CN106097092A - Data processing method and device for reconciliation - Google Patents

Data processing method and device for reconciliation Download PDF

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Publication number
CN106097092A
CN106097092A CN201610395739.6A CN201610395739A CN106097092A CN 106097092 A CN106097092 A CN 106097092A CN 201610395739 A CN201610395739 A CN 201610395739A CN 106097092 A CN106097092 A CN 106097092A
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China
Prior art keywords
reconciliation
flowing water
transaction
uncertain
transaction results
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邓华伟
刘海
聂砂
赵钊
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China Construction Bank Corp
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China Construction Bank Corp
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Priority to CN201610395739.6A priority Critical patent/CN106097092A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

nullPresent invention provide for data processing method and the device of reconciliation,The method includes: transaction results that real-time judge money transfer transactions result determines that or uncertain transaction results,If the result determined that,Then it is updated to the flowing water state in local flowing water table to determine and is reconciliation by reconciliation status indication,If uncertain result,Then the flowing water state in local flowing water table is updated to uncertain and is non-reconciliation by reconciliation status indication,In the described local flowing water table of periodically inquiry in the daytime, reconciliation state is uncertain transaction journal for non-reconciliation and flowing water state,The transaction journal inquired is carried out reconciliation process,If the result determined,Then it is updated to the flowing water state in local flowing water table to determine and is reconciliation by reconciliation status indication,If being still uncertain result,Then the flowing water state in local flowing water table is updated to uncertain and is non-reconciliation by reconciliation status indication.In accordance with the invention it is possible to improve the concordance and ageing of account transaction.

Description

Data processing method and device for reconciliation
Technical field
The present invention relates to data processing field, specifically for, relate to a kind of data processing method for reconciliation.
Background technology
In the transaction data of bank processes, the concordance of account transaction is one of problem needing important guarantee.Handing over Easily in the process of data, the mode of reconciliation is generally used to guarantee the concordance that account is concluded the business.But, at current transaction data In reason, great majority use the modes of reconciliations at end day to guarantee the concordance of transaction data, specifically, it is simply that day whole time Waiting, the reconciliation state of each transaction in inquiry transaction flow water meter, when reconciliation state is non-reconciliation, to this non-reconciliation Transaction again carry out reconciliation process, thus improve the concordance of account transaction.But, the processing mode of this reconciliation at end day, Ageing poor, affect the experience of user.
Summary of the invention
For solving above-mentioned technical problem, the invention provides a kind of data processing method for reconciliation and device, in real time Judge transaction results and be updated to local flowing water table according to the transaction results judged, and at the local flowing water table of periodically inquiry in the daytime Reconciliation state, the transaction journal being labeled as non-reconciliation is carried out reconciliation process again, it is possible to increase transaction reconciliation process time Effect property, is also beneficial to promote Consumer's Experience.
First aspect according to embodiment of the present invention, it is provided that a kind of data processing method for reconciliation, the method Comprise the steps that transaction results or uncertain transaction results that real-time judge money transfer transactions result determines that, if the friendship determined that Easily result, then be updated to the flowing water state in local flowing water table to determine and be reconciliation by reconciliation status indication, if the most true Fixed transaction results, then be updated to the flowing water state in local flowing water table uncertain and be non-reconciliation by reconciliation status indication, In the described local flowing water table of periodically inquiry in the daytime, reconciliation state is uncertain transaction journal for non-reconciliation and flowing water state, The transaction journal inquired is carried out reconciliation process, if it is the transaction results determined that reconciliation processes the transaction results returned, then will Flowing water state in local flowing water table is updated to determine and is reconciliation by reconciliation status indication, if reconciliation processes the transaction returned Result is still uncertain transaction results, then the flowing water state in local flowing water table be updated to uncertain and by reconciliation state It is labeled as non-reconciliation.
In certain embodiments of the present invention, described method also includes: right in the described local flowing water table of day inquiry eventually Account state is uncertain transaction journal for non-reconciliation and flowing water state, and the transaction journal inquired carries out reconciliation process, If it is the transaction results determined that reconciliation processes the transaction results returned, then it is updated to determine by the flowing water state in local flowing water table And be reconciliation by reconciliation status indication, if it be still uncertain transaction results that reconciliation processes the transaction results returned, then will Flowing water state in ground flowing water table is updated to uncertain and is non-reconciliation by reconciliation status indication.
In certain embodiments of the present invention, described method also includes: periodically inquire about described with predetermined time interval In ground flowing water table, reconciliation state is uncertain transaction journal for non-reconciliation and flowing water state, enters the transaction journal inquired Row reconciliation processes, and wherein, described predetermined time interval is more than 1 day, if it is the transaction determined that reconciliation processes the transaction results returned As a result, then it is updated to the flowing water state in local flowing water table to determine and is reconciliation by reconciliation status indication, if reconciliation processes Return transaction results be still uncertain transaction results, then by this locality flowing water table in flowing water state be updated to uncertain and It is non-reconciliation by reconciliation status indication.
In certain embodiments of the present invention, the described transaction results determined includes conclude the business success or Fail Transaction.
In certain embodiments of the present invention, described uncertain transaction results includes that transaction time-out or transaction are abnormal.
In certain embodiments of the present invention, described periodically inquiry in the daytime is to carry out with the form of timed task.
Second aspect according to embodiment of the present invention, it is provided that a kind of data processing equipment for reconciliation, described dress Put and comprise the steps that real-time reconciliation module, be used for: transaction results that real-time judge money transfer transactions result determines that or uncertain friendship Easily result, if the transaction results determined that, then is updated to determine and by reconciliation state mark by the flowing water state in local flowing water table It is designated as reconciliation, if uncertain transaction results, then the flowing water state in local flowing water table is updated to uncertain and by right Account status indication is non-reconciliation;In the daytime reconciliation module, is used for: in the described local flowing water table of periodically inquiry in the daytime, reconciliation state is Non-reconciliation and flowing water state are uncertain transaction journal, and the transaction journal inquired is carried out reconciliation process, if at reconciliation The transaction results that reason returns is the transaction results determined, then be updated to determine and by reconciliation by the flowing water state in local flowing water table Status indication is reconciliation, if it is still uncertain transaction results that reconciliation processes the transaction results returned, then by this locality flowing water table In flowing water state be updated to uncertain and by reconciliation status indication for non-reconciliation.
In certain embodiments of the present invention, described device also includes: reconciliation at end day module, is used for: in day inquiry eventually In described local flowing water table, reconciliation state is uncertain transaction journal for non-reconciliation and flowing water state, to the transaction inquired Flowing water carries out reconciliation process, if it is the transaction results determined that reconciliation processes the transaction results returned, then by local flowing water table Flowing water state is updated to determine and is reconciliation by reconciliation status indication, if it is still uncertain that reconciliation processes the transaction results returned Transaction results, then the flowing water state in local flowing water table is updated to uncertain and is non-reconciliation by reconciliation status indication.
In certain embodiments of the present invention, described device also includes: history reconciliation module, is used for: with the scheduled time In the described local flowing water table of interval periodically inquiry, reconciliation state is uncertain transaction journal for non-reconciliation and flowing water state, right The transaction journal inquired carries out reconciliation process, and wherein, described predetermined time interval is more than 1 day, if reconciliation processes the friendship returned Easily result is the transaction results determined, then be updated to determine and by reconciliation status indication be by the flowing water state in local flowing water table Reconciliation, if it is still uncertain transaction results that reconciliation processes the transaction results returned, then by the flowing water shape in local flowing water table State is updated to uncertain and is non-reconciliation by reconciliation status indication.
In certain embodiments of the present invention, the described transaction results determined includes conclude the business success or Fail Transaction.
In certain embodiments of the present invention, described uncertain transaction results includes that transaction time-out or transaction are abnormal.
In certain embodiments of the present invention, described periodically inquiry in the daytime is to carry out with the form of timed task.
The data processing method for reconciliation of embodiment of the present invention offer and device, by the determination of return and the most true Fixed transaction results uncertain transaction results in difference labelling, and convection current water meter in flowing water table carries out asynchronous in the daytime Repeat reconciliation to process, with existing only with compared with the scheme of reconciliation at end day, can either preferably guarantee the concordance of account, also The ageing of reconciliation process can be improved;And, processed with history reconciliation eventually by other day, it is possible to ensure to greatest extent The concordance of accounting processing.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet of the data processing method for reconciliation according to one embodiment of the present invention;
Fig. 2 is the data processing architecture schematic diagram for reconciliation according to one embodiment of the present invention;
Fig. 3 is the structural representation of the data processing equipment for reconciliation according to one embodiment of the present invention;
Fig. 4 is the structural representation of the data processing equipment for reconciliation according to another embodiment of the present invention.
Detailed description of the invention
It is described in detail to various aspects of the present invention below in conjunction with the drawings and specific embodiments.Wherein, many institute's weeks Module, unit and the connection each other thereof known, link, communicate or operate and be shown without or do not elaborate.Further, institute The feature, framework or the function that describe can combine in one or more embodiments by any way.People in the art Member should be appreciated that following various embodiments are served only for illustrating, not for limiting the scope of the invention.Also may be used With easy to understand, module in each embodiment described herein and shown in the drawings or unit or processing mode can by various not It is combined with configuration and designs.
In the data processing method for reconciliation of the present invention can be used for banking institution, a part of transaction data processes.Below The term used in embodiment of the present invention is carried out brief description.
Application assembly, business function, operation flow, implementation pattern are close, for same category service product or service The set implemented.
Enterprise's cash system, it is possible to for the system of management service of putting up cash for enterprise group, it is also possible to be referred to as enterprise Cash management system.Existing enterprise cash management system normally only includes several subsystem, processes different cash pipes respectively Director is engaged in, and these subsystems directly carry out reconciliation process at end day with the core system of banking institution, thus between guarantee system Account concordance.Enterprise's cash management system that the present invention provides can include multiple subsystem (such as, A system 21 He in Fig. 2 B system 22) and the general module 23 of transferring accounts that is connected with the plurality of subsystem, and the request of subsystems is by general turn Account module can carry out data communication with the core system 24 of banking institution, for example, it is possible to as shown in Figure 2.Enterprise's cash management System can be checked with regard to transfer transaction data to core system, say, that the present invention is by being arranged on enterprise's cash General module of transferring accounts in management system receives the transaction request of subsystems, and these transaction request are sent to core system System processes, thus keeps the concordance of transaction between enterprise's cash management system and core system.
The concordance of transaction, refers to that the transaction results that the both sides of transaction keep a certain item to conclude the business is identical, the knot of transaction Fruit is success or failure, and can not side's transaction results be successfully, and the transaction results of the opposing party is unsuccessfully, or a side Transaction results is unsuccessfully, and the transaction results of the opposing party is successfully.
Fig. 1 is the schematic flow sheet of the data processing method for reconciliation according to one embodiment of the present invention;Fig. 2 is The data processing architecture schematic diagram for reconciliation according to one embodiment of the present invention.
Seeing Fig. 1, the data processing method for reconciliation of the present invention can be at general turn of enterprise's cash management system Account module is implemented, and can include step S11, S12, S13, S14, S15 and S16.It should be noted that describe for convenience, These steps are to be described sequentially, but these steps are not necessary to perform in the described sequence, but can Performing in the other order, some step can also perform simultaneously, such as, while performing step S11, it is also possible to hold simultaneously Row step S14, say, that can perform periodically to inquire about while real-time judge a certain item transaction results At the transaction journal that first reconciliation state is non-reconciliation in flowing water table.
It follows that each above-mentioned step is specifically described.
Step S11, transaction results that real-time judge money transfer transactions result determines that or uncertain transaction results.In step Before rapid S11, channel (such as, it may include one or more channels) sends transfer request, enterprise to enterprise's cash management system The subsystem (such as, the A system shown in Fig. 2 or B system etc.) of cash management system receives this transfer request, and transfer accounts please to this Ask and carry out corresponding logical process, then call the general program of transferring accounts of general module of transferring accounts, general program outgoing call core of transferring accounts System, core system carries out corresponding logical process for this transfer request, and returns money transfer transactions result to module of transferring accounts.So After, the transaction results that general module real-time judge money transfer transactions result of transferring accounts determines that, or uncertain transaction results.Its In, the transaction results determined can include conclude the business success or Fail Transaction;Uncertain transaction results can include transaction time-out, transaction Exception or core system return uncertain.
If the transaction results that money transfer transactions result determines that, then perform step S12, by this money transfer transactions in the flowing water table of this locality Flowing water state be updated to determine and be reconciliation by reconciliation status indication.If money transfer transactions result is uncertain transaction knot Really, then perform step S13, the flowing water state in local flowing water table is updated to uncertain and by reconciliation status indication for the most right Account.
Step S14, in the described local flowing water table of periodically inquiry in the daytime, reconciliation state for non-reconciliation and flowing water state is Uncertain transaction journal, carries out reconciliation in the daytime and processes the transaction journal inquired, and such as, sends this transaction journal to core Feel concerned about system and carry out reconciliation process, if it is that the transaction results determined (such as, is concluded the business successfully or hands over that this reconciliation processes the result returned Easily failure), then perform step S15, be updated to determine and by reconciliation by the flowing water state of this transaction journal in local flowing water table Status indication is reconciliation, if it is still uncertain transaction results that local reconciliation processes the result returned, then performs step S16, Flowing water state in local flowing water table is updated to uncertain and is non-reconciliation by reconciliation status indication.In step S14 in the daytime Periodically inquiry can be performed by the form of timed task, and time interval can be 10 minutes, 8 minutes, 6 minutes, 11 points Clock, 12 minutes, 15 minutes, 20 minutes, 30 minutes etc., or other time periods shorter or more longer than 10 minutes.Periodically inquiry Can also need its time interval is adjusted according to application, such as, in the predetermined amount of time of a day with the very first time between Inquire about every periodically, periodically inquire about with the second time interval in another predetermined amount of time, the selection of predetermined amount of time Can be configured according to the real-time throughput that the data of general module of transferring accounts process, such as, more collect in real time data processing In time period, can the time interval periodically inquired about be set to longer, implement data process the most scattered time period, Can the time interval periodically inquired about be arranged shorter.
The data processing method for reconciliation that embodiment of the present invention provides, after transferring accounts and being disposed.To determining Transaction results and uncertain transaction results be marked respectively, under transaction results is uncertain situation, enter the most again The regular asynchronous reconciliation of row, by periodically inquiry and reconciliation in the daytime, compared with existing reconciliation at end day mode, it is possible to guaranteeing account While business trade identity, improve the ageing of account trading processing, promote the experience of user.
The data processing method for reconciliation of the present invention may also include that reconciliation in the described local flowing water table of day inquiry eventually State is uncertain transaction journal for non-reconciliation and flowing water state, carries out the transaction journal inquired at reconciliation at end day Reason, if it is the transaction results determined that end day reconciliation processes the transaction results returned, then to the flowing water state in local flowing water table and Reconciliation state is updated, and is updated to the flowing water state in local flowing water table to determine and is reconciliation by reconciliation status indication, If it is still uncertain transaction results that reconciliation at end day processes the transaction results returned, then by the flowing water state in local flowing water table more New it be uncertain and be non-reconciliation by reconciliation status indication.Processed by above-mentioned reconciliation at end day, it is possible to solve reconciliation in the daytime The transaction of remaining non-reconciliation after process, improves the concordance of account transaction further.
The data processing method for reconciliation of the present invention may also include that periodically inquires about described this locality with predetermined time interval In flowing water table, reconciliation state is uncertain transaction journal for non-reconciliation and flowing water state, carries out the transaction journal inquired History reconciliation processes, and wherein, described predetermined time interval is more than 1 day, such as, 2 days, 3 days, 4 days, 5 days, 6 days, 7 days, 8 days etc., It is to say, reconciliation process can be carried out in the transaction of non-reconciliation by the time interval more than 1 day, it is also possible to be referred to as history pair Account processes, and such history reconciliation processes, and individually can process with above-mentioned reconciliation in the daytime and be applied in combination, it is possible to above-mentioned day Between reconciliation process and end day reconciliation processes and is applied in combination.If it is the transaction knot determined that history reconciliation processes the transaction results returned Really, then it is updated to the flowing water state in local flowing water table to determine and is reconciliation by reconciliation status indication, if at history reconciliation Reason return transaction results be still uncertain transaction results, then by this locality flowing water table in flowing water state be updated to uncertain also And be non-reconciliation by reconciliation status indication.Above-mentioned history reconciliation processes and the form of timed task can also be used to carry out.Pass through Above-mentioned history reconciliation processes, and can process reconciliation at end day or reconciliation in the daytime processes unsuccessful transaction and again carries out at reconciliation Reason, it is possible to guarantee the concordance that account is concluded the business to greatest extent.
The data processing method for reconciliation of the present invention is described, below in conjunction with tool above in conjunction with detailed description of the invention The data processing equipment for reconciliation that the example pair of body is corresponding with said method illustrates.
The data processing equipment for reconciliation of the present invention may be disposed at the general module of transferring accounts of enterprise's cash management system, Data communication can be carried out with the core system of banking institution.
Fig. 3 is the structural representation of the data processing equipment for reconciliation according to one embodiment of the present invention;Fig. 4 is The structural representation of the data processing equipment for reconciliation according to another embodiment of the present invention.
Seeing Fig. 3, the data processing equipment for reconciliation of the present invention can include real-time reconciliation module 31 and reconciliation in the daytime Module 32, can carry out data communication between the two module.In the other embodiment of the present invention, for reconciliation Data processing equipment, in addition to can including real-time reconciliation module 31 and reconciliation module in the daytime 32, may also include reconciliation at end day mould Block.In other embodiment, for the data processing equipment of reconciliation except real-time reconciliation module 31 and the most right can be included Outside account module 32, may also include history reconciliation module.In some embodiments, for reconciliation data processing equipment except Can include, outside real-time reconciliation module 31 and reconciliation module in the daytime 32, also can including reconciliation at end day module 33 and history reconciliation simultaneously Module 34, such as, shown in Fig. 4.
Below above-mentioned modules is specifically described.
In real time reconciliation module 31 can be used for transaction results that real-time judge money transfer transactions result determines that or uncertain Transaction results, if the transaction results that money transfer transactions result determines that, then by the flowing water state of this money transfer transactions in local flowing water table It is updated to determine and is reconciliation by reconciliation status indication.If money transfer transactions result is uncertain transaction results, then by this locality Flowing water state in flowing water table is updated to uncertain and is non-reconciliation by reconciliation status indication.Wherein it is determined that transaction results can Including transaction success or Fail Transaction;Uncertain transaction results can include that transaction time-out, transaction exception or core system return Uncertain.
In the daytime reconciliation module 32 can be used in the described local flowing water table of periodically inquiry in the daytime reconciliation state for non-reconciliation also And flowing water state is uncertain transaction journal, the transaction journal inquired is carried out reconciliation in the daytime and processes, such as, by this transaction Pipeline sending carries out reconciliation process to core system, if this reconciliation process return result be the transaction results determined (such as, Transaction success or Fail Transaction), then it is updated to determine and by reconciliation by the flowing water state of this transaction journal in local flowing water table Status indication is reconciliation, if it is still uncertain transaction results that local reconciliation processes the result returned, then by this locality flowing water table In flowing water state be updated to uncertain and by reconciliation status indication for non-reconciliation.In the daytime periodically inquiry can pass through timed task Form perform, and time interval can be 10 minutes, 8 minutes, 6 minutes, 11 minutes, 12 minutes, 15 minutes, 20 minutes, 30 minutes etc., or other time periods shorter or more longer than 10 minutes.Periodically inquiry can also need at that time according to application Between be spaced and be adjusted, such as, periodically inquire about with very first time interval in the predetermined amount of time of a day, make a reservation at another Periodically inquiring about with the second time interval in time period, the selection of predetermined amount of time can be according to the data of general module of transferring accounts The real-time throughput processed is configured, such as, in the time period that real time data processing is more concentrated, can will periodically inquire about Time interval is set to longer, processes the most scattered time period implementing data, can the time interval periodically inquired about be set Put shorter.
The data processing equipment for reconciliation that embodiment of the present invention provides, after transferring accounts and being disposed.To determining Transaction results and uncertain transaction results be marked respectively, under transaction results is uncertain situation, enter the most again The regular asynchronous reconciliation of row, by periodically inquiry and reconciliation in the daytime, compared with existing reconciliation at end day mode, it is possible to guaranteeing account While business trade identity, improve the ageing of account trading processing, promote the experience of user.
Day, whole reconciliation module 33 can reconciliation state be non-reconciliation and flowing water shape in the described local flowing water table of day inquiry eventually State is uncertain transaction journal, the transaction journal inquired carries out reconciliation at end day and processes, if reconciliation at end day processes return Transaction results is the transaction results determined, then be updated, the flowing water state in local flowing water table and reconciliation state by this locality Flowing water state in flowing water table is updated to determine and is reconciliation by reconciliation status indication, if reconciliation at end day processes the transaction returned Result is still uncertain transaction results, then the flowing water state in local flowing water table be updated to uncertain and by reconciliation state It is labeled as non-reconciliation.Processed by above-mentioned reconciliation at end day, it is possible to solve the friendship of remaining non-reconciliation after reconciliation in the daytime processes Easily, the concordance of account transaction is improved further.
History reconciliation module 34 can periodically inquire about in described local flowing water table reconciliation state for the most right with predetermined time interval Account and flowing water state are uncertain transaction journal, and the transaction journal inquired carries out history reconciliation process, wherein, described Predetermined time interval is more than 1 day, such as, 2 days, 3 days, 4 days, 5 days, 6 days, 7 days, 8 days etc., say, that can be by more than 1 It time interval carries out reconciliation process to the transaction of non-reconciliation, it is also possible to is referred to as history reconciliation and processes, such history reconciliation Process, individually can process with above-mentioned reconciliation in the daytime and be applied in combination, it is possible to process and reconciliation at end day with above-mentioned reconciliation in the daytime Process is applied in combination.If it is the transaction results determined that history reconciliation processes the transaction results returned, then by local flowing water table Flowing water state is updated to determine and is reconciliation by reconciliation status indication, if it is still not that history reconciliation processes the transaction results returned The transaction results determined, then the flowing water state in local flowing water table is updated to uncertain and by reconciliation status indication for the most right Account.Above-mentioned history reconciliation processes and the form of timed task can also be used to carry out.Processed by above-mentioned history reconciliation, permissible Reconciliation at end day is processed or reconciliation in the daytime processes unsuccessful transaction and again carries out reconciliation process, it is possible to guarantee account to greatest extent The concordance of business transaction.
Through the above description of the embodiments, those skilled in the art is it can be understood that can be by the present invention The mode of software combined with hardware platform realizes.Based on such understanding, background technology is made tribute by technical scheme That offers can embody with the form of software product in whole or in part, and this computer software product can be stored in storage and be situated between In matter, such as ROM/RAM, magnetic disc, CD etc., instruct with so that a computer equipment (can be individual calculus including some Machine, server, smart mobile phone or the network equipment etc.) perform described in some part of each embodiment of the present invention or embodiment Method.
The term used in description of the invention and wording, just to illustrating, are not intended to constitute restriction.Ability Field technique personnel should be appreciated that on the premise of the ultimate principle without departing from disclosed embodiment, to above-mentioned embodiment In each details can carry out various change.Therefore, the scope of the present invention is only determined by claim, in the claims, unless Being otherwise noted, all of term should be understood by the broadest rational meaning.

Claims (12)

1. the data processing method for reconciliation, it is characterised in that described method includes:
Transaction results that real-time judge money transfer transactions result determines that or uncertain transaction results,
If the transaction results determined that, then it is updated to determine and by reconciliation status indication be by the flowing water state in local flowing water table Reconciliation,
If uncertain transaction results, then the flowing water state in local flowing water table is updated to uncertain and by reconciliation state mark It is designated as non-reconciliation,
In the described local flowing water table of periodically inquiry in the daytime, reconciliation state is uncertain transaction for non-reconciliation and flowing water state Flowing water, carries out reconciliation process to the transaction journal inquired,
If it is the transaction results determined that reconciliation processes the transaction results returned, then the flowing water state in local flowing water table is updated to Determine and by reconciliation status indication for reconciliation,
If it is still uncertain transaction results that reconciliation processes the transaction results returned, then by the flowing water state in local flowing water table more New it be uncertain and be non-reconciliation by reconciliation status indication.
Method the most according to claim 1, it is characterised in that described method also includes:
In the described local flowing water table of day inquiry eventually, reconciliation state is uncertain transaction journal for non-reconciliation and flowing water state, The transaction journal inquired is carried out reconciliation process,
If it is the transaction results determined that reconciliation processes the transaction results returned, then the flowing water state in local flowing water table is updated to Determine and by reconciliation status indication for reconciliation,
If it is still uncertain transaction results that reconciliation processes the transaction results returned, then by the flowing water state in local flowing water table more New it be uncertain and be non-reconciliation by reconciliation status indication.
Method the most according to claim 1 and 2, it is characterised in that described method also includes:
It is the most true for periodically inquiring about in described local flowing water table reconciliation state for non-reconciliation and flowing water state with predetermined time interval Fixed transaction journal, carries out reconciliation process to the transaction journal inquired, and wherein, described predetermined time interval is more than 1 day,
If it is the transaction results determined that reconciliation processes the transaction results returned, then the flowing water state in local flowing water table is updated to Determine and by reconciliation status indication for reconciliation,
If it is still uncertain transaction results that reconciliation processes the transaction results returned, then by the flowing water state in local flowing water table more New it be uncertain and be non-reconciliation by reconciliation status indication.
Method the most according to claim 1, it is characterised in that the described transaction results determined includes concluding the business successfully or transaction Failure.
Method the most according to claim 1, it is characterised in that described uncertain transaction results includes transaction time-out or hands over The most abnormal.
Method the most according to claim 1, it is characterised in that described periodically inquiry in the daytime is to enter with the form of timed task OK.
7. the data processing equipment for reconciliation, it is characterised in that described device includes:
Reconciliation module in real time, is used for: transaction results or uncertain transaction that real-time judge money transfer transactions result determines that are tied Really, if the transaction results determined that, then it is updated to determine and by reconciliation status indication be by the flowing water state in local flowing water table Reconciliation, if uncertain transaction results, is then updated to uncertain and by reconciliation shape by the flowing water state in local flowing water table State is labeled as non-reconciliation;
In the daytime reconciliation module, is used for: in the described local flowing water table of periodically inquiry in the daytime, reconciliation state is non-reconciliation and flowing water State is uncertain transaction journal, and the transaction journal inquired is carried out reconciliation process, if reconciliation processes the transaction knot returned Fruit is the transaction results determined, then be updated to determine and by reconciliation status indication for the most right by the flowing water state in local flowing water table Account, if it is still uncertain transaction results that reconciliation processes the transaction results returned, then by the flowing water state in local flowing water table more New it be uncertain and be non-reconciliation by reconciliation status indication.
Device the most according to claim 7, it is characterised in that described device also includes:
End day, reconciliation module, was used for: in the described local flowing water table of day inquiry eventually, reconciliation state is non-reconciliation and flowing water state For uncertain transaction journal, the transaction journal inquired is carried out reconciliation process, if reconciliation processes the transaction results returned be The transaction results determined, then be updated to the flowing water state in local flowing water table to determine and be reconciliation by reconciliation status indication, If it is still uncertain transaction results that reconciliation processes the transaction results returned, then the flowing water state in local flowing water table is updated to Uncertain and be non-reconciliation by reconciliation status indication.
9. according to the device described in claim 7 or 8, it is characterised in that described device also includes:
History reconciliation module, is used for: periodically inquire about in described local flowing water table reconciliation state for non-reconciliation with predetermined time interval And flowing water state is uncertain transaction journal, the transaction journal inquired is carried out reconciliation process, wherein, described pre-timing Between interval more than 1 day, if it is the transaction results determined that reconciliation processes the transaction results returned, then by the flowing water in local flowing water table State is updated to determine and is reconciliation by reconciliation status indication, if it is still uncertain friendship that reconciliation processes the transaction results returned Easily result, then be updated to the flowing water state in local flowing water table uncertain and be non-reconciliation by reconciliation status indication.
Device the most according to claim 7, it is characterised in that the described transaction results determined includes concluding the business successfully or hands over Easily failure.
11. devices according to claim 7, it is characterised in that described uncertain transaction results include transaction time-out or Transaction is abnormal.
12. devices according to claim 7, it is characterised in that described periodically inquiry in the daytime is the form with timed task Carry out.
CN201610395739.6A 2016-06-07 2016-06-07 Data processing method and device for reconciliation Pending CN106097092A (en)

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CN107909460A (en) * 2017-12-11 2018-04-13 深圳前海微众银行股份有限公司 Position synchronous method, equipment, data center and storage medium
CN108805698A (en) * 2018-06-12 2018-11-13 中国银行股份有限公司 A kind of bank's interactive mode account checking method and device
CN109034769A (en) * 2018-07-03 2018-12-18 中国银行股份有限公司 Transaction data processing method, device, storage medium and electronic equipment
CN109166042A (en) * 2018-09-03 2019-01-08 平安科技(深圳)有限公司 Node device, real-time account checking method and storage medium based on block chain
CN109359964A (en) * 2018-09-22 2019-02-19 深圳优讯科技有限公司 The real-time account checking method of multi-party payment channel
CN110428240A (en) * 2019-07-30 2019-11-08 中国工商银行股份有限公司 The suspicious transaction automatic identification of one kind and processing method, terminal and server
CN110619570A (en) * 2019-09-19 2019-12-27 中国银行股份有限公司 Cross-bank transfer processing method and device
CN111179047A (en) * 2019-12-31 2020-05-19 中信百信银行股份有限公司 Business data checking method and device, computer equipment and readable storage medium
WO2020186901A1 (en) * 2019-03-19 2020-09-24 阿里巴巴集团控股有限公司 Block chain-based data check system and method, computing device, and storage medium
WO2021135742A1 (en) * 2019-12-31 2021-07-08 网联清算有限公司 Reconciliation and liquidation method and apparatus
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CN107909460A (en) * 2017-12-11 2018-04-13 深圳前海微众银行股份有限公司 Position synchronous method, equipment, data center and storage medium
CN107909460B (en) * 2017-12-11 2022-01-11 深圳前海微众银行股份有限公司 Position synchronization method, device, data center and storage medium
CN108805698A (en) * 2018-06-12 2018-11-13 中国银行股份有限公司 A kind of bank's interactive mode account checking method and device
CN109034769A (en) * 2018-07-03 2018-12-18 中国银行股份有限公司 Transaction data processing method, device, storage medium and electronic equipment
CN109166042A (en) * 2018-09-03 2019-01-08 平安科技(深圳)有限公司 Node device, real-time account checking method and storage medium based on block chain
CN109359964A (en) * 2018-09-22 2019-02-19 深圳优讯科技有限公司 The real-time account checking method of multi-party payment channel
WO2020186901A1 (en) * 2019-03-19 2020-09-24 阿里巴巴集团控股有限公司 Block chain-based data check system and method, computing device, and storage medium
US11625718B2 (en) 2019-03-19 2023-04-11 Advanced New Technologies Co., Ltd. Blockchain-based data verification system and method, computing device and storage medium
CN110428240A (en) * 2019-07-30 2019-11-08 中国工商银行股份有限公司 The suspicious transaction automatic identification of one kind and processing method, terminal and server
CN110428240B (en) * 2019-07-30 2022-11-04 中国工商银行股份有限公司 Automatic suspicious transaction identification and processing method, terminal and server
CN110619570A (en) * 2019-09-19 2019-12-27 中国银行股份有限公司 Cross-bank transfer processing method and device
CN110619570B (en) * 2019-09-19 2022-02-01 中国银行股份有限公司 Cross-bank transfer processing method and device
CN111179047A (en) * 2019-12-31 2020-05-19 中信百信银行股份有限公司 Business data checking method and device, computer equipment and readable storage medium
WO2021135742A1 (en) * 2019-12-31 2021-07-08 网联清算有限公司 Reconciliation and liquidation method and apparatus
CN111179047B (en) * 2019-12-31 2024-01-05 中信百信银行股份有限公司 Service data checking method, device, computer equipment and readable storage medium
CN115063242A (en) * 2022-06-17 2022-09-16 中国工商银行股份有限公司 Account checking method, account checking device, account checking equipment, account checking medium and program product for business transaction

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Application publication date: 20161109