KR101259958B1 - Service system and method for pre-paying the sales price - Google Patents

Abstract

PURPOSE: A prepaid service system for online sale money and a control method thereof are provided to reduce risk of a money paying company and to pay sale money to an online market seller at the same time. CONSTITUTION: A prepaid service system is composed of a seller, an online market, a prepaid service system, and a credit evaluation institution. The seller who is registered in the online market registers in the prepaid service system. The online market provides seller information, sale registration information, and sale information to the prepaid service system. [Reference numerals] (1) Seller registration; (2) Member subscription; (3) Seller information; (4) Sale registration information; (5) Sale information; (6) Credit information; (7) Prepaid; (8) Remittance; (AA) Seller; (BB) Online market; (CC) Prepaid service system; (DD) Credit-rating agency

Description

SERVICE SYSTEM AND METHOD FOR PRE-PAYING THE SALES PRICE

The present invention relates to a payout settlement service system for online sellers, and more particularly to a payout settlement service system for online sellers, and more particularly, to a system for paying out online payouts through a settlement payout service provider, And more particularly, to an online market sale payment service which enables a seller to pay settlement money more quickly.

As the Internet has become popular, various types of online sellers through the Internet are selling through various sales methods. In recent years, open markets in which sellers register their products, sell products, and settle sales prices from online sellers .

In each open market, various forms of payment payment method are applied to sellers. However, after the seller's product is sold, when the delivery of the product is completed, the sales price for the product is settled to the seller It is common.

In the past, there was a method of selecting a sales price for an online merchant who made a settlement in advance to the seller with only the seller's sales amount at the commercial bank and withdraw the sales amount from the online sales place (open market) at a later settlement time.

However, this method has not been actively implemented because it has provided various kinds of risks that can not be recovered to the seller in advance.

For example, if a seller pays a seller a sale, but the merchandise delivered to the buyer is a defective product or an illegal product, such as a counterfeit product, causes a problem with the criminal case, It is difficult to guarantee the amount.

However, the above-mentioned commercial banks that conduct selected service for online sellers have not established a system to manage and proactively manage such risks. However, , There are not many sellers that meet the above-mentioned qualifications in reality.

The present invention monitors the seller information, the sales registration information, and the sales information in the online market in which the online merchant is registered, collects the selected payment information for determining whether to pay the seller for the selected payment, And to provide an online sales price selection service system which determines whether or not to pay the selected merchants for the online merchants.

The present invention is to provide an online sales price selection service system that monitors the credit status of an online merchant in real time in cooperation with a credit evaluation agency and determines whether or not to pay the selected merchant for the online merchant according to the credit status of the online merchant .

According to the present invention,

An online market system for providing a registration and sales process of a product to a member registered as a seller and providing a settlement process for providing a sale price deposited by a buyer to a selected product service system according to a settlement process, , Sales registration information, and sales information to generate sales price information for the sales price and to select the sales price to the online seller registered as a member according to the generated sales price information, Respectively,

The selected pick-up service system comprises a web server for performing online subscription to the seller and receiving access control from the seller terminal for receiving the pick-up service, and online seller information for the online pick-up service, Accordingly, the system includes a selection server that provides a selected service to a seller member registered as a member, a database in which online market information, seller information registered as a member, monitoring information, and selected service information are stored and managed .

In the selected mountain service control method in the system of the present invention,

A seller confirmation process of collecting the seller information of the online market system 200 and comparing the collected seller information with the seller member information registered in the database,

A sales prohibited product judging process of judging whether the prohibited item is registered as a selling product by monitoring the sales registration information of the online market system on the prohibition information (keyword information) registered in the database,

A selected pick-up payment information generating step of generating picked-up pick-up information according to a result of the seller checking process and the selling prohibited product judging process;

Determining whether or not the delivery of the product has been completed by checking the sales information of the seller member from the online market system,

In the case of the selected payment at the time of the selection of the selected payment at the time of payment, the selected payment information stored in the database is loaded to determine whether the selected payment is made. If the payment is in the selected payment state, If not, notifies the seller that the seller is not the subject of the selected payment,

If payment is received from the online market service system, it is judged whether or not the settlement case has been processed. If the settlement process is completed, the settlement information is registered and completed. And a finishing process of finishing the sale of the merchandise to complete the settlement.

According to the system of the present invention, a scraping solution for collecting seller information, sales registration information, and sales information of an online market system is provided to collect the sales details of sellers collectively, By detecting and managing in advance, it is possible to provide a stable selection service.

In addition, credit rating agencies can use the seller 's credit information to provide a stable selection service by pre - identifying and managing account foreclosures and financial disorder due to national tax and local tax delinquency.

According to the system of the present invention as described above, the ability to actively cope with quick cash rotation is generally low due to the financial characteristics of online merchants. However, by providing a more active selected cash service, Can provide a more favorable environment for product supply or operation.

FIG. 1 is a diagram showing a schematic service flow of a mountain service system for selecting an online sale price according to the present invention. FIG.
2 is a block diagram showing a configuration of an online sales price selection service system according to the present invention.
FIG. 3 is a flow chart illustrating a process of monitoring the seller information registered in the online market system and determining the validity of the seller information to generate the selected article payment information according to the present invention.
4 is a flowchart illustrating a process of configuring selected payment information from monitoring information according to the present invention.
FIG. 5 is a flow chart illustrating a process of performing a method of controlling an on-line sales payment service according to the present invention.

The configuration and operation of the online service system according to the present invention will be described with reference to the embodiments shown in FIGS. 1 and 2. FIG.

An on-line market system 200 that provides a registration and sales process of a product to a member registered as a seller and provides a settlement process for providing a sale price deposited by the purchaser to the selected product service system 100 according to the settlement process, The seller information, sales registration information, and sales information of the online market system 200 are monitored to generate selected payment information for the sales price, and the sales price is selected to the online seller registered as a member according to the generated payment information. And a service selection system 100 for service,

The selected pick-up service system 100 includes a web server 110 that performs online registration of a seller and a connection control of the seller terminal unit 300 to receive a selection pick-up service, an online market system 200), a selection server (120) for monitoring the online seller information of the sales information and providing the selected member service to the seller member registered as a member in accordance with the monitoring information, And a database 130 in which the selected mountain service history information is stored and managed.

The selection server 120 includes a seller information monitoring unit 121 for collecting seller information from an on-line market system for the selection and payment, a sales registration information monitoring unit 122 for collecting sales registration information registered by the seller in real time An online market seller information monitoring unit including a sales information monitoring unit 123 for collecting sales information including sales information and delivery information for the seller's registered products in real time; A credit information monitoring unit 124 for monitoring the seller's credit information from the online market seller information monitoring unit and the credit information monitoring unit 124, The sales price is settled, and when the sales price is settled from the online market system 200, it is confirmed Sugar and a selected acid controller 125 to complete processing management service to selected service acid gun.

The online sales price selection service system including the above-described configuration is a service system in which a sales price to be paid to a seller in an online market is selected in advance, and the service system is retrieved from the online market. When the sales are completed and the delivery is completed The main technical feature is the service system in which sales price can be directly paid to the seller.

The online market system 200 provides a seller registration process, a process of allowing a registered seller to register and sell a product, a settlement process process of a sales price, And an open market that pays a fee for it.

The selected pick-up service system 100 is a system for providing a pick-up pick-up service to a seller member in advance in relation to the sales price settled in the online market system 200.

The selected pick-up service system 100 may be a subject that the bank operates the selected pick-up service business, or a system operated by a separate service company.

 And online market seller information monitoring means for collecting the seller information, sales registration information, and sales information of the online market system, generates the selected article payment information by using the seller information collected through the monitoring means, And process means for picking up a sale price to an online seller in accordance with the mountain payment information.

The system may further include monitoring means for monitoring the seller credit information from the external credit rating agency system 400 so that the credit information of the seller can be used as the selected payment information.

 The selected mountain service system 100 includes a web server 110 selection server 120 and a database 130.

The web server 110 is a means for performing membership control of the online seller and access control of the seller terminal unit 300 for receiving the selection service.

The selection server 120 includes an online market seller information monitoring means for collecting seller information constituting selected payment information from the online market system 200, a credit information monitoring unit 124 for monitoring credit information, And an acid control unit 125.

The online market seller information monitoring means includes a seller information monitoring unit 121, a sales registration information monitoring unit 122, and a sales information monitoring unit 123.

The seller information monitoring unit 121 is a unit for collecting seller information registered in the online market system 200 and collecting seller information including a representative name, a business number, a telephone number, and an account number .

The seller information monitoring unit 121 monitors the seller information of the online market system 200 at a predetermined time interval (for example, one day) to collect seller information.

The sales registration information monitoring unit 122 is a unit for collecting, in real time, the sales registration information of the products registered by the seller from the online market system 200.

The sales registration information includes a product name and sales price information.

The sales information monitoring unit 123 is a unit for collecting, in real time, sales progress information including sales and delivery information on sales-registered products of the seller.

The database 130 is a means for storing and managing information and service details for proceeding with the selection service, and includes online market information, seller information, monitoring information, and selected service details.

The online market information is information of an online market, which is a service contract relationship, and includes a company name, a representative name, a business registration number, and the like.

The seller information is member information of a seller registered in the selected product service system 100 in order to receive the selected service, and includes the seller name, the business registration number, the name of the representative, the payment account, and the telephone number information.

The monitoring information may include seller information, sales registration information, and sales information of the online market system 100 collected from the seller information monitoring unit 121, the sales registration information monitoring unit 122, and the sales information monitoring unit 123 .

The selected picked-up service history information is information on the selected picked-up processed pieces, and includes the seller, the seller's payout, and the collection status information selected and processed.

In addition, the database 130 may further include sales prohibition information on the product.

The sales prohibition information is keyword information.

The database 130 may further include sales information of the seller.

The sales information is the total information of the sales price.

The credit information monitoring unit 124 is a means for collecting credit information of a seller from an external credit information evaluation institution system 400.

The selection control unit 125 generates the selected payment information from the seller information collected from the online marketplace seller information monitoring unit and the credit information monitoring unit 124, And thus provides a process for settlement of the sales proceeds to the seller,

The selection control unit 125 may include a monitoring process of determining whether the seller information matches the monitoring result of the online market seller information monitoring unit, a monitoring process of determining whether the selling prohibited product is being sold using the selling prohibition information, A credit information monitoring process that monitors the credit information of the seller from the credit rating agency system, a sales change determination process that verifies the sales change of the seller and determines the change in sales within a certain period of time, The process of determining the starting point of the purchase, the online market seller information and the registered seller information are identical, the sales prohibited product is not available, the sales are not rapidly reduced or increased, and the credit information is normal. Acquisition Information Generation Process, Selected Acquisition Information Generation Process And the settlement confirmation process that completes the service for the settlement case is provided when the sales price is settled from the online market system. do.

The operation and operation of the system according to the present invention will be described below.

In order to receive the selected picking service for the registered products registered in the online market system 200, the seller joins the selected picking service system 100 as a member.

The selected mountain service system 100 provides the membership subscription process to the connected seller terminal unit 300. The seller inputs the seller information including the business registration number, representative name, billing account, and telephone number, do.

Of course, in the selected service system 100, more items may be set as membership subscription items in order to collect more seller information.

The selection server 120 of the selected server 100 collects the seller information, sales registration information, and sales information while being connected to the online market system 200 and stores the collected information in the database 130,

The seller information monitoring unit 121 monitors the seller information once every predetermined time (day), for example, and provides the selected information to the selection control unit 125. The selection control unit 125 controls the selection control unit 125 to compare the member information registered in the database 130, And confirm that it is correct seller information.

The sales information monitoring unit 122 collects sales registration information registered for product sales in real time and provides the sales registration information to the selection control unit 125. The sales information monitoring unit 123 includes sales progress information of products in real time And provides the sales information to the selection control unit 125.

In addition, the credit information monitoring unit 124 informs the selection control unit 125 whenever the credit information is changed from the credit information evaluation institution system 400.

As described above, the selection control unit 125 configures the selection payment information according to the collected seller information, the sales registration information, the sales information, and the credit information, and determines whether or not to pay the sales price to the seller .

That is, when the product registered from the sales information is sold and the delivery is completed, the selection control unit 125 determines whether or not to pay the selected payment according to the selected payment information configured as described above, If the seller information is different from the seller information registered in the database 130, or if the credit is in a bad state, it is set as a person to be excluded as a target of selection, and the selection processing is not performed.

Also, the selection control unit 125 confirms whether the keyword information, which is sales prohibition information, is registered in the sales registration information, and sets the keyword information as the person to be excluded.

Also, the selection control unit 125 can use the sales information of the seller as the selected payment information. If the sales are increased or decreased by a predetermined value or more, that is, rapidly increased or decreased rapidly, have.

In the case of a sudden increase, it is judged as sales manipulation due to illegal use of the card.

If the applicant is excluded from the selected recipient, the registered seller is notified.

Thereafter, when the sales proceeds from the online market system 100 are processed for settlement, service completion for the relevant case is set.

Selected sellers who are excluded from the target will be settled at this point when the sales proceeds are settled to the online market system (100).

FIG. 3 is a flow chart illustrating a process of monitoring the seller information registered in the online market system to determine the validity of the seller information to generate the selected payment information. FIG. 5 is a flow chart illustrating a process of performing an online sales service selection method according to an embodiment of the present invention. Referring to FIG.

According to the method,

A seller confirmation process of collecting the seller information of the online market system 200 and comparing the collected seller information with the seller member information registered in the database 130 to determine whether they match or not,

A sales prohibited product determination process for monitoring sales prohibition information (keyword information) registered in the database 130 to determine whether the prohibited item is registered as a sales product,

A sales judgment process for checking sales information registered in the database 130 and generating increase / decrease information of sales for a predetermined period to determine whether the sales have rapidly decreased or surged,

A seller credit judging process of judging the seller's credit by monitoring the change of the seller credit information of the credit rating agency system 400,

A selected pick-up payment information generating step of generating pick-pick-up payment information according to a result of the seller checking process, the prohibited product determining process, the sales determining process, and the seller credit determining process;

Determining whether or not the delivery of the product is completed by checking the sales information of the seller member from the online market system 200,

In the case of the selected pick-up time determination process as a result of the selection pick-up time determination process, the picked-up pick-up information stored in the database 130 is loaded to judge whether or not the selected pick-up is paid. If the seller is not the person to be paid, notifies the seller that the seller is not the person to be paid,

When the payment is received from the online market service system 200, it is judged whether or not the settlement case is processed. If the settlement case is processed, the settlement information is registered and completed. A seller's account settlement process for settlement and settlement to the seller,

And a seller sales information registration process of adding and registering the sales proceeds to the seller sales information when the sales proceeds are settled.

In the present invention,

The seller confirmation process is a process of confirming whether the seller information registered in the online market system 200 matches the seller information registered in the selected goods and service system 100. If the seller information matches, Thereby constituting the mountain payment information.

The prohibited product determination process is for checking whether the sale prohibited product registered in the database 130 is registered in the sale registration information, If the item is not registered, the selected payment will be made as the selected payment.

The sales determination process is intended to exclude sales from the selected sales service in the case of a sharp decrease or increase in sales within a predetermined period. The sales information registered in the database 130 is checked to generate sales increase / decrease information for a predetermined period, It is decided whether to plunge or not, and accordingly, in case of sudden rise or fall, the selected payment information to be excluded from the person to be paid is constituted.

As described above, the process of generating the selected payment information is the process of generating the selected payment information according to the results of the merchant checking process, the selling prohibited product judging process, the sales judging process, and the seller credit judging process.

The process of determining the selected payment start time is for determining the point of time when the selected payment is made. It is a process for depositing the payout right immediately after completion of the sale. In the present invention, The selling information of the seller member is checked from the system 200 to determine whether the delivery of the product is completed, and the point of time when the selected article is paid is determined.

The selected pickling process is a process of picking up a seller's payout to the seller according to the picked-up picking-up information. When the selected picking-up time is judged as a result of the picking out point, If the selected payment information is composed of the selected buyer, the sales price is selected and processed.

At this time, if the applicant is not the applicant, the applicant is notified that the applicant is not the applicant.
More specifically, the selection calculation process determines whether or not the selected product payment is made according to the selected product payment information configured as described above in the selection control unit 125, and the corresponding sales payment is settled to the payment account of the registered seller. If the seller information is different from the seller information registered in the database 130, or if the credit is in a bad state, it is set as a person to be excluded as a target for selection and not subjected to selection processing.
Also, in the selection process, the selection control unit 125 confirms whether the keyword information, which is sales prohibition information, is registered in the sales registration information, and sets the selected keyword as information on the selection target.
In addition, when the sales is increased or decreased by a predetermined value or more, that is, when the sales is rapidly increased or decreased rapidly, You can exclude it from the person to be paid.

The sales floor payment completion process is a process to complete processing of the selected pick-up service when the corresponding sale payment is processed in the online market system 200 for the selected pick-up transaction, It is judged whether or not the settlement case is processed by the selection process, and when the process is completed, the process completion information is registered and completed.

Here, the settlement process that has not been subjected to the selection process includes a process of performing the settlement process to the seller and completing the settlement process.

The seller sales information registration process is a process for managing sales information of a seller. When the sales money is settled, the sales information is summed and registered in the seller sales information to manage sales information of the seller.

Claims (11)

An on-line market system 200 that provides a registration and sales process of a product to a member registered as a seller and provides a settlement process for providing a sale price deposited by the purchaser to the selected product service system 100 according to the settlement process, The seller information, sales registration information, and sales information of the online market system 200 are monitored to generate selected payment information for the sales price, and the sales price is selected to the online seller registered as a member according to the generated payment information. A service selection system 100 for service,
The selected pick-up service system 100 includes a web server 110 that performs online registration of a seller and a connection control of the seller terminal unit 300 to receive a selection pick-up service, an online market system 200), a selection server (120) for monitoring the online seller information of the sales information and providing the selected member service to the seller member registered as a member in accordance with the monitoring information, And a database 130 in which the selected mountain service history information is stored and managed,
The selection server 120 includes a seller information monitoring unit 121 for collecting seller information from an on-line market system for the selection and payment, a sales registration information monitoring unit 122 for collecting sales registration information registered by the seller in real time An online market seller information monitoring unit including a sales information monitoring unit 123 for collecting sales information including sales information and shipping information for the seller's registered products in real time and an online market seller information monitoring unit The sales price is settled to the online seller from the collected monitoring information, the sales price is settled, and when the sales price is settled from the online market system 200, it is confirmed that the sales price is settled, And a selection control unit (125)
The selection control unit 125 may include a monitoring process of determining whether the seller information matches the monitoring result of the online market seller information monitoring unit, a monitoring process of determining whether the selling prohibited product is being sold using the selling prohibition information, A credit information monitoring process for monitoring the seller's credit information from the credit rating agency system, a sales change determination process for checking the sales change of the seller and determining the change in sales within a predetermined period, The online market seller information and registered seller information are identical, the sales prohibited product is not available, there is no surge or drop in sales, and the credit information is normal Selected as a recipient of selected payments Line for generating payment information Selection process for determining whether a product is selected according to the selected product payment information generated in the process of generating product information, a picking process for processing the selected product, and a settlement process when the sales price is settled from the online market system When the process includes a settlement confirmation process to complete the service for the subject,
The selection control unit 125 determines whether or not to pay the selected payment according to the selected payment information, and processes the payment to the payment account of the registered seller. If the seller information is different from the seller information registered in the database , And when the credit is in a bad state,
It is determined whether or not the keyword information, which is sales prohibition information, is registered in the sales registration information,
If the sales information of the seller collected in real time by the sales information monitoring unit 123 is used as the selected pick-up payment information and the sales rapidly increases by a predetermined value or more for a predetermined period, it is determined as a sales operation. The online sales price selection system is characterized by the fact that it is excluded from the subject of the selected payment.
delete The system according to claim 1, further comprising a credit information monitoring unit (124) for monitoring credit information of a seller from the credit information evaluation institution system (400) as a monitoring means for determining the award payment by the selection control unit Wherein the online sales price selection system comprises:
The system according to claim 1, wherein the information collected by the seller information monitoring unit (121) is seller information including a representative name, a business number, a telephone number, and an account number,
The information collected in real time by the sales registration information monitoring unit 122 is sales registration information including a product name and sales price information registered by the seller,
Wherein the sales information collected in real time by the sales information monitoring unit (123) is sales progress information including sales and delivery information for a seller's registered product.
The system according to claim 1, wherein the online market information is information on an online market, which is a service contract relationship, and includes a company name, a representative name, a business registration number,
The seller information is member information of a seller registered in the selected product service system 100 in order to receive the selected goods service, and includes the seller name, the business registration number, the representative name, the payment account, and the telephone number information,
The monitoring information may include seller information, sales registration information, and sales information of the online market system 100 collected from the seller information monitoring unit 121, the sales registration information monitoring unit 122, and the sales information monitoring unit 123 Including,
The selected picked-up service history information is information on the selected picked-up processed list,
An online sales payment system that features a mountain service system.
6. The system of claim 5, wherein the database (130) further comprises sales prohibition information for the product.
6. The system of claim 5, wherein the database further includes sales information of a seller.
delete A method of controlling an online sales price selection service performed by a selection server (120) of a selected service system (100)
A seller confirmation process of collecting the seller information of the online market system 200 and comparing the collected seller information with the seller member information registered in the database 130 to determine whether they match or not,
A sales prohibited product determination process for monitoring sales prohibition information (keyword information) registered in the database 130 to determine whether the prohibited item is registered as a sales product,
A selected pick-up payment information generating step of generating picked-up pick-up information according to a result of the seller checking process and the selling prohibited product judging process;
The sales information monitoring unit 123 of the selected mountain service system from the online market system 200 confirms the sales information of the seller member collected in real time to determine whether the delivery of the product is completed, A process of determining a point of time when a payment is made,
In the case of the selected pick-up time determination process as a result of the selection pick-up time determination process, the picked-up pick-up information stored in the database 130 is loaded to judge whether or not the selected pick-up is paid. If the seller is not the person to be paid, notifies the seller that the seller is not the person to be paid,
When the payment is received from the online market service system 200, it is judged whether or not the settlement case is processed. If the settlement case is processed, the settlement information is registered and completed. And a settlement process for settlement of sales to the seller,
A sales judgment step of checking the sales information registered in the database 130 in the selection server 120 and generating change information of sales for a set period of time to determine whether the sales have been rapidly reduced or increased,
And a seller sales information registration process of summing and registering the sales proceeds to the sales information of the seller when the sales price settlement of the selling price payment completion process is completed in the selection server 120,
In the process of generating the selected payment information, the selection server 120 generates the selected payment information including the determination result of the sales decision process,
The selected pickling process is performed by the pick pick control unit 125
Determines whether or not to pay the selected article according to the selected article payment information, and processes the corresponding sales price to the settlement account of the registered seller. If the seller information is different from the seller information registered in the database or the credit is in a bad state Selection is made by selecting the target to be excluded from the target of the payment,
It is determined whether or not the keyword information, which is sales prohibition information, is registered in the sales registration information,
If the sales information of the seller collected in real time by the sales information monitoring unit 123 is used as the selected departure payment information and the sales are rapidly increased by a predetermined value or more during the set period, And selecting the online sales price to be excluded from the selected persons.
delete The method according to claim 9, further comprising: a seller credit determination process of determining a seller's credit by monitoring a change in seller credit information of the credit rating agency system (400) in the selection server (120)
Wherein the step of generating the selected payment information further includes the step of determining the seller's credit determination process to generate the selected payment information.

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