CN103400271B - For commodities trading system and the method for commerce thereof of wholesale market of agricultural products - Google Patents

For commodities trading system and the method for commerce thereof of wholesale market of agricultural products Download PDF

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CN103400271B
CN103400271B CN201310278428.8A CN201310278428A CN103400271B CN 103400271 B CN103400271 B CN 103400271B CN 201310278428 A CN201310278428 A CN 201310278428A CN 103400271 B CN103400271 B CN 103400271B
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module
card
payment
buyer
agricultural product
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CN103400271A (en
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袁敏良
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SHENZHEN SINXIN INFORMATION TECHNOLOGY Co Ltd
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SHENZHEN SINXIN INFORMATION TECHNOLOGY Co Ltd
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Abstract

More single for solving the existing commodities trading method for wholesale market of agricultural products, the problem of customer churn may be caused, the invention provides a kind of commodities trading system for wholesale market of agricultural products and method of commerce.Method of commerce comprises the steps: step S1, commodities trading validation of information: obtain commodities trading information, and described commodities trading information comprises the kind of agricultural product, weight or piece, unit price; Step S2, both parties' identity validation: both parties' any one party adopts brush I.D. on transaction terminal, the mode of social security card confirms both parties' identity information; Step S3, buyer paid seller currency: the buyer adopts the payment of brush IC-card on transaction terminal, bank card pays; Or input all-purpose card account pays; Or employing mobile payment; Or adopt the mode currency of payment of paying in cash.The commodities trading method for wholesale market of agricultural products that the embodiment of the present invention provides, provides multiple identity validation and mode of doing business.

Description

Agricultural product trading system and trading method for agricultural product wholesale market
Technical Field
The invention relates to the field of agricultural product trading in the agricultural product wholesale market.
Background
At present, agricultural product wholesale markets are arranged in various provinces, cities and towns all over the country, and vegetables all over the country are distributed to the agricultural product wholesale markets from the origin. The wholesale market of agricultural products provides a place for each customer to purchase agricultural products conveniently, quickly, conveniently and massively.
At present, in order to facilitate the tracking and management of the agricultural product transaction process, many agricultural product wholesale markets register and distribute corresponding IC cards (full name: integrated circuit cards) representing the identity of buyers to the buyers, and register the identity information of the buyers in the background. The IC card also has a currency settlement function, and a buyer can pay the purchased agricultural products by swiping the IC card. The mode of agricultural product trading has the advantages of rapidness and convenience, and the agricultural product wholesale market serving as a management party can effectively track the trading behavior of agricultural products.
However, the mode of distributing the IC card to the buyer and the seller has a single transaction mode, and some customers have a conflict psychology because the card is forcibly transacted. When the IC card is transacted, the market needs to collect a plurality of fees, the convenience is really brought to the customers if the IC card is transacted for a long time and a large amount, but the small amount transaction is only performed for a short time, and the IC card is transacted if the IC card is transacted, so the IC card is not cost-effective for the customers, particularly for some scattered households, the frequency of the agricultural product transaction is not frequent, and the small amount transaction is usually performed, and the mode can eliminate the enthusiasm of some customers. Generally, sellers are always on the market, and it is more cost-effective to handle the IC card and convenient to settle, and some buyers may be scattered, and the transaction frequency is not high or seasonal, so that this method is not suitable for the scattered buyers. As such, there is a risk of customer churn.
Disclosure of Invention
The invention provides an agricultural product trading method for an agricultural product wholesale market, aiming at solving the problem that the existing agricultural product trading method for the agricultural product wholesale market is single and can cause customer loss.
A method of trading agricultural products for a wholesale market of agricultural products, comprising the steps of:
step S1, agricultural product transaction information confirmation: obtaining agricultural product transaction information, wherein the agricultural product transaction information comprises the variety, weight or number of pieces and unit price of an agricultural product;
step S2, identity confirmation of the buyer and the seller: any party of the buyer and the seller confirms the identity information of the buyer and the seller on the transaction terminal by adopting an identity card swiping mode and a social security card swiping mode;
step S3, the buyer pays the seller currency: after the agricultural product transaction information is confirmed and the identity of the buyer and the seller is confirmed; the buyer adopts IC card payment and bank card payment on the transaction terminal; or inputting a one-card account number for payment; or mobile payment is adopted; or pay money by cash payment.
Meanwhile, the invention also provides an agricultural product trading system for the agricultural product wholesale market, wherein the agricultural product trading system comprises a server, a communication network and a trading terminal; the communication network is used for realizing the communication between the transaction terminal and the server;
the transaction terminal comprises the following modules:
the agricultural product transaction information confirming module is used for obtaining agricultural product transaction information, and the agricultural product transaction information comprises the variety, the weight or the number of pieces and the unit price of an agricultural product;
the buyer and seller identity confirmation module comprises an IC card swiping identity confirmation sub-module, an identity card swiping identity confirmation sub-module, a social security card swiping identity confirmation sub-module and a one-card account number input sub-module;
the payment module comprises an IC card payment sub-module, a bank card payment sub-module, an all-purpose card account payment sub-module, a mobile payment sub-module and a cash payment sub-module; the payment module is used for paying by swiping an IC card and paying by a bank card on the transaction terminal by a buyer; or inputting a one-card account number for payment; or mobile payment is adopted; or pay money by cash payment.
The agricultural product trading system and the trading method thereof for the agricultural product wholesale market provided by the embodiment of the invention provide various identity confirmation and trading modes. If the IC card can be swiped for confirming the identity information of the buyer and the seller, the identity information of the buyer and the seller can also be confirmed in a mode of swiping an identity card or even a social security card; during payment, a buyer can pay by using an IC card, can also swipe a bank card, or inputs an account number of a one-card to transfer money or pays money to a seller by using a cash payment mode. Due to the fact that multiple payment modes exist, even if a client does not handle the IC card, identity confirmation can be carried out in a mode of swiping an identity card or a social security card, when a buyer cannot pay by the IC card, payment can be carried out in a mode of swiping a bank card or inputting a one-card account number, if the buyer does not carry the bank card and does not have the one-card account number, agricultural product transaction of the buyer and the seller can be achieved in a cash payment mode. In a word, the invention provides a plurality of identity confirmation and payment modes, and perfects the transaction process. All possible trading behaviors are brought into the wholesale market of agricultural products, so that various customers can be attracted, the risk of customer loss is reduced, various customers can trade the agricultural products as desired, and more profits are created for the wholesale market of the agricultural products.
Drawings
FIG. 1 is a flow chart of agricultural product transactions;
FIG. 2 is a schematic view of an agricultural product transaction terminal module;
FIG. 3 is a schematic diagram of an all-in-one card swiping module;
FIG. 4 is a schematic diagram of a wholesale market trading system for agricultural products.
Wherein the reference numerals are explained as follows: 1. a server; 2. a wireless AP; 3. and (4) a transaction terminal.
Detailed Description
In order to make the technical problems, technical solutions and advantageous effects solved by the present invention more clearly apparent, the present invention is further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
Example 1
This example provides a commodity trading system for a wholesale market for commodities, a so-called commodity trading system as shown in figure 4,
the agricultural product transaction system comprises a server, a communication network and a transaction terminal; the communication network is used for realizing the communication between the transaction terminal and the server; the communication network shown in the figure provides a wireless communication network in the form of a wireless access point 2, colloquially referred to as a wireless AP. All devices (transaction terminal, wireless AP and server) in the figure are connected in a wireless mode and communicate by TCP/IP protocol. The transaction terminal 3 is responsible for transaction processes of both the buyer and the seller, including collecting transaction information of agricultural products, collecting identity information of both the buyer and the seller, and payment (or called settlement); and transmits the data to the server 1; the logic regarding the settlement process is performed by the server 1 (which therefore comprises a background settlement system); the server 1 also runs a data storage system, responsible for the storage of data and responding to retrieval requests and the like.
The transaction terminal comprises the following modules:
the agricultural product transaction information confirming module is used for obtaining agricultural product transaction information, and the agricultural product transaction information comprises the variety, the weight or the number of pieces and the unit price of an agricultural product;
the buyer and seller identity confirmation module comprises an IC card swiping identity confirmation sub-module, an identity card swiping identity confirmation sub-module, a social security card swiping identity confirmation sub-module and a one-card account number input sub-module;
the payment module comprises an IC card payment sub-module, a bank card payment sub-module, an all-purpose card account payment sub-module, a mobile payment sub-module and a cash payment sub-module; the payment module is used for paying by swiping an IC card and paying by a bank card on the transaction terminal by a buyer; or inputting a one-card account number for payment; or mobile payment is adopted; or pay money by cash payment.
Wherein the cash payment submodule comprises a cash receiving device, a receiving confirmation unit and a settlement unit; the cash receiving device is used for receiving cash paid by the buyer; the receipt confirmation unit is used for issuing a cash receipt confirmation form to the buyer; the cash settlement unit is used for sending a settlement request to the server, and the server responds to the settlement request to settle accounts receivable for the seller.
As shown in fig. 2, the physical module of the transaction terminal generally includes a central controller, a communication module, an input module, a display module, a weighing module, a printing module, etc., and the transaction terminal of the present invention includes an all-in-one card swiping module, a detection module, etc. The communication module, the input module, the display module, the weighing module, the printing module, the all-in-one card swiping module, the detection module and the like are all connected with the central controller.
The communication module is used for realizing the connection between the transaction terminal and the server. Wired or wireless communication modules may be used.
The agricultural product information confirmation module is related to the following physical modules: the device comprises a central controller, an input module, a display module, a weighing module, a detection module and the like. The identity confirmation module of the buyer and the seller and the payment module are all related to the following physical modules: the card reader comprises a central controller, a communication module, an input module, a display module, a printing module, an all-in-one card swiping module and the like.
The input module is a mechanical key or a touch key, the variety, unit price, password, account number and the like of the agricultural product can be input through the input module, the input module is preferably divided into an information input module and a password input module, information with low confidentiality requirements such as variety, unit price and the like can be input through the information input module, and information with high confidentiality requirements such as password and the like can be input through the password input module.
The weighing module is an electronic scale or an electronic pound and is used for weighing the agricultural products.
The detection module is used for detecting quality safety information of the agricultural products, the quality safety information comprises information such as production areas of the agricultural products and pesticide residues, the quality safety information can be detected on site, the agricultural products which cannot be directly detected on site can be sampled and sent to a detection center of an agricultural product wholesale market for detection, detection results are sent to the server and then sent to the transaction terminal through the server, and the detection results can be directly obtained from the detection center.
As a preferred mode, the card readers of the IC card identification sub-module, the IC card payment sub-module, the identity card swiping sub-module, the social security card identification sub-module and the bank card payment sub-module are integrated into an all-in-one card swiping module, and the all-in-one card swiping module can be used for reading information of the IC card, the identity card, the social security card or the bank card respectively.
As shown in fig. 3, the all-in-one card swiping device comprises an identity card module, an IC card module, a social security card module, and a bank card module; the IC card module is used for reading the identity information and payment of a card reader, the identity card module and the social security card module are respectively used for swiping an identity card and a social security card to read the identity information of the card reader and return the identity information to the central controller, and the bank card module is used for swiping a bank card and is used for paying money or recharging the IC card.
The display module is used for displaying information required to be displayed to the buyer and the seller, such as the variety, the unit price, the weight, the identity information of the buyer and the seller, the bank card number and the like of the agricultural product. The display module is a liquid crystal display, a touch screen and the like.
The printing module may employ thermal printing or pin printing. For printing documents or vouchers, etc.
The transaction terminal can integrate an electronic scale, a display module, a printing module, an input module, an all-in-one card swiping module, a central controller and the like together to serve as an agricultural product transaction all-in-one machine. The agricultural product transaction all-in-one machine put into use in the market at present, most are all bulky, generally are difficult to remove, and this kind of equipment function is powerful, and the integrated external equipment is also at most: printers, card swipes, LED displays, keyboards, and even electronic scale heads and small electronic scales themselves, and so on.
Or the electronic scale, the all-in-one card swiping module and other components can be separated from the transaction terminal and used as independent components, and only a data interface needs to be provided on the transaction terminal. For example, the electronic scale can be separated from the transaction terminal, and the weighing result of the electronic scale is only required to be transmitted to the transaction terminal through a data line. The all-in-one card swiping module can be separated from the transaction terminal and connected to the transaction terminal through a data line, and information obtained by the card swiping module is transmitted to the transaction terminal. The input module can be integrated on the transaction terminal, or can be separated to be used as a separate device, for example, the password input module is separated separately.
The agricultural product wholesale market is generally also provided with entrance barrier equipment and exit barrier equipment, a customer can swipe an IC card at the entrance barrier equipment to verify the identity, the customer is allowed to enter the farm only after passing the identity verification, the customer without card handling can distribute a temporary card, the temporary card is used for identifying identity information, and the entrance barrier equipment can also be used for registering the information of the entrance time, the vehicle type, the whole vehicle weight and the like of an entrance vehicle. The departure gate equipment is generally used for carrying out departure verification on a customer, recording information such as departure time, vehicle types and the whole vehicle weight of the vehicle, and collecting parking fees. And the transaction receipt can be checked, so that the fee evasion behavior can be prevented. In a word, the entrance barrier equipment and the exit barrier equipment can play a good role in supervision, prevent the occurrence of actions such as fee evasion and the like, and monitor the food safety.
Example 2
As shown in the flow chart of fig. 1, this example discloses a method for trading agricultural products in a wholesale market of agricultural products, which comprises the following steps:
step S1, agricultural product transaction information confirmation: and acquiring agricultural product transaction information, wherein the agricultural product transaction information comprises the variety, the weight or the piece number of the agricultural product and the unit price.
The agricultural product transaction information refers to information that needs to be confirmed by both buyers and sellers during transaction, and the agricultural product transaction information must firstly confirm varieties, the varieties are used for distinguishing agricultural products, for example, the names of various vegetables, meat and fruits are the names of the varieties, such as Chinese cabbage, radish, pork, beef, apple, pear and the like, besides the names of the varieties, the varieties can be generally endowed with variety codes, and the variety codes are a series of numbers generated according to certain coding rules, such as 0001, 0002, 1001, 1002, 2001 and 2002, which can be used for representing the Chinese cabbage, radish, pork, beef, apple and pear. The information on the item is generally obtained by direct input or selection from a list of items already stored.
Second, the agricultural product transaction information must also generally include the units (or quantities) of the agricultural product being traded, including weight or piece count, etc. Generally, the trade of agricultural products refers to weighing of jin, bi, g, kg, etc., that is, the weight of the agricultural products, and can also be characterized according to the number of the agricultural products, such as boxes, pieces, branches, individuals, bags, etc., and the quantity of the agricultural products is marked. The weight is typically obtained by reading on a weighing machine or the like.
Meanwhile, the agricultural product transaction information must also include unit price, such as 3 yuan/kg; 50 yuan/bin, etc. The unit price also includes a bite price. The unit price may be obtained by directly inputting a number or selecting among given numbers.
The above-mentioned varieties, units and unit prices are all information that must be confirmed to carry out the next transaction. In addition, the agricultural product transaction information may further include other information: if the agricultural product detection result, the agricultural product source tracing code, the skin returning information and the like are included.
As a preferable mode, the wholesale market of agricultural products is provided with a detection center (also called an agricultural product quality detection module, referred to as a detection module for short) which can detect whether agricultural products are qualified, such as whether pesticide residues, veterinary drug residues, microorganisms, heavy metals, diseases, quality control detection, food additives, food pigments and the like exist. During the transaction, the detection result of the agricultural product can be submitted to the buyer and the seller for confirmation, so that the buyer can obtain more information about the agricultural product.
The agricultural product traceability code is a code, and information recorded in the agricultural product planting or breeding process, the transportation process and the processing process can be obtained by reading the code; for example, the method comprises the steps that inspectors inspect agricultural products, namely quarantine is carried out on the agricultural products, growth state parameters in daily planting and breeding are collected, and the like, specifically, the farm places of planting or breeding, the starting date of planting or breeding, the harvest date, pesticide sowing and other various kinds of supervision information in the planting or breeding process are included; and also comprises supervision information such as boxing, distribution and the like in the transportation process.
The so-called bark returning information refers to a containing part which is often provided with a frame or a box and is used for containing agricultural products when the agricultural products are weighed in the agricultural product transaction process, the process needs to remove the weight of the containing part such as the frame or the box and is the weight of the agricultural products, and the process of removing the containing part is the so-called bark returning. The leather return information refers to the weight of the bearing part needing to be subtracted.
Preferably, the agricultural product trading information further includes trading time, information related to marketers who participate in trading, and the like.
Step S2, identity confirmation of the buyer and the seller: any party of the buyer and the seller confirms the identity information of the buyer and the seller on the transaction terminal by adopting an identity card swiping mode and a social security card swiping mode; the idea of the present invention is that the buyer and the seller can also use the existing way of swiping an IC card or inputting an account to confirm the buying and selling identity information, and this example only provides more ways of confirming the identity, so long as either the buyer or the seller adopts the way of swiping an identity card or a social security card to confirm the identity, which falls into the idea of the present invention. The two do not need to adopt the mode of swiping the identity card or the social security card, one party can swipe the IC card, and the other party can adopt the mode of swiping the social security card or the identity card to carry out identity confirmation.
In the existing agricultural product wholesale market, only a mode of confirming identity information of buyers and sellers by swiping an IC card is generally provided. For example, the buyer can also confirm the identity of the buyer by swiping an identity card or a social security card or directly inputting an account, and the seller can also confirm the identity of the seller by swiping the identity card or the social security card or directly inputting the account. The account, that is, the user information registered by the buyer or seller in the agricultural product wholesale market, may be a user name or a user number, and a one-card account and an IC card are bound under the account, and the IC card may be used for identity information confirmation and payment, and the one-card account may also be used for payment.
In the actual operation process, a common seller is a client who stays in the market for a long time, accounts are transacted in the market, and identity information and payment are more convenient by adopting an IC card. If the IC card is not carried, the ID can be confirmed by directly inputting the account. A few buyers are scattered users unwilling to register accounts, and the buyers can confirm the identity information by swiping identity cards or social security cards. Therefore, as a preferred mode, when the identity is confirmed, the seller swipes the IC card or inputs an account to confirm the identity information of the seller, and the buyer swipes the identity card or the social security card to confirm the identity information of the buyer.
The present invention further provides a method for confirming identity by swiping an identity card or a social security card, wherein a buyer can swipe an identity card or a social security card on an all-in-one card swiping device to confirm the identity of the buyer in such a manner, generally speaking, sellers are customers who stay in a wholesale market of agricultural products for a long time and all have IC cards, and the sellers can swipe the IC cards or directly input accounts to confirm the identity of the sellers. However, if there is a special seller, the identity information can be confirmed by swiping an identity card or a social security card. Namely, the following identity confirmation modes can be provided: the seller swipes an IC card or inputs an account on the transaction terminal to confirm the identity of the seller, and the buyer swipes an identity card or a social security card on the transaction terminal to confirm the identity of the buyer.
The steps S1 and S2 do not limit the execution sequence, and the steps of confirming the agricultural product transaction information may be performed in front of the steps, and then the identities of the buyer and the seller are confirmed; or the identity of the buyer and the seller can be confirmed first, and then the agricultural product transaction information can be confirmed.
Step S3, the buyer pays the seller currency: after the agricultural product transaction information is confirmed and the identity of the buyer and the seller is confirmed; the buyer adopts IC card payment and bank card payment on the transaction terminal; or inputting a one-card account number for payment; or mobile payment is adopted; or pay money by cash payment.
Specifically, the manner in which the buyer pays the seller money may include the following:
transferring the money equivalent to the agricultural products to be traded in the buyer IC card to the seller IC card;
or transferring the money equivalent to the agricultural products to be traded in the buyer IC card to a bank card bound with the seller;
or the buyer swipes a bank card and transfers the money equivalent to the agricultural products to be traded to the seller IC card;
or the buyer swipes a bank card and transfers the money equivalent to the agricultural products to be traded to the bank card bound with the seller;
or the buyer directly pays cash equivalent to the agricultural product to be traded to the seller, and then the buyer and the seller confirm the trading result on the trading terminal;
or the buyer deposits cash into the cash receiving device on the transaction terminal, the transaction terminal issues a cash receiving confirmation bill to the buyer, and the background settlement system settles the money which should be received to the seller.
Or the buyer pays money to the seller by means of mobile payment, etc.
As a preferred mode, mobile payment can be realized by swiping a two-dimensional code: printing an agricultural product transaction information receipt with a payment two-dimensional code attached thereon, swiping the payment two-dimensional code by a buyer through a mobile terminal, and transferring money equivalent to the agricultural product to be transacted into an IC card, a bank card or an account number of a one-card of the seller in a mobile payment mode.
Of course, the wholesale market of agricultural products is obviously earn money when trading in the wholesale market of agricultural products, and therefore, the wholesale market of agricultural products further comprises the step of collecting management fees from buyers and/or sellers in the whole transaction process of agricultural products. The management fees refer to the general term of charging various fees for the wholesale market of agricultural products, and generally include booth lease fees, water and electricity fees, trade commission fees and the like. The collection method can also be divided into various forms, such as monthly collection and extraction in the transaction process.
The following is a brief description of a specific payment method for the buyer to pay the seller money.
IC card payment mode: if the buyer and the seller are registered in the agricultural product wholesale market and the agricultural product wholesale market distributes the IC card to the buyer and the seller, the IC card is swiped when the identity of the buyer and the seller is confirmed, and after the two parties confirm the information of the transacted agricultural products, a payment confirmation step is carried out, and the money of the corresponding agricultural products in the buyer account is transferred to the seller account.
In actual operation, the IC card is used as an identification means of a buyer and a seller, when a customer registers, the customer stores identification information and the like in a corresponding storage module in advance, unique binding is carried out in advance through the name of the customer and the number of the IC card, the detailed transaction information of the customer can be recorded only by swiping the card when the agricultural product wholesale market carries out agricultural product transaction, the variety, the weight (capable of being automatically read through an electronic scale) and the unit price information of the agricultural product are input during transaction, the buyer swipes the card to pay the fee, the seller swipes the card to collect the payment, the market automatically deducts transaction commission fees through transaction software, the transaction completes automatic printing of documents, and data in the transaction all-in-one machine can be transmitted to a server through a network communication module. The card swiping process performs the identity confirmation and payment process of step S2 and step S3.
The mode of swiping the IC card is adopted for identity authentication and payment, the transaction speed of agricultural products can be effectively improved, and the trouble of cash change and the risk of receiving counterfeit money are avoided. This method has been described in more detail in the prior art, and is not described in detail.
The buyer can also swipe a bank card to pay the seller currency. For example, the mode one: the bank card is used for recharging the IC card, and then the IC card is used for payment: the buyer binds the bank card and the IC card of the buyer through the bank card swiping module to realize the transfer of funds from the bank card to the IC card, namely, the IC card is recharged, and then the corresponding money in the IC card of the buyer is transferred into the IC card of the seller, thereby realizing the electronic transaction.
And a second mode: the buyer swipes an identity card to confirm identity information, the seller account number is bound with a bank card account number, the seller swipes an IC card to confirm identity information, and the buyer swipes the bank card to transfer accounts into the bank card bound with the seller.
And a third mode: the buyer directly inputs the bank card account and the password, and the seller inputs the bank card account, so that the account transfer from the buyer to the seller is realized.
The buyer may also pay the seller money in cash:
the buyer pays cash directly to the seller; in this way, the wholesale market of agricultural products as a manager can collect management fees during the transaction, or collect management fees when buyers enter the market, or collect management fees when the buyers return the market.
Or paying cash to the wholesale market of the agricultural products serving as a manager by the buyer, and then transferring the cash to the IC card, the bank card or the one-card account of the seller by the wholesale market of the agricultural products. In the process, the agricultural product wholesale market can deduct the management cost and then transfer the remaining money after deducting the management cost into the seller IC card.
Of course, it is preferable that the wholesale market of agricultural products connects a cash receiving device, which corresponds to a cash receiving port of an automatic deposit machine in a bank, to a transaction terminal, and receives cash of a buyer, and charges the cash and deposits the cost into an account established in the wholesale market of agricultural products. Then the information of the received fee is transmitted to the transaction terminal, and a receiving confirmation unit on the transaction terminal issues a cash receiving confirmation bill to the buyer, wherein the cash receiving confirmation bill can be issued to the buyer by means of e-mails or short messages or printed vouchers as a certificate for receiving cash. Then, a cash settlement unit at the transaction terminal issues a settlement request to the server after receiving the cash from the cash receiving device, and the server settles the money to be received to the seller in response to the settlement request. The settlement is to deposit money into a seller account (an IC card account, a bank card account, a one-card account or the like) or to transfer money. It should be noted that, in the process of payment, the buyer sometimes needs to pay additional transaction fee when paying the currency of the agricultural product itself, and the market manager may receive the transaction fee in various receiving manners, such as directly receiving cash, for example, adding the transaction fee when the transaction terminal confirms the fee. Similarly, the seller may need to pay a portion of the transaction fee, which is typically deducted from the money paid by the buyer during the transfer, and thus the seller's amount due is typically the remainder of the transaction fee deducted from the money paid by the buyer.
Example 3
In the following, the agricultural product transaction implemented by market personnel on the agricultural product transaction all-in-one machine is taken as an example.
When the agricultural product transaction all-in-one machine is powered on and started, all parts of equipment perform self-checking. After the resident program is started, the following work is firstly carried out: 1) checking the communication state of each part of equipment; 2) checking the networking state of the all-in-one machine; 3) logging in by an operator; 4) downloading variety and trade customer data; 5) entering a weighing available state;
upon entering the weighable state, the operator may perform transaction activities on the system including: collecting weight data from an electronic scale; supporting multiple consecutive weighing of a single transaction; supporting the skin (the tare weight can be input by an operator, and the tare weight can also be taken out from an electronic scale); the method comprises the following specific steps:
weighing: pressing the weighing key, the system can accept weighing; when the weight is stable, the operator presses a 'receiving' key, and the system acquires weight data; inputting varieties (pressing variety keys) by an operator, and inputting unit prices; pressing the "OK" key completes the current weighing. The system state is set to "over gross weight complete".
Weighing for multiple times; after one weighing is completed, the goods in the same transaction are weighed. The operator presses "add up" to continue weighing; weight data is obtained as "received" and the system adds this value to the weight after the last weighing. This step may be repeated until all of the goods for a transaction have been weighed.
And (6) returning the skin. Before weighing, the gross weight is obtained, the system obtains the gross weight from the electronic scale by pressing 'back skin', and the operator presses 'receiving'; or the operator directly enters the weight and calculates the net weight according to a 'confirmation' system.
And (5) swiping the card for settlement. The identity of the buyer and the seller is confirmed in the process by swiping an IC card, an identity card or a social security card or directly inputting an account number and the like, and if the IC card is swiped, the identity and the payment can be simultaneously realized by swiping the IC card once. If the IC card is not available, the buyer can pay by swiping a bank card or by adopting a mobile payment or cash payment mode after the identity is confirmed by swiping an identity card, a social security card or inputting an account number. Taking the IC card swiping as an example, clicking 'the buyer swipes the card', and swiping the card by the buyer and typing in a password; clicking 'seller swiping card', swiping card by seller and typing in password; and finally, after the clients of the two parties confirm the data, the trader clicks 'trade completion', and the system completes settlement (recording, account planning and the like).
Or cash payment is adopted, if cash payment is adopted, as described in embodiment 2, the buyer deposits cash into the cash receiving device on the transaction terminal, the transaction terminal provides a cash receiving confirmation form to the buyer, and the background settlement system settles the money which the buyer should receive to the seller.
As described above, the invention provides a system and a method for agricultural product transaction, which can provide various identification confirmation and payment modes and improve the transaction process. All possible trading behaviors are brought into the wholesale market of agricultural products, so that various customers can be attracted, the risk of customer loss is reduced, various customers can trade the agricultural products as desired, and more profits are created for the wholesale market of the agricultural products.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents and improvements made within the spirit and principle of the present invention are intended to be included within the scope of the present invention.

Claims (3)

1. An agricultural product trading system for agricultural product wholesale market is characterized in that,
the agricultural product transaction system comprises a server, a communication network and a transaction terminal; the communication network is used for realizing the communication between the transaction terminal and the server; the communication network provides a wireless communication network in a wireless access point mode; the transaction terminal, the communication network and the server are connected in a wireless mode and communicate by a TCP/IP protocol; the transaction terminal is responsible for transaction processes of the buyer and the seller, including the acquisition of agricultural product transaction information, the acquisition of identity information of the buyer and the seller, payment or settlement and the transmission of data to the server; logic relating to settlement processing is performed by the server; the server also runs a data storage system and is responsible for storing data and responding to retrieval requests; wherein,
the transaction terminal comprises the following modules:
the agricultural product transaction information confirming module is used for obtaining agricultural product transaction information, and the agricultural product transaction information comprises the variety, the weight or the number of pieces and the unit price of an agricultural product;
the buyer and seller identity confirmation module comprises an IC card swiping identity confirmation sub-module, an identity card swiping identity confirmation sub-module, a social security card swiping identity confirmation sub-module and a one-card account number input sub-module;
the payment module comprises an IC card payment sub-module, a bank card payment sub-module, an all-purpose card account payment sub-module, a mobile payment sub-module and a cash payment sub-module; the payment module is used for paying by swiping an IC card and paying by a bank card on the transaction terminal by a buyer; or inputting a one-card account number for payment; or mobile payment is adopted; or the currency is paid by cash payment;
the cash payment submodule comprises a cash receiving device, a receiving confirmation unit and a settlement unit; the cash receiving device is used for receiving cash paid by the buyer; the receipt confirmation unit is used for issuing a cash receipt confirmation form to the buyer; the settlement unit is used for sending a settlement request to the server, and the server responds to the settlement request to settle accounts receivable for the seller;
the physical module of the transaction terminal comprises a central controller, a communication module, an input module, a display module, a weighing module, a printing module, an all-in-one card swiping module and a detection module; the communication module, the input module, the display module, the weighing module, the printing module, the all-in-one card swiping module and the detection module are all connected with the central controller;
the agricultural product transaction information confirmation module is related to the following physical modules: the device comprises a central controller, an input module, a display module, a weighing module and a detection module; the identity confirmation module of the buyer and the seller and the payment module are all related to the following physical modules: the card reader comprises a central controller, a communication module, an input module, a display module, a printing module and an all-in-one card swiping module;
the input module is a mechanical key or a touch key, and the variety, unit price, password and account number of the agricultural product are input through the input module;
the communication module is used for realizing the connection between the transaction terminal and the server and adopts a wired or wireless communication module;
the weighing module is an electronic scale or an electronic pound and is used for weighing the weight of the agricultural products;
the display module is used for displaying information to be displayed to the buyer and the seller;
the printing module can adopt thermal printing or needle printing and is used for printing documents or receipt;
the card readers of the IC card identity confirming submodule, the IC card payment submodule, the identity card swiping confirmation submodule, the social security card swiping confirmation submodule and the bank card payment submodule are integrated into an all-in-one card swiping module, and the all-in-one card swiping module is used for reading information of an IC card, an identity card, a social security card or a bank card respectively.
2. The agricultural product transaction system of claim 1, further comprising a detection module to detect quality security information of the agricultural product.
3. The agricultural product transaction system of claim 1, further comprising an entry level device and an exit level device.
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