CN106034025A - Authentication system based on position interaction - Google Patents
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Abstract
An embodiment of the invention provides an authentication system based on position interaction. The authentication system comprises a payment terminal, a safe terminal and a receiving terminal. The payment terminal acquires current position information of the payment terminal and acquires position information of the receiving terminal and user information through the safe terminal. According to the authentication system based on position interaction provided by the embodiment of the invention, the position information is used as an authentication condition; safety protection is effectively improved without influence on convenient payment; and a property loss risk caused by remote embezzlement or loss of payment equipment such as mobile phone is prevented.
Description
Technical field
The present invention relates to information security field, a kind of Verification System mutual based on position.
Background technology
Information security is the basis of technical development of computer, and along with the rise of the Internet, information security is just encountered by increasing challenge.For people, the arrival of mobile Internet, and the maturation of mobile payment platform, make various payment and collect and become simple and convenient, such as by Online Shopping product, the money on bank card easily can be paid away by payment platform by computer or mobile phone, complete to buy;Or by network selling product, it is also possible on computer or mobile phone, collect payment for goods by payment platform.This kind of convenience makes people increasingly favor this payment efficiently and collecting mode, without to draw money from a bank and to pay down checkout.
But, this transaction easily itself is to there is huge risk, the safety of running environment, various fishing websites are mixed the genuine with the fictitious, hard to tell whether it is true or false, and the bank card of people is also possible to face after being replicated, and remotely steals brush, or after mobile phone is lost, the mobile payment function being directly utilized mobile phone by people usurps money.
This face variation security risk in the case of; information security company also does one's utmost to take precautions against, and such as computer, the security sweep of mobile-phone payment environment, point out, shield fishing website; mobile phone locks cell-phone function after losing and even deletes cellphone information etc., in order to protect the fund property safety of user.But, these safeguard procedures are often passive, and the injury still creating various recessiveness to user, the bank card of such as handset binding, long-distance consuming or withdraw deposit after the most still may being replicated bank card, fishing website emerges in an endless stream, when it is incipient, user still cannot effectively take precautions against, mobile phone lose after fail the very first time locking, still may bring property loss etc., the behind of these defects all points to two key problems, how to determine that user operates payment, and how to determine that the side of collecting and user's willingness to pay are unified, rather than pretended or blind.
Therefore, current information technology height develops, various convenient means of payment get more and more, the when that people enjoying the means of payment of this simple and fast very much, on the basis of also needing to not affect Consumer's Experience and increase user operation complexity, realize the effective guarantee to safety of payment, be problem the most in the urgent need to address.
Summary of the invention
The embodiment of the present invention proposes a kind of Verification System mutual based on position, and including payment terminals, safe end and collect end, described payment terminals obtains self current positional information, and by collecting positional information and the user profile of end described in the acquisition of described safe end.
Further, described payment terminals includes locating module, memory module and authentication module, and after described locating module obtains current location information, it is mated by described authentication module with the preset position information in described memory module, and exports authenticating result.
Further, described current location information is described as coordinate range.
Further, described current location information is described as object of reference scope.
Further, landmark thing in described object of reference is coordinate range.
Further, also including recording module and display module, described display module prompting password vocal print authentication, described recording module capture user voice information also obtains password voiceprint.
Further, described password voiceprint compares with the preset password voiceprint in described memory module, it is determined whether by authentication.
Further, when described current location information does not mates with preset position information, carry out password voiceprint and compare.
Further, when described current location information mates with preset position information, carry out password voiceprint and compare.
Further, also include communication module, collect end position information for acquisition, and also include user profile input module, confirm to collect end position information and user profile for user.
The Verification System mutual based on position that the embodiment of the present invention provides, utilize positional information as authentication condition, can effectively strengthen security fence on the basis of not affecting convenient payment, it is to avoid remotely usurp or the payment devices such as mobile phone lose after the property loss risk brought.
Accompanying drawing explanation
Fig. 1 shows a kind of right discriminating system figure based on positional information;
Fig. 2 shows a kind of authentication method flow chart based on position and voiceprint;
Fig. 3 shows a kind of Verification System figure mutual based on position;
Fig. 4 shows that a kind of interaction locations trusts method for authenticating flow chart.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, technical scheme in the embodiment of the present invention is clearly and completely described, present example is shown in the drawings, although invention will be described in conjunction with the embodiments, it should be appreciated that it does not really wants to limit the invention to these embodiments.On the contrary, this invention is intended to cover replacement, amendment and the equivalents that may be included in the spirit and scope that claims are limited.It addition, in described below to the embodiment of the present invention, it is proposed that a lot of details are so that the present invention is thoroughly understood.But, it will be appreciated by those of ordinary skill in the art that and do not have these details also can implement the present invention.In other example, in order to unnecessarily obscure the aspect of the present invention, do not describe known method, process, parts and circuit in detail.
Some parts following detailed description of is to represent according to process, step, logical block, process and other symbol to the operation of the data bit that can perform on computer storage to propose.These describe and represent be data processing field technical staff used, in order to the essence of its work being conveyed to most effectively the means of other technical staff of this field.Here, process, the step of computer execution, logical block, process etc. are usually contemplated as causing the self-consistent sequence of the step of expected result or instruction.Described step is the step needing the physical manipulation to physical quantity.Generally, although unnecessary, this tittle uses the form of the electrical or magnetic signal that can store in computer systems, transmit, combine, compare or additionally handle.It has been proved that primarily to the reason of public use, be convenient sometimes by these signals referred to as position, value, element, symbol, character, project, numeral etc..
But, should keep firmly in mind, what all these with similar term should be associated and only be applicable to this tittle with suitable physical quantity facilitates labelling.Unless specifically stated otherwise, apparent in the most as described below, it should be understood that in the whole present invention, term used by discussion, such as " association " or " identification " or " reproduction " or " needs " or " determination " or " repetition " or " execution " or " detection " or " guiding " etc., refer to electronic system or the action of similar electronic computing device and process, it is by being expressed as data manipulation that physics (electronics) measures and being transformed into electronic device memory or depositor or the storage of other such information in the RS of electronic equipment, other data being similarly represented as physical quantity in transmission or display device.
Fig. 1 explanation is according to the displaying right discriminating system figure based on positional information of the various exemplary embodiments of the present invention.
Embodiment one, described right discriminating system 100 based on positional information, including locating module 101, memory module 103, authentication module 105 and communication module 108.
In the present embodiment, right discriminating system 100 can be used for the authentication operations of payment terminals, when right discriminating system 100 needs to carry out authentication operations when, locating module 101 obtains current location information, and positional information done with the positional information prestored in memory module 103 mate, judge whether by authentication according to matching result authentication module 105, and carry out corresponding delivery operation by communication module 108.
Locating module 101 is for obtaining current positional information, and locating module 101 includes GPS location, architecture, wifi location, the locating module of IP location isotype, is used for obtaining positional information.
Positional information includes the absolute coordinate space under absolute positional information such as WGS84 coordinate, BJ54 Coordinate System or Xi'an1980 coordinate system, also includes near relative positional information, such as Tianhe Park, waits describing object of reference relative to position near B.C. subway station.
nullNo matter locating module 101 obtains positional information with any station-keeping mode,This positional information is all relatively accurate,I.e.,In the case of same position is constant,The positional information that locating module 101 obtains is probably change,In the case of this situation particularly occurs in absolute location information,The positional information WGS84 that location obtains such as the first time is expressed as: north latitude 23 degree 06 point 32 seconds,East longitude 113 degree 15 points 53 seconds,The positional information that second time location obtains may reform into north latitude 23 degree 06 point 31 seconds,East longitude 113 degree 15 points 54 seconds,Although the positional information obtained currently with the GPS of such as GPS etc. is already available to the radius error positioning precision within 5 meters,But due to the existence at city shelter,This precision is sometimes incredible.Further, the when of most, locating module 101 is also possible to use architecture, and the precision of architecture is lower, and error reaches more than 500 meters.Therefore, when locating module 101 uses absolute location information to export when, need the judgement to absolute location information to carry out error correction, such as, when using GPS location when, it is judged that positional information allows the error of 10-20 rice when of whether belonging to confidence position;When using architecture when, it is allowed to the error of 500-5000 rice.
Preferably, the positional information of locating module 101 output uses relative position information, i.e. after obtaining positional information, mated with electronic map database by positional information, thus the relative position that output is with landmark as reference.
Memory module 103 is used for storing data, including the positional information preset, electronic map database etc..
Authentication module 105 is used for carrying out authentication coupling, and exports control instruction according to authentication result, such as, send payment instruction, or forbid payment instruction.
Communication module 108 uploads download for realize data and instruction.The network interface card of such as computer, or the WIFI module of mobile phone, gsm communication module etc..
The present embodiment utilizes positional information to authenticate, the activity space allowing for people is regular, and it is predictable, the activity of majority is all curved about what place of working and family's the two place were launched, and, even if having revealed user account information, password etc., usurp people and be but difficult to duplicating position information data, such as, thief cannot transfer the property of user in family's position range of user by payment platform, becomes the most difficult so that remotely usurp or steal the property in user bank by modes such as theft mobile phones.The more important thing is, positional information authentication can be carried out unconsciously user, can't increase the complexity of user operation, thus ensure that the experience that user fast pays.
Embodiment two, described right discriminating system 100 based on positional information, including locating module 101, recording module 102, memory module 103, authentication module 105, display module 107 and communication module 108.
In the present embodiment, right discriminating system 100 can be used for the authentication operations of payment terminals, when right discriminating system 100 needs to carry out authentication operations when, locating module 101 obtains current location information, and positional information done with the positional information prestored in memory module 103 mate, judge whether by authentication according to matching result authentication module 105, if by authentication, just carrying out corresponding delivery operation by communication module 108;Without by authentication, display module 107 prompting carries out vocal print password authentication, user says the preset password of display, it is converted into password voiceprint by recording module 102, and mate with the preset password voiceprint of storage in memory module 103, decide whether and pass through communication module 108 to carry out corresponding delivery operation.
Preferably, can give tacit consent to and be intended to carry out vocal print password authentication after carrying out positional information authentication, i.e. carry out positional information and the double authentication of vocal print password.
Preferably, preset password does not shows, needs user to remember voluntarily, and after prompting carries out vocal print password authentication, says the most voluntarily.
Locating module 101 is for obtaining current positional information, and locating module 101 includes GPS location, architecture, wifi location, the locating module of IP location isotype, is used for obtaining positional information.
Positional information includes the absolute coordinate space under absolute positional information such as WGS84 coordinate, BJ54 Coordinate System or Xi'an1980 coordinate system, also includes near relative positional information, such as Tianhe Park, waits describing object of reference relative to position near B.C. subway station.
nullNo matter locating module 101 obtains positional information with any station-keeping mode,This positional information is all relatively accurate,I.e.,In the case of same position is constant,The positional information that locating module 101 obtains is probably change,In the case of this situation particularly occurs in absolute location information,The positional information WGS84 that location obtains such as the first time is expressed as: north latitude 23 degree 06 point 32 seconds,East longitude 113 degree 15 points 53 seconds,The positional information that second time location obtains may reform into north latitude 23 degree 06 point 31 seconds,East longitude 113 degree 15 points 54 seconds,Although the positional information obtained currently with the GPS of such as GPS etc. is already available to the radius error positioning precision within 5 meters,But due to the existence at city shelter,This precision is sometimes incredible.Further, the when of most, locating module 101 is also possible to use architecture, and the precision of architecture is lower, and error reaches more than 500 meters.Therefore, when locating module 101 uses absolute location information to export when, need the judgement to absolute location information to carry out error correction, such as, when using GPS location when, it is judged that positional information allows the error of 10-20 rice when of whether belonging to confidence position;When using architecture when, it is allowed to the error of 500-5000 rice.
Preferably, the positional information of locating module 101 output uses relative position information, i.e. after obtaining positional information, mated with electronic map database by positional information, thus the relative position that output is with landmark as reference.
Recording module 102 is for obtaining the password audio frequency that user tells, and captures the password voiceprint in password audio frequency.
Memory module 103 is used for storing data, including the positional information preset, electronic map database, preset password voiceprint etc..
Authentication module 105 is used for carrying out authentication coupling, and exports control instruction according to authentication result.
Display module 107 is used for pointing out user to carry out the authentication display of vocal print password.
Communication module 108 uploads download for realize data.The network interface card of such as computer, or the WIFI module of mobile phone, gsm communication module etc..
The present embodiment utilizes positional information to authenticate, the activity space allowing for people is regular, and it is predictable, the activity of majority is all curved about what place of working and family's the two place were launched, and, even if having revealed user account information, password etc., usurp people and be but difficult to duplicating position information data, such as, thief cannot transfer the property of user in family's position range of user by payment platform, becomes the most difficult so that remotely usurp or steal the property in user bank by modes such as theft mobile phones.The activity simultaneously taking account of people also has specificity, such as go on business, travel or go window-shopping and be the most medium, user may be caused the most unavailable merely with location information matches, or in view of positional information there is also certainly possible can cracking, therefore, the mode utilizing password vocal print perfects further.
Password vocal print authentication is to supplement positional information authentication, is the most also a kind of relative position information authentication: i.e. determine the distance between user and right discriminating system.User can set the name of default password, such as user, or organization etc., and user extracts preset password voiceprint after saying in advance and being logged, and authenticates foundation as password vocal print, thus the authentication that the time is more complete.
Fig. 2 explanation is according to the displaying authentication method flow chart based on position and voiceprint of the various exemplary embodiments of the present invention.
Right discriminating system 100 can be used for the authentication operations of payment terminals, when right discriminating system 100 needs to carry out authentication operations when, locating module 101 obtains current location information, and positional information done with the positional information prestored in memory module 103 mate, judge whether by authentication according to matching result authentication module 105, if by authentication, just carrying out corresponding delivery operation by communication module 108;Without by authentication, display module 107 prompting carries out vocal print password authentication, user says the preset password of display, it is converted into password voiceprint by recording module 102, and mate with the preset password voiceprint of storage in memory module 103, decide whether and pass through communication module 108 to carry out corresponding delivery operation.
Therefore, authentication method step based on positional information and voiceprint includes:
S101, obtains current location information.Locating module 101 is for obtaining current positional information, and locating module 101 includes GPS location, architecture, wifi location, the locating module of IP location isotype, is used for obtaining positional information.
Positional information includes the absolute coordinate space under absolute positional information such as WGS84 coordinate, BJ54 Coordinate System or Xi'an1980 coordinate system, also includes near relative positional information, such as Tianhe Park, waits describing object of reference relative to position near B.C. subway station.
nullNo matter locating module 101 obtains positional information with any station-keeping mode,This positional information is all relatively accurate,I.e.,In the case of same position is constant,The positional information that locating module 101 obtains is probably change,In the case of this situation particularly occurs in absolute location information,The positional information WGS84 that location obtains such as the first time is expressed as: north latitude 23 degree 06 point 32 seconds,East longitude 113 degree 15 points 53 seconds,The positional information that second time location obtains may reform into north latitude 23 degree 06 point 31 seconds,East longitude 113 degree 15 points 54 seconds,Although the positional information obtained currently with the GPS of such as GPS etc. is already available to the radius error positioning precision within 5 meters,But due to the existence at city shelter,This precision is sometimes incredible.Further, the when of most, locating module 101 is also possible to use architecture, and the precision of architecture is lower, and error reaches more than 500 meters.Therefore, when locating module 101 uses absolute location information to export when, need the judgement to absolute location information to carry out error correction, such as, when using GPS location when, it is judged that positional information allows the error of 10-20 rice when of whether belonging to confidence position;When using architecture when, it is allowed to the error of 500-5000 rice.
Preferably, the positional information of locating module 101 output uses relative position information, i.e. after obtaining positional information, mated with electronic map database by positional information, thus the relative position that output is with landmark as reference.
S102, it is judged that whether the positional information of acquisition belongs to confidence position.When positional information uses absolute location information when, the judgement to absolute location information carries out error correction.Judging to be in confidence position, complete authentication, output confirms result;Judge not in confidence position, enter S103 and judge.
S103, obtains vocal print password information.Display module 107 prompting carries out vocal print password authentication, and user says the preset password of display, is converted into password voiceprint by recording module 102.
Preferably, preset password does not shows, needs user to remember voluntarily, and after prompting carries out vocal print password authentication, says the most voluntarily.
S104, password voice print matching.The password voiceprint of acquisition is mated with the preset password voiceprint of storage in memory module 103, decides whether and pass through communication module 108 to carry out corresponding delivery operation.
The present embodiment passes through positional information and two key steps of password voiceprint, can simply realize the security improvement to authentication, may select and only carry out positional information authentication, or positional information, password voiceprint authenticate continuously, help user in the case of not increasing complicated operation and reducing convenient payment experience, prevent the property loss remotely usurped or bring after payment platform loss.
Fig. 3 explanation shows the Verification System figure mutual based on position according to the various exemplary embodiments of the present invention.
Based on the Verification System that position is mutual, including payment terminals 100, safe end 200 with collect end 300, can be in communication with each other between payment terminals 100 and safe end 200, and safe end 200 and collecting can be in communication with each other between end 300.
The when that payment terminals 100 needing to carry out authentication operations, locating module 101 obtains current location information, and positional information done with the positional information prestored in memory module 103 mate, judge whether by authentication according to matching result authentication module 105, if by authentication, carrying out collecting the position authentication of end further;Without by authentication, display module 107 prompting carries out vocal print password authentication, user says the preset password of display, it is converted into password voiceprint by recording module 102, and mate with the preset password voiceprint of storage in memory module 103, after determining coupling, communication module 108 communicates with communication module 201, safe end 200 obtains payment terminals 100 authentication by after information, obtain again and need to pay object information, namely collect client information, safe end 200 and collect end 300 between communicate, and the positional information of end 300 is collected by locating module 202 acquisition, and collect end subscriber name information according to data base 203 acquisition.The positional information and user's name information of collecting end 300 are returned to payment terminals 100 by safe end 200, and it is shown to user by display module 107, after the positional information and user's name information of collecting end 300 are confirmed by user by input module 104, payment module 106 performs delivery operation and confirms.
Locating module 101 is for obtaining current positional information, and locating module 101 includes GPS location, architecture, wifi location, the locating module of IP location isotype, is used for obtaining positional information.
Positional information includes the absolute coordinate space under absolute positional information such as WGS84 coordinate, BJ54 Coordinate System or Xi'an1980 coordinate system, also includes near relative positional information, such as Tianhe Park, waits describing object of reference relative to position near B.C. subway station.
nullNo matter locating module 101 obtains positional information with any station-keeping mode,This positional information is all relatively accurate,I.e.,In the case of same position is constant,The positional information that locating module 101 obtains is probably change,In the case of this situation particularly occurs in absolute location information,The positional information WGS84 that location obtains such as the first time is expressed as: north latitude 23 degree 06 point 32 seconds,East longitude 113 degree 15 points 53 seconds,The positional information that second time location obtains may reform into north latitude 23 degree 06 point 31 seconds,East longitude 113 degree 15 points 54 seconds,Although the positional information obtained currently with the GPS of such as GPS etc. is already available to the radius error positioning precision within 5 meters,But due to the existence at city shelter,This precision is sometimes incredible.Further, the when of most, locating module 101 is also possible to use architecture, and the precision of architecture is lower, and error reaches more than 500 meters.Therefore, when locating module 101 uses absolute location information to export when, need the judgement to absolute location information to carry out error correction, such as, when using GPS location when, it is judged that positional information allows the error of 10-20 rice when of whether belonging to confidence position;When using architecture when, it is allowed to the error of 500-5000 rice.
Preferably, the positional information of locating module 101 output uses relative position information, i.e. after obtaining positional information, mated with electronic map database by positional information, thus the relative position that output is with landmark as reference.
Recording module 102 is for obtaining the password audio frequency that user tells, and captures the password voiceprint in password audio frequency.
Memory module 103 is used for storing data, including the positional information preset, electronic map database, preset password voiceprint etc..
Input module 104 is for user's input operation, including to collecting end 300 positional informationes and the confirmation of user profile.
Authentication module 105 is used for carrying out authentication coupling, and exports control instruction according to authentication result.
Payment module 106 has been used for payment affirmation operation.
Display module 107 is used for pointing out user to carry out the authentication display of vocal print password and positional information and the user profile holding 300 is collected in display.
Communication module 108,201 uploads download for realize data.The network interface card of such as computer, or the WIFI module of mobile phone, gsm communication module etc..
Locating module 202 is for obtaining current positional information, and locating module 101 is the locating module of IP station-keeping mode, is used for obtaining positional information.
Data base 203 collects, for storage, the user profile that end 300 positional informationes are corresponding.
The present embodiment mainly realizes safer authentication by positional information confirmation after mutual and protects, in a lot of fraudulent activities, user is often blinded by cheat, believe paid to as if a legal object, and think that carried out payment is safe payment based on to the understanding of this legal object.Mutual by position, user can obtain positional information and the user profile paying object, can decide whether it is intended legal object by it, thus reduces the probability cheated by cheat.
Fig. 4 explanation trusts method for authenticating flow chart according to the displaying interaction locations of the various exemplary embodiments of the present invention.
Interaction locations is trusted method for authenticating and is included payment terminals and collect end position by after mutual, confirm to collect end position information through payment terminals user, thus set up the method for authenticating of trust, the method include payment terminals to own location information authentication and payment terminals to collecting two parts of end position information authentication certification.
The when that payment terminals 100 needing to carry out authentication operations, locating module 101 obtains current location information, and positional information done with the positional information prestored in memory module 103 mate, judge whether by authentication according to matching result authentication module 105, if by authentication, carrying out collecting the position authentication of end further;Communication module 108 communicates with communication module 201, safe end 200 obtains payment terminals 100 authentication by after information, obtain again and need to pay object information, namely collect client information, safe end 200 and collect end 300 between communicate, and by locating module 202 obtain collect end 300 positional information, and according to data base 203 obtain collect end subscriber name information.The positional information and user's name information of collecting end 300 are returned to payment terminals 100 by safe end 200, and it is shown to user by display module 107, after the positional information and user's name information of collecting end 300 are confirmed by user by input module 104, payment module 106 performs delivery operation and confirms.
Preferably, payment terminals 100 authenticates not over positional information, display module 107 prompting carries out vocal print password authentication, user says the preset password of display, it is converted into password voiceprint by recording module 102, and mate with the preset password voiceprint of storage in memory module 103, after determining coupling, carry out collecting the position authentication of end.
Therefore, interaction locations is trusted method for authenticating and is included step:
S201, payment terminals is authenticated by positional information.Locating module 101 obtains current location information, and is done with the positional information prestored in memory module 103 by positional information and mate, and judges whether by authentication according to matching result authentication module 105.
Locating module 101 is for obtaining current positional information, and locating module 101 includes GPS location, architecture, wifi location, the locating module of IP location isotype, is used for obtaining positional information.
Positional information includes the absolute coordinate space under absolute positional information such as WGS84 coordinate, BJ54 Coordinate System or Xi'an1980 coordinate system, also includes near relative positional information, such as Tianhe Park, waits describing object of reference relative to position near B.C. subway station.
nullNo matter locating module 101 obtains positional information with any station-keeping mode,This positional information is all relatively accurate,I.e.,In the case of same position is constant,The positional information that locating module 101 obtains is probably change,In the case of this situation particularly occurs in absolute location information,The positional information WGS84 that location obtains such as the first time is expressed as: north latitude 23 degree 06 point 32 seconds,East longitude 113 degree 15 points 53 seconds,The positional information that second time location obtains may reform into north latitude 23 degree 06 point 31 seconds,East longitude 113 degree 15 points 54 seconds,Although the positional information obtained currently with the GPS of such as GPS etc. is already available to the radius error positioning precision within 5 meters,But due to the existence at city shelter,This precision is sometimes incredible.Further, the when of most, locating module 101 is also possible to use architecture, and the precision of architecture is lower, and error reaches more than 500 meters.Therefore, when locating module 101 uses absolute location information to export when, need the judgement to absolute location information to carry out error correction, such as, when using GPS location when, it is judged that positional information allows the error of 10-20 rice when of whether belonging to confidence position;When using architecture when, it is allowed to the error of 500-5000 rice.
Preferably, the positional information of locating module 101 output uses relative position information, i.e. after obtaining positional information, mated with electronic map database by positional information, thus the relative position that output is with landmark as reference.
S202, obtains and collects end position information and user profile.Safe end 200 and collect end 300 between communicate, and by locating module 202 obtain collect end 300 positional information, and according to data base 203 obtain collect end subscriber name information.Locating module 202 communicates with collecting end 300 according to safe end 200, obtains the positional information collecting end, and transfer the user's name information collecting end correspondence from data base 203 by the way of IP positions.
S203, payment terminals shows collects end position information and user profile.The positional information and user profile of collecting end 300 are fed back to payment terminals 100 by safe end 200, and payment terminals 100 show in display module 107, it is ensured that whether the user of payment terminals 100 is the most consistent to liking with need to pay according to the display verification of display.
S204, payment terminals 100 user passes through input module 104 input validation information, and collecting acquired in confirmation holds 300 positional informationes consistent with the object that needs pay with user profile.Thus complete the authentication of payment terminals.
Preferably, in step s 201, after when payment terminals 100 positional information authentication, the match is successful, it is also possible to S205 in steps.
S205, carries out password voiceprint authentication coupling.Display module 107 prompting carries out vocal print password authentication, and user says the preset password of display, is converted into password voiceprint by recording module 102, and mates with the preset password voiceprint of storage in memory module 103, enters step S202 after determining coupling.
Preferably, in step s 201, after when payment terminals 100 positional information authentication, it fails to match, it is also possible to S205 in steps.
S205, carries out password voiceprint authentication coupling.Display module 107 prompting carries out vocal print password authentication, and user says the preset password of display, is converted into password voiceprint by recording module 102, and mates with the preset password voiceprint of storage in memory module 103, enters step S202 after determining coupling.
The present embodiment mainly realizes safer authentication by positional information confirmation after mutual and protects, in a lot of fraudulent activities, user is often blinded by cheat, believe paid to as if a legal object, and think that carried out payment is safe payment based on to the understanding of this legal object.Mutual by position, user can obtain positional information and the user profile paying object, can decide whether it is intended legal object by it, thus reduces the probability cheated by cheat.
The above is the preferred embodiment of the present invention; it should be pointed out that, for those skilled in the art, under the premise without departing from the principles of the invention; can also make some improvements and modifications, these improvements and modifications are also considered as protection scope of the present invention.
Claims (10)
1. one kind based on the mutual Verification System in position, it is characterized in that, including payment terminals, safe end and collect end, described payment terminals obtains self current positional information, and by described safe end obtain described in collect the positional information of end and user profile carries out coupling confirmation.
2. as claimed in claim 1 based on the Verification System that position is mutual, it is characterized in that, described payment terminals includes locating module, memory module and authentication module, after described locating module obtains current location information, it is mated by described authentication module with the preset position information in described memory module, and exports authenticating result.
3. as claimed in claim 2 based on the Verification System that position is mutual, it is characterised in that described current location information is described as coordinate range.
4. as claimed in claim 2 based on the Verification System that position is mutual, it is characterised in that described current location information is described as object of reference scope.
5. as claimed in claim 4 based on the Verification System that position is mutual, it is characterised in that described object of reference is landmark thing in coordinate range.
6. as claimed in claim 2 based on the Verification System that position is mutual, it is characterised in that also including recording module and display module, described display module prompting password vocal print authentication, described recording module capture user voice information also obtains password voiceprint.
7. as claimed in claim 6 based on the Verification System that position is mutual, it is characterised in that described password voiceprint compares with the preset password voiceprint in described memory module, it is determined whether by authentication.
8. as claimed in claim 7 based on the Verification System that position is mutual, it is characterised in that when described current location information does not mates with preset position information, carry out password voiceprint and compare.
9. as claimed in claim 7 based on the Verification System that position is mutual, it is characterised in that when described current location information mates with preset position information, carry out password voiceprint and compare.
10., as claimed in claim 2 based on the Verification System that position is mutual, it is characterised in that also include communication module, collect end position information for acquisition, and also include user profile input module, confirm to collect end position information and user profile for user.
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CN102855555A (en) * | 2012-08-06 | 2013-01-02 | 北京中科金财电子商务有限公司 | System and method for identifying payment risks based on position transformation |
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CN102930470A (en) * | 2012-09-18 | 2013-02-13 | 深圳一卡通新技术有限公司 | Mobile phone position based bank card transaction safety pre-warning method |
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