CN111292051B - Foreign exchange business processing method, device, equipment and medium - Google Patents

Foreign exchange business processing method, device, equipment and medium Download PDF

Info

Publication number
CN111292051B
CN111292051B CN202010032064.5A CN202010032064A CN111292051B CN 111292051 B CN111292051 B CN 111292051B CN 202010032064 A CN202010032064 A CN 202010032064A CN 111292051 B CN111292051 B CN 111292051B
Authority
CN
China
Prior art keywords
business
data
service
target
foreign exchange
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CN202010032064.5A
Other languages
Chinese (zh)
Other versions
CN111292051A (en
Inventor
方礼蓉
熊兰君
唐业祎
汪维
王超
李晴
黄梦蓓
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
China Construction Bank Corp
Original Assignee
China Construction Bank Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by China Construction Bank Corp filed Critical China Construction Bank Corp
Priority to CN202010032064.5A priority Critical patent/CN111292051B/en
Publication of CN111292051A publication Critical patent/CN111292051A/en
Application granted granted Critical
Publication of CN111292051B publication Critical patent/CN111292051B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06Q10/103Workflow collaboration or project management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The embodiment of the invention discloses a method, a device, equipment and a medium for processing foreign exchange business, wherein the method comprises the following steps: responding to the detected foreign exchange business instruction, and acquiring original business data contained in the foreign exchange business instruction; generating target service data according to the original service data, and auditing the target service data; and when the target business data auditing passes, calling a business processing component to execute a business processing flow corresponding to the foreign exchange business instruction, and returning response information corresponding to an execution result. The foreign exchange business processing method provided by the embodiment of the invention completes the integrated processes of selling exchange, paying exchange and international balance reporting through unified data sources, effectively identifies and avoids exchange rate transaction risks and illegal operations caused by flow breakpoints.

Description

Foreign exchange business processing method, device, equipment and medium
Technical Field
The embodiment of the invention relates to the field of data processing, in particular to a method, a device, equipment and a medium for processing foreign exchange business.
Background
The process of public foreign exchange business comprises three sub-business of selling exchange, paying exchange and international balance reporting, and the salesmen can complete the business transaction by logging in a plurality of interfaces as the selling exchange, paying exchange and international balance reporting belong to different business fields. The audit data required to be submitted by the sales and collection business is basically repeated, namely, in the conventional business transaction of public foreign exchange, the same audit data is required to be submitted for two audits, the business transaction efficiency is low, and the transaction risk and illegal operation related to the transaction amount are not easy to effectively supervise.
Disclosure of Invention
The embodiment of the invention provides a method, a device, equipment and a medium for processing foreign exchange business, which are used for improving the handling efficiency of foreign exchange business processing and effectively identifying illegal operations in the foreign exchange business.
In a first aspect, an embodiment of the present invention provides a method for processing a foreign exchange service, including:
responding to the detected foreign exchange business instruction, and acquiring original business data contained in the foreign exchange business instruction;
generating target service data according to the original service data, and auditing the target service data;
and when the target business data auditing passes, calling a business processing component to execute a business processing flow corresponding to the foreign exchange business instruction, and returning response information corresponding to an execution result.
In a second aspect, an embodiment of the present invention further provides a foreign exchange service processing apparatus, including:
the original data acquisition module is used for responding to the detected foreign exchange service instruction and acquiring original service data contained in the foreign exchange service instruction;
the target data auditing module is used for generating target service data according to the original service data and auditing the target service data;
and the business process processing module is used for calling a business processing assembly to execute a business process corresponding to the foreign exchange business instruction when the target business data auditing is passed, and returning response information corresponding to an execution result.
In a third aspect, an embodiment of the present invention further provides a computer apparatus, the apparatus including:
one or more processors;
a storage means for storing one or more programs;
the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the method for processing foreign exchange traffic as provided by any embodiment of the present invention.
In a fourth aspect, an embodiment of the present invention further provides a computer readable storage medium, on which a computer program is stored, where the program when executed by a processor implements a method for processing a foreign exchange service according to any embodiment of the present invention.
According to the embodiment of the invention, original service data contained in the foreign exchange service instruction is obtained by responding to the detected foreign exchange service instruction; generating target service data according to the original service data, and auditing the target service data; when the target business data is checked and passed, a business processing component is called to execute a business processing flow corresponding to the foreign exchange business instruction, response information corresponding to an execution result is returned, and integrated flows of selling exchange, paying exchange and international balance reporting are completed through unified data sources, so that exchange rate transaction risks and illegal operations caused by flow breakpoints are effectively identified and avoided.
Drawings
FIG. 1 is a flow chart of a method for handling foreign exchange business according to a first embodiment of the present invention;
fig. 2 is a flowchart of a method for processing a foreign exchange service according to a second embodiment of the present invention;
fig. 3 is a schematic structural diagram of a foreign exchange service processing device according to a third embodiment of the present invention;
fig. 4 is a schematic structural diagram of a computer device according to a fourth embodiment of the present invention.
Detailed Description
The invention is described in further detail below with reference to the drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting thereof. It should be further noted that, for convenience of description, only some, but not all of the structures related to the present invention are shown in the drawings.
Example 1
Fig. 1 is a flowchart of a method for processing a foreign exchange service according to an embodiment of the present invention. The embodiment can be suitable for the situation when the foreign exchange business is processed, and is particularly suitable for the situation when the public foreign exchange business is processed. The method may be performed by a foreign exchange service processing device, which may be implemented in software and/or hardware, e.g., the foreign exchange service processing device may be configured in a computer device. As shown in fig. 1, the method includes:
s110, responding to the detected foreign exchange business instruction, and acquiring original business data contained in the foreign exchange business instruction.
In this embodiment, the foreign exchange service instruction may be triggered by a counter service person and is used to instruct to execute a foreign exchange service instruction. Illustratively, after the counter business personnel scans the business data and inputs the business handling information, clicking the business handling control triggers the foreign exchange business instruction. Alternatively, the foreign exchange business instructions may be public foreign exchange business instructions. And the foreign exchange business processing device executes the integrated public foreign exchange business process according to the received public foreign exchange business instruction.
Optionally, after receiving the foreign exchange service instruction, the foreign exchange service processing device obtains the original service data carried in the foreign exchange service instruction. Alternatively, the original business data may be scan data of business data, business transaction information, etc. Exemplary, the scan data of the business materials may be sales and collection certificate scan data, payment and collection certificate scan data, and scan data of related audit materials (such as customs clearance, contract, etc.) of the foreign exchange business; the business handling information can be key elements of foreign exchange business such as business coding, charging mode, declaration type and the like.
S120, generating target service data according to the original service data, and auditing the target service data.
In this embodiment, the original service data may be data in a picture format, and after performing layout recognition, image splitting, element input and other processes on the original service data, target service data in an electronic data format is generated, and then the target service data is checked to determine whether the data is compliant and correct, so as to effectively avoid transaction risks.
In one embodiment of the present invention, the original service data includes service master data, and the generating the target service data according to the original service data includes: performing type identification on the service master data, and determining a credential type corresponding to the service master data; and carrying out element identification on the business master data according to the certificate type, and generating the target business data according to the identified business elements.
Optionally, the original service data may include service master data and service attachment data, where the service master data may be service credential data with a fixed credential template (e.g., sales and collection credential scan data, payment credential scan data, etc.) and the service attachment data may be audit data for assisting in service audit. Because the business master data has a fixed credential template, the acquisition identifier of each business element data can be determined according to the credential template. When generating the target service data, the original service data can be firstly subjected to type identification, the credential type corresponding to each original service data is identified, the service element data in the target service data is extracted from the original service data according to the credential template corresponding to the credential type, and the original service data in the picture format is converted into the target service data in the electronic data format. The credential type may be a sales credential or a payment credential. Taking the payment service as an example, the service elements in the payment receipt template may include information such as country of remittance, coin number, money transfer amount, payee account number, payee name, payee identification number, common country of payee, sender account number, sender name, sender identification number, sender gender, date of birth of sender, address country of sender, sender landline, sender handset, etc.
In one embodiment, the performing type identification on the service master data, and determining the credential type corresponding to the service master data includes: scanning the two-dimensional code in the service master data, and determining the credential type corresponding to the service master data according to the obtained two-dimensional code information. Optionally, the leveling type corresponding to the service master data can be determined according to the two-dimension code information in the service master data. Exemplary, two-dimensional code information in the service master data is scanned, a credential identifier corresponding to the service master data is obtained, and a credential type corresponding to the service master data is determined according to the obtained credential identifier.
In one embodiment of the present invention, the auditing the target service data includes: compliance audit is carried out on the target service data, a sales and collection service component and a payment service component are called to carry out correctness audit on the target service data, and an outer tube system is called to carry out declaration content audit on the target service data; and receiving the correctness checking results sent by the sales and collection service assembly and the payment service assembly, and receiving the declaration content checking results sent by the outer pipe system.
Optionally, after the target service data is obtained, compliance verification is performed on the target service data to determine whether the target service data is compliant, meanwhile, data correctness verification of a sales and pooling scene is performed on the target service data by calling a sales and pooling service component, data correctness verification of a payment and pooling scene is performed on the target service data by calling a pooling service component, declaration content verification is performed on the target service data by calling an outer pipe system, so as to determine whether the target service data accords with the data correctness of the sales and pooling service, the data correctness of the sales and pooling service and the content correctness of balance and declaration, and verification results returned by the sales and pooling component, the payment and pooling component and the outer pipe system are received. The compliance auditing of the target business data can include auditing information such as date, currency, amount, account number, characters, necessary items and the like in the target business data.
It can be understood that when the verification result of the sales data returned by the sales assembly, the verification result of the payment data returned by the payment assembly and the verification result of the declaration content returned by the outer pipe system are all verification passing, the target business data is verified and passed, and then the business execution assemblies are called to execute sales, payment and balance declaration operations; when one of the sales data auditing result returned by the sales assembly, the payment data auditing result returned by the payment assembly and the reporting content auditing result returned by the outer tube system is auditing failed, indicating that the target business data auditing fails, generating auditing failing prompt information to prompt counter business personnel to re-submit the original business data or auditing the target business data in a manual verification mode. And when the target business data is checked and approved, a series of operations of selling and collecting, paying and paying, paying and reporting are performed, so that the accuracy of the data during business execution is ensured, and the business execution efficiency is improved.
On the basis of the scheme, the method further comprises the following steps: and sending the original business data to an auditing end so that an auditing user can conduct business authority auditing according to the original business data displayed by the auditing end and receive a business authority auditing result sent by the auditing end. Optionally, when checking the compliance and correctness of the target service data, the original service data is required to be sent to the checking terminal, so that the checking user can check the service authority according to the original service data displayed by the checking terminal, and whether the current foreign exchange processing service can be executed is judged. After auditing the service authority of the original service data, the auditing user sends the service authority auditing result to the foreign exchange service processing device through the auditing end, and the foreign exchange service processing device executes corresponding operation according to the received service authority auditing result. Optionally, when the target business data auditing passes and the business authority auditing passes, calling each business execution component to execute the operations of selling, paying and reporting; and when the target business data audit is not passed or the business authority audit is not passed, generating audit non-passing prompt information to prompt counter business personnel to re-submit the original business data or audit the target business data in a manual verification mode.
The business authority audit can comprise policy audit and sales payment business consistency audit. The policy audit can be whether the foreign exchange processing business accords with the currently executed business policy, and the sales payment business consistency audit can be whether the sales payment amount and the payment amount in the foreign exchange processing business are consistent. When the foreign exchange processing business accords with the currently executed business policy, and the sales and payment business consistency check can be that the sales and payment amount in the foreign exchange processing business is consistent with the payment amount, the business authority check of the original business data can be judged to pass.
And S130, when the target business data auditing is passed, calling a business processing component to execute a business processing flow corresponding to the foreign exchange business instruction, and returning response information corresponding to an execution result.
In this embodiment, when the target service data is approved, the operations of the sales and collection service, the payment service and the balance and declaration service are sequentially executed, so as to complete the public foreign exchange service processing flow. After the foreign exchange business process flow is executed, generating response information according to the execution result, and sending the response information to the terminal triggering the foreign exchange business instruction. For example, if the foreign exchange service is successfully processed, response information of "transaction success" is generated and sent to the terminal triggering the foreign exchange service instruction. If the foreign exchange business processing fails, generating response information of transaction failure, and sending the response information to a terminal triggering a foreign exchange business instruction.
In one embodiment of the present invention, the calling service processing component executes a service processing flow corresponding to the foreign exchange service instruction, including: invoking the sales and collection service component to process the target service data, and receiving a sales and collection service completion signal returned by the sales and collection service component; invoking the payment service component to process the target service data, and receiving a payment service completion signal returned by the payment service component; and determining target declaration content according to the received declaration type and the certificate combination, and calling the outer tube system to carry out balance declaration according to the target declaration content.
Optionally, the sales and collection service component can be invoked to execute the sales and collection service, after receiving a sales and collection service completion signal returned by the sales and collection service component, the payment service component is invoked to execute the payment service, and after receiving a payment service completion signal returned by the payment service component, the outer pipe system is invoked to carry out balance and collection.
Specifically, the front end is interacted, the sales and exchange service assembly is called for sales and exchange according to the exchange rate price confirmed by the customer, sales and exchange confirmation information input by counter service personnel is received, sales and exchange transaction is completed, the front end prints a sales and exchange water bill, and the foreign exchange service processing device is triggered to call the payment and exchange service assembly for payment and exchange, so that the whole billing link is completed. After sales and payment are completed, the declaration content is intelligently judged according to declaration types and certificate combinations input by counter business personnel, and the linkage outer tube system performs expense declaration.
In one embodiment, the determining the target declaration content according to the received declaration type and the certificate combination includes: determining the credential combination according to the credential type corresponding to the original service data; and determining the target declaration content according to the declaration type, the certificate combination and the remittance amount. Alternatively, a reporting content correspondence table may be constructed in advance, and after the combination of credentials is determined, the target reporting content may be automatically determined in the reporting content correspondence table in combination with the reporting type and the money transfer amount. The credential combination may be determined according to the credential type of the service master data in the original service data. By way of example, the declaration content may be based on +declaration +management, based on +management, non-declaration, etc.
According to the embodiment of the invention, original service data contained in the foreign exchange service instruction is obtained by responding to the detected foreign exchange service instruction; generating target service data according to the original service data, and auditing the target service data; when the target business data is checked and passed, a business processing component is called to execute a business processing flow corresponding to the foreign exchange business instruction, response information corresponding to an execution result is returned, and integrated flows of selling exchange, paying exchange and international balance reporting are completed through unified data sources, so that exchange rate transaction risks and illegal operations caused by flow breakpoints are effectively identified and avoided.
Example two
This embodiment provides a preferred embodiment on the basis of the above-described embodiments. Fig. 2 is a flowchart of a foreign exchange service processing method according to a second embodiment of the present invention. The foreign exchange business processing method provided by the embodiment of the invention can be executed by a foreign exchange business processing system, and realizes the functions of one-time submission of a public foreign exchange business foreground, one-time verification of a background, system linkage sales exchange, payment exchange transaction processing and international balance reporting. As shown in fig. 2, the method includes:
s210, front-end scanning and submitting audit data.
The website performs the key type audit on various business data submitted by clients, and after the foreground teller (i.e. counter business personnel) inputs key elements such as business codes, charging modes, declaration types and the like on a system page, the sales and collection certificates and related audit data are scanned and submitted by a scanner.
S220, the foreign exchange business processing system performs layout identification, image splitting and element input.
The system identifies the two-dimension code and the plate type of the scanning certificate according to the service code input by the front end in S210, intelligently matches the public sale payment service scene, automatically splits the image according to the certificate template stored in the system, inputs the image through the elements, and converts the information of the paper certificate into electronic data for storage.
S230, the foreign exchange business processing system performs data checking.
And (3) performing compliance checking on the electronic data stored in the S220, performing data correctness checking on the sales and collection paying business scene association, and calling an outer tube system to check the international balance declaration content. The check type is covered comprehensively and updated in time according to foreign exchange supervision requirements, so that risks are avoided effectively.
S240, performing professional auditing by auditing personnel.
And (4) the background foreign exchange professional auditor carries out policy audit and sales and exchange business consistency audit on the paper certificate and audit data image scanned and submitted in the step S210.
S250, the foreign exchange business processing system performs billing.
Interacting with the front end, and calling a financial market component (and a sales and collection business component) to sell and collect at the exchange rate price confirmed by the customer inquiry price; the sales exchange is successful, the front end clicks the printing sales exchange bill, the background is triggered to call the payment settlement component (and the payment business component) to pay, the whole accounting link is completed, and manual intervention is not needed.
And S260, the foreign exchange business processing system conducts outer pipe declaration.
And S210, intelligently judging the declaration content according to the declaration type input by the teller and the certificate combination automatically identified by the system in S220, and carrying out declaration by an external management system.
According to the embodiment of the invention, a teller is logged in a financial market, payment settlement and 3 templates of an outer tube system are changed into 1 scanning and submitting of the teller, the system is automatically transacted, a professional auditor is changed into 1 correlation audit of sales and payment data aiming at sales and payment services, the labor cost of counter and backstage is greatly saved, an integrated flow of sales, payment and reporting is established, the consistency of the data sources of the whole business flow is ensured, the problem that the supervision requirements such as the sales and payment amount cannot be controlled mechanically, the illegal operation risk is easily brought is solved, and the exchange rate transaction risk and the illegal operation risk caused by flow break points are effectively identified and avoided; a perfect sales, pay and collection checking database is established, illegal data and error business scenes possibly occurring in the processes of sales, pay and collection and reporting are effectively checked, timely maintenance is carried out, and business risks are avoided. The method realizes the aims of standardization, intensification and automation of the business process, improves the processing quality and efficiency of the system, and effectively avoids business risks caused by flow breakpoints.
Example III
Fig. 3 is a schematic structural diagram of a foreign exchange service processing device according to a third embodiment of the present invention. The foreign exchange service processing apparatus may be implemented in software and/or hardware, for example, the foreign exchange service processing apparatus may be configured in a computer device. As shown in fig. 3, the apparatus includes an original data acquisition module 310, a target data auditing module 320, and a business process processing module 330, where:
the original data obtaining module 310 is configured to obtain original service data included in the foreign exchange service instruction in response to the detected foreign exchange service instruction;
the target data auditing module 320 is configured to generate target service data according to the original service data, and audit the target service data;
and the business process processing module 330 is configured to invoke a business processing component to execute a business process corresponding to the foreign exchange business instruction and return response information corresponding to an execution result when the target business data is approved.
According to the embodiment of the invention, the original data acquisition module responds to the detected foreign exchange service instruction to acquire the original service data contained in the foreign exchange service instruction; the target data auditing module generates target service data according to the original service data and audits the target service data; and when the target business data is checked and passed, the business process processing module calls the business processing module to execute the business process corresponding to the foreign exchange business instruction, returns response information corresponding to an execution result, and completes the integrated processes of selling exchange, paying exchange and international balance reporting through unified data sources, thereby effectively identifying and avoiding exchange rate transaction risk and illegal operation caused by flow breakpoints.
Optionally, on the basis of the above solution, the original service data includes service master data, and the target data auditing module 320 is specifically configured to:
performing type identification on the service master data, and determining a credential type corresponding to the service master data;
and carrying out element identification on the business master data according to the certificate type, and generating the target business data according to the identified business elements.
Optionally, based on the above scheme, the target data auditing module 320 is specifically configured to:
scanning the two-dimensional code in the service master data, and determining the credential type corresponding to the service master data according to the obtained two-dimensional code information.
Optionally, based on the above scheme, the target data auditing module 320 is specifically configured to:
compliance audit is carried out on the target service data, a sales and collection service component and a payment service component are called to carry out correctness audit on the target service data, and an outer tube system is called to carry out declaration content audit on the target service data;
and receiving the correctness checking results sent by the sales and collection service assembly and the payment service assembly, and receiving the declaration content checking results sent by the outer pipe system.
Optionally, on the basis of the above solution, the target data auditing module 320 is further configured to:
and sending the original business data to an auditing end so that an auditing user can conduct business authority auditing according to the original business data displayed by the auditing end and receive a business authority auditing result sent by the auditing end.
Optionally, based on the above solution, the business process processing module 330 is specifically configured to:
invoking the sales and collection service component to process the target service data, and receiving a sales and collection service completion signal returned by the sales and collection service component;
invoking the payment service component to process the target service data, and receiving a payment service completion signal returned by the payment service component;
and determining target declaration content according to the received declaration type and the certificate combination, and calling the outer tube system to carry out balance declaration according to the target declaration content.
Optionally, based on the above solution, the business process processing module 330 is specifically configured to:
determining the credential combination according to the credential type corresponding to the original service data;
determining the target declaration content according to the declaration type, the certificate combination and the remittance amount,
the foreign exchange service processing device provided by the embodiment of the invention can execute the foreign exchange service processing method provided by any embodiment, and has the corresponding functional modules and beneficial effects of the executing method.
Example IV
Fig. 4 is a schematic structural diagram of a computer device according to a fourth embodiment of the present invention. Fig. 4 illustrates a block diagram of an exemplary computer device 412 suitable for use in implementing embodiments of the invention. The computer device 412 shown in fig. 4 is only an example and should not be construed as limiting the functionality and scope of use of embodiments of the invention.
As shown in FIG. 4, computer device 412 is in the form of a general purpose computing device. Components of computer device 412 may include, but are not limited to: one or more processors 416, a system memory 428, and a bus 418 that connects the various system components (including the system memory 428 and the processors 416).
Bus 418 represents one or more of several types of bus structures, including a memory bus or memory controller, a peripheral bus, an accelerated graphics port, a processor 416, or a local bus using any of a variety of bus architectures. By way of example, and not limitation, such architectures include Industry Standard Architecture (ISA) bus, micro channel architecture (MAC) bus, enhanced ISA bus, video Electronics Standards Association (VESA) local bus, and Peripheral Component Interconnect (PCI) bus.
Computer device 412 typically includes a variety of computer system readable media. Such media can be any available media that is accessible by computer device 412 and includes both volatile and nonvolatile media, removable and non-removable media.
The system memory 428 may include computer system readable media in the form of volatile memory, such as Random Access Memory (RAM) 430 and/or cache memory 432. The computer device 412 may further include other removable/non-removable, volatile/nonvolatile computer system storage media. By way of example only, storage 434 may be used to read from or write to non-removable, non-volatile magnetic media (not shown in FIG. 4, commonly referred to as a "hard disk drive"). Although not shown in fig. 4, a magnetic disk drive for reading from and writing to a removable non-volatile magnetic disk (e.g., a "floppy disk"), and an optical disk drive for reading from or writing to a removable non-volatile optical disk (e.g., a CD-ROM, DVD-ROM, or other optical media) may be provided. In such cases, each drive may be coupled to bus 418 via one or more data medium interfaces. Memory 428 may include at least one program product having a set (e.g., at least one) of program modules configured to carry out the functions of embodiments of the invention.
A program/utility 440 having a set (at least one) of program modules 442 may be stored in, for example, memory 428, such program modules 442 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each or some combination of which may include an implementation of a network environment. Program modules 442 generally perform the functions and/or methodologies in the described embodiments of the invention.
The computer device 412 may also communicate with one or more external devices 414 (e.g., keyboard, pointing device, display 424, etc.), one or more devices that enable a user to interact with the computer device 412, and/or any devices (e.g., network card, modem, etc.) that enable the computer device 412 to communicate with one or more other computing devices. Such communication may occur through an input/output (I/O) interface 422. Moreover, computer device 412 may also communicate with one or more networks such as a Local Area Network (LAN), a Wide Area Network (WAN) and/or a public network, such as the Internet, through network adapter 420. As shown, network adapter 420 communicates with other modules of computer device 412 over bus 418. It should be appreciated that although not shown, other hardware and/or software modules may be used in connection with computer device 412, including, but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, data backup storage systems, and the like.
The processor 416 executes various functional applications and data processing by running programs stored in the system memory 428, such as implementing the method for processing foreign exchange traffic provided by the embodiment of the present invention, the method includes:
responding to the detected foreign exchange business instruction, and acquiring original business data contained in the foreign exchange business instruction;
generating target service data according to the original service data, and auditing the target service data;
and when the target business data auditing passes, calling a business processing component to execute a business processing flow corresponding to the foreign exchange business instruction, and returning response information corresponding to an execution result.
Of course, those skilled in the art will understand that the processor may also implement the technical solution of the foreign exchange service processing method provided by any embodiment of the present invention.
Example five
The fifth embodiment of the present invention further provides a computer readable storage medium having a computer program stored thereon, where the program when executed by a processor implements a method for processing a foreign exchange service according to the present invention, the method including:
responding to the detected foreign exchange business instruction, and acquiring original business data contained in the foreign exchange business instruction;
generating target service data according to the original service data, and auditing the target service data;
and when the target business data auditing passes, calling a business processing component to execute a business processing flow corresponding to the foreign exchange business instruction, and returning response information corresponding to an execution result.
Of course, the computer readable storage medium provided by the embodiments of the present invention, on which the computer program stored is not limited to the above-described method operations, but may also perform the related operations in the method for processing a foreign exchange service provided by any embodiment of the present invention.
The computer storage media of embodiments of the invention may take the form of any combination of one or more computer-readable media. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. The computer readable storage medium can be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or a combination of any of the foregoing. More specific examples (a non-exhaustive list) of the computer-readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
The computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, either in baseband or as part of a carrier wave. Such a propagated data signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination of the foregoing. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Computer program code for carrying out operations of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, smalltalk, C ++ and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the case of a remote computer, the remote computer may be connected to the user's computer through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computer (for example, through the Internet using an Internet service provider).
Note that the above is only a preferred embodiment of the present invention and the technical principle applied. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, while the invention has been described in connection with the above embodiments, the invention is not limited to the embodiments, but may be embodied in many other equivalent forms without departing from the spirit or scope of the invention, which is set forth in the following claims.

Claims (9)

1. A method for processing a foreign exchange service, comprising:
responding to the detected foreign exchange business instruction, and acquiring original business data contained in the foreign exchange business instruction;
generating target service data according to the original service data, and auditing the target service data;
when the target business data is checked and passed, a business processing component is called to execute a business processing flow corresponding to the foreign exchange business instruction, and response information corresponding to an execution result is returned;
wherein, the auditing the target business data includes:
compliance audit is carried out on the target service data, a sales and collection service component and a payment service component are called to carry out correctness audit on the target service data, and an outer tube system is called to carry out declaration content audit on the target service data;
and receiving the correctness checking results sent by the sales and collection service assembly and the payment service assembly, and receiving the declaration content checking results sent by the outer pipe system.
2. The method of claim 1, wherein the original business data comprises business master data, and wherein the generating target business data from the original business data comprises:
performing type identification on the service master data, and determining a credential type corresponding to the service master data;
and carrying out element identification on the business master data according to the certificate type, and generating the target business data according to the identified business elements.
3. The method of claim 2, wherein the performing type identification on the service master data to determine the credential type corresponding to the service master data includes:
scanning the two-dimensional code in the service master data, and determining the credential type corresponding to the service master data according to the obtained two-dimensional code information.
4. The method as recited in claim 1, further comprising:
and sending the original business data to an auditing end so that an auditing user can conduct business authority auditing according to the original business data displayed by the auditing end and receive a business authority auditing result sent by the auditing end.
5. The method of claim 4, wherein the invoking the business process component to perform the business process corresponding to the foreign exchange business instructions comprises:
invoking the sales and collection service component to process the target service data, and receiving a sales and collection service completion signal returned by the sales and collection service component;
invoking the payment service component to process the target service data, and receiving a payment service completion signal returned by the payment service component;
and determining target declaration content according to the received declaration type and the certificate combination, and calling the outer tube system to carry out balance declaration according to the target declaration content.
6. The method of claim 5, wherein determining the target declaration content based on the received declaration type and credential combination comprises:
determining the credential combination according to the credential type corresponding to the original service data;
and determining the target declaration content according to the declaration type, the certificate combination and the remittance amount.
7. A foreign exchange service processing apparatus, comprising:
the original data acquisition module is used for responding to the detected foreign exchange service instruction and acquiring original service data contained in the foreign exchange service instruction;
the target data auditing module is used for generating target service data according to the original service data and auditing the target service data;
the business process processing module is used for calling a business processing assembly to execute a business process corresponding to the foreign exchange business instruction when the target business data auditing is passed, and returning response information corresponding to an execution result;
the target data auditing module is specifically configured to:
compliance audit is carried out on the target service data, a sales and collection service component and a payment service component are called to carry out correctness audit on the target service data, and an outer tube system is called to carry out declaration content audit on the target service data;
and receiving the correctness checking results sent by the sales and collection service assembly and the payment service assembly, and receiving the declaration content checking results sent by the outer pipe system.
8. A computer device, the device comprising:
one or more processors;
a storage means for storing one or more programs;
the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the method of foreign exchange business processing of any of claims 1-6.
9. A computer readable storage medium having stored thereon a computer program, which when executed by a processor implements the method of processing a foreign exchange service according to any of claims 1-6.
CN202010032064.5A 2020-01-13 2020-01-13 Foreign exchange business processing method, device, equipment and medium Active CN111292051B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202010032064.5A CN111292051B (en) 2020-01-13 2020-01-13 Foreign exchange business processing method, device, equipment and medium

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202010032064.5A CN111292051B (en) 2020-01-13 2020-01-13 Foreign exchange business processing method, device, equipment and medium

Publications (2)

Publication Number Publication Date
CN111292051A CN111292051A (en) 2020-06-16
CN111292051B true CN111292051B (en) 2023-09-29

Family

ID=71029921

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202010032064.5A Active CN111292051B (en) 2020-01-13 2020-01-13 Foreign exchange business processing method, device, equipment and medium

Country Status (1)

Country Link
CN (1) CN111292051B (en)

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101916421A (en) * 2010-09-01 2010-12-15 中国建设银行股份有限公司 Foreign exchange remittance service processing method and system
CN104835266A (en) * 2015-04-22 2015-08-12 中国建设银行股份有限公司 Business handling method and system of VTM
CN105678617A (en) * 2015-12-31 2016-06-15 中国建设银行股份有限公司 Personal international money transfer system for plurality of remittance agents
CN109583826A (en) * 2018-09-28 2019-04-05 阿里巴巴集团控股有限公司 Declare document generating method, device, server and readable storage medium storing program for executing
CN109711978A (en) * 2018-12-06 2019-05-03 中非电子商务有限公司 The method and device of foreign exchange audit
CN109934702A (en) * 2019-03-17 2019-06-25 中国建设银行股份有限公司 A kind of method, system and the electronic equipment of personal foreign exchange's business processing
CN110490731A (en) * 2019-08-23 2019-11-22 深圳怡化电脑股份有限公司 Financial business methods of exhibiting, device, computer equipment and storage medium
CN110659870A (en) * 2019-08-14 2020-01-07 平安普惠企业管理有限公司 Business audit test method, device, equipment and storage medium

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101916421A (en) * 2010-09-01 2010-12-15 中国建设银行股份有限公司 Foreign exchange remittance service processing method and system
CN104835266A (en) * 2015-04-22 2015-08-12 中国建设银行股份有限公司 Business handling method and system of VTM
CN105678617A (en) * 2015-12-31 2016-06-15 中国建设银行股份有限公司 Personal international money transfer system for plurality of remittance agents
CN109583826A (en) * 2018-09-28 2019-04-05 阿里巴巴集团控股有限公司 Declare document generating method, device, server and readable storage medium storing program for executing
CN109711978A (en) * 2018-12-06 2019-05-03 中非电子商务有限公司 The method and device of foreign exchange audit
CN109934702A (en) * 2019-03-17 2019-06-25 中国建设银行股份有限公司 A kind of method, system and the electronic equipment of personal foreign exchange's business processing
CN110659870A (en) * 2019-08-14 2020-01-07 平安普惠企业管理有限公司 Business audit test method, device, equipment and storage medium
CN110490731A (en) * 2019-08-23 2019-11-22 深圳怡化电脑股份有限公司 Financial business methods of exhibiting, device, computer equipment and storage medium

Also Published As

Publication number Publication date
CN111292051A (en) 2020-06-16

Similar Documents

Publication Publication Date Title
CN110263024B (en) Data processing method, terminal device and computer storage medium
US8660952B1 (en) System and method for improved remote deposit user support
US11361291B2 (en) Enterprise resource planning (ERP) integrator system and method
US8239325B2 (en) Method and system to verify the identity of a user
CN103578030A (en) Data processing method and device
CN112381645A (en) Information processing method and device for bill transaction
US20120317003A1 (en) Automated expense account report generator
CN114218110A (en) Account checking test method and device for financial data, computer equipment and storage medium
CN111127010A (en) Transaction bill checking method, device, equipment and storage medium
CN109087109B (en) Mobile payment confirmation method, device, system and storage medium
WO2023197917A1 (en) Payment security management method and apparatus and payment system
CN111292051B (en) Foreign exchange business processing method, device, equipment and medium
CN111369253A (en) Foreign exchange service declaration method, device, equipment and storage medium
CN113902573A (en) Method and device for processing claim settlement data, storage medium and terminal
US20210342403A1 (en) System and process for the verification of data
CN112950226A (en) Industrial and commercial cluster registration method and device, electronic equipment and readable storage medium
CN112365229A (en) Service checking processing method, device, computer equipment and storage medium
CN111415237A (en) Invoice verification and cancellation method, system, terminal and medium
CN112308543A (en) Data transfer method, device and equipment and computer storage medium
CN111709709A (en) Information processing method, system and computer equipment based on warranty service
CN111242764A (en) Invoice reimbursement method and device based on block chain and readable storage medium
CN111222872B (en) User piece-entering method, device and system based on payment channel
US20190279122A1 (en) System for obtaining and distributing validated information regarding a live performance
CN115392873A (en) Business data processing method, device, server, medium and product
CN115439201A (en) Fund issuing method, device, equipment and storage medium based on SDK

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
TA01 Transfer of patent application right

Effective date of registration: 20220922

Address after: 25 Financial Street, Xicheng District, Beijing 100033

Applicant after: CHINA CONSTRUCTION BANK Corp.

Address before: 25 Financial Street, Xicheng District, Beijing 100033

Applicant before: CHINA CONSTRUCTION BANK Corp.

Applicant before: Jianxin Financial Science and Technology Co.,Ltd.

TA01 Transfer of patent application right
GR01 Patent grant
GR01 Patent grant