CN106296198A - A kind of online payment method of commerce - Google Patents
A kind of online payment method of commerce Download PDFInfo
- Publication number
- CN106296198A CN106296198A CN201610627701.7A CN201610627701A CN106296198A CN 106296198 A CN106296198 A CN 106296198A CN 201610627701 A CN201610627701 A CN 201610627701A CN 106296198 A CN106296198 A CN 106296198A
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- China
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- user
- credit
- transaction
- information
- credit grade
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The present invention relates to internet payment field, particularly relate to a kind of online payment method of commerce, including following content: receive the sequence information that user sends；According to described sequence information, the transaction credit record information of inquiry user；Transaction credit record information based on described user, it is judged that the credit grade of described user；Credit grade based on described user, resets sequence information, solves payment of the prior art and there is irrational technical problem, and then can reasonable payment transaction.
Description
Technical field
The present invention relates to internet payment field, particularly relate to a kind of online payment method of commerce.
Background technology
Along with the development of ecommerce, the means of payment also gets more and more, and has the payment carried out by scanning Quick Response Code,
Have payment of being carried out by brush bank card etc., conveniently pay tend to user-friendly.Various ways
The means of payment is that payer provides conveniently processing mode, but, the side of being paid for is likely to after payment slowly receive not
To fund.
Therefore, there is irrational technical problem in payment of the prior art.
Summary of the invention
The method embodiments providing a kind of online payment transaction, solves of the prior art payment and exists not
Reasonably technical problem.
In order to solve above-mentioned technical problem, embodiments provide a kind of online payment method of commerce, including as follows
Content:
Receive the sequence information that user sends；
According to described sequence information, the transaction credit record information of inquiry user；
Transaction credit record information based on described user, it is judged that the credit grade of described user；
Credit grade based on described user, resets sequence information.
Further, described transaction credit record information based on described user, it is judged that the credit grade of described user, tool
Body includes:
Transaction credit record information based on described user, obtains the Duration Information that each trade confirmation of user pays；
According to the Duration Information of user's each trade confirmation payment, and customer transaction confirms that the persistent period paid exceedes
The number information of preset duration, it is judged that the credit grade of user.
Further, described credit grade based on described user, reset sequence information, particularly as follows:
When customer transaction confirms that the persistent period paid exceedes the number of times of preset duration more than the first preset value, determine that user is
First credit grade, according to described first credit grade, resets the sequence information corresponding with the first credit grade.
The embodiment of the present invention at least has the following technical effect that or advantage:
Owing to, in this online payment method of commerce, using and first receiving the sequence information that user sends, according to this sequence information,
The transaction credit record information of inquiry user, transaction credit record information based on this user, it is judged that the credit grade of this user,
Credit grade based on this user, resets sequence information, solves payment of the prior art and there is irrational technology
Problem, and then can reasonable payment transaction.
Accompanying drawing explanation
Fig. 1 is the steps flow chart schematic diagram of online payment method of commerce in the embodiment of the present invention.
Detailed description of the invention
The embodiment of the present invention, by providing a kind of online payment method of commerce, solves of the prior art payment and exists not
Reasonably technical problem.
In order to solve above-mentioned technical problem, below in conjunction with Figure of description and specific embodiment to above-mentioned technology
Scheme is described in detail.
A kind of online payment method of commerce that the present invention provides, as it is shown in figure 1, include: S101, receives ordering of user's transmission
Single information, S102, according to this sequence information, the transaction credit record information of inquiry user, S103, transaction credit based on user
Record information, it is judged that the credit grade of this user, S104, credit grade based on this user, reset sequence information.
In a particular embodiment, such as, user passes through cyber ordering a batch of goods, when submitting order to, and the 3rd
Fang Pingtai is able to receive that this information, now, starts the transaction credit record information of inquiry user, specifically obtains user each
The persistent period that trade confirmation pays, such as, when user buys article usually, confirm to pay approximately after 5 days, if in advance
If time a length of 5 days, thus calculate the persistent period number of times more than 5 days that this user pays, thus judge the credit etc. of this user
Level, such as, user buys the persistent period of the payment of the article number of times more than 5 days and accounts for more than half totally buying number of times, that
, the credit grade of user is the second credit grade, according to this second credit grade, it is possible to reset and this second credit etc.
The sequence information that level is corresponding, namely amendment user needs the expense paid, and such as increases or reduces, having with credit rating grade
Close.
Specifically, in S104, when customer transaction confirms that the persistent period paid exceedes the number of times of preset duration more than the
During one preset value, determine that user is the first credit grade, according to this first credit grade, reset this and this first credit etc.
The sequence information that level is corresponding, certainly, when customer transaction confirms that the persistent period paid exceedes the number of times of preset duration less than first
During preset value, determine that the user is the second credit grade, according to this first credit grade, reset and this second credit grade
Corresponding sequence information.Certainly, first, second here does not has the meaning of ranking, but distinguishes different credit grades.Always
It, according to the number of times exceeding preset duration, it is possible to determine the credit grade of user such that it is able to according to this credit grade again
Set the sequence information corresponding with this credit grade.
By above-mentioned technical scheme, it is possible to rationalize payment transaction.
Although preferred embodiments of the present invention have been described, but those skilled in the art once know basic creation
Property concept, then can make other change and amendment to these embodiments.So, claims are intended to be construed to include excellent
Select embodiment and fall into all changes and the amendment of the scope of the invention.
Obviously, those skilled in the art can carry out various change and the modification essence without deviating from the present invention to the present invention
God and scope.So, if these amendments of the present invention and modification belong to the scope of the claims in the present invention and equivalent technologies thereof
Within, then the present invention is also intended to comprise these change and modification.
Claims (4)
1. an online payment method of commerce, it is characterised in that include following content:
Receive the sequence information that user sends；
According to described sequence information, the transaction credit record information of inquiry user；
Transaction credit record information based on described user, it is judged that the credit grade of described user；
Credit grade based on described user, resets sequence information.
Online payment method of commerce the most according to claim 1, it is characterised in that described transaction based on described user is believed
By record information, it is judged that the credit grade of described user, specifically include:
Transaction credit record information based on described user, obtains the Duration Information that each trade confirmation of user pays.
3. the Duration Information paid according to each trade confirmation of user, and the persistent period that customer transaction confirmation pays is super
Cross the number information of preset duration, it is judged that the credit grade of user.
Online payment method of commerce the most according to claim 1, it is characterised in that described credit etc. based on described user
Level, resets sequence information, particularly as follows:
When customer transaction confirms that the persistent period paid exceedes the number of times of preset duration more than the first preset value, determine that user is
First credit grade, according to described first credit grade, resets the sequence information corresponding with the first credit grade.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610627701.7A CN106296198A (en) | 2016-08-03 | 2016-08-03 | A kind of online payment method of commerce |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610627701.7A CN106296198A (en) | 2016-08-03 | 2016-08-03 | A kind of online payment method of commerce |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106296198A true CN106296198A (en) | 2017-01-04 |
Family
ID=57664408
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610627701.7A Withdrawn CN106296198A (en) | 2016-08-03 | 2016-08-03 | A kind of online payment method of commerce |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106296198A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107909420A (en) * | 2017-08-31 | 2018-04-13 | 上海壹账通金融科技有限公司 | Lend-lease administration method and application server |
| CN109166005A (en) * | 2018-08-13 | 2019-01-08 | 虫极科技（北京）有限公司 | The processing method of user's order and intelligent vending system |
| CN110599159A (en) * | 2019-09-18 | 2019-12-20 | 重庆欣业邦网络技术有限公司 | Transaction wind control management system for gas station |
-
2016
- 2016-08-03 CN CN201610627701.7A patent/CN106296198A/en not_active Withdrawn
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107909420A (en) * | 2017-08-31 | 2018-04-13 | 上海壹账通金融科技有限公司 | Lend-lease administration method and application server |
| CN109166005A (en) * | 2018-08-13 | 2019-01-08 | 虫极科技（北京）有限公司 | The processing method of user's order and intelligent vending system |
| CN110599159A (en) * | 2019-09-18 | 2019-12-20 | 重庆欣业邦网络技术有限公司 | Transaction wind control management system for gas station |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WW01 | Invention patent application withdrawn after publication | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20170104 |