CN106651492A - Installment commodity order method and device - Google Patents

Installment commodity order method and device Download PDF

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Publication number
CN106651492A
CN106651492A CN201610808099.7A CN201610808099A CN106651492A CN 106651492 A CN106651492 A CN 106651492A CN 201610808099 A CN201610808099 A CN 201610808099A CN 106651492 A CN106651492 A CN 106651492A
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CN
China
Prior art keywords
order
commodity
sub
payment
monthly payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201610808099.7A
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Chinese (zh)
Inventor
田清
邹丹
黄琳
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Fenqile Network Technology Co Ltd
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Shenzhen Fenqile Network Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Application filed by Shenzhen Fenqile Network Technology Co Ltd filed Critical Shenzhen Fenqile Network Technology Co Ltd
Priority to CN201610808099.7A priority Critical patent/CN106651492A/en
Publication of CN106651492A publication Critical patent/CN106651492A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing

Abstract

The invention discloses an installment commodity order method and device. The method comprises steps that at least two installment commodities are determined from a shopping cart according to a received settlement instruction; a father order and at least two son orders are simultaneously generated according to the settlement information of the at least two installment commodities, the father order comprises the at least two son orders, and the son orders correspond to the installment commodities in a one-to-one correspondence mode; decision determination for each son order is carried out respectively to acquire at least one target son order with decision determination success; the settlement information of the at least one target son order is displayed in the father order, and settlement of the at least one target son order is carried out in the father order. The method is advantaged in that simultaneous order can be realized when a user simultaneously purchases multiple commodities with different installment conditions, and thereby a user order success rate is improved.

Description

A kind of ordering method and device of monthly payment plan commodity
Technical field
The present embodiments relate to eCommerce transaction technique, more particularly to a kind of monthly payment plan commodity ordering method and Device.
Background technology
With flourishing for ecommerce, many commodity or service content, can be carried out by electronic trade platform Bargain transaction.Consumer can select paying party in the electronic trade platform free choice of goods according to the real economy situation of oneself Formula, wherein payment method can be payment in full or monthly payment plan.For ordinary consumer, monthly payment plan becomes them one Secondary property full-payout payment for goods has first-selection during pressure.
When consumer disposably buys more than one piece commodity, need first monthly payment plan commodity to be added into shopping cart, then choose by stages Pay for goods, clicks on clearing and submits order to lower single page, then order is paid again.
There is following defect in prior art, when multiple commodity are included in order, if under the part commodity in order Single failure, then whole order places an order unsuccessfully.Therefore user needs to pay the bill serial commodity one by one, cumbersome.
The content of the invention
The present invention provides a kind of ordering method and device of monthly payment plan commodity, to realize being paid in user's purchase more than one piece by stages During money commodity, the success rate that places an order is improved, simplify user operation.
In a first aspect, embodiments providing a kind of ordering method of monthly payment plan commodity, the monthly payment plan business The ordering method of product includes:
At least two monthly payment plan commodity are determined from shopping cart according to the tally order for receiving;
According to described at least two monthly payment plan commodity settlement informations generate at least two sub- orders, the sub- order with The monthly payment plan commodity are corresponded;
Respectively to carrying out decision-making judgement per individual sub- order, obtain decision-making and judge the sub- order of successful at least one target;
The sub- order of at least one target is paid.
Further, it is described that the sub- order of at least one target is paid, including:
Payment is merged to the sub- order of at least one target;Or,
The sub- order of each target in the sub- order of at least one target is paid respectively.
Further, according to described at least two monthly payment plan commodity settlement informations generate at least two sub- orders it Afterwards, also include:
At least two sub- orders according to generating generate father's order, and father's order is used to represent that at least two son is ordered Single incidence relation;
Accordingly, it is described that payment is merged to the sub- order of at least one target, including:
If judged successfully per the equal decision-making of individual sub- order, all sub- orders are merged in father's order Pay.
Further, according to the tally order that receives determines from shopping cart at least two pay by instalments commodity it Before, also include:When user adds monthly payment plan commodity in shopping cart, the monthly payment plan information of monthly payment plan commodity is obtained.
Further, according to the tally order that receives determines from shopping cart at least two pay by instalments commodity it Before, also include:When user adds the target commodity by stages of at least two same sizes in shopping cart, to issue of paying by instalments By stages commodity are merged with down payment ratio identical target.
Further, the settlement information according to described at least two monthly payment plan commodity generates father's order, including:
Obtain the logging status of user;
If the user logs in, father is generated according to the settlement information of described at least two monthly payment plan commodity and is ordered It is single;
If the user is not logged in, User logs in interface is shown, so that user carries out register.
Further, it is described respectively to carrying out decision-making judgement per individual sub- order, including:
Successively current order will be defined as per individual sub- order, the proof of identification, the current order according to user is corresponding At least one of quantity in stock and sales promotion information, it is determined whether the default refusal condition of triggering;
If not triggering default refusal condition, decision-making judges successfully.
Further, after determining whether to trigger default refusal condition, also include:
If not triggering default refusal condition, according to the corresponding down payment ratio of the current order, monthly payment plan issue Determine whether to carry out payment adjustment with the default terms of payment;
If carrying out payment adjustment, bullet layer prompting is carried out, so that user is according to the new down payment ratio of bullet layer prompting input Example and new monthly payment plan issue;
If the described new down payment ratio of the user input and new monthly payment plan phase meet the default terms of payment, Decision-making judges successfully.
Further, it is described the sub- order of at least one target is paid in father's order, including:To institute The first payment for stating the sub- order of at least one target is merged, and obtains first payment total value;
The first payment total value is paid in father's order.
Second aspect, the embodiment of the present invention additionally provides a kind of device that places an order of monthly payment plan commodity, the monthly payment plan The device that places an order of commodity includes:
Monthly payment plan commodity determining module, at least two points to be determined from shopping cart according to the tally order for receiving Phase pay for goods;
Sub- order generation module, for described at least two according to the monthly payment plan commodity determining module determination by stages The settlement information of pay for goods generates at least two sub- orders, and the sub- order is corresponded with the monthly payment plan commodity;
Decision-making judge module, carries out decision-making and sentences for what is generated to the sub- order generation module respectively per individual sub- order It is disconnected, obtain decision-making and judge the sub- order of successful at least one target;
Payment module, for paying to the sub- order of at least one target.
Further, the payment module includes:
Merge payment module, for merging payment to the sub- order of at least one target;
Separate payment module, for carrying out respectively propping up to the sub- order of each target in the sub- order of at least one target Pay.
Further, the device that places an order of described monthly payment plan commodity also includes:
Father's order generation module, for generating father's order according at least two sub- orders for generating, father's order is used for Represent the incidence relation of described at least two sub- orders;
Accordingly, the merging payment module is used for:
If judged successfully per the equal decision-making of individual sub- order, all sub- orders are merged in father's order Pay.
Further, the monthly payment plan commodity device also includes monthly payment plan data obtaining module,
The monthly payment plan data obtaining module is used for, and when user adds monthly payment plan commodity in shopping cart, obtains The monthly payment plan information of monthly payment plan commodity.
Further, the monthly payment plan commodity device also includes target commodity merging module by stages,
By stages commodity merging module is used for the target, when user adds the mesh of at least two same sizes in shopping cart When marking commodity by stages, to monthly payment plan issue and down payment ratio identical target, by stages commodity are merged.
Further, the order generation module is used for:
Obtain the logging status of user;
If the user logs in, father is generated according to the settlement information of described at least two monthly payment plan commodity and is ordered It is single;
If the user is not logged in, User logs in interface is shown, so that user carries out register.
Further, the decision-making judge module is used for:
Successively current order will be defined as per individual sub- order, the proof of identification, the current order according to user is corresponding At least one of quantity in stock and O/No., it is determined whether the default refusal condition of triggering;
If not triggering default refusal condition, decision-making judges successfully.
Further, affiliated monthly payment plan commodity device also includes payment adjusting module, is used for:
If not triggering default refusal condition, according to the corresponding down payment ratio of the current order, monthly payment plan issue Determine whether to carry out payment adjustment with the default terms of payment;
If carrying out payment adjustment, bullet layer prompting is carried out, so that user is according to the new down payment ratio of bullet layer prompting input Example and new monthly payment plan issue;
If the described new down payment ratio of the user input and new monthly payment plan phase meet the default terms of payment, Decision-making judges successfully.
Further, the payment module is used for:
The first payment of the sub- order of at least one target is merged, first payment total value is obtained;
The first payment total value is paid in father's order.
It is right that the present invention is generated respectively by the settlement information of at least two pieces shopping items by stages to determining from shopping cart The sub- order answered, when the partial decision of at least two sub- orders judges successfully, still can judge partial decision successfully son Order is settled accounts.If partial decision judges failure in prior art, overall order places an order unsuccessfully, and user needs to carry out one by one Payment, it is cumbersome.The present invention the sub- order decision-making in part judge successfully, partial decision judgement unsuccessfully when still can be sentenced with countermeasure Disconnected successfully sub- order is settled accounts, and improves the success rate that places an order, and simplifies user operation.
Description of the drawings
Fig. 1 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention one is provided;
Fig. 2 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention two is provided;
Fig. 3 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention three is provided;
Fig. 4 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention four is provided;
Fig. 5 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention five is provided;
Fig. 6 a are a kind of structural representations of the device that places an order of monthly payment plan commodity that the embodiment of the present invention six is provided;
Fig. 6 b are a kind of structural representations of the device that places an order of monthly payment plan commodity that the embodiment of the present invention six is provided.
Specific embodiment
With reference to the accompanying drawings and examples the present invention is described in further detail.It is understood that this place is retouched The specific embodiment stated is used only for explaining the present invention, rather than limitation of the invention.It also should be noted that, in order to just Part related to the present invention rather than entire infrastructure are illustrate only in description, accompanying drawing.
Embodiment one
A kind of flow chart of the ordering method of monthly payment plan commodity that Fig. 1 is provided for the embodiment of the present invention one, the present embodiment Suitable for currently supporting serial any electronic trade platform, such as Taobao, by stages Jingdone district, the easily purchase etc. of happy or Suning. The method specifically includes following steps:
Step S11, according to the tally order for receiving at least two monthly payment plan commodity are determined from shopping cart.
Commodity of the user on electronic trade platform is browsed and when selecting monthly payment plan, it is that oneself is liked or have intention The more than one piece commodity of purchase add shopping cart, and will determine needs the commodity more than two pieces or two pieces of purchase to select in shopping cart In, then follow-up settlement operations.
Optionally, the selection operation of terminal article during receive user is to shopping cart in shopping-cart interface, when user clicks on During " clearing " button in shopping-cart interface, tally order is triggered.Multiple commodity that terminal is chosen according to tally order from user In find and need to carry out serial commodity.For example, user have selected five commodity, wherein having a commodity for account in full Pay, another four are monthly payment plan commodity, then user is clicked on after " clearing " button, terminal obtains four monthly payment plan that user selects Commodity.
Step S12, according at least two monthly payment plan commodity settlement informations generate at least two sub- orders, sub- order with Monthly payment plan commodity are corresponded.
Wherein, the settlement information of monthly payment plan commodity includes monthly payment plan information, and monthly payment plan information includes following information In at least two:Issue, each issue refund amount of money, many phase refund total values and each issue interest volume etc. by stages.
Settlement information can be obtained when user is settled accounts by shopping cart to commodity of paying by instalments.Exemplary, use Family is clicked on after " clearing " button, ejects settlement information inputting interface, provides the user in settlement information inputting interface selectable Clearing form, according to the clearing form of the selection of user settlement information is determined.
User enters after order clearing page click clearing after shopping cart determines more than one piece monthly payment plan commodity, and terminal is on backstage Corresponding sub- order is generated according to the settlement information of each monthly payment plan commodity.Sub- order includes its corresponding monthly payment plan business The merchandise news and settlement information of product.Merchandise news includes the specification information of monthly payment plan commodity, and specification information includes ProductName Title, model, product parameters etc..The relevant parameter of corresponding monthly payment plan commodity can be modified in sub- order.
Step S13, respectively to carrying out decision-making judgement per individual sub- order, obtains decision-making and judges successful at least one target Order.
Judge to include air control inspection and credit line verification that air control verification can be used to verify to carrying out decision-making per individual sub- order Whether in the blacklist of electronic trade platform background system, whether verification user has fraud suspicion etc. to user.If user was both Not in blacklist, and there is no fraud suspicion, then can determine that air control is verified successfully.Credit line verification can be used to verify user Whether credit line that the electronic trade platform authorize has been obtained.If user has obtained the letter that the electronic trade platform is authorized With amount, then can determine that amount is verified successfully.When user is not only checked by air control but also credit line is verified, determine that sub- order is determined Plan judges successfully, decision-making is judged successful order as the sub- order of target.After sub- order decision-making judges success, system background Automatically the sub- order is set to into the sub- order of target, in case the payment in later stage.
Step S14, pays to the sub- order of at least one target.
Preferably, step S14 is specifically included, and to the sub- order of at least one target payment is merged;Or, to institute The sub- order of each target stated in the sub- order of at least one target is paid respectively.
Under this application scene, if after all of sub- order decision-making success, it is direct to the sub- order of all successful targets Merge payment.If there is partial decision success in sub- order, partial decision failure, user is to the sub- order of the successful target of decision-making Can be paid with selection combining, it is also possible to which selection pays respectively to the sub- order of each target.For example, user will buy 10 business Product, only have 4 decision-making successes, then user is successful to decision-making, and 4 commodity can merge payment, also may be used in 10 commodity Individually paying piecemeal is selected to this 4 commodity.
Preferably, after step s 12, also include:At least two sub- orders according to generating generate father's order, father's order For representing the incidence relation of at least two sub- orders.
Accordingly, payment is merged to the sub- order of at least one target, including:
If judged successfully per the equal decision-making of individual sub- order, payment is merged to all sub- orders in father's order.
After sub- order is generated, father's order is generated according to the sub- order for generating, father's order includes at least two sub- orders, And father's order can represent the incidence relation of its sub- order for being included.
The present embodiment is generated respectively by the settlement information of at least two pieces shopping items by stages to determining from shopping cart Corresponding sub- order, when the partial decision of at least two sub- orders judges successfully, can continue to judge successful to partial decision Sub- order is settled accounts.If partial decision judges failure in prior art, overall order places an order unsuccessfully, and user needs to enter one by one Row payment, it is cumbersome.In part, sub- order decision-making judges successfully the present embodiment, and partial decision judges still can be right when failing Plan judges that successfully sub- order is settled accounts, and improves the success rate that places an order, and simplifies user operation.
Embodiment two
Fig. 2 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention two is provided, with above-mentioned reality Based on applying example, before step S11, also include:Step S15, when user adds monthly payment plan commodity in shopping cart, obtains The monthly payment plan information of monthly payment plan commodity.
Wherein, information of paying by instalments includes issue by stages.Further, may also include the down payment ratio of commodity.Down payment ratio Example can be determined according to the credit line of the minimum down payment ratio of commodity or user, and by stages issue is electronic trade platform root The interval set according to different commodity or commodity price, for example, can be the 0-36 phases, and user can be according to oneself Real economy or consumption, arbitrarily select in here is interval.
In the present embodiment, when user adds monthly payment plan commodity in shopping cart, dividing for monthly payment plan commodity is obtained Phase payment information, so that the user of the different levels of consumption can enjoy the commodity of one price, increased the sales volume of electric business. Additionally, user (consumer) can know the monthly payment plan commodity by stages when monthly payment plan commodity are added to into shopping cart Payment information, and then determined whether to buy the monthly payment plan commodity according to the payment ability of itself, improve commodity settlement efficiency.
Embodiment three
Fig. 3 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention three is provided, with above-mentioned reality Based on applying example, before step S11, also include:Step S16, when user adds at least two same sizes in shopping cart Target by stages commodity when, to paying by instalments, by stages commodity are merged for issue and down payment ratio identical target.
By stages commodity are two of name of product, model and product parameters all same to the target of at least two same sizes Target commodity by stages.If the monthly payment plan issue of the target of at least two same sizes commodity by stages is different with down payment ratio, Then because payable by installment issue is different with the amount of money, lead to not as identical monthly payment plan commodity.For example, target commodity by stages For commodity A, commodity B and commodity C, the monthly payment plan issue of wherein commodity A and commodity B was 10 phases, and down payment ratio is 0%;Commodity C Monthly payment plan issue be 5 phases, down payment ratio be 30%, then set up a clearing for commodity A and commodity B in shopping cart list List item, the commodity amount in the list item is 2, and list item information is used to represent commodity A (or commodity B) corresponding information;Build for commodity C Vertical clearing list item, commodity amount is 1 in the list item, and list item information is used to represent the corresponding information of commodity C.
In the present embodiment, by stages commodity carry out drawing the target according to monthly payment plan issue and down payment ratio to same size Point, clearing performance can be made more to clearly show that clearing content, while provide the user carrying out difference to same size commodity By stages the purchase scheme of clearing form, provides the user more accurately installment payment in lump-sum settlement, improves clearing Optimize Consumer's Experience while efficiency.Meanwhile, simplify operation of the user in purchase more than one piece different commodity of situation by stages, Jin Erti Visitor's unit price of high user, increases the income of electronic trade platform.
Example IV
Fig. 4 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention four is provided.With above-mentioned reality Based on applying example, the method specifically includes following steps:
Step S21, according to the tally order for receiving at least two monthly payment plan commodity are determined from shopping cart.
Step S22, obtains the logging status of user.
Step S23, judges whether user logs in.
Step S24, if user logs in, according to the settlement information of at least two monthly payment plan commodity at least two is generated Individual sub- order.
Step S25, if user is not logged in, shows User logs in interface, so that user carries out register.Return is held Row step S22.
User determines after at least two pieces monthly payment plan commodity in shopping cart, and when order is submitted to, system background can be certainly The dynamic logging status for obtaining user, if user has logged on, directly according to the clearing letter of the more than one piece monthly payment plan commodity for determining Breath directly generates corresponding sub- order, if user is also not logged in, can show that login interface reminds User logs in, and user is according to stepping on Record interface prompting be input into account name, the login password of oneself, sometimes input validation code or carry out mobile phone, mailbox checking etc..
Step S26, respectively to carrying out decision-making judgement per individual sub- order, obtains decision-making and judges successful at least one target Order.
Step S27, merges to the first payment of the sub- order of at least one target, obtains first payment total value;In father's order In first payment total value is paid.
After many sub- orders place an order successfully become target sub- order, the first payment of the sub- order of all targets is merged into meter Number, obtains first payment total amount and is displayed in father's order, finally, directly total first payment amount of money is tied in father's order Calculate, the more than one piece monthly payment plan commodity purchasing success is shown after clearing, wait seller's delivery.Compared with prior art does not have down payment, The ratio that user cancels an order can be reduced, the transaction success amount of money of electronic trade platform is improve.
A kind of ordering method of monthly payment plan commodity that the present embodiment is provided, in user at least two are determined from shopping cart When submitting order to after monthly payment plan commodity, system can obtain the logging status of user, then right to remind user to be logged in The first payment of the sub- order of at least one target is merged, and obtains first payment total value, and first payment total value is carried out in father's order Pay.User after login, can obtain the information such as credit line, the consumer record of user according to the user profile for logging in, so as to Improve risk supervision efficiency.
Embodiment five
Fig. 5 is a kind of flow chart of the ordering method of monthly payment plan commodity that the embodiment of the present invention five is provided.With above-mentioned reality Based on applying example, step S13, respectively to carrying out decision-making judgement per individual sub- order, obtains decision-making and judges successful at least one mesh Mark sub- order and specifically include following steps:
Step S301, will be defined as current order per individual sub- order successively.
Step S302, in the corresponding quantity in stock of proof of identification, current order and sales promotion information at least according to user It is individual, it is determined whether the default refusal condition of triggering.
System background is generated after sub- order corresponding with monthly payment plan commodity, is needed to judging per individual sub- order, is sentenced Breaking, whether it triggers default refusal condition, preset refusal condition include user proof of identification (User Identification, UID), the corresponding quantity in stock of current order (Stock Keeping Unite, SKU) and sales promotion information.The proof of identification of user can Be for verify the user be whether the electronic trade platform chartered user or this before chartered user Whether bad shopping record etc. is had, and the corresponding quantity in stock of current order can be paid by stages for verifying that currently sub- order is corresponding Money merchandise warehouse whether stock in hand, sales promotion information is used for verifying that, when order number is generated, sub- order may be believed with promotional offer Breath, if finding, sales promotion information is expired, can trigger default refusal condition.
Step S303, if the default refusal condition of triggering, places an order unsuccessfully.
Step S304, if not triggering default refusal condition, decision-making judges successfully.
If the sub- order triggers the default refusal condition of wherein at least one, place an order unsuccessfully, if not triggering any Default refusal condition, then show that decision-making judges successfully, and system continues to walk other verifications.
Preferably, in step S304, if not triggering default refusal condition, decision-making is judged after success, also include as Lower step:
Step S305, if not triggering default refusal condition, according to the corresponding down payment ratio of the current order, by stages Payment issue and the default terms of payment determine whether to carry out payment adjustment.
After current sub- order decision-making judges success, system background can verify user according to the credit line of active user Whether the down payment ratio and monthly payment plan issue of selection meets purchase requires, if being unsatisfactory for requiring, user will be reminded to carry out phase The adjustment answered, minimum down payment ratio, maximum issue and the corresponding business of the order by stages that regulation rule is determined by user credit amount The minimum down payment ratio of product itself, maximum issue by stages are together decided on, wherein, user credit amount can be by electronic trade platform Air control part determines that commodity itself are most according to personal information such as occupation, income comprehensive consideration that user fills in registration Low down payment ratio, maximum issue by stages are that the operation department of transaction platform is determined according to price, the attribute of commodity etc. are comprehensive.
Step S306, if user does not receive adjustment, abandons placing an order.
Step S307, if carrying out payment adjustment, carries out bullet layer prompting.
Step S308, user is according to the new down payment ratio of bullet layer prompting input and new monthly payment plan issue.
If user is received to down payment ratio and the adjustment of issue by stages, system background can jump out bullet layer prompt window, use Corresponding adjustment is done according to prompt and obtains new down payment ratio and by stages issue in family.
Step S309, if the described new down payment ratio of user input and new monthly payment plan phase meet the default terms of payment, Then decision-making judges successfully.
Step S310, after decision-making success, user can place an order successfully.
System continues to verify new down payment ratio and by stages issue, if new down payment ratio after adjusting and by stages phase Number is eligible, then decision-making judges successfully, and user can carry out follow-up clearing payment after the success that places an order and process.
A kind of ordering method of monthly payment plan commodity that the present embodiment is provided, the proof of identification, current order according to user At least one of corresponding quantity in stock and O/No., it is determined that whether current sub- order triggers default refusal condition, if not The default refusal condition of triggering, then decision-making judges successfully, then proceedes to judge the corresponding down payment ratio of current order, monthly payment plan phase The several and default terms of payment determine whether to carry out payment adjustment, if receiving adjustment, bullet layer prompting are carried out, so that user is according to bullet The new down payment ratio of layer prompting input and new monthly payment plan issue.The security of electronic trade platform is not only increased, and is submitted to Bullet layer prompting during order, facilitates user to continue to place an order after the adjustment, improves the success rate that places an order of user.
Embodiment six
Fig. 6 a and Fig. 6 b is a kind of structural representation of the device that places an order of monthly payment plan commodity that the embodiment of the present invention six is provided Figure, as shown in Figure 6 a, the device that places an order of the monthly payment plan commodity includes:Monthly payment plan commodity determining module 410, sub- order is generated Module 420, decision-making judge module 430, and payment module 440.
Monthly payment plan commodity determining module 410, at least two to be determined from shopping cart according to the tally order for receiving Individual monthly payment plan commodity;
Sub- order generation module 420, for described at least two points determined according to monthly payment plan commodity determining module 410 The settlement information of phase pay for goods generates at least two sub- orders, and sub- order is corresponded with monthly payment plan commodity;
Decision-making judge module 430, carries out decision-making and sentences for what antithetical phrase order generation module 420 respectively was generated per individual sub- order It is disconnected, obtain decision-making and judge the sub- order of successful at least one target;
Payment module 440, the sub- order of at least one target for obtaining to decision-making judge module 430 is settled accounts.
As shown in Figure 6 b, it is preferred that payment module 440 includes merging payment module 441 and separate payment module 442, its In, merge payment module 441, for merging payment to the sub- order of at least one target;Separate payment module 442, is used for The sub- order of each target in the sub- order of at least one target is paid respectively.
Preferably, the device that places an order of the monthly payment plan commodity also includes father's order generation module 450, father's order generation module 450 are used to generate father's order according at least two sub- orders for generating, and father's order is used to represent the association of at least two sub- orders Relation;Accordingly, merging payment module 441 is used for, if judged successfully per the equal decision-making of individual sub- order, to complete in father's order The sub- order in portion merges payment.
Preferably, the device that places an order of the monthly payment plan commodity also includes monthly payment plan data obtaining module 460,.
Monthly payment plan data obtaining module 460 is used for, and when user adds monthly payment plan commodity in shopping cart, obtains and divides The monthly payment plan information of phase pay for goods.
Preferably, the device that places an order of the monthly payment plan commodity also includes target commodity merging module 470 by stages.
By stages commodity merging module 470 is used for target, when user adds the mesh of at least two same sizes in shopping cart When marking commodity by stages, to monthly payment plan issue and down payment ratio identical target, by stages commodity are merged.
Preferably, sub- order generation module 420 is used for:Obtain the logging status of user;If the user logs in, At least two sub- orders are generated according to the settlement information of at least two monthly payment plan commodity;If user is not logged in, shows and use Family login interface, so that user carries out register.
Preferably, decision-making judge module 430 is used for:Successively current order will be defined as per individual sub- order, according to user's In the corresponding quantity in stock of proof of identification, current order and O/No. at least two, it is determined whether the default refusal condition of triggering; If not triggering default refusal condition, decision-making judges successfully.
Preferably, the device that places an order of the monthly payment plan commodity also includes payment adjusting module 480, is used for:
If not triggering default refusal condition, according to the corresponding down payment ratio of current order, monthly payment plan issue and pre- If the terms of payment determine whether to carry out payment adjustment;
If carrying out payment adjustment, carry out bullet layer prompting, so as to user according to the bullet layer prompting new down payment ratio of input and New monthly payment plan issue;If the new down payment ratio of user input and new monthly payment plan phase meet the default terms of payment, decision-making Judge successfully.
Preferably, payment module 450 is used for:The first payment of the sub- order of at least one target is merged, down payment is obtained Money total value;The first payment total value is paid in father's order
The method that the aforementioned all embodiments of the executable present invention of said apparatus are provided, possesses execution said method corresponding Functional module and beneficial effect.Ins and outs of detailed description in the present embodiment, not can be found in the aforementioned all enforcements of the present invention The method that example is provided.
Note, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art various obvious changes, Readjust and substitute without departing from protection scope of the present invention.Therefore, although the present invention is carried out by above example It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also More other Equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.

Claims (18)

1. it is a kind of monthly payment plan commodity ordering method, it is characterised in that include:
At least two monthly payment plan commodity are determined from shopping cart according to the tally order for receiving;
According to described at least two monthly payment plan commodity settlement informations generate at least two sub- orders, the sub- order with it is described Monthly payment plan commodity are corresponded;
Respectively to carrying out decision-making judgement per individual sub- order, obtain decision-making and judge the sub- order of successful at least one target;
The sub- order of at least one target is paid.
2. it is according to claim 1 monthly payment plan commodity ordering method, it is characterised in that it is described to described at least one The sub- order of target is paid, including:
Payment is merged to the sub- order of at least one target;Or,
The sub- order of each target in the sub- order of at least one target is paid respectively.
3. it is according to claim 2 monthly payment plan commodity ordering method, it is characterised in that according to described at least two The settlement information of monthly payment plan commodity is generated after at least two sub- orders, is also included:
At least two sub- orders according to generating generate father's order, and father's order is used to represent described at least two sub- orders Incidence relation;
Accordingly, it is described that payment is merged to the sub- order of at least one target, including:
If judged successfully per the equal decision-making of individual sub- order, payment is merged to all sub- orders in father's order.
4. the ordering method of monthly payment plan commodity according to claim 1, it is characterised in that according to the clearing that receive Instruction determines before at least two monthly payment plan commodity from shopping cart, also includes:
When user adds monthly payment plan commodity in shopping cart, the monthly payment plan information of monthly payment plan commodity is obtained.
5. the ordering method of monthly payment plan commodity according to claim 1, it is characterised in that according to the clearing that receive Instruction determines before at least two monthly payment plan commodity from shopping cart, also includes:
When user adds the target commodity by stages of at least two same sizes in shopping cart, to issue and the down payment of paying by instalments By stages commodity are merged ratio identical target.
6. it is according to claim 1 monthly payment plan commodity ordering method, it is characterised in that at least two described in the basis The settlement information of individual monthly payment plan commodity generates at least two sub- orders, including:
Obtain the logging status of user;
If the user logs in, at least two are generated according to the settlement information of described at least two monthly payment plan commodity Order;
If the user is not logged in, User logs in interface is shown, so that user carries out register.
7. it is according to claim 1 monthly payment plan commodity ordering method, it is characterised in that it is described every height is ordered respectively Decision-making judgement is singly carried out, including:
Successively current order will be defined as per individual sub- order, the proof of identification, the corresponding stock of the current order according to user At least one of amount and sales promotion information, it is determined whether the default refusal condition of triggering;
If not triggering default refusal condition, decision-making judges successfully.
8. the ordering method of monthly payment plan commodity according to claim 7, it is characterised in that determining whether that triggering is default After refusal condition, also include:
If not triggering default refusal condition, according to the corresponding down payment ratio of the current order, monthly payment plan issue and pre- If the terms of payment determine whether to carry out payment adjustment;
If carrying out payment adjustment, carry out bullet layer prompting, so as to user according to the bullet layer prompting new down payment ratio of input and New monthly payment plan issue;
If the described new down payment ratio of the user input and new monthly payment plan phase meet the default terms of payment, decision-making Judge successfully.
9. it is according to claim 1 monthly payment plan commodity ordering method, it is characterised in that it is described in father's order The sub- order of at least one target is paid, including:
The first payment of the sub- order of at least one target is merged, first payment total value is obtained;
The first payment total value is paid in father's order.
10. it is a kind of monthly payment plan commodity the device that places an order, it is characterised in that include:
Monthly payment plan commodity determining module, for determining that at least two pay from shopping cart according to the tally order for receiving by stages Money commodity;
Sub- order generation module, at least two monthly payment plan determined according to the monthly payment plan commodity determining module The settlement information of commodity generates at least two sub- orders, and the sub- order is corresponded with the monthly payment plan commodity;
Decision-making judge module, for what the sub- order generation module was generated carrying out decision-making judgement per individual sub- order respectively, obtains Judge the sub- order of successful at least one target to decision-making;
Payment module, for paying to the sub- order of at least one target.
The device that places an order of 11. monthly payment plan commodity according to claim 10, it is characterised in that the payment module bag Include:
Merge payment module, for merging payment to the sub- order of at least one target;
Separate payment module, for paying respectively to the sub- order of each target in the sub- order of at least one target.
The device that places an order of 12. monthly payment plan commodity according to claim 11, it is characterised in that also include:
Father's order generation module, for generating father's order according at least two sub- orders for generating, father's order is used to represent The incidence relation of at least two sub- order;
Accordingly, the merging payment module is used for:
If judged successfully per the equal decision-making of individual sub- order, payment is merged to all sub- orders in father's order.
The device that places an order of 13. monthly payment plan commodity according to claim 10, it is characterised in that also including monthly payment plan letter Breath acquisition module,
The monthly payment plan data obtaining module is used for, and when user adds monthly payment plan commodity in shopping cart, obtains by stages The monthly payment plan information of pay for goods.
The device that places an order of 14. monthly payment plan commodity according to claim 10, it is characterised in that also including target business by stages Product merging module,
By stages commodity merging module is used for the target, when user adds the target point of at least two same sizes in shopping cart During phase commodity, to monthly payment plan issue and down payment ratio identical target, by stages commodity are merged.
The device that places an order of 15. monthly payment plan commodity according to claim 10, it is characterised in that the order generation module For:
Obtain the logging status of user;
If the user logs in, at least two are generated according to the settlement information of described at least two monthly payment plan commodity Order;
If the user is not logged in, User logs in interface is shown, so that user carries out register.
The device that places an order of 16. monthly payment plan commodity according to claim 10, it is characterised in that the decision-making judge module For:
Successively current order will be defined as per individual sub- order, the proof of identification, the corresponding stock of the current order according to user At least one of amount and sales promotion information, it is determined whether the default refusal condition of triggering;
If not triggering default refusal condition, decision-making judges successfully.
The device that places an order of 17. monthly payment plan commodity according to claim 16, it is characterised in that also including payment adjustment mould Block, is used for:
If not triggering default refusal condition, according to the corresponding down payment ratio of the current order, monthly payment plan issue and pre- If the terms of payment determine whether to carry out payment adjustment;
If carrying out payment adjustment, carry out bullet layer prompting, so as to user according to the bullet layer prompting new down payment ratio of input and New monthly payment plan issue;
If the described new down payment ratio of the user input and new monthly payment plan phase meet the default terms of payment, decision-making Judge successfully.
The device that places an order of 18. monthly payment plan commodity according to claim 10, it is characterised in that the settlement module is used In:
The first payment of the sub- order of at least one target is merged, first payment total value is obtained;
The first payment total value is paid in father's order.
CN201610808099.7A 2016-09-07 2016-09-07 Installment commodity order method and device Pending CN106651492A (en)

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Application Number Priority Date Filing Date Title
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CN111612388A (en) * 2019-02-26 2020-09-01 北京京东尚科信息技术有限公司 Method and device for merging target orders
CN111695970A (en) * 2020-06-11 2020-09-22 支付宝(杭州)信息技术有限公司 Order processing method and system
CN111882388A (en) * 2020-07-23 2020-11-03 深圳市分期乐网络科技有限公司 Commodity recommendation method, commodity recommendation device, commodity recommendation equipment and storage medium
CN113034132A (en) * 2021-03-17 2021-06-25 深圳前海澔勉离网电器有限公司 Installment payment supervision method for passive electronic load
CN113421081A (en) * 2021-06-21 2021-09-21 蚂蚁智信(杭州)信息技术有限公司 Payment processing method and device

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CN107578289A (en) * 2017-09-12 2018-01-12 携程旅游网络技术(上海)有限公司 The settlement method and system of machine+X products
CN108876208A (en) * 2018-08-08 2018-11-23 厦门市七星通联科技有限公司 A kind of payable by installment air control checking method and system
CN109410028A (en) * 2018-08-31 2019-03-01 拉卡拉支付股份有限公司 Method of payment, device, electronic equipment and storage medium
CN109559794A (en) * 2018-10-27 2019-04-02 平安医疗健康管理股份有限公司 Fee payment method and device on a kind of medical expense line
CN111612388A (en) * 2019-02-26 2020-09-01 北京京东尚科信息技术有限公司 Method and device for merging target orders
CN111695970A (en) * 2020-06-11 2020-09-22 支付宝(杭州)信息技术有限公司 Order processing method and system
CN111882388A (en) * 2020-07-23 2020-11-03 深圳市分期乐网络科技有限公司 Commodity recommendation method, commodity recommendation device, commodity recommendation equipment and storage medium
CN113034132A (en) * 2021-03-17 2021-06-25 深圳前海澔勉离网电器有限公司 Installment payment supervision method for passive electronic load
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Application publication date: 20170510