CN105898418A

CN105898418A - Intelligent terminal, remote controller, and intelligent terminal payment method

Info

Publication number: CN105898418A
Application number: CN201610279911.1A
Authority: CN
Inventors: 李江通; 王智
Original assignee: Leshi Zhixin Electronic Technology Tianjin Co Ltd; LeTV Holding Beijing Co Ltd
Current assignee: Leshi Zhixin Electronic Technology Tianjin Co Ltd; LeTV Holding Beijing Co Ltd
Priority date: 2016-04-28
Filing date: 2016-04-28
Publication date: 2016-08-24
Also published as: WO2017185610A1

Abstract

The embodiment of the invention provides an intelligent terminal, a remote controller and an intelligent terminal payment method, and relates to the technical field of videos. The method comprises the steps that the intelligent terminal obtains the fingerprint information collected by a remote controller before the payment of a transaction order on the intelligent terminal; the intelligent terminal carries out the recognition of the fingerprint information; the intelligent terminal sends a transaction order payment request to a cloud server when the intelligent terminal recognizes that the fingerprint information is matched with the pre-stored fingerprint information of a first user, wherein the transaction order payment request comprises the payment information of the first user, so as to carry out the payment of the transaction according to the payment information of the first user. The remote controller is used for the collection of the fingerprint information of the user, and the intelligent terminal carries out the recognition of the fingerprint information, determines a specific user matched with the fingerprint information, and carries out the order payment based on the payment information of the specific user, thereby reducing the complexity of user operation, and improving the flexibility of order payment on the intelligent terminal.

Description

Intelligent terminal, remote controller and intelligent terminal payment method

Technical Field

The embodiment of the invention relates to the technical field of videos, in particular to an intelligent terminal, a remote controller and an intelligent terminal payment method.

Background

With the development of the smart television, the smart television can also have a payment function like a mobile terminal.

In the process of implementing the present invention, the inventor finds that, in the prior art, a television payment method is to generate a two-dimensional code of an order to be paid on a television, scan the two-dimensional code of the order to be paid by using a mobile terminal, then complete payment of the order on the mobile terminal, and after completing the payment by the mobile terminal, display a payment result on the television. The flexibility of the payment mode is poor, and the payment can be completed only by depending on the mobile terminal.

In another television payment method, the payment of a television can be realized without depending on a mobile terminal, the payment method needs a user to input a user name and a password on a television browser for many times, the input operation by using a television remote controller has higher operation complexity compared with the text input of the mobile terminal, the security of the user name and the password input on the television is not high, and sensitive information is easy to intercept and steal.

In summary, the existing television payment system has the technical problem of low payment operation flexibility.

Disclosure of Invention

The embodiment of the invention provides an intelligent terminal, a remote controller and an intelligent terminal payment method, which are used for solving the technical problem of low payment operation flexibility in the existing television payment system.

The first intelligent terminal payment method provided by the embodiment of the invention comprises the following steps:

the method comprises the steps that before the intelligent terminal pays a transaction order on the intelligent terminal, fingerprint information collected by a remote controller is obtained;

the intelligent terminal identifies the fingerprint information;

when recognizing that the fingerprint information is matched with the fingerprint information of the first user stored in advance, the intelligent terminal sends a payment request of the transaction order to the cloud server, wherein the payment request carries the payment information of the first user, and the payment of the transaction order is carried out according to the payment information of the first user.

In the embodiment of the invention, before order payment is carried out on the intelligent terminal, the fingerprint information of the user is acquired by the remote controller, the fingerprint information is identified by the intelligent terminal, the specific user matched with the fingerprint information is determined, the order payment is carried out based on the payment information of the specific user, the identification of different users is realized, the intelligent payment based on the payment information set by different users is realized, the payment can be finished by depending on a mobile terminal, the condition that the user inputs an account number and a password of a payment account during each payment is avoided, the complexity of user operation is reduced, and the flexibility of order payment on the intelligent terminal is improved.

the method comprises the steps that a remote controller receives a fingerprint identification instruction sent by an intelligent terminal, wherein the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on a transaction order on the intelligent terminal;

the remote controller sends the acquired fingerprint information to the intelligent terminal according to the received fingerprint identification instruction, so that when the intelligent terminal identifies that the fingerprint information is matched with the fingerprint information of the first user stored in advance, a payment request of a transaction order is sent to a cloud server.

In the embodiment of the invention, before order payment is carried out on the intelligent terminal, the fingerprint information of the user is acquired by the remote controller, the fingerprint information is identified by the intelligent terminal, the specific user matched with the fingerprint information is determined, the order payment is carried out based on the payment information of the specific user, the identification of different users is realized, the intelligent payment based on the payment information set by different users is realized, the payment can be finished by depending on a mobile terminal, the condition that the user inputs an account number and a password of a payment account during each payment is avoided, the complexity of user operation is reduced, and the flexibility of order payment on the intelligent terminal is improved. And the remote controller side does not need to store the fingerprint information of the user and match the fingerprint information with the user, so that a large amount of operation work is avoided, and the remote controller can select a processor (CPU) with lower performance so as to reduce the manufacturing cost of the remote controller.

The second intelligent terminal payment method provided by the embodiment of the invention comprises the following steps:

the method comprises the steps that an intelligent terminal sends a fingerprint identification instruction to a remote controller, wherein the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on a transaction order on the intelligent terminal;

the intelligent terminal receives a fingerprint identification result sent by the remote controller, wherein the fingerprint identification result comprises identification information of a first user matched with the fingerprint information;

and the intelligent terminal sends a payment request of the transaction order to a cloud server according to the identification information of the first user, wherein the payment request comprises the payment information of the first user.

In the embodiment of the invention, before order payment is carried out on the intelligent terminal, the fingerprint information of the user is acquired and identified by the remote controller, the specific user matched with the fingerprint information is determined, then the payment information of the specific user is searched by the identification information of the specific user of the intelligent terminal, and the order payment is carried out based on the payment information of the specific user, so that the identification of different users and the intelligent payment based on the payment information set by different users are realized, the payment can be finished by relying on a mobile terminal, the condition that the account number and the password of a payment account are input when the user pays every time is avoided, the complexity of user operation is reduced, and the flexibility of order payment on the intelligent terminal is improved.

the remote controller identifies the acquired fingerprint information, and when the fingerprint information is identified to be matched with the pre-stored fingerprint information of the first user, a fingerprint identification result is sent to the intelligent terminal, wherein the fingerprint identification result comprises identification information of the first user matched with the fingerprint information, so that the intelligent terminal sends a payment request of a transaction order to the cloud server according to the identification information of the first user, and the payment request comprises the payment information of the first user.

Aiming at a first intelligent terminal payment method provided by the embodiment of the invention, the embodiment of the invention provides an intelligent terminal, which comprises the following steps:

the acquisition module is used for acquiring fingerprint information acquired by the remote controller before payment is carried out on a transaction order on the intelligent terminal;

the identification module is used for identifying the fingerprint information;

and the processing module is used for sending a payment request of the transaction order to the cloud server when the fingerprint information is identified to be matched with the prestored fingerprint information of the first user, wherein the payment request carries the payment information of the first user, so that the payment of the transaction order is carried out according to the payment information of the first user.

Aiming at a first intelligent terminal payment method provided by the embodiment of the invention, the embodiment of the invention provides a remote controller which comprises the following steps:

the system comprises a receiving and sending module, a processing module and a processing module, wherein the receiving and sending module is used for receiving a fingerprint identification instruction sent by an intelligent terminal, and the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on a transaction order on the intelligent terminal;

the receiving and sending module is further configured to send the acquired fingerprint information to the intelligent terminal according to the received fingerprint identification instruction, so that the intelligent terminal sends a payment request of a transaction order to a cloud server when recognizing that the fingerprint information matches with the pre-stored fingerprint information of the first user.

In the embodiment of the invention, before order payment is carried out on the intelligent terminal, the fingerprint information of the user is acquired by the remote controller, the fingerprint information is identified by the intelligent terminal, the specific user matched with the fingerprint information is determined, the order payment is carried out based on the payment information of the specific user, the identification of different users is realized, the intelligent payment based on the payment information set by different users is realized, the payment can be finished by depending on a mobile terminal, the condition that the user inputs an account number and a password of a payment account during each payment is avoided, the complexity of user operation is reduced, and the flexibility of order payment on the intelligent terminal is improved. The remote controller side does not need to store the fingerprint information of the user and match the fingerprint information with the user, so that a large amount of operation work is avoided, and the remote controller can select a processor (CPU) with lower performance so as to reduce the manufacturing cost of the remote controller.

For a second intelligent terminal payment method provided by the embodiment of the present invention, an embodiment of the present invention provides an intelligent terminal, including:

the system comprises a receiving and sending module, a processing module and a processing module, wherein the receiving and sending module is used for sending a fingerprint identification instruction to a remote controller, and the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on a transaction order on the intelligent terminal;

the transceiver module is further configured to receive a fingerprint identification result sent by the remote controller, where the fingerprint identification result includes identification information of a first user matched with the fingerprint information;

a processing module, configured to send, according to the identification information of the first user, a payment request of the transaction order to a cloud server through the transceiver module 701, where the payment request includes payment information of the first user.

Aiming at a second intelligent terminal payment method provided by the embodiment of the invention, the embodiment of the invention provides a remote controller, which comprises the following steps:

the receiving and sending module is used for receiving a fingerprint identification instruction sent by the intelligent terminal, wherein the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on a transaction order on the intelligent terminal;

the identification module is used for identifying the acquired fingerprint information, and sending a fingerprint identification result to the intelligent terminal when the fingerprint information is identified to be matched with the pre-stored fingerprint information of the first user, wherein the fingerprint identification result comprises identification information of the first user matched with the fingerprint information, so that the intelligent terminal sends a payment request of a transaction order to the cloud server according to the identification information of the first user, and the payment request comprises the payment information of the first user.

Drawings

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and those skilled in the art can also obtain other drawings according to the drawings without creative efforts.

Fig. 1a, 1b to 2 are flowcharts of an intelligent terminal payment method based on a first application scenario according to the present invention;

fig. 3 to fig. 4 are flowcharts of an intelligent terminal payment method based on a second application scenario according to the present invention;

fig. 5 is a schematic structural diagram of an intelligent terminal based on a first application scenario according to the present invention;

fig. 6a to fig. 6b are schematic structural diagrams of a remote controller based on a first application scenario according to the present invention;

fig. 7 is a schematic structural diagram of an intelligent terminal based on a second application scenario according to the present invention;

fig. 8 is a schematic structural diagram of a remote controller based on a second application scenario.

Detailed Description

In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

The embodiment of the invention provides an intelligent terminal, a remote controller and an intelligent terminal payment method, which are used for solving the technical problem of low payment operation flexibility in the existing television payment system. The intelligent terminal payment method provided by the embodiment of the invention comprises two application scenes, wherein the first application scene is that before order payment is carried out on the intelligent terminal, the fingerprint information of a user is acquired by a remote controller, the fingerprint information is identified by the intelligent terminal, the specific user matched with the fingerprint information is determined, and the order payment is carried out based on the payment information of the specific user. The second application scenario is that before order payment is carried out on the intelligent terminal, fingerprint information of a user is collected and identified by a remote controller, a specific user matched with the fingerprint information is determined, then payment information of the specific user is searched by identification information of the specific user of the intelligent terminal, and order payment is carried out based on the payment information of the specific user. The intelligent terminal payment methods under the two scenes provided by the embodiment of the invention can realize the identification of different users and the intelligent payment based on the payment information set by different users, avoid the payment which can be finished by depending on a mobile terminal, also avoid the condition that the user inputs the account number and the password of a payment account during each payment, reduce the complexity of user operation and improve the flexibility of order payment on the intelligent terminal. The cloud server in the embodiment of the invention is a cloud platform for performing data interaction with the smart television to complete order payment. The following detailed description is to be read in connection with specific embodiments.

Example 1

As shown in fig. 1a, the main process of the intelligent terminal payment method based on the first application scenario specifically includes:

step 101, before payment is carried out on a transaction order on an intelligent terminal, the intelligent terminal acquires fingerprint information acquired by a remote controller;

102, identifying the fingerprint information by the intelligent terminal;

and 103, when recognizing that the fingerprint information is matched with the fingerprint information of the first user stored in advance, the intelligent terminal sends a payment request of the transaction order to the cloud server, wherein the payment request carries the payment information of the first user, so that the payment of the transaction order is carried out according to the payment information of the first user.

The following description is made for the intelligent terminal in the above method flow:

the intelligent terminal can be an intelligent television or other display equipment capable of acquiring fingerprint information through a remote controller.

The following description is made for the remote controller in the above method flow:

the remote controller is provided with a fingerprint identification area, and the fingerprint identification area can be a key with a fingerprint identification function or a non-key area but has the fingerprint identification function. The key with the fingerprint identification function can be any key integrating a fingerprint identification module on the remote controller, such as a start key, an enter key and the like, and can also be a key which is added on the remote controller and is specially used for fingerprint identification.

In one embodiment, the fingerprint identification area may be powered on all the time, and may be in a state of collecting fingerprint information of the user in real time. However, if the fingerprint identification area is always powered on, the power consumption of the remote controller is increased.

In one embodiment, after the remote controller receives a fingerprint identification instruction sent by the intelligent terminal, the fingerprint identification area is set to be in a power-on state, and fingerprint information collection is started. Under the scene that need not carry out fingerprint collection, intelligent terminal sends the instruction of closing the fingerprint identification function to the remote controller, and after the instruction of closing the fingerprint identification function was received to the remote controller, set the fingerprint identification region to the off-state, at this moment, if the fingerprint identification region is for the button that has the fingerprint identification function, the button that has the fingerprint identification function uses as the ordinary button of remote controller.

Before the method flows, the intelligent terminal records the fingerprint information of each user. When each user uses the intelligent terminal for the first time, the intelligent terminal can record the fingerprint information of each user and record the account information of the user according to the fingerprint information of each user. Each user stores respective fingerprint information in the intelligent terminal through the key with the fingerprint identification function of the remote controller, for example, the user 1 selects a fingerprint acquisition operation interface on the intelligent television interface through the key of the remote controller, and the user inputs a fingerprint on the key with the fingerprint identification function according to an operation prompt displayed on the fingerprint acquisition operation interface until the intelligent terminal prompts that the fingerprint is successfully input. For another example, the start key integrates a fingerprint identification module, and when a user starts the television for the first time, the smart television records fingerprint information of the user. After the fingerprint information is successfully input for the first time, the user can also set payment account information, the fingerprint information of one user can be bound with the payment account information of a plurality of users, and the payment account information comprises a payment account and a payment password.

The fingerprint information of the user is a fingerprint feature code collected and identified by a fingerprint identification module of the remote controller. After the remote controller collects the fingerprint information, the fingerprint information can be encrypted and then sent to the intelligent terminal.

The intelligent terminal is internally provided with a fingerprint identification algorithm, the fingerprint characteristics in the received fingerprint information are identified according to the fingerprint identification algorithm, and the user fingerprint information matched with the fingerprint characteristics is searched from the mapping relation between the prestored fingerprint characteristics and the user fingerprint information, so that the matching of the received user fingerprint information and the fingerprint information of which user can be determined. The fingerprint characteristics of each user are unique, such that the fingerprint characteristics of a first user correspond to the fingerprint information of the first user and the fingerprint characteristics of a second user correspond to the fingerprint information of the second user. And the corresponding relation between the fingerprint characteristics and the user fingerprint information is stored in the intelligent terminal.

According to the method, when dad inputs the fingerprint through a remote controller, the smart television can recognize that the input fingerprint information is the fingerprint of dad, and at the moment, the first user refers to dad. When grandpa passes through the remote controller input fingerprint, the fingerprint information that the smart TV can discern the input is grandpa's fingerprint, and first user indicates grandpa this moment. Since the fingerprint of each person is different, the specific user using the smart television is determined according to the fingerprint identification.

Further, in step 101, fingerprint information collected by the remote controller is obtained by two methods.

The first mode of obtaining fingerprint information collected by a remote controller comprises the following steps: the intelligent terminal sends a fingerprint identification instruction to the remote controller; the intelligent terminal receives fingerprint information collected by the remote controller, and the fingerprint information is collected after the remote controller starts a fingerprint identification function of a fingerprint identification area according to a fingerprint identification instruction. The fingerprint identification area of the embodiment of the invention can also be in a power-on state all the time, and the fingerprint information is acquired by the remote controller after receiving the fingerprint identification instruction.

The second way of obtaining the fingerprint information collected by the remote controller includes:

the intelligent terminal displays first prompt information, the first prompt information is used for prompting a user to confirm a payment mode of a transaction order, and the first prompt information at least comprises a payment mode of fingerprint payment; the intelligent terminal receives fingerprint information sent by the remote controller after receiving a first confirmation instruction sent by the remote controller; wherein the first confirmation instruction is to determine that payment for the trade order is made in a fingerprint payment manner; the fingerprint information is collected after the remote controller starts the fingerprint identification function of the fingerprint identification area according to the first confirmation instruction.

In step 101, the scenario before payment is performed on the transaction order on the intelligent terminal includes a scenario when the transaction order to be paid is displayed on the intelligent terminal to prompt the user to perform payment, or a scenario when the user does not immediately pay after the payment information of the transaction order is generated and displayed, and the subsequent user performs payment on the transaction order to be paid.

Further, in step 101, the fingerprint information acquired by the intelligent terminal is encrypted fingerprint data.

In step 102, the intelligent terminal identifies the fingerprint information, including: the intelligent terminal decrypts the fingerprint information according to an encryption and decryption key agreed with the remote controller in advance; identifying fingerprint characteristics in the decrypted fingerprint information according to a fingerprint identification algorithm; and searching the user fingerprint information matched with the fingerprint characteristics from the mapping relation between the fingerprint characteristics stored in advance and the user fingerprint information.

In step 102, if it is identified that the received user fingerprint information matches with the pre-stored fingerprint information of the first user, it may be determined that the user currently using the intelligent terminal is the first user.

Further, the fingerprint information of the first user is bound with the information of the plurality of payment accounts; after the fingerprint information is identified to be matched with the fingerprint information of the first user stored in advance, before the payment request of the transaction order is sent to the cloud server, the method further comprises the following steps: the intelligent terminal displays second prompt information, the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user, and the second prompt information is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order; after the intelligent terminal receives a second confirmation instruction sent by the remote controller, sending a payment request of the transaction order to the cloud server; the second confirmation indication includes payment account information selected by the first user.

Further, in step 102, if it is identified that the fingerprint information is not matched with the pre-stored fingerprint information of the first user, a third prompt message is displayed, where the third prompt message is used to prompt the first user to perform fingerprint collection again in the fingerprint collection area of the remote controller.

In the embodiment of the present invention, the payment request sent by the intelligent terminal to the cloud server may be implemented in two ways:

the first way is fingerprint payment: the payment request sent by the intelligent terminal to the cloud server comprises payment account information of a first user and fingerprint information of the first user; the payment account information of the first user is the payment account information which is preset by the first user and is bound with the fingerprint information of the first user; the intelligent terminal receives a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user and the fingerprint information of the first user pass safety verification or not according to a preset binding relationship between the payment account information and the fingerprint information. Because the fingerprint characteristics of different users are different, the fingerprint information and the payment account information are verified simultaneously, and the security of order payment can be improved in a fingerprint payment mode.

The second payment method is payment by a common bank account: the payment request sent by the intelligent terminal to the cloud server comprises payment account information of the first user; the payment account information of the first user is the payment account information which is preset by the first user and is bound with the fingerprint information of the first user; the intelligent terminal receives a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user is matched with the payment account information stored on the cloud server.

Further, if the payment result is payment success, the intelligent terminal displays that the transaction order payment is successful, and if the payment result is payment failure, the intelligent terminal displays fourth prompt information, wherein the fourth prompt information includes a plurality of payment account information bound with the fingerprint information of the first user, and the fourth prompt information is used for prompting the first user to reselect one payment account information from the plurality of payment account information to pay the transaction order. Until payment is successful. And if the payment failure times exceed the set value, prompting the user to cancel the order.

For the remote controller in the above embodiment, as shown in fig. 1b, the following steps are performed:

step B1, the remote controller receives a fingerprint identification instruction sent by the intelligent terminal, and the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on the transaction order on the intelligent terminal;

and step B2, the remote controller sends the acquired fingerprint information to the intelligent terminal according to the received fingerprint identification instruction, so that the intelligent terminal sends a payment request of the transaction order to the cloud server when identifying that the fingerprint information is matched with the fingerprint information of the first user stored in advance.

Further, before the remote controller sends the acquired fingerprint information to the intelligent terminal, the fingerprint information is acquired by the following method:

in the first mode, the remote controller collects fingerprint information according to the fingerprint identification instruction.

In the second mode, the remote controller powers on the fingerprint identification area of the remote controller according to the fingerprint identification instruction; and collecting fingerprint information after the fingerprint identification area is powered on.

Further, the fingerprint information is encrypted fingerprint data;

before the remote controller sends the acquired fingerprint information to the intelligent terminal, the method further comprises the following steps: the remote controller encrypts the fingerprint information according to an encryption and decryption key agreed with the intelligent terminal in advance.

Further, in another embodiment, before the remote controller sends the collected fingerprint information to the intelligent terminal, the fingerprint information is collected by the following method:

after the intelligent terminal displays the first prompt information, the first prompt information is used for prompting a user to confirm a payment mode of a transaction order, the first prompt information at least comprises a payment mode of fingerprint payment, the user instructs to adopt fingerprint payment, at the moment, the remote controller sends a first confirmation instruction to the intelligent terminal, and the first confirmation instruction is used for instructing the intelligent terminal user to select to carry out payment of the transaction order in a fingerprint payment mode. The remote controller sends a first confirmation instruction to the intelligent terminal, meanwhile, the fingerprint identification area of the remote controller is powered on, and fingerprint information is collected after the fingerprint identification area is powered on.

Further, after the remote controller sends the acquired fingerprint information to the intelligent terminal, the remote controller also sends a second confirmation instruction to the intelligent terminal, wherein the second confirmation instruction comprises the payment account information selected by the first user.

The second confirmation instruction is sent after the intelligent terminal displays second prompt information, the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user, and the second prompt information is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order.

In the above method flow, the remote controller collects the user fingerprint information, and the intelligent terminal stores the user fingerprint information and identifies the user fingerprint information (i.e. the matching process of the fingerprint information and the user), and the method also has the following technical effects:

first, the remote controller does not need to store user fingerprint information and match the fingerprint information with a user, so that a large amount of operation work is avoided, and the remote controller can select a processor (CPU) with lower performance, thereby reducing the manufacturing cost of the remote controller.

Secondly, because the intelligent terminal can communicate with the cloud server through the network (for example, the online watching television programs are obtained through the wireless network), the fingerprint identification algorithm integrated in the intelligent terminal can be updated in real time through an Over The Air (OTA) technology, and the continuous optimization of the fingerprint identification algorithm is realized.

Thirdly, after the intelligent terminal stores and identifies the user fingerprint information and determines a specific user using the intelligent terminal, other application scenarios can be expanded according to the specific user information, for example, a privacy space is provided for the specific user, and the user can check after entering the fingerprint.

Example 2

As shown in fig. 2, the main process of the intelligent terminal payment method based on the first application scenario specifically includes:

step 201, before payment is carried out on a transaction order on an intelligent terminal, the intelligent terminal displays first prompt information, wherein the first prompt information is used for prompting a user to confirm a payment mode of the transaction order, and the first prompt information at least comprises a payment mode of fingerprint payment;

step 202, the remote controller sends a first confirmation instruction aiming at the first prompt message to the intelligent terminal; the first confirmation indication includes information identifying payment for the transaction order as a fingerprint payment,

step 203, the remote controller powers on the remote controller fingerprint identification area according to the first confirmation instruction, and starts to collect user fingerprint information after the remote controller fingerprint identification area is powered on;

step 204, the remote controller sends fingerprint information acquired by the fingerprint identification area to the intelligent terminal;

step 205, the intelligent terminal identifies the fingerprint information;

step 206, when recognizing that the fingerprint information matches with the fingerprint information of the first user stored in advance, the intelligent terminal displays second prompt information, wherein the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user, and the second prompt information is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order;

and step 207, the remote controller sends a second confirmation instruction to the intelligent terminal, wherein the second confirmation instruction comprises the payment account information selected by the first user.

Step 208, the intelligent terminal sends a payment request of the transaction order to the cloud server according to the payment account information selected by the first user;

specifically, the payment request includes payment account information of the first user and fingerprint information of the first user; the payment account information of the first user is the payment account information which is preset by the first user and is bound with the fingerprint information of the first user;

step 209, the intelligent terminal receives a payment result sent by the cloud server, where the payment result is sent after the cloud server judges whether the payment account information of the first user and the fingerprint information of the first user pass security verification according to a preset binding relationship between the payment account information and the fingerprint information.

Specifically, the cloud server judges that the payment account information of the first user and the fingerprint information of the first user pass safety verification according to a preset binding relationship between the payment account information and the fingerprint information, and a payment result is payment success information; and if the payment account information of the first user and the fingerprint information of the first user are judged not to pass the safety verification, the payment result is payment failure information. For example, a child inputs a fingerprint to pay an order, but the cloud does not store the payment account and fingerprint information of the child, so that the fingerprint of the child cannot pass verification. For another example, after dad inputs a fingerprint, the fingerprint information of dad and the account information of dad in the payment request are inconsistent with the account information and fingerprint information stored in the cloud (possibly, the fingerprint stored in the cloud is matched, but the account is not matched), and cannot pass verification.

And step 210, the intelligent terminal displays the payment result.

Example 3

As shown in fig. 3, the main process of the intelligent terminal payment method based on the second application scenario specifically includes:

step 301, a remote controller receives a fingerprint identification instruction sent by an intelligent terminal, wherein the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on a transaction order on the intelligent terminal;

step 302, the remote controller identifies the acquired fingerprint information, and when the fingerprint information is identified to be matched with the pre-stored fingerprint information of the first user, a fingerprint identification result is sent to the intelligent terminal, wherein the fingerprint identification result comprises identification information of the first user matched with the fingerprint information, so that the intelligent terminal sends a payment request of a transaction order to the cloud server according to the identification information of the first user, and the payment request comprises the payment information of the first user.

In the above method flow, the identification information of the first user may be a unique identification number generated by the remote controller for the first user, or may be identification information in other forms that can distinguish the first user.

In the application scene, the remote controller collects fingerprint information, the identification information of a specific user is identified according to the fingerprint information, and the intelligent terminal pays a transaction order according to the identification information of the specific user, so that the situation that the remote controller sends the fingerprint information of the user to the intelligent terminal is avoided, the fingerprint information of the user is prevented from being intercepted or cracked in the process of sending the fingerprint information to the intelligent terminal, and the application scene has high safety.

The following description is made for the remote controller:

the remote controller not only has the functions of fingerprint acquisition and identification, but also has the function of identifying the fingerprint information to be matched with the fingerprint information of which user is stored in advance according to the fingerprint information. That is, the remote controller includes both a fingerprint recognition module for performing fingerprint collection and recognition and a fingerprint recognition algorithm for determining which user's fingerprint information matches the collected user's fingerprint information.

In practical application, the key with the fingerprint identification function or the fingerprint identification module in the special fingerprint identification area can be powered on all the time or when the fingerprint identification function needs to be started, and the powered fingerprint identification module is used for collecting and identifying the fingerprint feature code of the fingerprint input by the user.

For example, after the remote controller receives a fingerprint identification instruction sent by the intelligent terminal, fingerprint information is collected in the following way:

And in the second mode, the remote controller powers on the fingerprint identification area of the remote controller according to the fingerprint identification instruction, and acquires fingerprint information after the fingerprint identification area is powered on.

The fingerprint information of each user is recorded in the remote controller in advance. When each user uses the remote controller with the fingerprint identification function for the first time, the input operation of the fingerprint information is firstly carried out through the keys with the fingerprint identification function on the remote controller or the special fingerprint identification area, and the remote controller can record the corresponding relation between the fingerprint information of each user and the user identification information.

The process that the remote controller determines the fingerprint information of the collected user to be matched with the fingerprint information of which user according to the fingerprint identification algorithm comprises the following steps: the remote controller identifies the fingerprint characteristics in the received fingerprint information according to a fingerprint identification algorithm, and searches the user fingerprint information matched with the fingerprint characteristics from the mapping relation between the pre-stored fingerprint characteristics and the user fingerprint information, so that the matching of the received user fingerprint information and the fingerprint information of which user can be determined. The fingerprint characteristics of each user are unique, such that the fingerprint characteristics of a first user correspond to the fingerprint information of the first user and the fingerprint characteristics of a second user correspond to the fingerprint information of the second user. The corresponding relation between the fingerprint characteristics and the user fingerprint information is stored in the remote controller. And if the received user fingerprint information is identified by the remote controller to be matched with the pre-stored fingerprint information of the first user, determining that the user using the intelligent terminal is the first user currently.

When the first user inputs the fingerprint again to use the intelligent terminal, the remote controller determines that the fingerprint information is matched with the fingerprint information of the first user according to the acquired fingerprint information, then sends the identification information of the first user to the intelligent terminal according to the corresponding relation between the fingerprint information of the first user and the identification information of the first user, and the intelligent terminal searches the payment account information bound with the identification information of the first user according to the identification information of the first user. The identification information of one user can bind the payment account information of a plurality of users, and the account information comprises a payment account number and a payment password. The mapping relation between the identification information of the first user and the payment account information of the first user is stored in the intelligent terminal. When the first user uses the intelligent terminal again, the remote controller determines that the user using the intelligent terminal is the first user according to the acquired fingerprint information, then the identification information of the first user is sent to the intelligent terminal, the intelligent terminal determines the payment account information of the first user according to the identification information of the first user, the intelligent terminal sends a payment request of a transaction order to the cloud server according to the payment account information of the first user, the payment request sent to the cloud by the intelligent terminal comprises the payment account information of the first user, the cloud server judges whether the payment account information of the first user in the payment request is matched with the payment account information of the first user pre-stored in the cloud server, and the cloud server judges that the payment account information of the first user in the payment request is matched with the payment account information of the first user pre-stored in the cloud server, sending a payment result of successful payment; and the cloud server judges that the payment account information of the first user in the payment request is not matched with the payment account information of the first user stored in the cloud server in advance, and then sends a payment result of payment failure.

The remote controller collects and identifies fingerprint information, and comprises two triggering processes: firstly, after the remote controller receives a fingerprint identification instruction sent by the intelligent terminal, the remote controller starts a fingerprint identification function of a fingerprint identification area to collect and identify fingerprint information; when the two intelligent terminals display the first prompt message, the remote controller sends a first confirmation instruction to the intelligent terminal, and starts a fingerprint identification function of a fingerprint identification area of the remote controller to collect and identify fingerprint information. The first confirmation instruction is sent by the remote controller after the intelligent terminal displays the first prompt message, and the first confirmation instruction is used for determining that the transaction order is paid in a fingerprint payment mode; the first prompt information is used for prompting the user to confirm the payment mode of the transaction order, and the first prompt information at least comprises the payment mode of fingerprint payment and can also comprise modes of WeChat payment, Paibao payment and the like.

Further, the remote controller also sends a second confirmation instruction to the intelligent terminal; the second confirmation instruction comprises payment account information selected by the first user; the second confirmation instruction is sent after the intelligent terminal displays second prompt information before sending the payment request to the cloud server, the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user, and the second prompt information is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order.

For the intelligent terminal in the above embodiment, the following steps are performed, as shown in fig. 4:

step 401, before payment is carried out on a transaction order on an intelligent terminal, the intelligent terminal sends a fingerprint identification instruction to a remote controller;

the fingerprint identification instruction is used for indicating the remote controller to identify the fingerprint information acquired by the fingerprint identification area.

Step 402, the intelligent terminal receives a fingerprint identification result sent by the remote controller, wherein the fingerprint identification result comprises identification information of a first user matched with the fingerprint information;

step 403, the intelligent terminal sends a payment request of the transaction order to the cloud server according to the identification information of the first user, where the payment request includes payment information of the first user.

For the above intelligent terminal, the following description is made:

the intelligent terminal stores the corresponding relation between the identification information of the first user and the payment account information of the first user in advance. When a user inputs a fingerprint for the first time and sets a payment account, the intelligent terminal records the corresponding relation between the identification information of the first user and the information of the plurality of payment accounts of the first user according to the identification information of the first user after receiving the identification information of the first user sent by remote control.

Further, before step 403, the method further includes: the intelligent terminal displays prompt information, wherein the prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user and is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order;

the intelligent terminal determines the payment account information selected by the first user when receiving a confirmation instruction sent by the remote controller, and the second confirmation instruction comprises the payment account information selected by the first user.

Further, step 403 includes:

the method comprises the following steps: the intelligent terminal determines payment account information of the first user according to the identification information of the first user, wherein the payment account information of the first user is payment account information which is preset by the first user and is bound with the identification information of the first user.

And step two, the intelligent terminal sends a payment request of the transaction order to the cloud server according to the payment account information of the first user, the payment request sent to the cloud by the intelligent terminal comprises the payment account information of the first user, and therefore the cloud server judges whether the payment account information of the first user in the payment request is matched with the payment account information of the first user stored in the cloud server in advance.

Further, after step 403, the method further includes: the intelligent terminal receives a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user in the payment request is matched with the payment account information of the first user stored in the cloud server in advance.

The cloud server judges that the payment account information of the first user in the payment request is matched with the payment account information of the first user stored in the cloud server in advance, and sends a payment result of successful payment; and the cloud server judges that the payment account information of the first user in the payment request is not matched with the payment account information of the first user stored in the cloud server in advance, and then sends a payment result of payment failure.

Further, after step 403, the method further includes: and if the intelligent terminal receives the payment success information sent by the cloud server, displaying an interface of transaction order transaction success, and if the intelligent terminal receives the payment failure information sent by the cloud server, displaying an interface of transaction order transaction failure.

Further, in step 403, if the payment result is a payment failure, the method further includes:

the intelligent terminal displays another prompt message, wherein the prompt message comprises a plurality of payment account messages bound with the fingerprint information of the first user, and is used for prompting the first user to reselect one payment account message from the plurality of payment account messages to pay the transaction order until the payment is successful. And if the payment failure times exceed the set value, prompting the user to cancel the order.

For the above method flow, the embodiment of the present invention further provides an intelligent terminal and a remote controller, and specific contents of the intelligent terminal and the remote controller may be implemented by referring to the above method, which is not described herein again.

As shown in fig. 5, an embodiment of the present invention provides an intelligent terminal applied in a first scenario, including:

the obtaining module 501 is configured to obtain fingerprint information collected by a remote controller before payment is made for a transaction order on an intelligent terminal;

a fingerprint identification module 502, configured to identify fingerprint information;

the processing module 503 is configured to send a payment request of the transaction order to the cloud server when the fingerprint information is identified to match with the pre-stored fingerprint information of the first user, where the payment request carries the payment information of the first user, so as to perform payment of the transaction order according to the payment information of the first user.

Further, the obtaining module 501 is specifically configured to:

sending a fingerprint identification instruction to a remote controller;

and receiving fingerprint information acquired by the remote controller, wherein the fingerprint information is acquired by the remote controller after receiving a fingerprint identification instruction, or the fingerprint information is acquired by electrifying a fingerprint identification area of the remote controller according to the fingerprint identification instruction after the remote controller receives the fingerprint identification instruction.

Further, the obtaining module 501 is specifically configured to:

displaying first prompt information, wherein the first prompt information is used for prompting a user to confirm a payment mode of a transaction order, and the first prompt information at least comprises a payment mode of fingerprint payment;

after receiving a first confirmation instruction sent by a remote controller, receiving fingerprint information sent by the remote controller;

wherein the first confirmation instruction is to determine that payment for the trade order is made in a fingerprint payment manner; the fingerprint information is collected after the remote controller starts the fingerprint identification function of the fingerprint identification area according to the first confirmation instruction.

The payment request comprises payment account information of the first user and fingerprint information of the first user; the payment account information of the first user is the payment account information which is preset by the first user and is bound with the fingerprint information of the first user;

the receiving and sending module is used for receiving a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user and the fingerprint information of the first user pass safety verification or not according to the preset binding relationship between the payment account information and the fingerprint information.

Further, the acquired fingerprint information is encrypted fingerprint data;

the processing module 503 is further configured to: decrypting the fingerprint information according to an encryption and decryption key agreed with the remote controller in advance;

fingerprint identification module 502 is specifically configured to:

identifying fingerprint features in the fingerprint information decrypted by the processing module 503 according to a fingerprint identification algorithm;

and searching the user fingerprint information matched with the fingerprint characteristics from the mapping relation between the fingerprint characteristics stored in advance and the user fingerprint information.

Further, the fingerprint information of the first user is bound with the information of the plurality of payment accounts; the processing module 503 is further configured to:

after the fingerprint information is identified to be matched with the fingerprint information of the first user, which is stored in advance, the intelligent terminal displays second prompt information, wherein the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user, and the second prompt information is used for prompting the first user to select one payment account information from the plurality of payment account information to carry out payment of the transaction order;

after the intelligent terminal receives a second confirmation instruction sent by the remote controller, sending a payment request of the transaction order to the cloud server; the second confirmation indication includes payment account information selected by the first user.

Further, the processing module 503 is further configured to: and if the fingerprint information is identified to be not matched with the pre-stored fingerprint information of the first user, displaying third prompt information, wherein the third prompt information is used for prompting the first user to perform fingerprint acquisition again in a fingerprint acquisition area of the remote controller.

Further, the payment request comprises payment account information of the first user and fingerprint information of the first user; the payment account information of the first user is the payment account information which is preset by the first user and is bound with the fingerprint information of the first user;

the transceiver module is further configured to: and receiving a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user and the fingerprint information of the first user pass safety verification according to the preset binding relationship between the payment account information and the fingerprint information.

In this embodiment of the present invention, the relevant functional module may be implemented by a hardware processor (hardware processor). Before order payment is carried out on the intelligent terminal, user fingerprint information is collected through a remote controller, the fingerprint information is identified through the intelligent terminal, specific users matched with the fingerprint information are determined, order payment is carried out based on payment information of the specific users, identification of different users is achieved, intelligent payment based on payment information set by different users is achieved, payment can be completed by avoiding depending on a mobile terminal, account numbers and passwords of payment accounts are prevented from being input when the users pay at every time, complexity of user operation is reduced, and flexibility of order payment on the intelligent terminal is improved.

Based on the same inventive concept, as shown in fig. 6a, an embodiment of the present invention provides a remote controller applied in a first scenario, including:

the receiving and sending module 601 is used for receiving a fingerprint identification instruction sent by the intelligent terminal, wherein the fingerprint identification instruction is sent by the intelligent terminal before payment is carried out on a transaction order on the intelligent terminal;

the transceiver module 601 is further configured to send the acquired fingerprint information to the intelligent terminal according to the received fingerprint identification instruction, so that when the intelligent terminal identifies that the fingerprint information matches with the pre-stored fingerprint information of the first user, the payment request of the transaction order is sent to the cloud server.

Further, a processing module 603 and a fingerprinting module 602 are included, as shown in fig. 6 b.

A fingerprint acquisition module 602, configured to acquire fingerprint information according to a fingerprint identification instruction; or,

the processing module 603 is configured to power up the fingerprint identification area of the remote controller according to the fingerprint identification instruction;

and the fingerprint acquisition module is used for acquiring fingerprint information after the fingerprint identification area is powered on.

Further, the fingerprint information is encrypted fingerprint data;

the processing module 603 is further configured to: before the remote controller sends the acquired fingerprint information to the intelligent terminal, the fingerprint information is encrypted according to an encryption and decryption key agreed with the intelligent terminal in advance.

Further, the transceiver module 601 may be further configured to send a first confirmation instruction to the intelligent terminal before receiving the fingerprint identification instruction sent by the intelligent terminal; the first confirmation instruction is sent by the remote controller after the intelligent terminal displays the first prompt message, and the first confirmation instruction is used for determining that the transaction order is paid in a fingerprint payment mode; the first prompt information is used for prompting the user to confirm the payment mode of the transaction order, and the first prompt information at least comprises the payment mode of fingerprint payment;

the processing module 603 is further configured to power on the fingerprint identification area of the remote controller after sending the first confirmation instruction to the intelligent terminal;

the fingerprint collection module 602 may further be configured to collect fingerprint information after the fingerprint identification area is powered on.

Further, the transceiver module 601 is further configured to: sending a second confirmation instruction to the intelligent terminal; the second confirmation instruction comprises payment account information selected by the first user; the second confirmation instruction is sent after the intelligent terminal displays second prompt information, the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user, and the second prompt information is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order.

An embodiment of the present invention provides an intelligent terminal applied to a second application scenario, as shown in fig. 7, where the intelligent terminal includes:

the receiving and sending module 701 is used for sending a fingerprint identification instruction to the remote controller before payment is carried out on a transaction order on the intelligent terminal; the fingerprint identification instruction is used for indicating the remote controller to identify the fingerprint information acquired by the fingerprint identification area;

the transceiver module 701 is further configured to receive a fingerprint identification result sent by the remote controller, where the fingerprint identification result includes identification information of the first user matched with the fingerprint information;

the processing module 702 is configured to send a payment request of the transaction order to the cloud server through the transceiver module 701 according to the identification information of the first user, where the payment request includes payment information of the first user.

Further, the processing module is further configured to: before sending a payment request of a transaction order to a cloud server, displaying prompt information, wherein the prompt information comprises a plurality of payment account information bound with fingerprint information of a first user and is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order;

and when a confirmation instruction sent by the remote controller is received, determining the payment account information selected by the first user, wherein the second confirmation instruction comprises the payment account information selected by the first user.

Further, the processing module is specifically configured to: the processing module is specifically configured to:

determining payment account information of the first user according to the identification information of the first user; the payment account information of the first user is payment account information which is preset by the first user and is bound with the identification information of the first user;

according to the payment account information of the first user, a payment request of a transaction order is sent to the cloud server through the transceiver module 701, so that the cloud server judges whether the payment account information of the first user in the payment request is matched with the payment account information of the first user stored in the cloud server in advance.

Further, the transceiver module 701 is further configured to: and receiving a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user in the payment request is matched with the payment account information of the first user stored in the cloud server in advance.

Further, the processing module is further configured to: and if the payment result is payment failure, displaying second prompt information, wherein the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user and is used for prompting the first user to reselect one payment account information from the plurality of payment account information to carry out payment of the transaction order.

In this embodiment of the present invention, the relevant functional module may be implemented by a hardware processor (hardware processor). Before order payment is carried out on the intelligent terminal, user fingerprint information is collected and the fingerprint information is identified through a remote controller, specific users matched with the fingerprint information are determined, then the payment information of the specific users of the intelligent terminal is searched through identification information of the specific users, order payment is carried out based on the payment information of the specific users, identification of different users is further achieved, intelligent payment based on the payment information set by different users is avoided, payment can be completed by relying on a mobile terminal, the condition that an account number and a password of a payment account are input when the user pays at each time is also avoided, complexity of user operation is reduced, and flexibility of order payment on the intelligent terminal is improved.

Based on the same inventive concept, an embodiment of the present invention provides a remote controller applied to a second application scenario, as shown in fig. 8, specifically including:

the receiving and sending module 801 is used for receiving a fingerprint identification instruction sent by the intelligent terminal, wherein the fingerprint identification instruction is sent by the intelligent terminal before payment is made for a transaction order on the intelligent terminal;

a fingerprint identification module 802, configured to identify acquired fingerprint information;

the transceiver module 803 is further configured to send a fingerprint identification result to the intelligent terminal through the transceiver module 803 when the fingerprint identification module 802 identifies that the fingerprint information matches with the pre-stored fingerprint information of the first user, where the fingerprint identification result includes identification information of the first user matching with the fingerprint information, so that the intelligent terminal sends a payment request of a transaction order to the cloud server according to the identification information of the first user, where the payment request includes payment information of the first user.

Further, the system also comprises a fingerprint acquisition module;

the fingerprint acquisition module is used for acquiring fingerprint information according to the fingerprint identification instruction after the receiving and sending module receives the fingerprint identification instruction sent by the intelligent terminal; or,

the processing module is used for electrifying the fingerprint identification area of the remote controller according to the fingerprint identification instruction;

and the fingerprint acquisition module is used for acquiring fingerprint information after the processing module powers on the fingerprint identification area.

Further, the fingerprint identification module is specifically configured to:

identifying fingerprint features in the fingerprint information according to a fingerprint identification algorithm;

Optionally, the transceiver module 801 is further configured to send a first confirmation instruction to the intelligent terminal before receiving the fingerprint identification instruction sent by the intelligent terminal; the first confirmation instruction is sent by the remote controller after the intelligent terminal displays the first prompt message, and the first confirmation instruction is used for determining that the transaction order is paid in a fingerprint payment mode; the first prompt information is used for prompting the user to confirm the payment mode of the transaction order, and the first prompt information at least comprises the payment mode of fingerprint payment;

the processing module is further specifically configured to power on the fingerprint identification area of the remote controller after sending the first confirmation instruction to the intelligent terminal, and acquire fingerprint information after the fingerprint identification area is powered on.

Further, the transceiver module 801 is further configured to: sending a second confirmation instruction to the intelligent terminal; the second confirmation instruction comprises payment account information selected by the first user; the second confirmation instruction is sent after the intelligent terminal displays second prompt information, the second prompt information comprises a plurality of payment account information bound with the fingerprint information of the first user, and the second prompt information is used for prompting the first user to select one payment account information from the plurality of payment account information to pay the transaction order.

The embodiment of the invention also provides an intelligent terminal payment system which comprises the intelligent terminal, the remote controller and the cloud server.

The above-described embodiments of the apparatus are merely illustrative, and the modules described as separate parts may or may not be physically separate, and the parts displayed as modules may or may not be physical modules, may be located in one place, or may be distributed on a plurality of network modules. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.

Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods of the various embodiments or some parts of the embodiments.

Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.

Claims

1. An intelligent terminal payment method is characterized by comprising the following steps:

before payment is carried out on a transaction order on the intelligent terminal, the intelligent terminal acquires fingerprint information acquired by a remote controller;

the intelligent terminal identifies the fingerprint information;

when recognizing that the fingerprint information is matched with the fingerprint information of a first user stored in advance, the intelligent terminal sends a payment request of a transaction order to a cloud server, wherein the payment request carries the payment information of the first user, so that the payment of the transaction order is carried out according to the payment information of the first user.

2. The method of claim 1, wherein the obtaining of fingerprint information collected by a remote controller comprises:

the intelligent terminal sends a fingerprint identification instruction to the remote controller;

the intelligent terminal receives the fingerprint information collected by the remote controller, the fingerprint information is collected by the remote controller after receiving the fingerprint identification instruction, or,

and the fingerprint information is acquired after the remote controller powers on a fingerprint identification area of the remote controller according to the fingerprint identification instruction after receiving the fingerprint identification instruction.

3. The method of claim 1, wherein the payment request includes payment account information of the first user and fingerprint information of the first user; the payment account information of the first user is the payment account information which is preset by the first user and is bound with the fingerprint information of the first user;

the method further comprises the following steps:

the intelligent terminal receives a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user and the fingerprint information of the first user pass safety verification or not according to a preset binding relationship between the payment account information and the fingerprint information.

4. The method according to claim 1, characterized in that the fingerprint information acquired by the intelligent terminal is encrypted fingerprint data;

the intelligent terminal identifies the fingerprint information, and the method comprises the following steps:

the intelligent terminal decrypts the fingerprint information according to an encryption and decryption key agreed with the remote controller in advance;

the intelligent terminal identifies fingerprint characteristics in the decrypted fingerprint information according to a fingerprint identification algorithm;

the intelligent terminal searches the user fingerprint information matched with the fingerprint characteristics from the mapping relation between the fingerprint characteristics stored in advance and the user fingerprint information.

5. An intelligent terminal payment method is characterized by comprising the following steps:

6. The method of claim 5, wherein before the remote controller sends the collected fingerprint information to the smart terminal, the method further comprises:

the remote controller collects the fingerprint information according to the fingerprint identification instruction; or,

the remote controller powers on a fingerprint identification area of the remote controller according to the fingerprint identification instruction;

and after the fingerprint identification area is powered on, collecting the fingerprint information.

7. The method according to claim 6, wherein the fingerprint information is encrypted fingerprint data;

before the remote controller sends the acquired fingerprint information to the intelligent terminal, the method further comprises the following steps:

and the remote controller encrypts the fingerprint information according to an encryption and decryption key agreed with the intelligent terminal in advance.

8. An intelligent terminal payment method is characterized by comprising the following steps:

9. The method according to claim 8, wherein the sending, by the smart terminal, the payment request of the transaction order to a cloud server according to the identification information of the first user specifically includes:

sending a payment request of the transaction order to the cloud server according to the payment account information of the first user, so that the cloud server judges whether the payment account information of the first user in the payment request is matched with the payment account information of the first user stored in the cloud server in advance.

10. An intelligent terminal payment method is characterized by comprising the following steps:

the remote controller identifies the acquired fingerprint information;

when the fingerprint information is identified to be matched with the pre-stored fingerprint information of the first user, the remote controller sends a fingerprint identification result to the intelligent terminal; the fingerprint identification result comprises identification information of a first user matched with the fingerprint information, so that the intelligent terminal sends a payment request of the transaction order to a cloud server according to the identification information of the first user, wherein the payment request comprises the payment information of the first user.

11. The method according to claim 10, wherein after the remote controller receives the fingerprint identification command sent by the intelligent terminal, the method further comprises:

12. The method according to claim 10, wherein the identifying the collected fingerprint information by the remote controller specifically comprises:

the remote controller identifies fingerprint features in the fingerprint information according to a fingerprint identification algorithm;

and the remote controller searches the user fingerprint information matched with the fingerprint characteristics from the mapping relation between the fingerprint characteristics stored in advance and the user fingerprint information.

13. An intelligent terminal, comprising:

the fingerprint identification module is used for identifying the fingerprint information;

and the processing module is used for sending a payment request of the transaction order to a cloud server when the fingerprint information is identified to be matched with the prestored fingerprint information of the first user, wherein the payment request carries the payment information of the first user, so that the payment of the transaction order is carried out according to the payment information of the first user.

14. The intelligent terminal according to claim 13, wherein the obtaining module is specifically configured to:

sending a fingerprint identification instruction to the remote controller;

receiving the fingerprint information collected by the remote controller;

the fingerprint information is acquired after the remote controller receives the fingerprint identification instruction, or the fingerprint information is acquired after the remote controller receives the fingerprint identification instruction and a fingerprint identification area of the remote controller is powered on according to the fingerprint identification instruction.

15. The intelligent terminal of claim 13, wherein the payment request includes payment account information of the first user and fingerprint information of the first user; the payment account information of the first user is the payment account information which is preset by the first user and is bound with the fingerprint information of the first user;

the transceiver module is further configured to: and receiving a payment result sent by the cloud server, wherein the payment result is sent after the cloud server judges whether the payment account information of the first user and the fingerprint information of the first user pass safety verification according to a preset binding relationship between the payment account information and the fingerprint information.

16. The intelligent terminal according to claim 13, wherein the acquired fingerprint information is encrypted fingerprint data;

the processing module is further configured to: decrypting the fingerprint information according to an encryption and decryption key agreed in advance with the remote controller;

the identification module is specifically configured to:

identifying fingerprint features in the fingerprint information decrypted by the processing module according to a fingerprint identification algorithm;

and searching user fingerprint information matched with the fingerprint characteristics from a mapping relation between the fingerprint characteristics stored in advance and the user fingerprint information.

17. A remote control, comprising:

18. The remote control of claim 17, further comprising a processing module and a fingerprint acquisition module;

the fingerprint acquisition module is used for acquiring the fingerprint information according to the fingerprint identification instruction before the remote controller sends the acquired fingerprint information to the intelligent terminal;

or,

the processing module is used for electrifying a fingerprint identification area of the remote controller according to the fingerprint identification instruction before the remote controller sends the acquired fingerprint information to the intelligent terminal;

the fingerprint acquisition module is used for acquiring the fingerprint information after the fingerprint identification area is powered on.

19. The remote controller according to claim 18, wherein the fingerprint information is encrypted fingerprint data;

the processing module is further configured to: before the remote controller sends the acquired fingerprint information to the intelligent terminal, encrypting the fingerprint information according to an encryption and decryption key agreed in advance with the intelligent terminal.

20. An intelligent terminal, comprising:

21. The intelligent terminal of claim 20, wherein the processing module is specifically configured to:

according to the payment account information of the first user, sending a payment request of the transaction order to the cloud server through the transceiver module, so that the cloud server judges whether the payment account information of the first user in the payment request is matched with the payment account information of the first user stored in the cloud server in advance.

22. A remote control, comprising:

the system comprises a receiving and sending module, a processing module and a processing module, wherein the receiving and sending module is used for receiving a fingerprint identification instruction sent by an intelligent terminal, and the fingerprint identification instruction is before the intelligent terminal pays a transaction order on the intelligent terminal;

the fingerprint identification module is used for identifying the acquired fingerprint information;

and the processing module is used for sending a fingerprint identification result to the intelligent terminal through the transceiver module when the fingerprint identification module identifies that the fingerprint information is matched with the pre-stored fingerprint information of the first user, wherein the fingerprint identification result comprises identification information of the first user matched with the fingerprint information, so that the intelligent terminal sends a payment request of the transaction order to the cloud server according to the identification information of the first user, and the payment request comprises the payment information of the first user.

23. The remote control of claim 22, further comprising a fingerprint acquisition module;

the fingerprint acquisition module is used for acquiring the fingerprint information according to the fingerprint identification instruction after the receiving and sending module receives the fingerprint identification instruction sent by the intelligent terminal; or,

the fingerprint collecting module is used for collecting the fingerprint information after the processing module powers on the fingerprint identification area.

24. The remote control of claim 22, wherein the fingerprint identification module is specifically configured to: