CN103502995B - 使用移动通信设备进行基于磁条的交易的过程及移动设备 - Google Patents

使用移动通信设备进行基于磁条的交易的过程及移动设备 Download PDF

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Publication number
CN103502995B
CN103502995B CN201280021409.0A CN201280021409A CN103502995B CN 103502995 B CN103502995 B CN 103502995B CN 201280021409 A CN201280021409 A CN 201280021409A CN 103502995 B CN103502995 B CN 103502995B
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CN
China
Prior art keywords
magnetic stripe
card
magnetic
information
mobile communication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
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CN201280021409.0A
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English (en)
Chinese (zh)
Other versions
CN103502995A (zh
Inventor
J·刘
N·A·B·皮里安塔
A·坎萨尔
S·纳斯
D·林贝罗普洛斯
M·戈拉兹科
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Microsoft Technology Licensing LLC
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Microsoft Corp
Microsoft Technology Licensing LLC
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Publication of CN103502995A publication Critical patent/CN103502995A/zh
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Publication of CN103502995B publication Critical patent/CN103502995B/zh
Expired - Fee Related legal-status Critical Current
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Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/08Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Signal Processing For Digital Recording And Reproducing (AREA)
  • Credit Cards Or The Like (AREA)
  • Near-Field Transmission Systems (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)
CN201280021409.0A 2011-05-03 2012-05-02 使用移动通信设备进行基于磁条的交易的过程及移动设备 Expired - Fee Related CN103502995B (zh)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/100,238 2011-05-03
US13/100,238 US8925826B2 (en) 2011-05-03 2011-05-03 Magnetic stripe-based transactions using mobile communication devices
PCT/US2012/036033 WO2012151226A2 (en) 2011-05-03 2012-05-02 Magnetic stripe-based transactions using mobile communication devices

Publications (2)

Publication Number Publication Date
CN103502995A CN103502995A (zh) 2014-01-08
CN103502995B true CN103502995B (zh) 2017-07-18

Family

ID=47089573

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201280021409.0A Expired - Fee Related CN103502995B (zh) 2011-05-03 2012-05-02 使用移动通信设备进行基于磁条的交易的过程及移动设备

Country Status (6)

Country Link
US (1) US8925826B2 (https=)
EP (1) EP2705461A4 (https=)
JP (1) JP2014519641A (https=)
KR (1) KR101994493B1 (https=)
CN (1) CN103502995B (https=)
WO (1) WO2012151226A2 (https=)

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WO2016106277A2 (en) * 2014-12-22 2016-06-30 Capital One Services, LLC. A system, method and apparatus for reprogramming a transaction card
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KR102470570B1 (ko) 2015-07-14 2022-11-24 삼성전자주식회사 결제 시스템, 전자 장치 및 전자 장치의 결제 방법
US10410205B2 (en) 2015-08-21 2019-09-10 Samsung Electronics Co., Ltd. Apparatus and method for performing payment transaction using dynamic MST configuration
US11861592B1 (en) * 2016-01-08 2024-01-02 American Express Travel Related Services Company, Inc. System, method and computer readable storage for enabling an instantaneous instrument
KR102594847B1 (ko) * 2016-03-23 2023-10-30 삼성전자주식회사 결제 정보를 제공하는 전자 장치 및 방법
KR102652180B1 (ko) * 2016-12-27 2024-03-29 삼성전자주식회사 도어 잠금 장치, 전자 장치 및 전자 장치를 이용한 디지털 도어 잠금 장치 해제 방법
KR102644983B1 (ko) 2017-01-03 2024-03-08 삼성전자주식회사 모바일 결제 방법 및 이를 수행하는 장치
CN106845953A (zh) * 2017-01-23 2017-06-13 上海讯联数据服务有限公司 移动支付信息处理装置及移动支付方法和系统
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US20080126260A1 (en) 2006-07-12 2008-05-29 Cox Mark A Point Of Sale Transaction Device With Magnetic Stripe Emulator And Biometric Authentication
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KR20090097960A (ko) 2007-01-09 2009-09-16 비자 유에스에이 인코포레이티드 임계 표시자를 구비하는 모바일 전화기 지불 프로세스
US20090159705A1 (en) 2007-12-24 2009-06-25 Dynamics Inc. Payment cards and devices operable to receive point-of-sale actions before point-of-sale and forward actions at point-of-sale
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Also Published As

Publication number Publication date
EP2705461A4 (en) 2014-10-01
JP2014519641A (ja) 2014-08-14
EP2705461A2 (en) 2014-03-12
WO2012151226A2 (en) 2012-11-08
WO2012151226A3 (en) 2013-01-03
US8925826B2 (en) 2015-01-06
KR20140025431A (ko) 2014-03-04
KR101994493B1 (ko) 2019-06-28
US20120280035A1 (en) 2012-11-08
CN103502995A (zh) 2014-01-08

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Granted publication date: 20170718