CN106408303A - Payment method and system - Google Patents

Payment method and system Download PDF

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Publication number
CN106408303A
CN106408303A CN201610840165.9A CN201610840165A CN106408303A CN 106408303 A CN106408303 A CN 106408303A CN 201610840165 A CN201610840165 A CN 201610840165A CN 106408303 A CN106408303 A CN 106408303A
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China
Prior art keywords
iris image
eyeball
payment
image
default
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Pending
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CN201610840165.9A
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Chinese (zh)
Inventor
钟怀谷
黄昱人
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Upper Asterias Amurensis Lutken Extensive Region Investment Co Ltd
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Upper Asterias Amurensis Lutken Extensive Region Investment Co Ltd
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Application filed by Upper Asterias Amurensis Lutken Extensive Region Investment Co Ltd filed Critical Upper Asterias Amurensis Lutken Extensive Region Investment Co Ltd
Priority to CN201610840165.9A priority Critical patent/CN106408303A/en
Publication of CN106408303A publication Critical patent/CN106408303A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention provides a payment method and a payment system. The payment method comprises the steps that virtual reality glasses receive an acquisition request and acquire a first preset iris image and a second preset iris image of a user, wherein the first preset iris image and the second preset iris image belong to different eyeballs; the virtual reality glasses process the first preset iris image and the second preset iris image by adopting an image algorithm of iris images, and obtains a complete iris image; the virtual reality glasses send the complete iris image to payment equipment; the payment equipment checks whether an iris image matched with the complete iris image exists in an iris image database; if so, the payment equipment sends payment information corresponding to the complete iris image to a transaction server; and if not, the payment equipment prompts an identity verification error, and quits a current payment interface. According to the payment method and the payment system, the payment operation process is simplified, and the payment efficiency is improved.

Description

A kind of method of payment and system
Technical field
The application is related to payment technical field, particularly to a kind of method of payment and system.
Background technology
With the development of virtual reality technology, virtual reality glasses are applied and are given birth to, and virtual reality glasses were as nearly 2 years The trend product of smart machine, provides a brand-new virtual world for masses.
But, during user uses virtual reality glasses, to carry out payment transaction using payment devices, then need Virtual reality glasses to be taken simultaneously the operation such as are clicked on the payment device manually and are paid, and operating process is numerous and diverse, pays Efficiency is low.
Content of the invention
For solving above-mentioned technical problem, the embodiment of the present application provides a kind of method of payment and system, is paid with reaching to simplify Operating process, improves and pays efficiency purpose, and technical scheme is as follows:
A kind of method of payment, including:
Virtual reality glasses receive collection request, and gather the first default iris image and the second default iris figure of user Picture, the described first default affiliated eyeball of iris image is different with the described second default affiliated eyeball of iris image;
Described virtual reality glasses utilize the image algorithm of iris image to the described first default iris image and described the Two default iris images are processed, and obtain complete iris image;
Described virtual reality glasses send described complete iris image to payment devices;
Described payment devices are searched in iris image database with the presence or absence of the rainbow being matched with described complete iris image Film image;
If existing, send the corresponding payment information of described complete iris image to trading server, so that described transaction Server carries out delivery operation according to described payment information;
If not existing, pointing out authentication mistake, and exiting current payment interface.
Preferably, the described first default iris image is the iris image of left half eyeball, the described second default iris figure As the iris image for right half eyeball.
Preferably, the process of the first default iris image of described collection user and the second default iris image, including:
Refracted to by the first minute surface of described virtual reality glasses in the infrared ray of the first mini type infrared ray LED transmitting During first eyeball of described user, the first infrared lens group gathers the iris image of half eyeball in a left side of described user, and described the One infrared lens group at least includes infrared lens;
Refracted to by the second minute surface of described virtual reality glasses in the infrared ray of the second mini type infrared ray LED transmitting During second eyeball of described user, the second infrared lens group gathers the iris image of half eyeball in the right side of described user, and described the Two infrared lens groups at least include infrared lens.
Preferably, the described first default iris image is the iris image in the preset range of left half eyeball, described the Two default iris images are the iris image in the preset range of right half eyeball.
Preferably, the process of the first default iris image of described collection user and the second default iris image, including:
Refracted to by the first minute surface of described virtual reality glasses in the infrared ray of the 3rd mini type infrared ray LED transmitting During first eyeball of described user, the 3rd infrared lens group gathers the iris in the preset range of half eyeball in a left side of described user Image, described 3rd infrared lens group at least includes infrared lens;
Refracted to by the second minute surface of described virtual reality glasses in the infrared ray of the 4th mini type infrared ray LED transmitting During second eyeball of described user, the 4th infrared lens group gathers the iris in the preset range of half eyeball in the right side of described user Image, described 4th infrared lens group at least includes infrared lens.
Preferably, the described corresponding payment information of described complete iris image that sends, to before trading server, also includes:
Described payment devices gather the information in fingerprint of described user;
Described payment devices are searched in fingerprint image data storehouse with the presence or absence of the finger being matched with described information in fingerprint Stricture of vagina information;
If existing, execute the described corresponding payment information of described complete iris image that sends to the step of trading server Suddenly;
If not existing, pointing out authentication mistake, and exiting current payment interface.
Preferably, described prompting authentication mistake, and after exiting current payment interface, also include:
Described payment devices store described information in fingerprint to described fingerprint image data storehouse.
Preferably, described prompting authentication mistake, and after exiting current payment interface, also include:
Described payment devices store described complete iris image to described iris image database.
A kind of payment system, including:Virtual reality glasses and payment devices, described virtual reality glasses include:Iris is adopted Collection equipment and image processing equipment, described payment devices include:First controller and first memory;
Described iris capturing equipment, for receiving collection request, and gathers the first default iris image and second of user Default iris image, the described first default affiliated eyeball of iris image is different with the described second default affiliated eyeball of iris image;
Described image processing equipment, for the image algorithm using iris image to the described first default iris image and institute State the second default iris image to be processed, obtain complete iris image, and send described complete iris image extremely described first Controller;
Described first controller, whether there is and described complete iris image phase for searching in iris image database The iris image joined, if existing, sends the corresponding payment information of described complete iris image to trading server, so that described Trading server carries out delivery operation according to described payment information, if not existing, points out authentication mistake, and exits current Payment interface;
Described first memory, for storing described iris image database.
Preferably, the iris image being left half eyeball in the described first default iris image, the described second default iris When image is the iris image of right half eyeball, described iris capturing equipment includes:First infrared lens group, the second infrared lens Group, the first mini type infrared ray LED and the second mini type infrared ray LED, described first infrared lens group at least include one red Outer camera lens, described second infrared lens group at least includes infrared lens;
Described first mini type infrared ray LED and described second mini type infrared ray LED, are used to launch infrared ray;
Described first infrared lens group, passes through described virtual for the infrared ray in the first mini type infrared ray LED transmitting When the minute surface of Reality glasses refracts to the eyeball of described user, gather the iris image of half eyeball in a left side of described user;
Described second infrared lens group, passes through described for the infrared ray in described first mini type infrared ray LED transmitting When the minute surface of virtual reality glasses refracts to the eyeball of described user, gather the iris image of half eyeball in the right side of described user.
Preferably, preset, described first, the iris image that iris image is in the preset range of left half eyeball, described When second default iris image is the iris image in the preset range of right half eyeball, described iris capturing equipment includes:The Three infrared lens groups, the 4th infrared lens group, the 3rd mini type infrared ray LED and the 4th mini type infrared ray LED, the described 3rd Infrared lens group at least includes infrared lens, and described 4th infrared lens group at least includes infrared lens;
Described 3rd mini type infrared ray LED and described 4th mini type infrared ray LED, are used to launch infrared ray;
Described 3rd infrared lens group, passes through described virtual for the infrared ray in the 3rd mini type infrared ray LED transmitting When the minute surface of Reality glasses refracts to the eyeball of described user, gather the rainbow in the preset range of half eyeball in a left side of described user Film image;
Described 4th infrared lens group, passes through described for the infrared ray in described 4th mini type infrared ray LED transmitting When the minute surface of virtual reality glasses refracts to the eyeball of described user, gather in the preset range of half eyeball in the right side of described user Iris image.
Preferably, described payment devices also include:Fingerprint collecting equipment, second controller and second memory;
Described fingerprint collecting equipment, for gathering the information in fingerprint of described user;
Described second controller, whether there is and described information in fingerprint phase for searching in fingerprint image data storehouse The fingerprint image information joined, if existing, triggering described first controller and sending the corresponding payment information of described complete iris image To trading server, if not existing, pointing out authentication mistake, and exiting current payment interface;
Described second memory, for storing described fingerprint image data storehouse.
Preferably, described second controller is additionally operable in described prompting authentication mistake, and exits current payment interface Afterwards, described information in fingerprint is stored to described fingerprint image data storehouse.
Preferably, described first controller is additionally operable in described prompting authentication mistake, and exits current payment interface Afterwards, described complete iris image is stored to described iris image database.
Compared with prior art, the having the beneficial effect that of the application:
In this application, during using virtual reality glasses, if desired carry out payment transaction, can pass through virtual existing Real glasses receive collection and ask, and gather the first default iris image and the second default iris image of user, and utilize iris The image algorithm of image is processed to the first default iris image and the second default iris image, obtains complete iris image, And complete iris image is sent to payment devices, payment devices pass through to search in iris image database with the presence or absence of with complete The iris image that whole iris image matches, verifies to the identity of user, passes through rear direct in the authentication to user Send payment information to trading server, delivery operation is carried out it is not necessary to user takes according to payment information by trading server Virtual reality glasses, and the operation such as do not need to be clicked on manually on the payment device and paid, simplify delivery operation stream Journey, improves payment efficiency.
Brief description
For the technical scheme being illustrated more clearly that in the embodiment of the present application, will make to required in embodiment description below Accompanying drawing be briefly described it should be apparent that, drawings in the following description are only some embodiments of the present application, for For those of ordinary skill in the art, without having to pay creative labor, it can also be obtained according to these accompanying drawings His accompanying drawing.
Fig. 1 is a kind of flow chart of the method for payment that the application provides;
Fig. 2 is another kind of flow chart of the method for payment that the application provides;
Fig. 3 is another flow chart of the method for payment that the application provides;
Fig. 4 is another flow chart of the method for payment that the application provides;
Fig. 5 is a kind of logical construction schematic diagram of the payment system that the application provides;
Fig. 6 is another kind of logical construction schematic diagram of the payment system that the application provides.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present application, the technical scheme in the embodiment of the present application is carried out clear, complete Site preparation describes it is clear that described embodiment is only some embodiments of the present application, rather than whole embodiments.It is based on Embodiment in the application, it is every other that those of ordinary skill in the art are obtained under the premise of not making creative work Embodiment, broadly falls into the scope of the application protection.
Embodiment one
Refer to Fig. 1, a kind of flow chart of the method for payment of the application offer is provided, may comprise steps of:
Step S11:Virtual reality glasses receive collection request, and gather the first default iris image of user and second pre- If iris image, the described first default affiliated eyeball of iris image is different with the described second default affiliated eyeball of iris image.
In the present embodiment, the first default affiliated eyeball of iris image can be left eye ball, accordingly, the second default iris The affiliated eyeball of image is then right eye ball.Certainly, the first default affiliated eyeball of iris image can be right eye ball, accordingly, second The affiliated eyeball of default iris image is then left eye ball.
In the present embodiment, user during using virtual reality glasses it may be necessary to be carried out using payment devices Pay transaction, user wears the payment interface that virtual reality glasses can see that payment devices show.Above-mentioned collection request can be by Payment devices send naturally it is also possible to when user wears virtual reality glasses and sees the payment interface that payment devices show, by User sends when virtual reality glasses are operated with (the collection buttons as on triggering virtual reality glasses).
Step S12:Described virtual reality glasses utilize the image algorithm of iris image to the described first default iris image Processed with the described second default iris image, obtained complete iris image.
Step S13:Described virtual reality glasses send described complete iris image to payment devices.
Step S14:Described payment devices are searched in iris image database and be whether there is and described complete iris image phase The iris image of coupling.
In the present embodiment, payment devices pass through to search in iris image database and whether there is and described complete iris figure As the iris image matching, the identity of user is verified, if existing, illustrating that the identity of user is legal, then executing Step S15, if not existing, illustrates that the identity of user is illegal, then execution step S16.
Wherein, iris image database is stored with the respective iris image of multiple different users.
Step S15:Send the corresponding payment information of described complete iris image to trading server, so that described transaction clothes Business device carries out delivery operation according to described payment information.
In the present embodiment, the corresponding payment information of complete iris image at least includes payment accounts and authorization message.
Step S16:Prompting authentication mistake, and exit current payment interface.
In this application, during using virtual reality glasses, if desired carry out payment transaction, can pass through virtual existing Real glasses receive collection and ask, and gather the first default iris image and the second default iris image of user, and utilize iris The image algorithm of image is processed to the first default iris image and the second default iris image, obtains complete iris image, And complete iris image is sent to payment devices, payment devices pass through to search in iris image database with the presence or absence of with complete The iris image that whole iris image matches, verifies to the identity of user, passes through rear direct in the authentication to user Send payment information to trading server, delivery operation is carried out it is not necessary to user takes according to payment information by trading server Virtual reality glasses, and the operation such as do not need to be clicked on manually on the payment device and paid, simplify delivery operation stream Journey, improves payment efficiency.
In the present embodiment, the described first default iris image specifically can but be not limited to the iris of left half eyeball Image, the described second default iris image specifically can but be not limited to the iris image of right half eyeball.
The iris image being left half eyeball in the described first default iris image, the described second default iris image is the right side During the iris image of half eyeball, the first default iris image of collection user and second presets the process of iris image, specifically May comprise steps of:
Step A11:Pass through the first mirror of described virtual reality glasses in the infrared ray of the first mini type infrared ray LED transmitting When face refracts to first eyeball of described user, the first infrared lens group gathers the iris figure of half eyeball in a left side of described user Picture, described first infrared lens group at least includes infrared lens.
Step A12:Pass through the second mirror of described virtual reality glasses in the infrared ray of the second mini type infrared ray LED transmitting When face refracts to second eyeball of described user, the second infrared lens group gathers the iris figure of half eyeball in the right side of described user Picture, described second infrared lens group at least includes infrared lens.
Wherein, the first infrared lens group, the second infrared lens group, the first mini type infrared ray LED and second are miniature infrared Line LED is a part for virtual reality glasses.First infrared lens group and the first mini type infrared ray LED are erected at virtual existing On first eyeglass of real glasses, the second infrared lens group and the second mini type infrared ray LED are erected at the of virtual reality glasses On two eyeglasses, the first eyeglass and the second eyeglass are different eyeglasses.First infrared lens group is in the first mirror of virtual reality glasses Concrete decorating position on piece passes through the first mirror of virtual reality glasses according to the infrared ray of the first mini type infrared ray LED transmitting Depending on the refraction angle in face;Concrete decorating position on the second eyeglass of virtual reality glasses for the second infrared lens group is according to the Depending on the infrared ray of two mini type infrared ray LED transmittings passes through the refraction angle of the second minute surface of virtual reality glasses.
In the present embodiment, the first eyeball and the second eyeball are different eyeballs, when the first eyeball is left eye ball, second Eyeball is right eye ball;When the first eyeball is right eye ball, the second eyeball is left eye ball.
In the present embodiment, the described first default iris image specifically can but be not limited to the default of left half eyeball In the range of iris image, the described second default iris image specifically can but be not limited to the default model for right half eyeball Iris image in enclosing.
In the present embodiment, the preset range of left half eyeball specifically can but be not limited to 25%~49%, right half The preset range of individual eyeball specifically can but be not limited to 25%~49%.
It is the iris image in the preset range of left half eyeball in the described first default iris image, described second presets When iris image is the iris image in the preset range of right half eyeball, the first default iris image and second of collection user The process of default iris image, specifically may comprise steps of:
Step A21:Pass through the first mirror of described virtual reality glasses in the infrared ray of the 3rd mini type infrared ray LED transmitting When face refracts to first eyeball of described user, the 3rd infrared lens group gathers the preset range of half eyeball in a left side of described user Interior iris image, described 3rd infrared lens group at least includes infrared lens.
Step A22:Pass through the second mirror of described virtual reality glasses in the infrared ray of the 4th mini type infrared ray LED transmitting When face refracts to second eyeball of described user, the 4th infrared lens group gathers the preset range of half eyeball in the right side of described user Interior iris image, described 4th infrared lens group at least includes infrared lens.
Embodiment two
In the present embodiment, expand another method of payment on the basis of the method for payment shown in Fig. 1, refer to Fig. 2, after pointing out authentication mistake, and exiting current payment interface, also includes:
Step S17:Described payment devices store described complete iris image to described iris image database.
After carrying out authentication mistake, payment devices store described complete iris image to described iris image number According to storehouse, so that when being paid next time, user can be made to be paid with legal identity.
Embodiment three
In the present embodiment, expand another method of payment on the basis of the method for payment shown in Fig. 1, refer to Fig. 3, may comprise steps of:
Step S31:Virtual reality glasses receive collection request, and gather the first default iris image of user and second pre- If iris image, the described first default affiliated eyeball of iris image is different with the described second default affiliated eyeball of iris image.
Step S32:Described virtual reality glasses utilize the image algorithm of iris image to the described first default iris image Processed with the described second default iris image, obtained complete iris image.
Step S33:Described virtual reality glasses send described complete iris image to payment devices.
Step S34:Described payment devices are searched in iris image database and be whether there is and described complete iris image phase The iris image of coupling.
If existing, execution step S35, if not existing, execution step S38.
In the present embodiment, step S11 to step S34 and the method for payment shown in Fig. 1 for step S31 is to step S14 Identical, will not be described here.
Step S35:Described payment devices gather the information in fingerprint of described user.
Step S36:Described payment devices are searched in fingerprint image data storehouse and be whether there is and described information in fingerprint phase The finger print information of coupling.
If existing, execution step S37, if not existing, execution step S38.
Step S37:Send the corresponding payment information of described complete iris image to trading server, so that described transaction clothes Business device carries out delivery operation according to described payment information.
Step S38:Prompting authentication mistake, and exit current payment interface.
In the present embodiment, on the basis of authentication is carried out by iris image identification, pass through fingerprint image further As information identification carries out authentication, realize the double verification to user identity, reduce authentication error rate and improve identification Accuracy, prevent identity fake.
Step S37 is identical with step S15 shown in Fig. 1 and step S16 with step S38, will not be described here.
Example IV
In the present embodiment, expand another method of payment on the basis of the method for payment shown in Fig. 3, refer to Fig. 4, after pointing out authentication mistake, and exiting current payment interface, also includes:
Step S39:Described payment devices store described information in fingerprint to described fingerprint image data storehouse.
After carrying out authentication mistake, payment devices store described information in fingerprint to described fingerprint image number According to storehouse, so that when being paid next time, user can be made to be paid with legal identity.
Embodiment five
Corresponding with said method embodiment, present embodiments provide a kind of payment system, refer to Fig. 5, payment system Including:Virtual reality glasses 51 and payment devices 52.
Virtual reality glasses 51 include:Iris capturing equipment 511 and image processing equipment 512.
Payment devices 52 include:First controller 521 and first memory 522.
Described iris capturing equipment 511, for receiving collection request, and gathers the first default iris image and the of user Two default iris images, the described first default affiliated eyeball of iris image and the described second default affiliated eyeball of iris image are not With.
In the present embodiment, the first default affiliated eyeball of iris image can be left eye ball, accordingly, the second default iris The affiliated eyeball of image is then right eye ball.Certainly, the first default affiliated eyeball of iris image can be right eye ball, accordingly, second The affiliated eyeball of default iris image is then left eye ball.
Described image processing equipment 512, for the image algorithm using iris image to the described first default iris image Processed with the described second default iris image, obtain complete iris image, and it is extremely described to send described complete iris image First controller 521.
Described first controller 521, whether there is and described complete iris image for searching in iris image database The iris image matching, if existing, sends the corresponding payment information of described complete iris image to trading server, so that Described trading server carries out delivery operation according to described payment information, if not existing, pointing out authentication mistake, and exiting Current payment interface.
Described first memory 522, for storing described iris image database.
The iris image being left half eyeball in the described first default iris image, the described second default iris image is the right side During the iris image of half eyeball, described iris capturing equipment 511 includes:First infrared lens group, the second infrared lens group, One mini type infrared ray LED and the second mini type infrared ray LED, described first infrared lens group at least includes an infrared mirror Head, described second infrared lens group at least includes infrared lens.
Described first mini type infrared ray LED and described second mini type infrared ray LED, are used to launch infrared ray.
Described first infrared lens group, passes through described virtual for the infrared ray in the first mini type infrared ray LED transmitting When the minute surface of Reality glasses 51 refracts to the eyeball of described user, gather the iris image of half eyeball in a left side of described user.
Described second infrared lens group, passes through described for the infrared ray in described first mini type infrared ray LED transmitting When the minute surface of virtual reality glasses 51 refracts to the eyeball of described user, gather the iris figure of half eyeball in the right side of described user Picture.
It is the iris image in the preset range of left half eyeball in the described first default iris image, described second presets When iris image is the iris image in the preset range of right half eyeball, described iris capturing equipment 511 includes:3rd is infrared Lens group, the 4th infrared lens group, the 3rd mini type infrared ray LED and the 4th mini type infrared ray LED, described 3rd infrared mirror Head group at least includes infrared lens, and described 4th infrared lens group at least includes infrared lens.
Described 3rd mini type infrared ray LED and described 4th mini type infrared ray LED, are used to launch infrared ray.
Described 3rd infrared lens group, passes through described virtual for the infrared ray in the 3rd mini type infrared ray LED transmitting When the minute surface of Reality glasses 51 refracts to the eyeball of described user, gather in the preset range of half eyeball in a left side of described user Iris image.
Described 4th infrared lens group, passes through described for the infrared ray in described 4th mini type infrared ray LED transmitting When the minute surface of virtual reality glasses 51 refracts to the eyeball of described user, gather the preset range of half eyeball in the right side of described user Interior iris image.
In the present embodiment, the first controller 521 is additionally operable in described prompting authentication mistake, and exits current payment After interface, described complete iris image is stored to described iris image database.
Embodiment six
In the present embodiment, expand another payment system on the basis of the payment system shown in Fig. 5, refer to Fig. 6, on the basis of the payment system shown in Fig. 5, payment devices 52 also include:Fingerprint collecting equipment 523, second controller 524 and second memory 525.
Described fingerprint collecting equipment 523, for gathering the information in fingerprint of described user.
Described second controller 524, whether there is and described information in fingerprint for searching in fingerprint image data storehouse The fingerprint image information matching, if existing, triggering described first controller 521 and sending corresponding of described complete iris image The information of paying, to trading server, if not existing, being pointed out authentication mistake, and being exited current payment interface.
Described second memory 525, for storing described fingerprint image data storehouse.
In the present embodiment, second controller 524 is additionally operable in described prompting authentication mistake, and exits current payment After interface, described information in fingerprint is stored to described fingerprint image data storehouse.
It should be noted that each embodiment in this specification is all described by the way of going forward one by one, each embodiment weight Point explanation is all difference with other embodiment, between each embodiment identical similar partly mutually referring to. For device class embodiment, due to itself and embodiment of the method basic simlarity, so description is fairly simple, related part ginseng See that the part of embodiment of the method illustrates.
Last in addition it is also necessary to explanation, herein, such as first and second or the like relational terms be used merely to by One entity or operation are made a distinction with another entity or operation, and not necessarily require or imply these entities or operation Between there is any this actual relation or order.And, term " inclusion ", "comprising" or its any other variant meaning Covering comprising of nonexcludability, so that including a series of process of key elements, method, article or equipment not only include that A little key elements, but also include other key elements being not expressly set out, or also include for this process, method, article or The intrinsic key element of equipment.In the absence of more restrictions, the key element being limited by sentence "including a ...", does not arrange Remove and also there is other identical element in the process including described key element, method, article or equipment.
Above a kind of method of payment provided herein and system are described in detail, used herein specifically Individual example is set forth to the principle of the application and embodiment, and the explanation of above example is only intended to help and understands the application Method and its core concept;Simultaneously for one of ordinary skill in the art, according to the thought of the application, it is being embodied as All will change in mode and range of application, in sum, this specification content should not be construed as the restriction to the application.

Claims (14)

1. a kind of method of payment is it is characterised in that include:
Virtual reality glasses receive collection and ask, and gather the first default iris image and the second default iris image of user, The described first default affiliated eyeball of iris image is different with the described second default affiliated eyeball of iris image;
Described virtual reality glasses utilize the image algorithm of iris image to the described first default iris image and described second pre- If iris image is processed, obtain complete iris image;
Described virtual reality glasses send described complete iris image to payment devices;
Described payment devices are searched in iris image database with the presence or absence of the iris figure being matched with described complete iris image Picture;
If existing, send the corresponding payment information of described complete iris image to trading server, so that described transactional services Device carries out delivery operation according to described payment information;
If not existing, pointing out authentication mistake, and exiting current payment interface.
2. method according to claim 1 is it is characterised in that the described first default iris image is the rainbow of left half eyeball Film image, the described second default iris image is the iris image of right half eyeball.
3. method according to claim 2 is it is characterised in that the first default iris image and second of described collection user The process of default iris image, including:
Refracted to described by the first minute surface of described virtual reality glasses in the infrared ray of the first mini type infrared ray LED transmitting During first eyeball of user, the first infrared lens group gathers the iris image of half eyeball in a left side of described user, and described first is red Outer lens group at least includes infrared lens;
Refracted to described by the second minute surface of described virtual reality glasses in the infrared ray of the second mini type infrared ray LED transmitting During second eyeball of user, the second infrared lens group gathers the iris image of half eyeball in the right side of described user, and described second is red Outer lens group at least includes infrared lens.
4. method according to claim 1 is it is characterised in that the described first default iris image is the pre- of left half eyeball If the iris image in scope, the described second default iris image is the iris image in the preset range of right half eyeball.
5. method according to claim 4 is it is characterised in that the first default iris image and second of described collection user The process of default iris image, including:
Refracted to described by the first minute surface of described virtual reality glasses in the infrared ray of the 3rd mini type infrared ray LED transmitting During first eyeball of user, the 3rd infrared lens group gathers the iris figure in the preset range of half eyeball in a left side of described user Picture, described 3rd infrared lens group at least includes infrared lens;
Refracted to described by the second minute surface of described virtual reality glasses in the infrared ray of the 4th mini type infrared ray LED transmitting During second eyeball of user, the 4th infrared lens group gathers the iris figure in the preset range of half eyeball in the right side of described user Picture, described 4th infrared lens group at least includes infrared lens.
6. method according to claim 1 is it is characterised in that the corresponding disbursement letter of the described complete iris image of described transmission Cease to before trading server, also include:
Described payment devices gather the information in fingerprint of described user;
Described payment devices are searched in fingerprint image data storehouse with the presence or absence of the fingerprint letter being matched with described information in fingerprint Breath;
If existing, execute the described corresponding payment information of described complete iris image that sends to the step of trading server;
If not existing, pointing out authentication mistake, and exiting current payment interface.
7. method according to claim 6 is it is characterised in that described prompting authentication mistake, and exits current payment After interface, also include:
Described payment devices store described information in fingerprint to described fingerprint image data storehouse.
8. method according to claim 1 is it is characterised in that described prompting authentication mistake, and exits current payment After interface, also include:
Described payment devices store described complete iris image to described iris image database.
9. a kind of payment system is it is characterised in that include:Virtual reality glasses and payment devices, described virtual reality glasses bag Include:Iris capturing equipment and image processing equipment, described payment devices include:First controller and first memory;
Described iris capturing equipment, for receiving collection request, and gathers the first default iris image of user and second default Iris image, the described first default affiliated eyeball of iris image is different with the described second default affiliated eyeball of iris image;
Described image processing equipment, for the image algorithm using iris image to the described first default iris image and described the Two default iris images are processed, and obtain complete iris image, and send described complete iris image to described first control Device;
Described first controller, is matched with described complete iris image for searching to whether there is in iris image database Iris image, if existing, sends the corresponding payment information of described complete iris image to trading server, so that described transaction Server carries out delivery operation according to described payment information, if not existing, points out authentication mistake, and exits current payment Interface;
Described first memory, for storing described iris image database.
10. system according to claim 9 is it is characterised in that be left half eyeball in the described first default iris image Iris image, when the described second default iris image is the iris image of right half eyeball, described iris capturing equipment includes: First infrared lens group, the second infrared lens group, the first mini type infrared ray LED and the second mini type infrared ray LED, described One infrared lens group at least includes infrared lens, and described second infrared lens group at least includes infrared lens;
Described first mini type infrared ray LED and described second mini type infrared ray LED, are used to launch infrared ray;
Described first infrared lens group, for the infrared ray in the first mini type infrared ray LED transmitting by described virtual reality When the minute surface of glasses refracts to the eyeball of described user, gather the iris image of half eyeball in a left side of described user;
Described second infrared lens group, passes through described virtual for the infrared ray in described first mini type infrared ray LED transmitting When the minute surface of Reality glasses refracts to the eyeball of described user, gather the iris image of half eyeball in the right side of described user.
11. systems according to claim 9 are it is characterised in that be left half eyeball in the described first default iris image Preset range in iris image, the described second default iris image is the iris image in the preset range of right half eyeball When, described iris capturing equipment includes:3rd infrared lens group, the 4th infrared lens group, the 3rd mini type infrared ray LED and Four mini type infrared ray LED, described 3rd infrared lens group at least includes infrared lens, and described 4th infrared lens group is extremely Include infrared lens less;
Described 3rd mini type infrared ray LED and described 4th mini type infrared ray LED, are used to launch infrared ray;
Described 3rd infrared lens group, for the infrared ray in the 3rd mini type infrared ray LED transmitting by described virtual reality When the minute surface of glasses refracts to the eyeball of described user, gather the iris figure in the preset range of half eyeball in a left side of described user Picture;
Described 4th infrared lens group, passes through described virtual for the infrared ray in described 4th mini type infrared ray LED transmitting When the minute surface of Reality glasses refracts to the eyeball of described user, gather the rainbow in the preset range of half eyeball in the right side of described user Film image.
12. systems according to claim 9 are it is characterised in that described payment devices also include:Fingerprint collecting equipment, Two controllers and second memory;
Described fingerprint collecting equipment, for gathering the information in fingerprint of described user;
Described second controller, is matched with described information in fingerprint for searching to whether there is in fingerprint image data storehouse Fingerprint image information, if existing, triggering described first controller and sending the corresponding payment information best friend of described complete iris image Easily server, if not existing, pointing out authentication mistake, and exiting current payment interface;
Described second memory, for storing described fingerprint image data storehouse.
13. systems according to claim 12 are it is characterised in that described second controller is additionally operable in described prompting identity Authentication error, and after exiting current payment interface, described information in fingerprint is stored to described fingerprint image data storehouse.
14. systems according to claim 9 are it is characterised in that described first controller is additionally operable in described prompting identity Authentication error, and after exiting current payment interface, described complete iris image is stored to described iris image database.
CN201610840165.9A 2016-09-21 2016-09-21 Payment method and system Pending CN106408303A (en)

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