CN102855555A - System and method for identifying payment risks based on position transformation - Google Patents
System and method for identifying payment risks based on position transformation Download PDFInfo
- Publication number
- CN102855555A CN102855555A CN2012102779707A CN201210277970A CN102855555A CN 102855555 A CN102855555 A CN 102855555A CN 2012102779707 A CN2012102779707 A CN 2012102779707A CN 201210277970 A CN201210277970 A CN 201210277970A CN 102855555 A CN102855555 A CN 102855555A
- Authority
- CN
- China
- Prior art keywords
- payment
- originating end
- platform
- secure
- position information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a system and a method for identifying payment risks based on position transformation. The system comprises a secure payment platform and at least one payment initiating end, wherein the secure payment platform is connected with the at least one payment initiating end through first communication networks. According to the system and the method for identifying payment risks based on position transformation, payment request risks are identified by judging the rationality of the payment position of the payment initiating end, network payment risks are effectively reduced, and the initiative of people choosing to trade online is improved.
Description
Technical field
The invention belongs to communication technical field, be specifically related to a kind of payment risk recognition system and method for position-based conversion.
Background technology
Along with the popularization of internet with popularize, online payment becomes the new model that people are engaged in economic life gradually owing to having convenient, fast and efficient advantage.
But because the opening of network, people are when carrying out network payment, because there is the stolen situation of payment accounts and payment cipher in virus or hacker's existence, thereby is account holder economic loss.
At present, the safety problem of network payment has become the key factor of restriction network trading, how to reduce the risk of network payment, for standard network payment market, improves people and selects the enthusiasm of online transaction significant.
Summary of the invention
For the defective that prior art exists, the invention provides a kind of payment risk recognition system and method for position-based conversion, can effectively reduce the network payment risk, improve the enthusiasm that online transaction is carried out in people's selection.
The technical solution used in the present invention is as follows:
The invention provides a kind of payment risk recognition system of position-based conversion, comprising: secure payment platform and at least one payment originating end; Described secure payment platform is connected with each described payment originating end by the first communication network.
Preferably, described payment originating end comprises computing machine and/or mobile phone and/or panel computer.
Preferably, described the first communication network comprises mobile communications network and/or internet and/or fixed telephone network.
Preferably, described secure payment platform also is connected with warning device; And/or described payment originating end is connected with the GPS locating device.
Preferably, also comprise: the payment receiving end; Described payment receiving end and described secure payment platform are by the second communication network connection.
The invention provides a kind of payment risk recognition methods of position-based conversion of the payment risk recognition system of using above-mentioned position-based conversion, it is characterized in that, may further comprise the steps:
S1, described secure payment platform set up payment request record sheet, corresponding time of reception point and the launch position information of each time payment request difference that described payment request record sheet is initiated for the described payment originating end of storage and each; Wherein, the time point of the described time of reception point payment request that described payment originating end is initiated for described secure payment platform receives; Described launch position information is the geographical location information at described payment originating end that described secure payment platform gets access to place when initiating described payment request;
S2, when described secure payment platform received the current payment request of described payment originating end initiation, described secure payment platform obtained this launch position information corresponding with described payment originating end and this time of reception point; And store described this time of reception point and described this launch position information into described payment request record sheet;
S3, described secure payment platform is analyzed described payment request record sheet, obtains the safe launch position information of described payment originating end;
S4, described secure payment platform judge that whether described safe launch position information is identical with described this launch position information, if the determination result is NO, then carries out S5-S7; If judged result is yes, then carry out S9;
S5, described secure payment platform by search described payment request record sheet obtain described payment originating end last time launch position information and last time the time of reception point;
S6, described secure payment platform calculate the translational speed of described payment originating end according to formula ();
Translational speed=(this launch position information-last time launch position information)/(this time of reception point-last time time of reception point); Formula (one)
S7, described secure payment platform judge whether described translational speed is positioned within the setting speed interval, if the determination result is NO, then carry out S8; If judged result is yes, then carry out S9;
S8, described secure payment platform draw this payment of described payment originating end initiation and are the conclusion of risk payment;
This payment that S9, described secure payment platform draw described payment originating end initiation is the conclusion of secure payment.
Preferably, among the S2, the current payment request that described secure payment platform receives described payment originating end initiation is specially:
Described payment originating end directly sends to described secure payment platform with described current payment request, receives described current payment request by described secure payment platform; And/or
Described payment originating end sends to the payment receiving end with described current payment request, and described payment receiving end is redirected to described secure payment platform with described current payment request, receives described current payment request by described secure payment platform.
Preferably, among the S2, described secure payment platform obtains this launch position information corresponding with described payment originating end and may further comprise the steps:
S21, described secure payment platform judge whether the described current payment request that described payment originating end is initiated is the mobile payment request, if the determination result is NO, then carries out S22; If judged result is yes, then carry out S23;
S22, described secure payment platform obtains the IP address of described payment originating end, by described IP address being analyzed this launch position information of obtaining described payment originating end;
S23, described secure payment platform obtain this launch position information of described payment originating end based on base station positioning method and/or GPS localization method and/or IP localization method.
Preferably, after the S8, also comprise:
Described secure payment platform sends this payment to the payment receiving end and is the warning information of risk payment; And/or
Described secure payment platform sends enforces authentication information to described payment originating end.
Preferably, after the S9, also comprise:
Described secure payment platform sends this payment to the payment receiving end and is the notification message of secure payment;
Described payment receiving end is after receiving described notification message, by this payment transaction of arm's length transaction flow processing.
Beneficial effect of the present invention is as follows: by payment risk recognition system and the method for position-based conversion provided by the invention, by the rationality of this location for payment of payment originating end is judged, thereby identify the risk of this payment request, effectively reduce the network payment risk, improve the enthusiasm that online transaction is carried out in people's selection.
Description of drawings
Fig. 1 is the structural representation of the payment risk recognition system of position-based conversion provided by the invention;
Fig. 2 is the schematic flow sheet of the payment risk recognition methods of position-based conversion provided by the invention.
Embodiment
Describe in detail below in conjunction with payment risk recognition system and the method for accompanying drawing to position-based conversion provided by the invention:
As shown in Figure 1, the payment risk recognition system of position-based conversion provided by the invention comprises: secure payment platform and at least one payment originating end; Described secure payment platform is connected with each described payment originating end by the first communication network.Wherein, the payment originating end can be the terminal devices such as computing machine, mobile phone or panel computer.The first communication network is used for the communication between payment originating end and the secure payment platform, includes but not limited to mobile communications network, internet or fixed telephone network.In addition, the secure payment platform also is connected with warning device, and concrete type of alarm can be reported to the police or the SMS alarm mode for audible alarm, light.The payment originating end is connected with the GPS locating device, realizes positioning function.In addition, the payment risk recognition system of position-based conversion provided by the invention also comprises: the payment receiving end; Described payment receiving end and described secure payment platform are by the second communication network connection.
Use said system, the payment risk recognition methods of position-based conversion provided by the invention as shown in Figure 2, may further comprise the steps:
S1, described secure payment platform set up payment request record sheet, corresponding time of reception point and the launch position information of each time payment request difference that described payment request record sheet is initiated for the described payment originating end of storage and each; Wherein, the time point of the described time of reception point payment request that described payment originating end is initiated for described secure payment platform receives; Described launch position information is the geographical location information at described payment originating end that described secure payment platform gets access to place when initiating described payment request.
For example: payment originating end A is in Haidian District Beijing, and it initiates the payment request at 14:00 to the secure payment platform, and the secure payment platform is arranged at Fengtai district of Beijing, and it divides this payment request that receives at 14:30.The time of reception point that then records in the payment request record sheet is 14:30; Launch position information is Haidian District Beijing.Among the present invention, what record in the payment request record sheet is the time of reception point, rather than initiates time point (that is: 14:00).But one of ordinary skill in the art will appreciate that, payment request record sheet also can be initiated time point by record and be reached the risk identification purpose, and the present invention does not limit this.
Concrete, the secure payment platform is constantly updated payment request record sheet, guarantee payment real-time and the validity of request record sheet stored information, thus guarantee to realize purpose of the present invention.
S2, when described secure payment platform received the current payment request of described payment originating end initiation, described secure payment platform obtained this launch position information corresponding with described payment originating end and this time of reception point; And store described this time of reception point and described this launch position information into described payment request record sheet.
Need to prove, in the prior art, there is various modes in the network architecture that online payment is adopted, for example: pay or pay by third party's payment company by Web bank.Only take Web bank's payment as example, introduce the implementation that secure payment platform provided by the invention receives the current payment request of payment originating end initiation.
Existing Web bank payment flow is:
A1, the payment originating end sends payment request information to the bank paying gateway, and wherein, this payment request information carries the payment informations such as payment and trade company's account;
A2, bank returns the payment affirmation page after audit;
A3, the payment originating end is in payment affirmation information such as payment affirmation page input bank's card number and payment ciphers;
A4, the payment originating end returns to the bank paying gateway with this payment affirmation information;
A5, bank verify the payment affirmation information that receives, if success then sends the successful notification message of payment to the payment originating end.
Among the S2 of the present invention, the current payment request that the payment originating end is initiated can be the payment request information among the A1, also can be the payment affirmation information among the A4.If be the payment request information among the A1, then this payment request information can arrive the secure payment platform by direct transmission or the mode that indirectly transmits; Concrete, direct transmission mode is: the payment originating end at first sends to the secure payment platform with payment request information, only when the secure payment platform is confirmed this payment request for the secure payment request, just this payment request information can be transmitted to the bank paying gateway, then have the subsequent step of Web bank's payment flow now.Load mode is indirectly: the payment originating end can at first send to payment request information the bank paying gateway, then the bank paying gateway is redirected to the secure payment platform with this payment request information, carry out risk assessment by the secure payment platform, only have after the bank paying gateway receives the evaluation of safety of payment of secure payment platform feedback, just continue to have now the subsequent step of Web bank's payment flow.If when the current payment request that the payment originating end is initiated was payment affirmation information among the A4, the processing mode of taking was similar with above-mentioned direct processing mode or indirect processing mode, does not repeat them here.
Therefore, among the present invention, the concrete form of the payment request that sends to the secure payment platform is not limited, simultaneously, do not limit for the concrete stage that this payment request is in online payment yet.On the net any stage of transaction, all can pass through the secure payment platform and pay communicating by letter of originating end, the risk of identification online transaction, the security of raising online transaction.
In addition, in this step, the secure payment platform obtains this launch position information corresponding with described payment originating end and may further comprise the steps:
S21, described secure payment platform judge whether the described current payment request that described payment originating end is initiated is the mobile payment request, if the determination result is NO, then carries out S22; If judged result is yes, then carry out S23;
S22, described secure payment platform obtains the IP address of described payment originating end, by described IP address being analyzed this launch position information of obtaining described payment originating end;
S23, described secure payment platform obtain this launch position information of described payment originating end based on base station positioning method and/or GPS localization method and/or IP localization method.
Wherein, take GPS location, the payment originating end as mobile phone as example, the secure payment platform comprises following dual mode based on this launch position information that the GPS localization method obtains the payment originating end: (one) payment originating end self is installed the GPS locating device, obtain self current location information by this GPS locating device, then this current location information is uploaded to the secure payment platform.(2) the payment originating end obtains self locating information by the operator mobile base station, then current location information is uploaded to the secure payment platform.
Wherein, obtain positional information by the GPS locating device and have higher degree of accuracy, the positional information of obtaining by the operator base station has certain error, but this error is in allowed band.
S3, described secure payment platform is analyzed described payment request record sheet, obtains the safe launch position information of described payment originating end.
Concrete, can adopt the weight analysis mode to obtain paying the safe launch position information of originating end.
S4, described secure payment platform judge that whether described safe launch position information is identical with described this launch position information, if the determination result is NO, then carries out S5-S7; If judged result is yes, then carry out S9;
S5, described secure payment platform by search described payment request record sheet obtain described payment originating end last time launch position information and last time the time of reception point;
S6, described secure payment platform calculate the translational speed of described payment originating end according to formula ();
Translational speed=(this launch position information-last time launch position information)/(this time of reception point-last time time of reception point); Formula (one)
S7, described secure payment platform judge whether described translational speed is positioned within the setting speed interval, if the determination result is NO, then carry out S8; If judged result is yes, then carry out S9;
For example: the setting speed interval can for: 0-2100 km/hour; The setting value of top speed can be with reference to the top speed of current aircraft.If the translational speed that calculates by formula () is greater than the setting value of top speed, namely 2100 kms/hour, can infer that then this payment request is risk payment request, the account of possible validated user is stolen.
S8, described secure payment platform draw this payment of described payment originating end initiation and are the conclusion of risk payment;
Draw the conclusion of risk payment when the secure payment platform after, can take appropriate measures: for example: send this payment to the payment receiving end and be the warning information of risk payment; Or, send other enforces authentication information to the payment originating end, only after the payment originating end passes through other further enforces authentication, just allow the payment originating end to pay, otherwise, the payment behavior that the refusal to pay originating end is initiated.
This payment that S9, described secure payment platform draw described payment originating end initiation is the conclusion of secure payment.
Draw the conclusion of secure payment when the secure payment platform after, can take appropriate measures: for example: send this payment to the payment receiving end and be the notification message of secure payment; After the payment receiving end receives this notification message, by this payment transaction of arm's length transaction flow processing.
In sum, payment risk recognition system and method by position-based conversion provided by the invention, by the rationality of this location for payment of payment originating end is judged, thereby identify the risk of this payment request, effectively reduce the network payment risk, improve the enthusiasm that online transaction is carried out in people's selection.
The above only is preferred implementation of the present invention; should be pointed out that for those skilled in the art, under the prerequisite that does not break away from the principle of the invention; can also make some improvements and modifications, these improvements and modifications also should be looked protection scope of the present invention.
Claims (10)
1. the payment risk recognition system of a position-based conversion is characterized in that, comprising: secure payment platform and at least one payment originating end; Described secure payment platform is connected with each described payment originating end by the first communication network.
2. the payment risk recognition system of position-based conversion according to claim 1 is characterized in that, described payment originating end comprises computing machine and/or mobile phone and/or panel computer.
3. the payment risk recognition system of position-based conversion according to claim 1 is characterized in that, described the first communication network comprises mobile communications network and/or internet and/or fixed telephone network.
4. the payment risk recognition system of position-based conversion according to claim 1 is characterized in that, described secure payment platform also is connected with warning device; And/or described payment originating end is connected with the GPS locating device.
5. the payment risk recognition system of position-based conversion according to claim 1 is characterized in that, also comprises: the payment receiving end; Described payment receiving end and described secure payment platform are by the second communication network connection.
6. the payment risk recognition methods of the position-based conversion of the payment risk recognition system of each described position-based conversion of an application rights requirement 1-5 is characterized in that, may further comprise the steps:
S1, described secure payment platform set up payment request record sheet, corresponding time of reception point and the launch position information of each time payment request difference that described payment request record sheet is initiated for the described payment originating end of storage and each; Wherein, the time point of the described time of reception point payment request that described payment originating end is initiated for described secure payment platform receives; Described launch position information is the geographical location information at described payment originating end that described secure payment platform gets access to place when initiating described payment request;
S2, when described secure payment platform received the current payment request of described payment originating end initiation, described secure payment platform obtained this launch position information corresponding with described payment originating end and this time of reception point; And store described this time of reception point and described this launch position information into described payment request record sheet;
S3, described secure payment platform is analyzed described payment request record sheet, obtains the safe launch position information of described payment originating end;
S4, described secure payment platform judge that whether described safe launch position information is identical with described this launch position information, if the determination result is NO, then carries out S5-S7; If judged result is yes, then carry out S9;
S5, described secure payment platform by search described payment request record sheet obtain described payment originating end last time launch position information and last time the time of reception point;
S6, described secure payment platform calculate the translational speed of described payment originating end according to formula ();
Translational speed=(this launch position information-last time launch position information)/(this time of reception point-last time time of reception point); Formula (one)
S7, described secure payment platform judge whether described translational speed is positioned within the setting speed interval, if the determination result is NO, then carry out S8; If judged result is yes, then carry out S9;
S8, described secure payment platform draw this payment of described payment originating end initiation and are the conclusion of risk payment;
This payment that S9, described secure payment platform draw described payment originating end initiation is the conclusion of secure payment.
7. the payment risk recognition methods of position-based conversion according to claim 6 is characterized in that, among the S2, the current payment request that described secure payment platform receives described payment originating end initiation is specially:
Described payment originating end directly sends to described secure payment platform with described current payment request, receives described current payment request by described secure payment platform; And/or
Described payment originating end sends to the payment receiving end with described current payment request, and described payment receiving end is redirected to described secure payment platform with described current payment request, receives described current payment request by described secure payment platform.
8. the payment risk recognition methods of position-based conversion according to claim 6 is characterized in that, among the S2, described secure payment platform obtains this launch position information corresponding with described payment originating end and may further comprise the steps:
S21, described secure payment platform judge whether the described current payment request that described payment originating end is initiated is the mobile payment request, if the determination result is NO, then carries out S22; If judged result is yes, then carry out S23;
S22, described secure payment platform obtains the IP address of described payment originating end, by described IP address being analyzed this launch position information of obtaining described payment originating end;
S23, described secure payment platform obtain this launch position information of described payment originating end based on base station positioning method and/or GPS localization method and/or IP localization method.
9. the payment risk recognition methods of position-based conversion according to claim 6 is characterized in that, after the S8, also comprises:
Described secure payment platform sends this payment to the payment receiving end and is the warning information of risk payment; And/or
Described secure payment platform sends enforces authentication information to described payment originating end.
10. the payment risk recognition methods of position-based conversion according to claim 6 is characterized in that, after the S9, also comprises:
Described secure payment platform sends this payment to the payment receiving end and is the notification message of secure payment;
Described payment receiving end is after receiving described notification message, by this payment transaction of arm's length transaction flow processing.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210277970.7A CN102855555B (en) | 2012-08-06 | 2012-08-06 | The payment risk recognition system of position-based conversion and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210277970.7A CN102855555B (en) | 2012-08-06 | 2012-08-06 | The payment risk recognition system of position-based conversion and method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN102855555A true CN102855555A (en) | 2013-01-02 |
| CN102855555B CN102855555B (en) | 2016-01-27 |
Family
ID=47402122
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210277970.7A Active CN102855555B (en) | 2012-08-06 | 2012-08-06 | The payment risk recognition system of position-based conversion and method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102855555B (en) |
Cited By (20)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103530772A (en) * | 2013-09-30 | 2014-01-22 | 深圳钱盒信息技术有限公司 | Mobile interaction payment risk control method and system |
| CN103745397A (en) * | 2014-01-27 | 2014-04-23 | 上海坤士合生信息科技有限公司 | System and method for realizing electronic transaction risk control based on position scene identification |
| CN103839161A (en) * | 2014-03-24 | 2014-06-04 | 上海交通大学 | System and method for authentication and transmission of mobile payment information |
| CN103874021A (en) * | 2014-04-02 | 2014-06-18 | 上海坤士合生信息科技有限公司 | Safe region recognition method and device, and user terminal |
| CN104504568A (en) * | 2014-12-26 | 2015-04-08 | 网易宝有限公司 | Payment mode control method and payment mode control equipment |
| CN104915832A (en) * | 2015-06-25 | 2015-09-16 | 中国工商银行股份有限公司 | Mobile payment and verification method, device thereof and system thereof |
| CN104933568A (en) * | 2015-06-16 | 2015-09-23 | 中国联合网络通信集团有限公司 | Payment authentication method and device |
| CN105450617A (en) * | 2014-09-24 | 2016-03-30 | 阿里巴巴集团控股有限公司 | Payment validation method, device and system |
| CN105512563A (en) * | 2014-09-25 | 2016-04-20 | 阿里巴巴集团控股有限公司 | Method and device for determining trusted device, and method and device for risk release |
| CN106022763A (en) * | 2016-05-06 | 2016-10-12 | 深圳市传扬网络技术开发有限公司 | Mobile payment system and method based on LBS technology |
| CN106034285A (en) * | 2015-03-11 | 2016-10-19 | 广州杰赛科技股份有限公司 | Position-information-based authentication system |
| CN106034025A (en) * | 2015-03-11 | 2016-10-19 | 广州杰赛科技股份有限公司 | Authentication system based on position interaction |
| CN106611316A (en) * | 2015-10-16 | 2017-05-03 | 阿里巴巴集团控股有限公司 | Method and device for providing unusual transaction |
| CN107665428A (en) * | 2016-07-27 | 2018-02-06 | 中国电信股份有限公司 | Mobile payment identity identifying method, server and system |
| WO2018068587A1 (en) * | 2016-10-14 | 2018-04-19 | 捷开通讯(深圳)有限公司 | Payment location notification method and system, and server |
| CN109544166A (en) * | 2018-11-05 | 2019-03-29 | 阿里巴巴集团控股有限公司 | A kind of Risk Identification Method and device |
| CN109672984A (en) * | 2018-09-26 | 2019-04-23 | 平安普惠企业管理有限公司 | User location portrait appraisal procedure, assessment equipment and the storage medium of financial business |
| CN109711975A (en) * | 2018-11-27 | 2019-05-03 | 深圳市买买提信息科技有限公司 | A kind of debt-credit Risk Identification Method and device |
| CN110366097A (en) * | 2019-07-02 | 2019-10-22 | 北京淇瑀信息科技有限公司 | A kind of method, apparatus and electronic equipment based on location information identification risk |
| CN115994763A (en) * | 2023-03-23 | 2023-04-21 | 深圳市德卡科技股份有限公司 | Trusted intelligent payment method and system |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102509223A (en) * | 2011-11-21 | 2012-06-20 | 快钱支付清算信息有限公司 | Safety management method and system for mobile terminal card-swiping collection |
-
2012
- 2012-08-06 CN CN201210277970.7A patent/CN102855555B/en active Active
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102509223A (en) * | 2011-11-21 | 2012-06-20 | 快钱支付清算信息有限公司 | Safety management method and system for mobile terminal card-swiping collection |
Cited By (28)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103530772A (en) * | 2013-09-30 | 2014-01-22 | 深圳钱盒信息技术有限公司 | Mobile interaction payment risk control method and system |
| CN103745397A (en) * | 2014-01-27 | 2014-04-23 | 上海坤士合生信息科技有限公司 | System and method for realizing electronic transaction risk control based on position scene identification |
| CN103839161A (en) * | 2014-03-24 | 2014-06-04 | 上海交通大学 | System and method for authentication and transmission of mobile payment information |
| CN103874021A (en) * | 2014-04-02 | 2014-06-18 | 上海坤士合生信息科技有限公司 | Safe region recognition method and device, and user terminal |
| CN103874021B (en) * | 2014-04-02 | 2018-07-10 | 银理安金融信息服务（北京）有限公司 | Safety zone recognition methods, identification equipment and user terminal |
| CN105450617B (en) * | 2014-09-24 | 2019-07-09 | 阿里巴巴集团控股有限公司 | A kind of payment verification method, apparatus and system |
| US10460309B2 (en) | 2014-09-24 | 2019-10-29 | Alibaba Group Holding Limited | Payment verification method, apparatus and system |
| CN105450617A (en) * | 2014-09-24 | 2016-03-30 | 阿里巴巴集团控股有限公司 | Payment validation method, device and system |
| CN105512563B (en) * | 2014-09-25 | 2018-08-31 | 阿里巴巴集团控股有限公司 | The method and apparatus and risk method for releasing and device of confirmation credible equipment |
| CN105512563A (en) * | 2014-09-25 | 2016-04-20 | 阿里巴巴集团控股有限公司 | Method and device for determining trusted device, and method and device for risk release |
| CN104504568A (en) * | 2014-12-26 | 2015-04-08 | 网易宝有限公司 | Payment mode control method and payment mode control equipment |
| CN106034025A (en) * | 2015-03-11 | 2016-10-19 | 广州杰赛科技股份有限公司 | Authentication system based on position interaction |
| CN106034285A (en) * | 2015-03-11 | 2016-10-19 | 广州杰赛科技股份有限公司 | Position-information-based authentication system |
| CN104933568A (en) * | 2015-06-16 | 2015-09-23 | 中国联合网络通信集团有限公司 | Payment authentication method and device |
| CN104915832A (en) * | 2015-06-25 | 2015-09-16 | 中国工商银行股份有限公司 | Mobile payment and verification method, device thereof and system thereof |
| CN106611316A (en) * | 2015-10-16 | 2017-05-03 | 阿里巴巴集团控股有限公司 | Method and device for providing unusual transaction |
| CN106022763A (en) * | 2016-05-06 | 2016-10-12 | 深圳市传扬网络技术开发有限公司 | Mobile payment system and method based on LBS technology |
| CN113537972A (en) * | 2016-05-06 | 2021-10-22 | 深圳市传扬网络技术开发有限公司 | Mobile payment system based on LBS technology and mobile payment method thereof |
| CN107665428A (en) * | 2016-07-27 | 2018-02-06 | 中国电信股份有限公司 | Mobile payment identity identifying method, server and system |
| WO2018068587A1 (en) * | 2016-10-14 | 2018-04-19 | 捷开通讯(深圳)有限公司 | Payment location notification method and system, and server |
| CN109672984A (en) * | 2018-09-26 | 2019-04-23 | 平安普惠企业管理有限公司 | User location portrait appraisal procedure, assessment equipment and the storage medium of financial business |
| CN109672984B (en) * | 2018-09-26 | 2022-08-19 | 平安普惠企业管理有限公司 | User position portrait evaluation method and device for financial business and storage medium |
| CN109544166A (en) * | 2018-11-05 | 2019-03-29 | 阿里巴巴集团控股有限公司 | A kind of Risk Identification Method and device |
| CN109544166B (en) * | 2018-11-05 | 2023-05-30 | 创新先进技术有限公司 | Risk identification method and risk identification device |
| CN109711975A (en) * | 2018-11-27 | 2019-05-03 | 深圳市买买提信息科技有限公司 | A kind of debt-credit Risk Identification Method and device |
| CN110366097A (en) * | 2019-07-02 | 2019-10-22 | 北京淇瑀信息科技有限公司 | A kind of method, apparatus and electronic equipment based on location information identification risk |
| CN115994763A (en) * | 2023-03-23 | 2023-04-21 | 深圳市德卡科技股份有限公司 | Trusted intelligent payment method and system |
| CN115994763B (en) * | 2023-03-23 | 2023-09-01 | 深圳市德卡科技股份有限公司 | Trusted intelligent payment method and system |
Also Published As
| Publication number | Publication date |
|---|---|
| CN102855555B (en) | 2016-01-27 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN102855555A (en) | System and method for identifying payment risks based on position transformation | |
| US11002822B2 (en) | Service enhancements using near field communication | |
| US10078831B2 (en) | Connected toll pass | |
| US10460309B2 (en) | Payment verification method, apparatus and system | |
| US9585006B2 (en) | Express mobile device access provisioning methods, systems, and apparatus | |
| US10327141B2 (en) | Methods and systems for validating mobile devices of customers via third parties | |
| US7979054B2 (en) | System and method for authenticating remote server access | |
| CN103379431B (en) | A kind of guard method of account safety and device | |
| CN102843682B (en) | Access point authorizing method, device and system | |
| JP2016507808A5 (en) | ||
| US9544020B2 (en) | NFC negotiated pairing | |
| CN103914772B (en) | For the wireless authentication method of mobile payment, system and device | |
| CN107665313B (en) | Sensitive information methods of exhibiting, device, storage medium and computer equipment | |
| CN108513267A (en) | Safe verification method, authentication server and the service terminal of communication service | |
| CN105592005B (en) | Security verification method, device and system | |
| CN103458407A (en) | Internet account number login management system and method based on short message | |
| WO2016180185A1 (en) | Method and apparatus for determining position of point of sale (pos) | |
| EP2544468B1 (en) | Region access platform, mobile positioning method and system | |
| CN106685891A (en) | Verification method and apparatus for accessing network | |
| CN104618853A (en) | Method, device and system for information push | |
| CN105610835A (en) | Bluetooth POS moving prevention networking method and system | |
| CN202872831U (en) | Payment risk identification system based on change of position | |
| CN102404738A (en) | Method, system and authentication server for being switched in and retreating from wireless local area network (WLAN) | |
| CN108271156B (en) | Method and device for identifying pseudo base station | |
| CN106657067A (en) | Smart secret key control system of mobile security network |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CP03 | Change of name, title or address |
Address after: Room 1201, Unit 2, 12th Floor, Huizhi Building, No. 9 Xueqing Road, Haidian District, Beijing, 100083 Patentee after: Beijing Zhongke Jincai Information Technology Co.,Ltd. Address before: 0601, 6th Floor, Shouxiang Technology Building, Building 51 Xueyuan Road, Haidian District, Beijing, 100191 Patentee before: BEIJING SINODATA ELECTRONIC COMMERCE Co.,Ltd. |
|
| CP03 | Change of name, title or address |