CN103942695A - Intelligent electronic clearing and traceback fusion method - Google Patents

Intelligent electronic clearing and traceback fusion method Download PDF

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Publication number
CN103942695A
CN103942695A CN201410139367.1A CN201410139367A CN103942695A CN 103942695 A CN103942695 A CN 103942695A CN 201410139367 A CN201410139367 A CN 201410139367A CN 103942695 A CN103942695 A CN 103942695A
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clearing
seller
credit
definition
account
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张信定
陈延
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Shanghai Zhuisuo Information Technology Co Ltd
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Shanghai Zhuisuo Information Technology Co Ltd
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Priority to CN201410139367.1A priority Critical patent/CN103942695A/en
Publication of CN103942695A publication Critical patent/CN103942695A/en
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Abstract

The invention discloses an intelligent electronic clearing and traceback fusion method. According to the intelligent electronic clearing and traceback fusion method, a defined clearing rate automatic generating module, a guarantee deposit definition and selection module, a transaction clearing feed definition and selection module, a clearing credit index definition module and a traceback definition module are adopted. The intelligent electronic clearing and traceback fusion method comprises the steps that a clearing account is established, a real-name electronic internal clearing account relevant to a seller, a buyer and a market side is established, the seller, the buyer and the market side respectively open a bank account, and then the binding between the internal clearing account and the opened bank accounts is established through bank interfaces. According to the intelligent electronic clearing and traceback fusion method, the complete process of intelligent clearing and data traceback from the initial source of agricultural products to the buyers to which the products are sold is achieved, effective positioning and effective control can be achieved in the whole process, and thus development of the modern logistics industry is promoted.

Description

A kind of smart electronics clearing and the method for reviewing fusion
Technical field
The present invention relates to agricultural product in wholesale, transaction, tripartite's clearing and automatically gather the retroactive method in food security data, specifically a kind of smart electronics clearing and the method for reviewing fusion.
Background technology
The method that at present domestic big-and-middle-sized wholesale market of agricultural products realizes electronization clearing is summarized as follows:
(1) the total amount charge of weighing of marching into the arena.Press goods general assembly (TW), collect overhead cost.Computing formula is: the seller pays trade management expense=goods general assembly (TW) * toll price.
(2) single product charge of weighing of marching into the arena.By commodity transaction price, weight, collect overhead cost.Computing formula is: the seller pays trade management expense=mono-product weight * mono-product transaction value * rate.
(3) trading card is to paying by weight overhead cost.In process of exchange, by commodity weight market side is unidirectional, collect overhead cost.Computing formula: the seller pays trade management expense=transaction commodity weight * toll price.
(4) conclude the business two-way by weight charge.In process of exchange, by commodity weight market side is two-way, collect overhead cost.Computing formula: the seller pays trade management expense=transaction commodity weight * toll price.The buyer pays trade management expense=transaction commodity weight * toll price.
(5) trading card is to paying overhead cost by turnover.In process of exchange, by commodity transaction amount of money market side is unidirectional, collect overhead cost.Computing formula: the seller pays the trade management expense=commodity transaction amount of money * rate.
(6) conclude the business and two-wayly by turnover, charge.In process of exchange, by commodity transaction amount of money market side is two-way, collect overhead cost.Computing formula: the seller pays the trade management expense=commodity transaction amount of money * rate.The buyer pays the trade management expense=commodity transaction amount of money * rate.
Outside above 6 kinds of settlement methods, there is no at present additive method.According to 6 kinds of current methods, can reach a conclusion, method is simple, and can only carry out a certain method.Foundation to definite shortage science of rate, toll price, in rationality, fairness, have problems, the passive execution of operator, therefore in the agricultural products in China field of circulation, carrying out electronization clearing exists operator to conflict, enterprise's enthusiasm is not high, and key is there is no a kind of scientific and reasonable electronic accounting method.Next is that 6 kinds of method of commerce lack valid data Accuracy control means, lacks the control of the corresponding relation of stock up kind and trade variety, causes merchandise resources information and flows to information asymmetry, once the food of pinpointing the problems is difficult to review.
Development along with modern logistics industry, the wholesale market of agricultural products resettlement of domestic large-and-medium size cities, reconstruction, often focus on hardware device facility, but lack modernization, intelligentized electronic accounting method, electronic accounting is confined to straightforward procedure wholesale, that transaction is settled accounts by nontraffic sensitive at present, lacks the settlement method of fairness, rationality, intellectuality, changeability rate.
Food security more and more causes national attention now, the wholesale link of agricultural product is the important component part of modern logistics, it is again the critical control link of food security, but at present electronic accounting exist review kind not corresponding, escape the low phenomenon such as open of single, high price, lack electronic accounting and effectively control the method for data accuracy, not yet have the smart electronics clearing and the control method of reviewing fusion of the wholesale market transaction of applicable China.
Supervisor every day is dropped into more than 15 people in current big-and-middle-sized wholesale market, by 15 people's handling costs calculating, can annual 750000 left and right of direct saving handling cost, and so cost of labor is larger.
In the food safety trace back field of modern logistics industry, the method for the simple clearing of existing enterprise can not meet the clearing of modern logistics industry and has reviewed requirement, and the backwardness of method has hindered electronic accounting development, restricted the development of modern logistics industry.
Summary of the invention
In view of current agricultural product above shortcomings in circulation, the invention provides a kind of intelligent method that the each side's Automatic-settlement that meets agricultural product wholesaler trade process can be provided, and the data that settlement process is produced automatically generate and review data, can solve the intellectuality clearing demand of business administration, the method fair relatively of the inventive method electronic accounting is reasonable, the dynamic auto generation of rate and the requirement of reviewing that meets food security, the development that has greatly improved modern logistics industry.
For achieving the above object, the technical scheme that employing of the present invention is following:
Smart electronics clearing and a method of reviewing fusion, comprise the steps:
Definition accounting rate automatically-generating module, the accounting rate that payment management expense year total value and the yearly turnover by first seller and the former buyer obtains the seller and the buyer;
Definition and selection cash pledge module, by actual kind number of marching into the arena, system automatic decision is also selected to march into the arena to collect transaction cash pledge;
Definition and option dealing clearing fee module, according to market actual demand, option dealing clearing form;
Definition clearing credit index module, first defines every credit parameter, then based on the cumulative dynamic auto generation credit index of every credit parameter;
Definition trace back block, by merchandise resources information butt joint flow of commodity information, by the information of stocking up of the Transaction Information docking down-stream enterprise of upstream enterprise, records the track of flow of goods, forms and reviews completely chain;
Set up settlement accounts, set up to sell and buy both sides and market side real name electronic cross charging account, and sell buy both sides, market side opens a bank account, and then by bank interface, sets up cross charging account and the account's that opens a bank account binding.
Preferably, described accounting rate automatically-generating module comprises two kinds of generating modes, the one, at artificial stock up data and the transaction data generation accounting rate of gathering of the market basis without information management system; The 2nd, in the market that has information management system, according to extract marketing data and transaction data in database, generate accounting rate.
Preferably, described definition is collected cash pledge with selecting cash pledge module according to the account form of the many kinds of a car or car one kind.
Preferably, described definition and option dealing clearing fee module are settled accounts according to seller payments trade management expense or the settlement of transactions mode of selling buyer paid trade management expense.
Preferably, described credit index is controlled method and is entered pin comparison rate control method by conclusion of the business unit price and generates, described conclusion of the business unit price control method generates credit parameter A, described in enter pin comparison rate control method and generate credit B parameter, described credit index=1+ credit parameter A+credit B parameter.
Preferably, described conclusion of the business unit price control method comprises parameter unit price accuracy rate, this list product conclusion of the business flat fare of conclusion of the business flat fare/this seller of described unit price accuracy rate=whole city this product of field or buyer, its accuracy input that is controlled to presentate valency is determined described credit parameter A.
Preferably, describedly enter pin comparison rate and control method and also comprise that parameter enters pin comparison rate, describedly enter pin comparison rate=(this list product stock general assembly (TW) of this list product transaction of this seller general assembly (TW)+this seller) these list product of/this seller general assembly (TW) of stocking up, its symmetry of controlling conclusion of the business kind is determined described credit B parameter.
Preferably, described trace back block comprises definition circulation enterprise information, defines the both sides' information of buying of selling, defines merchandise resources information, defines commodity transaction information, defines detection information.
The advantage of patent working of the present invention: take module and clearing credit index module by accounting rate automatically-generating module, cash pledge module, settlement of transactions, can set up the rational settlement method of fair relatively; By trace back block, can set up every Data Source and food security and can review, for food security is set up novel tracking mechanism; By settlement module, settlement of transactions robotization and intellectuality more in the wholesale process of agricultural product, the development that has totally improved modern logistics industry.
Accompanying drawing explanation
In order to be illustrated more clearly in the technical scheme in the embodiment of the present invention, to the accompanying drawing of required use in embodiment be briefly described below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skills, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is a kind of smart electronics clearing of the present invention and reviews the process flow diagram of the method for fusion.
Fig. 2 is for carrying out smart electronics clearing of the present invention and reviewing the process flow diagram of the method for fusion.
Embodiment
For making the object, technical solutions and advantages of the present invention clearer, below in conjunction with embodiment and accompanying drawing, the present invention is described in further details.At this, exemplary embodiment of the present invention, and explanation is used for explaining the present invention, but and not as limiting to the invention.
Fig. 1 is the schematic flow sheet of the method for the invention.
In actual applications, the first step, definition accounting rate automatically-generating module, the existing overhead cost of collecting in market side of take is initial reference foundation, in conjunction with the overhead cost of the seller, buyer paid, triplicity is foundation.The one, at artificial stock up data and the transaction data generation accounting rate of gathering of the market basis without information management system; The 2nd, in the market that has information management system, according to extract marketing data and transaction data in database, generate accounting rate.
Several situations of year of account overhead cost do not gather when applying new method:
3 kinds of seller payments overhead cost total value modes:
(A1) first seller payment management takes a year total value=stand lease year lease rent
(A2) first seller payment management takes year total value=year trading volume * toll price (former toll price)
(A3) first seller payment management takes a year total value=annual volume * rate (original premium rate)
3 kinds of buyer paid overhead cost total value modes:
(B1) former buyer paid overhead cost year total value=0(does not bribe an overhead cost in market side)
(B2) former total value=year in buyer paid overhead cost year trading volume * toll price (former toll price)
(B3) former buyer paid overhead cost year total value=yearly turnover * rate (original premium rate)
Set up former module of closing the account: according to each market actual conditions, can select the wherein a kind of of 3 kinds of modes of the seller, 3 kinds of modes of the buyer wherein a kind of, draws:
Former market side collects total value+buyer paid overhead cost year total value=seller payments overhead cost year in overhead cost year total value.
With the seller, the former payment management expense of the buyer, remain unchanged with the overhead cost that new method is paid, be the Equilibrium of Interests point that former method and the inventive method are carried out.Automatically generate new accounting rate.
Seller's accounting rate=first seller payment management takes year total value/(a former yearly turnover * credit index)
Buyer's accounting rate=former buyer paid overhead cost year total value/(former yearly turnover * credit index)
Initial credit exponential quantity is 1.
Be original settlement rate automatically-generating module, the accounting rate that the payment management expense year total value by first seller and the former buyer and yearly turnover obtain the seller and the buyer.
Second step, definition and selection cash pledge module, by actual kind number of marching into the arena, system automatic decision is also selected to march into the arena to collect transaction cash pledge; For ease of preventing that process of exchange from escaping singly, low the opening of high price, kind different phenomenon, when goods enters market, goods weight weighs.Definition is collected cash pledge with selecting cash pledge module according to the account form of the many kinds of a car or car one kind, and concrete mode thes contents are as follows:
One: one many kind of car of mode.Formula: cash pledge=goods general assembly (TW) * upper per day transaction unit price * 2 * seller accounting rate.Seller's account fund is transferred to market side account, by the double cash pledge of collecting of this shipments.In case escape list in process of exchange, restriction seller must input transaction data accurately in process of exchange, then returns to ratio cash pledge.Situation to the many kinds of a car, must carry out second step operation, and a minute kind is estimated weight, input system, kind corresponding relation while guaranteeing to conclude the business.
Two: one car one kinds of mode.Formula: cash pledge=mono-product weight * upper day these list product unit price * 2 * seller accounting rate of on average concluding the business.Seller's account fund is transferred to market side account, by the double cash pledge of collecting of this shipments.In case escape list in process of exchange, restriction seller must input transaction data accurately in process of exchange.
By actual kind number of marching into the arena, system automatic decision also selects to collect cash pledge module.
The 3rd step, definition and option dealing clearing fee module, according to market actual demand, option dealing clearing form.It is settled accounts according to seller payments trade management expense or the settlement of transactions mode of selling buyer paid trade management expense, and concrete clearing the contents are as follows:
Mode one: seller payments trade management takes (one-way charge).
Seller payments trade management takes=concludes the business cargo price * transaction commodity weight * seller accounting rate * seller credit index
Market side collects the overhead cost of overhead cost=seller payments
Funds transfer:
When selling, buy both sides' commodity transaction while completing, automatically complete funds transfer simultaneously.
Commodity money transfers: this dealing money is transferred in vendor account in buyer account.
Seller transaction overhead cost transfers: this seller payments trade management expense is transferred in the account of market.
Market side's cash pledge returns and transfers: the shared cash pledge proportional parts of this turnover is transferred, by the cash pledge in proportion in the account of market, transferred in vendor account.
Mode two: sell and buy both sides' payment transaction overhead cost (two-way charging).
Seller payments trade management takes=concludes the business cargo price * transaction commodity weight * seller accounting rate * seller credit index
Buyer paid trade management takes=concludes the business cargo price * transaction commodity weight * buyer accounting rate * buyer credit index
Market side collects the overhead cost of overhead cost=seller payments overhead cost+buyer paid
Commodity money transfers: this dealing money is transferred in vendor account in buyer account.
Seller transaction overhead cost transfers: this seller payments trade management expense is transferred in the account of market.
Buyer transaction overhead cost transfers: this buyer paid trade management expense is transferred in the account of market.
Market side's cash pledge returns and transfers: the shared cash pledge proportional parts of this turnover is transferred, by the cash pledge in proportion in the account of market, transferred in vendor account.
According to market actual demand, option trading clearing form one or mode two.
Definition is referred to as clearing type block with selecting cash pledge module and definition and option dealing clearing fee module, and it is to control the mode that settlement fund flows to, and after completing clearing fee module, selects a kind of accounting rate.
Secondly, define and option dealing clearing fee module, comprise two kinds of settlement of transactions modes, meet the demand in different markets.
The 4th step, definition clearing credit index module, this be control sell buy two good faith transactions, utmost fair dealing, by economic interests control device, reach good faith transaction, ensure data validity, accuracy.Credit index reaches 1 for minimum, sell buy both sides separately payment transaction overhead cost be minimum, when credit index is greater than 1, the corresponding raising of payment transaction overhead cost.First define every credit parameter, then based on the cumulative dynamic auto generation credit index of every credit parameter.It is to be as the criterion with credit index monthly or that the time period in season generates that credit index participates in clearing, for market side, selects.
Credit index is controlled method by conclusion of the business unit price and is entered pin comparison rate control method and automatically generates, and particular content is as follows:
1, conclusion of the business unit price is controlled method.Take monthly is unit, calculates seller, buyer's trading card product flat fare, this list product conclusion of the business flat fare of conclusion of the business flat fare/this seller of unit price accuracy rate=whole city these list product of field or buyer.Its effect is to be controlled to the input of the accuracy of presentate valency, in case low the opening of high price escapes to subtract transaction fee.
Credit parameter A=0, unit price accuracy rate >=1
1 credit parameter A=0, > unit price accuracy rate >=0.6
0.6 credit parameter A=0.1, > unit price accuracy rate >=0.3
Unit price accuracy rate < 0.3 credit parameter A=0.15
Above unit price accuracy rate reference mark scope and credit parameter A can be self-defined by market side, more than illustrate.
2, enter pin comparison rate and control method.Take monthly is unit, calculates the comparison rate that the single product of seller enter pin quantity, enters pin comparison rate=(heavy this list product stock general assembly (TW) of total amount+this seller of this list product transaction of this seller) these list product of/this seller general assembly (TW) of stocking up.Its effect is the symmetry of controlling conclusion of the business kind, in case expensive goods is with low price commodity transaction.
1.1 >=enter credit B parameter=0, pin comparison rate >=0.7
Enter pin comparison rate > 1.1 credit B parameter=0.1
0.7 > enters credit B parameter=0.1, pin comparison rate >=0.5
Enter pin comparison rate < 0.5 credit B parameter=0.15
Can be self-defined by market side with enterprising pin comparison rate reference mark scope and credit B parameter, more than illustrate.
By working out application software according to above method, application software can be obtained a kind of parameter of credit parameter A automatically from the conclusion of the business unit price control method satisfying condition, and enters a kind of parameter of obtaining credit B parameter in pin comparison rate control method.
Credit index=1+ credit parameter A+credit B parameter
When credit parameter A and B are zero, sincere true sale is described, when non-vanishing, illustrate and in price or kind, have certain false data.
When credit index is greater than 1, being equivalent to payment management expense increases, from formula, and payment transaction overhead cost=transaction cargo price * transaction commodity weight * accounting rate * credit index.By the method, restrict standard and conclude the business, good faith transaction.
It is to be as the criterion with credit index monthly or that the time period in season generates that credit index participates in clearing, by select take monthly or season etc. as adjusting timing node according to market side, according to system, automatically calculate credit index, thereby automatically adjust transaction rate, realize transaction rate adjustment, realize the function of dynamically collecting overhead cost.
The 5th step, definition trace back block, by merchandise resources information butt joint flow of commodity information, by the information of stocking up of the Transaction Information docking down-stream enterprise of upstream enterprise, records the track of flow of goods, forms the complete chain of reviewing.
The wholesale two large class commodity that are mainly concerned with of agricultural product, cultivate class (domestic animal, poultry, aquatic products etc.) and plantation class (vegetables, melon and fruit, grain etc.).The key that information is reviewed is by merchandise resources information butt joint flow of commodity information, each circulation enterprise sets up information butt joint relation, by the information of stocking up of the Transaction Information docking down-stream enterprise of upstream enterprise, record the track of flow of goods, there is one-to-one relationship, and there is uniqueness, form the complete chain of reviewing.The food once pinpoint the problems, just can recall the processing of carrying out relevant subsequent work fast.Definition trace back block comprises definition circulation enterprise information, defines the both sides' information of buying of selling, defines merchandise resources information, defines commodity transaction information and definition detection information, and particular content is as follows:
(1) definition circulation enterprise information.The staple of its definition has: enterprise name, Enterprise organization system code, legal person, business adress, telephone number.
(2) the both sides' information of buying is sold in definition.The staple of its definition has: name or organization, perfect instrument number or Enterprise organization system code, contact person, business adress, telephone number.
(3) definition merchandise resources information.The staple of its definition has: trade market title, the date of marching into the arena, seller name, certificate of origin or detect conformity certification number, layer number, trade name, weight, unit price, place of production title, base (cultivation or plantation), the transport vehicle trade mark.
(4) definition commodity transaction information.The staple of its definition has: trade market title, trade date, seller name, buyer's title, layer number, trade name, weight, unit price, arrival point, transaction voucher number.
(5) definition detection information.The staple of its definition has: trade market title, seller name, layer number, trade name, sample number into spectrum, detection person, detect date, testing result, testing result explanation.
Above five aspect key elements, key element adopts coded system with docking, and trade market, sells key elements such as buying both sides, commodity and adopts coding, has uniqueness.
The 6th step, sets up settlement accounts, set up to sell and buy both sides and market side real name electronic cross charging account, and sell buy both sides, market side opens a bank account, and then by bank interface, sets up cross charging account and the account's that opens a bank account binding.
Fig. 2 is the process flow diagram of carrying out the inventive method.
By selling, buy both sides and set up real name electronic balance account, it will have: name or organization, dealer's coding, perfect instrument number or Enterprise organization system code, IC-card ID, balance account coding, bank account, contact person, business adress, telephone number.After setting up real name electronic balance account, concrete enforcement electronic accounting process is as follows:
First: sell and buy both sides and market account sets up real name electronic cross charging account, and sell buy both sides, market side opens a bank account, by bank interface, set up cross charging account and open a bank account account's binding relationship.By market side, provide IC-card, bank side's granting bank card;
Second: supplement with money, sell and buy both sides and by bank, deposit cash in or cash is deposited in market side account, bank account fund and cross charging account funds can mutually put under or mark;
The 3rd: purchase of merchandise, when commodity come into the market, by PC, truck scale, gather range of goods, weight data, according to vegetables, enter market registration and collect module with cash pledge, automatically calculate cash pledge, with vendor account cash pledge is transferred to market side account;
The the 4th: automated transaction clearing, during commodity transaction, by trade integrated machine or handset apparatus, sell and buy both sides and brush IC-card, record range of goods, weight, knock-down price, automatically perform settlement of transactions expense module and return to transaction cash pledge function, automatically the buyer's payment for goods is proceeded in the seller's account, by selling the trade management expense of buying both sides, proceed in enterprise account, the seller's transaction part cash pledge is proceeded to vendor account by market account.Complete automatic tripartite's funds transfer;
The the 5th: the turning mutually of IC-card cross charging account funds and bank account fund.By IC-card and bank card, on bank's specialized equipment, carry out fund and turn mutually, sell and buy both sides and market can deposit in or withdraw deposit in bank account;
Patent of the present invention is for for agricultural product, wholesaler trade realizes intelligent electronic clearing, solves agricultural product simultaneously and reviews problem, and the two slitless connection merges.By method of the present invention, can enoughly reach following technique effect:
One, be to promote wholesale market Transaction Information management level.By the charging mode of current single static, at process of exchange without control device, change compound charging mode into, introduce transaction credit mechanism, toll rate is changed into dynamically by static state, reaches data accuracy, the tolling equity effect of concluding the business.
Two, be to reduce handling cost.Wholesale market regulatory measure is by manual types such as the verification certificate of manually going out, mkt-manager's tours at present, checks the consistance of document and goods, the authenticity of commodity transaction.This method, by automatically adjusting transaction credit parameter, is adjusted toll rate automatically, supervises to sell buy both sides and conclude the business by technology and economic means.Adopt this method to omit to go out verification certificate and mkt-manager to make an inspection tour link.
Three, that social effect is obvious, food security more and more causes national attention, the wholesale link of agricultural product is the important component part of modern logistics, it is again the critical control link of food security, but it is not corresponding that kind is reviewed in electronic accounting existence at present, lack electronic accounting and effectively control the accuracy of data and the symmetry of stock up kind and trade variety, by this method, electronization settled accounts and review fusion mutually, for functional government departments provide details food sources accurately, food product flow is to information, for functional government departments recall in time, seal up for safekeeping, processing problem gains time.
Effectively promote the development of modern logistics industry, effectively realize food safety trace back.For realizing method of the present invention, utilize existing mechanics of communication, network technology, database technology and wholesale terminal (trade integrated machine, hand-held set, panel computer) equipment, set up intelligent settlement module, trace back block, automatically perform module, complete intelligence clearing and the process of reviewing fusion.
The above; only for the embodiment of patent of the present invention; but the protection domain of patent of the present invention is not limited to this; the technician of any skilled is in the disclosed technical scope of patent of the present invention; the variation that can expect easily or replacement, within all should being encompassed in the protection domain of patent of the present invention.Therefore, the protection domain of patent of the present invention should be as the criterion with the protection domain of described claim.

Claims (8)

1. smart electronics clearing and a method of reviewing fusion, is characterized in that, comprises the steps:
Definition accounting rate automatically-generating module, the accounting rate that payment management expense year total value and the yearly turnover by first seller and the former buyer obtains the seller and the buyer;
Definition and selection cash pledge module, by actual kind number of marching into the arena, system automatic decision is also selected to march into the arena to collect transaction cash pledge;
Definition and option dealing clearing fee module, according to market actual demand, option dealing clearing form;
Definition clearing credit index module, first defines every credit parameter, then based on the cumulative dynamic auto generation credit index of every credit parameter;
Definition trace back block, by merchandise resources information butt joint flow of commodity information, by the information of stocking up of the Transaction Information docking down-stream enterprise of upstream enterprise, records the track of flow of goods, forms the complete chain of reviewing;
Set up settlement accounts, set up to sell and buy both sides and market side real name electronic cross charging account, and sell buy both sides, market side opens a bank account, and then by bank interface, sets up cross charging account and the account's that opens a bank account binding.
2. smart electronics clearing according to claim 1 and the method for reviewing fusion, it is characterized in that: described accounting rate automatically-generating module comprises two kinds of generating modes, the one, at artificial stock up data and the transaction data generation accounting rate of gathering of the market basis without information management system; The 2nd, in the market that has information management system, according to extract marketing data and transaction data in database, generate accounting rate.
3. smart electronics clearing according to claim 1 and the method for reviewing fusion, is characterized in that: described definition is collected cash pledge with selecting cash pledge module according to the account form of the many kinds of a car or car one kind.
4. smart electronics according to claim 1 clearing and the method for reviewing fusion, is characterized in that: described definition and option dealing clearing fee module are taken according to seller payments trade management or sold the settlement of transactions mode of buying the overhead cost of both sides' payment transaction and settle accounts.
5. smart electronics clearing according to claim 1 and the method for reviewing fusion, it is characterized in that: described credit index is controlled method and entered pin comparison rate control method by conclusion of the business unit price and generates, described conclusion of the business unit price control method generates credit parameter A, describedly enter pin comparison rate control method and generate credit B parameter, described credit index=1+ credit parameter A+credit B parameter.
6. smart electronics clearing according to claim 4 and the method for reviewing fusion, it is characterized in that: described conclusion of the business unit price control method comprises parameter unit price accuracy rate, this list product conclusion of the business flat fare of conclusion of the business flat fare/this seller of described unit price accuracy rate=whole city this product of field or buyer, its accuracy input that is controlled to presentate valency is determined described credit parameter A.
7. smart electronics clearing according to claim 4 and the method for reviewing fusion, it is characterized in that: described in enter pin comparison rate and control method and also comprise that parameter enters pin comparison rate, describedly enter pin comparison rate=(this list product stock general assembly (TW) of this list product transaction of this seller general assembly (TW)+this seller) these list product of/this seller general assembly (TW) of stocking up, its symmetry of controlling conclusion of the business kind is determined described credit B parameter.
8. the method for fusion is settled accounts and reviewed to smart electronics according to claim 1, it is characterized in that: described trace back block comprises definition circulation enterprise information, defines the both sides' information of buying of selling, defines merchandise resources information, defines commodity transaction information, defines detection information.
CN201410139367.1A 2014-04-09 2014-04-09 Intelligent electronic clearing and traceback fusion method Pending CN103942695A (en)

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Patent Citations (2)

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Publication number Priority date Publication date Assignee Title
CN101826198A (en) * 2009-03-05 2010-09-08 浙江浙大网新创业科技有限公司 Agricultural product security traceability system
CN103400271A (en) * 2013-07-04 2013-11-20 深圳市深信信息技术有限公司 Agricultural product trading system for agricultural product wholesale market and trading method thereof

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