CN103927658A - Mobile payment method and terminal - Google Patents

Mobile payment method and terminal Download PDF

Info

Publication number
CN103927658A
CN103927658A CN201410138350.4A CN201410138350A CN103927658A CN 103927658 A CN103927658 A CN 103927658A CN 201410138350 A CN201410138350 A CN 201410138350A CN 103927658 A CN103927658 A CN 103927658A
Authority
CN
China
Prior art keywords
finger print
mobile payment
information
print information
match
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201410138350.4A
Other languages
Chinese (zh)
Inventor
魏宇星
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen ZTE Mobile Telecom Co Ltd
Original Assignee
Shenzhen ZTE Mobile Telecom Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shenzhen ZTE Mobile Telecom Co Ltd filed Critical Shenzhen ZTE Mobile Telecom Co Ltd
Priority to CN201410138350.4A priority Critical patent/CN103927658A/en
Publication of CN103927658A publication Critical patent/CN103927658A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a mobile payment method and terminal. The mobile payment method includes the steps of (1) when mobile payment is carried out, collecting fingerprint information and iris information of a user, and respectively matching the collected fingerprint information and the collected iris information with pre-stored fingerprint information and pre-stored iris information of an authorized user to carry out authentication, (2) if the fingerprint information and the iris information are both matched successfully, judging that the authentication is successful, and allowing the mobile payment to be carried out, and (3) if only the fingerprint information or the iris information is successfully matched, judging that the authentication is failed. Matching is carried out on the two kinds of exclusive biological characteristic information including the fingerprint information and the iris information of the user to carry out the authentication, it is judged that the authentication is successful only when the fingerprint information and the iris information are both matched, mobile payment operation is allowed, otherwise, the mobile payment operation is refused, and the mobile payment safety is improved.

Description

Method of mobile payment and Mobile payment terminal
Technical field
The present invention relates to communication technical field, especially relate to a kind of method of mobile payment and Mobile payment terminal.
Background technology
Along with popularizing of mobile terminal, mobile payment more and more becomes one of conventional modes of payments of people.Mobile payment has conveniently feature, but how the while improves the problem that the security of mobile payment is also the special care of user.
In prior art, in the time carrying out mobile payment, conventionally allow user input payment cipher, carry out password authentification.But payment cipher has the risk of being revealed and stealing, once steal mobile terminal and payment cipher, stranger just can utilize user's account to carry out mobile payment, and therefore security is lower.
For this reason, in prior art, there is a kind of NFC method of payment based on fingerprint recognition, in the time paying, carried out authentication by fingerprint recognition, because finger print information has the feature of personal specificity, so improved to a certain extent security.But the fingerprint that other people also can copy user does a finger print and realizes fingerprint authentication, therefore, security or not high enough.
Summary of the invention
Fundamental purpose of the present invention is to provide a kind of method of mobile payment and Mobile payment terminal, is intended to improve the security of mobile payment.
To achieve these objectives, the present invention proposes a kind of method of mobile payment, comprises step:
S10, in the time carrying out mobile payment, gather user's finger print information and iris information, the finger print information collecting and iris information are mated to carry out authentication with finger print information and the iris information of the authorized user prestoring respectively;
If S20 the two all the match is successful, judge and authentication success allow to carry out mobile payment;
If S30 only wherein one the match is successful, judge authentication failure.
Preferably, described step S10 comprises:
In the time carrying out mobile payment, gather user's finger print information, the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring;
If it fails to match for finger print information, judge authentication failure, refusal mobile payment;
If the match is successful for finger print information, continue to gather user's iris information, the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring; If the match is successful for iris information, enter step S20; If it fails to match for iris information, enter step S30.
Preferably, described step S10 comprises:
In the time carrying out mobile payment, gather user's iris information, the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring;
If it fails to match for iris information, judge authentication failure, refusal mobile payment;
If the match is successful for iris information, continue to gather user's finger print information, the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring; If the match is successful for finger print information, enter step S20; If it fails to match for finger print information, enter step S30.
Preferably, after described step S30, also comprise:
Require user to input password to carry out password authentification;
If password authentification success, allows to carry out mobile payment;
If password authentification failure, refuses mobile payment.
Preferably, described collection user's finger print information comprises:
Random acquisition any one, the finger print information of two or more fingers.
The present invention proposes a kind of Mobile payment terminal simultaneously, comprises acquisition module, memory module, authentication module, mobile payment module, wherein:
Acquisition module, for gathering user's finger print information and iris information;
Memory module, for storing finger print information and the iris information of authorized user;
Authentication module, for mating to carry out authentication with finger print information and the iris information of the authorized user prestoring respectively by the finger print information collecting and iris information; If all the match is successful for the two, judge authentication success, send and pay signal to mobile payment module; If only wherein one the match is successful, judge authentication failure;
Mobile payment module, for carrying out mobile payment operation according to described payment signal.
Preferably, described acquisition module is used for: first gather user's finger print information, at finger print information after the match is successful, then gather user's iris information;
Described authentication module is used for: the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring; If it fails to match for finger print information, judge authentication failure; If the match is successful for finger print information, again the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring, if the match is successful for iris information, judge authentication success, if it fails to match for iris information, judge authentication failure.
Preferably, described acquisition module is used for: first gather user's iris information, in iris information after the match is successful, then gather user's finger print information;
Described authentication module is used for: the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring; If it fails to match for iris information, judge authentication failure; If the match is successful for iris information, again the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring, if the match is successful for finger print information, judge authentication success, if it fails to match for finger print information, judge authentication failure.
Preferably, described authentication module is used for: if only wherein one the match is successful and cause authentication failure, proceed password authentification, if password authentification success sends and pays signal to mobile payment module.
Preferably, described acquisition module is used for: random acquisition any one, the finger print information of two or more fingers.
A kind of method of mobile payment provided by the present invention, in the time carrying out mobile payment, two exclusive biological informations of finger print information to user and iris information mate, carry out authentication with this, only have and in the time that the two all mates, just judge authentication success, permission mobile payment operation, otherwise refuse mobile payment operation, improve the security of mobile payment.
In addition, when last characteristic information, the match is successful, then a characteristic information, because precision is former thereby it fails to match, transfers password authentification to after the certain number of times of failure, if password authentification success, allow mobile payment operation, otherwise refusal mobile payment operation, in ensureing mobile payment security, has also improved dirigibility, prevent from, because precision is former thereby cause authentication failed, bringing unnecessary trouble to user.
Brief description of the drawings
Fig. 1 is the process flow diagram of method of mobile payment the first embodiment of the present invention;
Fig. 2 is the process flow diagram of method of mobile payment the second embodiment of the present invention;
Fig. 3 is the process flow diagram of method of mobile payment of the present invention the 3rd embodiment;
Fig. 4 is the structured flowchart of Mobile payment terminal one embodiment of the present invention.
Realization, functional characteristics and the advantage of the object of the invention, in connection with embodiment, are described further with reference to accompanying drawing.
Embodiment
Should be appreciated that specific embodiment described herein, only in order to explain the present invention, is not intended to limit the present invention.
Referring to Fig. 1, method of mobile payment the first embodiment of the present invention is proposed, said method comprising the steps of:
Step S101: the finger print information that gathers user
In the time carrying out mobile payment operation, first terminal generates fingerprint inputting interface, and prompting user inputs fingerprint.Terminal can ten fingers of random acquisition user in the finger print information of any one finger, as right hand forefinger or left hand thumb; Also can one of random acquisition, the finger print information of two or more fingers.Terminal gathers finger print information by fingerprint acquisition device of the prior art.
Step S102: whether the finger print information of the judgement finger print information collecting and the authorized user prestoring mates
The finger print information of pre-stored of authorized user in terminal, multiple or all ten fingers.Terminal extracts fingerprint characteristic information from the finger print information collecting, and by the fingerprint characteristic of the finger print information of the some or multiple fingers that collect, compare with the fingerprint characteristic of the finger print information of the respective finger prestoring, judge whether the two mates, carry out accordingly authentication.If the two matches, enter step S103; If the two does not match, judge authentication failure, enter step S106.Described coupling, can be that the two mates completely, can be also that the two similarity reaches predetermined threshold value.
Step S103: the iris information that gathers user
Finger print information is after the match is successful, and terminal points out user to input iris information immediately, continues to gather user's iris information.Terminal is called camera and is caught user's face, and face is carried out to analyzing and processing, extracts user's iris image, then iris image is carried out to signature analysis, extracts corresponding iris information.Wherein, carrying out signature analysis can be to be undertaken by proprietary analysis module, also can realize by software algorithm.Terminal can gather the iris information of one or two eyes.
Step S104: whether the iris information of the judgement iris information collecting and the authorized user prestoring mates
The iris information of one or two eyes of pre-stored authorized user in terminal.The iris information collecting and the iris information prestoring are carried out aspect ratio pair by terminal, if the two matches, judges authentication success, enters step S105; If it fails to match for the two, judge authentication failure, enter step S106.Described coupling, can be that the two mates completely, can be also that the two similarity reaches predetermined threshold value.
Step S105: allow to carry out mobile payment
If all the match is successful for finger print information and iris information, authentication success, allows user to carry out mobile payment, carries out corresponding mobile payment operation.
Step S106: refusal mobile payment
If it fails to match for finger print information, or only have finger print information the match is successful and iris information it fails to match, judge authentication failure, refusal is carried out mobile payment operation.
Referring to Fig. 2, method of mobile payment the second embodiment of the present invention is proposed, said method comprising the steps of:
Step S201: the iris information that gathers user
In the time carrying out mobile payment operation, first terminal points out user to input iris information, calls camera and carries out iris information collection.
Step S202: whether the iris information of the judgement iris information collecting and the authorized user prestoring mates
If the iris information collecting matches with the iris information prestoring,, enter step S203; If it fails to match for the two, judge authentication failure, enter step S206.
Step S203: the finger print information that gathers user
Iris information is after the match is successful, and terminal generates fingerprint inputting interface immediately, and prompting user inputs fingerprint, continues to gather user's finger print information.
Step S204: whether the finger print information of the judgement finger print information collecting and the authorized user prestoring mates
If the finger print information collecting matches with the finger print information prestoring, judge authentication success, enter step S205; If the two does not match, judge authentication failure, enter step S206.
Step S205: allow to carry out mobile payment
If all the match is successful for finger print information and iris information, authentication success, allows user to carry out mobile payment, carries out corresponding mobile payment operation.
Step S206: refusal mobile payment
If it fails to match for iris information, or only have iris information the match is successful and finger print information it fails to match, judge authentication failure, refusal is carried out mobile payment operation.
Referring to Fig. 3, method of mobile payment of the present invention the 3rd embodiment is proposed, said method comprising the steps of:
Step S301: the finger print information that gathers user
Step S302: whether the finger print information of the judgement finger print information collecting and the authorized user prestoring mates
If the finger print information collecting matches with the finger print information prestoring, enter step S303; If the two does not match, judge authentication failure, enter step S308.
Step S303: the iris information that gathers user
Step S304: whether the iris information of the judgement iris information collecting and the authorized user prestoring mates
If the iris information collecting matches with the iris information prestoring, judge authentication success, enter step S307; If the two is after coupling several times, because of precision problem, it fails to match, enters step S305, simultaneously by failure cause by the wireless connections mode end of uploading onto the server.
Step S305: require user to input password
As user, because of iris information, it fails to match causes after authentication failure, and terminal generates an interface for password input immediately, requires user to input password, to carry out password authentification.
Step S306: whether the password that judges input is correct
Terminal is compared the password of user's input and the password prestoring, if Password Input is correct, enters step S307; If Password Input mistake, enters step S308.
Step S307: allow to carry out mobile payment
If authentication success, although or because of iris information, it fails to match causes authentication failure, and password authentification success, allows user to carry out mobile payment, carries out corresponding mobile payment operation.
Step S308: refusal mobile payment
If it fails to match causes authentication failure because of finger print information, or the match is successful causes also failure of authentication failure password authentification simultaneously because of finger print information only, and refusal is carried out mobile payment operation.
In like manner, for the second embodiment, also can after step S204, increase step S305 in the 3rd embodiment and the password authentification flow process of S306.
Thereby, method of mobile payment of the present invention, in the time carrying out mobile payment, two exclusive biological informations of finger print information to user and iris information mate, carry out authentication with this, only have and in the time that the two all mates, just judge authentication success, allow mobile payment operation, otherwise refusal mobile payment operates, and has improved the security of mobile payment.
In addition, when last characteristic information, the match is successful, then a characteristic information, because precision is former thereby it fails to match, transfers password authentification to after the certain number of times of failure, if password authentification success, allow mobile payment operation, otherwise refusal mobile payment operation, in ensureing mobile payment security, has also improved dirigibility, prevent from, because precision is former thereby cause authentication failed, bringing unnecessary trouble to user.
Referring to Fig. 4, Mobile payment terminal one embodiment of the present invention is proposed, described Mobile payment terminal comprises acquisition module, memory module, authentication module, mobile payment module.
Acquisition module: for gathering user's finger print information and iris information.
User can carry out finger print information and the iris information typing of authorized user in advance.Acquisition module prompting user inputs finger print information and iris information, and the finger print information collecting and iris information are stored in to finger print information and the iris information as authorized user in memory module, wherein, the finger print information of storage can be one, the finger print information of multiple or all ten fingers, and the iris information of storage can be the iris information of one or two eyes.For improving security, Mobile payment terminal can be pre-stored the password that arranges of authorized user, carry out the finger print information and iris information typing of authorized user user before, can require user to input password, and when the password only arranging with pre-stored authorized user at the password of user's input is consistent, just point out and allow its input finger print information and iris information, and follow-up the finger print information of input and iris information being saved in memory module.
In certain embodiments, in the time carrying out mobile payment operation, first acquisition module generates fingerprint inputting interface, and prompting user inputs fingerprint, then user's finger print information is gathered.Acquisition module can ten fingers of random acquisition user in the finger print information of any one finger, as right hand forefinger or left hand thumb; Also can one of random acquisition, the finger print information of two or more fingers.Acquisition module extracts fingerprint characteristic information subsequently from the finger print information of one or more fingers of collecting, and sends to authentication module.
When finger print information is after the match is successful, acquisition module points out user to input iris information immediately, continues to gather user's iris information.Concrete, acquisition module calls camera and catches user's face, and face is carried out to analyzing and processing, extracts user's iris image, then iris image is carried out to signature analysis, extracts corresponding iris information.Wherein, carrying out signature analysis can be to be undertaken by proprietary analysis module, also can realize by software algorithm.Acquisition module can gather the iris information of one or two eyes, then therefrom extracts iris feature information, sends to authentication module.
In further embodiments, in the time carrying out mobile payment operation, first acquisition module points out user to input iris information, gathers with the iris information to user.Concrete, acquisition module calls camera and catches user's face, and face is carried out to analyzing and processing, extracts user's iris image, then iris image is carried out to signature analysis, extracts corresponding iris information.Wherein, carrying out signature analysis can be to be undertaken by proprietary analysis module, also can realize by software algorithm.Acquisition module can gather the iris information of one or two eyes, then therefrom extracts iris feature information, sends to authentication module.
When iris information is after the match is successful, acquisition module generates fingerprint inputting interface immediately, and prompting user inputs fingerprint, continues user's finger print information to gather.Acquisition module can ten fingers of random acquisition user in the finger print information of any one finger, as right hand forefinger or left hand thumb; Also can one of random acquisition, the finger print information of two or more fingers.Acquisition module extracts fingerprint characteristic information subsequently from the finger print information of one or more fingers of collecting, and sends to authentication module.
Memory module: for storing finger print information and the iris information of authorized user, can also store the default password of authorized user.。
Authentication module: for the finger print information collecting and iris information are mated to carry out authentication with finger print information and the iris information of the authorized user prestoring respectively; If all the match is successful for the two, judge authentication success, send and pay signal to mobile payment module; If only wherein one the match is successful, judge authentication failure.
In certain embodiments, first authentication module mates the finger print information first gathering, the fingerprint characteristic of the finger print information of its some or multiple fingers that acquisition module is collected, compare with the fingerprint characteristic of the finger print information of the respective finger prestoring in memory module, judge whether the two mates, carry out accordingly authentication.If the two does not match, judge authentication failure, stop mobile payment operation.If the two matches, to acquisition module transmitted signal with gather iris information, the iris feature of the iris information of one or two eyes that then acquisition module collected, compares with the iris feature of the iris information of the corresponding eyes that prestore in memory module, judges whether the two mates; If the match is successful, judge authentication success, send payment information to mobile payment module; If it fails to match, judge authentication failure, stop mobile payment operation.Described coupling, can be that the two mates completely, can be also that the two similarity reaches predetermined threshold value.
In further embodiments, first authentication module mates the iris information first gathering, if it fails to match for iris information, judges authentication failure, stops mobile payment operation.If the match is successful for iris information, to acquisition module transmitted signal with gather finger print information, the finger print information then acquisition module being collected mates.If the match is successful for finger print information, judge authentication success, send payment information to mobile payment module; If it fails to match for finger print information, judge authentication failure, stop mobile payment operation.
Further, when the match is successful all failures after then a characteristic information causes several times coupling because of precision problem of last characteristic information, while finally causing authentication failure, authentication module does not stop mobile payment immediately, but generate an interface for password input, require user to input password to carry out password authentification, simultaneously by failure cause by the wireless connections mode end of uploading onto the server.Authentication module is compared the password of user's input and the password prestoring, if Password Input is correct, sends payment information to mobile payment module; If Password Input mistake, stops mobile payment operation.For example, finger print information the match is successful and iris information it fails to match, authentication module carries out password authentification, if password authentification success allows user to carry out mobile payment operation equally.
Mobile payment module: for carrying out mobile payment operation according to paying signal.
Mobile payment of the present invention, can be that short-range communication (Near-Field Communication, NFC) pays, and can be also e-Bank payment etc.Described Mobile payment terminal can be mobile phone, notebook, PDA, panel computer, POS machine etc.
Accordingly, Mobile payment terminal of the present invention, in the time carrying out mobile payment, two exclusive biological informations of finger print information to user and iris information mate, carry out authentication with this, only have and in the time that the two all mates, just judge authentication success, allow mobile payment operation, otherwise refusal mobile payment operates, and has improved the security of mobile payment.
In addition, when last characteristic information, the match is successful, then a characteristic information, because precision is former thereby it fails to match, transfers password authentification to after the certain number of times of failure, if password authentification success, allow mobile payment operation, otherwise refusal mobile payment operation, in ensureing mobile payment security, has also improved dirigibility, prevent from, because precision is former thereby cause authentication failed, bringing unnecessary trouble to user.
One of ordinary skill in the art will appreciate that, realizing all or part of step in above-described embodiment method can control relevant hardware by program and complete, described program can be stored in a computer read/write memory medium, and described storage medium can be ROM/RAM, disk, CD etc.
With reference to the accompanying drawings of the preferred embodiments of the present invention, not thereby limit to interest field of the present invention above.Those skilled in the art do not depart from the scope and spirit of the present invention, and can have multiple flexible program to realize the present invention, such as can be used for another embodiment and obtain another embodiment as the feature of an embodiment.Allly using any amendment of doing within technical conceive of the present invention, be equal to and replace and improve, all should be within interest field of the present invention.

Claims (10)

1. a method of mobile payment, is characterized in that, comprises step:
S10, in the time carrying out mobile payment, gather user's finger print information and iris information, the finger print information collecting and iris information are mated to carry out authentication with finger print information and the iris information of the authorized user prestoring respectively;
If S20 the two all the match is successful, judge and authentication success allow to carry out mobile payment;
If S30 only wherein one the match is successful, judge authentication failure.
2. method of mobile payment according to claim 1, is characterized in that, described step S10 comprises:
In the time carrying out mobile payment, gather user's finger print information, the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring;
If it fails to match for finger print information, judge authentication failure, refusal mobile payment;
If the match is successful for finger print information, continue to gather user's iris information, the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring; If the match is successful for iris information, enter step S20; If it fails to match for iris information, enter step S30.
3. method of mobile payment according to claim 1, is characterized in that, described step S10 comprises:
In the time carrying out mobile payment, gather user's iris information, the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring;
If it fails to match for iris information, judge authentication failure, refusal mobile payment;
If the match is successful for iris information, continue to gather user's finger print information, the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring; If the match is successful for finger print information, enter step S20; If it fails to match for finger print information, enter step S30.
4. according to the method for mobile payment described in claim 1-3 any one, it is characterized in that, after described step S30, also comprise:
Require user to input password to carry out password authentification;
If password authentification success, allows to carry out mobile payment;
If password authentification failure, refuses mobile payment.
5. according to the method for mobile payment described in claim 1-3 any one, it is characterized in that, described collection user's finger print information comprises:
Random acquisition any one, the finger print information of two or more fingers.
6. a Mobile payment terminal, is characterized in that, comprises acquisition module, memory module, authentication module, mobile payment module, wherein:
Acquisition module, for gathering user's finger print information and iris information;
Memory module, for storing finger print information and the iris information of authorized user;
Authentication module, for mating to carry out authentication with finger print information and the iris information of the authorized user prestoring respectively by the finger print information collecting and iris information; If all the match is successful for the two, judge authentication success, send and pay signal to mobile payment module; If only wherein one the match is successful, judge authentication failure;
Mobile payment module, for carrying out mobile payment operation according to described payment signal.
7. Mobile payment terminal according to claim 6, is characterized in that, described acquisition module is used for: first gather user's finger print information, at finger print information after the match is successful, then gather user's iris information;
Described authentication module is used for: the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring; If it fails to match for finger print information, judge authentication failure; If the match is successful for finger print information, again the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring, if the match is successful for iris information, judge authentication success, if it fails to match for iris information, judge authentication failure.
8. Mobile payment terminal according to claim 6, is characterized in that, described acquisition module is used for: first gather user's iris information, in iris information after the match is successful, then gather user's finger print information;
Described authentication module is used for: the iris information collecting is mated to carry out authentication with the iris information of the authorized user prestoring; If it fails to match for iris information, judge authentication failure; If the match is successful for iris information, again the finger print information collecting is mated to carry out authentication with the finger print information of the authorized user prestoring, if the match is successful for finger print information, judge authentication success, if it fails to match for finger print information, judge authentication failure.
9. according to the Mobile payment terminal described in claim 6-8 any one, it is characterized in that, described authentication module is used for: if only wherein one the match is successful and cause authentication failure, proceed password authentification, if password authentification success, sends and pays signal to mobile payment module.
10. according to the Mobile payment terminal described in claim 6-8 any one, it is characterized in that, described acquisition module is used for: random acquisition any one, the finger print information of two or more fingers.
CN201410138350.4A 2014-04-08 2014-04-08 Mobile payment method and terminal Pending CN103927658A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201410138350.4A CN103927658A (en) 2014-04-08 2014-04-08 Mobile payment method and terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201410138350.4A CN103927658A (en) 2014-04-08 2014-04-08 Mobile payment method and terminal

Publications (1)

Publication Number Publication Date
CN103927658A true CN103927658A (en) 2014-07-16

Family

ID=51145872

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201410138350.4A Pending CN103927658A (en) 2014-04-08 2014-04-08 Mobile payment method and terminal

Country Status (1)

Country Link
CN (1) CN103927658A (en)

Cited By (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104361493A (en) * 2014-11-07 2015-02-18 亿百葩鲜数据科技(上海)有限公司 Electronic payment method on basis of biological characteristics
CN105046484A (en) * 2015-06-25 2015-11-11 广东欧珀移动通信有限公司 Mobile payment method and system and mobile terminal
CN105046127A (en) * 2015-05-26 2015-11-11 小米科技有限责任公司 Encryption and decryption method and apparatus
CN105141609A (en) * 2015-08-28 2015-12-09 广东欧珀移动通信有限公司 Fingerprint verification method, relevant device and fingerprint verification system
CN105405016A (en) * 2015-11-05 2016-03-16 上海聚虹光电科技有限公司 Trading verification method for online trading system
CN105515777A (en) * 2015-12-18 2016-04-20 恒宝股份有限公司 Dual authentication system and method for USBKEY equipment
CN106033572A (en) * 2015-03-20 2016-10-19 镇江华锐科技信息有限公司 Mobile terminal system based on iris recognition system
CN106056377A (en) * 2016-04-01 2016-10-26 深圳市奔凯安全技术股份有限公司 Data processing method and smartwatch
CN106251153A (en) * 2016-09-21 2016-12-21 上海星寰投资有限公司 A kind of method of payment and system
CN106296185A (en) * 2015-05-12 2017-01-04 湖南人文科技学院 A kind of high-security mobile payment terminal being combined circumstantial evidence based on biological characteristic
CN106372939A (en) * 2016-08-24 2017-02-01 深圳市亿行电子科技有限公司 Payment system
CN106408303A (en) * 2016-09-21 2017-02-15 上海星寰投资有限公司 Payment method and system
CN106599660A (en) * 2016-12-02 2017-04-26 宇龙计算机通信科技(深圳)有限公司 Terminal safety verification method and terminal safety verification device
CN106920102A (en) * 2017-02-24 2017-07-04 青岛海信智能商用系统股份有限公司 A kind of safe payment method and secure payment device
CN106952090A (en) * 2017-02-27 2017-07-14 努比亚技术有限公司 Payment verification device and method
CN106991572A (en) * 2017-06-09 2017-07-28 辽宁便利电科技有限公司 A kind of living body authentication payment system for merging user's multi-biological characteristic
WO2017133530A1 (en) * 2016-02-04 2017-08-10 阿里巴巴集团控股有限公司 Electronic payment service processing method and device, and electronic payment method and device
CN107274174A (en) * 2017-05-18 2017-10-20 青岛海信移动通信技术股份有限公司 The auth method and mobile terminal of a kind of mobile payment
CN107274188A (en) * 2017-06-21 2017-10-20 联想(北京)有限公司 The verification method and device of payment data
CN107292157A (en) * 2017-07-25 2017-10-24 合肥红铭网络科技有限公司 A kind of personal computer Sign-On authentication method and apparatus
CN107358080A (en) * 2017-06-23 2017-11-17 广东欧珀移动通信有限公司 The social networking application software login method and terminal of terminal
CN107403313A (en) * 2016-05-19 2017-11-28 上海慧流云计算科技有限公司 Robot near field safety of payment verification method and device
CN107563169A (en) * 2017-09-06 2018-01-09 深圳天珑无线科技有限公司 Verification method, checking system and electronic equipment
WO2019000957A1 (en) * 2017-06-27 2019-01-03 上海爱优威软件开发有限公司 Iris recognition security system and method
WO2019011109A1 (en) * 2017-07-14 2019-01-17 Oppo广东移动通信有限公司 Permission control method and related product
CN110309063A (en) * 2019-05-29 2019-10-08 宿州学院 A kind of software testing environment dynamic generating system and its implementation based on cloud computing
TWI696132B (en) * 2016-04-27 2020-06-11 大陸商中國銀聯股份有限公司 Mobile payment method and terminal
US10853807B2 (en) 2015-02-04 2020-12-01 Huawei Technologies Co., Ltd. Payment authentication method and apparatus
CN112052711A (en) * 2019-06-06 2020-12-08 上海箩箕技术有限公司 Fingerprint input method, identity verification method and device
WO2022187767A1 (en) * 2021-03-04 2022-09-09 Qualcomm Incorporated Randomized multi-fingerprint authentication
CN116681435A (en) * 2023-01-03 2023-09-01 黑龙江圣轨科技有限公司 Block chain-based network data security monitoring system and method

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101482950A (en) * 2009-02-12 2009-07-15 宇龙计算机通信科技(深圳)有限公司 Network payment method, terminal and system
CN101964126A (en) * 2010-09-13 2011-02-02 中兴通讯股份有限公司 Mobile terminal payment method and mobile terminal
CN102521744A (en) * 2011-12-26 2012-06-27 中兴通讯股份有限公司 Network payment method and apparatus thereof
CN102737256A (en) * 2011-04-01 2012-10-17 深圳市指媒科技有限公司 Method and system for identity authentication based on RFID smart card

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101482950A (en) * 2009-02-12 2009-07-15 宇龙计算机通信科技(深圳)有限公司 Network payment method, terminal and system
CN101964126A (en) * 2010-09-13 2011-02-02 中兴通讯股份有限公司 Mobile terminal payment method and mobile terminal
CN102737256A (en) * 2011-04-01 2012-10-17 深圳市指媒科技有限公司 Method and system for identity authentication based on RFID smart card
CN102521744A (en) * 2011-12-26 2012-06-27 中兴通讯股份有限公司 Network payment method and apparatus thereof

Cited By (42)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104361493A (en) * 2014-11-07 2015-02-18 亿百葩鲜数据科技(上海)有限公司 Electronic payment method on basis of biological characteristics
CN104361493B (en) * 2014-11-07 2018-12-11 深兰科技(上海)有限公司 A kind of electric paying method based on biological characteristic
US10853807B2 (en) 2015-02-04 2020-12-01 Huawei Technologies Co., Ltd. Payment authentication method and apparatus
CN106033572A (en) * 2015-03-20 2016-10-19 镇江华锐科技信息有限公司 Mobile terminal system based on iris recognition system
CN106296185A (en) * 2015-05-12 2017-01-04 湖南人文科技学院 A kind of high-security mobile payment terminal being combined circumstantial evidence based on biological characteristic
CN105046127A (en) * 2015-05-26 2015-11-11 小米科技有限责任公司 Encryption and decryption method and apparatus
CN105046484A (en) * 2015-06-25 2015-11-11 广东欧珀移动通信有限公司 Mobile payment method and system and mobile terminal
CN105141609A (en) * 2015-08-28 2015-12-09 广东欧珀移动通信有限公司 Fingerprint verification method, relevant device and fingerprint verification system
CN105141609B (en) * 2015-08-28 2018-09-04 广东欧珀移动通信有限公司 Fingerprint authentication method and relevant apparatus and fingerprint verification system
CN105405016A (en) * 2015-11-05 2016-03-16 上海聚虹光电科技有限公司 Trading verification method for online trading system
CN105515777A (en) * 2015-12-18 2016-04-20 恒宝股份有限公司 Dual authentication system and method for USBKEY equipment
CN105515777B (en) * 2015-12-18 2019-05-10 恒宝股份有限公司 A kind of double authentication system and method for USBKEY equipment
US11282080B2 (en) 2016-02-04 2022-03-22 Advanced New Technologies Co., Ltd. Electronic payment service processing
CN107038579B (en) * 2016-02-04 2020-05-05 阿里巴巴集团控股有限公司 Electronic payment service processing method, electronic payment method and electronic payment device
TWI684929B (en) * 2016-02-04 2020-02-11 香港商阿里巴巴集團服務有限公司 Electronic payment business processing, electronic payment method and device
WO2017133530A1 (en) * 2016-02-04 2017-08-10 阿里巴巴集团控股有限公司 Electronic payment service processing method and device, and electronic payment method and device
CN107038579A (en) * 2016-02-04 2017-08-11 阿里巴巴集团控股有限公司 A kind of e-payment business processing, electric paying method and device
CN106056377A (en) * 2016-04-01 2016-10-26 深圳市奔凯安全技术股份有限公司 Data processing method and smartwatch
TWI696132B (en) * 2016-04-27 2020-06-11 大陸商中國銀聯股份有限公司 Mobile payment method and terminal
CN107403313A (en) * 2016-05-19 2017-11-28 上海慧流云计算科技有限公司 Robot near field safety of payment verification method and device
CN106372939A (en) * 2016-08-24 2017-02-01 深圳市亿行电子科技有限公司 Payment system
CN106251153A (en) * 2016-09-21 2016-12-21 上海星寰投资有限公司 A kind of method of payment and system
CN106408303A (en) * 2016-09-21 2017-02-15 上海星寰投资有限公司 Payment method and system
CN106599660A (en) * 2016-12-02 2017-04-26 宇龙计算机通信科技(深圳)有限公司 Terminal safety verification method and terminal safety verification device
CN106920102A (en) * 2017-02-24 2017-07-04 青岛海信智能商用系统股份有限公司 A kind of safe payment method and secure payment device
CN106952090A (en) * 2017-02-27 2017-07-14 努比亚技术有限公司 Payment verification device and method
CN107274174A (en) * 2017-05-18 2017-10-20 青岛海信移动通信技术股份有限公司 The auth method and mobile terminal of a kind of mobile payment
CN106991572A (en) * 2017-06-09 2017-07-28 辽宁便利电科技有限公司 A kind of living body authentication payment system for merging user's multi-biological characteristic
CN107274188A (en) * 2017-06-21 2017-10-20 联想(北京)有限公司 The verification method and device of payment data
CN107358080A (en) * 2017-06-23 2017-11-17 广东欧珀移动通信有限公司 The social networking application software login method and terminal of terminal
CN107358080B (en) * 2017-06-23 2020-06-02 Oppo广东移动通信有限公司 Terminal and social application software login method thereof
WO2019000957A1 (en) * 2017-06-27 2019-01-03 上海爱优威软件开发有限公司 Iris recognition security system and method
WO2019011109A1 (en) * 2017-07-14 2019-01-17 Oppo广东移动通信有限公司 Permission control method and related product
US11176235B2 (en) 2017-07-14 2021-11-16 Guangdong Oppo Mobile Telecommunications Corp., Ltd. Permission control method and related product
CN107292157A (en) * 2017-07-25 2017-10-24 合肥红铭网络科技有限公司 A kind of personal computer Sign-On authentication method and apparatus
CN107563169A (en) * 2017-09-06 2018-01-09 深圳天珑无线科技有限公司 Verification method, checking system and electronic equipment
CN110309063A (en) * 2019-05-29 2019-10-08 宿州学院 A kind of software testing environment dynamic generating system and its implementation based on cloud computing
CN112052711A (en) * 2019-06-06 2020-12-08 上海箩箕技术有限公司 Fingerprint input method, identity verification method and device
CN112052711B (en) * 2019-06-06 2023-10-31 上海箩箕技术有限公司 Fingerprint input method, identity verification method and device
WO2022187767A1 (en) * 2021-03-04 2022-09-09 Qualcomm Incorporated Randomized multi-fingerprint authentication
US11645865B2 (en) 2021-03-04 2023-05-09 Qualcomm Incorporated Randomized multi-fingerprint authentication
CN116681435A (en) * 2023-01-03 2023-09-01 黑龙江圣轨科技有限公司 Block chain-based network data security monitoring system and method

Similar Documents

Publication Publication Date Title
CN103927658A (en) Mobile payment method and terminal
CN104599121B (en) Information transmission method, device and system
WO2020135096A1 (en) Method and device for determining operation based on facial expression groups, and electronic device
US20150067827A1 (en) Apparatus and method for setting a user-defined pattern for an application
CN105100108B (en) A kind of login authentication method based on recognition of face, apparatus and system
CN102930436A (en) Mobile payment method and device
CN104683302A (en) Authentication method, authentication device, terminal equipment, authentication server and system
CN106034063A (en) Method and device for starting service in communication software through voice
US20180374101A1 (en) Facial biometrics card emulation for in-store payment authorization
CN103049850A (en) Mobile payment terminal, system and payment method thereof based on NFC (Near Field Communication)
TW201504965A (en) Mobile device and authentication method for mobile payment system
CN104364794A (en) Location-based access control for portable electronic device
CN105898418A (en) Intelligent terminal, remote controller, and intelligent terminal payment method
US11790364B2 (en) Systems and methods for providing multi-factor authentication for vehicle transactions
CN106850503A (en) One kind is exempted to log in identity identifying method and device
CN118115158A (en) Authentication system and computer-implemented method
CN108009412A (en) Using the authorization method and electronic equipment of item
CN104346550A (en) Information processing method and electronic equipment
CN102467708A (en) Payment method, transaction origination terminal and transaction execution terminal
CN105550867A (en) Information authentication method and equipment
US9111401B2 (en) Interactive reader commander
CN105005893A (en) Payment password input processing method based on mobile terminal and system thereof
CN109478283B (en) Method for performing secure wireless payment using a wearable device
CN111047326A (en) In-vehicle payment method, vehicle machine and vehicle
CN105681282A (en) Business numerical value transfer method and device

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication

Application publication date: 20140716

RJ01 Rejection of invention patent application after publication