CN103514539A - 发行支付单元的方法及其使用方法 - Google Patents

发行支付单元的方法及其使用方法 Download PDF

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Publication number
CN103514539A
CN103514539A CN201310054840.1A CN201310054840A CN103514539A CN 103514539 A CN103514539 A CN 103514539A CN 201310054840 A CN201310054840 A CN 201310054840A CN 103514539 A CN103514539 A CN 103514539A
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China
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payment unit
account
money
user
amount
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Pending
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CN201310054840.1A
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English (en)
Chinese (zh)
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凗閒兼
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Individual
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Individual
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Publication of CN103514539A publication Critical patent/CN103514539A/zh
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/16Payments settled via telecommunication systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
CN201310054840.1A 2012-06-27 2013-02-20 发行支付单元的方法及其使用方法 Pending CN103514539A (zh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR10-2012-0069288 2012-06-27
KR1020120069288A KR20140001025A (ko) 2012-06-27 2012-06-27 외국인 관광객을 위한 신용 결제 방법

Publications (1)

Publication Number Publication Date
CN103514539A true CN103514539A (zh) 2014-01-15

Family

ID=49897223

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201310054840.1A Pending CN103514539A (zh) 2012-06-27 2013-02-20 发行支付单元的方法及其使用方法

Country Status (4)

Country Link
JP (1) JP2014010835A (ko)
KR (1) KR20140001025A (ko)
CN (1) CN103514539A (ko)
RU (1) RU2013128624A (ko)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107240204A (zh) * 2016-03-29 2017-10-10 日立金融设备系统(深圳)有限公司 银行卡境外查询取现系统及银行卡境外查询取现方法
CN108171492A (zh) * 2018-01-12 2018-06-15 阿里巴巴集团控股有限公司 支付方法、装置及设备
CN109983492A (zh) * 2016-12-14 2019-07-05 万事达卡国际公司 针对用移动设备钱包应用的跨境交易的安全退税的系统和方法
CN110310113A (zh) * 2019-05-20 2019-10-08 深圳市微付充科技有限公司 一种基于地理位置的虚拟卡匹配方法、服务器及移动终端

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101660823B1 (ko) * 2014-11-18 2016-09-29 주식회사 케이지이니시스 해외 관광객을 위한 주문 상품의 국내 수령 인증 서비스 방법
KR101811756B1 (ko) * 2016-12-28 2017-12-26 주식회사 케이티스 세금 환급을 구현하는 모바일 장치, 환급 서버 및 모바일 장치를 이용한 세금 환급 방법
US20200184554A1 (en) * 2017-07-31 2020-06-11 Nec Corporation Credit information providing server device, credit information providing method, and recording medium

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101048790A (zh) * 2004-08-25 2007-10-03 Sk电信有限公司 利用移动通信终端的认证和支付系统及方法
CN101188004A (zh) * 2006-11-16 2008-05-28 汪涛 基于用户名系统的全球电子货币系统及方法
JP2009211473A (ja) * 2008-03-05 2009-09-17 R In:Kk ポイント発行システム、ポイントカード及び端末
CN101655947A (zh) * 2008-08-21 2010-02-24 阿里巴巴集团控股有限公司 实现境外交易的网上交易方法及网上交易系统
CN102349082A (zh) * 2009-01-08 2012-02-08 Visa欧洲有限公司 支付系统

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002007895A (ja) * 2000-06-27 2002-01-11 Matsuzaki:Kk 営業支援方法および営業支援システム
JP2002032792A (ja) * 2000-07-14 2002-01-31 Nec Corp 旅行に関する手配システム
JP2004227376A (ja) * 2003-01-24 2004-08-12 Kyodo Kumiai Okinawa Itm Kaihatsu Kiko 観光情報管理システム
JP2006012001A (ja) * 2004-06-29 2006-01-12 Ifu Agency Kk 情報処理システム及び情報処理方法

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101048790A (zh) * 2004-08-25 2007-10-03 Sk电信有限公司 利用移动通信终端的认证和支付系统及方法
CN101188004A (zh) * 2006-11-16 2008-05-28 汪涛 基于用户名系统的全球电子货币系统及方法
JP2009211473A (ja) * 2008-03-05 2009-09-17 R In:Kk ポイント発行システム、ポイントカード及び端末
CN101655947A (zh) * 2008-08-21 2010-02-24 阿里巴巴集团控股有限公司 实现境外交易的网上交易方法及网上交易系统
CN102349082A (zh) * 2009-01-08 2012-02-08 Visa欧洲有限公司 支付系统

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107240204A (zh) * 2016-03-29 2017-10-10 日立金融设备系统(深圳)有限公司 银行卡境外查询取现系统及银行卡境外查询取现方法
CN109983492A (zh) * 2016-12-14 2019-07-05 万事达卡国际公司 针对用移动设备钱包应用的跨境交易的安全退税的系统和方法
CN108171492A (zh) * 2018-01-12 2018-06-15 阿里巴巴集团控股有限公司 支付方法、装置及设备
CN108171492B (zh) * 2018-01-12 2020-10-16 阿里巴巴集团控股有限公司 支付方法、装置及设备
US11468426B2 (en) 2018-01-12 2022-10-11 Advanced New Technologies Co., Ltd. Payment method, apparatus and device
US11715090B2 (en) 2018-01-12 2023-08-01 Advanced New Technologies Co., Ltd. Payment method, apparatus and device
CN110310113A (zh) * 2019-05-20 2019-10-08 深圳市微付充科技有限公司 一种基于地理位置的虚拟卡匹配方法、服务器及移动终端
CN110310113B (zh) * 2019-05-20 2022-01-04 深圳市微付充科技有限公司 一种基于地理位置的虚拟卡匹配方法、服务器及移动终端

Also Published As

Publication number Publication date
JP2014010835A (ja) 2014-01-20
RU2013128624A (ru) 2014-12-27
KR20140001025A (ko) 2014-01-06

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Application publication date: 20140115