CN106372939A - Payment system - Google Patents

Payment system Download PDF

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Publication number
CN106372939A
CN106372939A CN201610712345.9A CN201610712345A CN106372939A CN 106372939 A CN106372939 A CN 106372939A CN 201610712345 A CN201610712345 A CN 201610712345A CN 106372939 A CN106372939 A CN 106372939A
Authority
CN
China
Prior art keywords
client
identification module
mobile terminal
payment
fingerprint
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201610712345.9A
Other languages
Chinese (zh)
Inventor
罗超峰
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Yixing Electronic Technology Co ltd
Original Assignee
Shenzhen Yixing Electronic Technology Co ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shenzhen Yixing Electronic Technology Co ltd filed Critical Shenzhen Yixing Electronic Technology Co ltd
Priority to CN201610712345.9A priority Critical patent/CN106372939A/en
Publication of CN106372939A publication Critical patent/CN106372939A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention provides a payment system, which comprises a mobile terminal and a cloud service center, wherein the mobile terminal comprises a fingerprint identification module and a face identification module, the fingerprint identification module is used for detecting the fingerprint of a client, and the face identification module is used for detecting the face information of a client; the cloud service center is connected with the mobile terminal and is used for checking whether fingerprint information detected by the fingerprint identification module is correct or not, if the fingerprint information is correct, an operation of permitting the client to carry out payment is sent, or after the fingerprint information detected by the fingerprint identification module is incorrect for multiple times, face information detected by the face identification module begins to be received, and the operation of permitting the client to carry out payment is sent if the face information is correct. The payment system has the beneficial effects that an operator inputs an amount of money consumed by the client through the arranged payment system, the client only needs to carry out fingerprint identification or face identification to finish payment during payment so as to bring convenience when the client carries out payment, in addition, the client does not need to carry cards or paper currency, and therefore, great convenience is brought to the travel and the consumption of the client.

Description

A kind of payment system
Technical field
The present invention relates to the technical field of payment devices, more particularly, to a kind of payment system.
Background technology
With the continuous renewal of means of payment, increasing payment software is employed, and such as wechat pays, Alipay pays Deng.But above-mentioned means of payment have to be scanned with mobile phone to complete to pay.Additionally, also hardware pays, such as pos machine, Shenzhen Logical, but above two pays and must complete to swipe the card to conclude the business, and there is the possibility lost, fracture in magnetic card, and bring to consumer Inconvenience.
Content of the invention
The invention aims to overcoming the deficiencies in the prior art, there is provided a kind of payment system.
The present invention is to be achieved through the following technical solutions:
The invention provides a kind of payment system, this payment system includes:
Mobile terminal, including fingerprint identification module and face recognition module, wherein, described fingerprint identification module is used for examining Survey the fingerprint of client, described face recognition module is used for detecting the facial information of client;
Cloud service center, is connected with described mobile terminal, and for checking the fingerprint letter of described fingerprint identification module detection Whether breath is correct, and when correct, sends the operation allowing customer payment, or the finger print information of described fingerprint identification module detection After repeatedly incorrect, start to accept the facial information of described face recognition module detection, and when correct, send and allow client to pay The operation of money.
Preferably, described cloud service center is additionally operable to, in described client enrollment, know by the fingerprint of described mobile terminal Other module and face recognition module carry out the information Store of finger print information and facial information.
Preferably, described mobile terminal also includes display device, and described display device is with described cloud service center signal even Connect, and for showing the finger print information of client and the result of facial information detection.
Preferably, described display device is additionally operable to show the Payment Amount needed for described client.
Preferably, described cloud service center is additionally operable to be connected with the bank card of described client, when needing to supplement with money, by institute State the fingerprint identification module of mobile terminal and face recognition module enters row information inspection.
Preferably, described face recognition module includes arranging photographic head on the mobile terminal, and is arranged on institute State the light compensating lamp on mobile terminal.
The invention has the beneficial effects as follows: by the payment system of setting, the amount of money input that client spends is entered by operator, Client only needs in payment carry out fingerprint recognition or face recognition can complete to pay the bill, and facilitates client fast in payment Prompt degree, and client need not carry card or bank note, greatly facilitates trip and the consumption of client.
Brief description
Fig. 1 is the structural representation of payment system provided in an embodiment of the present invention.
Specific embodiment
In order that the objects, technical solutions and advantages of the present invention become more apparent, below in conjunction with drawings and Examples, right The present invention is further elaborated.It should be appreciated that specific embodiment described herein is only in order to explain the present invention, and It is not used in the restriction present invention.
Refer to Fig. 1, Fig. 1 is the structural representation of the payment system that the present invention provides.
Embodiments provide a kind of payment system, this payment system includes:
Mobile terminal 2, including fingerprint identification module 3 and face recognition module 4, wherein, described fingerprint identification module 3 is used In the fingerprint of detection client, described face recognition module 4 is used for detecting the facial information of client;
Cloud service center 1, is connected with described mobile terminal 2, and for checking the fingerprint of described fingerprint identification module 3 detection Whether information is correct, and when correct, sends the operation allowing customer payment, or the fingerprint of described fingerprint identification module 3 detection After information is repeatedly incorrect, starts to accept the facial information of described face recognition module 4 detection, and when correct, send and allow The operation of customer payment.
In the above-described embodiments, by the payment system of setting, the amount of money input that client spends is entered by operator, client Only need in payment carry out fingerprint recognition or face recognition can complete to pay the bill, facilitate the quick journey in payment for the client Degree, and client need not carry card or bank note, greatly facilitates trip and the consumption of client.
To facilitate understanding of the present embodiment of the invention the payment system providing, is carried out to it with reference to specific embodiment in detail Thin description.
Payment system provided in an embodiment of the present invention includes mobile terminal 2 and cloud service center 1, wherein, mobile terminal 2 For detecting the information of client, this information includes finger print information and facial information.Specifically, this mobile terminal 2 includes fingerprint knowledge Other module 3 and face recognition module 4, wherein, described fingerprint identification module 3 is used for detecting the fingerprint of client, and described face knows Other module 4 is used for detecting the facial information of client;
Cloud service center 1 is used for storing the information of client, and accepts the information that mobile terminal 2 sends, and according to information Judged, when information is correct, completes charge and process.
When specifically used, described cloud service center 1 is additionally operable in described client enrollment, by described mobile terminal 2 Fingerprint identification module 3 and face recognition module 4 carry out the information Store of finger print information and facial information.Specifically, Ke Huke To carry out user's registration, ID (identity number) card No. by mobile terminal 2, phone number carries out real-name authentication.Cloud service center 1 is additionally operable to It is connected with the bank card of described client, when needing to supplement with money, known by the fingerprint identification module 3 and face of described mobile terminal 2 Other module 4 enters row information inspection, and client voluntarily binds bank card or passes through wechat, the software such as Alipay carry out supplementing with money be stored in remaining Volume, recognition of face is changed angle and is taken pictures, fingerprint identification module 3 typing fingerprint, arranges big small-amount trading password according to individual demand.
And achieve fingerprint using above-mentioned payment system to pay, operation principle is real using the personal information of software typing Existing high in the clouds center to reach personal fingerprint and to pay (the app software on mobile terminal 2) to the connection of hardware, soft using a finger pair Part and hardware docking, are completed in hardware by high in the clouds center with the personal finger print information of this software typing and combine, thus complete Become payment transaction work process, it is possible to use the fingerprint function that mobile terminal 2 carries carrys out typing individual's fingerprint, and mobile phone is not with finger The user of stricture of vagina function, carries out typing by extra finger module.Face recognition module 4 can be recorded in the same way Enter.In concrete setting, described face recognition module 4 includes the photographic head being arranged on described mobile terminal 2, and is arranged on Light compensating lamp on described mobile terminal 2.Gather the facial information of client by photographic head, and the feelings not allowed in light conditions Under condition, it is irradiated on face by light compensating lamp, the brightness improving face is it is ensured that information can accurately be received.
Additionally, mobile terminal 2 also includes display device 1, described display device 1 is connected with described cloud service center 1 signal, And for showing the finger print information of client and the result of facial information detection.Client can be wanted according to the detection of this display device 1 Whether the amount of money of payment correct and the result of fingerprint detection, the result of face recognition.
When specifically used, trade company inputs client's amount of money to be consumed, and the amount of money that client pays the bill required for only need to checking is No correct, afterwards, checking is carried out by the fingerprint identification module 3 on mobile terminal 2 or face recognition module 4 and can complete to pay Money.By foregoing description as can be seen that by the payment system of setting, the amount of money input that client spends is entered by operator, visitor Family only needs in payment carry out fingerprint recognition or face recognition can complete to pay the bill, and facilitates client quick in payment Degree, and client need not carry card or bank note, greatly facilitates trip and the consumption of client.
It should be understood that said system is not applied only to the common consumption place such as dining room, shop, it is also applied to The fields such as public transport, subway, the national public transport of realization, subway are general, so that people is gone on a journey more preferably convenient, not be used in as preparing change, change Individual city is accomplished by handling the mass transit card in this city and worried.And apply the terminating machine in public transport, subway field all to carry Fingerprint detection, so also can effectively contain in the criminal activity of public transport, subway for lawless person, when crime use public transport or During subway and other modes of transport, their fingerprint can stay high in the clouds center, Public Security Organss are solved a case and brings great convenience.
These are only presently preferred embodiments of the present invention, not in order to limit the present invention, all spirit in the present invention and Any modification, equivalent and improvement of being made within principle etc., should be included within the scope of the present invention.

Claims (6)

1. a kind of payment system is it is characterised in that include:
Mobile terminal, including fingerprint identification module and face recognition module, wherein, described fingerprint identification module is used for detecting visitor The fingerprint at family, described face recognition module is used for detecting the facial information of client;
Cloud service center, is connected with described mobile terminal, and for checking the finger print information of described fingerprint identification module detection is No correct, and when correct, send the operation allowing customer payment, or the finger print information of described fingerprint identification module detection is multiple After incorrect, start to accept the facial information of described face recognition module detection, and when correct, send and allow customer payment Operation.
2. payment system according to claim 1 is it is characterised in that described cloud service center is additionally operable to note in described client During volume, carry out the information of finger print information and facial information by the fingerprint identification module of described mobile terminal and face recognition module Storage.
3. payment system according to claim 2 is it is characterised in that described mobile terminal also includes display device, described Display device is connected with described cloud service center signal, and for showing the finger print information of client and the knot of facial information detection Really.
4. payment system according to claim 3 is it is characterised in that described display device is additionally operable to show described client institute The Payment Amount needing.
5. payment system according to claim 4 is it is characterised in that described cloud service center is additionally operable to described client's Bank card connects, and when needing to supplement with money, enters row information by the fingerprint identification module and face recognition module of described mobile terminal Inspection.
6. payment system according to claim 5 is it is characterised in that described face recognition module includes being arranged on described shifting Photographic head in dynamic terminal, and setting light compensating lamp on the mobile terminal.
CN201610712345.9A 2016-08-24 2016-08-24 Payment system Pending CN106372939A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201610712345.9A CN106372939A (en) 2016-08-24 2016-08-24 Payment system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201610712345.9A CN106372939A (en) 2016-08-24 2016-08-24 Payment system

Publications (1)

Publication Number Publication Date
CN106372939A true CN106372939A (en) 2017-02-01

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CN201610712345.9A Pending CN106372939A (en) 2016-08-24 2016-08-24 Payment system

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107292623A (en) * 2017-07-12 2017-10-24 安徽博森互联网科技有限公司 A kind of mobile-payment system
CN107527207A (en) * 2017-08-30 2017-12-29 重庆中科云丛科技有限公司 A kind of smart shopper method of payment based on recognition of face certification
CN108501900A (en) * 2018-04-10 2018-09-07 常州大学 New energy car battery change station based on recognition of face
CN109271853A (en) * 2018-08-07 2019-01-25 信利光电股份有限公司 It is a kind of improve safety of payment recognition methods and device
CN112950214A (en) * 2021-01-29 2021-06-11 银盛通信有限公司 Mobile internet safety payment method

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101872413A (en) * 2009-04-21 2010-10-27 宋光宇 Fingerprint and face integrated identity authentication system
CN101964126A (en) * 2010-09-13 2011-02-02 中兴通讯股份有限公司 Mobile terminal payment method and mobile terminal
CN103927658A (en) * 2014-04-08 2014-07-16 深圳市中兴移动通信有限公司 Mobile payment method and terminal
CN105389703A (en) * 2015-11-10 2016-03-09 陈雷 Multi-mode-biological-recognition-based hybrid authentication payment system
CN105678527A (en) * 2016-02-05 2016-06-15 胡金钱 Banking business remote identity verification system and method based on fingerprint and human face

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101872413A (en) * 2009-04-21 2010-10-27 宋光宇 Fingerprint and face integrated identity authentication system
CN101964126A (en) * 2010-09-13 2011-02-02 中兴通讯股份有限公司 Mobile terminal payment method and mobile terminal
CN103927658A (en) * 2014-04-08 2014-07-16 深圳市中兴移动通信有限公司 Mobile payment method and terminal
CN105389703A (en) * 2015-11-10 2016-03-09 陈雷 Multi-mode-biological-recognition-based hybrid authentication payment system
CN105678527A (en) * 2016-02-05 2016-06-15 胡金钱 Banking business remote identity verification system and method based on fingerprint and human face

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107292623A (en) * 2017-07-12 2017-10-24 安徽博森互联网科技有限公司 A kind of mobile-payment system
CN107527207A (en) * 2017-08-30 2017-12-29 重庆中科云丛科技有限公司 A kind of smart shopper method of payment based on recognition of face certification
CN108501900A (en) * 2018-04-10 2018-09-07 常州大学 New energy car battery change station based on recognition of face
CN109271853A (en) * 2018-08-07 2019-01-25 信利光电股份有限公司 It is a kind of improve safety of payment recognition methods and device
CN112950214A (en) * 2021-01-29 2021-06-11 银盛通信有限公司 Mobile internet safety payment method

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Application publication date: 20170201