoiding the wrong data of record.
Automatic reconciliation: eliminate the trouble of manual verification, both saved the time, and improve again efficiency.
The various different embodiment of the present invention described in detail above, other aspects or the feature of the technical scheme of embodiment of the present invention are described below in another form, and it is not limited to following a series of paragraph, in order to clear and effectively for the purpose of, specify alphanumeric can to the some or all of paragraphs in these paragraphs. The content group that in these paragraphs each section can combine with one or more than one other paragraph in any suitable manner. When the example of some in not limiting suitable combination, some paragraphs hereinafter are quoted other paragraphs especially and limit other paragraphs further.
P1. towards individual's international speed remittance system of multiple money transfer agent, wherein, described system can include, but are not limited to: cabinet plane system interface, for receiving the transaction request from cabinet face; Multiple communication modules, first communication module in the plurality of communication module communicates for uniting with the first agent's quotient system in the plurality of money transfer agent, and the second communication module in the plurality of communication module communicates for uniting with the second agent's quotient system in the plurality of money transfer agent; Core banking system interface, for communicating with core banking system; Service Processing Module, for performing following process: the transaction request arrived for described cabinet plane system interface, call a series of atoms transaction corresponding with this transaction request to process, type of transaction according to this transaction request asks described first agent's quotient system system or second agent's quotient system system to process by described first communication module or second communication module, and calls core banking system described in described core banking system interface requests according to described type of transaction and process.
P2. the system according to paragraph P1, wherein, described first communication module can adopt the mode of WebService to be connected with described first agent's quotient system system.
P3. the system according to paragraph P1, wherein, described second communication module can adopt Socket mode to be connected with described second agent's quotient system system.
P4. the system according to paragraph P2, wherein, described first communication module and described first agent's quotient system system can adopt XML file transmission information.
P5. the system according to paragraph P3, wherein, described second communication module can adopt C/S mode and HTTPS mode to be connected with described second agent's quotient system system.
P6. the system according to paragraph P5, wherein, described second communication module can adopt TXT format transmission information with described second agent's quotient system system.
P7. the system according to any one in paragraph P1 to P6, wherein, the transaction of described a series of atoms can include scope check, mechanism's inspection, currency type inspection, amount inspection and transaction pretreatment etc.
P8. the system according to paragraph P7, wherein, the transaction of described a series of atoms can adopt the mode of multi-thread concurrent to run.
P9. the system according to paragraph P1, wherein, described Service Processing Module may include that transaction flow master control submodule, including combination transaction configuration information, atom transaction configuration information; Combination transaction thread submodule, calls the transaction of corresponding atom for the type of transaction according to described transaction request, combination transaction configuration information and atom transaction configuration information.
P10. the system according to paragraph P1, wherein, described Service Processing Module may include that inward remittance submodule, for being received the inward remittance of the system from multiple money transfer agent by the plurality of communication module;Draft issued submodule, is remitted money by described cabinet plane system interface client, and sends the system of the plurality of money transfer agent respectively by the plurality of communication module and carry out remittance process; Automatically keep accounts submodule, call in the plurality of communication module automatically keep accounts query interface and the interface that automatically keeps accounts realize inward remittance automatically solve pay keep accounts, detailed inquiry of remitting money, the failure information that keeps accounts feedback, and the international revenue and expenditure declaration system that links realizes automatic international revenue and expenditure and declares; Charge submodule, arranges the charge realized inward remittance and draft issued by parameter; Reconciliation submodule, for receive come from described core banking system, the reconciliation file of multiple money transfer agent carries out reconciliation process; Report form statistics submodule, it is provided that inward remittance, draft issued statistical report form; Parameter management submodule, is used for realizing parameter maintenance; Backstage batch submodule, mainly realizes following function: the switching of business date, the backup of flowing water table and cleaning, the automatically updating of money transfer agent and remittance path parameter, amount initializes, automatically the downloading of the clearance file of multiple money transfer agent, automatically the calculating and book keeping operation, daily record cleaning of the fee; System monitoring submodule, mainly realizes running state of process monitoring, service queue monitoring.
The PIET system that embodiment of the present invention proposes efficiently solves and originally needs to develop the problem that many cover systems could dock from different money transfer agent, adopt cabinet plane system interface to solve teller simultaneously and operate the problem that multiple system just can carry out different money transfer agent transaction, All Activity can complete each through one terminal of operation and interface, enormously simplify the complexity of transactional operation, shorten the flow process of transaction. Simultaneously, shorten the cycle of secondary development, new agential access can the original parameter setting module of multiplexing, utility module and most atom transaction, only need to increase some configurations under original framework, increase newly more agential special process, then under former framework, develop new agential interface communication part. If new agential communication modes is identical with existing communication modes, then be modified configuration and can complete docking, be greatly saved business handling time and client's waiting time, improve Consumer's Experience.
Through the above description of the embodiments, those skilled in the art is it can be understood that can realize by the mode of software combined with hardware platform to the present invention. Based on such understanding, what background technology was contributed by technical scheme can embody with the form of software product in whole or in part, this computer software product can be stored in storage medium, such as ROM/RAM, magnetic disc, CD etc., including some instructions with so that a computer equipment (can be personal computer, server, or the network equipment etc.) perform the method described in some part of each embodiment of the present invention or embodiment.
Skilled person should be appreciated that and disclosed above is only embodiments of the present invention, certainly with this interest field limiting the present invention, according to the equivalent variations that embodiment of the present invention is made, can not still belong to the scope that the claims in the present invention contain.
Claims (10)
1. the individual's international speed remittance system towards multiple money transfer agent, it is characterised in that described system includes:
Cabinet plane system interface, for receiving the transaction request from cabinet face;
Multiple communication modules, first communication module in the plurality of communication module communicates for uniting with the first agent's quotient system in the plurality of money transfer agent, and the second communication module in the plurality of communication module communicates for uniting with the second agent's quotient system in the plurality of money transfer agent;
Core banking system interface, for communicating with core banking system;
Service Processing Module, for performing following process: the transaction request arrived for described cabinet plane system interface, call a series of atoms transaction corresponding with this transaction request to process, type of transaction according to this transaction request asks described first agent's quotient system system or second agent's quotient system system to process by described first communication module or second communication module, and calls core banking system described in described core banking system interface requests according to described type of transaction and process.
2. system according to claim 1, it is characterised in that described first communication module adopts the mode of WebService to be connected with described first agent's quotient system system.
3. system according to claim 1, it is characterised in that described second communication module adopts Socket mode to be connected with described second agent's quotient system system.
4. system according to claim 2, it is characterised in that described first communication module and described first agent's quotient system system adopt XML file transmission information.
5. system according to claim 3, it is characterised in that described second communication module adopts C/S mode and HTTPS mode to be connected with described second agent's quotient system system.
6. system according to claim 5, it is characterised in that described second communication module adopts TXT format transmission information with described second agent's quotient system system.
7. system as claimed in any of claims 1 to 6, it is characterised in that the transaction of described a series of atoms includes scope check, mechanism's inspection, currency type inspection, amount inspection and transaction pretreatment.
8. system according to claim 7, it is characterised in that the transaction of described a series of atoms adopts the mode of multi-thread concurrent to run.
9. system according to claim 1, it is characterised in that described Service Processing Module includes:
Transaction flow master control submodule, including combination transaction configuration information, atom transaction configuration information;
Combination transaction thread submodule, calls the transaction of corresponding atom for the type of transaction according to described transaction request, combination transaction configuration information and atom transaction configuration information.
10. system according to claim 1, it is characterised in that described Service Processing Module includes:
Inward remittance submodule, for receiving the inward remittance of the system from multiple money transfer agent by the plurality of communication module;
Draft issued submodule, is remitted money by described cabinet plane system interface client, and sends the system of the plurality of money transfer agent respectively by the plurality of communication module and carry out remittance process;
Automatically keep accounts submodule, call in the plurality of communication module automatically keep accounts query interface and the interface that automatically keeps accounts realize inward remittance automatically solve pay keep accounts, detailed inquiry of remitting money, the failure information that keeps accounts feedback, and the international revenue and expenditure declaration system that links realizes automatic international revenue and expenditure and declares;
Charge submodule, arranges the charge realized inward remittance and draft issued by parameter;
Reconciliation submodule, for receive come from described core banking system, the reconciliation file of multiple money transfer agent carries out reconciliation process;
Report form statistics submodule, it is provided that inward remittance, draft issued statistical report form;
Parameter management submodule, is used for realizing parameter maintenance;
Backstage batch submodule, mainly realizes following function: the switching of business date, the backup of flowing water table and cleaning, the automatically updating of money transfer agent and remittance path parameter, amount initializes, automatically the downloading of the clearance file of multiple money transfer agent, automatically the calculating and book keeping operation, daily record cleaning of the fee;
System monitoring submodule, mainly realizes running state of process monitoring, service queue monitoring.
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| CN201511024342.8A CN105678617A (en) | 2015-12-31 | 2015-12-31 | Personal international money transfer system for plurality of remittance agents |
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| CN201511024342.8A CN105678617A (en) | 2015-12-31 | 2015-12-31 | Personal international money transfer system for plurality of remittance agents |
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Application publication date: 20160615 |