CN105184555A - Ordering and payment processing system and method - Google Patents

Ordering and payment processing system and method Download PDF

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Publication number
CN105184555A
CN105184555A CN201510695039.4A CN201510695039A CN105184555A CN 105184555 A CN105184555 A CN 105184555A CN 201510695039 A CN201510695039 A CN 201510695039A CN 105184555 A CN105184555 A CN 105184555A
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CN
China
Prior art keywords
module
order
payment
money
credit card
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201510695039.4A
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Chinese (zh)
Inventor
贺爱平
葛奕霖
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Ctrip Computer Technology Shanghai Co Ltd
Original Assignee
Ctrip Computer Technology Shanghai Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ctrip Computer Technology Shanghai Co Ltd filed Critical Ctrip Computer Technology Shanghai Co Ltd
Priority to CN201510695039.4A priority Critical patent/CN105184555A/en
Publication of CN105184555A publication Critical patent/CN105184555A/en
Pending legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features

Abstract

The invention provides an ordering and payment processing system and method. The ordering and payment processing system comprises a confirmation module, a generation module and a payment module, wherein the confirmation module is used for confirming an online payment manner preset by a user determined to purchase a commodity, the online payment manner comprises a prepayment-ordering manner and an ordering-payment manner; the generation module is used for generating information of the commodity into an order when the online payment manner is determined to be the ordering-payment manner and generating unique order identifying information at the same time, wherein the order comprises total price of the commodity; and the payment module is used for enabling the user to pay the order by virtue of the order identifying information in a certain time period. The ordering and payment processing system and method have the advantages that order conversion rate and payment rate can be obviously improved, more convenience is provided for the user in ordering and payment, and multi-card payment function is provided for a large order.

Description

Place an order payment processing system and method
Technical field
The present invention relates to one to place an order payment processing system and method.
Background technology
At present, user is when some shopping websites are done shopping, payment platform can be proceeded to after confirming the required commodity bought, paying successfully and automatically can generate an order number determined, namely existing payment way is first pay the processing mode placed an order afterwards, although this modes of payments can confirm purchase commodity after to leave time of payment of 1 hours to user, but because the given time of payment is very short, so often occur that user makes this time to buy failure because of the goods amount had little time selected by payment, and user wants that the commodity bought also likely are gone by first paying purchase by other users, this is unfavorable for the conversion ratio and the payment rate that improve order, the online purchase reducing user is experienced.And, sometimes because the amount of money in several the credits card of user is all few, cause user cannot pay the amount of money of the commodity bought in advance.
Summary of the invention
The technical problem to be solved in the present invention is unfavorable for improving the conversion ratio of order and the defect of payment rate to overcome the mode of placing an order afterwards that first pays of the prior art, provide a kind of can improve order significantly conversion ratio and payment rate and provide more payment processing system and methods of placing an order easily for user places an order with payment.
The present invention solves above-mentioned technical matters by following technical proposals:
The invention provides one to place an order payment processing system, its feature is, it comprises a confirmation module, a generation module and a payment module;
This confirmation module is for confirming the payment way that the commodity that user determines to buy are preset, and this payment way comprises and first pays the mode that places an order afterwards and the modes of payments after first placing an order;
When this generation module is used for the modes of payments after this payment way of confirmation is first place an order, the merchandise news of these commodity is generated order, and produces unique order identifying information simultaneously, this order comprises the total charge of commodity;
This payment module is used for being paid this order by this order identifying information within a time period for user.
This programme provides at least two kinds of payment way for user, after first payment wherein, the mode of placing an order is prior art, here just no longer describe in detail, the commodity that after another kind first places an order, the modes of payments makes user confirm to buy first are retained on webpage with the form of order, ensure that user confirm buy commodity can not by other users buy go, after this user can carry out immediately paying also can after a period of time again row pay.
Preferably, this payment module comprises one point of card module, a receiver module, adds up to module, a judge module and remits money module, store multiple alternative Credit Card Payments pattern in this point of card module, often kind of Credit Card Payments pattern is all containing the amount of money that can input for user;
This receiver module is for receiving the input of at least one in those Credit Card Payments patterns of selecting;
This total module is for calculating the cumulative sum of each amount of money inputted in the Credit Card Payments pattern selected;
This judge module, for judging that whether this cumulative sum is equal with this total charge, calls this module of remitting money for marking the amount of money in credit card corresponding to the amount of money that inputs in the Credit Card Payments pattern selected one by one when judging equal.
When the goods amount that user buys is comparatively large and deposit in several the credits card of user is all not enough to pay these commodity, user can use the capable on-line payment of this few Zhang Kajin simultaneously, as long as the total deposit in these several credits card is not less than the amount of money of these commodity.
The present invention also provides one to place an order payment processing method, and its feature is, it utilizes the above-mentioned payment processing system that places an order to realize, and this payment processing method that places an order comprises the following steps:
S 1, this confirmation module confirms payment way that the commodity that user determines to buy are preset, this payment way comprises and first pays the mode that places an order afterwards and the modes of payments after first placing an order;
S 2, this generation module confirming that this payment way is for after first placing an order during the modes of payments, the merchandise news of these commodity is generated order, and produces unique order identifying information simultaneously, this order comprises the total charge of commodity;
S 3, this payment module paid this order by this order identifying information for user within a time period.
Preferably, this payment module comprises one point of card module, and chooses receiver module, and add up to module, a judge module and to remit money module, store multiple alternative Credit Card Payments pattern in this point of card module, often kind of Credit Card Payments pattern is all containing the amount of money that can input for user;
Step S 3comprise the following steps:
S 31, this receiver module receives the input of at least one in those Credit Card Payments patterns of selecting of user;
S 32, this total module calculates the cumulative sum of each amount of money inputted in the Credit Card Payments pattern selected;
S 33, this judge module judges that whether this cumulative sum equal with this total charge, enters step S when judging equal 34;
S 34, this module of remitting money marks the amount of money in credit card corresponding to the amount of money that inputs in the Credit Card Payments pattern selected one by one.
On the basis meeting this area general knowledge, above-mentioned each optimum condition, can combination in any, obtains the preferred embodiments of the invention.
Positive progressive effect of the present invention is:
The present invention can improve conversion ratio and the payment rate of order significantly, more conveniently to provide, and for Large Order Number, provide a point card payment function for user places an order with payment.
Accompanying drawing explanation
Fig. 1 is the structured flowchart of the payment processing system that places an order of preferred embodiment of the present invention.
Fig. 2 is the process flow diagram of the payment processing method that places an order of preferred embodiment of the present invention.
Embodiment
Mode below by embodiment further illustrates the present invention, but does not therefore limit the present invention among described scope of embodiments.
Shown in figure 1, the present embodiment provides one to place an order payment processing system, and it comprises confirmation module 1, generation module 2 and a payment module 3.
Wherein, this confirmation module 1 is for confirming the payment way that the commodity that user determines to buy are preset, and this payment way comprises and first pays the mode that places an order afterwards and the modes of payments after first placing an order;
This generation module 2 is for confirming that this payment way is for after first placing an order during the modes of payments, and the merchandise news of these commodity is generated order, and produces unique order identifying information simultaneously, this order comprises the total charge of commodity;
This payment module 3 is for paying this order by this order identifying information within a time period for user.
The present embodiment provides two kinds of payment way for user, the commodity that after first placing an order wherein, the modes of payments makes user confirm to buy first are retained on webpage with the form of order, ensure that user confirm buy commodity can not by other users buy go, after this user can carry out immediately paying also can after a period of time again row pay.
In addition, when the goods amount that user buys is comparatively large and deposit in several the credits card of user is all not enough to pay these commodity, user can use the capable on-line payment of this few Zhang Kajin simultaneously, as long as the total deposit in these several credits card is not less than the amount of money of these commodity.Particularly, this payment module 3 comprises one point of card module 31, receiver module 32, and adds up to module 33, judge module 34 and to remit money module 35.
Store multiple alternative Credit Card Payments pattern in this point of card module 31, often kind of Credit Card Payments pattern is all containing the amount of money that can input for user;
This receiver module 32 is for receiving the input of at least one in those Credit Card Payments patterns of selecting;
This total module 33 is for calculating the cumulative sum of each amount of money inputted in the Credit Card Payments pattern selected;
This judge module 34, for judging that whether this cumulative sum is equal with this total charge, calls this module 35 of remitting money for marking the amount of money in credit card corresponding to the amount of money that inputs in the Credit Card Payments pattern selected one by one when judging equal.
Shown in figure 2, the present embodiment also provides one to place an order payment processing method, and it utilizes the above-mentioned payment processing system that places an order to realize, and this payment processing method that places an order comprises the following steps:
Step 101, this confirmation module confirm the payment way that the commodity that user determines to buy are preset, and this payment way comprises and first pays the mode that places an order afterwards and the modes of payments after first placing an order;
Step 102, this generation module are after this payment way of confirmation is first place an order during the modes of payments, and the merchandise news of these commodity is generated order, and produces unique order identifying information simultaneously, this order comprises the total charge of commodity;
Step 103, this payment module are paid this order by this order identifying information within a time period for user.
Wherein step 103 comprises the following steps:
S 31, this receiver module receives the input of at least one in those Credit Card Payments patterns of selecting of user;
S 32, this total module calculates the cumulative sum of each amount of money inputted in the Credit Card Payments pattern selected;
S 33, this judge module judges that whether this cumulative sum equal with this total charge, enters step S when judging equal 34;
S 34, this module of remitting money marks the amount of money in credit card corresponding to the amount of money that inputs in the Credit Card Payments pattern selected one by one.
Although the foregoing describe the specific embodiment of the present invention, it will be understood by those of skill in the art that these only illustrate, protection scope of the present invention is defined by the appended claims.Those skilled in the art, under the prerequisite not deviating from principle of the present invention and essence, can make various changes or modifications to these embodiments, but these change and amendment all falls into protection scope of the present invention.

Claims (4)

1. place an order a payment processing system, it is characterized in that, it comprises a confirmation module, a generation module and a payment module;
This confirmation module is for confirming the payment way that the commodity that user determines to buy are preset, and this payment way comprises and first pays the mode that places an order afterwards and the modes of payments after first placing an order;
When this generation module is used for the modes of payments after this payment way of confirmation is first place an order, the merchandise news of these commodity is generated order, and produces unique order identifying information simultaneously, this order comprises the total charge of commodity;
This payment module is used for being paid this order by this order identifying information within a time period for user.
2. place an order payment processing system as claimed in claim 1, it is characterized in that, this payment module comprises one point of card module, a receiver module, adds up to module, a judge module and remits money module, store multiple alternative Credit Card Payments pattern in this point of card module, often kind of Credit Card Payments pattern is all containing the amount of money that can input for user;
This receiver module is for receiving the input of at least one in those Credit Card Payments patterns of selecting;
This total module is for calculating the cumulative sum of each amount of money inputted in the Credit Card Payments pattern selected;
This judge module, for judging that whether this cumulative sum is equal with this total charge, calls this module of remitting money for marking the amount of money in credit card corresponding to the amount of money that inputs in the Credit Card Payments pattern selected one by one when judging equal.
3. place an order a payment processing method, it is characterized in that, it utilizes the payment processing system that places an order as claimed in claim 1 to realize, and this payment processing method that places an order comprises the following steps:
S 1, this confirmation module confirms payment way that the commodity that user determines to buy are preset, this payment way comprises and first pays the mode that places an order afterwards and the modes of payments after first placing an order;
S 2, this generation module confirming that this payment way is for after first placing an order during the modes of payments, the merchandise news of these commodity is generated order, and produces unique order identifying information simultaneously, this order comprises the total charge of commodity;
S 3, this payment module paid this order by this order identifying information for user within a time period.
4. place an order payment processing method as claimed in claim 3, it is characterized in that, this payment module comprises one point of card module, and chooses receiver module, and add up to module, a judge module and to remit money module, store multiple alternative Credit Card Payments pattern in this point of card module, often kind of Credit Card Payments pattern is all containing the amount of money that can input for user;
Step S 3comprise the following steps:
S 31, this receiver module receives the input of at least one in those Credit Card Payments patterns of selecting of user;
S 32, this total module calculates the cumulative sum of each amount of money inputted in the Credit Card Payments pattern selected;
S 33, this judge module judges that whether this cumulative sum equal with this total charge, enters step S when judging equal 34;
S 34, this module of remitting money marks the amount of money in credit card corresponding to the amount of money that inputs in the Credit Card Payments pattern selected one by one.
CN201510695039.4A 2015-10-22 2015-10-22 Ordering and payment processing system and method Pending CN105184555A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201510695039.4A CN105184555A (en) 2015-10-22 2015-10-22 Ordering and payment processing system and method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201510695039.4A CN105184555A (en) 2015-10-22 2015-10-22 Ordering and payment processing system and method

Publications (1)

Publication Number Publication Date
CN105184555A true CN105184555A (en) 2015-12-23

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Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106845961A (en) * 2017-04-07 2017-06-13 福建强闽信息科技有限公司 Method and payment terminal that a kind of order automatic classifying and multimode pay
CN108154360A (en) * 2017-11-29 2018-06-12 商派软件有限公司 A kind of method of a variety of means of payment of single order
CN110046843A (en) * 2019-02-20 2019-07-23 阿里巴巴集团控股有限公司 The processing method and system of shipping address, the processing method of the means of payment and system
CN112132649A (en) * 2020-08-28 2020-12-25 绿瘦健康产业集团有限公司 Order verification processing method, device, medium and terminal equipment

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Publication number Priority date Publication date Assignee Title
CN1449533A (en) * 2000-02-22 2003-10-15 英森·扬 Method and system for maximizing credit card purchasing power and minimizing interest costs over the internet
CN101882283A (en) * 2009-05-05 2010-11-10 北京博越世纪科技有限公司 Shopping cart technique implemented on mobile phone
CN102521761A (en) * 2011-12-02 2012-06-27 苏州慧飞信息科技有限公司 Marketing system based on website
CN102968717A (en) * 2012-11-07 2013-03-13 华为技术有限公司 Electronic payment method, relevant device and system
US20140019365A1 (en) * 2012-07-12 2014-01-16 Google Inc. Processing payment information for online orders at a local merchant's point of sale via direct payment
CN103632317A (en) * 2013-11-14 2014-03-12 成都博约创信科技有限责任公司 Method for self-service ordering and clearing

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1449533A (en) * 2000-02-22 2003-10-15 英森·扬 Method and system for maximizing credit card purchasing power and minimizing interest costs over the internet
CN101882283A (en) * 2009-05-05 2010-11-10 北京博越世纪科技有限公司 Shopping cart technique implemented on mobile phone
CN102521761A (en) * 2011-12-02 2012-06-27 苏州慧飞信息科技有限公司 Marketing system based on website
US20140019365A1 (en) * 2012-07-12 2014-01-16 Google Inc. Processing payment information for online orders at a local merchant's point of sale via direct payment
CN102968717A (en) * 2012-11-07 2013-03-13 华为技术有限公司 Electronic payment method, relevant device and system
CN103632317A (en) * 2013-11-14 2014-03-12 成都博约创信科技有限责任公司 Method for self-service ordering and clearing

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106845961A (en) * 2017-04-07 2017-06-13 福建强闽信息科技有限公司 Method and payment terminal that a kind of order automatic classifying and multimode pay
CN108154360A (en) * 2017-11-29 2018-06-12 商派软件有限公司 A kind of method of a variety of means of payment of single order
CN110046843A (en) * 2019-02-20 2019-07-23 阿里巴巴集团控股有限公司 The processing method and system of shipping address, the processing method of the means of payment and system
CN112132649A (en) * 2020-08-28 2020-12-25 绿瘦健康产业集团有限公司 Order verification processing method, device, medium and terminal equipment

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Application publication date: 20151223