CN103870992B - Cross-border Multiple Currencies data handling system and method - Google Patents
Cross-border Multiple Currencies data handling system and method Download PDFInfo
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- CN103870992B CN103870992B CN201410099128.8A CN201410099128A CN103870992B CN 103870992 B CN103870992 B CN 103870992B CN 201410099128 A CN201410099128 A CN 201410099128A CN 103870992 B CN103870992 B CN 103870992B
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Abstract
The invention discloses a kind of cross-border Multiple Currencies data handling system and method, wherein system includes: the second data handling system that the first data handling system is connected with the first data handling system and the 3rd data handling system being connected with the second data handling system；Wherein: the first data handling system is for gathering the transaction data of the bank card supporting Multiple Currencies account, by described transmission of transaction data to the second data handling system；Second data handling system is used for described transmission of transaction data to the 3rd data handling system；3rd data handling system, for the Currency according to described transaction data, selects described transaction data correspondence currency type account to carry out account data process.The present invention can alleviate resource occupation and data processing load, promotes treatment effeciency, and minimizing processes the time.
Description
Technical field
The present invention relates to technical field of data processing, particularly relate to cross-border Multiple Currencies data handling system and method.
Background technology
Along with bank's fast development of China, domestic correspondent holds to be needed in the face of different bank's rings when country variant uses
Border, needs to use different currency transacting business, uses different data types to carry out bank card data process.Current domestic silver
The bank card of industry circle distribution is typically single currency type bank card or double currency type bank card, when this type of is stuck in that overseas network accepts,
Need to be converted into certain currency type specified, just can carry out data exchange and process.Such as, double currency types of a RMB dollar
Master bank card, when Britain uses within the border, receives currency and the amount of money in the transaction data of single file system Shang Song world hair fastener tissue
Representing with sterling, the currency represented with sterling, the amount of money must be converted to the currency type that credit card issuer is specified by international hair fastener tissue system,
I.e. dollar, then on send credit card issuer system；Credit card issuer system presses dollar button cardholder account.This type of processing mode has following lacking
Fall into:
When the cross-border business handling various currency type, transaction data must carry out the multiple conversions of the data such as currency type, the amount of money, can carry
Come resource occupation and data processing load, treatment effeciency, increase process time can be reduced.
Summary of the invention
The embodiment of the present invention provides a kind of cross-border Multiple Currencies data handling system, processes negative in order to alleviate resource occupation and data
Load, promotes treatment effeciency, and minimizing processes the time, and this system includes:
The second data handling system that first data handling system is connected with the first data handling system and with the second data
The 3rd data handling system that processing system connects；Wherein:
Described transaction data, for gathering the transaction data of the bank card supporting Multiple Currencies account, is passed by the first data handling system
Transport to the second data handling system；
Second data handling system is used for described transmission of transaction data to the 3rd data handling system；
3rd data handling system, for the Currency according to described transaction data, selects described transaction data correspondence currency type account
Family carries out account data process；
Wherein, the second data handling system includes:
Data type decision maker, for the monetary data type supported according to the 3rd data handling system, it is judged that described transaction
Data are the need of carrying out type conversion；
First data process subsystem, is used for receiving described transaction data, trigger data type decision plant running；In data
When type decision device determines described transaction data without carrying out type conversion, directly by described transmission of transaction data to the 3rd number
According to processing system；When data type decision maker determines that described transaction data needs to carry out type conversion, by described number of deals
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system.
In one embodiment, the second data handling system also includes: the first data storage device, at storage the 3rd data
The monetary data type that reason system is supported, provides the monetary data of the 3rd data handling system support to data type decision maker
Type.
In one embodiment, the first data process subsystem includes:
First stage processing subsystem, is used for receiving first stage data, trigger data type decision plant running；In data
When type decision device determines first stage data without carrying out type conversion, directly by the transmission of first stage data to the 3rd number
According to processing system；When data type decision maker determines that first stage data need to carry out type conversion, will first stage number
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system；
Second stage processing subsystem, is used for receiving second stage data, trigger data type decision plant running；In data
When type decision device determines second stage data without carrying out type conversion, directly by the transmission of second stage data to the 3rd number
According to processing system；When data type decision maker determines that second stage data need to carry out type conversion, by second-order hop count
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system；
Described transaction data includes first stage data and second stage data.
In one embodiment, first stage processing subsystem includes:
First stage data sink, is used for receiving first stage data；
First stage data processing equipment, for trigger data type decision plant running, determines at data type decision maker
When first stage data are without carrying out type conversion, directly first stage data are supplied to first stage data sending device；
When data type decision maker determines that first stage data need to carry out type conversion, first stage data are converted to the 3rd
The monetary data type that data handling system is supported, is available to first stage data sending device；
First stage data sending device, for the first stage data transmission that provided by first stage data processing equipment to the
Three data handling systems.
In one embodiment, first stage data sink is additionally operable to receive the first stage that the 3rd data handling system returns
The result of data；
First stage data sending device is additionally operable to the result of first stage data is returned to the first data handling system.
In one embodiment, second stage processing subsystem includes:
Second stage data sink, is used for receiving second stage data；
Second stage data processing equipment, for trigger data type decision plant running, determines at data type decision maker
When second stage data are without carrying out type conversion, directly second stage data are supplied to second stage data sending device；
When data type decision maker determines that second stage data need to carry out type conversion, second stage data are converted to the 3rd
The monetary data type that data handling system is supported, is available to second stage data sending device；
Second stage data sending device, for the second stage data transmission that provided by second stage data processing equipment to the
Three data handling systems.
In one embodiment, second stage data sink is additionally operable to receive the second stage that the 3rd data handling system returns
The result of data；
Second stage data sending device is additionally operable to the result of second stage data is returned to the first data handling system.
In one embodiment, second stage processing subsystem also includes:
First timing means, for being run by the time point clocked flip second stage data sink preset.
In one embodiment, the first data handling system is that bank card receives single system；Second data handling system is international card group
Knitmesh network；3rd data handling system is bank card card sending system.
The embodiment of the present invention provides a kind of cross-border Multiple Currencies data handling system, processes negative in order to alleviate resource occupation and data
Load, promotes treatment effeciency, and minimizing processes the time, and this system includes:
The second data handling system that first data handling system is connected with the first data handling system and with the second data
The 3rd data handling system that processing system connects；Wherein:
Described transaction data, for gathering the transaction data of the bank card supporting Multiple Currencies account, is passed by the first data handling system
Transport to the second data handling system；
Second data handling system is used for described transmission of transaction data to the 3rd data handling system；
3rd data handling system, for the Currency according to described transaction data, selects described transaction data correspondence currency type account
Family carries out account data process；
Wherein, the 3rd data handling system includes:
Second data storage device, for storing bank card data and Multiple Currencies account data corresponding to bank card；
Account decision maker, selects described transaction data correspondence currency type account for the Currency according to described transaction data；
Second data process subsystem, is used for receiving described transaction data, triggers account decision maker and runs, to described transaction
Data correspondence currency type account carries out account data process.
In one embodiment, the second data process subsystem includes:
First stage processing subsystem, is used for receiving first stage data, triggers account decision maker and runs, to the first stage
Data correspondence currency type account carries out account data process；
Second stage processing subsystem, is used for receiving second stage data, triggers account decision maker and runs, to second stage
Data correspondence currency type account carries out account data process；
Described transaction data includes first stage data and second stage data.
In one embodiment, first stage data are online request data；Second stage data are batch settlement data.
In one embodiment, first stage processing subsystem includes:
First stage data sink, is used for receiving first stage data；
First stage data processing equipment, is used for triggering account decision maker and runs, to first stage data correspondence currency type account
Carry out account data process, determine the result of first stage data, trigger the second data storage device registration historical data,
The result of first stage data is supplied to first stage data sending device；
First stage data sending device, for sending the result of first stage data to the second data handling system.
In one embodiment, second stage processing subsystem includes:
Second stage data sink, is used for receiving second stage data；
Second stage data processing equipment, is used for triggering account decision maker and runs, to second stage data correspondence currency type account
Carry out account data process, determine the result of second stage data, trigger the second data storage device and obtain and update silver
Row card data, are supplied to second stage data sending device by the result of second stage data；
Second stage data sending device, for sending the result of second stage data to the second data handling system.
In one embodiment, second stage processing subsystem also includes:
Second timing means, for being run by the time point clocked flip second stage data sink preset.
In one embodiment, the first data handling system is that bank card receives single system；Second data handling system is international card group
Knitmesh network；3rd data handling system is bank card card sending system.
The embodiment of the present invention also provides for a kind of cross-border Multiple Currencies data processing method, processes negative in order to alleviate resource occupation and data
Load, promotes treatment effeciency, and minimizing processes the time, and the method includes:
The transaction data of the bank card of Multiple Currencies account is supported in first data handling system collection, by described transmission of transaction data extremely
Second data handling system；
Second data handling system by described transmission of transaction data to the 3rd data handling system；
3rd data handling system, according to the Currency of described transaction data, selects described transaction data correspondence currency type account to enter
Row account data processes；
Wherein, the second data handling system is further after receiving described transaction data, according to the 3rd data handling system support
Monetary data type, it is judged that described transaction data is the need of carrying out type conversion；Determining that described transaction data is without entering
During the conversion of row type, directly by described transmission of transaction data to the 3rd data handling system；Determining described transaction data needs
When carrying out type conversion, described transaction data is converted to the monetary data type that the 3rd data handling system is supported, then transmits
To the 3rd data handling system.In one embodiment, the second data handling system is receiving after first stage data further,
The monetary data type supported according to the 3rd data handling system, it is judged that first stage data are the need of carrying out type conversion；
When determining first stage data without carrying out type conversion, directly the transmission of first stage data is processed system to the 3rd data
System；When determining that first stage data need to carry out type conversion, first stage data are converted to the 3rd data handling system
The monetary data type supported, then transmit to the 3rd data handling system；
After receiving second stage data, the monetary data type supported according to the 3rd data handling system, it is judged that second stage
Data are the need of carrying out type conversion；When determining second stage data without carrying out type conversion, directly by second stage
Data are transmitted to the 3rd data handling system；When determining that second stage data need to carry out type conversion, by second-order hop count
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system；
Described transaction data includes first stage data and second stage data.
In one embodiment, the second data handling system receives the first stage data that the 3rd data handling system returns further
Result；The result of first stage data is returned to the first data handling system.
In one embodiment, the second data handling system receives the second stage data that the 3rd data handling system returns further
Result；The result of second stage data is returned to the first data handling system.
In one embodiment, the second data handling system is further by the time point timing receipt second stage data preset.
In one embodiment, the first data handling system is that bank card receives single system；Second data handling system is international card group
Knitmesh network；3rd data handling system is bank card card sending system.
The embodiment of the present invention also provides for a kind of cross-border Multiple Currencies data processing method, processes negative in order to alleviate resource occupation and data
Load, promotes treatment effeciency, and minimizing processes the time, and the method includes:
The transaction data of the bank card of Multiple Currencies account is supported in first data handling system collection, by described transmission of transaction data extremely
Second data handling system；
Second data handling system by described transmission of transaction data to the 3rd data handling system；
3rd data handling system, according to the Currency of described transaction data, selects described transaction data correspondence currency type account to enter
Row account data processes；
Wherein, the 3rd data handling system receives first stage data further, selects according to the Currency of first stage data
Select first stage data correspondence currency type account, first stage data correspondence currency type account is carried out account data process；Receive the
Two-stage data, selects second stage data correspondence currency type account, to second stage according to the Currency of second stage data
Data correspondence currency type account carries out account data process；Described transaction data includes first stage data and second stage data.
In one embodiment, first stage data are online request data；Second stage data are batch settlement data.
In one embodiment, the 3rd data handling system further determines that the result of first stage data, registers history number
According to, the result of first stage data is sent to the second data handling system.
In one embodiment, the 3rd data handling system further determines that the result of second stage data, obtains and updates
Bank card data, sends the result of second stage data to the second data handling system.
In one embodiment, the 3rd data handling system is further by the time point timing receipt second stage data preset.
In one embodiment, the first data handling system is that bank card receives single system；Second data handling system is international card group
Knitmesh network；3rd data handling system is bank card card sending system.
The cross-border Multiple Currencies data handling system of the embodiment of the present invention and method, the cross-border data for bank card process, can be straight
Selecting is selected corresponding monetary accounts and is processed, it is not necessary to does data conversion, can simplify flow chart of data processing, alleviate resource occupation
And data processing load, promoting treatment effeciency, minimizing processes the time.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing skill
In art description, the required accompanying drawing used is briefly described, it should be apparent that, the accompanying drawing in describing below is only the present invention
Some embodiments, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to root
Other accompanying drawing is obtained according to these accompanying drawings.In the accompanying drawings:
Fig. 1 is the exemplary plot of cross-border Multiple Currencies data handling system in the embodiment of the present invention；
Fig. 2 is the exemplary plot of the second data handling system in the embodiment of the present invention；
Fig. 3 is the data type decision maker processing procedure exemplary plot of the second data handling system in the embodiment of the present invention；
Fig. 4 is the exemplary plot of the second data handling system in the embodiment of the present invention；
Fig. 5 is the exemplary plot of the second data handling system in the embodiment of the present invention；
Fig. 6 is the processing procedure exemplary plot of first stage processing subsystem in the second data handling system in the embodiment of the present invention；
Fig. 7 is the exemplary plot of the second data handling system in the embodiment of the present invention；
Fig. 8 is the processing procedure exemplary plot of second stage processing subsystem in the second data handling system in the embodiment of the present invention；
Fig. 9 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention；
Figure 10 is the processing procedure exemplary plot of account decision maker in the 3rd data handling system in the embodiment of the present invention；
Figure 11 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention；
Figure 12 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention；
Figure 13 is the processing procedure exemplary plot of first stage processing subsystem in the 3rd data handling system in the embodiment of the present invention；
Figure 14 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention；
Figure 15 is the processing procedure exemplary plot of second stage processing subsystem in the 3rd data handling system in the embodiment of the present invention；
Figure 16 is the exemplary plot of cross-border Multiple Currencies data processing method in the embodiment of the present invention.
Detailed description of the invention
For making the purpose of the embodiment of the present invention, technical scheme and advantage clearer, real to the present invention below in conjunction with the accompanying drawings
Execute example to be described in further details.Here, the schematic description and description of the present invention is used for explaining the present invention, but not
As limitation of the invention.
In order to alleviate resource occupation and data processing load, promoting treatment effeciency, minimizing processes the time, and the embodiment of the present invention carries
For a kind of cross-border Multiple Currencies data handling system.Fig. 1 is the example of cross-border Multiple Currencies data handling system in the embodiment of the present invention
Figure.As it is shown in figure 1, cross-border Multiple Currencies data handling system may include that in the embodiment of the present invention
The second data handling system 102 that first data handling system 101 is connected with the first data handling system 101, with
And the 3rd data handling system 103 being connected with the second data handling system 102；Wherein:
Transaction data, for gathering the transaction data of the bank card supporting Multiple Currencies account, is passed by the first data handling system 101
Transport to the second data handling system 102；
Second data handling system 102 is used for transmission of transaction data to the 3rd data handling system 103；
3rd data handling system 103, for the Currency according to transaction data, selects transaction data correspondence currency type account to enter
Row account data processes.
During enforcement, in the embodiment of the present invention, cross-border Multiple Currencies data handling system, can be direct for the cross-border data process of bank card
Select corresponding monetary accounts to process, it is not necessary to do data conversion, flow chart of data processing can be simplified, alleviate resource occupation and
Data processing load, promotes banking system and processes the treatment effeciency of cross-border bank card data, and minimizing processes the time, conveniently holds
The cross-border card of people.
When being embodied as, the first data handling system mainly completes the information gathering such as currency type, dealing money of concluding the business, the second data
Processing system is mainly responsible for information exchange and is processed, and the 3rd data handling system is responsible for distribution and is supported the bank card of Multiple Currencies account,
And select corresponding currency type account to complete the process of bank card account data according to transaction currency type.During enforcement, the first data handling system
Can be that bank card receives single system, the second data handling system can be international card tissue network, and the 3rd data handling system can
To be bank card card sending system.Wherein the 3rd data handling system support is by multiple currency type accounts of bank card and international card group
Cast off into data exchange and process.
When being embodied as, in some cases, although holder employs and supports the bank card of Multiple Currencies account and by this
The cross-border Multiple Currencies data handling system of bright embodiment realizes holding transaction, but being not excluded for holder to national currency is
The indivedual currency types beyond Multiple Currencies that bank card is supported, in such cases, also need to be traded data type conversion, to ensure
Transaction data is successfully processed.During enforcement, the first data handling system can gather bank card business dealing data, sends data to
Second data handling system, it is also possible to the result returned according to the second data handling system completes data and processes.Second number
Information exchange process can be carried out, in information exchanging process, for primitive money data not by the 3rd data according to processing system
The situation that processing system is supported, does data conversion, then transmits data to the 3rd data handling system.3rd data process
System, completes the account to bank card respective type account and processes.
Concrete, the second data handling system can first obtain the Currency that the 3rd data handling system support processes, if
3rd data handling system supports current currency data, then without doing monetary data conversion, directly turn by the form of transaction currency
It is dealt into the 3rd data handling system；The monetary data do not supported for indivedual 3rd data handling systems, then by the second data
Transaction currency data are converted into the monetary data form that the 3rd data handling system acquiescence is supported by reason system, are then forwarded to the
Three data handling systems.After 3rd data handling system receives data, obtain the account currency type that bank card is supported, if transaction
Monetary data is that bank card supports currency, then select the account of respective type according to transaction currency data, complete bank card account
Data process, and result returns the second data handling system, the first data handling system successively；At the 3rd data
Indivedual monetary datas that reason system is not supported, then select corresponding types according to the default currency sent in the second data handling system
Account completes data and processes.
Fig. 2 is the exemplary plot of the second data handling system in the embodiment of the present invention.As in figure 2 it is shown, in the embodiment of the present invention
Two data handling systems may include that
Data type decision maker 201, for the monetary data type supported according to the 3rd data handling system, it is judged that transaction
Data are the need of carrying out type conversion；
First data process subsystem 202, is used for receiving transaction data, trigger data type decision plant running；In data
When type decision device determines transaction data without carrying out type conversion, directly transmission of transaction data is processed system to the 3rd data
System；When data type decision maker determines that transaction data needs to carry out type conversion, transaction data is converted to the 3rd data
The monetary data type that processing system is supported, then transmit to the 3rd data handling system.
When being embodied as, as in figure 2 it is shown, the second data handling system can also include in the embodiment of the present invention: the first data
Storage device 203, the monetary data type supported for storage the 3rd data handling system, to data type decision maker 201
The monetary data type that 3rd data handling system is supported is provided.
Fig. 3 is the data type decision maker processing procedure exemplary plot of the second data handling system in the embodiment of the present invention.Such as figure
Shown in 3, processing procedure can include；
Step 301, data type decision maker are according to transaction data, including card number etc., determine that the 3rd data of correspondence process
System.
Step 302, data type decision maker obtain the 3rd data handling system support of storage in the first data storage device
Monetary data type.
If step 303 the 3rd data handling system does not support primitive money data type, data type decision maker obtains
The default currency data type that credit card issuer is preset, is defined as sending the data type of the 3rd data handling system.
If step 304 the 3rd data handling system supports primitive money data type, it is determined that primitive money data type
For sending the monetary data type of the 3rd data handling system.
If the first data handling system is bank card receives single system, the second data handling system is international card tissue network, the 3rd
Data handling system is bank card card sending system, the 3rd data handling system that the first data storage device storage credit card issuer is preset
The monetary data type etc. supported；The goods that the 3rd data handling system that data type decision maker is preset according to credit card issuer is supported
Coin data type, it is judged that primitive money data type, the need of changing, as needed conversion, is then processed subsystem by the first data
Primitive money data are converted to the monetary data that credit card issuer is supported by system.
Fig. 4 is the exemplary plot of the second data handling system in the embodiment of the present invention.As shown in Figure 4, in the embodiment of the present invention
In two data handling systems, the first data process subsystem 202 may include that
First stage processing subsystem 401, is used for receiving first stage data, and trigger data type decision device 201 runs；
When data type decision maker 201 determines first stage data without carrying out type conversion, directly first stage data are passed
Transport to the 3rd data handling system；When data type decision maker 201 determines that first stage data need to carry out type conversion,
First stage data are converted to the 3rd data handling system support monetary data type, then transmit to the 3rd data process system
System；
Second stage processing subsystem 402, is used for receiving second stage data, and trigger data type decision device 201 runs；
When data type decision maker 201 determines second stage data without carrying out type conversion, directly second stage data are passed
Transport to the 3rd data handling system；When data type decision maker 201 determines that second stage data need to carry out type conversion,
Second stage data are converted to the 3rd data handling system support monetary data type, then transmit to the 3rd data process system
System；
Wherein transaction data includes first stage data and second stage data.
During enforcement, first stage data can be online request data, and second stage data can be batch settlement data.First
Data storage device can also store first stage data and second stage data detailed data.
Fig. 5 is the exemplary plot of the second data handling system in the embodiment of the present invention.As it is shown in figure 5, in the embodiment of the present invention
In two data handling systems, first stage processing subsystem 401 may include that
First stage data sink 501, is used for receiving first stage data；
First stage data processing equipment 502, runs for trigger data type decision device 201, judges in data type
When device 201 determines first stage data without carrying out type conversion, directly first stage data are supplied to first stage number
According to dispensing device 503；When data type decision maker 201 determines that first stage data need to carry out type conversion, by the
One phase data is converted to the monetary data type that the 3rd data handling system is supported, is available to first stage data and sends dress
Put 503；
First stage data sending device 503, for the first stage data provided by first stage data processing equipment 502
Transmission is to the 3rd data handling system.
When being embodied as, if data type judgment means returns the 3rd data handling system and supports primitive money data type,
Then without doing monetary data conversion；If data type judgment means returns the 3rd data handling system and does not support primitive money number
According to type, then need primitive money data are converted to the monetary data that the 3rd data handling system acquiescence is supported, generate and store
First stage data.
Fig. 6 is the processing procedure exemplary plot of first stage processing subsystem in the second data handling system in the embodiment of the present invention,
As shown in Figure 6, processing procedure may include that
Step 601, first stage data sink obtain first stage data, complete first stage data check.
Step 602, first stage data processing equipment trigger data type decision plant running, determine at transmission the 3rd data
The data type of reason system.
The individual data type that step 603, first stage data processing equipment cannot be supported for the 3rd data handling system,
Carry out data type conversion.
First stage data are sent to the 3rd data handling system by step 604, first stage data sending device.
When being embodied as, first stage data sink can be also used for receiving the first rank that the 3rd data handling system returns
The result of segment data；First stage data sending device can be also used for returning to the result of first stage data
First data handling system.
Fig. 7 is the exemplary plot of the second data handling system in the embodiment of the present invention.As it is shown in fig. 7, in the embodiment of the present invention
In two data handling systems, second stage processing subsystem 402 may include that
Second stage data sink 701, is used for receiving second stage data；
Second stage data processing equipment 702, runs for trigger data type decision device 201, judges in data type
When device 201 determines second stage data without carrying out type conversion, directly second stage data are supplied to second-order hop count
According to dispensing device 703；When data type decision maker 201 determines that second stage data need to carry out type conversion, by the
Two-stage data is converted to the monetary data type that the 3rd data handling system is supported, is available to second stage data and sends dress
Put 703；
Second stage data sending device 703, for the second stage data provided by second stage data processing equipment 702
Transmission is to the 3rd data handling system.
When being embodied as, the data type that second stage data processing equipment determines according to data type decision maker, if the
Three data handling systems do not support current currency data type, then primitive money data are converted into the 3rd data handling system and prop up
The monetary data type held, generates the second stage data sending the 3rd data handling system, it is also possible to sentence according to data type
Determine the currency type that device determines to complete the position of credit card issuer correspondence currency type and transfer process.
Fig. 8 is the processing procedure exemplary plot of second stage processing subsystem in the second data handling system in the embodiment of the present invention,
As shown in Figure 8, processing procedure may include that
Step 801, second stage data sink obtain second stage data, complete second stage data check.
Step 802, second stage data processing equipment trigger data type decision device, determine monetary data type.
Indivedual monetary data classes that step 803, second stage data processing equipment cannot be supported for the 3rd data handling system
Type, carries out monetary data conversion.
Second stage data are sent to the 3rd data handling system by step 804, second stage data sending device.
During specific embodiment, second stage data sink can be also used for receiving second that the 3rd data handling system returns
The result of phase data；Second stage data sending device can be also used for returning the result of second stage data
To the first data handling system.
During as it is shown in fig. 7, be embodied as, second stage processing subsystem 402 can also include: the first timing means 704,
For running by default time point clocked flip second stage data sink 701.Can be by time default when i.e. implementing
Between point, as system arrange time point timing initiate receive second stage data process, second stage data sink timing
Receive second stage data.
Fig. 9 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention.As it is shown in figure 9, in the embodiment of the present invention
Three data handling systems may include that
Second data storage device 901, for storing bank card data and Multiple Currencies account data corresponding to bank card；
Account decision maker 902, selects transaction data correspondence currency type account for the Currency according to transaction data；Implement
Time can according to default support data type, select corresponding types account；
Second data process subsystem 903, is used for receiving transaction data, triggers account decision maker and runs, to transaction data
Corresponding currency type account carries out account data process.
Figure 10 is the processing procedure exemplary plot of account decision maker in the 3rd data handling system in the embodiment of the present invention, such as figure
Shown in 10, processing procedure may include that
Step 1001, account decision maker obtain the primitive money data type of transaction data and the monetary data class presetting support
Type.
If the monetary data type sent in step 1,002 second data handling system is not the goods supported in preset data type
Coin type, then account decision maker carries out wrong data process.The second data handling system data can be avoided in such cases
The situation of type transforming mistakes.
If the data type sent in step 1003 first stage data is the monetary data class supported in preset data type
Type, then account decision maker according on send currency type to determine corresponding account.
Figure 11 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention.As shown in figure 11, in the embodiment of the present invention
In 3rd data handling system, the second data process subsystem 903 may include that
First stage processing subsystem 1101, is used for receiving first stage data, triggers account decision maker 902 and runs, right
First stage data correspondence currency type account carries out account data process；During enforcement, account decision maker is according to first stage data
Currency selects first stage data correspondence currency type account；
Second stage processing subsystem 1102, is used for receiving second stage data, triggers account decision maker 902 and runs, right
Second stage data correspondence currency type account carries out account data process；During enforcement, account decision maker is according to second stage data
Currency selects second stage data correspondence currency type account；
Wherein transaction data includes first stage data and second stage data.
During enforcement, first stage data can be online request data, and second stage data can be batch settlement data.
Figure 12 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention.As shown in figure 12, in the embodiment of the present invention
In 3rd data handling system, first stage processing subsystem 1101 may include that
First stage data sink 1201, is used for receiving first stage data；
First stage data processing equipment 1202, is used for triggering account decision maker 902 and runs, corresponding to first stage data
Currency type account carries out account data process, determines the result of first stage data, triggers the second data storage device 901
Registration historical data, is supplied to first stage data sending device 1203 by the result of first stage data；
First stage data sending device 1203, for sending to the second data to process by the result of first stage data be
System.
Figure 13 is the processing procedure exemplary plot of first stage processing subsystem in the 3rd data handling system in the embodiment of the present invention.
As shown in figure 13, processing procedure may include that
Step 1301, first stage data sink receive first stage data, and complete data check.
Step 1302, first stage data processing equipment trigger account decision maker and determine first stage data correspondence currency type account
Family.
Step 1303, first stage data processing equipment complete corresponding account credit inspection, client comprehensive credit inspection etc. first
Phase data processes.
Step 1304, first stage data processing equipment determine Authorization result, and by first stage data, result is sent dress
Put return the second data handling system.
Figure 14 is the exemplary plot of the 3rd data handling system in the embodiment of the present invention.As shown in figure 14, in the embodiment of the present invention
In 3rd data handling system, second stage processing subsystem 1102 may include that
Second stage data sink 1401, is used for receiving second stage data；
Second stage data processing equipment 1402, is used for triggering account decision maker 902 and runs, corresponding to second stage data
Currency type account carries out account data process, determines the result of second stage data, triggers the second data storage device 901
Obtain and update bank card data, the result of second stage data is supplied to second stage data sending device 1403；
Second stage data sending device 1403, for sending to the second data to process by the result of second stage data be
System.
As shown in figure 14, when being embodied as, second stage processing subsystem 1102 can also include: the second timing means 1404,
For running by the time point clocked flip second stage data sink preset.During enforcement, the second timing means can be by being
The time point clocked flip second stage data sink that system is arranged receives second stage data.
Figure 15 is the processing procedure exemplary plot of second stage processing subsystem in the 3rd data handling system in the embodiment of the present invention.
As shown in figure 15, processing procedure may include that
Step 1501, the second timing means trigger second stage data sink and receive second stage data, and complete data
Check.
Step 1502, second stage data processing equipment trigger account decision maker according to the data type of second stage data and
Preset data type, determines the account of corresponding types.
Step 1503, second stage data processing equipment complete corresponding account and process, and generate second stage data processing inventory.
Based on same inventive concept, the embodiment of the present invention additionally provides a kind of cross-border Multiple Currencies data processing method, as following
Embodiment described in.Owing to the principle of the method solution problem is similar to cross-border Multiple Currencies data handling system, therefore the method
Enforcement may refer to the enforcement of cross-border Multiple Currencies data handling system, repeat no more in place of repetition.
Figure 16 is the exemplary plot of cross-border Multiple Currencies data processing method in the embodiment of the present invention.As shown in figure 16, the present invention is real
Execute cross-border Multiple Currencies data processing method in example may include that
Step 1601, the first data handling system collection support the transaction data of the bank card of Multiple Currencies account, by described transaction
Data are transmitted to the second data handling system；
Step 1602, the second data handling system by described transmission of transaction data to the 3rd data handling system；
Step 1603, the 3rd data handling system, according to the Currency of described transaction data, select described transaction data corresponding
Currency type account carries out account data process.
When being embodied as, the second data handling system, further after receiving described transaction data, processes system according to the 3rd data
The monetary data type that system is supported, it is judged that described transaction data is the need of carrying out type conversion；Determining described transaction data
During without carrying out type conversion, directly by described transmission of transaction data to the 3rd data handling system；Determining described number of deals
When carrying out type conversion according to needs, described transaction data is converted to the monetary data type that the 3rd data handling system is supported,
Transmit again to the 3rd data handling system.
When being embodied as, the second data handling system, further after receiving first stage data, processes system according to the 3rd data
The monetary data type that system is supported, it is judged that first stage data are the need of carrying out type conversion；Determining first stage data
During without carrying out type conversion, directly first stage data are transmitted to the 3rd data handling system；Determining first stage number
When carrying out type conversion according to needs, first stage data are converted to the monetary data type that the 3rd data handling system is supported,
Transmit again to the 3rd data handling system；
After receiving second stage data, the monetary data type supported according to the 3rd data handling system, it is judged that second stage
Data are the need of carrying out type conversion；When determining second stage data without carrying out type conversion, directly by second stage
Data are transmitted to the 3rd data handling system；When determining that second stage data need to carry out type conversion, by second-order hop count
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system；
Described transaction data includes first stage data and second stage data.
When being embodied as, the second data handling system receives the first stage data of the 3rd data handling system return further
Result；The result of first stage data is returned to the first data handling system.
When being embodied as, the second data handling system receives the second stage data of the 3rd data handling system return further
Result；The result of second stage data is returned to the first data handling system.
When being embodied as, the second data handling system is further by the time point timing receipt second stage data preset.
When being embodied as, the 3rd data handling system receives first stage data further, according to the currency of first stage data
Currency type selects first stage data correspondence currency type account, and first stage data correspondence currency type account is carried out account data process；
Receive second stage data, select second stage data correspondence currency type account according to the Currency of second stage data, to the
Two-stage data correspondence currency type account carries out account data process；Described transaction data includes first stage data and second stage
Data.
When being embodied as, first stage data are online request data；Second stage data are batch settlement data.
When being embodied as, the 3rd data handling system further determines that the result of first stage data, registers historical data,
The result of first stage data is sent to the second data handling system.
When being embodied as, the 3rd data handling system further determines that the result of second stage data, obtains and updates silver
Row card data, send the result of second stage data to the second data handling system.
When being embodied as, the 3rd data handling system is further by the time point timing receipt second stage data preset.
When being embodied as, the first data handling system is that bank card receives single system；Second data handling system is international card tissue
Network；3rd data handling system is bank card card sending system.
In sum, the cross-border Multiple Currencies data handling system of the embodiment of the present invention and method, for the cross-border data of bank card
Process, corresponding monetary accounts can be directly selected and process, it is not necessary to do data conversion, flow chart of data processing can be simplified, subtract
Light resource occupation and data processing load, promote treatment effeciency, and minimizing processes the time.
Additionally, the data processing solution of existing single currency type bank card and double currency type bank card is not easy to client's reconciliation afterwards, and
And currency can be brought be lost during cross-border card, increase client uses card cost, and the cross-border Multiple Currencies of the embodiment of the present invention
Data handling system and method can solve data and change the client's reconciliation difficult problem brought, when reducing the cross-border card of holder
Unnecessary currency loss.During enforcement, the account of the corresponding currency type of credit card issuer can directly be processed by world hair fastener tissue, and by
Bank card in the embodiment of the present invention has multiple currency type account, is controlled by client level credit line, can avoid letter
Amplify by risk, facilitate client fully to use the accrediting amount simultaneously.
Those skilled in the art are it should be appreciated that embodiments of the invention can be provided as method, system or computer program product
Product.Therefore, the reality in terms of the present invention can use complete hardware embodiment, complete software implementation or combine software and hardware
Execute the form of example.And, the present invention can use at one or more computers wherein including computer usable program code
The upper computer journey implemented of usable storage medium (including but not limited to disk memory, CD-ROM, optical memory etc.)
The form of sequence product.
The present invention is with reference to method, equipment (system) and the flow chart of computer program according to embodiments of the present invention
And/or block diagram describes.It should be understood that can be by each flow process in computer program instructions flowchart and/or block diagram
And/or the flow process in square frame and flow chart and/or block diagram and/or the combination of square frame.These computer programs can be provided to refer to
Order arrives the processor of general purpose computer, special-purpose computer, Embedded Processor or other programmable data processing device to produce
One machine so that the instruction performed by the processor of computer or other programmable data processing device is produced and is used for realizing
The device of the function specified in one flow process of flow chart or multiple flow process and/or one square frame of block diagram or multiple square frame.
These computer program instructions may be alternatively stored in and computer or other programmable data processing device can be guided with certain party
In the computer-readable memory of formula work so that the instruction being stored in this computer-readable memory produces and includes instruction dress
The manufacture put, this command device realizes one flow process of flow chart or multiple flow process and/or one square frame of block diagram or multiple side
The function specified in frame.
These computer program instructions also can be loaded in computer or other programmable data processing device so that at computer
Or on other programmable devices perform sequence of operations step to produce computer implemented process, thus computer or other
The instruction performed on programmable device provides for realizing in one flow process of flow chart or multiple flow process and/or one side of block diagram
The step of the function specified in frame or multiple square frame.
Particular embodiments described above, has been carried out the most specifically the purpose of the present invention, technical scheme and beneficial effect
Bright, be it should be understood that the specific embodiment that the foregoing is only the present invention, the protection being not intended to limit the present invention
Scope, all within the spirit and principles in the present invention, any modification, equivalent substitution and improvement etc. done, should be included in
Within protection scope of the present invention.
Claims (30)
1. a cross-border Multiple Currencies data handling system, it is characterised in that including:
The second data handling system that first data handling system is connected with the first data handling system and with the second data
The 3rd data handling system that processing system connects；Wherein:
Described transaction data, for gathering the transaction data of the bank card supporting Multiple Currencies account, is passed by the first data handling system
Transport to the second data handling system；
Second data handling system is used for described transmission of transaction data to the 3rd data handling system；
3rd data handling system, for the Currency according to described transaction data, selects described transaction data correspondence currency type account
Family carries out account data process；
Wherein, the second data handling system includes:
Data type decision maker, for the monetary data type supported according to the 3rd data handling system, it is judged that described transaction
Data are the need of carrying out type conversion；
First data process subsystem, is used for receiving described transaction data, trigger data type decision plant running；In data
When type decision device determines described transaction data without carrying out type conversion, directly by described transmission of transaction data to the 3rd number
According to processing system；When data type decision maker determines that described transaction data needs to carry out type conversion, by described number of deals
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system.
Cross-border Multiple Currencies data handling system the most as claimed in claim 1, it is characterised in that the second data handling system
Also including: the first data storage device, the monetary data type supported for storage the 3rd data handling system, to data class
Type decision maker provides the monetary data type that the 3rd data handling system is supported.
Cross-border Multiple Currencies data handling system the most as claimed in claim 1, it is characterised in that the first data process subsystem
System includes:
First stage processing subsystem, is used for receiving first stage data, trigger data type decision plant running；In data
When type decision device determines first stage data without carrying out type conversion, directly by the transmission of first stage data to the 3rd number
According to processing system；When data type decision maker determines that first stage data need to carry out type conversion, will first stage number
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system；
Second stage processing subsystem, is used for receiving second stage data, trigger data type decision plant running；In data
When type decision device determines second stage data without carrying out type conversion, directly by the transmission of second stage data to the 3rd number
According to processing system；When data type decision maker determines that second stage data need to carry out type conversion, by second-order hop count
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system；
Described transaction data includes first stage data and second stage data.
Cross-border Multiple Currencies data handling system the most as claimed in claim 3, it is characterised in that first stage data are connection
Machine request data；Second stage data are batch settlement data.
Cross-border Multiple Currencies data handling system the most as claimed in claim 3, it is characterised in that the first stage processes subsystem
System includes:
First stage data sink, is used for receiving first stage data；
First stage data processing equipment, for trigger data type decision plant running, determines at data type decision maker
When first stage data are without carrying out type conversion, directly first stage data are supplied to first stage data sending device；
When data type decision maker determines that first stage data need to carry out type conversion, first stage data are converted to the 3rd
The monetary data type that data handling system is supported, is available to first stage data sending device；
First stage data sending device, for the first stage data transmission that provided by first stage data processing equipment to the
Three data handling systems.
Cross-border Multiple Currencies data handling system the most as claimed in claim 4, it is characterised in that first stage data receiver
Device is additionally operable to receive the result of the first stage data that the 3rd data handling system returns；
First stage data sending device is additionally operable to the result of first stage data is returned to the first data handling system.
Cross-border Multiple Currencies data handling system the most as claimed in claim 3, it is characterised in that second stage processes subsystem
System includes:
Second stage data sink, is used for receiving second stage data；
Second stage data processing equipment, for trigger data type decision plant running, determines at data type decision maker
When second stage data are without carrying out type conversion, directly second stage data are supplied to second stage data sending device；
When data type decision maker determines that second stage data need to carry out type conversion, second stage data are converted to the 3rd
The monetary data type that data handling system is supported, is available to second stage data sending device；
Second stage data sending device, for the second stage data transmission that provided by second stage data processing equipment to the
Three data handling systems.
Cross-border Multiple Currencies data handling system the most as claimed in claim 7, it is characterised in that second stage data receiver
Device is additionally operable to receive the result of the second stage data that the 3rd data handling system returns；
Second stage data sending device is additionally operable to the result of second stage data is returned to the first data handling system.
Cross-border Multiple Currencies data handling system the most as claimed in claim 7, it is characterised in that second stage processes subsystem
System also includes:
First timing means, for being run by the time point clocked flip second stage data sink preset.
10. the cross-border Multiple Currencies data handling system as described in any one of claim 1 to 9, it is characterised in that the first number
It is that bank card receives single system according to processing system；Second data handling system is international card tissue network；3rd data handling system
For bank card card sending system.
11. 1 kinds of cross-border Multiple Currencies data handling systems, it is characterised in that including:
The second data handling system that first data handling system is connected with the first data handling system and with the second data
The 3rd data handling system that processing system connects；Wherein:
Described transaction data, for gathering the transaction data of the bank card supporting Multiple Currencies account, is passed by the first data handling system
Transport to the second data handling system；
Second data handling system is used for described transmission of transaction data to the 3rd data handling system；
3rd data handling system, for the Currency according to described transaction data, selects described transaction data correspondence currency type account
Family carries out account data process；
Wherein, the 3rd data handling system includes:
Second data storage device, for storing bank card data and Multiple Currencies account data corresponding to bank card；
Account decision maker, selects described transaction data correspondence currency type account for the Currency according to described transaction data；
Second data process subsystem, is used for receiving described transaction data, triggers account decision maker and runs, to described transaction
Data correspondence currency type account carries out account data process.
12. cross-border Multiple Currencies data handling systems as claimed in claim 11, it is characterised in that the second data process son
System includes:
First stage processing subsystem, is used for receiving first stage data, triggers account decision maker and runs, to the first stage
Data correspondence currency type account carries out account data process；
Second stage processing subsystem, is used for receiving second stage data, triggers account decision maker and runs, to second stage
Data correspondence currency type account carries out account data process；
Described transaction data includes first stage data and second stage data.
13. cross-border Multiple Currencies data handling systems as claimed in claim 12, it is characterised in that first stage data are
Online request data；Second stage data are batch settlement data.
14. cross-border Multiple Currencies data handling systems as claimed in claim 12, it is characterised in that the first stage processes son
System includes:
First stage data sink, is used for receiving first stage data；
First stage data processing equipment, is used for triggering account decision maker and runs, to first stage data correspondence currency type account
Carry out account data process, determine the result of first stage data, trigger the second data storage device registration historical data,
The result of first stage data is supplied to first stage data sending device；
First stage data sending device, for sending the result of first stage data to the second data handling system.
15. cross-border Multiple Currencies data handling systems as claimed in claim 12, it is characterised in that second stage processes son
System includes:
Second stage data sink, is used for receiving second stage data；
Second stage data processing equipment, is used for triggering account decision maker and runs, to second stage data correspondence currency type account
Carry out account data process, determine the result of second stage data, trigger the second data storage device and obtain and update silver
Row card data, are supplied to second stage data sending device by the result of second stage data；
Second stage data sending device, for sending the result of second stage data to the second data handling system.
16. cross-border Multiple Currencies data handling systems as claimed in claim 15, it is characterised in that second stage processes son
System also includes:
Second timing means, for being run by the time point clocked flip second stage data sink preset.
The 17. cross-border Multiple Currencies data handling systems as described in any one of claim 11 to 16, it is characterised in that first
Data handling system is that bank card receives single system；Second data handling system is international card tissue network；3rd data process system
System is bank card card sending system.
18. 1 kinds of cross-border Multiple Currencies data processing methods, it is characterised in that including:
The transaction data of the bank card of Multiple Currencies account is supported in first data handling system collection, by described transmission of transaction data extremely
Second data handling system；
Second data handling system by described transmission of transaction data to the 3rd data handling system；
3rd data handling system, according to the Currency of described transaction data, selects described transaction data correspondence currency type account to enter
Row account data processes；
Wherein, the second data handling system is further after receiving described transaction data, according to the 3rd data handling system support
Monetary data type, it is judged that described transaction data is the need of carrying out type conversion；Determining that described transaction data is without entering
During the conversion of row type, directly by described transmission of transaction data to the 3rd data handling system；Determining described transaction data needs
When carrying out type conversion, described transaction data is converted to the monetary data type that the 3rd data handling system is supported, then transmits
To the 3rd data handling system.
19. cross-border Multiple Currencies data processing methods as claimed in claim 18, it is characterised in that the second data process system
System is further after receiving first stage data, according to the monetary data type of the 3rd data handling system support, it is judged that first
Phase data is the need of carrying out type conversion；When determining first stage data without carrying out type conversion, directly by first
Phase data is transmitted to the 3rd data handling system；When determining that first stage data need to carry out type conversion, by the first rank
Segment data is converted to the monetary data type that the 3rd data handling system is supported, then transmits to the 3rd data handling system；
After receiving second stage data, the monetary data type supported according to the 3rd data handling system, it is judged that second stage
Data are the need of carrying out type conversion；When determining second stage data without carrying out type conversion, directly by second stage
Data are transmitted to the 3rd data handling system；When determining that second stage data need to carry out type conversion, by second-order hop count
According to being converted to the monetary data type that the 3rd data handling system is supported, then transmit to the 3rd data handling system；
Described transaction data includes first stage data and second stage data.
20. cross-border Multiple Currencies data processing methods as claimed in claim 19, it is characterised in that first stage data are
Online request data；Second stage data are batch settlement data.
21. cross-border Multiple Currencies data processing methods as claimed in claim 19, it is characterised in that the second data process system
System receives the result of the first stage data that the 3rd data handling system returns further；Process by first stage data
Result returns to the first data handling system.
22. cross-border Multiple Currencies data processing methods as claimed in claim 19, it is characterised in that the second data process system
System receives the result of the second stage data that the 3rd data handling system returns further；Process by second stage data
Result returns to the first data handling system.
23. cross-border Multiple Currencies data processing methods as claimed in claim 19, it is characterised in that the second data process system
System is further by the time point timing receipt second stage data preset.
The 24. cross-border Multiple Currencies data processing methods as described in any one of claim 18 to 23, it is characterised in that first
Data handling system is that bank card receives single system；Second data handling system is international card tissue network；3rd data process system
System is bank card card sending system.
25. 1 kinds of cross-border Multiple Currencies data processing methods, it is characterised in that including:
The transaction data of the bank card of Multiple Currencies account is supported in first data handling system collection, by described transmission of transaction data extremely
Second data handling system；
Second data handling system by described transmission of transaction data to the 3rd data handling system；
3rd data handling system, according to the Currency of described transaction data, selects described transaction data correspondence currency type account to enter
Row account data processes；
Wherein, the 3rd data handling system receives first stage data further, selects according to the Currency of first stage data
Select first stage data correspondence currency type account, first stage data correspondence currency type account is carried out account data process；Receive the
Two-stage data, selects second stage data correspondence currency type account, to second stage according to the Currency of second stage data
Data correspondence currency type account carries out account data process；Described transaction data includes first stage data and second stage data.
26. cross-border Multiple Currencies data processing methods as claimed in claim 25, it is characterised in that first stage data are
Online request data；Second stage data are batch settlement data.
27. cross-border Multiple Currencies data processing methods as claimed in claim 25, it is characterised in that the 3rd data process system
System further determines that the result of first stage data, registers historical data, the result of first stage data is sent
To the second data handling system.
28. cross-border Multiple Currencies data processing methods as claimed in claim 25, it is characterised in that the 3rd data process system
System further determines that the result of second stage data, obtains and updates bank card data, by the process of second stage data
Result sends to the second data handling system.
29. cross-border Multiple Currencies data processing methods as claimed in claim 25, it is characterised in that the 3rd data process system
System is further by the time point timing receipt second stage data preset.
The 30. cross-border Multiple Currencies data processing methods as described in any one of claim 25 to 29, it is characterised in that first
Data handling system is that bank card receives single system；Second data handling system is international card tissue network；3rd data process system
System is bank card card sending system.
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| CN201410099128.8A CN103870992B (en) | 2014-03-17 | 2014-03-17 | Cross-border Multiple Currencies data handling system and method |
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Cited By (1)
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|---|---|---|---|---|
| RU2734340C1 (en) * | 2017-01-03 | 2020-10-15 | Алибаба Груп Холдинг Лимитед | Currency type switching method and device |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106327167B (en) * | 2015-06-15 | 2021-06-29 | 创新先进技术有限公司 | Method and device for realizing network payment |
| CN106469004A (en) * | 2015-08-20 | 2017-03-01 | 阿里巴巴集团控股有限公司 | Information conversion method and device |
| CN107590687A (en) * | 2017-08-24 | 2018-01-16 | 广州中道电子科技有限公司 | A kind of hair fastener method and system |
| CN115545692A (en) * | 2022-10-17 | 2022-12-30 | 广州汇登信息科技有限公司 | Cross-border e-commerce platform multi-currency settlement method and system |
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|---|---|---|---|---|
| SG111911A1 (en) * | 2001-02-26 | 2005-06-29 | Fairex Internat Financial Syst | Method and system for facilitating foreign currency exchange transactions over a network |
| US7219832B2 (en) * | 2004-06-17 | 2007-05-22 | First Data Corporation | ATM machine and methods with currency conversion capabilities |
| CN101236639A (en) * | 2008-02-22 | 2008-08-06 | 中国工商银行股份有限公司 | System and method for accomplishing on-line trans-border remittance |
| CN101271565A (en) * | 2008-05-06 | 2008-09-24 | 中国工商银行股份有限公司 | System and method for processing foreign currency bank card data based on network |
| US20100036741A1 (en) * | 2008-08-04 | 2010-02-11 | Marc Cleven | Application currency code for dynamic currency conversion transactions with contactless consumer transaction payment device |
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| RU2734340C1 (en) * | 2017-01-03 | 2020-10-15 | Алибаба Груп Холдинг Лимитед | Currency type switching method and device |
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